Evolve Bank & Trust Mortgage Lending & HMDA Data, 2019
In 2019, Evolve Bank & Trust of Memphis, TN reported 3,361 mortgage applications totaling $819.9 million, down 18% from 2018. The average application was for $243,958, and applicants reported an average income of $93,352. 69% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Memphis, TN-MS-AR (281), Wilmington, DE-MD-NJ (235) and Tampa-St. Petersburg-Clearwater, FL (220) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,361 |
| Total Mortgage Loan Application Amount | $819,945,000 |
| Average Mortgage Loan Application Amount | $243,958 |
| Highest Mortgage Loan Application Amount | $1,865,000 |
| Average Applicant Income | $93,352 |
| Highest Applicant Income | $1,821,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Memphis, TN-MS-AR | 281 | $ 52,415,000 | $ 186,530 | $ 91,711 |
| Wilmington, DE-MD-NJ | 235 | $ 52,465,000 | $ 223,255 | $ 71,255 |
| Tampa-St. Petersburg-Clearwater, FL | 220 | $ 50,350,000 | $ 228,863 | $ 86,000 |
| Outside any metro area | 213 | $ 36,075,000 | $ 169,366 | $ 91,372 |
| Atlanta-Sandy Springs-Roswell, GA | 180 | $ 40,870,000 | $ 227,055 | $ 83,000 |
| Columbus, OH | 179 | $ 35,295,000 | $ 197,178 | $ 82,000 |
| Nassau County-Suffolk County, NY | 174 | $ 60,740,000 | $ 349,080 | $ 141,000 |
| Worcester, MA-CT | 162 | $ 38,550,000 | $ 237,962 | $ 75,641 |
| Jonesboro, AR | 118 | $ 22,520,000 | $ 190,847 | $ 90,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 109 | $ 34,445,000 | $ 316,009 | $ 97,082 |
| Cambridge-Newton-Framingham, MA | 85 | $ 30,255,000 | $ 355,941 | $ 94,000 |
| Phoenix-Mesa-Scottsdale, AZ | 78 | $ 24,000,000 | $ 307,692 | $ 127,000 |
| Baltimore-Columbia-Towson, MD | 66 | $ 17,570,000 | $ 266,212 | $ 91,000 |
| Salisbury, MD-DE | 54 | $ 13,910,000 | $ 257,592 | $ 113,462 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 47 | $ 8,845,000 | $ 188,191 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 46 | $ 12,640,000 | $ 274,782 | $ 86,000 |
| Bridgeport-Stamford-Norwalk, CT | 44 | $ 14,640,000 | $ 332,727 | $ 114,000 |
| Dover, DE | 43 | $ 11,345,000 | $ 263,837 | $ 72,000 |
| New York-Jersey City-White Plains, NY-NJ | 33 | $ 13,535,000 | $ 410,151 | $ 116,181 |
| Providence-Warwick, RI-MA | 31 | $ 9,665,000 | $ 311,774 | $ 103,322 |
| Miami-Miami Beach-Kendall, FL | 30 | $ 6,770,000 | $ 225,666 | $ 92,000 |
| Boston, MA | 29 | $ 9,985,000 | $ 344,310 | $ 91,000 |
| Cleveland-Elyria, OH | 29 | $ 3,895,000 | $ 134,310 | $ 134,000 |
| Dallas-Plano-Irving, TX | 28 | $ 6,330,000 | $ 226,071 | $ 91,000 |
| Springfield, MA | 28 | $ 5,060,000 | $ 180,714 | $ 62,000 |
| Hartford-West Hartford-East Hartford, CT | 26 | $ 5,310,000 | $ 204,230 | $ 108,000 |
| Midland, TX | 23 | $ 7,275,000 | $ 316,304 | $ 129,000 |
| North Port-Sarasota-Bradenton, FL | 23 | $ 5,685,000 | $ 247,173 | $ 100,000 |
| Raleigh, NC | 23 | $ 7,195,000 | $ 312,826 | $ 120,000 |
| Fort Worth-Arlington, TX | 21 | $ 5,665,000 | $ 269,761 | $ 92,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 19 | $ 2,735,000 | $ 143,947 | $ 61,000 |
| Greenville-Anderson-Mauldin, SC | 18 | $ 2,870,000 | $ 159,444 | $ 58,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 5,410,000 | $ 300,555 | $ 126,000 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 4,765,000 | $ 280,294 | $ 110,000 |
| Charlotte-Concord-Gastonia, NC-SC | 15 | $ 2,715,000 | $ 181,000 | $ 64,133 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 4,135,000 | $ 275,666 | $ 184,000 |
| Lakeland-Winter Haven, FL | 14 | $ 1,840,000 | $ 131,428 | $ 58,000 |
| New York-Newark, NY | 14 | $ 4,620,000 | $ 330,000 | $ 122,571 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,725,000 | $ 209,615 | $ 61,000 |
| Manchester-Nashua, NH | 12 | $ 3,610,000 | $ 300,833 | $ 136,000 |
| Beaumont-Port Arthur, TX | 11 | $ 2,085,000 | $ 189,545 | $ 68,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 3,515,000 | $ 319,545 | $ 116,000 |
| Cincinnati, OH-KY-IN | 11 | $ 1,935,000 | $ 175,909 | $ 66,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 2,495,000 | $ 226,818 | $ 77,000 |
| Durham-Chapel Hill, NC | 11 | $ 2,515,000 | $ 228,636 | $ 100,000 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 2,075,000 | $ 188,636 | $ 79,000 |
