Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2024

In 2024, Farm Credit Mid-America, Aca of Louisville, KY reported 5,902 mortgage applications totaling $2.3 billion, up 22% from 2023. The average application was for $381,885, and applicants reported an average income of $214,733. 73% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (312), Cincinnati, OH-KY-IN (150) and Knoxville, TN (131) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,902
Total Mortgage Loan Application Amount $2,253,890,000
Average Mortgage Loan Application Amount $381,885
Highest Mortgage Loan Application Amount $4,205,000
Average Applicant Income $214,733
Highest Applicant Income $6,132,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maury, Tennessee 50 $ 18,960,000 $ 379,200 $ 254,000
Wilson, Tennessee 46 $ 19,650,000 $ 427,173 $ 315,000
Rutherford, Tennessee 42 $ 19,310,000 $ 459,761 $ 209,000
LaGrange, Indiana 39 $ 10,635,000 $ 272,692 $ 154,000
Elkhart, Indiana 35 $ 10,785,000 $ 308,142 $ 138,000
Dickson, Tennessee 33 $ 10,405,000 $ 315,303 $ 174,000
Geauga, Ohio 32 $ 10,080,000 $ 315,000 $ 199,000
Knox, Tennessee 32 $ 16,410,000 $ 512,812 $ 239,000
Knox, Ohio 29 $ 8,375,000 $ 288,793 $ 137,000
Bedford, Tennessee 29 $ 13,515,000 $ 466,034 $ 227,000
Trumbull, Ohio 28 $ 8,000,000 $ 285,714 $ 112,000
Ashtabula, Ohio 27 $ 8,095,000 $ 299,814 $ 141,000
Greene, Tennessee 27 $ 10,605,000 $ 392,777 $ 270,000
Licking, Ohio 26 $ 9,010,000 $ 346,538 $ 190,000
Tuscarawas, Ohio 26 $ 7,640,000 $ 293,846 $ 164,000
Wayne, Ohio 26 $ 8,040,000 $ 309,230 $ 317,000
Shelby, Kentucky 25 $ 11,785,000 $ 471,400 $ 263,000
Clermont, Ohio 25 $ 11,525,000 $ 461,000 $ 231,000
Porter, Indiana 24 $ 9,430,000 $ 392,916 $ 182,000
Daviess, Kentucky 24 $ 6,280,000 $ 261,666 $ 152,000
Robertson, Tennessee 24 $ 10,850,000 $ 452,083 $ 225,000
Scott, Kentucky 23 $ 8,785,000 $ 381,956 $ 192,000
Ashland, Ohio 23 $ 6,645,000 $ 288,913 $ 132,000
Muskingum, Ohio 23 $ 6,545,000 $ 284,565 $ 130,000
Cumberland, Tennessee 23 $ 8,955,000 $ 389,347 $ 139,000
Sumner, Tennessee 23 $ 10,625,000 $ 461,956 $ 277,000
LaPorte, Indiana 21 $ 6,105,000 $ 290,714 $ 223,000
Brown, Ohio 21 $ 5,895,000 $ 280,714 $ 145,000
Lincoln, Tennessee 21 $ 7,995,000 $ 380,714 $ 169,000
Morrow, Ohio 20 $ 6,560,000 $ 328,000 $ 136,000
McMinn, Tennessee 20 $ 7,210,000 $ 360,500 $ 153,000
Roane, Tennessee 20 $ 7,520,000 $ 376,000 $ 155,000
Washington, Tennessee 20 $ 9,360,000 $ 468,000 $ 203,000
Williamson, Tennessee 20 $ 18,150,000 $ 907,500 $ 555,000
Warren, Kentucky 19 $ 7,085,000 $ 372,894 $ 186,000
Stark, Ohio 19 $ 5,225,000 $ 275,000 $ 147,000
Jefferson, Tennessee 19 $ 7,815,000 $ 411,315 $ 152,000
Lawrence, Tennessee 19 $ 5,055,000 $ 266,052 $ 211,000
Marshall, Tennessee 19 $ 9,915,000 $ 521,842 $ 224,000
Morgan, Tennessee 19 $ 6,065,000 $ 319,210 $ 150,000
Sedgwick, Kansas 18 $ 7,770,000 $ 431,666 $ 211,000
Christian, Kentucky 18 $ 5,470,000 $ 303,888 $ 282,000
Grant, Kentucky 18 $ 6,250,000 $ 347,222 $ 179,000
Harrison, Kentucky 18 $ 5,570,000 $ 309,444 $ 184,000
Medina, Ohio 18 $ 7,920,000 $ 440,000 $ 266,000
Warren, Ohio 18 $ 6,970,000 $ 387,222 $ 179,000
Cannon, Tennessee 18 $ 6,580,000 $ 365,555 $ 155,000
Kosciusko, Indiana 17 $ 3,535,000 $ 207,941 $ 116,000
Ohio, Kentucky 17 $ 3,755,000 $ 220,882 $ 251,000
Union, Ohio 17 $ 7,465,000 $ 439,117 $ 170,000
Grainger, Tennessee 17 $ 6,105,000 $ 359,117 $ 157,000
Putnam, Tennessee 17 $ 5,885,000 $ 346,176 $ 159,000
Washington, Texas 17 $ 10,505,000 $ 617,941 $ 342,000
