Evolve Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Evolve Bank & Trust of Memphis, TN reported 1,899 mortgage applications totaling $626.0 million, down 28% from 2023. The average application was for $329,670, and applicants reported an average income of $151,036. 75% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Memphis, TN-MS-AR (325), Wilmington, DE-MD-NJ (135) and Nassau County-Suffolk County, NY (94) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,899 |
| Total Mortgage Loan Application Amount | $626,045,000 |
| Average Mortgage Loan Application Amount | $329,670 |
| Highest Mortgage Loan Application Amount | $2,605,000 |
| Average Applicant Income | $151,036 |
| Highest Applicant Income | $2,189,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby, Tennessee | 237 | $ 63,915,000 | $ 269,683 | $ 144,000 |
| New Castle, Delaware | 130 | $ 42,180,000 | $ 324,461 | $ 105,000 |
| Craighead, Arkansas | 72 | $ 14,900,000 | $ 206,944 | $ 188,000 |
| Suffolk, New York | 72 | $ 32,080,000 | $ 445,555 | $ 170,000 |
| Sussex, Delaware | 65 | $ 21,145,000 | $ 325,307 | $ 92,000 |
| Worcester, Massachusetts | 63 | $ 21,885,000 | $ 347,380 | $ 129,000 |
| Middlesex, Massachusetts | 60 | $ 28,420,000 | $ 473,666 | $ 169,000 |
| Los Angeles, California | 55 | $ 30,245,000 | $ 549,909 | $ 285,000 |
| Hampden, Massachusetts | 46 | $ 14,180,000 | $ 308,260 | $ 117,000 |
| DeSoto, Mississippi | 44 | $ 11,870,000 | $ 269,772 | $ 110,000 |
| Saratoga, New York | 38 | $ 12,930,000 | $ 340,263 | $ 152,000 |
| Western Connecticut Planning Region, Connecticut | 37 | $ 14,355,000 | $ 387,972 | $ 190,000 |
| Kent, Delaware | 37 | $ 11,465,000 | $ 309,864 | $ 84,000 |
| Pulaski, Arkansas | 32 | $ 4,190,000 | $ 130,937 | $ 206,000 |
| Capitol Planning Region, Connecticut | 29 | $ 9,515,000 | $ 328,103 | $ 197,000 |
| Essex, Massachusetts | 28 | $ 11,020,000 | $ 393,571 | $ 142,000 |
| Plymouth, Massachusetts | 27 | $ 12,155,000 | $ 450,185 | $ 195,000 |
| Nassau, New York | 22 | $ 10,220,000 | $ 464,545 | $ 284,000 |
| Warren, New York | 22 | $ 5,800,000 | $ 263,636 | $ 137,000 |
| Prince George's, Maryland | 20 | $ 6,260,000 | $ 313,000 | $ 148,000 |
| Barnstable, Massachusetts | 18 | $ 9,150,000 | $ 508,333 | $ 304,000 |
| Tipton, Tennessee | 17 | $ 4,855,000 | $ 285,588 | $ 97,000 |
| Naugatuck Valley Planning Region, Connecticut | 16 | $ 5,440,000 | $ 340,000 | $ 159,000 |
| Hillsborough, New Hampshire | 16 | $ 6,000,000 | $ 375,000 | $ 130,000 |
| Baltimore City, Maryland | 14 | $ 2,610,000 | $ 186,428 | $ 127,000 |
| Fayette, Tennessee | 14 | $ 4,040,000 | $ 288,571 | $ 102,000 |
| Sharp, Arkansas | 13 | $ 1,525,000 | $ 117,307 | $ 85,000 |
| Norfolk, Massachusetts | 13 | $ 5,645,000 | $ 434,230 | $ 174,000 |
| Greene, Arkansas | 12 | $ 2,410,000 | $ 200,833 | $ 99,000 |
| Madison, Mississippi | 12 | $ 360,000 | $ 30,000 | $ 38,000 |
| Hampshire, Massachusetts | 11 | $ 2,995,000 | $ 272,272 | $ 94,000 |
| Suffolk, Massachusetts | 11 | $ 4,465,000 | $ 405,909 | $ 164,000 |
| Washington, New York | 11 | $ 2,305,000 | $ 209,545 | $ 72,000 |
| Benton, Arkansas | 10 | $ 2,860,000 | $ 286,000 | $ 219,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 10 | $ 3,940,000 | $ 394,000 | $ 203,000 |
| Bristol, Massachusetts | 10 | $ 4,930,000 | $ 493,000 | $ 133,000 |
| Charleston, South Carolina | 10 | $ 6,390,000 | $ 639,000 | $ 204,000 |
| Crittenden, Arkansas | 9 | $ 1,725,000 | $ 191,666 | $ 75,000 |
| Poinsett, Arkansas | 8 | $ 780,000 | $ 97,500 | $ 86,000 |
| South Central Connecticut Planning Region, Connecticut | 8 | $ 1,620,000 | $ 202,500 | $ 114,000 |
| Kings, New York | 8 | $ 5,020,000 | $ 627,500 | $ 142,000 |
| Lawrence, Arkansas | 7 | $ 885,000 | $ 126,428 | $ 74,000 |
| District of Columbia, District Of Columbia | 7 | $ 2,285,000 | $ 326,428 | $ 150,000 |
| Vigo, Indiana | 7 | $ 635,000 | $ 90,714 | $ 201,000 |
