Equity Resources Inc Mortgage Lending & HMDA Data, 2025

In 2025, Equity Resources Inc of Newark, OH reported 4,176 mortgage applications totaling $1.1 billion, up 9% from 2024. The average application was for $268,984, and applicants reported an average income of $120,387. 70% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Columbus, OH (732), Pittsburgh, PA (526) and Toledo, OH (389) (applications in parentheses).

Mortgage Company & Address Equity Resources Inc
Po Box 5177
Newark, OH 43055
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,176
Total Mortgage Loan Application Amount $1,123,280,000
Average Mortgage Loan Application Amount $268,984
Highest Mortgage Loan Application Amount $1,285,000
Average Applicant Income $120,387
Highest Applicant Income $2,461,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Resources Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Resources Inc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lucas, Ohio 289 $ 53,455,000 $ 184,965 $ 92,000
Licking, Ohio 276 $ 62,480,000 $ 226,376 $ 96,000
Allegheny, Pennsylvania 250 $ 63,110,000 $ 252,440 $ 131,000
Franklin, Ohio 175 $ 46,825,000 $ 267,571 $ 158,000
Wake, North Carolina 145 $ 62,695,000 $ 432,379 $ 181,000
Guilford, North Carolina 129 $ 31,445,000 $ 243,759 $ 103,000
Washington, Pennsylvania 127 $ 26,825,000 $ 211,220 $ 99,000
Erie, Pennsylvania 125 $ 24,095,000 $ 192,760 $ 101,000
Delaware, Ohio 113 $ 46,305,000 $ 409,778 $ 173,000
Blair, Pennsylvania 81 $ 14,465,000 $ 178,580 $ 84,000
South Central Connecticut Planning Region, Connecticut 79 $ 26,455,000 $ 334,873 $ 124,000
Fairfield, Ohio 75 $ 21,445,000 $ 285,933 $ 122,000
Westmoreland, Pennsylvania 70 $ 13,200,000 $ 188,571 $ 89,000
Wood, Ohio 63 $ 14,135,000 $ 224,365 $ 107,000
Muskingum, Ohio 59 $ 11,895,000 $ 201,610 $ 87,000
Horry, South Carolina 59 $ 14,965,000 $ 253,644 $ 97,000
Beaufort, South Carolina 58 $ 19,570,000 $ 337,413 $ 200,000
St. Mary's, Maryland 57 $ 24,265,000 $ 425,701 $ 135,000
Monroe, Michigan 57 $ 12,915,000 $ 226,578 $ 99,000
Perry, Ohio 42 $ 8,840,000 $ 210,476 $ 105,000
Mercer, Pennsylvania 40 $ 6,880,000 $ 172,000 $ 87,000
Hillsborough, Florida 38 $ 9,530,000 $ 250,789 $ 110,000
Forsyth, North Carolina 38 $ 8,780,000 $ 231,052 $ 100,000
Harnett, North Carolina 37 $ 11,535,000 $ 311,756 $ 122,000
Fulton, Ohio 37 $ 6,455,000 $ 174,459 $ 76,000
Naugatuck Valley Planning Region, Connecticut 34 $ 8,760,000 $ 257,647 $ 100,000
Western Connecticut Planning Region, Connecticut 33 $ 10,975,000 $ 332,575 $ 171,000
Montgomery, Maryland 32 $ 11,180,000 $ 349,375 $ 154,000