Wilson, Texas 17 $ 6,765,000 $ 397,941 $ 191,000
Craighead, Arkansas 16 $ 7,490,000 $ 468,125 $ 212,000
Fairfield, Ohio 16 $ 6,470,000 $ 404,375 $ 294,000
Guernsey, Ohio 16 $ 3,410,000 $ 213,125 $ 143,000
Logan, Ohio 16 $ 3,690,000 $ 230,625 $ 131,000
Blount, Tennessee 16 $ 5,550,000 $ 346,875 $ 117,000
Cheatham, Tennessee 16 $ 7,950,000 $ 496,875 $ 276,000
Fayette, Tennessee 16 $ 7,000,000 $ 437,500 $ 149,000
Loudon, Tennessee 16 $ 6,770,000 $ 423,125 $ 206,000
Wayne, Indiana 15 $ 3,055,000 $ 203,666 $ 222,000
Barren, Kentucky 15 $ 3,975,000 $ 265,000 $ 269,000
Lancaster, Nebraska 15 $ 5,235,000 $ 349,000 $ 195,000
Butler, Ohio 15 $ 5,015,000 $ 334,333 $ 192,000
Darke, Ohio 15 $ 4,085,000 $ 272,333 $ 253,000
White, Tennessee 15 $ 4,785,000 $ 319,000 $ 134,000
Warren, Iowa 14 $ 6,740,000 $ 481,428 $ 188,000
Hart, Kentucky 14 $ 3,430,000 $ 245,000 $ 124,000
Miami, Ohio 14 $ 6,560,000 $ 468,571 $ 238,000
Noble, Ohio 14 $ 2,990,000 $ 213,571 $ 103,000
Monroe, Tennessee 14 $ 5,080,000 $ 362,857 $ 171,000
Fayette, Texas 14 $ 9,430,000 $ 673,571 $ 455,000
Delta, Colorado 13 $ 6,555,000 $ 504,230 $ 224,000
Allen, Indiana 13 $ 3,985,000 $ 306,538 $ 154,000
Daviess, Indiana 13 $ 3,705,000 $ 285,000 $ 122,000
Rush, Indiana 13 $ 3,535,000 $ 271,923 $ 104,000
Adams, Ohio 13 $ 5,065,000 $ 389,615 $ 448,000
Lorain, Ohio 13 $ 4,615,000 $ 355,000 $ 238,000
Perry, Ohio 13 $ 3,255,000 $ 250,384 $ 131,000
Gillespie, Texas 13 $ 7,955,000 $ 611,923 $ 265,000
Harrison, Indiana 12 $ 5,230,000 $ 435,833 $ 346,000
Howard, Indiana 12 $ 3,620,000 $ 301,666 $ 162,000
Jackson, Indiana 12 $ 3,710,000 $ 309,166 $ 160,000
Jasper, Indiana 12 $ 3,510,000 $ 292,500 $ 158,000
Morgan, Indiana 12 $ 4,480,000 $ 373,333 $ 366,000
Cass, Iowa 12 $ 3,380,000 $ 281,666 $ 115,000
Campbell, Kentucky 12 $ 4,080,000 $ 340,000 $ 152,000
Henry, Kentucky 12 $ 3,910,000 $ 325,833 $ 208,000
Richland, Ohio 12 $ 3,750,000 $ 312,500 $ 135,000
Washington, Ohio 12 $ 5,530,000 $ 460,833 $ 172,000
DeKalb, Tennessee 12 $ 4,290,000 $ 357,500 $ 178,000
Hickman, Tennessee 12 $ 4,840,000 $ 403,333 $ 180,000
Humphreys, Tennessee 12 $ 3,040,000 $ 253,333 $ 181,000
Montgomery, Tennessee 12 $ 3,540,000 $ 295,000 $ 114,000
Sullivan, Tennessee 12 $ 4,450,000 $ 370,833 $ 179,000
Guadalupe, Texas 12 $ 6,210,000 $ 517,500 $ 246,000
Clark, Indiana 11 $ 3,425,000 $ 311,363 $ 208,000
Marshall, Indiana 11 $ 5,315,000 $ 483,181 $ 388,000
Scott, Indiana 11 $ 1,865,000 $ 169,545 $ 141,000
Tippecanoe, Indiana 11 $ 3,715,000 $ 337,727 $ 175,000
Pottawattamie, Iowa 11 $ 5,435,000 $ 494,090 $ 260,000
Grayson, Kentucky 11 $ 2,095,000 $ 190,454 $ 165,000
Owen, Kentucky 11 $ 3,795,000 $ 345,000 $ 172,000
Auglaize, Ohio 11 $ 3,805,000 $ 345,909 $ 548,000
Carroll, Ohio 11 $ 2,365,000 $ 215,000 $ 128,000
Gallia, Ohio 11 $ 2,855,000 $ 259,545 $ 117,000
Portage, Ohio 11 $ 3,675,000 $ 334,090 $ 158,000
Shelby, Ohio 11 $ 3,035,000 $ 275,909 $ 140,000
Giles, Tennessee 11 $ 3,895,000 $ 354,090 $ 190,000
Macon, Tennessee 11 $ 3,645,000 $ 331,363 $ 229,000
Hays, Texas 11 $ 9,615,000 $ 874,090 $ 279,000
Hunt, Texas 11 $ 4,765,000 $ 433,181 $ 180,000
Hendricks, Indiana 10 $ 3,720,000 $ 372,000 $ 201,000
Noble, Indiana 10 $ 2,770,000 $ 277,000 $ 139,000
White, Indiana 10 $ 3,700,000 $ 370,000 $ 236,000
Franklin, Kansas 10 $ 2,570,000 $ 257,000 $ 189,000
Lyon, Kansas 10 $ 2,770,000 $ 277,000 $ 172,000
Breckinridge, Kentucky 10 $ 1,320,000 $ 132,000 $ 287,000
Madison, Kentucky 10 $ 3,500,000 $ 350,000 $ 139,000
Nelson, Kentucky 10 $ 3,010,000 $ 301,000 $ 259,000
