Evolve Bank & Trust Mortgage Lending & HMDA Data, 2019

In 2019, Evolve Bank & Trust of Memphis, TN reported 3,361 mortgage applications totaling $819.9 million, down 18% from 2018. The average application was for $243,958, and applicants reported an average income of $93,352. 69% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Memphis, TN-MS-AR (281), Wilmington, DE-MD-NJ (235) and Tampa-St. Petersburg-Clearwater, FL (220) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,361
Total Mortgage Loan Application Amount $819,945,000
Average Mortgage Loan Application Amount $243,958
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $93,352
Highest Applicant Income $1,821,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New Castle, Delaware 225 $ 51,015,000 $ 226,733 $ 71,000
Shelby, Tennessee 195 $ 35,835,000 $ 183,769 $ 95,000
Worcester, Massachusetts 154 $ 36,860,000 $ 239,350 $ 75,000
Suffolk, New York 152 $ 50,620,000 $ 333,026 $ 138,000
Franklin, Ohio 129 $ 24,255,000 $ 188,023 $ 82,000
Hillsborough, Florida 117 $ 28,395,000 $ 242,692 $ 95,000
Craighead, Arkansas 113 $ 22,195,000 $ 196,415 $ 92,000
Prince George's, Maryland 67 $ 20,475,000 $ 305,597 $ 95,000
Pinellas, Florida 55 $ 12,795,000 $ 232,636 $ 85,000
Essex, Massachusetts 48 $ 16,900,000 $ 352,083 $ 89,000
Maricopa, Arizona 47 $ 15,185,000 $ 323,085 $ 125,000
Sussex, Delaware 47 $ 12,635,000 $ 268,829 $ 118,000
Broward, Florida 46 $ 12,640,000 $ 274,782 $ 86,000
Fairfield, Connecticut 44 $ 14,640,000 $ 332,727 $ 114,000
Kent, Delaware 43 $ 11,345,000 $ 263,837 $ 72,000
DeSoto, Mississippi 40 $ 8,380,000 $ 209,500 $ 83,000
Middlesex, Massachusetts 37 $ 13,355,000 $ 360,945 $ 101,000
Pasco, Florida 36 $ 6,590,000 $ 183,055 $ 71,000
Pinal, Arizona 31 $ 8,815,000 $ 284,354 $ 129,000
Miami-Dade, Florida 30 $ 6,770,000 $ 225,666 $ 92,000
Baltimore, Maryland 25 $ 6,325,000 $ 253,000 $ 89,000
Henry, Georgia 23 $ 4,825,000 $ 209,782 $ 81,000
Anne Arundel, Maryland 23 $ 6,905,000 $ 300,217 $ 99,000
Midland, Texas 23 $ 7,275,000 $ 316,304 $ 129,000
Cobb, Georgia 22 $ 5,610,000 $ 255,000 $ 91,000
Gwinnett, Georgia 22 $ 5,120,000 $ 232,727 $ 83,000
Hampden, Massachusetts 22 $ 3,850,000 $ 175,000 $ 63,000
Nassau, New York 22 $ 10,120,000 $ 460,000 $ 164,000
Hartford, Connecticut 21 $ 4,145,000 $ 197,380 $ 116,000
Cuyahoga, Ohio 21 $ 2,855,000 $ 135,952 $ 157,000
District of Columbia, District Of Columbia 19 $ 5,235,000 $ 275,526 $ 70,000
Palm Beach, Florida 18 $ 5,410,000 $ 300,555 $ 126,000
Wake, North Carolina 18 $ 5,900,000 $ 327,777 $ 133,000
Cherokee, Georgia 17 $ 3,885,000 $ 228,529 $ 82,000
Horry, South Carolina 17 $ 2,405,000 $ 141,470 $ 61,000
Fayette, Tennessee 17 $ 4,595,000 $ 270,294 $ 98,000
Tarrant, Texas 17 $ 4,335,000 $ 255,000 $ 81,000
Fulton, Georgia 16 $ 4,740,000 $ 296,250 $ 105,000
Bristol, Massachusetts 16 $ 4,690,000 $ 293,125 $ 83,000
Union, Ohio 16 $ 3,570,000 $ 223,125 $ 78,000
Dallas, Texas 16 $ 2,650,000 $ 165,625 $ 67,000
Brevard, Florida 15 $ 4,135,000 $ 275,666 $ 184,000
Douglas, Georgia 15 $ 2,595,000 $ 173,000 $ 80,000
Crittenden, Arkansas 14 $ 1,130,000 $ 80,714 $ 108,000
Greene, Arkansas 14 $ 2,400,000 $ 171,428 $ 60,000
Polk, Florida 14 $ 1,840,000 $ 131,428 $ 58,000
DeKalb, Georgia 14 $ 2,660,000 $ 190,000 $ 69,000
Plymouth, Massachusetts 14 $ 3,860,000 $ 275,714 $ 73,000
Delaware, Ohio 13 $ 3,575,000 $ 275,000 $ 106,000
Sharp, Arkansas 12 $ 1,710,000 $ 142,500 $ 172,000
Hernando, Florida 12 $ 2,570,000 $ 214,166 $ 54,000
Manatee, Florida 12 $ 2,920,000 $ 243,333 $ 82,000
