Fay Servicing, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Fay Servicing, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fay Servicing, Llc
400 S. La Salle Street, Ste 2000
Dover, DE 60605
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,133
Total Mortgage Loan Application Amount $557,825,000
Average Mortgage Loan Application Amount $265,333
Highest Mortgage Loan Application Amount $7,815,000
Average Applicant Income $80,333
Highest Applicant Income $2,400,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Fay Servicing, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fay Servicing, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Fay Servicing, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fay Servicing, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Fay Servicing, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fay Servicing, Llc's mortgage activity for 2021.

Mortgage Loan Application Totals for Fay Servicing, Llc by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant County Texas 79 $ 18,825,000 $ 238,000 $ 66,000
Maricopa County Arizona 64 $ 23,310,000 $ 364,000 $ 0
Cook County Illinois 61 $ 12,935,000 $ 212,000 $ 90,000
Philadelphia County Pennsylvania 61 $ 8,525,000 $ 139,000 $ 41,000
Los Angeles County California 57 $ 28,555,000 $ 500,000 $ 102,000
Broward County Florida 41 $ 13,995,000 $ 341,000 $ 119,000
Miami-Dade County Florida 34 $ 8,140,000 $ 239,000 $ 75,000
Moore County North Carolina 30 $ 8,930,000 $ 297,000 $ 0
San Diego County California 29 $ 18,545,000 $ 639,000 $ 115,000
Essex County New Jersey 29 $ 9,005,000 $ 310,000 $ 49,000
San Bernardino County California 24 $ 7,860,000 $ 327,000 $ 80,000
Prince George's County Maryland 24 $ 7,450,000 $ 310,000 $ 134,000
Harris County Texas 24 $ 4,790,000 $ 199,000 $ 72,000
Hillsborough County Florida 21 $ 5,335,000 $ 254,000 $ 79,000
Shelby County Tennessee 21 $ 2,335,000 $ 111,000 $ 43,000
Orange County California 20 $ 14,780,000 $ 739,000 $ 97,000
Palm Beach County Florida 19 $ 4,705,000 $ 247,000 $ 80,000
Monmouth County New Jersey 19 $ 5,415,000 $ 285,000 $ 75,000
Orange County Florida 18 $ 3,590,000 $ 199,000 $ 61,000
Pinellas County Florida 18 $ 3,400,000 $ 188,000 $ 78,000
Volusia County Florida 17 $ 3,055,000 $ 179,000 $ 44,000
Suffolk County New York 17 $ 5,115,000 $ 300,000 $ 0
Contra Costa County California 16 $ 6,700,000 $ 418,000 $ 119,000
Marion County Indiana 15 $ 1,725,000 $ 115,000 $ 67,000
Middlesex County New Jersey 15 $ 3,425,000 $ 228,000 $ 300,000
Queens County New York 15 $ 14,735,000 $ 982,000 $ 0
Kane County Illinois 14 $ 2,320,000 $ 165,000 $ 81,000
Riverside County California 13 $ 4,525,000 $ 348,000 $ 118,000
Wayne County Michigan 13 $ 1,945,000 $ 149,000 $ 81,000
Mecklenburg County North Carolina 13 $ 2,125,000 $ 163,000 $ 61,000
District of Columbia County District Of Columbia 12 $ 4,680,000 $ 390,000 $ 90,000
Polk County Florida 12 $ 1,670,000 $ 139,000 $ 66,000
Montgomery County Maryland 12 $ 5,220,000 $ 435,000 $ 143,000
Gloucester County New Jersey 12 $ 1,950,000 $ 162,000 $ 48,000
Ocean County New Jersey 12 $ 2,190,000 $ 182,000 $ 63,000
Prince William County Virginia 12 $ 4,400,000 $ 366,000 $ 105,000
Pasco County Florida 11 $ 2,285,000 $ 207,000 $ 103,000
Scott County Indiana 11 $ 1,555,000 $ 141,000 $ 0
Baltimore County Maryland 11 $ 2,285,000 $ 207,000 $ 94,000
San Joaquin County California 10 $ 2,430,000 $ 243,000 $ 33,000
Ventura County California 10 $ 5,710,000 $ 571,000 $ 128,000
Duval County Florida 10 $ 1,640,000 $ 164,000 $ 56,000
Burlington County New Jersey 10 $ 1,780,000 $ 178,000 $ 103,000
Camden County New Jersey 10 $ 2,190,000 $ 219,000 $ 157,000
Hudson County New Jersey 10 $ 4,530,000 $ 453,000 $ 69,000
Morris County New Jersey 10 $ 3,160,000 $ 316,000 $ 75,000
Union County New Jersey 10 $ 2,810,000 $ 281,000 $ 109,000
Bronx County New York 10 $ 5,390,000 $ 539,000 $ 0
Kings County New York 10 $ 9,830,000 $ 983,000 $ 0
