Entrust Mortgage, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Entrust Mortgage, Inc. of Englewood, CO reported 5,949 mortgage applications totaling $904.7 million, up 5% from 2005. The average application was for $152,075, and applicants reported an average income of $103,435. 42% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (640), Denver-Aurora, CO (494) and Chicago-Naperville-Joliet, IL (184) (applications in parentheses).

Mortgage Company & Address Entrust Mortgage, Inc.
304 Inverness Way South
Englewood, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 5,949
Total Mortgage Loan Application Amount $904,700,000
Average Mortgage Loan Application Amount $152,075
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $103,435
Highest Applicant Income $1,512,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Entrust Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Entrust Mortgage, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 280 $ 32,621,000 $ 116,503 $ 97,000
Denver, Colorado 196 $ 25,292,000 $ 129,040 $ 100,000
Clark, Nevada 181 $ 33,048,000 $ 182,585 $ 110,000
DeKalb, Georgia 157 $ 16,121,000 $ 102,681 $ 85,000
Cook, Illinois 152 $ 17,898,000 $ 117,750 $ 101,000
Los Angeles, California 149 $ 45,354,000 $ 304,389 $ 119,000
Broward, Florida 135 $ 24,625,000 $ 182,407 $ 89,000
Miami-Dade, Florida 132 $ 25,358,000 $ 192,106 $ 112,000
Wayne, Michigan 131 $ 13,147,000 $ 100,358 $ 74,000
Arapahoe, Colorado 119 $ 14,098,000 $ 118,470 $ 86,000
Harris, Texas 114 $ 13,833,000 $ 121,342 $ 128,000
Adams, Colorado 104 $ 10,420,000 $ 100,192 $ 92,000
Maricopa, Arizona 88 $ 16,346,000 $ 185,750 $ 163,000
Orange, Florida 83 $ 10,540,000 $ 126,987 $ 78,000
Dallas, Texas 82 $ 8,033,000 $ 97,963 $ 69,000
Tarrant, Texas 81 $ 6,712,000 $ 82,864 $ 45,000
San Bernardino, California 73 $ 14,336,000 $ 196,383 $ 121,000
Hillsborough, Florida 58 $ 6,739,000 $ 116,189 $ 77,000
Richmond City, Virginia 52 $ 3,564,000 $ 68,538 $ 154,000
Lee, Florida 51 $ 8,431,000 $ 165,313 $ 150,000
Palm Beach, Florida 51 $ 8,653,000 $ 169,666 $ 122,000
Baltimore City, Maryland 51 $ 5,036,000 $ 98,745 $ 114,000
Gwinnett, Georgia 50 $ 5,957,000 $ 119,140 $ 107,000
Pinellas, Florida 48 $ 5,455,000 $ 113,645 $ 83,000
Orange, California 47 $ 16,067,000 $ 341,851 $ 166,000
Sacramento, California 47 $ 9,801,000 $ 208,531 $ 107,000
Prince George's, Maryland 46 $ 7,881,000 $ 171,326 $ 60,000
Franklin, Ohio 46 $ 4,208,000 $ 91,478 $ 99,000
Jefferson, Colorado 45 $ 6,790,000 $ 150,888 $ 80,000
New Haven, Connecticut 44 $ 3,989,000 $ 90,659 $ 118,000
Hennepin, Minnesota 39 $ 6,695,000 $ 171,666 $ 173,000
Clayton, Georgia 36 $ 2,540,000 $ 70,555 $ 168,000
Oakland, Michigan 36 $ 9,004,000 $ 250,111 $ 65,000
San Diego, California 33 $ 9,868,000 $ 299,030 $ 146,000
Contra Costa, California 32 $ 9,767,000 $ 305,218 $ 143,000
Marion, Indiana 32 $ 1,773,000 $ 55,406 $ 93,000