Hillsborough, New Hampshire 12 $ 3,610,000 $ 300,833 $ 136,000
Fairfield, Ohio 12 $ 2,150,000 $ 179,166 $ 66,000
Anderson, South Carolina 12 $ 1,940,000 $ 161,666 $ 52,000
Lee, Florida 11 $ 3,515,000 $ 319,545 $ 116,000
Sarasota, Florida 11 $ 2,765,000 $ 251,363 $ 121,000
Chesterfield, South Carolina 11 $ 1,235,000 $ 112,272 $ 50,000
Tipton, Tennessee 11 $ 1,835,000 $ 166,818 $ 60,000
Hampton, Virginia 11 $ 1,615,000 $ 146,818 $ 51,000
Litchfield, Connecticut 10 $ 2,540,000 $ 254,000 $ 83,000
New Haven, Connecticut 10 $ 2,010,000 $ 201,000 $ 75,000
Orange, Florida 10 $ 3,060,000 $ 306,000 $ 128,000
Baltimore City, Maryland 10 $ 1,690,000 $ 169,000 $ 65,000
Cecil, Maryland 10 $ 1,450,000 $ 145,000 $ 77,000
Suffolk, Massachusetts 10 $ 4,030,000 $ 403,000 $ 115,000
Jefferson, Texas 10 $ 1,700,000 $ 170,000 $ 61,000
Pima, Arizona 9 $ 2,415,000 $ 268,333 $ 109,000
Cross, Arkansas 9 $ 1,315,000 $ 146,111 $ 380,000
Riverside, California 9 $ 4,065,000 $ 451,666 $ 132,000
Queens, New York 9 $ 4,555,000 $ 506,111 $ 118,000
Durham, North Carolina 9 $ 1,975,000 $ 219,444 $ 98,000
Mecklenburg, North Carolina 9 $ 1,685,000 $ 187,222 $ 68,000
Clark, Ohio 9 $ 1,085,000 $ 120,555 $ 51,000
San Diego, California 8 $ 2,940,000 $ 367,500 $ 80,000
Windham, Connecticut 8 $ 1,690,000 $ 211,250 $ 88,000
Fayette, Georgia 8 $ 1,840,000 $ 230,000 $ 77,000
Honolulu, Hawaii 8 $ 4,660,000 $ 582,500 $ 144,000
Rockingham, New Hampshire 8 $ 2,920,000 $ 365,000 $ 165,000
New York, New York 8 $ 2,520,000 $ 315,000 $ 84,000
Chester, Pennsylvania 8 $ 2,360,000 $ 295,000 $ 109,000
Fulton, Arkansas 7 $ 1,245,000 $ 177,857 $ 69,000
Orange, California 7 $ 3,925,000 $ 560,714 $ 149,000
Clayton, Georgia 7 $ 1,085,000 $ 155,000 $ 57,000
Macomb, Michigan 7 $ 1,205,000 $ 172,142 $ 54,000
Wayne, Michigan 7 $ 755,000 $ 107,857 $ 64,000
Orange, New York 7 $ 2,185,000 $ 312,142 $ 127,000
Philadelphia, Pennsylvania 7 $ 925,000 $ 132,142 $ 93,000
Providence, Rhode Island 7 $ 1,595,000 $ 227,857 $ 78,000
Collin, Texas 7 $ 2,295,000 $ 327,857 $ 153,000
Gregg, Texas 7 $ 1,475,000 $ 210,714 $ 88,000
Harris, Texas 7 $ 1,295,000 $ 185,000 $ 75,000
Salt Lake, Utah 7 $ 2,255,000 $ 322,142 $ 96,000
Norfolk, Virginia 7 $ 1,555,000 $ 222,142 $ 83,000
Portsmouth, Virginia 7 $ 875,000 $ 125,000 $ 59,000
Mississippi, Arkansas 6 $ 650,000 $ 108,333 $ 40,000
Walton, Florida 6 $ 1,430,000 $ 238,333 $ 76,000
Clark, Nevada 6 $ 1,980,000 $ 330,000 $ 139,000
Westchester, New York 6 $ 2,330,000 $ 388,333 $ 134,000
Darlington, South Carolina 6 $ 560,000 $ 93,333 $ 33,000
Bexar, Texas 6 $ 1,350,000 $ 225,000 $ 151,000
Fairfax, Virginia 6 $ 2,340,000 $ 390,000 $ 102,000
Poinsett, Arkansas 5 $ 325,000 $ 65,000 $ 45,000
El Paso, Colorado 5 $ 1,765,000 $ 353,000 $ 76,000
Duval, Florida 5 $ 455,000 $ 91,000 $ 249,000
Okaloosa, Florida 5 $ 1,065,000 $ 213,000 $ 79,000
Seminole, Florida 5 $ 1,465,000 $ 293,000 $ 99,000
Coweta, Georgia 5 $ 1,775,000 $ 355,000 $ 149,000
Forsyth, Georgia 5 $ 1,405,000 $ 281,000 $ 76,000
Paulding, Georgia 5 $ 1,245,000 $ 249,000 $ 94,000
Richmond, Georgia 5 $ 825,000 $ 165,000 $ 47,000
Charles, Maryland 5 $ 1,635,000 $ 327,000 $ 103,000
Howard, Maryland 5 $ 1,735,000 $ 347,000 $ 110,000
Norfolk, Massachusetts 5 $ 2,095,000 $ 419,000 $ 93,000
Oakland, Michigan 5 $ 1,335,000 $ 267,000 $ 75,000
Forsyth, North Carolina 5 $ 665,000 $ 133,000 $ 58,000
Johnston, North Carolina 5 $ 1,295,000 $ 259,000 $ 73,000
Lorain, Ohio 5 $ 705,000 $ 141,000 $ 70,000
Madison, Ohio 5 $ 865,000 $ 173,000 $ 52,000
Tulsa, Oklahoma 5 $ 915,000 $ 183,000 $ 79,000