Montgomery County Pennsylvania 10 $ 1,360,000 $ 136,000 $ 53,000
Horry County South Carolina 10 $ 1,510,000 $ 151,000 $ 100,000
Dallas County Texas 10 $ 2,280,000 $ 228,000 $ 81,000
Clark County Washington 10 $ 3,650,000 $ 365,000 $ 118,000
King County Washington 10 $ 2,920,000 $ 292,000 $ 90,000
Alameda County California 9 $ 4,205,000 $ 467,000 $ 91,000
Fresno County California 9 $ 2,515,000 $ 279,000 $ 50,000
Santa Barbara County California 9 $ 7,015,000 $ 779,000 $ 0
Santa Clara County California 9 $ 6,005,000 $ 667,000 $ 182,000
Lee County Florida 9 $ 3,055,000 $ 339,000 $ 71,000
Chatham County Georgia 9 $ 1,135,000 $ 126,000 $ 51,000
DeKalb County Georgia 9 $ 1,525,000 $ 169,000 $ 84,000
Gwinnett County Georgia 9 $ 2,155,000 $ 239,000 $ 76,000
DuPage County Illinois 9 $ 2,345,000 $ 260,000 $ 104,000
Will County Illinois 9 $ 1,955,000 $ 217,000 $ 92,000
Clark County Nevada 9 $ 2,415,000 $ 268,000 $ 86,000
Mercer County New Jersey 9 $ 1,405,000 $ 156,000 $ 83,000
Delaware County Pennsylvania 9 $ 1,375,000 $ 152,000 $ 50,000
Sacramento County California 8 $ 1,930,000 $ 241,000 $ 113,000
Collier County Florida 8 $ 2,820,000 $ 352,000 $ 85,000
St. Lucie County Florida 8 $ 1,320,000 $ 165,000 $ 68,000
St. Louis County Missouri 8 $ 1,080,000 $ 135,000 $ 77,000
Cuyahoga County Ohio 8 $ 1,100,000 $ 137,000 $ 70,000
Hamilton County Ohio 8 $ 1,070,000 $ 133,000 $ 134,000
Solano County California 7 $ 2,515,000 $ 359,000 $ 134,000
Fulton County Georgia 7 $ 1,245,000 $ 177,000 $ 95,000
Oakland County Michigan 7 $ 1,575,000 $ 225,000 $ 105,000
Bergen County New Jersey 7 $ 2,115,000 $ 302,000 $ 172,000
Passaic County New Jersey 7 $ 1,795,000 $ 256,000 $ 111,000
Multnomah County Oregon 7 $ 2,785,000 $ 397,000 $ 107,000
Allegheny County Pennsylvania 7 $ 1,295,000 $ 185,000 $ 117,000
Spotsylvania County Virginia 7 $ 1,605,000 $ 229,000 $ 81,000
Milwaukee County Wisconsin 7 $ 1,195,000 $ 170,000 $ 78,000
Jefferson County Alabama 6 $ 690,000 $ 115,000 $ 73,000
Lake County Florida 6 $ 1,260,000 $ 210,000 $ 85,000
Seminole County Florida 6 $ 1,190,000 $ 198,000 $ 18,000
Lake County Indiana 6 $ 890,000 $ 148,000 $ 47,000
Orleans County Louisiana 6 $ 1,050,000 $ 175,000 $ 50,000
Franklin County Ohio 6 $ 830,000 $ 138,000 $ 76,000
Montgomery County Ohio 6 $ 480,000 $ 80,000 $ 56,000
Lancaster County Pennsylvania 6 $ 1,460,000 $ 243,000 $ 477,000
Monroe County Pennsylvania 6 $ 950,000 $ 158,000 $ 95,000
Davidson County Tennessee 6 $ 810,000 $ 135,000 $ 71,000
Collin County Texas 6 $ 1,230,000 $ 205,000 $ 120,000
Pierce County Washington 6 $ 1,360,000 $ 226,000 $ 140,000
Pima County Arizona 5 $ 1,265,000 $ 253,000 $ 0
Madera County California 5 $ 1,095,000 $ 219,000 $ 57,000
Monterey County California 5 $ 1,665,000 $ 333,000 $ 82,000
Brevard County Florida 5 $ 1,835,000 $ 367,000 $ 97,000
Marion County Florida 5 $ 965,000 $ 193,000 $ 68,000
Monroe County Florida 5 $ 1,555,000 $ 311,000 $ 176,000
Anne Arundel County Maryland 5 $ 1,335,000 $ 267,000 $ 90,000
Baltimore City County Maryland 5 $ 515,000 $ 103,000 $ 145,000
Calvert County Maryland 5 $ 1,755,000 $ 351,000 $ 140,000
Hennepin County Minnesota 5 $ 1,445,000 $ 289,000 $ 71,000
Jackson County Missouri 5 $ 455,000 $ 91,000 $ 71,000
Tulsa County Oklahoma 5 $ 745,000 $ 149,000 $ 67,000
Northampton County Pennsylvania 5 $ 755,000 $ 151,000 $ 60,000
Richland County South Carolina 5 $ 905,000 $ 181,000 $ 76,000
Travis County Texas 5 $ 905,000 $ 181,000 $ 93,000
Chesapeake County Virginia 5 $ 1,305,000 $ 261,000 $ 136,000
Norfolk County Virginia 5 $ 2,475,000 $ 495,000 $ 74,000
Snohomish County Washington 5 $ 1,495,000 $ 299,000 $ 92,000
Kern County California 4 $ 750,000 $ 187,000 $ 61,000
Placer County California 4 $ 2,100,000 $ 525,000 $ 132,000
Stanislaus County California 4 $ 920,000 $ 230,000 $ 91,000
Tulare County California 4 $ 1,000,000 $ 250,000 $ 113,000
Sarasota County Florida 4 $ 770,000 $ 192,000 $ 46,000
