Farmers Bank & Trust Mortgage Lending & HMDA Data, 2013
In 2013, Farmers Bank & Trust of Magnolia, AR reported 916 mortgage applications totaling $101.1 million, up 17% from 2012. The average application was for $110,325, and applicants reported an average income of $72,003. 82% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Texarkana, Tx-Texarkana, AR (145), Little Rock-North Little Rock-Conway, AR (30) and Hot Springs, AR (22) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 200 E Main St Magnolia, AR 71753 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 916 |
| Total Mortgage Loan Application Amount | $101,058,000 |
| Average Mortgage Loan Application Amount | $110,325 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $72,003 |
| Highest Applicant Income | $840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbia, Arkansas | 377 | $ 40,461,000 | $ 107,323 | $ 72,000 |
| Ouachita, Arkansas | 137 | $ 8,002,000 | $ 58,408 | $ 53,000 |
| Bowie, Texas | 101 | $ 15,036,000 | $ 148,871 | $ 86,000 |
| Hot Spring, Arkansas | 62 | $ 3,726,000 | $ 60,096 | $ 49,000 |
| Miller, Arkansas | 44 | $ 6,897,000 | $ 156,750 | $ 89,000 |
| Lafayette, Arkansas | 39 | $ 2,994,000 | $ 76,769 | $ 58,000 |
| Garland, Arkansas | 22 | $ 5,545,000 | $ 252,045 | $ 124,000 |
| Webster, Louisiana | 20 | $ 2,733,000 | $ 136,650 | $ 81,000 |
| Saline, Arkansas | 18 | $ 2,714,000 | $ 150,777 | $ 63,000 |
| Union, Arkansas | 11 | $ 1,741,000 | $ 158,272 | $ 71,000 |
| Calhoun, Arkansas | 8 | $ 408,000 | $ 51,000 | $ 57,000 |
| Nevada, Arkansas | 7 | $ 308,000 | $ 44,000 | $ 42,000 |
| Pulaski, Arkansas | 7 | $ 1,590,000 | $ 227,142 | $ 107,000 |
| Dallas, Arkansas | 6 | $ 545,000 | $ 90,833 | $ 66,000 |
| Clark, Arkansas | 5 | $ 667,000 | $ 133,400 | $ 76,000 |
| Grant, Arkansas | 5 | $ 302,000 | $ 60,400 | $ 40,000 |
| Pope, Arkansas | 4 | $ 409,000 | $ 102,250 | $ 96,000 |
| Claiborne, Louisiana | 4 | $ 304,000 | $ 76,000 | $ 53,000 |
| Cass, Texas | 4 | $ 487,000 | $ 121,750 | $ 55,000 |
| Bossier, Louisiana | 3 | $ 271,000 | $ 90,333 | $ 67,000 |
| Crittenden, Arkansas | 2 | $ 319,000 | $ 159,500 | $ 33,000 |
| Hempstead, Arkansas | 2 | $ 312,000 | $ 156,000 | $ 50,000 |
| Howard, Arkansas | 2 | $ 95,000 | $ 47,500 | $ 45,000 |
| Little River, Arkansas | 2 | $ 294,000 | $ 147,000 | $ 92,000 |
| Pike, Arkansas | 2 | $ 380,000 | $ 190,000 | $ 54,000 |
| Washington, Arkansas | 2 | $ 411,000 | $ 205,500 | $ 132,000 |
| Fayette, Kentucky | 2 | $ 648,000 | $ 324,000 | $ 121,000 |
| Jessamine, Kentucky | 2 | $ 982,000 | $ 491,000 | $ 185,000 |
| Lincoln, Louisiana | 2 | $ 23,000 | $ 11,500 | $ 24,000 |
| Fort Bend, Texas | 2 | $ 448,000 | $ 224,000 | $ 488,000 |
| Harris, Texas | 2 | $ 575,000 | $ 287,500 | $ 148,000 |
| Carroll, Arkansas | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Franklin, Arkansas | 1 | $ 38,000 | $ 38,000 | $ 240,000 |
| Jefferson, Arkansas | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Lawrence, Arkansas | 1 | $ 211,000 | $ 211,000 | $ 70,000 |
| Montgomery, Arkansas | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Sebastian, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 216,000 |
| White, Arkansas | 1 | $ 203,000 | $ 203,000 | $ 81,000 |
| Jackson, Louisiana | 1 | $ 142,000 | $ 142,000 | $ 66,000 |
| Shelby, Tennessee | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Lamar, Texas | 1 | $ 93,000 | $ 93,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 508 | $61,687,000 | $121,000 | $755,000 | $72,000 | $840,000 |
| Refinancing | 213 | $30,741,000 | $144,000 | $712,000 | $83,000 | $384,000 |
| Home Improvement | 195 | $8,630,000 | $44,000 | $380,000 | $60,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $87,626,000 | $121,000 | $755,000 | $79,000 | $840,000 |
| Black or African American | 133 | $7,283,000 | $54,000 | $350,000 | $48,000 | $156,000 |
| Not applicable | 34 | $3,356,000 | $98,000 | $540,000 | $0 | $0 |
| Hispanic | 16 | $960,000 | $60,000 | $208,000 | $59,000 | $162,000 |
| Asian | 6 | $1,087,000 | $181,000 | $372,000 | $143,000 | $549,000 |
| Not Provided | 5 | $623,000 | $124,000 | $216,000 | $54,000 | $91,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $123,000 | $123,000 | $123,000 | $50,000 | $50,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 885 | $96,915,000 | $109,000 | $755,000 | $72,000 | $840,000 |
| FHA-insured (Federal Housing Administration) | 21 | $2,785,000 | $132,000 | $236,000 | $71,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,094,000 | $156,000 | $350,000 | $66,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $264,000 | $88,000 | $93,000 | $39,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 750 | $83,394,000 | $111,000 | $712,000 | $73,000 | $840,000 |
| Application Denied By Financial Institution | 83 | $5,850,000 | $70,000 | $302,000 | $47,000 | $174,000 |
| Application Approved But Not Accepted | 78 | $11,488,000 | $147,000 | $755,000 | $84,000 | $384,000 |
| Application Withdrawn By Applicant | 5 | $326,000 | $65,000 | $99,000 | $37,000 | $55,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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