Allegheny, Pennsylvania 5 $ 905,000 $ 181,000 $ 121,000
Marlboro, South Carolina 5 $ 435,000 $ 87,000 $ 47,000
Spartanburg, South Carolina 5 $ 785,000 $ 157,000 $ 40,000
Gibson, Tennessee 5 $ 815,000 $ 163,000 $ 77,000
Denton, Texas 5 $ 1,385,000 $ 277,000 $ 114,000
Chesapeake, Virginia 5 $ 1,585,000 $ 317,000 $ 73,000
Loudoun, Virginia 5 $ 2,565,000 $ 513,000 $ 182,000
Virginia Beach, Virginia 5 $ 1,345,000 $ 269,000 $ 70,000
Yavapai, Arizona 4 $ 1,800,000 $ 450,000 $ 108,000
Washington, Arkansas 4 $ 860,000 $ 215,000 $ 242,000
Los Angeles, California 4 $ 2,340,000 $ 585,000 $ 93,000
Merced, California 4 $ 1,300,000 $ 325,000 $ 86,000
New London, Connecticut 4 $ 1,090,000 $ 272,500 $ 52,000
St. Johns, Florida 4 $ 1,540,000 $ 385,000 $ 241,000
Lamar, Georgia 4 $ 1,000,000 $ 250,000 $ 102,000
Montgomery, Maryland 4 $ 1,230,000 $ 307,500 $ 149,000
Worcester, Maryland 4 $ 630,000 $ 157,500 $ 70,000
Cheshire, New Hampshire 4 $ 620,000 $ 155,000 $ 65,000
Pender, North Carolina 4 $ 1,240,000 $ 310,000 $ 287,000
Sampson, North Carolina 4 $ 560,000 $ 140,000 $ 44,000
Champaign, Ohio 4 $ 710,000 $ 177,500 $ 63,000
Clermont, Ohio 4 $ 660,000 $ 165,000 $ 65,000
Oklahoma, Oklahoma 4 $ 770,000 $ 192,500 $ 71,000
Greenville, South Carolina 4 $ 510,000 $ 127,500 $ 76,000
Davis, Utah 4 $ 1,170,000 $ 292,500 $ 74,000
Utah, Utah 4 $ 1,140,000 $ 285,000 $ 60,000
Suffolk, Virginia 4 $ 910,000 $ 227,500 $ 77,000
Clark, Washington 4 $ 1,220,000 $ 305,000 $ 66,000
Berkeley, West Virginia 4 $ 1,060,000 $ 265,000 $ 68,000
Baldwin, Alabama 3 $ 835,000 $ 278,333 $ 81,000
Jefferson, Alabama 3 $ 1,405,000 $ 468,333 $ 200,000
Lonoke, Arkansas 3 $ 525,000 $ 175,000 $ 79,000
Santa Clara, California 3 $ 1,905,000 $ 635,000 $ 438,000
Elbert, Colorado 3 $ 1,285,000 $ 428,333 $ 75,000
Tolland, Connecticut 3 $ 675,000 $ 225,000 $ 63,000
Bay, Florida 3 $ 585,000 $ 195,000 $ 89,000
Martin, Florida 3 $ 795,000 $ 265,000 $ 70,000
Bartow, Georgia 3 $ 555,000 $ 185,000 $ 55,000
Carroll, Georgia 3 $ 435,000 $ 145,000 $ 49,000
Chatham, Georgia 3 $ 705,000 $ 235,000 $ 72,000
Jasper, Georgia 3 $ 495,000 $ 165,000 $ 79,000
DuPage, Illinois 3 $ 1,465,000 $ 488,333 $ 145,000
Frederick, Maryland 3 $ 645,000 $ 215,000 $ 98,000
Wicomico, Maryland 3 $ 645,000 $ 215,000 $ 101,000
Berkshire, Massachusetts 3 $ 385,000 $ 128,333 $ 40,000
Franklin, Massachusetts 3 $ 535,000 $ 178,333 $ 55,000
Hampshire, Massachusetts 3 $ 675,000 $ 225,000 $ 65,000
Marshall, Mississippi 3 $ 505,000 $ 168,333 $ 50,000
Dona Ana, New Mexico 3 $ 435,000 $ 145,000 $ 64,000
Cumberland, North Carolina 3 $ 305,000 $ 101,666 $ 53,000
Richmond, North Carolina 3 $ 185,000 $ 61,666 $ 26,000
Hamilton, Ohio 3 $ 565,000 $ 188,333 $ 53,000
Knox, Ohio 3 $ 405,000 $ 135,000 $ 94,000
Lake, Ohio 3 $ 335,000 $ 111,666 $ 79,000
Stark, Ohio 3 $ 215,000 $ 71,666 $ 40,000
Delaware, Pennsylvania 3 $ 525,000 $ 175,000 $ 81,000
Lebanon, Pennsylvania 3 $ 465,000 $ 155,000 $ 100,000
Washington, Rhode Island 3 $ 1,715,000 $ 571,666 $ 188,000
Davidson, Tennessee 3 $ 925,000 $ 308,333 $ 188,000
Madison, Tennessee 3 $ 815,000 $ 271,666 $ 153,000
Guadalupe, Texas 3 $ 605,000 $ 201,666 $ 102,000
Hood, Texas 3 $ 945,000 $ 315,000 $ 143,000
Parker, Texas 3 $ 975,000 $ 325,000 $ 178,000
Upshur, Texas 3 $ 545,000 $ 181,666 $ 104,000
Southampton, Virginia 3 $ 325,000 $ 108,333 $ 57,000
Lawrence, Arkansas 2 $ 240,000 $ 120,000 $ 67,000
Pulaski, Arkansas 2 $ 430,000 $ 215,000 $ 56,000
Sebastian, Arkansas 2 $ 320,000 $ 160,000 $ 48,000
St. Francis, Arkansas 2 $ 220,000 $ 110,000 $ 92,000