Johnston, North Carolina 32 $ 8,780,000 $ 274,375 $ 124,000
Beaver, Pennsylvania 31 $ 7,135,000 $ 230,161 $ 105,000
Prince George's, Maryland 30 $ 10,090,000 $ 336,333 $ 124,000
Montgomery, Pennsylvania 30 $ 10,910,000 $ 363,666 $ 130,000
Clermont, Ohio 29 $ 6,545,000 $ 225,689 $ 109,000
Knox, Ohio 28 $ 7,910,000 $ 282,500 $ 112,000
Baltimore, Maryland 27 $ 9,385,000 $ 347,592 $ 132,000
Howard, Maryland 24 $ 11,700,000 $ 487,500 $ 227,000
Barnstable, Massachusetts 24 $ 10,790,000 $ 449,583 $ 208,000
Worcester, Massachusetts 24 $ 10,930,000 $ 455,416 $ 151,000
Rockingham, North Carolina 24 $ 5,320,000 $ 221,666 $ 87,000
Coshocton, Ohio 24 $ 4,690,000 $ 195,416 $ 76,000
Pasco, Florida 23 $ 6,275,000 $ 272,826 $ 151,000
Middlesex, Massachusetts 23 $ 12,915,000 $ 561,521 $ 251,000
Pickaway, Ohio 23 $ 6,255,000 $ 271,956 $ 107,000
Montgomery, Ohio 22 $ 3,570,000 $ 162,272 $ 72,000
Anne Arundel, Maryland 21 $ 8,935,000 $ 425,476 $ 148,000
Fayette, Pennsylvania 21 $ 3,675,000 $ 175,000 $ 70,000
Calvert, Maryland 20 $ 7,220,000 $ 361,000 $ 119,000
Capitol Planning Region, Connecticut 19 $ 6,595,000 $ 347,105 $ 114,000
Butler, Pennsylvania 19 $ 6,195,000 $ 326,052 $ 191,000
Durham, North Carolina 17 $ 5,345,000 $ 314,411 $ 124,000
Davidson, North Carolina 16 $ 3,220,000 $ 201,250 $ 77,000
Alamance, North Carolina 15 $ 3,935,000 $ 262,333 $ 107,000
Henry, Ohio 15 $ 3,145,000 $ 209,666 $ 97,000
Crawford, Pennsylvania 15 $ 2,785,000 $ 185,666 $ 104,000
Mecklenburg, Virginia 15 $ 4,715,000 $ 314,333 $ 115,000
Lower Connecticut River Valley Planning Region, Connecticut 14 $ 4,790,000 $ 342,142 $ 132,000
Plymouth, Massachusetts 14 $ 5,640,000 $ 402,857 $ 141,000
Guernsey, Ohio 14 $ 2,930,000 $ 209,285 $ 83,000
Bucks, Pennsylvania 14 $ 4,340,000 $ 310,000 $ 103,000
Robeson, North Carolina 13 $ 2,415,000 $ 185,769 $ 63,000
Brown, Ohio 13 $ 2,295,000 $ 176,538 $ 78,000
Union, Ohio 13 $ 6,035,000 $ 464,230 $ 176,000
Norfolk, Massachusetts 12 $ 5,680,000 $ 473,333 $ 172,000
Brunswick, North Carolina 12 $ 3,480,000 $ 290,000 $ 83,000
Randolph, North Carolina 12 $ 2,600,000 $ 216,666 $ 76,000
Butler, Ohio 12 $ 2,440,000 $ 203,333 $ 109,000
Greene, Pennsylvania 12 $ 2,020,000 $ 168,333 $ 85,000
Baltimore City, Maryland 11 $ 2,845,000 $ 258,636 $ 135,000
Miami, Ohio 11 $ 2,115,000 $ 192,272 $ 85,000
Ottawa, Ohio 11 $ 2,285,000 $ 207,727 $ 86,000
Polk, Florida 10 $ 2,610,000 $ 261,000 $ 104,000
Sarasota, Florida 10 $ 3,250,000 $ 325,000 $ 146,000
Charles, Maryland 10 $ 3,360,000 $ 336,000 $ 134,000
Carteret, North Carolina 10 $ 4,780,000 $ 478,000 $ 271,000