| Charles, Maryland | 7 | $ 2,555,000 | $ 365,000 | $ 128,000 |
| Panola, Mississippi | 7 | $ 1,315,000 | $ 187,857 | $ 85,000 |
| Van Buren, Arkansas | 6 | $ 850,000 | $ 141,666 | $ 51,000 |
| Santa Clara, California | 6 | $ 4,150,000 | $ 691,666 | $ 235,000 |
| Rockingham, New Hampshire | 6 | $ 2,960,000 | $ 493,333 | $ 157,000 |
| Monmouth, New Jersey | 6 | $ 2,540,000 | $ 423,333 | $ 299,000 |
| Orange, New York | 6 | $ 2,730,000 | $ 455,000 | $ 147,000 |
| Providence, Rhode Island | 6 | $ 1,430,000 | $ 238,333 | $ 66,000 |
| Maricopa, Arizona | 5 | $ 1,715,000 | $ 343,000 | $ 131,000 |
| Cross, Arkansas | 5 | $ 675,000 | $ 135,000 | $ 67,000 |
| Mississippi, Arkansas | 5 | $ 525,000 | $ 105,000 | $ 280,000 |
| San Diego, California | 5 | $ 2,585,000 | $ 517,000 | $ 136,000 |
| Ventura, California | 5 | $ 4,215,000 | $ 843,000 | $ 345,000 |
| Greater Bridgeport Planning Region, Connecticut | 5 | $ 2,125,000 | $ 425,000 | $ 179,000 |
| Pasco, Florida | 5 | $ 1,715,000 | $ 343,000 | $ 109,000 |
| Washington, Mississippi | 5 | $ 795,000 | $ 159,000 | $ 76,000 |
| Albany, New York | 5 | $ 1,325,000 | $ 265,000 | $ 93,000 |
| Rensselaer, New York | 5 | $ 1,455,000 | $ 291,000 | $ 106,000 |
| Schenectady, New York | 5 | $ 1,315,000 | $ 263,000 | $ 105,000 |
| Hampton, Virginia | 5 | $ 1,015,000 | $ 203,000 | $ 72,000 |
| Cleburne, Arkansas | 4 | $ 890,000 | $ 222,500 | $ 122,000 |
| Washington, Arkansas | 4 | $ 1,510,000 | $ 377,500 | $ 139,000 |
| Broward, Florida | 4 | $ 1,480,000 | $ 370,000 | $ 320,000 |
| Palm Beach, Florida | 4 | $ 1,880,000 | $ 470,000 | $ 216,000 |
| Pinellas, Florida | 4 | $ 2,040,000 | $ 510,000 | $ 182,000 |
| Volusia, Florida | 4 | $ 830,000 | $ 207,500 | $ 181,000 |
| York, Maine | 4 | $ 1,260,000 | $ 315,000 | $ 126,000 |
| Baltimore, Maryland | 4 | $ 1,340,000 | $ 335,000 | $ 109,000 |
| Cecil, Maryland | 4 | $ 1,450,000 | $ 362,500 | $ 111,000 |
| Worcester, Maryland | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Hinds, Mississippi | 4 | $ 290,000 | $ 72,500 | $ 124,000 |
| Putnam, New York | 4 | $ 1,990,000 | $ 497,500 | $ 140,000 |
| Westchester, New York | 4 | $ 2,190,000 | $ 547,500 | $ 276,000 |
| Oklahoma, Oklahoma | 4 | $ 580,000 | $ 145,000 | $ 158,000 |
| Davidson, Tennessee | 4 | $ 2,080,000 | $ 520,000 | $ 345,000 |
| Accomack, Virginia | 4 | $ 930,000 | $ 232,500 | $ 111,000 |
| Chesapeake, Virginia | 4 | $ 1,360,000 | $ 340,000 | $ 124,000 |
| Newport News, Virginia | 4 | $ 710,000 | $ 177,500 | $ 61,000 |
| Portsmouth, Virginia | 4 | $ 700,000 | $ 175,000 | $ 50,000 |
| Pinal, Arizona | 3 | $ 1,065,000 | $ 355,000 | $ 189,000 |
| St. Francis, Arkansas | 3 | $ 295,000 | $ 98,333 | $ 64,000 |
| Orange, California | 3 | $ 2,545,000 | $ 848,333 | $ 216,000 |
| Riverside, California | 3 | $ 1,525,000 | $ 508,333 | $ 215,000 |
| San Bernardino, California | 3 | $ 1,295,000 | $ 431,666 | $ 115,000 |
| Northwest Hills Planning Region, Connecticut | 3 | $ 1,535,000 | $ 511,666 | $ 299,000 |
| Brevard, Florida | 3 | $ 785,000 | $ 261,666 | $ 116,000 |
| St. Lucie, Florida | 3 | $ 1,485,000 | $ 495,000 | $ 194,000 |
| Cobb, Georgia | 3 | $ 1,195,000 | $ 398,333 | $ 129,000 |
| Floyd, Georgia | 3 | $ 485,000 | $ 161,666 | $ 98,000 |
| Paulding, Georgia | 3 | $ 1,435,000 | $ 478,333 | $ 255,000 |
| Somerset, Maine | 3 | $ 705,000 | $ 235,000 | $ 204,000 |
| Wicomico, Maryland | 3 | $ 615,000 | $ 205,000 | $ 40,000 |
| Lee, Mississippi | 3 | $ 205,000 | $ 68,333 | $ 82,000 |
| St. Louis, Missouri | 3 | $ 325,000 | $ 108,333 | $ 188,000 |
| Merrimack, New Hampshire | 3 | $ 945,000 | $ 315,000 | $ 208,000 |
| Essex, New York | 3 | $ 565,000 | $ 188,333 | $ 85,000 |
| Union, North Carolina | 3 | $ 1,145,000 | $ 381,666 | $ 132,000 |
| Carbon, Pennsylvania | 3 | $ 1,465,000 | $ 488,333 | $ 344,000 |
| Dauphin, Pennsylvania | 3 | $ 235,000 | $ 78,333 | $ 314,000 |
| Delaware, Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 79,000 |