Salt Lake, Utah 32 $ 5,619,000 $ 175,593 $ 68,000
Cobb, Georgia 30 $ 2,436,000 $ 81,200 $ 77,000
Douglas, Colorado 29 $ 7,585,000 $ 261,551 $ 181,000
St. Louis City, Missouri 29 $ 1,952,000 $ 67,310 $ 103,000
Osceola, Florida 28 $ 5,099,000 $ 182,107 $ 94,000
Riverside, California 27 $ 8,249,000 $ 305,518 $ 91,000
Duval, Florida 27 $ 2,047,000 $ 75,814 $ 82,000
St. Lucie, Florida 27 $ 3,036,000 $ 112,444 $ 112,000
Hartford, Connecticut 26 $ 3,913,000 $ 150,500 $ 84,000
Montgomery, Maryland 25 $ 6,291,000 $ 251,640 $ 79,000
Pima, Arizona 24 $ 2,692,000 $ 112,166 $ 110,000
Collier, Florida 24 $ 5,441,000 $ 226,708 $ 79,000
Stanislaus, California 22 $ 3,008,000 $ 136,727 $ 94,000
Volusia, Florida 22 $ 2,856,000 $ 129,818 $ 27,000
Will, Illinois 22 $ 3,505,000 $ 159,318 $ 117,000
Bexar, Texas 22 $ 2,203,000 $ 100,136 $ 135,000
El Paso, Colorado 21 $ 2,922,000 $ 139,142 $ 116,000
Sarasota, Florida 21 $ 3,878,000 $ 184,666 $ 88,000
Baltimore, Maryland 20 $ 2,627,000 $ 131,350 $ 204,000
St. Louis, Missouri 20 $ 1,228,000 $ 61,400 $ 86,000
Hamilton, Ohio 20 $ 1,659,000 $ 82,950 $ 78,000
Collin, Texas 20 $ 3,021,000 $ 151,050 $ 105,000
Weld, Colorado 19 $ 3,526,000 $ 185,578 $ 127,000
Polk, Florida 19 $ 1,707,000 $ 89,842 $ 40,000
Fresno, California 18 $ 2,251,000 $ 125,055 $ 175,000
Seminole, Florida 18 $ 3,662,000 $ 203,444 $ 121,000
Hampden, Massachusetts 18 $ 1,817,000 $ 100,944 $ 80,000
Washtenaw, Michigan 18 $ 2,186,000 $ 121,444 $ 82,000
Macomb, Michigan 17 $ 2,267,000 $ 133,352 $ 69,000
Santa Clara, California 16 $ 7,874,000 $ 492,125 $ 261,000
Hamilton, Indiana 16 $ 1,263,000 $ 78,937 $ 73,000
King, Washington 16 $ 3,611,000 $ 225,687 $ 276,000
Ramsey, Minnesota 15 $ 3,909,000 $ 260,600 $ 155,000
Pierce, Washington 15 $ 2,263,000 $ 150,866 $ 96,000
Alameda, California 14 $ 5,826,000 $ 416,142 $ 121,000
Fairfield, Connecticut 14 $ 2,787,000 $ 199,071 $ 111,000
Rockdale, Georgia 14 $ 1,619,000 $ 115,642 $ 139,000
Utah, Utah 14 $ 1,364,000 $ 97,428 $ 184,000
Kern, California 13 $ 1,414,000 $ 108,769 $ 57,000
San Joaquin, California 13 $ 2,982,000 $ 229,384 $ 83,000
Lake, Illinois 13 $ 1,499,000 $ 115,307 $ 84,000
Prince William, Virginia 13 $ 2,316,000 $ 178,153 $ 69,000
Boulder, Colorado 12 $ 3,766,000 $ 313,833 $ 105,000
Newton, Georgia 12 $ 722,000 $ 60,166 $ 77,000
Chesterfield, Virginia 12 $ 1,552,000 $ 129,333 $ 88,000
Fairfax, Virginia 12 $ 2,901,000 $ 241,750 $ 163,000
Henry, Georgia 11 $ 1,004,000 $ 91,272 $ 137,000
Lake, Indiana 11 $ 822,000 $ 74,727 $ 46,000
Greene, Missouri 11 $ 2,057,000 $ 187,000 $ 8,000
Norfolk, Virginia 11 $ 928,000 $ 84,363 $ 55,000
Mohave, Arizona 10 $ 966,000 $ 96,600 $ 115,000
Brevard, Florida 10 $ 1,112,000 $ 111,200 $ 82,000
Douglas, Georgia 10 $ 950,000 $ 95,000 $ 93,000
Ingham, Michigan 10 $ 661,000 $ 66,100 $ 72,000
Jackson, Missouri 10 $ 645,000 $ 64,500 $ 73,000
Curry, New Mexico 10 $ 806,000 $ 80,600 $ 164,000