Granville, North Carolina 10 $ 2,960,000 $ 296,000 $ 118,000
Nash, North Carolina 10 $ 2,420,000 $ 242,000 $ 78,000
Stark, Ohio 10 $ 1,860,000 $ 186,000 $ 80,000
Clearfield, Pennsylvania 10 $ 1,650,000 $ 165,000 $ 75,000
Delaware, Pennsylvania 10 $ 2,330,000 $ 233,000 $ 70,000
Pinellas, Florida 9 $ 2,655,000 $ 295,000 $ 172,000
Jackson, Michigan 9 $ 1,445,000 $ 160,555 $ 72,000
Wayne, Michigan 9 $ 1,735,000 $ 192,777 $ 141,000
Cumberland, North Carolina 9 $ 2,005,000 $ 222,777 $ 71,000
Hamilton, Ohio 9 $ 3,175,000 $ 352,777 $ 193,000
Manatee, Florida 8 $ 2,820,000 $ 352,500 $ 163,000
Lenawee, Michigan 8 $ 1,710,000 $ 213,750 $ 114,000
Clinton, Ohio 8 $ 1,980,000 $ 247,500 $ 96,000
Defiance, Ohio 8 $ 1,290,000 $ 161,250 $ 67,000
Williams, Ohio 8 $ 1,420,000 $ 177,500 $ 73,000
Cambria, Pennsylvania 8 $ 1,350,000 $ 168,750 $ 87,000
Frederick, Maryland 7 $ 2,995,000 $ 427,857 $ 131,000
Lee, North Carolina 7 $ 1,775,000 $ 253,571 $ 85,000
Sandusky, Ohio 7 $ 1,275,000 $ 182,142 $ 58,000
Scioto, Ohio 7 $ 1,515,000 $ 216,428 $ 103,000
Tuscarawas, Ohio 7 $ 935,000 $ 133,571 $ 115,000
Lehigh, Pennsylvania 7 $ 2,215,000 $ 316,428 $ 132,000
Somerset, Pennsylvania 7 $ 895,000 $ 127,857 $ 117,000
Darlington, South Carolina 7 $ 1,375,000 $ 196,428 $ 72,000
Franklin, North Carolina 6 $ 2,340,000 $ 390,000 $ 119,000
Mecklenburg, North Carolina 6 $ 2,470,000 $ 411,666 $ 164,000
Moore, North Carolina 6 $ 1,960,000 $ 326,666 $ 41,000
Wayne, North Carolina 6 $ 1,350,000 $ 225,000 $ 138,000
Highland, Ohio 6 $ 1,000,000 $ 166,666 $ 78,000
Hocking, Ohio 6 $ 1,510,000 $ 251,666 $ 110,000
Marion, Ohio 6 $ 1,480,000 $ 246,666 $ 107,000
Medina, Ohio 6 $ 2,250,000 $ 375,000 $ 143,000
Summit, Ohio 6 $ 1,320,000 $ 220,000 $ 242,000
Berks, Pennsylvania 6 $ 1,920,000 $ 320,000 $ 122,000
Lancaster, Pennsylvania 6 $ 1,760,000 $ 293,333 $ 131,000
Lawrence, Pennsylvania 6 $ 1,270,000 $ 211,666 $ 88,000
Greater Bridgeport Planning Region, Connecticut 5 $ 2,065,000 $ 413,000 $ 139,000
Charlotte, Florida 5 $ 1,095,000 $ 219,000 $ 71,000
Oakland, Michigan 5 $ 1,885,000 $ 377,000 $ 447,000
Orange, North Carolina 5 $ 3,055,000 $ 611,000 $ 169,000
Wilson, North Carolina 5 $ 1,105,000 $ 221,000 $ 64,000
Cuyahoga, Ohio 5 $ 1,175,000 $ 235,000 $ 136,000
Madison, Ohio 5 $ 1,245,000 $ 249,000 $ 150,000
Northampton, Pennsylvania 5 $ 1,465,000 $ 293,000 $ 147,000
Fairfax, Virginia 5 $ 2,905,000 $ 581,000 $ 327,000
Richmond City, Virginia 5 $ 1,185,000 $ 237,000 $ 85,000
Northwest Hills Planning Region, Connecticut 4 $ 1,270,000 $ 317,500 $ 106,000
Sussex, Delaware 4 $ 1,000,000 $ 250,000 $ 158,000