| Dorchester, South Carolina | 3 | $ 885,000 | $ 295,000 | $ 146,000 |
| Haywood, Tennessee | 3 | $ 395,000 | $ 131,666 | $ 59,000 |
| Southampton, Virginia | 3 | $ 545,000 | $ 181,666 | $ 89,000 |
| White, Arkansas | 2 | $ 1,040,000 | $ 520,000 | $ 506,000 |
| Sacramento, California | 2 | $ 1,130,000 | $ 565,000 | $ 245,000 |
| Collier, Florida | 2 | $ 730,000 | $ 365,000 | $ 267,000 |
| Hillsborough, Florida | 2 | $ 820,000 | $ 410,000 | $ 38,000 |
| Marion, Florida | 2 | $ 650,000 | $ 325,000 | $ 142,000 |
| Orange, Florida | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Polk, Florida | 2 | $ 440,000 | $ 220,000 | $ 134,000 |
| Coweta, Georgia | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Franklin, Georgia | 2 | $ 240,000 | $ 120,000 | $ 127,000 |
| Fulton, Georgia | 2 | $ 480,000 | $ 240,000 | $ 113,000 |
| Hall, Georgia | 2 | $ 320,000 | $ 160,000 | $ 142,000 |
| Cumberland, Maine | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Anne Arundel, Maryland | 2 | $ 670,000 | $ 335,000 | $ 118,000 |
| Howard, Maryland | 2 | $ 910,000 | $ 455,000 | $ 147,000 |
| Somerset, Maryland | 2 | $ 180,000 | $ 90,000 | $ 203,000 |
| Franklin, Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 98,000 |
| Nantucket, Massachusetts | 2 | $ 1,390,000 | $ 695,000 | $ 634,000 |
| Leflore, Mississippi | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Monroe, Mississippi | 2 | $ 150,000 | $ 75,000 | $ 139,000 |
| Tate, Mississippi | 2 | $ 540,000 | $ 270,000 | $ 97,000 |
| Jasper, Missouri | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Hudson, New Jersey | 2 | $ 760,000 | $ 380,000 | $ 172,000 |
| Union, New Jersey | 2 | $ 830,000 | $ 415,000 | $ 181,000 |
| Dutchess, New York | 2 | $ 650,000 | $ 325,000 | $ 212,000 |
| Hamilton, New York | 2 | $ 490,000 | $ 245,000 | $ 77,000 |
| Montgomery, New York | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| Queens, New York | 2 | $ 1,260,000 | $ 630,000 | $ 183,000 |
| Multnomah, Oregon | 2 | $ 650,000 | $ 325,000 | $ 135,000 |
| Lancaster, Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 81,000 |
| Hamilton, Tennessee | 2 | $ 1,150,000 | $ 575,000 | $ 170,000 |
| Hardeman, Tennessee | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Hardin, Tennessee | 2 | $ 640,000 | $ 320,000 | $ 245,000 |
| Williamson, Tennessee | 2 | $ 990,000 | $ 495,000 | $ 210,000 |
| Comal, Texas | 2 | $ 1,050,000 | $ 525,000 | $ 258,000 |
| Harris, Texas | 2 | $ 550,000 | $ 275,000 | $ 197,000 |
| Rutland, Vermont | 2 | $ 410,000 | $ 205,000 | $ 156,000 |
| Windham, Vermont | 2 | $ 560,000 | $ 280,000 | $ 334,000 |
| Franklin City, Virginia | 2 | $ 390,000 | $ 195,000 | $ 41,000 |
| Grays Harbor, Washington | 2 | $ 350,000 | $ 175,000 | $ 112,000 |
| Calhoun, Alabama | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Escambia, Alabama | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Etowah, Alabama | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Jefferson, Alabama | 1 | $ 125,000 | $ 125,000 | $ 218,000 |
| Madison, Alabama | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Tuscaloosa, Alabama | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Anchorage, Alaska | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Navajo, Arizona | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Pima, Arizona | 1 | $ 315,000 | $ 315,000 | $ 235,000 |
| Baxter, Arkansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Carroll, Arkansas | 1 | $ 2,605,000 | $ 2,605,000 | $ 0 |
| Fulton, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Jackson, Arkansas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Jefferson, Arkansas | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Randolph, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Saline, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Sebastian, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Alameda, California | 1 | $ 725,000 | $ 725,000 | $ 180,000 |