Pendleton, Kentucky 10 $ 2,380,000 $ 238,000 $ 124,000
Coshocton, Ohio 10 $ 2,390,000 $ 239,000 $ 133,000
Delaware, Ohio 10 $ 7,310,000 $ 731,000 $ 317,000
Harrison, Ohio 10 $ 2,480,000 $ 248,000 $ 125,000
Highland, Ohio 10 $ 2,320,000 $ 232,000 $ 235,000
Mercer, Ohio 10 $ 3,370,000 $ 337,000 $ 143,000
Cocke, Tennessee 10 $ 4,050,000 $ 405,000 $ 248,000
Hamblen, Tennessee 10 $ 3,580,000 $ 358,000 $ 155,000
Madison, Tennessee 10 $ 4,200,000 $ 420,000 $ 307,000
Sevier, Tennessee 10 $ 4,440,000 $ 444,000 $ 329,000
Tipton, Tennessee 10 $ 3,490,000 $ 349,000 $ 128,000
Montgomery, Texas 10 $ 3,560,000 $ 356,000 $ 189,000
Fulton, Indiana 9 $ 1,195,000 $ 132,777 $ 494,000
Switzerland, Indiana 9 $ 2,715,000 $ 301,666 $ 141,000
Wells, Indiana 9 $ 2,665,000 $ 296,111 $ 756,000
Montgomery, Kansas 9 $ 1,945,000 $ 216,111 $ 134,000
Bourbon, Kentucky 9 $ 2,635,000 $ 292,777 $ 243,000
Hardin, Kentucky 9 $ 1,315,000 $ 146,111 $ 188,000
Oldham, Kentucky 9 $ 4,675,000 $ 519,444 $ 194,000
Trigg, Kentucky 9 $ 2,355,000 $ 261,666 $ 287,000
Greene, Ohio 9 $ 3,425,000 $ 380,555 $ 213,000
Monroe, Ohio 9 $ 1,505,000 $ 167,222 $ 124,000
Scioto, Ohio 9 $ 1,545,000 $ 171,666 $ 164,000
Kingsbury, South Dakota 9 $ 2,605,000 $ 289,444 $ 159,000
Franklin, Tennessee 9 $ 2,125,000 $ 236,111 $ 125,000
Hamilton, Tennessee 9 $ 4,255,000 $ 472,777 $ 174,000
Hardeman, Tennessee 9 $ 3,115,000 $ 346,111 $ 220,000
Hawkins, Tennessee 9 $ 2,605,000 $ 289,444 $ 136,000
Henderson, Tennessee 9 $ 3,015,000 $ 335,000 $ 143,000
Lewis, Tennessee 9 $ 2,385,000 $ 265,000 $ 152,000
Stewart, Tennessee 9 $ 3,495,000 $ 388,333 $ 145,000
Montrose, Colorado 8 $ 3,370,000 $ 421,250 $ 145,000
Bartholomew, Indiana 8 $ 1,830,000 $ 228,750 $ 196,000
Clinton, Indiana 8 $ 2,560,000 $ 320,000 $ 285,000
Dearborn, Indiana 8 $ 2,430,000 $ 303,750 $ 239,000
Grant, Indiana 8 $ 2,560,000 $ 320,000 $ 176,000
Montgomery, Indiana 8 $ 1,960,000 $ 245,000 $ 152,000
Posey, Indiana 8 $ 2,750,000 $ 343,750 $ 163,000
Putnam, Indiana 8 $ 3,350,000 $ 418,750 $ 288,000
Harrison, Iowa 8 $ 2,120,000 $ 265,000 $ 123,000
Butler, Kansas 8 $ 3,290,000 $ 411,250 $ 195,000
Jefferson, Kansas 8 $ 3,250,000 $ 406,250 $ 196,000
Miami, Kansas 8 $ 6,120,000 $ 765,000 $ 322,000
Garrard, Kentucky 8 $ 2,730,000 $ 341,250 $ 147,000
Kenton, Kentucky 8 $ 1,800,000 $ 225,000 $ 148,000
Spencer, Kentucky 8 $ 2,580,000 $ 322,500 $ 183,000
Gage, Nebraska 8 $ 1,060,000 $ 132,500 $ 139,000
Dona Ana, New Mexico 8 $ 1,850,000 $ 231,250 $ 156,000
Clark, Ohio 8 $ 2,440,000 $ 305,000 $ 253,000
Clinton, Ohio 8 $ 3,470,000 $ 433,750 $ 166,000
Columbiana, Ohio 8 $ 2,350,000 $ 293,750 $ 165,000
Fulton, Ohio 8 $ 1,420,000 $ 177,500 $ 103,000
Holmes, Ohio 8 $ 3,380,000 $ 422,500 $ 180,000
Madison, Ohio 8 $ 3,970,000 $ 496,250 $ 275,000
Meigs, Ohio 8 $ 1,000,000 $ 125,000 $ 208,000
Montgomery, Ohio 8 $ 1,700,000 $ 212,500 $ 138,000
Preble, Ohio 8 $ 1,020,000 $ 127,500 $ 91,000
Ross, Ohio 8 $ 1,630,000 $ 203,750 $ 131,000
Charles Mix, South Dakota 8 $ 2,640,000 $ 330,000 $ 168,000
Decatur, Tennessee 8 $ 1,640,000 $ 205,000 $ 119,000
Fentress, Tennessee 8 $ 3,420,000 $ 427,500 $ 263,000
Overton, Tennessee 8 $ 3,020,000 $ 377,500 $ 164,000
Shelby, Tennessee 8 $ 4,410,000 $ 551,250 $ 274,000
Smith, Tennessee 8 $ 2,680,000 $ 335,000 $ 715,000
Anderson, Texas 8 $ 4,340,000 $ 542,500 $ 393,000
Austin, Texas 8 $ 5,950,000 $ 743,750 $ 368,000
Colorado, Texas 8 $ 3,810,000 $ 476,250 $ 187,000
Kendall, Texas 8 $ 8,070,000 $ 1,008,750 $ 574,000
Mesa, Colorado 7 $ 3,745,000 $ 535,000 $ 205,000
Adams, Indiana 7 $ 695,000 $ 99,285 $ 81,000
