Farmers & Merchants Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Farmers & Merchants Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Farmers & Merchants Bank
4 North Carter Street, Po Box 187
Lakeland, GA 31635
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 749
Total Mortgage Loan Application Amount $62,191,000
Average Mortgage Loan Application Amount $73,000
Highest Mortgage Loan Application Amount $3,205,000
Average Applicant Income $52,000
Highest Applicant Income $2,054,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Farmers & Merchants Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clinch County Georgia 181 $ 10,536,000 $ 58,000 $ 43,000
Lanier County Georgia 164 $ 9,174,000 $ 55,000 $ 39,000
Berrien County Georgia 144 $ 8,572,000 $ 59,000 $ 63,000
Lowndes County Georgia 118 $ 22,550,000 $ 191,000 $ 53,000
Cook County Georgia 53 $ 3,737,000 $ 70,000 $ 64,000
Ware County Georgia 16 $ 519,000 $ 32,000 $ 35,000
Atkinson County Georgia 13 $ 369,000 $ 28,000 $ 40,000
Echols County Georgia 9 $ 536,000 $ 59,000 $ 35,000
Houston County Georgia 5 $ 224,000 $ 44,000 $ 69,000
Newton County Georgia 5 $ 808,000 $ 161,000 $ 106,000
Walton County Georgia 5 $ 393,000 $ 78,000 $ 84,000
Brooks County Georgia 4 $ 314,000 $ 78,000 $ 74,000
Pierce County Georgia 4 $ 424,000 $ 106,000 $ 35,000
Tift County Georgia 3 $ 178,000 $ 59,000 $ 115,000
Gulf County Florida 2 $ 1,067,000 $ 533,000 $ 253,000
Irwin County Georgia 2 $ 18,000 $ 9,000 $ 66,000
Rockdale County Georgia 2 $ 430,000 $ 215,000 $ 77,000
Thomas County Georgia 2 $ 294,000 $ 147,000 $ 109,000
Bay County Florida 1 $ 525,000 $ 525,000 $ 0
Flagler County Florida 1 $ 326,000 $ 326,000 $ 279,000
Hamilton County Florida 1 $ 107,000 $ 107,000 $ 42,000
Appling County Georgia 1 $ 46,000 $ 46,000 $ 74,000
Bacon County Georgia 1 $ 74,000 $ 74,000 $ 56,000
Baldwin County Georgia 1 $ 51,000 $ 51,000 $ 19,000
Ben Hill County Georgia 1 $ 19,000 $ 19,000 $ 50,000
Brantley County Georgia 1 $ 101,000 $ 101,000 $ 70,000
Bulloch County Georgia 1 $ 56,000 $ 56,000 $ 67,000
Coffee County Georgia 1 $ 26,000 $ 26,000 $ 29,000
Colquitt County Georgia 1 $ 32,000 $ 32,000 $ 182,000
DeKalb County Georgia 1 $ 188,000 $ 188,000 $ 2,054,000
Glynn County Georgia 1 $ 69,000 $ 69,000 $ 1,088,000
Mitchell County Georgia 1 $ 2,000 $ 2,000 $ 12,000
Morgan County Georgia 1 $ 257,000 $ 257,000 $ 37,000
Seminole County Georgia 1 $ 19,000 $ 19,000 $ 58,000
Clark County Washington 1 $ 150,000 $ 150,000 $ 115,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Farmers & Merchants Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 482 $39,820,000 $82,000 $3,205,000 $58,000 $2,054,000
Home Purchase 183 $19,954,000 $109,000 $3,000,000 $55,000 $943,000
Home Improvement 84 $2,417,000 $28,000 $113,000 $43,000 $115,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 578 $37,148,000 $64,000 $812,000 $60,000 $1,088,000
Black or African American 92 $4,307,000 $46,000 $315,000 $65,000 $2,054,000
Not applicable 68 $19,922,000 $292,000 $3,205,000 $0 $0
Not Provided 5 $374,000 $74,000 $82,000 $75,000 $88,000
Hispanic 5 $389,000 $77,000 $150,000 $109,000 $179,000
Native Hawaiian or Other Pacific Islander 1 $51,000 $51,000 $51,000 $200,000 $200,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 749 $62,191,000 $83,000 $3,205,000 $56,000 $2,054,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 710 $58,852,000 $82,000 $3,205,000 $56,000 $2,054,000
Application Denied By Financial Institution 35 $2,601,000 $74,000 $257,000 $42,000 $158,000
Application Approved But Not Accepted 3 $573,000 $191,000 $315,000 $95,000 $154,000
File Closed For Incompleteness 1 $165,000 $165,000 $165,000 $48,000 $48,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List