| Tulare, California | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Douglas, Colorado | 1 | $ 505,000 | $ 505,000 | $ 115,000 |
| El Paso, Colorado | 1 | $ 595,000 | $ 595,000 | $ 189,000 |
| Teller, Colorado | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Weld, Colorado | 1 | $ 565,000 | $ 565,000 | $ 144,000 |
| Lee, Florida | 1 | $ 365,000 | $ 365,000 | $ 167,000 |
| Miami-Dade, Florida | 1 | $ 425,000 | $ 425,000 | $ 572,000 |
| Nassau, Florida | 1 | $ 775,000 | $ 775,000 | $ 154,000 |
| Sarasota, Florida | 1 | $ 425,000 | $ 425,000 | $ 151,000 |
| DeKalb, Georgia | 1 | $ 85,000 | $ 85,000 | $ 301,000 |
| Douglas, Georgia | 1 | $ 605,000 | $ 605,000 | $ 298,000 |
| Fayette, Georgia | 1 | $ 765,000 | $ 765,000 | $ 472,000 |
| Forsyth, Georgia | 1 | $ 695,000 | $ 695,000 | $ 212,000 |
| Gwinnett, Georgia | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Habersham, Georgia | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Henry, Georgia | 1 | $ 745,000 | $ 745,000 | $ 327,000 |
| Jackson, Georgia | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Jasper, Georgia | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Lamar, Georgia | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Monroe, Georgia | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Richmond, Georgia | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| White, Georgia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Honolulu, Hawaii | 1 | $ 435,000 | $ 435,000 | $ 138,000 |
| Ada, Idaho | 1 | $ 805,000 | $ 805,000 | $ 242,000 |
| Boundary, Idaho | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Cook, Illinois | 1 | $ 695,000 | $ 695,000 | $ 447,000 |
| Kendall, Illinois | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Will, Illinois | 1 | $ 485,000 | $ 485,000 | $ 117,000 |
| Shelby, Indiana | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| St. Joseph, Indiana | 1 | $ 235,000 | $ 235,000 | $ 929,000 |
| Hancock, Maine | 1 | $ 325,000 | $ 325,000 | $ 472,000 |
| Washington, Maine | 1 | $ 275,000 | $ 275,000 | $ 338,000 |
| Caroline, Maryland | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Dorchester, Maryland | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Frederick, Maryland | 1 | $ 765,000 | $ 765,000 | $ 266,000 |
| Oakland, Michigan | 1 | $ 575,000 | $ 575,000 | $ 231,000 |
| Ottawa, Michigan | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Benton, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Coahoma, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Harrison, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Lafayette, Mississippi | 1 | $ 195,000 | $ 195,000 | $ 293,000 |
| Lowndes, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Marshall, Mississippi | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Prentiss, Mississippi | 1 | $ 505,000 | $ 505,000 | $ 260,000 |
| Quitman, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Tippah, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Union, Mississippi | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Boone, Missouri | 1 | $ 605,000 | $ 605,000 | $ 200,000 |
| Butler, Missouri | 1 | $ 365,000 | $ 365,000 | $ 105,000 |
| Wayne, Missouri | 1 | $ 455,000 | $ 455,000 | $ 111,000 |
| Flathead, Montana | 1 | $ 545,000 | $ 545,000 | $ 126,000 |
| Lancaster, Nebraska | 1 | $ 255,000 | $ 255,000 | $ 182,000 |
| Belknap, New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Cheshire, New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Coos, New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Grafton, New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Strafford, New Hampshire | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Sullivan, New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Atlantic, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Bergen, New Jersey | 1 | $ 375,000 | $ 375,000 | $ 238,000 |