Clayton County Georgia 4 $ 580,000 $ 145,000 $ 65,000
Douglas County Georgia 4 $ 780,000 $ 195,000 $ 86,000
Henry County Georgia 4 $ 860,000 $ 215,000 $ 74,000
Caroline County Maryland 4 $ 670,000 $ 167,000 $ 69,000
St. Clair County Michigan 4 $ 390,000 $ 97,000 $ 159,000
Nassau County New York 4 $ 1,560,000 $ 390,000 $ 0
Guilford County North Carolina 4 $ 580,000 $ 145,000 $ 52,000
Wake County North Carolina 4 $ 560,000 $ 140,000 $ 94,000
Luzerne County Pennsylvania 4 $ 2,640,000 $ 660,000 $ 0
Greenville County South Carolina 4 $ 600,000 $ 150,000 $ 40,000
Denton County Texas 4 $ 990,000 $ 247,000 $ 89,000
Fort Bend County Texas 4 $ 620,000 $ 155,000 $ 87,000
Galveston County Texas 4 $ 490,000 $ 122,000 $ 77,000
Johnson County Texas 4 $ 560,000 $ 140,000 $ 94,000
Petersburg County Virginia 4 $ 390,000 $ 97,000 $ 50,000
Stafford County Virginia 4 $ 960,000 $ 240,000 $ 123,000
Montgomery County Alabama 3 $ 415,000 $ 138,000 $ 26,000
Coconino County Arizona 3 $ 1,645,000 $ 548,000 $ 0
Yavapai County Arizona 3 $ 1,305,000 $ 435,000 $ 0
Weld County Colorado 3 $ 505,000 $ 168,000 $ 186,000
New Haven County Connecticut 3 $ 625,000 $ 208,000 $ 0
Bay County Florida 3 $ 405,000 $ 135,000 $ 55,000
Manatee County Florida 3 $ 845,000 $ 281,000 $ 39,000
Houston County Georgia 3 $ 435,000 $ 145,000 $ 119,000
Walton County Georgia 3 $ 1,185,000 $ 395,000 $ 51,000
Jefferson County Kentucky 3 $ 335,000 $ 111,000 $ 42,000
Ascension County Louisiana 3 $ 625,000 $ 208,000 $ 66,000
East Baton Rouge County Louisiana 3 $ 745,000 $ 248,000 $ 179,000
Cecil County Maryland 3 $ 865,000 $ 288,000 $ 167,000
Frederick County Maryland 3 $ 895,000 $ 298,000 $ 112,000
Hampden County Massachusetts 3 $ 285,000 $ 95,000 $ 0
Kent County Michigan 3 $ 355,000 $ 118,000 $ 58,000
Macomb County Michigan 3 $ 555,000 $ 185,000 $ 116,000
Monroe County Michigan 3 $ 455,000 $ 151,000 $ 106,000
Washtenaw County Michigan 3 $ 755,000 $ 251,000 $ 79,000
Itasca County Minnesota 3 $ 895,000 $ 298,000 $ 51,000
DeSoto County Mississippi 3 $ 795,000 $ 265,000 $ 117,000
St. Louis City County Missouri 3 $ 465,000 $ 155,000 $ 70,000
Atlantic County New Jersey 3 $ 465,000 $ 155,000 $ 275,000
Cape May County New Jersey 3 $ 685,000 $ 228,000 $ 86,000
Bernalillo County New Mexico 3 $ 545,000 $ 181,000 $ 91,000
Orange County New York 3 $ 765,000 $ 255,000 $ 0
Bucks County Pennsylvania 3 $ 575,000 $ 191,000 $ 97,000
Carbon County Pennsylvania 3 $ 365,000 $ 121,000 $ 109,000
Lackawanna County Pennsylvania 3 $ 205,000 $ 68,000 $ 64,000
Orangeburg County South Carolina 3 $ 265,000 $ 88,000 $ 72,000
Bexar County Texas 3 $ 285,000 $ 95,000 $ 19,000
Brazoria County Texas 3 $ 585,000 $ 195,000 $ 78,000
Guadalupe County Texas 3 $ 325,000 $ 108,000 $ 91,000
Nueces County Texas 3 $ 575,000 $ 191,000 $ 67,000
Smith County Texas 3 $ 505,000 $ 168,000 $ 42,000
Chesterfield County Virginia 3 $ 375,000 $ 125,000 $ 102,000
Frederick County Virginia 3 $ 725,000 $ 241,000 $ 22,000
Henrico County Virginia 3 $ 645,000 $ 215,000 $ 90,000
Richmond City County Virginia 3 $ 415,000 $ 138,000 $ 58,000
Kitsap County Washington 3 $ 765,000 $ 255,000 $ 102,000
Racine County Wisconsin 3 $ 525,000 $ 175,000 $ 75,000
Baldwin County Alabama 2 $ 360,000 $ 180,000 $ 38,000
Elmore County Alabama 2 $ 180,000 $ 90,000 $ 35,000
Shelby County Alabama 2 $ 230,000 $ 115,000 $ 202,000
Walker County Alabama 2 $ 490,000 $ 245,000 $ 38,000
Pinal County Arizona 2 $ 350,000 $ 175,000 $ 0
Lincoln County Arkansas 2 $ 150,000 $ 75,000 $ 66,000
Pulaski County Arkansas 2 $ 250,000 $ 125,000 $ 38,000
Washington County Arkansas 2 $ 130,000 $ 65,000 $ 28,000
San Luis Obispo County California 2 $ 690,000 $ 345,000 $ 38,000
Sonoma County California 2 $ 930,000 $ 465,000 $ 88,000
Yolo County California 2 $ 370,000 $ 185,000 $ 68,000
Arapahoe County Colorado 2 $ 410,000 $ 205,000 $ 114,000
Denver County Colorado 2 $ 660,000 $ 330,000 $ 10,000
El Paso County Colorado 2 $ 360,000 $ 180,000 $ 104,000