Brown, Indiana 7 $ 2,695,000 $ 385,000 $ 150,000
Johnson, Indiana 7 $ 1,865,000 $ 266,428 $ 119,000
Steuben, Indiana 7 $ 1,305,000 $ 186,428 $ 103,000
Washington, Indiana 7 $ 2,675,000 $ 382,142 $ 142,000
Kossuth, Iowa 7 $ 3,355,000 $ 479,285 $ 365,000
Linn, Iowa 7 $ 4,075,000 $ 582,142 $ 325,000
Polk, Iowa 7 $ 2,815,000 $ 402,142 $ 207,000
Nemaha, Kansas 7 $ 2,825,000 $ 403,571 $ 139,000
Allen, Kentucky 7 $ 1,585,000 $ 226,428 $ 143,000
Mason, Kentucky 7 $ 2,035,000 $ 290,714 $ 113,000
Muhlenberg, Kentucky 7 $ 1,185,000 $ 169,285 $ 106,000
Hall, Nebraska 7 $ 2,035,000 $ 290,714 $ 136,000
Jefferson, Nebraska 7 $ 2,405,000 $ 343,571 $ 139,000
Nance, Nebraska 7 $ 2,645,000 $ 377,857 $ 215,000
Platte, Nebraska 7 $ 2,595,000 $ 370,714 $ 183,000
Allen, Ohio 7 $ 2,075,000 $ 296,428 $ 264,000
Mahoning, Ohio 7 $ 935,000 $ 133,571 $ 107,000
Williams, Ohio 7 $ 1,495,000 $ 213,571 $ 140,000
Minnehaha, South Dakota 7 $ 4,335,000 $ 619,285 $ 291,000
Roberts, South Dakota 7 $ 1,275,000 $ 182,142 $ 483,000
Bradley, Tennessee 7 $ 3,735,000 $ 533,571 $ 204,000
Carroll, Tennessee 7 $ 2,295,000 $ 327,857 $ 216,000
Chester, Tennessee 7 $ 2,085,000 $ 297,857 $ 271,000
Coffee, Tennessee 7 $ 2,885,000 $ 412,142 $ 246,000
Houston, Tennessee 7 $ 2,165,000 $ 309,285 $ 160,000
Meigs, Tennessee 7 $ 2,575,000 $ 367,857 $ 183,000
Trousdale, Tennessee 7 $ 1,655,000 $ 236,428 $ 248,000
Bandera, Texas 7 $ 2,865,000 $ 409,285 $ 177,000
Blanco, Texas 7 $ 5,405,000 $ 772,142 $ 495,000
Burleson, Texas 7 $ 3,085,000 $ 440,714 $ 232,000
Cherokee, Texas 7 $ 3,555,000 $ 507,857 $ 269,000
Comal, Texas 7 $ 4,705,000 $ 672,142 $ 249,000
Fort Bend, Texas 7 $ 3,625,000 $ 517,857 $ 224,000
Gaines, Texas 7 $ 1,975,000 $ 282,142 $ 146,000
Henderson, Texas 7 $ 4,345,000 $ 620,714 $ 372,000
Lee, Texas 7 $ 2,995,000 $ 427,857 $ 317,000
Lubbock, Texas 7 $ 2,535,000 $ 362,142 $ 237,000
Medina, Texas 7 $ 2,715,000 $ 387,857 $ 216,000
Robertson, Texas 7 $ 4,125,000 $ 589,285 $ 301,000
San Patricio, Texas 7 $ 3,225,000 $ 460,714 $ 300,000
Madison, Illinois 6 $ 1,630,000 $ 271,666 $ 176,000
Boone, Indiana 6 $ 2,110,000 $ 351,666 $ 264,000
Delaware, Indiana 6 $ 1,840,000 $ 306,666 $ 126,000
Floyd, Indiana 6 $ 4,490,000 $ 748,333 $ 500,000
Henry, Indiana 6 $ 1,770,000 $ 295,000 $ 119,000
Jennings, Indiana 6 $ 680,000 $ 113,333 $ 111,000
Owen, Indiana 6 $ 1,790,000 $ 298,333 $ 172,000
Randolph, Indiana 6 $ 740,000 $ 123,333 $ 258,000
Shelby, Indiana 6 $ 1,790,000 $ 298,333 $ 144,000
St. Joseph, Indiana 6 $ 1,270,000 $ 211,666 $ 87,000
Vigo, Indiana 6 $ 5,460,000 $ 910,000 $ 153,000
Whitley, Indiana 6 $ 1,820,000 $ 303,333 $ 173,000
Boone, Iowa 6 $ 2,060,000 $ 343,333 $ 187,000
Jasper, Iowa 6 $ 1,750,000 $ 291,666 $ 150,000
Lyon, Iowa 6 $ 2,160,000 $ 360,000 $ 162,000
Marshall, Iowa 6 $ 2,310,000 $ 385,000 $ 189,000
Montgomery, Iowa 6 $ 1,630,000 $ 271,666 $ 129,000
Leavenworth, Kansas 6 $ 1,880,000 $ 313,333 $ 236,000
Anderson, Kentucky 6 $ 2,380,000 $ 396,666 $ 174,000
Boone, Kentucky 6 $ 3,450,000 $ 575,000 $ 323,000
Clark, Kentucky 6 $ 1,730,000 $ 288,333 $ 169,000
Fleming, Kentucky 6 $ 1,670,000 $ 278,333 $ 117,000
Hancock, Kentucky 6 $ 1,250,000 $ 208,333 $ 129,000
Hopkins, Kentucky 6 $ 1,100,000 $ 183,333 $ 330,000
Larue, Kentucky 6 $ 1,780,000 $ 296,666 $ 119,000
Lewis, Kentucky 6 $ 660,000 $ 110,000 $ 145,000
Mercer, Kentucky 6 $ 2,000,000 $ 333,333 $ 201,000
Todd, Kentucky 6 $ 1,090,000 $ 181,666 $ 258,000
Woodford, Kentucky 6 $ 5,120,000 $ 853,333 $ 374,000
Cape Girardeau, Missouri 6 $ 2,500,000 $ 416,666 $ 134,000