| Morris, New Jersey | 1 | $ 385,000 | $ 385,000 | $ 167,000 |
| Passaic, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Salem, New Jersey | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Somerset, New Jersey | 1 | $ 545,000 | $ 545,000 | $ 193,000 |
| Sussex, New Jersey | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Santa Fe, New Mexico | 1 | $ 765,000 | $ 765,000 | $ 211,000 |
| Chenango, New York | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Clinton, New York | 1 | $ 265,000 | $ 265,000 | $ 434,000 |
| Columbia, New York | 1 | $ 435,000 | $ 435,000 | $ 128,000 |
| Delaware, New York | 1 | $ 445,000 | $ 445,000 | $ 263,000 |
| Fulton, New York | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| New York, New York | 1 | $ 655,000 | $ 655,000 | $ 256,000 |
| Oswego, New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Mecklenburg, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Pasquotank, North Carolina | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Pender, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Pitt, North Carolina | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Wake, North Carolina | 1 | $ 605,000 | $ 605,000 | $ 281,000 |
| Warren, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Fairfield, Ohio | 1 | $ 245,000 | $ 245,000 | $ 185,000 |
| Madison, Ohio | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Mahoning, Ohio | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Wayne, Ohio | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Bryan, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Delaware, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Logan, Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 186,000 |
| Tulsa, Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 238,000 |
| Washington, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Polk, Oregon | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Yamhill, Oregon | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Chester, Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 208,000 |
| Kent, Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Newport, Rhode Island | 1 | $ 595,000 | $ 595,000 | $ 134,000 |
| Aiken, South Carolina | 1 | $ 415,000 | $ 415,000 | $ 169,000 |
| Beaufort, South Carolina | 1 | $ 765,000 | $ 765,000 | $ 546,000 |
| Berkeley, South Carolina | 1 | $ 345,000 | $ 345,000 | $ 110,000 |
| Colleton, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Greenville, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Horry, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 183,000 |
| Jasper, South Carolina | 1 | $ 615,000 | $ 615,000 | $ 274,000 |
| York, South Carolina | 1 | $ 605,000 | $ 605,000 | $ 133,000 |
| Crockett, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Henry, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Knox, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Lauderdale, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Maury, Tennessee | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| McMinn, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| McNairy, Tennessee | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Monroe, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Montgomery, Tennessee | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Roane, Tennessee | 1 | $ 445,000 | $ 445,000 | $ 73,000 |
| Robertson, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Rutherford, Tennessee | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Sevier, Tennessee | 1 | $ 465,000 | $ 465,000 | $ 270,000 |
| Sumner, Tennessee | 1 | $ 435,000 | $ 435,000 | $ 109,000 |
| Brazoria, Texas | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Brazos, Texas | 1 | $ 195,000 | $ 195,000 | $ 173,000 |
| Collin, Texas | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Dallas, Texas | 1 | $ 235,000 | $ 235,000 | $ 27,000 |