Larimer County Colorado 2 $ 590,000 $ 295,000 $ 67,000
Fairfield County Connecticut 2 $ 960,000 $ 480,000 $ 0
Hartford County Connecticut 2 $ 360,000 $ 180,000 $ 0
Clay County Florida 2 $ 340,000 $ 170,000 $ 106,000
Hernando County Florida 2 $ 500,000 $ 250,000 $ 80,000
Osceola County Florida 2 $ 560,000 $ 280,000 $ 105,000
St. Johns County Florida 2 $ 710,000 $ 355,000 $ 45,000
Baldwin County Georgia 2 $ 190,000 $ 95,000 $ 72,000
Cobb County Georgia 2 $ 310,000 $ 155,000 $ 43,000
Fayette County Georgia 2 $ 450,000 $ 225,000 $ 152,000
Forsyth County Georgia 2 $ 610,000 $ 305,000 $ 117,000
Kendall County Illinois 2 $ 420,000 $ 210,000 $ 119,000
McHenry County Illinois 2 $ 400,000 $ 200,000 $ 80,000
Tazewell County Illinois 2 $ 210,000 $ 105,000 $ 49,000
Allen County Indiana 2 $ 270,000 $ 135,000 $ 32,000
Madison County Indiana 2 $ 190,000 $ 95,000 $ 42,000
Porter County Indiana 2 $ 340,000 $ 170,000 $ 20,000
Douglas County Kansas 2 $ 210,000 $ 105,000 $ 54,000
St. Tammany County Louisiana 2 $ 370,000 $ 185,000 $ 90,000
West Baton Rouge County Louisiana 2 $ 350,000 $ 175,000 $ 106,000
Charles County Maryland 2 $ 690,000 $ 345,000 $ 113,000
Harford County Maryland 2 $ 780,000 $ 390,000 $ 98,000
Howard County Maryland 2 $ 690,000 $ 345,000 $ 141,000
Wicomico County Maryland 2 $ 490,000 $ 245,000 $ 81,000
Calhoun County Michigan 2 $ 170,000 $ 85,000 $ 75,000
Genesee County Michigan 2 $ 170,000 $ 85,000 $ 81,000
Jackson County Michigan 2 $ 220,000 $ 110,000 $ 77,000
Livingston County Michigan 2 $ 420,000 $ 210,000 $ 109,000
Saginaw County Michigan 2 $ 310,000 $ 155,000 $ 95,000
Anoka County Minnesota 2 $ 510,000 $ 255,000 $ 64,000
Clearwater County Minnesota 2 $ 190,000 $ 95,000 $ 61,000
Dakota County Minnesota 2 $ 440,000 $ 220,000 $ 108,000
Sherburne County Minnesota 2 $ 340,000 $ 170,000 $ 90,000
Washington County Minnesota 2 $ 320,000 $ 160,000 $ 99,000
Lamar County Mississippi 2 $ 390,000 $ 195,000 $ 42,000
Camden County Missouri 2 $ 390,000 $ 195,000 $ 263,000
Cass County Missouri 2 $ 310,000 $ 155,000 $ 64,000
Douglas County Nevada 2 $ 470,000 $ 235,000 $ 81,000
Warren County New Jersey 2 $ 340,000 $ 170,000 $ 38,000
Dona Ana County New Mexico 2 $ 190,000 $ 95,000 $ 81,000
Ulster County New York 2 $ 290,000 $ 145,000 $ 0
Davie County North Carolina 2 $ 250,000 $ 125,000 $ 27,000
Durham County North Carolina 2 $ 400,000 $ 200,000 $ 72,000
Pitt County North Carolina 2 $ 270,000 $ 135,000 $ 82,000
Vance County North Carolina 2 $ 270,000 $ 135,000 $ 72,000
Butler County Ohio 2 $ 310,000 $ 155,000 $ 88,000
Clermont County Ohio 2 $ 320,000 $ 160,000 $ 61,000
Knox County Ohio 2 $ 150,000 $ 75,000 $ 24,000
Summit County Ohio 2 $ 270,000 $ 135,000 $ 107,000
Berks County Pennsylvania 2 $ 490,000 $ 245,000 $ 61,000
Chester County Pennsylvania 2 $ 500,000 $ 250,000 $ 147,000
Dauphin County Pennsylvania 2 $ 250,000 $ 125,000 $ 37,000
Fayette County Pennsylvania 2 $ 330,000 $ 165,000 $ 50,000
Franklin County Pennsylvania 2 $ 380,000 $ 190,000 $ 39,000
Westmoreland County Pennsylvania 2 $ 410,000 $ 205,000 $ 64,000
York County Pennsylvania 2 $ 590,000 $ 295,000 $ 87,000
Blount County Tennessee 2 $ 720,000 $ 360,000 $ 95,000
Hamilton County Tennessee 2 $ 230,000 $ 115,000 $ 50,000
Montgomery County Tennessee 2 $ 240,000 $ 120,000 $ 50,000
Sullivan County Tennessee 2 $ 160,000 $ 80,000 $ 22,000
Tipton County Tennessee 2 $ 240,000 $ 120,000 $ 40,000
Grayson County Texas 2 $ 240,000 $ 120,000 $ 44,000
Hidalgo County Texas 2 $ 170,000 $ 85,000 $ 75,000
Montgomery County Texas 2 $ 190,000 $ 95,000 $ 0
Arlington County Virginia 2 $ 1,580,000 $ 790,000 $ 100,000
Fairfax County Virginia 2 $ 800,000 $ 400,000 $ 127,000
Hampton County Virginia 2 $ 380,000 $ 190,000 $ 124,000
Loudoun County Virginia 2 $ 660,000 $ 330,000 $ 73,000
Newport News County Virginia 2 $ 340,000 $ 170,000 $ 110,000
Suffolk County Virginia 2 $ 350,000 $ 175,000 $ 76,000