| Longview, TX | 11 | $ 2,165,000 | $ 196,818 | $ 95,000 |
| Denver-Aurora-Lakewood, CO | 10 | $ 4,310,000 | $ 431,000 | $ 89,000 |
| New Haven-Milford, CT | 10 | $ 2,010,000 | $ 201,000 | $ 75,000 |
| Philadelphia, PA | 10 | $ 1,450,000 | $ 145,000 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 10 | $ 4,260,000 | $ 426,000 | $ 121,000 |
| Jacksonville, FL | 9 | $ 1,995,000 | $ 221,666 | $ 246,000 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 2,855,000 | $ 317,222 | $ 111,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 2,515,000 | $ 279,444 | $ 125,000 |
| Rockingham County-Strafford County, NH | 9 | $ 3,085,000 | $ 342,777 | $ 154,000 |
| San Antonio-New Braunfels, TX | 9 | $ 1,955,000 | $ 217,222 | $ 139,000 |
| Springfield, OH | 9 | $ 1,085,000 | $ 120,555 | $ 51,000 |
| Tucson, AZ | 9 | $ 2,415,000 | $ 268,333 | $ 109,000 |
| Tulsa, OK | 9 | $ 1,565,000 | $ 173,888 | $ 67,000 |
| Jackson, TN | 8 | $ 1,630,000 | $ 203,750 | $ 109,000 |
| San Diego-Carlsbad, CA | 8 | $ 2,940,000 | $ 367,500 | $ 80,000 |
| Urban Honolulu, HI | 8 | $ 4,660,000 | $ 582,500 | $ 144,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 3,925,000 | $ 560,714 | $ 149,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 995,000 | $ 142,142 | $ 40,142 |
| Chicago-Naperville, IL | 7 | $ 2,175,000 | $ 310,714 | $ 102,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 755,000 | $ 107,857 | $ 64,000 |
| Florence, SC | 7 | $ 635,000 | $ 90,714 | $ 36,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 2,465,000 | $ 352,142 | $ 108,000 |
| Salt Lake City, UT | 7 | $ 2,255,000 | $ 322,142 | $ 96,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 1,875,000 | $ 267,857 | $ 127,000 |
| Winston-Salem, NC | 7 | $ 935,000 | $ 133,571 | $ 56,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 1,980,000 | $ 330,000 | $ 139,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 1,630,000 | $ 271,666 | $ 72,000 |
| Pittsburgh, PA | 6 | $ 960,000 | $ 160,000 | $ 105,000 |
| Birmingham-Hoover, AL | 5 | $ 1,705,000 | $ 341,000 | $ 107,000 |
| Colorado Springs, CO | 5 | $ 1,765,000 | $ 353,000 | $ 76,000 |
| Columbia, SC | 5 | $ 755,000 | $ 151,000 | $ 41,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,145,000 | $ 229,000 | $ 207,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 955,000 | $ 191,000 | $ 70,000 |
| Oklahoma City, OK | 5 | $ 985,000 | $ 197,000 | $ 57,000 |
| Spartanburg, SC | 5 | $ 785,000 | $ 157,000 | $ 40,000 |
| Fayetteville, NC | 4 | $ 490,000 | $ 122,500 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,060,000 | $ 265,000 | $ 68,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 2,340,000 | $ 585,000 | $ 93,000 |
| Merced, CA | 4 | $ 1,300,000 | $ 325,000 | $ 86,000 |
| Norwich-New London, CT | 4 | $ 1,090,000 | $ 272,500 | $ 52,000 |
| Ogden-Clearfield, UT | 4 | $ 1,170,000 | $ 292,500 | $ 74,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,800,000 | $ 450,000 | $ 108,000 |
| Provo-Orem, UT | 4 | $ 1,140,000 | $ 285,000 | $ 60,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,270,000 | $ 317,500 | $ 81,000 |
| Savannah, GA | 4 | $ 940,000 | $ 235,000 | $ 80,000 |
| Wilmington, NC | 4 | $ 1,240,000 | $ 310,000 | $ 287,000 |
| Canton-Massillon, OH | 3 | $ 215,000 | $ 71,666 | $ 40,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 835,000 | $ 278,333 | $ 81,000 |
| Fort Smith, AR-OK | 3 | $ 415,000 | $ 138,333 | $ 49,000 |
| Greensboro-High Point, NC | 3 | $ 825,000 | $ 275,000 | $ 77,000 |
| Las Cruces, NM | 3 | $ 435,000 | $ 145,000 | $ 64,000 |
| Lebanon, PA | 3 | $ 465,000 | $ 155,000 | $ 100,000 |
| Macon-Bibb County, GA | 3 | $ 625,000 | $ 208,333 | $ 72,000 |
| Newark, NJ-PA | 3 | $ 1,295,000 | $ 431,666 | $ 142,000 |
| Panama City, FL | 3 | $ 585,000 | $ 195,000 | $ 89,000 |
| Pittsfield, MA | 3 | $ 385,000 | $ 128,333 | $ 40,000 |
| Port St. Lucie, FL | 3 | $ 795,000 | $ 265,000 | $ 70,000 |
| Richmond, VA | 3 | $ 1,015,000 | $ 338,333 | $ 84,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,905,000 | $ 635,000 | $ 438,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 275,000 | $ 91,666 | $ 136,000 |