Multnomah, Oregon 10 $ 1,089,000 $ 108,900 $ 88,000
Cameron, Texas 10 $ 1,414,000 $ 141,400 $ 129,000
Denton, Texas 10 $ 1,964,000 $ 196,400 $ 68,000
Williamson, Texas 10 $ 748,000 $ 74,800 $ 124,000
Virginia Beach, Virginia 10 $ 2,083,000 $ 208,300 $ 54,000
Garfield, Colorado 9 $ 1,490,000 $ 165,555 $ 0
Fayette, Georgia 9 $ 1,706,000 $ 189,555 $ 135,000
Cuyahoga, Ohio 9 $ 773,000 $ 85,888 $ 107,000
Marion, Florida 8 $ 1,294,000 $ 161,750 $ 258,000
Monroe, Florida 8 $ 3,591,000 $ 448,875 $ 251,000
Pasco, Florida 8 $ 1,159,000 $ 144,875 $ 51,000
Paulding, Georgia 8 $ 399,000 $ 49,875 $ 72,000
Walton, Georgia 8 $ 1,233,000 $ 154,125 $ 63,000
Suffolk, Massachusetts 8 $ 1,868,000 $ 233,500 $ 98,000
Clay, Missouri 8 $ 956,000 $ 119,500 $ 248,000
Bernalillo, New Mexico 8 $ 657,000 $ 82,125 $ 238,000
El Paso, Texas 8 $ 486,000 $ 60,750 $ 150,000
Fort Bend, Texas 8 $ 500,000 $ 62,500 $ 39,000
Travis, Texas 8 $ 959,000 $ 119,875 $ 133,000
Weber, Utah 8 $ 462,000 $ 57,750 $ 94,000
Chesapeake, Virginia 8 $ 910,000 $ 113,750 $ 12,000
Loudoun, Virginia 8 $ 2,131,000 $ 266,375 $ 41,000
Pinal, Arizona 7 $ 1,101,000 $ 157,285 $ 199,000
Larimer, Colorado 7 $ 1,399,000 $ 199,857 $ 0
Flagler, Florida 7 $ 993,000 $ 141,857 $ 14,000
Hernando, Florida 7 $ 671,000 $ 95,857 $ 88,000
Anne Arundel, Maryland 7 $ 993,000 $ 141,857 $ 149,000
Plymouth, Massachusetts 7 $ 1,501,000 $ 214,428 $ 67,000
Bell, Texas 7 $ 763,000 $ 109,000 $ 133,000
Hidalgo, Texas 7 $ 651,000 $ 93,000 $ 50,000
Merced, California 6 $ 1,134,000 $ 189,000 $ 46,000
Solano, California 6 $ 1,473,000 $ 245,500 $ 292,000
Manatee, Florida 6 $ 1,600,000 $ 266,666 $ 218,000
Dougherty, Georgia 6 $ 407,000 $ 67,833 $ 56,000
Kane, Illinois 6 $ 429,000 $ 71,500 $ 94,000
Kankakee, Illinois 6 $ 323,000 $ 53,833 $ 96,000
Wicomico, Maryland 6 $ 456,000 $ 76,000 $ 0
Worcester, Massachusetts 6 $ 910,000 $ 151,666 $ 24,000
Genesee, Michigan 6 $ 624,000 $ 104,000 $ 64,000
Jackson, Michigan 6 $ 352,000 $ 58,666 $ 66,000
Kent, Michigan 6 $ 361,000 $ 60,166 $ 73,000
Livingston, Michigan 6 $ 2,230,000 $ 371,666 $ 99,000
Mower, Minnesota 6 $ 318,000 $ 53,000 $ 116,000
Scott, Minnesota 6 $ 719,000 $ 119,833 $ 76,000
Lucas, Ohio 6 $ 358,000 $ 59,666 $ 77,000
Clackamas, Oregon 6 $ 813,000 $ 135,500 $ 24,000
Deschutes, Oregon 6 $ 919,000 $ 153,166 $ 82,000
Davis, Utah 6 $ 413,000 $ 68,833 $ 50,000
Henrico, Virginia 6 $ 491,000 $ 81,833 $ 80,000
Snohomish, Washington 6 $ 630,000 $ 105,000 $ 34,000
Placer, California 5 $ 984,000 $ 196,800 $ 29,000
San Mateo, California 5 $ 2,210,000 $ 442,000 $ 155,000
Santa Barbara, California 5 $ 2,466,000 $ 493,200 $ 280,000
Ventura, California 5 $ 1,209,000 $ 241,800 $ 173,000
New London, Connecticut 5 $ 1,197,000 $ 239,400 $ 106,000
Charlotte, Florida 5 $ 559,000 $ 111,800 $ 21,000
Lake, Florida 5 $ 732,000 $ 146,400 $ 131,000
Liberty, Georgia 5 $ 407,000 $ 81,400 $ 47,000