Fresno, California 2 $ 430,000 $ 215,000 $ 56,000
Sacramento, California 2 $ 780,000 $ 390,000 $ 84,000
Adams, Colorado 2 $ 650,000 $ 325,000 $ 91,000
Denver, Colorado 2 $ 900,000 $ 450,000 $ 76,000
Middlesex, Connecticut 2 $ 490,000 $ 245,000 $ 86,000
Charlotte, Florida 2 $ 460,000 $ 230,000 $ 90,000
Lake, Florida 2 $ 240,000 $ 120,000 $ 45,000
Volusia, Florida 2 $ 520,000 $ 260,000 $ 90,000
Butts, Georgia 2 $ 360,000 $ 180,000 $ 40,000
Floyd, Georgia 2 $ 230,000 $ 115,000 $ 54,000
Gordon, Georgia 2 $ 290,000 $ 145,000 $ 56,000
Liberty, Georgia 2 $ 370,000 $ 185,000 $ 54,000
Monroe, Georgia 2 $ 480,000 $ 240,000 $ 78,000
Pickens, Georgia 2 $ 520,000 $ 260,000 $ 72,000
Rockdale, Georgia 2 $ 350,000 $ 175,000 $ 75,000
Kootenai, Idaho 2 $ 550,000 $ 275,000 $ 81,000
Lake, Illinois 2 $ 430,000 $ 215,000 $ 222,000
Will, Illinois 2 $ 490,000 $ 245,000 $ 56,000
Jay, Indiana 2 $ 260,000 $ 130,000 $ 44,000
Christian, Kentucky 2 $ 330,000 $ 165,000 $ 0
Knox, Maine 2 $ 690,000 $ 345,000 $ 187,000
Harford, Maryland 2 $ 660,000 $ 330,000 $ 91,000
Barnstable, Massachusetts 2 $ 580,000 $ 290,000 $ 100,000
Ingham, Michigan 2 $ 260,000 $ 130,000 $ 67,000
Dakota, Minnesota 2 $ 650,000 $ 325,000 $ 70,000
Itawamba, Mississippi 2 $ 180,000 $ 90,000 $ 51,000
Essex, New Jersey 2 $ 930,000 $ 465,000 $ 130,000
Middlesex, New Jersey 2 $ 650,000 $ 325,000 $ 149,000
Monmouth, New Jersey 2 $ 700,000 $ 350,000 $ 149,000
Ocean, New Jersey 2 $ 950,000 $ 475,000 $ 93,000
Kings, New York 2 $ 920,000 $ 460,000 $ 105,000
Putnam, New York 2 $ 690,000 $ 345,000 $ 183,000
Rockland, New York 2 $ 450,000 $ 225,000 $ 140,000
Brunswick, North Carolina 2 $ 330,000 $ 165,000 $ 61,000
Gaston, North Carolina 2 $ 270,000 $ 135,000 $ 42,000
Onslow, North Carolina 2 $ 370,000 $ 185,000 $ 99,000
Randolph, North Carolina 2 $ 630,000 $ 315,000 $ 77,000
Ashland, Ohio 2 $ 280,000 $ 140,000 $ 62,000
Licking, Ohio 2 $ 430,000 $ 215,000 $ 106,000
Logan, Ohio 2 $ 390,000 $ 195,000 $ 26,000
Lucas, Ohio 2 $ 440,000 $ 220,000 $ 0
Montgomery, Ohio 2 $ 500,000 $ 250,000 $ 114,000
Pickaway, Ohio 2 $ 450,000 $ 225,000 $ 90,000
Summit, Ohio 2 $ 350,000 $ 175,000 $ 64,000
Caddo, Oklahoma 2 $ 200,000 $ 100,000 $ 61,000
Osage, Oklahoma 2 $ 340,000 $ 170,000 $ 62,000
Linn, Oregon 2 $ 720,000 $ 360,000 $ 107,000
Multnomah, Oregon 2 $ 710,000 $ 355,000 $ 148,000
Lancaster, Pennsylvania 2 $ 490,000 $ 245,000 $ 52,000
Luzerne, Pennsylvania 2 $ 180,000 $ 90,000 $ 171,000
Northampton, Pennsylvania 2 $ 410,000 $ 205,000 $ 81,000
Kent, Rhode Island 2 $ 680,000 $ 340,000 $ 114,000
Newport, Rhode Island 2 $ 750,000 $ 375,000 $ 227,000
Aiken, South Carolina 2 $ 170,000 $ 85,000 $ 23,000
Georgetown, South Carolina 2 $ 350,000 $ 175,000 $ 93,000
Laurens, South Carolina 2 $ 420,000 $ 210,000 $ 55,000
Richland, South Carolina 2 $ 280,000 $ 140,000 $ 69,000
Haywood, Tennessee 2 $ 520,000 $ 260,000 $ 102,000
Rutherford, Tennessee 2 $ 230,000 $ 115,000 $ 54,000
Wilson, Tennessee 2 $ 720,000 $ 360,000 $ 150,000
Ector, Texas 2 $ 240,000 $ 120,000 $ 44,000
Fort Bend, Texas 2 $ 390,000 $ 195,000 $ 59,000
Galveston, Texas 2 $ 390,000 $ 195,000 $ 112,000
Wood, Texas 2 $ 320,000 $ 160,000 $ 90,000
Sevier, Utah 2 $ 410,000 $ 205,000 $ 0
Washington, Utah 2 $ 640,000 $ 320,000 $ 80,000
Washington, Vermont 2 $ 210,000 $ 105,000 $ 167,000
Caroline, Virginia 2 $ 330,000 $ 165,000 $ 50,000
James City, Virginia 2 $ 270,000 $ 135,000 $ 64,000
Newport News, Virginia 2 $ 260,000 $ 130,000 $ 51,000
Prince William, Virginia 2 $ 810,000 $ 405,000 $ 136,000
King, Washington 2 $ 390,000 $ 195,000 $ 0
