1 mortgage lender is based in ZIP code 40932, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Clay County, KY in 2025.
In 2025, 47 lenders made 130 home loans worth $19.6 million in Clay County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Clay County, which includes ZIP code 40932.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 17 | $2.1M | $126,000 | 13.1% |
| 2 | Community Trust Bank, Inc. Pikeville, KY | 12 | $2.4M | $202,000 | 9.2% |
| 3 | PNC Bank N.A. Pittsburgh, PA | 11 | $1.3M | $121,000 | 8.5% |
| 4 | L&N Federal Credit Union Louisville, KY | 7 | $855K | $122,000 | 5.4% |
| 5 | Polaris Home Funding Corp. Grandville, MI | 5 | $1.2M | $237,000 | 3.8% |
| 6 | Magnolia Bank Hodgenville, KY | 5 | $725K | $145,000 | 3.8% |
| 7 | 21st Mortgage Knoxville, TN | 5 | $425K | $85,000 | 3.8% |
| 8 | United Wholesale Mortgage Plymouth, MI | 4 | $810K | $202,000 | 3.1% |
| 9 | Mortgage Research Center Columbia, MO | 4 | $570K | $142,000 | 3.1% |
| 10 | US Bank, N.A. Cincinnati, OH | 4 | $280K | $70,000 | 3.1% |
See every lender in Clay County and its 2025 mortgage data · top lenders in Kentucky · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Peoples Exchange Bank
PO BOX 4040 WINCHESTER, KY 40932 |
* | 22,022 | $2,963,286,000 |
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