District of Columbia, District Of Columbia 4 $ 1,790,000 $ 447,500 $ 228,000
Hernando, Florida 4 $ 1,110,000 $ 277,500 $ 110,000
Volusia, Florida 4 $ 1,460,000 $ 365,000 $ 162,000
Jefferson, Kentucky 4 $ 1,160,000 $ 290,000 $ 147,000
York, Maine 4 $ 1,180,000 $ 295,000 $ 97,000
Carroll, Maryland 4 $ 1,380,000 $ 345,000 $ 133,000
Harford, Maryland 4 $ 1,010,000 $ 252,500 $ 114,000
Washington, Maryland 4 $ 1,310,000 $ 327,500 $ 86,000
Bristol, Massachusetts 4 $ 1,360,000 $ 340,000 $ 141,000
Hillsdale, Michigan 4 $ 1,010,000 $ 252,500 $ 111,000
Columbus, North Carolina 4 $ 750,000 $ 187,500 $ 66,000
Craven, North Carolina 4 $ 990,000 $ 247,500 $ 116,000
Hoke, North Carolina 4 $ 1,110,000 $ 277,500 $ 60,000
Jackson, North Carolina 4 $ 1,560,000 $ 390,000 $ 165,000
New Hanover, North Carolina 4 $ 850,000 $ 212,500 $ 117,000
Pitt, North Carolina 4 $ 820,000 $ 205,000 $ 178,000
Warren, North Carolina 4 $ 1,110,000 $ 277,500 $ 249,000
Greene, Ohio 4 $ 1,000,000 $ 250,000 $ 131,000
Morrow, Ohio 4 $ 1,250,000 $ 312,500 $ 119,000
Richland, Ohio 4 $ 580,000 $ 145,000 $ 72,000
Ross, Ohio 4 $ 900,000 $ 225,000 $ 99,000
Trumbull, Ohio 4 $ 690,000 $ 172,500 $ 66,000
Warren, Ohio 4 $ 1,390,000 $ 347,500 $ 141,000
Washington, Ohio 4 $ 650,000 $ 162,500 $ 52,000
Bedford, Pennsylvania 4 $ 610,000 $ 152,500 $ 69,000
Philadelphia, Pennsylvania 4 $ 1,140,000 $ 285,000 $ 85,000
Providence, Rhode Island 4 $ 1,710,000 $ 427,500 $ 158,000
Georgetown, South Carolina 4 $ 1,120,000 $ 280,000 $ 128,000
York, South Carolina 4 $ 1,600,000 $ 400,000 $ 252,000
Henrico, Virginia 4 $ 1,270,000 $ 317,500 $ 90,000
Southeastern Connecticut Planning Region, Connecticut 3 $ 965,000 $ 321,666 $ 137,000
Orange, Florida 3 $ 585,000 $ 195,000 $ 315,000
Hancock, Indiana 3 $ 705,000 $ 235,000 $ 141,000
Allegany, Maryland 3 $ 555,000 $ 185,000 $ 29,000
Beaufort, North Carolina 3 $ 635,000 $ 211,666 $ 73,000
Chatham, North Carolina 3 $ 1,665,000 $ 555,000 $ 207,000
Iredell, North Carolina 3 $ 1,135,000 $ 378,333 $ 106,000
Lenoir, North Carolina 3 $ 555,000 $ 185,000 $ 48,000
Sampson, North Carolina 3 $ 525,000 $ 175,000 $ 104,000
Vance, North Carolina 3 $ 1,015,000 $ 338,333 $ 176,000
Athens, Ohio 3 $ 435,000 $ 145,000 $ 61,000
Champaign, Ohio 3 $ 625,000 $ 208,333 $ 56,000
Clark, Ohio 3 $ 645,000 $ 215,000 $ 72,000
Crawford, Ohio 3 $ 315,000 $ 105,000 $ 34,000
Jackson, Ohio 3 $ 775,000 $ 258,333 $ 160,000
Mahoning, Ohio 3 $ 705,000 $ 235,000 $ 127,000
Paulding, Ohio 3 $ 375,000 $ 125,000 $ 59,000
Greenville, South Carolina 3 $ 975,000 $ 325,000 $ 122,000
Alexandria, Virginia 3 $ 1,315,000 $ 438,333 $ 172,000