Virginia Beach County Virginia 2 $ 710,000 $ 355,000 $ 238,000
York County Virginia 2 $ 330,000 $ 165,000 $ 99,000
Whatcom County Washington 2 $ 710,000 $ 355,000 $ 105,000
Columbia County Wisconsin 2 $ 250,000 $ 125,000 $ 85,000
Bullock County Alabama 1 $ 185,000 $ 185,000 $ 103,000
Calhoun County Alabama 1 $ 65,000 $ 65,000 $ 43,000
Cullman County Alabama 1 $ 85,000 $ 85,000 $ 45,000
Madison County Alabama 1 $ 65,000 $ 65,000 $ 103,000
Marshall County Alabama 1 $ 75,000 $ 75,000 $ 79,000
Mobile County Alabama 1 $ 105,000 $ 105,000 $ 41,000
Morgan County Alabama 1 $ 95,000 $ 95,000 $ 62,000
Talladega County Alabama 1 $ 125,000 $ 125,000 $ 85,000
Tuscaloosa County Alabama 1 $ 195,000 $ 195,000 $ 53,000
Cochise County Arizona 1 $ 205,000 $ 205,000 $ 0
Benton County Arkansas 1 $ 245,000 $ 245,000 $ 0
Crawford County Arkansas 1 $ 75,000 $ 75,000 $ 30,000
Lonoke County Arkansas 1 $ 195,000 $ 195,000 $ 37,000
Sebastian County Arkansas 1 $ 75,000 $ 75,000 $ 29,000
Calaveras County California 1 $ 125,000 $ 125,000 $ 30,000
El Dorado County California 1 $ 545,000 $ 545,000 $ 210,000
Imperial County California 1 $ 155,000 $ 155,000 $ 60,000
Inyo County California 1 $ 135,000 $ 135,000 $ 54,000
Marin County California 1 $ 295,000 $ 295,000 $ 72,000
Mendocino County California 1 $ 365,000 $ 365,000 $ 52,000
Merced County California 1 $ 345,000 $ 345,000 $ 67,000
San Benito County California 1 $ 345,000 $ 345,000 $ 86,000
San Francisco County California 1 $ 395,000 $ 395,000 $ 90,000
San Mateo County California 1 $ 705,000 $ 705,000 $ 200,000
Santa Cruz County California 1 $ 495,000 $ 495,000 $ 123,000
Shasta County California 1 $ 245,000 $ 245,000 $ 86,000
Sutter County California 1 $ 175,000 $ 175,000 $ 0
Eagle County Colorado 1 $ 375,000 $ 375,000 $ 71,000
Jefferson County Colorado 1 $ 335,000 $ 335,000 $ 0
Mesa County Colorado 1 $ 325,000 $ 325,000 $ 0
Summit County Colorado 1 $ 265,000 $ 265,000 $ 0
Windham County Connecticut 1 $ 315,000 $ 315,000 $ 0
Escambia County Florida 1 $ 55,000 $ 55,000 $ 42,000
Highlands County Florida 1 $ 135,000 $ 135,000 $ 83,000
Indian River County Florida 1 $ 125,000 $ 125,000 $ 79,000
Leon County Florida 1 $ 305,000 $ 305,000 $ 111,000
Nassau County Florida 1 $ 95,000 $ 95,000 $ 17,000
Putnam County Florida 1 $ 135,000 $ 135,000 $ 106,000
Sumter County Florida 1 $ 85,000 $ 85,000 $ 44,000
Suwannee County Florida 1 $ 125,000 $ 125,000 $ 40,000
Barrow County Georgia 1 $ 105,000 $ 105,000 $ 58,000
Bibb County Georgia 1 $ 225,000 $ 225,000 $ 55,000
Bleckley County Georgia 1 $ 165,000 $ 165,000 $ 82,000
Bulloch County Georgia 1 $ 295,000 $ 295,000 $ 39,000
Butts County Georgia 1 $ 65,000 $ 65,000 $ 20,000
Camden County Georgia 1 $ 125,000 $ 125,000 $ 0
Cherokee County Georgia 1 $ 155,000 $ 155,000 $ 53,000
Effingham County Georgia 1 $ 295,000 $ 295,000 $ 96,000
Glynn County Georgia 1 $ 125,000 $ 125,000 $ 130,000
Lowndes County Georgia 1 $ 315,000 $ 315,000 $ 80,000
Morgan County Georgia 1 $ 195,000 $ 195,000 $ 42,000
Muscogee County Georgia 1 $ 95,000 $ 95,000 $ 62,000
Newton County Georgia 1 $ 215,000 $ 215,000 $ 53,000
Paulding County Georgia 1 $ 95,000 $ 95,000 $ 37,000
Richmond County Georgia 1 $ 65,000 $ 65,000 $ 41,000
Turner County Georgia 1 $ 505,000 $ 505,000 $ 0
White County Georgia 1 $ 295,000 $ 295,000 $ 139,000
Whitfield County Georgia 1 $ 185,000 $ 185,000 $ 73,000
Boone County Illinois 1 $ 85,000 $ 85,000 $ 72,000
Champaign County Illinois 1 $ 105,000 $ 105,000 $ 36,000
De Witt County Illinois 1 $ 195,000 $ 195,000 $ 0
DeKalb County Illinois 1 $ 345,000 $ 345,000 $ 224,000
Grundy County Illinois 1 $ 205,000 $ 205,000 $ 80,000
Kankakee County Illinois 1 $ 175,000 $ 175,000 $ 144,000
Lake County Illinois 1 $ 935,000 $ 935,000 $ 250,000
Madison County Illinois 1 $ 125,000 $ 125,000 $ 0
Menard County Illinois 1 $ 115,000 $ 115,000 $ 42,000
Monroe County Illinois 1 $ 115,000 $ 115,000 $ 125,000
Bartholomew County Indiana 1 $ 155,000 $ 155,000 $ 37,000