| Toledo, OH | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Akron, OH | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Albany, OR | 2 | $ 720,000 | $ 360,000 | $ 107,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 410,000 | $ 205,000 | $ 81,000 |
| Amarillo, TX | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| Appleton, WI | 2 | $ 430,000 | $ 215,000 | $ 160,000 |
| Austin-Round Rock, TX | 2 | $ 590,000 | $ 295,000 | $ 94,000 |
| Barnstable Town, MA | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Brunswick, GA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Charleston-North Charleston, SC | 2 | $ 610,000 | $ 305,000 | $ 47,000 |
| Chattanooga, TN-GA | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Clarksville, TN-KY | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Coeur D'Alene, ID | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 500,000 | $ 250,000 | $ 114,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 520,000 | $ 260,000 | $ 90,000 |
| Fresno, CA | 2 | $ 430,000 | $ 215,000 | $ 56,000 |
| Hinesville, GA | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| Jacksonville, NC | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Lafayette-West Lafayette, IN | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 430,000 | $ 215,000 | $ 222,000 |
| Lancaster, PA | 2 | $ 490,000 | $ 245,000 | $ 52,000 |
| Lansing-East Lansing, MI | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Lexington-Fayette, KY | 2 | $ 910,000 | $ 455,000 | $ 206,000 |
| Montgomery, AL | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| New Orleans-Metairie, LA | 2 | $ 480,000 | $ 240,000 | $ 77,000 |
| Odessa, TX | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| Olympia-Tumwater, WA | 2 | $ 520,000 | $ 260,000 | $ 43,000 |
| Punta Gorda, FL | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Rome, GA | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Seattle-Bellevue-Everett, WA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| St. George, UT | 2 | $ 640,000 | $ 320,000 | $ 80,000 |
| Tacoma-Lakewood, WA | 2 | $ 900,000 | $ 450,000 | $ 42,000 |
| Albany, GA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Albuquerque, NM | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Anchorage, AK | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Asheville, NC | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Auburn-Opelika, AL | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Bellingham, WA | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Bend-Redmond, OR | 1 | $ 485,000 | $ 485,000 | $ 95,000 |
| Bloomington, IL | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Bowling Green, KY | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| California-Lexington Park, MD | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Cleveland, TN | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| College Station-Bryan, TX | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Columbia, MO | 1 | $ 145,000 | $ 145,000 | $ 237,000 |
| Decatur, AL | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Duluth, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Eau Claire, WI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Elgin, IL | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fairbanks, AK | 1 | $ 345,000 | $ 345,000 | $ 187,000 |
| Florence-Muscle Shoals, AL | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Gainesville, GA | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Gary, IN | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Goldsboro, NC | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Harrisburg-Carlisle, PA | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Hattiesburg, MS | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Homosassa Springs, FL | 1 | $ 335,000 | $ 335,000 | $ 88,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Jackson, MI | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Jackson, MS | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Kansas City, MO-KS | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Killeen-Temple, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kingston, NY | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Longview, WA | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Lynchburg, VA | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Mansfield, OH | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Missoula, MT | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| Ocean City, NJ | 1 | $ 415,000 | $ 415,000 | $ 277,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 465,000 | $ 465,000 | $ 80,000 |