Prince William, Virginia 3 $ 1,425,000 $ 475,000 $ 178,000
Wood, West Virginia 3 $ 515,000 $ 171,666 $ 60,000
Broward, Florida 2 $ 1,020,000 $ 510,000 $ 220,000
Citrus, Florida 2 $ 860,000 $ 430,000 $ 118,000
Clay, Florida 2 $ 630,000 $ 315,000 $ 94,000
Lee, Florida 2 $ 520,000 $ 260,000 $ 88,000
Marion, Florida 2 $ 350,000 $ 175,000 $ 81,000
Miami-Dade, Florida 2 $ 530,000 $ 265,000 $ 132,000
Palm Beach, Florida 2 $ 580,000 $ 290,000 $ 122,000
Santa Rosa, Florida 2 $ 410,000 $ 205,000 $ 73,000
Seminole, Florida 2 $ 540,000 $ 270,000 $ 86,000
St. Lucie, Florida 2 $ 740,000 $ 370,000 $ 125,000
DeKalb, Georgia 2 $ 990,000 $ 495,000 $ 238,000
St. Joseph, Indiana 2 $ 470,000 $ 235,000 $ 50,000
Worcester, Maryland 2 $ 1,080,000 $ 540,000 $ 232,000
Hampden, Massachusetts 2 $ 860,000 $ 430,000 $ 149,000
Suffolk, Massachusetts 2 $ 1,890,000 $ 945,000 $ 494,000
Macomb, Michigan 2 $ 350,000 $ 175,000 $ 73,000
Belknap, New Hampshire 2 $ 610,000 $ 305,000 $ 216,000
Strafford, New Hampshire 2 $ 530,000 $ 265,000 $ 67,000
Cabarrus, North Carolina 2 $ 580,000 $ 290,000 $ 129,000
Edgecombe, North Carolina 2 $ 270,000 $ 135,000 $ 94,000
Gaston, North Carolina 2 $ 550,000 $ 275,000 $ 32,000
Henderson, North Carolina 2 $ 450,000 $ 225,000 $ 125,000
Macon, North Carolina 2 $ 390,000 $ 195,000 $ 129,000
Pender, North Carolina 2 $ 730,000 $ 365,000 $ 166,000
Person, North Carolina 2 $ 450,000 $ 225,000 $ 118,000
Stokes, North Carolina 2 $ 290,000 $ 145,000 $ 102,000
Adams, Ohio 2 $ 440,000 $ 220,000 $ 81,000
Ashtabula, Ohio 2 $ 490,000 $ 245,000 $ 160,000
Darke, Ohio 2 $ 430,000 $ 215,000 $ 81,000
Hancock, Ohio 2 $ 670,000 $ 335,000 $ 107,000
Monroe, Ohio 2 $ 260,000 $ 130,000 $ 56,000
Wayne, Ohio 2 $ 430,000 $ 215,000 $ 72,000
Armstrong, Pennsylvania 2 $ 210,000 $ 105,000 $ 61,000
Centre, Pennsylvania 2 $ 300,000 $ 150,000 $ 358,000
Chester, Pennsylvania 2 $ 920,000 $ 460,000 $ 242,000
Indiana, Pennsylvania 2 $ 410,000 $ 205,000 $ 167,000
Luzerne, Pennsylvania 2 $ 360,000 $ 180,000 $ 80,000
Monroe, Pennsylvania 2 $ 740,000 $ 370,000 $ 234,000
Schuylkill, Pennsylvania 2 $ 240,000 $ 120,000 $ 75,000
Berkeley, South Carolina 2 $ 990,000 $ 495,000 $ 139,000
Clarendon, South Carolina 2 $ 270,000 $ 135,000 $ 125,000
Colleton, South Carolina 2 $ 610,000 $ 305,000 $ 79,000
Dorchester, South Carolina 2 $ 520,000 $ 260,000 $ 45,000
Florence, South Carolina 2 $ 500,000 $ 250,000 $ 117,000
Marlboro, South Carolina 2 $ 330,000 $ 165,000 $ 117,000
Amelia, Virginia 2 $ 270,000 $ 135,000 $ 72,000
Campbell, Virginia 2 $ 410,000 $ 205,000 $ 67,000