Clark County Indiana 1 $ 2,345,000 $ 2,345,000 $ 0
Elkhart County Indiana 1 $ 135,000 $ 135,000 $ 85,000
Grant County Indiana 1 $ 55,000 $ 55,000 $ 10,000
Henry County Indiana 1 $ 105,000 $ 105,000 $ 100,000
Jackson County Indiana 1 $ 35,000 $ 35,000 $ 0
Johnson County Indiana 1 $ 185,000 $ 185,000 $ 80,000
St. Joseph County Indiana 1 $ 95,000 $ 95,000 $ 26,000
Vigo County Indiana 1 $ 105,000 $ 105,000 $ 72,000
Polk County Iowa 1 $ 215,000 $ 215,000 $ 170,000
Coffey County Kansas 1 $ 105,000 $ 105,000 $ 48,000
Johnson County Kansas 1 $ 275,000 $ 275,000 $ 33,000
Leavenworth County Kansas 1 $ 155,000 $ 155,000 $ 78,000
Linn County Kansas 1 $ 135,000 $ 135,000 $ 62,000
Pottawatomie County Kansas 1 $ 315,000 $ 315,000 $ 51,000
Sedgwick County Kansas 1 $ 95,000 $ 95,000 $ 77,000
Wyandotte County Kansas 1 $ 55,000 $ 55,000 $ 57,000
Boone County Kentucky 1 $ 195,000 $ 195,000 $ 154,000
Fayette County Kentucky 1 $ 85,000 $ 85,000 $ 49,000
Garrard County Kentucky 1 $ 85,000 $ 85,000 $ 21,000
Grant County Kentucky 1 $ 125,000 $ 125,000 $ 73,000
Shelby County Kentucky 1 $ 125,000 $ 125,000 $ 68,000
Woodford County Kentucky 1 $ 145,000 $ 145,000 $ 90,000
Caddo County Louisiana 1 $ 175,000 $ 175,000 $ 129,000
Jefferson County Louisiana 1 $ 95,000 $ 95,000 $ 48,000
Lafayette County Louisiana 1 $ 105,000 $ 105,000 $ 51,000
Lafourche County Louisiana 1 $ 215,000 $ 215,000 $ 45,000
Rapides County Louisiana 1 $ 75,000 $ 75,000 $ 33,000
St. John the Baptist County Louisiana 1 $ 135,000 $ 135,000 $ 24,000
Carroll County Maryland 1 $ 335,000 $ 335,000 $ 91,000
Queen Anne's County Maryland 1 $ 315,000 $ 315,000 $ 83,000
Washington County Maryland 1 $ 355,000 $ 355,000 $ 44,000
Antrim County Michigan 1 $ 75,000 $ 75,000 $ 35,000
Berrien County Michigan 1 $ 95,000 $ 95,000 $ 138,000
Ingham County Michigan 1 $ 145,000 $ 145,000 $ 83,000
Lapeer County Michigan 1 $ 545,000 $ 545,000 $ 217,000
Muskegon County Michigan 1 $ 85,000 $ 85,000 $ 0
Newaygo County Michigan 1 $ 125,000 $ 125,000 $ 94,000
Shiawassee County Michigan 1 $ 125,000 $ 125,000 $ 95,000
Blue Earth County Minnesota 1 $ 95,000 $ 95,000 $ 89,000
Carver County Minnesota 1 $ 385,000 $ 385,000 $ 185,000
Crow Wing County Minnesota 1 $ 315,000 $ 315,000 $ 143,000
Otter Tail County Minnesota 1 $ 95,000 $ 95,000 $ 104,000
Ramsey County Minnesota 1 $ 125,000 $ 125,000 $ 48,000
Scott County Minnesota 1 $ 95,000 $ 95,000 $ 76,000
St. Louis County Minnesota 1 $ 285,000 $ 285,000 $ 0
Bolivar County Mississippi 1 $ 65,000 $ 65,000 $ 84,000
Harrison County Mississippi 1 $ 115,000 $ 115,000 $ 0
Neshoba County Mississippi 1 $ 55,000 $ 55,000 $ 58,000
Rankin County Mississippi 1 $ 135,000 $ 135,000 $ 70,000
Clay County Missouri 1 $ 195,000 $ 195,000 $ 43,000
Dunklin County Missouri 1 $ 125,000 $ 125,000 $ 34,000
Franklin County Missouri 1 $ 145,000 $ 145,000 $ 52,000
Jefferson County Missouri 1 $ 105,000 $ 105,000 $ 33,000
Johnson County Missouri 1 $ 115,000 $ 115,000 $ 95,000
Lafayette County Missouri 1 $ 135,000 $ 135,000 $ 160,000
Pulaski County Missouri 1 $ 165,000 $ 165,000 $ 52,000
Scott County Missouri 1 $ 85,000 $ 85,000 $ 83,000
St. Charles County Missouri 1 $ 145,000 $ 145,000 $ 57,000
Adams County Nebraska 1 $ 125,000 $ 125,000 $ 106,000
Keith County Nebraska 1 $ 65,000 $ 65,000 $ 44,000
Sarpy County Nebraska 1 $ 135,000 $ 135,000 $ 101,000
Hunterdon County New Jersey 1 $ 185,000 $ 185,000 $ 50,000
Salem County New Jersey 1 $ 135,000 $ 135,000 $ 79,000
Somerset County New Jersey 1 $ 305,000 $ 305,000 $ 0
Sussex County New Jersey 1 $ 205,000 $ 205,000 $ 0
Sandoval County New Mexico 1 $ 85,000 $ 85,000 $ 63,000
Broome County New York 1 $ 105,000 $ 105,000 $ 0
Schenectady County New York 1 $ 375,000 $ 375,000 $ 0
Sullivan County New York 1 $ 285,000 $ 285,000 $ 0
Alexander County North Carolina 1 $ 335,000 $ 335,000 $ 120,000
Cabarrus County North Carolina 1 $ 85,000 $ 85,000 $ 45,000
Catawba County North Carolina 1 $ 55,000 $ 55,000 $ 0
