1 mortgage lender is based in ZIP code 95628, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Sacramento County, CA in 2025.
In 2025, 487 lenders made 28,766 home loans worth $11.5 billion in Sacramento County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Sacramento County, which includes ZIP code 95628.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,350 | $1.9B | $439,000 | 15.1% |
| 2 | The Golden 1 Credit Union Sacramento, CA | 1,724 | $305.8M | $177,000 | 6.0% |
| 3 | The Loan Store, Inc Tucson, AZ | 963 | $373.4M | $388,000 | 3.3% |
| 4 | Lennar Mortgage, LLC Miami, FL | 838 | $419.3M | $500,000 | 2.9% |
| 5 | Schoolsfirst FCU Tustin, CA | 763 | $118.0M | $155,000 | 2.7% |
| 6 | loanDepot.com LLC Irvine, CA | 688 | $275.1M | $400,000 | 2.4% |
| 7 | Guild Mortgage Company San Diego, CA | 659 | $242.8M | $368,000 | 2.3% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 591 | $244.3M | $413,000 | 2.1% |
| 9 | US Bank, N.A. Cincinnati, OH | 525 | $206.6M | $393,000 | 1.8% |
| 10 | American Pacific Mortgage Corporation Roseville, CA | 499 | $210.9M | $423,000 | 1.7% |
See every lender in Sacramento County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Heritage Community Credit Union
5329 SUNRISE BLVD FAIR OAKS, CA 95628 |
* | 2,575 | $365,925,000 |
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