Evergreen Bank Group Mortgage Lending & HMDA Data, 2024
In 2024, Evergreen Bank Group of Oak Brook, IL reported 827 mortgage applications totaling $88.5 million, up 130% from 2023. The average application was for $107,055, and applicants reported an average income of $145,386. 49% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville, IL (293), Phoenix-Mesa-Scottsdale, AZ (63) and Lake County-Kenosha County, IL-WI (32) (applications in parentheses).
| Mortgage Company & Address | Evergreen Bank Group 1515 22nd St # 100 Oak Brook, IL 60523 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 |
| Total Number of Mortgage Applications | 827 |
| Total Mortgage Loan Application Amount | $88,535,000 |
| Average Mortgage Loan Application Amount | $107,055 |
| Highest Mortgage Loan Application Amount | $2,565,000 |
| Average Applicant Income | $145,386 |
| Highest Applicant Income | $1,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evergreen Bank Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 212 | $ 28,880,000 | $ 136,226 | $ 228,000 |
| DuPage, Illinois | 52 | $ 5,910,000 | $ 113,653 | $ 232,000 |
| Maricopa, Arizona | 49 | $ 4,335,000 | $ 88,469 | $ 76,000 |
| Lake, Illinois | 32 | $ 4,570,000 | $ 142,812 | $ 269,000 |
| Pima, Arizona | 29 | $ 2,155,000 | $ 74,310 | $ 68,000 |
| Sussex, Delaware | 23 | $ 3,405,000 | $ 148,043 | $ 186,000 |
| Will, Illinois | 22 | $ 1,790,000 | $ 81,363 | $ 157,000 |
| Yavapai, Arizona | 17 | $ 2,405,000 | $ 141,470 | $ 94,000 |
| Kane, Illinois | 16 | $ 1,720,000 | $ 107,500 | $ 257,000 |
| Pinal, Arizona | 14 | $ 1,510,000 | $ 107,857 | $ 108,000 |
| Livingston, Michigan | 13 | $ 995,000 | $ 76,538 | $ 69,000 |
| Broward, Florida | 12 | $ 1,160,000 | $ 96,666 | $ 107,000 |
| Atlantic, New Jersey | 12 | $ 1,110,000 | $ 92,500 | $ 74,000 |
| Yuma, Arizona | 10 | $ 1,080,000 | $ 108,000 | $ 116,000 |
| Monroe, Michigan | 10 | $ 630,000 | $ 63,000 | $ 73,000 |
| Wayne, Michigan | 10 | $ 860,000 | $ 86,000 | $ 74,000 |
| Dutchess, New York | 9 | $ 865,000 | $ 96,111 | $ 82,000 |
| Saratoga, New York | 8 | $ 430,000 | $ 53,750 | $ 80,000 |
| McHenry, Illinois | 7 | $ 735,000 | $ 105,000 | $ 149,000 |
| Monmouth, New Jersey | 7 | $ 775,000 | $ 110,714 | $ 66,000 |
| Berks, Pennsylvania | 7 | $ 635,000 | $ 90,714 | $ 68,000 |
| King, Washington | 7 | $ 725,000 | $ 103,571 | $ 110,000 |
| Polk, Florida | 6 | $ 360,000 | $ 60,000 | $ 84,000 |
| Kendall, Illinois | 6 | $ 490,000 | $ 81,666 | $ 155,000 |
| Kent, Michigan | 6 | $ 480,000 | $ 80,000 | $ 79,000 |
| Oakland, Michigan | 6 | $ 430,000 | $ 71,666 | $ 63,000 |
| Kent, Delaware | 5 | $ 485,000 | $ 97,000 | $ 63,000 |
| Ottawa, Michigan | 5 | $ 355,000 | $ 71,000 | $ 90,000 |
| St. Clair, Michigan | 5 | $ 445,000 | $ 89,000 | $ 108,000 |
| Chester, Pennsylvania | 5 | $ 415,000 | $ 83,000 | $ 85,000 |
| Gila, Arizona | 4 | $ 330,000 | $ 82,500 | $ 87,000 |
| Berrien, Michigan | 4 | $ 230,000 | $ 57,500 | $ 54,000 |
| Macomb, Michigan | 4 | $ 250,000 | $ 62,500 | $ 57,000 |
| Cape May, New Jersey | 4 | $ 770,000 | $ 192,500 | $ 192,000 |
| Gloucester, New Jersey | 4 | $ 400,000 | $ 100,000 | $ 69,000 |
| Ocean, New Jersey | 4 | $ 360,000 | $ 90,000 | $ 60,000 |
| Sussex, New Jersey | 4 | $ 340,000 | $ 85,000 | $ 84,000 |
| Erie, New York | 4 | $ 250,000 | $ 62,500 | $ 88,000 |
| Oneida, New York | 4 | $ 310,000 | $ 77,500 | $ 95,000 |
| Orange, New York | 4 | $ 370,000 | $ 92,500 | $ 81,000 |
| Suffolk, New York | 4 | $ 460,000 | $ 115,000 | $ 89,000 |
| Bucks, Pennsylvania | 4 | $ 190,000 | $ 47,500 | $ 46,000 |
| Lancaster, Pennsylvania | 4 | $ 490,000 | $ 122,500 | $ 56,000 |
| Montgomery, Pennsylvania | 4 | $ 400,000 | $ 100,000 | $ 61,000 |
| Volusia, Florida | 3 | $ 365,000 | $ 121,666 | $ 60,000 |
| Ada, Idaho | 3 | $ 385,000 | $ 128,333 | $ 83,000 |
| York, Maine | 3 | $ 295,000 | $ 98,333 | $ 65,000 |
| Allegan, Michigan | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Washtenaw, Michigan | 3 | $ 365,000 | $ 121,666 | $ 96,000 |
| Niagara, New York | 3 | $ 195,000 | $ 65,000 | $ 91,000 |
| Ontario, New York | 3 | $ 175,000 | $ 58,333 | $ 55,000 |
| Ulster, New York | 3 | $ 215,000 | $ 71,666 | $ 87,000 |
| Portage, Ohio | 3 | $ 125,000 | $ 41,666 | $ 69,000 |