Howard, Maryland 5 $ 868,000 $ 173,600 $ 42,000
Washington, Utah 5 $ 744,000 $ 148,800 $ 67,000
Eagle, Colorado 4 $ 890,000 $ 222,500 $ 0
Pueblo, Colorado 4 $ 243,000 $ 60,750 $ 65,000
Summit, Colorado 4 $ 1,419,000 $ 354,750 $ 224,000
Martin, Florida 4 $ 689,000 $ 172,250 $ 63,000
Coweta, Georgia 4 $ 260,000 $ 65,000 $ 27,000
Houston, Georgia 4 $ 152,000 $ 38,000 $ 125,000
McHenry, Illinois 4 $ 474,000 $ 118,500 $ 27,000
Rock Island, Illinois 4 $ 214,000 $ 53,500 $ 114,000
Carroll, Maryland 4 $ 627,000 $ 156,750 $ 66,000
Norfolk, Massachusetts 4 $ 552,000 $ 138,000 $ 182,000
Kalamazoo, Michigan 4 $ 211,000 $ 52,750 $ 116,000
Butler, Ohio 4 $ 399,000 $ 99,750 $ 115,000
Montgomery, Ohio 4 $ 214,000 $ 53,500 $ 90,000
Ector, Texas 4 $ 152,000 $ 38,000 $ 102,000
Ellis, Texas 4 $ 365,000 $ 91,250 $ 185,000
Galveston, Texas 4 $ 435,000 $ 108,750 $ 180,000
Hays, Texas 4 $ 270,000 $ 67,500 $ 356,000
Montgomery, Texas 4 $ 482,000 $ 120,500 $ 0
Clark, Washington 4 $ 582,000 $ 145,500 $ 0
Whatcom, Washington 4 $ 1,027,000 $ 256,750 $ 36,000
Yavapai, Arizona 3 $ 235,000 $ 78,333 $ 28,000
Nevada, California 3 $ 1,050,000 $ 350,000 $ 196,000
Sonoma, California 3 $ 1,333,000 $ 444,333 $ 252,000
Chaffee, Colorado 3 $ 474,000 $ 158,000 $ 107,000
Mesa, Colorado 3 $ 370,000 $ 123,333 $ 128,000
Clay, Florida 3 $ 435,000 $ 145,000 $ 52,000
St. Johns, Florida 3 $ 1,130,000 $ 376,666 $ 87,000
Spalding, Georgia 3 $ 164,000 $ 54,666 $ 70,000
LaPorte, Indiana 3 $ 209,000 $ 69,666 $ 64,000
Anoka, Minnesota 3 $ 537,000 $ 179,000 $ 148,000
Shelby, Ohio 3 $ 426,000 $ 142,000 $ 138,000
Duchesne, Utah 3 $ 326,000 $ 108,666 $ 79,000
Amador, California 2 $ 432,000 $ 216,000 $ 0
Kings, California 2 $ 191,000 $ 95,500 $ 0
Madera, California 2 $ 380,000 $ 190,000 $ 0
Napa, California 2 $ 430,000 $ 215,000 $ 258,000
Santa Cruz, California 2 $ 1,610,000 $ 805,000 $ 262,000
Delta, Colorado 2 $ 174,000 $ 87,000 $ 0
Routt, Colorado 2 $ 793,000 $ 396,500 $ 38,000
Alachua, Florida 2 $ 171,000 $ 85,500 $ 0
Escambia, Florida 2 $ 185,000 $ 92,500 $ 266,000
Highlands, Florida 2 $ 320,000 $ 160,000 $ 163,000
Leon, Florida 2 $ 76,000 $ 38,000 $ 67,000
Nassau, Florida 2 $ 657,000 $ 328,500 $ 270,000
Okaloosa, Florida 2 $ 265,000 $ 132,500 $ 0
Santa Rosa, Florida 2 $ 203,000 $ 101,500 $ 240,000
Barrow, Georgia 2 $ 291,000 $ 145,500 $ 0
Bartow, Georgia 2 $ 115,000 $ 57,500 $ 42,000
Carroll, Georgia 2 $ 97,000 $ 48,500 $ 102,000
Clarke, Georgia 2 $ 90,000 $ 45,000 $ 69,000
Dawson, Georgia 2 $ 152,000 $ 76,000 $ 84,000
Glynn, Georgia 2 $ 738,000 $ 369,000 $ 151,000
Lowndes, Georgia 2 $ 120,000 $ 60,000 $ 0
McDuffie, Georgia 2 $ 112,000 $ 56,000 $ 144,000
Muscogee, Georgia 2 $ 80,000 $ 40,000 $ 89,000
Oconee, Georgia 2 $ 311,000 $ 155,500 $ 0
Walker, Georgia 2 $ 124,000 $ 62,000 $ 0
Sangamon, Illinois 2 $ 103,000 $ 51,500 $ 61,000
St. Clair, Illinois 2 $ 113,000 $ 56,500 $ 141,000
Whiteside, Illinois 2 $ 151,000 $ 75,500 $ 38,000