| Pine Bluff, AR | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Redding, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Reno, NV | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Rochester, MN | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Rocky Mount, NC | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| San Angelo, TX | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Santa Fe, NM | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Sebring, FL | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Spokane-Spokane Valley, WA | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| The Villages, FL | 1 | $ 475,000 | $ 475,000 | $ 96,000 |
| Tyler, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Vallejo-Fairfield, CA | 1 | $ 415,000 | $ 415,000 | $ 61,000 |
| Warner Robins, GA | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Yuma, AZ | 1 | $ 285,000 | $ 285,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,295 | $525,405,000 | $228,000 | $1,865,000 | $89,000 | $1,821,000 |
| Refinancing | 613 | $170,015,000 | $277,000 | $1,235,000 | $104,000 | $1,316,000 |
| Cash-out Refinancing | 436 | $120,870,000 | $277,000 | $965,000 | $100,000 | $1,290,000 |
| Other Purpose | 12 | $2,560,000 | $213,000 | $485,000 | $131,000 | $351,000 |
| Home Improvement | 5 | $1,095,000 | $219,000 | $395,000 | $116,000 | $167,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,051 | $513,905,000 | $250,000 | $1,865,000 | $101,000 | $1,290,000 |
| Black or African American | 639 | $144,825,000 | $226,000 | $965,000 | $78,000 | $1,107,000 |
| Hispanic | 409 | $97,815,000 | $239,000 | $785,000 | $77,000 | $1,821,000 |
| Not Provided | 105 | $24,715,000 | $235,000 | $875,000 | $104,000 | $1,316,000 |
| Asian | 100 | $29,370,000 | $293,000 | $795,000 | $96,000 | $355,000 |
| Not applicable | 40 | $5,310,000 | $132,000 | $865,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,525,000 | $217,000 | $325,000 | $51,000 | $81,000 |
| American Indian or Alaskan Native | 5 | $1,285,000 | $257,000 | $355,000 | $114,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,870 | $461,240,000 | $246,000 | $1,865,000 | $110,000 | $1,821,000 |
| FHA-insured (Federal Housing Administration) | 989 | $220,825,000 | $223,000 | $785,000 | $70,000 | $1,107,000 |
| VA-guaranteed (Veterans Administration) | 398 | $120,940,000 | $303,000 | $975,000 | $78,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 104 | $16,940,000 | $162,000 | $315,000 | $58,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,330 | $567,400,000 | $243,000 | $1,235,000 | $96,000 | $1,821,000 |
| Application Denied By Financial Institution | 433 | $105,545,000 | $243,000 | $965,000 | $76,000 | $1,107,000 |
| Application Approved But Not Accepted | 306 | $72,000,000 | $235,000 | $735,000 | $85,000 | $420,000 |
| Application Withdrawn By Applicant | 292 | $75,000,000 | $256,000 | $1,865,000 | $102,000 | $780,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,928 | $714,400,000 | $243,000 | $1,865,000 | $96,000 | $1,821,000 |
| Other | 143 | $40,325,000 | $281,000 | $965,000 | $83,000 | $320,000 |
| Debt-To-Income Ratio | 98 | $25,720,000 | $262,000 | $615,000 | $67,000 | $401,000 |
| Credit History | 80 | $15,250,000 | $190,000 | $515,000 | $81,000 | $1,107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 50 | $10,170,000 | $203,000 | $725,000 | $70,000 | $277,000 |
| Collateral | 32 | $7,090,000 | $221,000 | $795,000 | $81,000 | $235,000 |
| Employment History | 15 | $3,035,000 | $202,000 | $425,000 | $57,000 | $216,000 |
| Unverifiable Information | 15 | $3,955,000 | $263,000 | $785,000 | $98,000 | $236,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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