Craven County North Carolina 1 $ 105,000 $ 105,000 $ 41,000
Cumberland County North Carolina 1 $ 115,000 $ 115,000 $ 83,000
Currituck County North Carolina 1 $ 85,000 $ 85,000 $ 42,000
Dare County North Carolina 1 $ 435,000 $ 435,000 $ 82,000
Davidson County North Carolina 1 $ 105,000 $ 105,000 $ 74,000
Forsyth County North Carolina 1 $ 125,000 $ 125,000 $ 39,000
Gaston County North Carolina 1 $ 295,000 $ 295,000 $ 74,000
Harnett County North Carolina 1 $ 125,000 $ 125,000 $ 62,000
Iredell County North Carolina 1 $ 85,000 $ 85,000 $ 73,000
Johnston County North Carolina 1 $ 115,000 $ 115,000 $ 85,000
Lenoir County North Carolina 1 $ 85,000 $ 85,000 $ 28,000
Lincoln County North Carolina 1 $ 105,000 $ 105,000 $ 81,000
Montgomery County North Carolina 1 $ 85,000 $ 85,000 $ 51,000
New Hanover County North Carolina 1 $ 135,000 $ 135,000 $ 0
Onslow County North Carolina 1 $ 85,000 $ 85,000 $ 0
Rutherford County North Carolina 1 $ 65,000 $ 65,000 $ 78,000
Watauga County North Carolina 1 $ 95,000 $ 95,000 $ 49,000
Auglaize County Ohio 1 $ 285,000 $ 285,000 $ 68,000
Carroll County Ohio 1 $ 85,000 $ 85,000 $ 75,000
Champaign County Ohio 1 $ 285,000 $ 285,000 $ 78,000
Clark County Ohio 1 $ 85,000 $ 85,000 $ 61,000
Hocking County Ohio 1 $ 215,000 $ 215,000 $ 44,000
Jefferson County Ohio 1 $ 125,000 $ 125,000 $ 100,000
Lake County Ohio 1 $ 95,000 $ 95,000 $ 36,000
Lawrence County Ohio 1 $ 125,000 $ 125,000 $ 104,000
Licking County Ohio 1 $ 65,000 $ 65,000 $ 0
Madison County Ohio 1 $ 255,000 $ 255,000 $ 98,000
Mahoning County Ohio 1 $ 235,000 $ 235,000 $ 20,000
Stark County Ohio 1 $ 65,000 $ 65,000 $ 41,000
Union County Ohio 1 $ 165,000 $ 165,000 $ 33,000
Warren County Ohio 1 $ 315,000 $ 315,000 $ 118,000
Atoka County Oklahoma 1 $ 145,000 $ 145,000 $ 89,000
Oklahoma County Oklahoma 1 $ 85,000 $ 85,000 $ 65,000
Douglas County Oregon 1 $ 665,000 $ 665,000 $ 0
Jackson County Oregon 1 $ 175,000 $ 175,000 $ 23,000
Marion County Oregon 1 $ 175,000 $ 175,000 $ 48,000
Armstrong County Pennsylvania 1 $ 85,000 $ 85,000 $ 117,000
Beaver County Pennsylvania 1 $ 65,000 $ 65,000 $ 77,000
Butler County Pennsylvania 1 $ 105,000 $ 105,000 $ 43,000
Cambria County Pennsylvania 1 $ 315,000 $ 315,000 $ 129,000
Centre County Pennsylvania 1 $ 305,000 $ 305,000 $ 95,000
Clinton County Pennsylvania 1 $ 95,000 $ 95,000 $ 122,000
Crawford County Pennsylvania 1 $ 105,000 $ 105,000 $ 26,000
Lebanon County Pennsylvania 1 $ 175,000 $ 175,000 $ 80,000
Lehigh County Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Perry County Pennsylvania 1 $ 135,000 $ 135,000 $ 18,000
Pike County Pennsylvania 1 $ 245,000 $ 245,000 $ 88,000
Snyder County Pennsylvania 1 $ 195,000 $ 195,000 $ 79,000
Warren County Pennsylvania 1 $ 75,000 $ 75,000 $ 58,000
Washington County Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Wyoming County Pennsylvania 1 $ 175,000 $ 175,000 $ 45,000
Anderson County South Carolina 1 $ 225,000 $ 225,000 $ 70,000
Charleston County South Carolina 1 $ 165,000 $ 165,000 $ 46,000
Chester County South Carolina 1 $ 75,000 $ 75,000 $ 37,000
Darlington County South Carolina 1 $ 155,000 $ 155,000 $ 54,000
Dorchester County South Carolina 1 $ 235,000 $ 235,000 $ 70,000
Florence County South Carolina 1 $ 135,000 $ 135,000 $ 90,000
Oconee County South Carolina 1 $ 55,000 $ 55,000 $ 53,000
Pickens County South Carolina 1 $ 65,000 $ 65,000 $ 36,000
Spartanburg County South Carolina 1 $ 185,000 $ 185,000 $ 38,000
Sumter County South Carolina 1 $ 75,000 $ 75,000 $ 31,000
Potter County South Dakota 1 $ 125,000 $ 125,000 $ 168,000
Benton County Tennessee 1 $ 165,000 $ 165,000 $ 85,000
Cheatham County Tennessee 1 $ 135,000 $ 135,000 $ 94,000
Dickson County Tennessee 1 $ 175,000 $ 175,000 $ 77,000
Fayette County Tennessee 1 $ 115,000 $ 115,000 $ 79,000
Greene County Tennessee 1 $ 145,000 $ 145,000 $ 13,000
Hardeman County Tennessee 1 $ 215,000 $ 215,000 $ 134,000