Buffalo, Nebraska 6 $ 2,670,000 $ 445,000 $ 305,000
Cass, Nebraska 6 $ 1,210,000 $ 201,666 $ 201,000
Holt, Nebraska 6 $ 810,000 $ 135,000 $ 96,000
Washington, Nebraska 6 $ 3,190,000 $ 531,666 $ 231,000
Belmont, Ohio 6 $ 3,290,000 $ 548,333 $ 226,000
Champaign, Ohio 6 $ 2,280,000 $ 380,000 $ 424,000
Summit, Ohio 6 $ 2,350,000 $ 391,666 $ 245,000
Brown, South Dakota 6 $ 2,430,000 $ 405,000 $ 201,000
Lake, South Dakota 6 $ 2,340,000 $ 390,000 $ 222,000
Turner, South Dakota 6 $ 2,080,000 $ 346,666 $ 158,000
Anderson, Tennessee 6 $ 2,370,000 $ 395,000 $ 198,000
Gibson, Tennessee 6 $ 1,910,000 $ 318,333 $ 156,000
Grundy, Tennessee 6 $ 1,660,000 $ 276,666 $ 193,000
Moore, Tennessee 6 $ 1,330,000 $ 221,666 $ 167,000
Perry, Tennessee 6 $ 3,060,000 $ 510,000 $ 286,000
Rhea, Tennessee 6 $ 1,810,000 $ 301,666 $ 158,000
Scott, Tennessee 6 $ 1,380,000 $ 230,000 $ 142,000
Warren, Tennessee 6 $ 1,620,000 $ 270,000 $ 156,000
Brazoria, Texas 6 $ 2,790,000 $ 465,000 $ 364,000
Caldwell, Texas 6 $ 3,430,000 $ 571,666 $ 502,000
Fannin, Texas 6 $ 2,220,000 $ 370,000 $ 139,000
Gonzales, Texas 6 $ 2,980,000 $ 496,666 $ 199,000
Kaufman, Texas 6 $ 5,490,000 $ 915,000 $ 441,000
Leon, Texas 6 $ 2,110,000 $ 351,666 $ 258,000
Mason, Texas 6 $ 4,390,000 $ 731,666 $ 363,000
Smith, Texas 6 $ 2,190,000 $ 365,000 $ 163,000
Waller, Texas 6 $ 5,530,000 $ 921,666 $ 324,000
Wise, Texas 6 $ 2,330,000 $ 388,333 $ 175,000
Laramie, Wyoming 6 $ 2,510,000 $ 418,333 $ 261,000
Natrona, Wyoming 6 $ 2,390,000 $ 398,333 $ 153,000
Greene, Arkansas 5 $ 1,685,000 $ 337,000 $ 155,000
San Joaquin, California 5 $ 4,595,000 $ 919,000 $ 379,000
Fremont, Colorado 5 $ 3,135,000 $ 627,000 $ 196,000
Routt, Colorado 5 $ 6,005,000 $ 1,201,000 $ 948,000
Weld, Colorado 5 $ 3,195,000 $ 639,000 $ 200,000
Jersey, Illinois 5 $ 1,735,000 $ 347,000 $ 187,000
Shelby, Illinois 5 $ 825,000 $ 165,000 $ 114,000
Carroll, Indiana 5 $ 625,000 $ 125,000 $ 138,000
Cass, Indiana 5 $ 1,025,000 $ 205,000 $ 116,000
Crawford, Indiana 5 $ 1,155,000 $ 231,000 $ 178,000
DeKalb, Indiana 5 $ 1,605,000 $ 321,000 $ 276,000
Fountain, Indiana 5 $ 1,135,000 $ 227,000 $ 283,000
Greene, Indiana 5 $ 2,245,000 $ 449,000 $ 213,000
Jefferson, Indiana 5 $ 1,425,000 $ 285,000 $ 168,000
Lawrence, Indiana 5 $ 2,695,000 $ 539,000 $ 251,000
Monroe, Indiana 5 $ 1,915,000 $ 383,000 $ 123,000
Parke, Indiana 5 $ 2,335,000 $ 467,000 $ 213,000
Ripley, Indiana 5 $ 1,465,000 $ 293,000 $ 160,000
Tipton, Indiana 5 $ 1,425,000 $ 285,000 $ 138,000
Warren, Indiana 5 $ 1,935,000 $ 387,000 $ 192,000
Buena Vista, Iowa 5 $ 1,065,000 $ 213,000 $ 115,000
Emmet, Iowa 5 $ 2,365,000 $ 473,000 $ 224,000
Greene, Iowa 5 $ 2,325,000 $ 465,000 $ 224,000
Guthrie, Iowa 5 $ 1,455,000 $ 291,000 $ 213,000
Jackson, Iowa 5 $ 2,345,000 $ 469,000 $ 231,000
Madison, Iowa 5 $ 1,775,000 $ 355,000 $ 296,000
Washington, Iowa 5 $ 2,585,000 $ 517,000 $ 294,000
Osage, Kansas 5 $ 1,075,000 $ 215,000 $ 98,000
Reno, Kansas 5 $ 1,875,000 $ 375,000 $ 178,000
Riley, Kansas 5 $ 2,715,000 $ 543,000 $ 334,000
Bullitt, Kentucky 5 $ 1,005,000 $ 201,000 $ 125,000
Fayette, Kentucky 5 $ 8,165,000 $ 1,633,000 $ 1,869,000
Greenup, Kentucky 5 $ 1,225,000 $ 245,000 $ 130,000
Henderson, Kentucky 5 $ 1,275,000 $ 255,000 $ 149,000
Lincoln, Kentucky 5 $ 1,085,000 $ 217,000 $ 153,000
Marion, Kentucky 5 $ 1,475,000 $ 295,000 $ 107,000
McLean, Kentucky 5 $ 1,155,000 $ 231,000 $ 98,000
Pulaski, Kentucky 5 $ 1,655,000 $ 331,000 $ 916,000
Taylor, Kentucky 5 $ 1,595,000 $ 319,000 $ 161,000
Union, Kentucky 5 $ 1,865,000 $ 373,000 $ 154,000