| Butler, Pennsylvania | 3 | $ 245,000 | $ 81,666 | $ 74,000 |
| Mohave, Arizona | 2 | $ 180,000 | $ 90,000 | $ 91,000 |
| Brevard, Florida | 2 | $ 210,000 | $ 105,000 | $ 119,000 |
| Charlotte, Florida | 2 | $ 240,000 | $ 120,000 | $ 103,000 |
| Lee, Florida | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Manatee, Florida | 2 | $ 90,000 | $ 45,000 | $ 57,000 |
| Orange, Florida | 2 | $ 220,000 | $ 110,000 | $ 260,000 |
| Pinellas, Florida | 2 | $ 330,000 | $ 165,000 | $ 75,000 |
| Porter, Indiana | 2 | $ 80,000 | $ 40,000 | $ 57,000 |
| Lapeer, Michigan | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Newaygo, Michigan | 2 | $ 80,000 | $ 40,000 | $ 130,000 |
| Belknap, New Hampshire | 2 | $ 280,000 | $ 140,000 | $ 107,000 |
| Burlington, New Jersey | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Mercer, New Jersey | 2 | $ 150,000 | $ 75,000 | $ 44,000 |
| Middlesex, New Jersey | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Salem, New Jersey | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Somerset, New Jersey | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Warren, New Jersey | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Columbia, New York | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Onondaga, New York | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Orleans, New York | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Rensselaer, New York | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Sullivan, New York | 2 | $ 170,000 | $ 85,000 | $ 117,000 |
| Wayne, Ohio | 2 | $ 90,000 | $ 45,000 | $ 64,000 |
| Clackamas, Oregon | 2 | $ 190,000 | $ 95,000 | $ 93,000 |
| Lane, Oregon | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Marion, Oregon | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Yamhill, Oregon | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Monroe, Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| Kent, Rhode Island | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Snohomish, Washington | 2 | $ 250,000 | $ 125,000 | $ 110,000 |
| Coconino, Arizona | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 105,000 | $ 105,000 | $ 252,000 |
| Southeastern Connecticut Planning Region, Connecticut | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| New Castle, Delaware | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Citrus, Florida | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| DeSoto, Florida | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Highlands, Florida | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| Indian River, Florida | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Lake, Florida | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Okeechobee, Florida | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Osceola, Florida | 1 | $ 55,000 | $ 55,000 | $ 463,000 |
| Pasco, Florida | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Seminole, Florida | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Twin Falls, Idaho | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| DeKalb, Illinois | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Allen, Indiana | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| LaPorte, Indiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Androscoggin, Maine | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Cumberland, Maine | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Cecil, Maryland | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Bristol, Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 136,000 |
| Worcester, Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 330,000 |
| Barry, Michigan | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Calhoun, Michigan | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Cheboygan, Michigan | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Grand Traverse, Michigan | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Gratiot, Michigan | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Jackson, Michigan | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Muskegon, Michigan | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Wexford, Michigan | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Grafton, New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Hillsborough, New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Merrimack, New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Rockingham, New Hampshire | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Cattaraugus, New York | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Herkimer, New York | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Jefferson, New York | 1 | $ 45,000 | $ 45,000 | $ 239,000 |