| Grayson, Texas | 1 | $ 535,000 | $ 535,000 | $ 171,000 |
| Hunt, Texas | 1 | $ 385,000 | $ 385,000 | $ 112,000 |
| Tarrant, Texas | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Travis, Texas | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Williamson, Texas | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Windsor, Vermont | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Isle of Wight, Virginia | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Norfolk, Virginia | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Orange, Virginia | 1 | $ 415,000 | $ 415,000 | $ 81,000 |
| Prince Edward, Virginia | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Suffolk, Virginia | 1 | $ 375,000 | $ 375,000 | $ 68,000 |
| York, Virginia | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Island, Washington | 1 | $ 405,000 | $ 405,000 | $ 360,000 |
| Thurston, Washington | 1 | $ 695,000 | $ 695,000 | $ 207,000 |
| Dane, Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,633 | $538,525,000 | $329,000 | $2,605,000 | $150,000 | $2,189,000 |
| Refinancing | 129 | $41,515,000 | $321,000 | $1,405,000 | $175,000 | $1,406,000 |
| Cash-out Refinancing | 113 | $40,725,000 | $360,000 | $955,000 | $141,000 | $995,000 |
| Home Improvement | 12 | $2,060,000 | $171,000 | $755,000 | $163,000 | $515,000 |
| Other Purpose | 12 | $3,220,000 | $268,000 | $525,000 | $117,000 | $259,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,091 | $367,855,000 | $337,000 | $1,415,000 | $161,000 | $1,824,000 |
| Black or African American | 299 | $84,745,000 | $283,000 | $775,000 | $111,000 | $695,000 |
| Hispanic | 213 | $73,135,000 | $343,000 | $1,595,000 | $112,000 | $604,000 |
| Not Provided | 110 | $39,700,000 | $360,000 | $1,145,000 | $176,000 | $661,000 |
| Asian | 105 | $40,565,000 | $386,000 | $1,125,000 | $218,000 | $2,189,000 |
| Not applicable | 70 | $17,670,000 | $252,000 | $2,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $2,035,000 | $226,000 | $515,000 | $87,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $340,000 | $170,000 | $175,000 | $61,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,442 | $476,360,000 | $330,000 | $2,605,000 | $168,000 | $2,189,000 |
| FHA-insured (Federal Housing Administration) | 367 | $116,575,000 | $317,000 | $1,065,000 | $99,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 73 | $29,105,000 | $398,000 | $1,055,000 | $117,000 | $327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 17 | $4,005,000 | $235,000 | $415,000 | $88,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,427 | $464,115,000 | $325,000 | $2,515,000 | $152,000 | $2,189,000 |
| Application Withdrawn By Applicant | 370 | $126,180,000 | $341,000 | $2,605,000 | $152,000 | $1,108,000 |
| Application Denied By Financial Institution | 82 | $27,720,000 | $338,000 | $765,000 | $132,000 | $776,000 |
| Application Approved But Not Accepted | 18 | $6,860,000 | $381,000 | $1,045,000 | $164,000 | $500,000 |
| Preapproval Approved but not Accepted | 2 | $1,170,000 | $585,000 | $1,105,000 | $171,000 | $230,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,817 | $598,325,000 | $329,000 | $2,605,000 | $152,000 | $2,189,000 |
| Other | 22 | $7,390,000 | $335,000 | $755,000 | $116,000 | $297,000 |
| Debt-To-Income Ratio | 20 | $6,980,000 | $349,000 | $585,000 | $102,000 | $472,000 |
| Collateral | 19 | $7,415,000 | $390,000 | $735,000 | $161,000 | $490,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,745,000 | $392,000 | $765,000 | $218,000 | $776,000 |
| Credit History | 6 | $1,620,000 | $270,000 | $535,000 | $153,000 | $366,000 |
| Employment History | 5 | $1,015,000 | $203,000 | $345,000 | $87,000 | $171,000 |
| Unverifiable Information | 3 | $555,000 | $185,000 | $265,000 | $102,000 | $169,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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