Stoddard, Missouri 5 $ 1,395,000 $ 279,000 $ 169,000
Dodge, Nebraska 5 $ 1,335,000 $ 267,000 $ 259,000
Thurston, Nebraska 5 $ 2,545,000 $ 509,000 $ 450,000
Cuyahoga, Ohio 5 $ 2,035,000 $ 407,000 $ 189,000
Morgan, Ohio 5 $ 1,075,000 $ 215,000 $ 134,000
Pike, Ohio 5 $ 1,295,000 $ 259,000 $ 113,000
Vinton, Ohio 5 $ 1,115,000 $ 223,000 $ 128,000
Kingfisher, Oklahoma 5 $ 1,725,000 $ 345,000 $ 178,000
Stephens, Oklahoma 5 $ 1,755,000 $ 351,000 $ 178,000
Codington, South Dakota 5 $ 1,775,000 $ 355,000 $ 150,000
Moody, South Dakota 5 $ 1,495,000 $ 299,000 $ 277,000
Bledsoe, Tennessee 5 $ 1,625,000 $ 325,000 $ 179,000
Carter, Tennessee 5 $ 1,215,000 $ 243,000 $ 104,000
Clay, Tennessee 5 $ 955,000 $ 191,000 $ 93,000
Dyer, Tennessee 5 $ 1,315,000 $ 263,000 $ 174,000
Henry, Tennessee 5 $ 1,625,000 $ 325,000 $ 240,000
McNairy, Tennessee 5 $ 1,955,000 $ 391,000 $ 146,000
Polk, Tennessee 5 $ 1,705,000 $ 341,000 $ 195,000
Atascosa, Texas 5 $ 1,995,000 $ 399,000 $ 146,000
Grayson, Texas 5 $ 2,275,000 $ 455,000 $ 230,000
Grimes, Texas 5 $ 2,995,000 $ 599,000 $ 420,000
Hill, Texas 5 $ 1,875,000 $ 375,000 $ 226,000
Hopkins, Texas 5 $ 1,435,000 $ 287,000 $ 199,000
Kerr, Texas 5 $ 2,695,000 $ 539,000 $ 233,000
San Jacinto, Texas 5 $ 1,955,000 $ 391,000 $ 298,000
Van Zandt, Texas 5 $ 3,075,000 $ 615,000 $ 291,000
Victoria, Texas 5 $ 3,095,000 $ 619,000 $ 248,000
Wood, Texas 5 $ 2,165,000 $ 433,000 $ 168,000
Crittenden, Arkansas 4 $ 920,000 $ 230,000 $ 629,000
Cross, Arkansas 4 $ 1,350,000 $ 337,500 $ 113,000
Poinsett, Arkansas 4 $ 720,000 $ 180,000 $ 127,000
Elbert, Colorado 4 $ 2,100,000 $ 525,000 $ 169,000
Cumberland, Illinois 4 $ 1,440,000 $ 360,000 $ 151,000
Fayette, Illinois 4 $ 990,000 $ 247,500 $ 109,000
Iroquois, Illinois 4 $ 850,000 $ 212,500 $ 119,000
Blackford, Indiana 4 $ 540,000 $ 135,000 $ 214,000
Perry, Indiana 4 $ 880,000 $ 220,000 $ 135,000
Pike, Indiana 4 $ 750,000 $ 187,500 $ 102,000
Warrick, Indiana 4 $ 1,620,000 $ 405,000 $ 167,000
Calhoun, Iowa 4 $ 1,240,000 $ 310,000 $ 358,000
Carroll, Iowa 4 $ 1,060,000 $ 265,000 $ 228,000
Dickinson, Iowa 4 $ 1,310,000 $ 327,500 $ 197,000
Fremont, Iowa 4 $ 810,000 $ 202,500 $ 102,000
Marion, Iowa 4 $ 1,300,000 $ 325,000 $ 162,000
Poweshiek, Iowa 4 $ 1,390,000 $ 347,500 $ 135,000
Sac, Iowa 4 $ 630,000 $ 157,500 $ 91,000
Sioux, Iowa 4 $ 1,610,000 $ 402,500 $ 279,000
Story, Iowa 4 $ 1,150,000 $ 287,500 $ 122,000
Union, Iowa 4 $ 1,020,000 $ 255,000 $ 274,000
Wayne, Iowa 4 $ 1,570,000 $ 392,500 $ 195,000
Winneshiek, Iowa 4 $ 930,000 $ 232,500 $ 102,000
Anderson, Kansas 4 $ 1,580,000 $ 395,000 $ 183,000
Douglas, Kansas 4 $ 1,090,000 $ 272,500 $ 131,000
Edwards, Kansas 4 $ 1,380,000 $ 345,000 $ 183,000
Marion, Kansas 4 $ 1,230,000 $ 307,500 $ 150,000
Bath, Kentucky 4 $ 1,040,000 $ 260,000 $ 136,000
Caldwell, Kentucky 4 $ 620,000 $ 155,000 $ 158,000
Calloway, Kentucky 4 $ 730,000 $ 182,500 $ 232,000
Gallatin, Kentucky 4 $ 1,140,000 $ 285,000 $ 151,000
Jackson, Kentucky 4 $ 870,000 $ 217,500 $ 105,000
Laurel, Kentucky 4 $ 1,110,000 $ 277,500 $ 101,000
Logan, Kentucky 4 $ 1,090,000 $ 272,500 $ 488,000
Menifee, Kentucky 4 $ 930,000 $ 232,500 $ 146,000
Montgomery, Kentucky 4 $ 860,000 $ 215,000 $ 141,000
Clay, Nebraska 4 $ 1,320,000 $ 330,000 $ 203,000
Fillmore, Nebraska 4 $ 1,440,000 $ 360,000 $ 317,000
Keith, Nebraska 4 $ 930,000 $ 232,500 $ 155,000
Otoe, Nebraska 4 $ 1,660,000 $ 415,000 $ 189,000
Chaves, New Mexico 4 $ 1,120,000 $ 280,000 $ 380,000
Athens, Ohio 4 $ 1,410,000 $ 352,500 $ 146,000
Franklin, Ohio 4 $ 3,750,000 $ 937,500 $ 316,000