| Allen, Ohio | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Clark, Ohio | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Licking, Ohio | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Lucas, Ohio | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Ottawa, Ohio | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Summit, Ohio | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Josephine, Oregon | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Washington, Oregon | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Bedford, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Carbon, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Franklin, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Lehigh, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Northampton, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Perry, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Westmoreland, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Rutland, Vermont | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Poquoson, Virginia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Spotsylvania, Virginia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Cowlitz, Washington | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Kittitas, Washington | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| Stevens, Washington | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Walla Walla, Washington | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Evergreen Bank Group in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 442 | $44,250,000 | $100,000 | $2,565,000 | $89,000 | $705,000 |
| Other Purpose | 170 | $20,690,000 | $121,000 | $1,005,000 | $216,000 | $1,440,000 |
| Home Improvement | 159 | $17,395,000 | $109,000 | $405,000 | $231,000 | $1,145,000 |
| Cash-out Refinancing | 35 | $3,285,000 | $93,000 | $395,000 | $79,000 | $342,000 |
| Refinancing | 21 | $2,915,000 | $138,000 | $455,000 | $223,000 | $712,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 606 | $62,540,000 | $103,000 | $405,000 | $142,000 | $1,162,000 |
| Not Provided | 97 | $10,545,000 | $108,000 | $455,000 | $163,000 | $948,000 |
| Hispanic | 66 | $5,760,000 | $87,000 | $205,000 | $118,000 | $575,000 |
| Asian | 24 | $2,430,000 | $101,000 | $205,000 | $234,000 | $1,440,000 |
| Black or African American | 23 | $2,065,000 | $89,000 | $505,000 | $153,000 | $822,000 |
| Not applicable | 7 | $4,815,000 | $687,000 | $2,565,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $380,000 | $95,000 | $105,000 | $93,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 827 | $88,535,000 | $107,000 | $2,565,000 | $145,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 406 | $47,200,000 | $116,000 | $2,565,000 | $183,000 | $1,162,000 |
| Application Denied By Financial Institution | 224 | $22,590,000 | $100,000 | $505,000 | $113,000 | $1,440,000 |
| File Closed For Incompleteness | 144 | $13,700,000 | $95,000 | $295,000 | $103,000 | $925,000 |
| Application Withdrawn By Applicant | 37 | $3,465,000 | $93,000 | $215,000 | $84,000 | $215,000 |
| Application Approved But Not Accepted | 13 | $1,175,000 | $90,000 | $175,000 | $172,000 | $310,000 |
| Loan Purchased By The Institution | 3 | $405,000 | $135,000 | $185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 822 | $87,760,000 | $106,000 | $2,565,000 | $145,000 | $1,440,000 |
| Not applicable | 5 | $775,000 | $155,000 | $255,000 | $232,000 | $349,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Bank Group's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evergreen Bank Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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