Chesterfield, Virginia 2 $ 450,000 $ 225,000 $ 65,000
King and Queen, Virginia 2 $ 440,000 $ 220,000 $ 150,000
Loudoun, Virginia 2 $ 1,090,000 $ 545,000 $ 260,000
Montgomery, Virginia 2 $ 320,000 $ 160,000 $ 209,000
Preston, West Virginia 2 $ 300,000 $ 150,000 $ 159,000
Wetzel, West Virginia 2 $ 210,000 $ 105,000 $ 52,000
Baker, Florida 1 $ 505,000 $ 505,000 $ 206,000
Brevard, Florida 1 $ 55,000 $ 55,000 $ 27,000
Collier, Florida 1 $ 165,000 $ 165,000 $ 173,000
Columbia, Florida 1 $ 65,000 $ 65,000 $ 56,000
DeSoto, Florida 1 $ 645,000 $ 645,000 $ 310,000
Flagler, Florida 1 $ 305,000 $ 305,000 $ 64,000
St. Johns, Florida 1 $ 335,000 $ 335,000 $ 133,000
Sumter, Florida 1 $ 245,000 $ 245,000 $ 110,000
Forsyth, Georgia 1 $ 715,000 $ 715,000 $ 293,000
Allen, Indiana 1 $ 305,000 $ 305,000 $ 108,000
Clark, Indiana 1 $ 285,000 $ 285,000 $ 125,000
Hendricks, Indiana 1 $ 265,000 $ 265,000 $ 73,000
Johnson, Indiana 1 $ 225,000 $ 225,000 $ 85,000
Marion, Indiana 1 $ 135,000 $ 135,000 $ 125,000
Steuben, Indiana 1 $ 225,000 $ 225,000 $ 46,000
Vanderburgh, Indiana 1 $ 295,000 $ 295,000 $ 72,000
Wells, Indiana 1 $ 115,000 $ 115,000 $ 44,000
Bracken, Kentucky 1 $ 485,000 $ 485,000 $ 100,000
Campbell, Kentucky 1 $ 165,000 $ 165,000 $ 49,000
Carter, Kentucky 1 $ 315,000 $ 315,000 $ 213,000
Fayette, Kentucky 1 $ 165,000 $ 165,000 $ 51,000
Fleming, Kentucky 1 $ 285,000 $ 285,000 $ 116,000
Greenup, Kentucky 1 $ 175,000 $ 175,000 $ 66,000
Hardin, Kentucky 1 $ 255,000 $ 255,000 $ 80,000
Henderson, Kentucky 1 $ 205,000 $ 205,000 $ 82,000
Rowan, Kentucky 1 $ 155,000 $ 155,000 $ 118,000
Penobscot, Maine 1 $ 295,000 $ 295,000 $ 139,000
Caroline, Maryland 1 $ 135,000 $ 135,000 $ 86,000
Cecil, Maryland 1 $ 335,000 $ 335,000 $ 150,000
Wicomico, Maryland 1 $ 255,000 $ 255,000 $ 64,000
Essex, Massachusetts 1 $ 1,025,000 $ 1,025,000 $ 0
Clinton, Michigan 1 $ 385,000 $ 385,000 $ 163,000
Roscommon, Michigan 1 $ 65,000 $ 65,000 $ 30,000
Carroll, New Hampshire 1 $ 1,005,000 $ 1,005,000 $ 362,000
Hillsborough, New Hampshire 1 $ 355,000 $ 355,000 $ 98,000
Merrimack, New Hampshire 1 $ 405,000 $ 405,000 $ 270,000
Bladen, North Carolina 1 $ 65,000 $ 65,000 $ 76,000
Caswell, North Carolina 1 $ 185,000 $ 185,000 $ 143,000
Cleveland, North Carolina 1 $ 235,000 $ 235,000 $ 65,000
Greene, North Carolina 1 $ 115,000 $ 115,000 $ 30,000
Martin, North Carolina 1 $ 95,000 $ 95,000 $ 25,000
Mitchell, North Carolina 1 $ 445,000 $ 445,000 $ 383,000
Onslow, North Carolina 1 $ 295,000 $ 295,000 $ 79,000
Rutherford, North Carolina 1 $ 405,000 $ 405,000 $ 84,000
Union, North Carolina 1 $ 575,000 $ 575,000 $ 295,000