Pierce, Washington 2 $ 900,000 $ 450,000 $ 42,000
Thurston, Washington 2 $ 520,000 $ 260,000 $ 43,000
Outagamie, Wisconsin 2 $ 430,000 $ 215,000 $ 160,000
Walworth, Wisconsin 2 $ 280,000 $ 140,000 $ 36,000
Autauga, Alabama 1 $ 195,000 $ 195,000 $ 76,000
Elmore, Alabama 1 $ 105,000 $ 105,000 $ 55,000
Lauderdale, Alabama 1 $ 285,000 $ 285,000 $ 49,000
Lee, Alabama 1 $ 145,000 $ 145,000 $ 38,000
Morgan, Alabama 1 $ 405,000 $ 405,000 $ 124,000
Shelby, Alabama 1 $ 155,000 $ 155,000 $ 28,000
St. Clair, Alabama 1 $ 145,000 $ 145,000 $ 0
Anchorage, Alaska 1 $ 245,000 $ 245,000 $ 0
Fairbanks North Star, Alaska 1 $ 345,000 $ 345,000 $ 187,000
Cochise, Arizona 1 $ 195,000 $ 195,000 $ 40,000
Navajo, Arizona 1 $ 255,000 $ 255,000 $ 390,000
Yuma, Arizona 1 $ 285,000 $ 285,000 $ 185,000
Benton, Arkansas 1 $ 285,000 $ 285,000 $ 104,000
Independence, Arkansas 1 $ 235,000 $ 235,000 $ 61,000
Izard, Arkansas 1 $ 75,000 $ 75,000 $ 253,000
Jefferson, Arkansas 1 $ 485,000 $ 485,000 $ 0
Montgomery, Arkansas 1 $ 175,000 $ 175,000 $ 190,000
Searcy, Arkansas 1 $ 75,000 $ 75,000 $ 23,000
Contra Costa, California 1 $ 235,000 $ 235,000 $ 166,000
El Dorado, California 1 $ 265,000 $ 265,000 $ 61,000
San Bernardino, California 1 $ 195,000 $ 195,000 $ 47,000
Shasta, California 1 $ 255,000 $ 255,000 $ 0
Solano, California 1 $ 415,000 $ 415,000 $ 61,000
Tuolumne, California 1 $ 195,000 $ 195,000 $ 64,000
Yolo, California 1 $ 225,000 $ 225,000 $ 100,000
Arapahoe, Colorado 1 $ 435,000 $ 435,000 $ 130,000
Douglas, Colorado 1 $ 765,000 $ 765,000 $ 101,000
Jefferson, Colorado 1 $ 275,000 $ 275,000 $ 0
Citrus, Florida 1 $ 335,000 $ 335,000 $ 88,000
Collier, Florida 1 $ 405,000 $ 405,000 $ 0
Highlands, Florida 1 $ 75,000 $ 75,000 $ 29,000
Indian River, Florida 1 $ 275,000 $ 275,000 $ 150,000
Monroe, Florida 1 $ 485,000 $ 485,000 $ 351,000
Sumter, Florida 1 $ 475,000 $ 475,000 $ 96,000
Barrow, Georgia 1 $ 115,000 $ 115,000 $ 30,000
Bibb, Georgia 1 $ 145,000 $ 145,000 $ 62,000
Effingham, Georgia 1 $ 235,000 $ 235,000 $ 105,000
Glynn, Georgia 1 $ 165,000 $ 165,000 $ 0
Greene, Georgia 1 $ 295,000 $ 295,000 $ 84,000
Hall, Georgia 1 $ 185,000 $ 185,000 $ 49,000
Houston, Georgia 1 $ 85,000 $ 85,000 $ 57,000
Laurens, Georgia 1 $ 85,000 $ 85,000 $ 25,000
Lee, Georgia 1 $ 195,000 $ 195,000 $ 0
McIntosh, Georgia 1 $ 135,000 $ 135,000 $ 0
Quitman, Georgia 1 $ 125,000 $ 125,000 $ 30,000
Towns, Georgia 1 $ 445,000 $ 445,000 $ 170,000
Walker, Georgia 1 $ 135,000 $ 135,000 $ 93,000
Walton, Georgia 1 $ 255,000 $ 255,000 $ 55,000
Washington, Georgia 1 $ 195,000 $ 195,000 $ 70,000
Cook, Illinois 1 $ 55,000 $ 55,000 $ 48,000
Kane, Illinois 1 $ 145,000 $ 145,000 $ 101,000
McHenry, Illinois 1 $ 165,000 $ 165,000 $ 120,000
McLean, Illinois 1 $ 55,000 $ 55,000 $ 21,000
Carroll, Indiana 1 $ 195,000 $ 195,000 $ 240,000
Lake, Indiana 1 $ 155,000 $ 155,000 $ 52,000
Marion, Indiana 1 $ 135,000 $ 135,000 $ 28,000
Tippecanoe, Indiana 1 $ 355,000 $ 355,000 $ 0
Bremer, Iowa 1 $ 115,000 $ 115,000 $ 26,000
Buchanan, Iowa 1 $ 145,000 $ 145,000 $ 0
Allen, Kansas 1 $ 55,000 $ 55,000 $ 28,000
Neosho, Kansas 1 $ 155,000 $ 155,000 $ 87,000
Boone, Kentucky 1 $ 165,000 $ 165,000 $ 0
Fayette, Kentucky 1 $ 765,000 $ 765,000 $ 350,000
Grant, Kentucky 1 $ 135,000 $ 135,000 $ 0
Meade, Kentucky 1 $ 155,000 $ 155,000 $ 0
Scott, Kentucky 1 $ 145,000 $ 145,000 $ 63,000
Warren, Kentucky 1 $ 155,000 $ 155,000 $ 66,000
Jefferson, Louisiana 1 $ 335,000 $ 335,000 $ 120,000
St. Tammany, Louisiana 1 $ 145,000 $ 145,000 $ 34,000
Kennebec, Maine 1 $ 185,000 $ 185,000 $ 113,000