Houston County Tennessee 1 $ 145,000 $ 145,000 $ 98,000
Madison County Tennessee 1 $ 165,000 $ 165,000 $ 110,000
Marshall County Tennessee 1 $ 85,000 $ 85,000 $ 15,000
Rutherford County Tennessee 1 $ 145,000 $ 145,000 $ 80,000
Sequatchie County Tennessee 1 $ 85,000 $ 85,000 $ 141,000
Sumner County Tennessee 1 $ 145,000 $ 145,000 $ 38,000
Wilson County Tennessee 1 $ 85,000 $ 85,000 $ 89,000
Atascosa County Texas 1 $ 65,000 $ 65,000 $ 37,000
Bell County Texas 1 $ 95,000 $ 95,000 $ 65,000
Bowie County Texas 1 $ 65,000 $ 65,000 $ 133,000
Cameron County Texas 1 $ 145,000 $ 145,000 $ 61,000
Chambers County Texas 1 $ 315,000 $ 315,000 $ 182,000
El Paso County Texas 1 $ 85,000 $ 85,000 $ 40,000
Ellis County Texas 1 $ 115,000 $ 115,000 $ 27,000
Gillespie County Texas 1 $ 205,000 $ 205,000 $ 118,000
Gregg County Texas 1 $ 145,000 $ 145,000 $ 0
Harrison County Texas 1 $ 275,000 $ 275,000 $ 151,000
Jefferson County Texas 1 $ 95,000 $ 95,000 $ 180,000
Kaufman County Texas 1 $ 205,000 $ 205,000 $ 0
Kleberg County Texas 1 $ 95,000 $ 95,000 $ 90,000
Liberty County Texas 1 $ 75,000 $ 75,000 $ 0
Potter County Texas 1 $ 155,000 $ 155,000 $ 34,000
Scurry County Texas 1 $ 85,000 $ 85,000 $ 57,000
Webb County Texas 1 $ 85,000 $ 85,000 $ 48,000
Wichita County Texas 1 $ 55,000 $ 55,000 $ 23,000
Williamson County Texas 1 $ 85,000 $ 85,000 $ 56,000
Alexandria County Virginia 1 $ 405,000 $ 405,000 $ 147,000
Amelia County Virginia 1 $ 205,000 $ 205,000 $ 101,000
Appomattox County Virginia 1 $ 105,000 $ 105,000 $ 24,000
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Mortgage Loan Application Detail Totals for Fay Servicing, Llc in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,032 $277,410,000 $268,000 $7,815,000 $78,000 $394,000
Refinancing 889 $221,015,000 $248,000 $2,695,000 $95,000 $2,400,000
Home Purchase 212 $59,400,000 $280,000 $1,545,000 $68,000 $250,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 662 $202,460,000 $305,000 $7,815,000 $0 $0
White 617 $142,175,000 $230,000 $1,545,000 $92,000 $2,400,000
Not Provided 316 $79,990,000 $253,000 $1,255,000 $78,000 $400,000
Black or African American 294 $64,320,000 $218,000 $1,165,000 $84,000 $395,000
Hispanic 173 $45,225,000 $261,000 $4,095,000 $82,000 $293,000
Asian 54 $18,750,000 $347,000 $895,000 $127,000 $572,000
American Indian or Alaskan Native 10 $2,990,000 $299,000 $835,000 $77,000 $141,000
Native Hawaiian or Other Pacific Islander 6 $1,520,000 $253,000 $385,000 $76,000 $126,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,741 $479,775,000 $275,000 $7,815,000 $93,000 $2,400,000
FHA-insured (Federal Housing Administration) 392 $78,050,000 $199,000 $565,000 $71,000 $420,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 892 $256,000,000 $286,000 $7,815,000 $88,000 $1,199,000
Application Denied By Financial Institution 405 $102,905,000 $254,000 $4,095,000 $79,000 $2,400,000
Application Withdrawn By Applicant 351 $88,985,000 $253,000 $1,405,000 $91,000 $420,000
Application Approved But Not Accepted 259 $54,335,000 $209,000 $1,235,000 $79,000 $345,000
File Closed For Incompleteness 226 $55,600,000 $246,000 $1,255,000 $97,000 $572,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,728 $454,920,000 $263,000 $7,815,000 $90,000 $1,199,000
Debt-To-Income Ratio 175 $44,915,000 $256,000 $1,165,000 $55,000 $395,000
Credit History 120 $26,170,000 $218,000 $935,000 $106,000 $2,400,000
Collateral 69 $22,355,000 $323,000 $4,095,000 $93,000 $292,000
Other 16 $3,860,000 $241,000 $705,000 $97,000 $200,000
Unverifiable Information 14 $3,300,000 $235,000 $675,000 $76,000 $191,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,220,000 $203,000 $335,000 $75,000 $83,000
Employment History 5 $1,085,000 $217,000 $375,000 $82,000 $118,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fay Servicing, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet with aggregated HMDA statistics today.

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