Hocking, Ohio 4 $ 900,000 $ 225,000 $ 153,000
Huron, Ohio 4 $ 960,000 $ 240,000 $ 151,000
Jackson, Ohio 4 $ 1,000,000 $ 250,000 $ 152,000
Jefferson, Ohio 4 $ 1,180,000 $ 295,000 $ 184,000
Bryan, Oklahoma 4 $ 3,440,000 $ 860,000 $ 281,000
Logan, Oklahoma 4 $ 1,910,000 $ 477,500 $ 183,000
Payne, Oklahoma 4 $ 1,010,000 $ 252,500 $ 109,000
Aurora, South Dakota 4 $ 700,000 $ 175,000 $ 86,000
Bon Homme, South Dakota 4 $ 830,000 $ 207,500 $ 138,000
Day, South Dakota 4 $ 840,000 $ 210,000 $ 168,000
Deuel, South Dakota 4 $ 920,000 $ 230,000 $ 112,000
Hughes, South Dakota 4 $ 1,800,000 $ 450,000 $ 417,000
Hutchinson, South Dakota 4 $ 1,490,000 $ 372,500 $ 157,000
Lawrence, South Dakota 4 $ 3,060,000 $ 765,000 $ 494,000
Marshall, South Dakota 4 $ 980,000 $ 245,000 $ 246,000
Miner, South Dakota 4 $ 2,110,000 $ 527,500 $ 163,000
Crockett, Tennessee 4 $ 1,550,000 $ 387,500 $ 126,000
Johnson, Tennessee 4 $ 1,090,000 $ 272,500 $ 136,000
Pickett, Tennessee 4 $ 970,000 $ 242,500 $ 155,000
Union, Tennessee 4 $ 1,500,000 $ 375,000 $ 139,000
Van Buren, Tennessee 4 $ 2,130,000 $ 532,500 $ 168,000
Weakley, Tennessee 4 $ 1,420,000 $ 355,000 $ 389,000
Bastrop, Texas 4 $ 1,120,000 $ 280,000 $ 168,000
Brazos, Texas 4 $ 2,190,000 $ 547,500 $ 325,000
Cameron, Texas 4 $ 2,640,000 $ 660,000 $ 277,000
Collin, Texas 4 $ 2,610,000 $ 652,500 $ 273,000
Ellis, Texas 4 $ 3,690,000 $ 922,500 $ 685,000
Houston, Texas 4 $ 2,920,000 $ 730,000 $ 258,000
Jefferson, Texas 4 $ 1,490,000 $ 372,500 $ 191,000
Llano, Texas 4 $ 2,420,000 $ 605,000 $ 340,000
Polk, Texas 4 $ 1,700,000 $ 425,000 $ 194,000
Goshen, Wyoming 4 $ 1,240,000 $ 310,000 $ 127,000
Lauderdale, Alabama 3 $ 1,475,000 $ 491,666 $ 1,162,000
Archuleta, Colorado 3 $ 4,375,000 $ 1,458,333 $ 1,990,000
El Paso, Colorado 3 $ 1,145,000 $ 381,666 $ 124,000
La Plata, Colorado 3 $ 1,735,000 $ 578,333 $ 115,000
Larimer, Colorado 3 $ 1,635,000 $ 545,000 $ 344,000
Park, Colorado 3 $ 925,000 $ 308,333 $ 129,000
Clay, Illinois 3 $ 1,375,000 $ 458,333 $ 193,000
Clay, Indiana 3 $ 1,845,000 $ 615,000 $ 208,000
Decatur, Indiana 3 $ 735,000 $ 245,000 $ 104,000
Franklin, Indiana 3 $ 855,000 $ 285,000 $ 117,000
Gibson, Indiana 3 $ 875,000 $ 291,666 $ 179,000
Hamilton, Indiana 3 $ 3,105,000 $ 1,035,000 $ 435,000
Marion, Indiana 3 $ 705,000 $ 235,000 $ 266,000
Newton, Indiana 3 $ 735,000 $ 245,000 $ 101,000
Orange, Indiana 3 $ 1,075,000 $ 358,333 $ 113,000
Starke, Indiana 3 $ 205,000 $ 68,333 $ 89,000
Wabash, Indiana 3 $ 1,225,000 $ 408,333 $ 200,000
Appanoose, Iowa 3 $ 995,000 $ 331,666 $ 135,000
Black Hawk, Iowa 3 $ 585,000 $ 195,000 $ 108,000
Cedar, Iowa 3 $ 1,195,000 $ 398,333 $ 435,000
Clarke, Iowa 3 $ 685,000 $ 228,333 $ 213,000
Clinton, Iowa 3 $ 845,000 $ 281,666 $ 175,000
Dallas, Iowa 3 $ 2,325,000 $ 775,000 $ 126,000
Dubuque, Iowa 3 $ 825,000 $ 275,000 $ 172,000
Hamilton, Iowa 3 $ 1,205,000 $ 401,666 $ 140,000
Hardin, Iowa 3 $ 1,055,000 $ 351,666 $ 167,000
Mills, Iowa 3 $ 1,435,000 $ 478,333 $ 224,000
Webster, Iowa 3 $ 755,000 $ 251,666 $ 173,000
Coffey, Kansas 3 $ 925,000 $ 308,333 $ 244,000
Elk, Kansas 3 $ 1,005,000 $ 335,000 $ 210,000
Kingman, Kansas 3 $ 875,000 $ 291,666 $ 116,000
Pottawatomie, Kansas 3 $ 775,000 $ 258,333 $ 110,000
Shawnee, Kansas 3 $ 1,225,000 $ 408,333 $ 202,000
Stafford, Kansas 3 $ 345,000 $ 115,000 $ 91,000
Wabaunsee, Kansas 3 $ 2,145,000 $ 715,000 $ 429,000
Adair, Kentucky 3 $ 905,000 $ 301,666 $ 155,000
Clay, Kentucky 3 $ 625,000 $ 208,333 $ 131,000
Crittenden, Kentucky 3 $ 495,000 $ 165,000 $ 168,000
Edmonson, Kentucky 3 $ 835,000 $ 278,333 $ 513,000