York, Maine 1 $ 295,000 $ 295,000 $ 97,000
Calvert, Maryland 1 $ 205,000 $ 205,000 $ 0
Queen Anne's, Maryland 1 $ 255,000 $ 255,000 $ 120,000
St. Mary's, Maryland 1 $ 545,000 $ 545,000 $ 0
Talbot, Maryland 1 $ 255,000 $ 255,000 $ 67,000
Dukes, Massachusetts 1 $ 485,000 $ 485,000 $ 63,000
Antrim, Michigan 1 $ 325,000 $ 325,000 $ 175,000
Emmet, Michigan 1 $ 95,000 $ 95,000 $ 45,000
Jackson, Michigan 1 $ 115,000 $ 115,000 $ 84,000
Livingston, Michigan 1 $ 185,000 $ 185,000 $ 46,000
Ottawa, Michigan 1 $ 205,000 $ 205,000 $ 50,000
Anoka, Minnesota 1 $ 215,000 $ 215,000 $ 58,000
Carlton, Minnesota 1 $ 195,000 $ 195,000 $ 48,000
Chisago, Minnesota 1 $ 115,000 $ 115,000 $ 73,000
Olmsted, Minnesota 1 $ 95,000 $ 95,000 $ 73,000
Rice, Minnesota 1 $ 165,000 $ 165,000 $ 0
Scott, Minnesota 1 $ 295,000 $ 295,000 $ 83,000
Washington, Minnesota 1 $ 355,000 $ 355,000 $ 79,000
Forrest, Mississippi 1 $ 415,000 $ 415,000 $ 250,000
Grenada, Mississippi 1 $ 95,000 $ 95,000 $ 31,000
Lee, Mississippi 1 $ 325,000 $ 325,000 $ 105,000
Simpson, Mississippi 1 $ 475,000 $ 475,000 $ 0
Tate, Mississippi 1 $ 135,000 $ 135,000 $ 67,000
Warren, Mississippi 1 $ 235,000 $ 235,000 $ 64,000
Boone, Missouri 1 $ 145,000 $ 145,000 $ 237,000
Butler, Missouri 1 $ 115,000 $ 115,000 $ 47,000
Jackson, Missouri 1 $ 115,000 $ 115,000 $ 41,000
Livingston, Missouri 1 $ 95,000 $ 95,000 $ 43,000
Pulaski, Missouri 1 $ 315,000 $ 315,000 $ 0
Texas, Missouri 1 $ 165,000 $ 165,000 $ 77,000
Beaverhead, Montana 1 $ 265,000 $ 265,000 $ 138,000
Flathead, Montana 1 $ 245,000 $ 245,000 $ 55,000
Missoula, Montana 1 $ 415,000 $ 415,000 $ 112,000
Saunders, Nebraska 1 $ 465,000 $ 465,000 $ 80,000
Scotts Bluff, Nebraska 1 $ 155,000 $ 155,000 $ 30,000
Washoe, Nevada 1 $ 435,000 $ 435,000 $ 0
Carroll, New Hampshire 1 $ 85,000 $ 85,000 $ 43,000
Coos, New Hampshire 1 $ 95,000 $ 95,000 $ 53,000
Strafford, New Hampshire 1 $ 165,000 $ 165,000 $ 74,000
Sullivan, New Hampshire 1 $ 275,000 $ 275,000 $ 226,000
Bergen, New Jersey 1 $ 525,000 $ 525,000 $ 177,000
Cape May, New Jersey 1 $ 415,000 $ 415,000 $ 277,000
Passaic, New Jersey 1 $ 285,000 $ 285,000 $ 0
Union, New Jersey 1 $ 365,000 $ 365,000 $ 166,000
Bernalillo, New Mexico 1 $ 265,000 $ 265,000 $ 79,000
Santa Fe, New Mexico 1 $ 205,000 $ 205,000 $ 0
Albany, New York 1 $ 145,000 $ 145,000 $ 84,000
Bronx, New York 1 $ 725,000 $ 725,000 $ 159,000
Columbia, New York 1 $ 225,000 $ 225,000 $ 62,000
Delaware, New York 1 $ 85,000 $ 85,000 $ 33,000
Dutchess, New York 1 $ 135,000 $ 135,000 $ 47,000
Erie, New York 1 $ 115,000 $ 115,000 $ 30,000
Franklin, New York 1 $ 55,000 $ 55,000 $ 25,000
Fulton, New York 1 $ 245,000 $ 245,000 $ 108,000
Oneida, New York 1 $ 265,000 $ 265,000 $ 52,000
Rensselaer, New York 1 $ 125,000 $ 125,000 $ 68,000
Richmond, New York 1 $ 535,000 $ 535,000 $ 114,000
Ulster, New York 1 $ 315,000 $ 315,000 $ 116,000
Anson, North Carolina 1 $ 145,000 $ 145,000 $ 79,000
Beaufort, North Carolina 1 $ 65,000 $ 65,000 $ 72,000
Buncombe, North Carolina 1 $ 325,000 $ 325,000 $ 111,000
Caswell, North Carolina 1 $ 105,000 $ 105,000 $ 132,000
Columbus, North Carolina 1 $ 105,000 $ 105,000 $ 24,000
Davidson, North Carolina 1 $ 115,000 $ 115,000 $ 46,000
Davie, North Carolina 1 $ 155,000 $ 155,000 $ 0
Granville, North Carolina 1 $ 255,000 $ 255,000 $ 104,000
Guilford, North Carolina 1 $ 195,000 $ 195,000 $ 0
Harnett, North Carolina 1 $ 185,000 $ 185,000 $ 70,000
Lee, North Carolina 1 $ 215,000 $ 215,000 $ 0
Lenoir, North Carolina 1 $ 115,000 $ 115,000 $ 0
Nash, North Carolina 1 $ 115,000 $ 115,000 $ 96,000