Wilkes, North Carolina 1 $ 165,000 $ 165,000 $ 171,000
Yadkin, North Carolina 1 $ 255,000 $ 255,000 $ 105,000
Allen, Ohio 1 $ 435,000 $ 435,000 $ 0
Columbiana, Ohio 1 $ 155,000 $ 155,000 $ 58,000
Erie, Ohio 1 $ 75,000 $ 75,000 $ 258,000
Fayette, Ohio 1 $ 115,000 $ 115,000 $ 37,000
Gallia, Ohio 1 $ 185,000 $ 185,000 $ 72,000
Holmes, Ohio 1 $ 65,000 $ 65,000 $ 40,000
Jefferson, Ohio 1 $ 215,000 $ 215,000 $ 106,000
Lake, Ohio 1 $ 245,000 $ 245,000 $ 79,000
Logan, Ohio 1 $ 95,000 $ 95,000 $ 107,000
Morgan, Ohio 1 $ 155,000 $ 155,000 $ 58,000
Preble, Ohio 1 $ 275,000 $ 275,000 $ 71,000
Putnam, Ohio 1 $ 245,000 $ 245,000 $ 71,000
Shelby, Ohio 1 $ 185,000 $ 185,000 $ 46,000
Bradford, Pennsylvania 1 $ 85,000 $ 85,000 $ 57,000
Carbon, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Clinton, Pennsylvania 1 $ 265,000 $ 265,000 $ 82,000
Franklin, Pennsylvania 1 $ 245,000 $ 245,000 $ 76,000
Huntingdon, Pennsylvania 1 $ 335,000 $ 335,000 $ 133,000
Juniata, Pennsylvania 1 $ 265,000 $ 265,000 $ 52,000
Lebanon, Pennsylvania 1 $ 235,000 $ 235,000 $ 90,000
Montour, Pennsylvania 1 $ 245,000 $ 245,000 $ 207,000
Venango, Pennsylvania 1 $ 545,000 $ 545,000 $ 143,000
Wayne, Pennsylvania 1 $ 265,000 $ 265,000 $ 86,000
York, Pennsylvania 1 $ 295,000 $ 295,000 $ 156,000
Kent, Rhode Island 1 $ 425,000 $ 425,000 $ 140,000
Dillon, South Carolina 1 $ 235,000 $ 235,000 $ 53,000
Lee, South Carolina 1 $ 275,000 $ 275,000 $ 149,000
Lexington, South Carolina 1 $ 195,000 $ 195,000 $ 460,000
Marion, South Carolina 1 $ 735,000 $ 735,000 $ 193,000
Orangeburg, South Carolina 1 $ 125,000 $ 125,000 $ 151,000
Richland, South Carolina 1 $ 235,000 $ 235,000 $ 120,000
Williamsburg, South Carolina 1 $ 15,000 $ 15,000 $ 73,000
Comal, Texas 1 $ 405,000 $ 405,000 $ 139,000
Arlington, Virginia 1 $ 255,000 $ 255,000 $ 535,000
Charlotte, Virginia 1 $ 245,000 $ 245,000 $ 65,000
Charlottesville, Virginia 1 $ 165,000 $ 165,000 $ 79,000
Falls Church, Virginia 1 $ 445,000 $ 445,000 $ 195,000
Halifax, Virginia 1 $ 345,000 $ 345,000 $ 31,000
Henry, Virginia 1 $ 265,000 $ 265,000 $ 87,000
Hopewell, Virginia 1 $ 195,000 $ 195,000 $ 40,000
Lexington, Virginia 1 $ 465,000 $ 465,000 $ 261,000
Pittsylvania, Virginia 1 $ 235,000 $ 235,000 $ 87,000
Powhatan, Virginia 1 $ 275,000 $ 275,000 $ 50,000
Roanoke, Virginia 1 $ 225,000 $ 225,000 $ 117,000
Salem, Virginia 1 $ 305,000 $ 305,000 $ 74,000
Spotsylvania, Virginia 1 $ 395,000 $ 395,000 $ 82,000
Stafford, Virginia 1 $ 585,000 $ 585,000 $ 228,000
Staunton, Virginia 1 $ 345,000 $ 345,000 $ 81,000
Virginia Beach, Virginia 1 $ 815,000 $ 815,000 $ 258,000