Green, Kentucky 3 $ 365,000 $ 121,666 $ 169,000
Jefferson, Kentucky 3 $ 1,285,000 $ 428,333 $ 190,000
Meade, Kentucky 3 $ 955,000 $ 318,333 $ 119,000
Metcalfe, Kentucky 3 $ 935,000 $ 311,666 $ 165,000
Robertson, Kentucky 3 $ 915,000 $ 305,000 $ 99,000
Rockcastle, Kentucky 3 $ 1,035,000 $ 345,000 $ 154,000
Rowan, Kentucky 3 $ 935,000 $ 311,666 $ 248,000
Trimble, Kentucky 3 $ 1,085,000 $ 361,666 $ 287,000
Washington, Kentucky 3 $ 695,000 $ 231,666 $ 101,000
Dunklin, Missouri 3 $ 1,015,000 $ 338,333 $ 144,000
Adams, Nebraska 3 $ 835,000 $ 278,333 $ 428,000
Burt, Nebraska 3 $ 865,000 $ 288,333 $ 142,000
Butler, Nebraska 3 $ 1,095,000 $ 365,000 $ 209,000
Cuming, Nebraska 3 $ 1,195,000 $ 398,333 $ 222,000
Dawson, Nebraska 3 $ 1,465,000 $ 488,333 $ 235,000
Franklin, Nebraska 3 $ 875,000 $ 291,666 $ 128,000
Frontier, Nebraska 3 $ 765,000 $ 255,000 $ 131,000
Hamilton, Nebraska 3 $ 705,000 $ 235,000 $ 119,000
Hayes, Nebraska 3 $ 1,675,000 $ 558,333 $ 117,000
Howard, Nebraska 3 $ 995,000 $ 331,666 $ 182,000
Kimball, Nebraska 3 $ 895,000 $ 298,333 $ 222,000
Knox, Nebraska 3 $ 1,125,000 $ 375,000 $ 430,000
Lincoln, Nebraska 3 $ 975,000 $ 325,000 $ 195,000
Pierce, Nebraska 3 $ 585,000 $ 195,000 $ 167,000
Red Willow, Nebraska 3 $ 1,115,000 $ 371,666 $ 243,000
Scotts Bluff, Nebraska 3 $ 1,285,000 $ 428,333 $ 126,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,773 $1,949,545,000 $408,000 $3,855,000 $220,000 $6,132,000
Refinancing 602 $207,870,000 $345,000 $4,205,000 $180,000 $2,117,000
Home Improvement 344 $56,820,000 $165,000 $3,895,000 $189,000 $1,929,000
Other Purpose 183 $39,655,000 $216,000 $2,535,000 $240,000 $3,159,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,909 $1,819,015,000 $370,000 $3,895,000 $205,000 $6,132,000
Not Provided 741 $315,915,000 $426,000 $3,855,000 $266,000 $5,028,000
Hispanic 122 $60,480,000 $495,000 $2,995,000 $282,000 $4,268,000
American Indian or Alaskan Native 47 $20,075,000 $427,000 $2,405,000 $256,000 $2,365,000
Black or African American 39 $15,685,000 $402,000 $1,545,000 $201,000 $1,479,000
Not applicable 28 $15,450,000 $551,000 $4,205,000 $0 $0
Asian 15 $6,225,000 $415,000 $765,000 $336,000 $1,536,000
Native Hawaiian or Other Pacific Islander 1 $1,045,000 $1,045,000 $1,045,000 $591,000 $591,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,902 $2,253,890,000 $381,000 $4,205,000 $215,000 $6,132,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,311 $1,606,325,000 $372,000 $4,205,000 $224,000 $5,193,000
Application Withdrawn By Applicant 876 $350,260,000 $399,000 $3,655,000 $210,000 $6,132,000
Application Denied By Financial Institution 616 $259,210,000 $420,000 $3,895,000 $143,000 $3,582,000
Application Approved But Not Accepted 77 $28,295,000 $367,000 $3,855,000 $336,000 $3,684,000
File Closed For Incompleteness 22 $9,800,000 $445,000 $995,000 $212,000 $1,100,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,286 $1,994,680,000 $377,000 $4,205,000 $223,000 $6,132,000
Debt-To-Income Ratio 469 $193,635,000 $412,000 $3,435,000 $131,000 $3,582,000
Insufficient Cash (Downpayment, Closing Cost) 73 $28,075,000 $384,000 $1,105,000 $121,000 $398,000
Credit History 32 $18,510,000 $578,000 $3,895,000 $245,000 $1,831,000
Collateral 23 $10,385,000 $451,000 $1,705,000 $247,000 $966,000
Other 17 $8,195,000 $482,000 $1,725,000 $228,000 $744,000
Unverifiable Information 2 $410,000 $205,000 $255,000 $257,000 $398,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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