Winnebago, Illinois 2 $ 75,000 $ 37,500 $ 67,000
Allen, Indiana 2 $ 117,000 $ 58,500 $ 51,000
Porter, Indiana 2 $ 375,000 $ 187,500 $ 156,000
Calvert, Maryland 2 $ 380,000 $ 190,000 $ 107,000
Caroline, Maryland 2 $ 238,000 $ 119,000 $ 73,000
Charles, Maryland 2 $ 207,000 $ 103,500 $ 0
Dorchester, Maryland 2 $ 180,000 $ 90,000 $ 191,000
Worcester, Maryland 2 $ 630,000 $ 315,000 $ 0
Barnstable, Massachusetts 2 $ 220,000 $ 110,000 $ 0
Bristol, Massachusetts 2 $ 176,000 $ 88,000 $ 133,000
Essex, Massachusetts 2 $ 445,000 $ 222,500 $ 89,000
Middlesex, Massachusetts 2 $ 531,000 $ 265,500 $ 107,000
Saginaw, Michigan 2 $ 145,000 $ 72,500 $ 154,000
Shiawassee, Michigan 2 $ 188,000 $ 94,000 $ 102,000
Carver, Minnesota 2 $ 250,000 $ 125,000 $ 112,000
Dakota, Minnesota 2 $ 256,000 $ 128,000 $ 0
Olmsted, Minnesota 2 $ 239,000 $ 119,500 $ 123,000
St. Louis, Minnesota 2 $ 99,000 $ 49,500 $ 137,000
Christian, Missouri 2 $ 630,000 $ 315,000 $ 400,000
Johnson, Missouri 2 $ 190,000 $ 95,000 $ 60,000
Champaign, Ohio 2 $ 96,000 $ 48,000 $ 72,000
Delaware, Ohio 2 $ 438,000 $ 219,000 $ 117,000
Fairfield, Ohio 2 $ 219,000 $ 109,500 $ 180,000
Henry, Ohio 2 $ 125,000 $ 62,500 $ 133,000
Jefferson, Ohio 2 $ 119,000 $ 59,500 $ 0
Paulding, Ohio 2 $ 82,000 $ 41,000 $ 64,000
Pickaway, Ohio 2 $ 213,000 $ 106,500 $ 152,000
Warren, Ohio 2 $ 638,000 $ 319,000 $ 0
Williams, Ohio 2 $ 80,000 $ 40,000 $ 48,000
Douglas, Oregon 2 $ 261,000 $ 130,500 $ 0
Josephine, Oregon 2 $ 280,000 $ 140,000 $ 41,000
Marion, Oregon 2 $ 180,000 $ 90,000 $ 144,000
Austin, Texas 2 $ 140,000 $ 70,000 $ 73,000
Brazoria, Texas 2 $ 100,000 $ 50,000 $ 90,000
Brazos, Texas 2 $ 123,000 $ 61,500 $ 0
Guadalupe, Texas 2 $ 188,000 $ 94,000 $ 0
Hunt, Texas 2 $ 80,000 $ 40,000 $ 60,000
Parker, Texas 2 $ 112,000 $ 56,000 $ 82,000
Rockwall, Texas 2 $ 400,000 $ 200,000 $ 138,000
Hampton, Virginia 2 $ 135,000 $ 67,500 $ 45,000
Portsmouth, Virginia 2 $ 130,000 $ 65,000 $ 89,000
Suffolk, Virginia 2 $ 495,000 $ 247,500 $ 172,000
Island, Washington 2 $ 184,000 $ 92,000 $ 239,000
Kitsap, Washington 2 $ 332,000 $ 166,000 $ 103,000
Spokane, Washington 2 $ 169,000 $ 84,500 $ 46,000
Yakima, Washington 2 $ 105,000 $ 52,500 $ 85,000
Coconino, Arizona 1 $ 232,000 $ 232,000 $ 67,000
Butte, California 1 $ 340,000 $ 340,000 $ 82,000
Del Norte, California 1 $ 555,000 $ 555,000 $ 95,000
Broomfield, Colorado 1 $ 189,000 $ 189,000 $ 131,000
Teller, Colorado 1 $ 353,000 $ 353,000 $ 77,000
Middlesex, Connecticut 1 $ 244,000 $ 244,000 $ 0
Tolland, Connecticut 1 $ 228,000 $ 228,000 $ 0
Windham, Connecticut 1 $ 176,000 $ 176,000 $ 0
Elbert, Georgia 1 $ 111,000 $ 111,000 $ 0
Johnson, Indiana 1 $ 222,000 $ 222,000 $ 612,000
Harford, Maryland 1 $ 296,000 $ 296,000 $ 504,000
Washington, Maryland 1 $ 320,000 $ 320,000 $ 132,000
Alpena, Michigan 1 $ 52,000 $ 52,000 $ 65,000
Roscommon, Michigan 1 $ 353,000 $ 353,000 $ 103,000