Wise, Virginia 1 $ 415,000 $ 415,000 $ 157,000
Harrison, West Virginia 1 $ 295,000 $ 295,000 $ 147,000
Monongalia, West Virginia 1 $ 295,000 $ 295,000 $ 225,000
Ohio, West Virginia 1 $ 385,000 $ 385,000 $ 113,000
Roane, West Virginia 1 $ 265,000 $ 265,000 $ 127,000

Mortgage Loan Application Detail Totals for Equity Resources Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,915 $782,925,000 $268,000 $1,285,000 $119,000 $1,595,000
Refinancing 752 $233,960,000 $311,000 $1,055,000 $124,000 $2,461,000
Cash-out Refinancing 509 $106,395,000 $209,000 $1,035,000 $123,000 $1,355,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,036 $787,690,000 $259,000 $1,285,000 $118,000 $1,595,000
Hispanic 358 $91,410,000 $255,000 $805,000 $99,000 $610,000
Not Provided 260 $75,070,000 $288,000 $805,000 $125,000 $577,000
Asian 255 $96,615,000 $378,000 $905,000 $194,000 $2,461,000
Black or African American 238 $64,950,000 $272,000 $955,000 $102,000 $608,000
American Indian or Alaskan Native 24 $5,750,000 $239,000 $515,000 $64,000 $223,000
Native Hawaiian or Other Pacific Islander 5 $1,795,000 $359,000 $735,000 $92,000 $157,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,009 $817,535,000 $271,000 $1,285,000 $132,000 $2,461,000
FHA-insured (Federal Housing Administration) 792 $189,140,000 $238,000 $665,000 $89,000 $1,595,000
VA-guaranteed (Veterans Administration) 318 $105,100,000 $330,000 $1,025,000 $94,000 $367,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 57 $11,505,000 $201,000 $415,000 $77,000 $136,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,917 $785,665,000 $269,000 $1,285,000 $122,000 $2,461,000
Application Withdrawn By Applicant 949 $265,245,000 $279,000 $1,055,000 $124,000 $1,595,000
Application Denied By Financial Institution 310 $72,370,000 $233,000 $1,065,000 $90,000 $981,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,866 $1,050,910,000 $271,000 $1,285,000 $123,000 $2,461,000
Credit History 108 $21,660,000 $200,000 $725,000 $85,000 $220,000
Debt-To-Income Ratio 59 $13,215,000 $223,000 $715,000 $74,000 $275,000
Other 41 $11,605,000 $283,000 $1,035,000 $87,000 $286,000
Collateral 36 $7,460,000 $207,000 $605,000 $89,000 $196,000
Credit Application Incomplete 30 $9,110,000 $303,000 $595,000 $127,000 $493,000
Unverifiable Information 17 $5,125,000 $301,000 $1,065,000 $142,000 $981,000
Employment History 10 $2,480,000 $248,000 $725,000 $85,000 $272,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,715,000 $190,000 $405,000 $64,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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