Orange, North Carolina 1 $ 285,000 $ 285,000 $ 115,000
Union, North Carolina 1 $ 285,000 $ 285,000 $ 86,000
Vance, North Carolina 1 $ 115,000 $ 115,000 $ 33,000
Wayne, North Carolina 1 $ 145,000 $ 145,000 $ 72,000
Wilson, North Carolina 1 $ 275,000 $ 275,000 $ 108,000
Butler, Ohio 1 $ 255,000 $ 255,000 $ 113,000
Columbiana, Ohio 1 $ 145,000 $ 145,000 $ 0
Hardin, Ohio 1 $ 185,000 $ 185,000 $ 80,000
Highland, Ohio 1 $ 185,000 $ 185,000 $ 27,000
Marion, Ohio 1 $ 95,000 $ 95,000 $ 46,000
Muskingum, Ohio 1 $ 165,000 $ 165,000 $ 0
Richland, Ohio 1 $ 215,000 $ 215,000 $ 65,000
Ross, Ohio 1 $ 165,000 $ 165,000 $ 51,000
Warren, Ohio 1 $ 155,000 $ 155,000 $ 58,000
Wood, Ohio 1 $ 145,000 $ 145,000 $ 0
Atoka, Oklahoma 1 $ 135,000 $ 135,000 $ 78,000
Bryan, Oklahoma 1 $ 155,000 $ 155,000 $ 82,000
Cherokee, Oklahoma 1 $ 115,000 $ 115,000 $ 57,000
Cleveland, Oklahoma 1 $ 215,000 $ 215,000 $ 0
Johnston, Oklahoma 1 $ 195,000 $ 195,000 $ 82,000
Payne, Oklahoma 1 $ 105,000 $ 105,000 $ 66,000
Rogers, Oklahoma 1 $ 95,000 $ 95,000 $ 35,000
Sequoyah, Oklahoma 1 $ 95,000 $ 95,000 $ 51,000
Wagoner, Oklahoma 1 $ 215,000 $ 215,000 $ 51,000
Crook, Oregon 1 $ 485,000 $ 485,000 $ 118,000
Deschutes, Oregon 1 $ 485,000 $ 485,000 $ 95,000
Lincoln, Oregon 1 $ 195,000 $ 195,000 $ 0
Washington, Oregon 1 $ 535,000 $ 535,000 $ 180,000
Crawford, Pennsylvania 1 $ 85,000 $ 85,000 $ 156,000
Cumberland, Pennsylvania 1 $ 255,000 $ 255,000 $ 108,000
Lackawanna, Pennsylvania 1 $ 95,000 $ 95,000 $ 67,000
Montgomery, Pennsylvania 1 $ 495,000 $ 495,000 $ 127,000
Warren, Pennsylvania 1 $ 165,000 $ 165,000 $ 186,000
Westmoreland, Pennsylvania 1 $ 55,000 $ 55,000 $ 22,000
Bristol, Rhode Island 1 $ 235,000 $ 235,000 $ 90,000
Abbeville, South Carolina 1 $ 155,000 $ 155,000 $ 105,000
Charleston, South Carolina 1 $ 375,000 $ 375,000 $ 47,000
Chester, South Carolina 1 $ 105,000 $ 105,000 $ 32,000
Colleton, South Carolina 1 $ 325,000 $ 325,000 $ 0
Dorchester, South Carolina 1 $ 235,000 $ 235,000 $ 0
Florence, South Carolina 1 $ 75,000 $ 75,000 $ 52,000
Greenwood, South Carolina 1 $ 135,000 $ 135,000 $ 42,000
Kershaw, South Carolina 1 $ 105,000 $ 105,000 $ 29,000
Lancaster, South Carolina 1 $ 225,000 $ 225,000 $ 73,000
Lexington, South Carolina 1 $ 285,000 $ 285,000 $ 0
Marion, South Carolina 1 $ 75,000 $ 75,000 $ 20,000
Orangeburg, South Carolina 1 $ 115,000 $ 115,000 $ 45,000
Saluda, South Carolina 1 $ 85,000 $ 85,000 $ 40,000
Williamsburg, South Carolina 1 $ 115,000 $ 115,000 $ 50,000
Bradley, Tennessee 1 $ 105,000 $ 105,000 $ 49,000
Dickson, Tennessee 1 $ 235,000 $ 235,000 $ 0
Greene, Tennessee 1 $ 55,000 $ 55,000 $ 68,000
Hamilton, Tennessee 1 $ 325,000 $ 325,000 $ 59,000
Hardeman, Tennessee 1 $ 45,000 $ 45,000 $ 0
Henry, Tennessee 1 $ 45,000 $ 45,000 $ 130,000
Williamson, Tennessee 1 $ 405,000 $ 405,000 $ 158,000
Andrews, Texas 1 $ 145,000 $ 145,000 $ 48,000
Bell, Texas 1 $ 275,000 $ 275,000 $ 0
Brazos, Texas 1 $ 375,000 $ 375,000 $ 162,000
Cherokee, Texas 1 $ 325,000 $ 325,000 $ 111,000
Comanche, Texas 1 $ 245,000 $ 245,000 $ 152,000
Harrison, Texas 1 $ 145,000 $ 145,000 $ 116,000
Johnson, Texas 1 $ 355,000 $ 355,000 $ 91,000
Llano, Texas 1 $ 55,000 $ 55,000 $ 42,000
Orange, Texas 1 $ 385,000 $ 385,000 $ 139,000
Potter, Texas 1 $ 215,000 $ 215,000 $ 78,000
Randall, Texas 1 $ 255,000 $ 255,000 $ 67,000
Smith, Texas 1 $ 245,000 $ 245,000 $ 0
Tom Green, Texas 1 $ 225,000 $ 225,000 $ 62,000
Travis, Texas 1 $ 415,000 $ 415,000 $ 144,000
Williamson, Texas 1 $ 175,000 $ 175,000 $ 45,000
Duchesne, Utah 1 $ 125,000 $ 125,000 $ 102,000