St. Joseph, Michigan 1 $ 355,000 $ 355,000 $ 115,000
Webster, Missouri 1 $ 356,000 $ 356,000 $ 125,000
Wayne, Ohio 1 $ 86,000 $ 86,000 $ 83,000
Jackson, Oregon 1 $ 184,000 $ 184,000 $ 96,000
Providence, Rhode Island 1 $ 220,000 $ 220,000 $ 62,000
Iron, Utah 1 $ 160,000 $ 160,000 $ 89,000
Uintah, Utah 1 $ 160,000 $ 160,000 $ 95,000
Arlington, Virginia 1 $ 184,000 $ 184,000 $ 0
Caroline, Virginia 1 $ 155,000 $ 155,000 $ 78,000

Mortgage Loan Application Detail Totals for Entrust Mortgage, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,103 $735,918,000 $144,000 $1,632,000 $105,000 $1,512,000
Refinancing 846 $168,782,000 $199,000 $2,000,000 $94,000 $648,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,154 $345,544,000 $160,000 $2,000,000 $111,000 $1,512,000
Black or African American 1,926 $244,676,000 $127,000 $1,575,000 $96,000 $726,000
Hispanic 915 $157,394,000 $172,000 $1,632,000 $95,000 $804,000
Not Provided 680 $105,878,000 $155,000 $1,015,000 $108,000 $804,000
Asian 236 $45,704,000 $193,000 $1,188,000 $114,000 $1,200,000
Native Hawaiian or Other Pacific Islander 25 $4,538,000 $181,000 $722,000 $161,000 $274,000
American Indian or Alaskan Native 13 $966,000 $74,000 $186,000 $77,000 $121,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,943 $903,502,000 $152,000 $2,000,000 $104,000 $1,512,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,134,000 $226,000 $760,000 $75,000 $226,000
FHA-insured (Federal Housing Administration) 1 $64,000 $64,000 $64,000 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,470 $339,995,000 $137,000 $1,043,000 $91,000 $744,000
Application Approved But Not Accepted 1,591 $239,158,000 $150,000 $2,000,000 $114,000 $804,000
Application Denied By Financial Institution 1,553 $261,268,000 $168,000 $1,575,000 $113,000 $1,512,000
Application Withdrawn By Applicant 324 $63,365,000 $195,000 $1,632,000 $107,000 $612,000
File Closed For Incompleteness 7 $586,000 $83,000 $196,000 $79,000 $183,000
Preapproval Approved but not Accepted 4 $328,000 $82,000 $139,000 $23,000 $90,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 340 $53,166,000 $156,000 $1,125,000 $108,000 $726,000
Credit History 284 $44,929,000 $158,000 $1,575,000 $100,000 $1,200,000
Debt-To-Income Ratio 279 $43,458,000 $155,000 $1,015,000 $112,000 $600,000
Other 119 $25,535,000 $214,000 $960,000 $132,000 $726,000
Unverifiable Information 100 $19,738,000 $197,000 $940,000 $120,000 $1,512,000
Employment History 72 $10,771,000 $149,000 $719,000 $113,000 $468,000
Insufficient Cash (Downpayment, Closing Cost) 37 $8,002,000 $216,000 $950,000 $116,000 $358,000
Credit Application Incomplete 11 $2,143,000 $194,000 $900,000 $115,000 $340,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Entrust Mortgage, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Entrust Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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