Emery, Utah 1 $ 145,000 $ 145,000 $ 28,000
Summit, Utah 1 $ 545,000 $ 545,000 $ 246,000
Orleans, Vermont 1 $ 225,000 $ 225,000 $ 46,000
Rutland, Vermont 1 $ 105,000 $ 105,000 $ 79,000
Alexandria, Virginia 1 $ 185,000 $ 185,000 $ 46,000
Bedford, Virginia 1 $ 415,000 $ 415,000 $ 0
Chesterfield, Virginia 1 $ 335,000 $ 335,000 $ 59,000
Culpeper, Virginia 1 $ 325,000 $ 325,000 $ 186,000
Hanover, Virginia 1 $ 375,000 $ 375,000 $ 80,000
Henrico, Virginia 1 $ 305,000 $ 305,000 $ 113,000
Isle of Wight, Virginia 1 $ 105,000 $ 105,000 $ 21,000
King George, Virginia 1 $ 445,000 $ 445,000 $ 100,000
Nottoway, Virginia 1 $ 275,000 $ 275,000 $ 35,000
Orange, Virginia 1 $ 325,000 $ 325,000 $ 48,000
Pittsylvania, Virginia 1 $ 145,000 $ 145,000 $ 38,000
Spotsylvania, Virginia 1 $ 335,000 $ 335,000 $ 96,000
Stafford, Virginia 1 $ 335,000 $ 335,000 $ 0
Cowlitz, Washington 1 $ 345,000 $ 345,000 $ 114,000
Lewis, Washington 1 $ 205,000 $ 205,000 $ 55,000
San Juan, Washington 1 $ 175,000 $ 175,000 $ 51,000
Spokane, Washington 1 $ 255,000 $ 255,000 $ 69,000
Whatcom, Washington 1 $ 385,000 $ 385,000 $ 94,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,295 $525,405,000 $228,000 $1,865,000 $89,000 $1,821,000
Refinancing 613 $170,015,000 $277,000 $1,235,000 $104,000 $1,316,000
Cash-out Refinancing 436 $120,870,000 $277,000 $965,000 $100,000 $1,290,000
Other Purpose 12 $2,560,000 $213,000 $485,000 $131,000 $351,000
Home Improvement 5 $1,095,000 $219,000 $395,000 $116,000 $167,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,051 $513,905,000 $250,000 $1,865,000 $101,000 $1,290,000
Black or African American 639 $144,825,000 $226,000 $965,000 $78,000 $1,107,000
Hispanic 409 $97,815,000 $239,000 $785,000 $77,000 $1,821,000
Not Provided 105 $24,715,000 $235,000 $875,000 $104,000 $1,316,000
Asian 100 $29,370,000 $293,000 $795,000 $96,000 $355,000
Not applicable 40 $5,310,000 $132,000 $865,000 $0 $0
Native Hawaiian or Other Pacific Islander 7 $1,525,000 $217,000 $325,000 $51,000 $81,000
American Indian or Alaskan Native 5 $1,285,000 $257,000 $355,000 $114,000 $172,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,870 $461,240,000 $246,000 $1,865,000 $110,000 $1,821,000
FHA-insured (Federal Housing Administration) 989 $220,825,000 $223,000 $785,000 $70,000 $1,107,000
VA-guaranteed (Veterans Administration) 398 $120,940,000 $303,000 $975,000 $78,000 $395,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 104 $16,940,000 $162,000 $315,000 $58,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,330 $567,400,000 $243,000 $1,235,000 $96,000 $1,821,000
Application Denied By Financial Institution 433 $105,545,000 $243,000 $965,000 $76,000 $1,107,000
Application Approved But Not Accepted 306 $72,000,000 $235,000 $735,000 $85,000 $420,000
Application Withdrawn By Applicant 292 $75,000,000 $256,000 $1,865,000 $102,000 $780,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,928 $714,400,000 $243,000 $1,865,000 $96,000 $1,821,000
Other 143 $40,325,000 $281,000 $965,000 $83,000 $320,000
Debt-To-Income Ratio 98 $25,720,000 $262,000 $615,000 $67,000 $401,000
Credit History 80 $15,250,000 $190,000 $515,000 $81,000 $1,107,000
Insufficient Cash (Downpayment, Closing Cost) 50 $10,170,000 $203,000 $725,000 $70,000 $277,000
Collateral 32 $7,090,000 $221,000 $795,000 $81,000 $235,000
Employment History 15 $3,035,000 $202,000 $425,000 $57,000 $216,000
Unverifiable Information 15 $3,955,000 $263,000 $785,000 $98,000 $236,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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