Fay Servicing LLC Mortgage Lending & HMDA Data, 2021

In 2021, Fay Servicing LLC of Tampa, FL reported 2,133 mortgage applications totaling $557.8 million, up 5% from 2020. The average application was for $261,521, and applicants reported an average income of $84,091. 42% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Fort Worth-Arlington, TX (83), Chicago-Naperville, IL (82) and Washington-Arlington-Alexandria, DC-VA-MD-WV (76) (applications in parentheses).

Mortgage Company & Address Fay Servicing LLC

Tampa, FL 33609
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,133
Total Mortgage Loan Application Amount $557,825,000
Average Mortgage Loan Application Amount $261,521
Highest Mortgage Loan Application Amount $7,815,000
Average Applicant Income $84,091
Highest Applicant Income $2,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fay Servicing LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tarrant, Texas 79 $ 18,825,000 $ 238,291 $ 66,000
Maricopa, Arizona 64 $ 23,310,000 $ 364,218 $ 0
Cook, Illinois 61 $ 12,935,000 $ 212,049 $ 90,000
Philadelphia, Pennsylvania 61 $ 8,525,000 $ 139,754 $ 41,000
Los Angeles, California 57 $ 28,555,000 $ 500,964 $ 102,000
Broward, Florida 41 $ 13,995,000 $ 341,341 $ 119,000
Miami-Dade, Florida 34 $ 8,140,000 $ 239,411 $ 75,000
Moore, North Carolina 30 $ 8,930,000 $ 297,666 $ 0
San Diego, California 29 $ 18,545,000 $ 639,482 $ 115,000
Essex, New Jersey 29 $ 9,005,000 $ 310,517 $ 49,000
San Bernardino, California 24 $ 7,860,000 $ 327,500 $ 80,000
Prince George's, Maryland 24 $ 7,450,000 $ 310,416 $ 134,000
Harris, Texas 24 $ 4,790,000 $ 199,583 $ 72,000
Hillsborough, Florida 21 $ 5,335,000 $ 254,047 $ 79,000
Shelby, Tennessee 21 $ 2,335,000 $ 111,190 $ 43,000
Orange, California 20 $ 14,780,000 $ 739,000 $ 97,000
Palm Beach, Florida 19 $ 4,705,000 $ 247,631 $ 80,000
Monmouth, New Jersey 19 $ 5,415,000 $ 285,000 $ 75,000
Orange, Florida 18 $ 3,590,000 $ 199,444 $ 61,000
Pinellas, Florida 18 $ 3,400,000 $ 188,888 $ 78,000
Volusia, Florida 17 $ 3,055,000 $ 179,705 $ 44,000
Suffolk, New York 17 $ 5,115,000 $ 300,882 $ 0
Contra Costa, California 16 $ 6,700,000 $ 418,750 $ 119,000
Marion, Indiana 15 $ 1,725,000 $ 115,000 $ 67,000
Middlesex, New Jersey 15 $ 3,425,000 $ 228,333 $ 300,000
Queens, New York 15 $ 14,735,000 $ 982,333 $ 0
Kane, Illinois 14 $ 2,320,000 $ 165,714 $ 81,000
Riverside, California 13 $ 4,525,000 $ 348,076 $ 118,000
Wayne, Michigan 13 $ 1,945,000 $ 149,615 $ 81,000
Mecklenburg, North Carolina 13 $ 2,125,000 $ 163,461 $ 61,000
District of Columbia, District Of Columbia 12 $ 4,680,000 $ 390,000 $ 90,000
Polk, Florida 12 $ 1,670,000 $ 139,166 $ 66,000
Montgomery, Maryland 12 $ 5,220,000 $ 435,000 $ 143,000
Gloucester, New Jersey 12 $ 1,950,000 $ 162,500 $ 48,000
Ocean, New Jersey 12 $ 2,190,000 $ 182,500 $ 63,000
Prince William, Virginia 12 $ 4,400,000 $ 366,666 $ 105,000
Pasco, Florida 11 $ 2,285,000 $ 207,727 $ 103,000
Scott, Indiana 11 $ 1,555,000 $ 141,363 $ 0
Baltimore, Maryland 11 $ 2,285,000 $ 207,727 $ 94,000
San Joaquin, California 10 $ 2,430,000 $ 243,000 $ 33,000
Ventura, California 10 $ 5,710,000 $ 571,000 $ 128,000
Duval, Florida 10 $ 1,640,000 $ 164,000 $ 56,000
Burlington, New Jersey 10 $ 1,780,000 $ 178,000 $ 103,000
Camden, New Jersey 10 $ 2,190,000 $ 219,000 $ 157,000
Hudson, New Jersey 10 $ 4,530,000 $ 453,000 $ 69,000
Morris, New Jersey 10 $ 3,160,000 $ 316,000 $ 75,000
Union, New Jersey 10 $ 2,810,000 $ 281,000 $ 109,000
Bronx, New York 10 $ 5,390,000 $ 539,000 $ 0
Kings, New York 10 $ 9,830,000 $ 983,000 $ 0
Montgomery, Pennsylvania 10 $ 1,360,000 $ 136,000 $ 53,000
Horry, South Carolina 10 $ 1,510,000 $ 151,000 $ 100,000
Dallas, Texas 10 $ 2,280,000 $ 228,000 $ 81,000
Clark, Washington 10 $ 3,650,000 $ 365,000 $ 118,000
King, Washington 10 $ 2,920,000 $ 292,000 $ 90,000
Alameda, California 9 $ 4,205,000 $ 467,222 $ 91,000
Fresno, California 9 $ 2,515,000 $ 279,444 $ 50,000
Santa Barbara, California 9 $ 7,015,000 $ 779,444 $ 0
Santa Clara, California 9 $ 6,005,000 $ 667,222 $ 182,000
Lee, Florida 9 $ 3,055,000 $ 339,444 $ 71,000
Chatham, Georgia 9 $ 1,135,000 $ 126,111 $ 51,000
DeKalb, Georgia 9 $ 1,525,000 $ 169,444 $ 84,000
Gwinnett, Georgia 9 $ 2,155,000 $ 239,444 $ 76,000
DuPage, Illinois 9 $ 2,345,000 $ 260,555 $ 104,000
Will, Illinois 9 $ 1,955,000 $ 217,222 $ 92,000
Clark, Nevada 9 $ 2,415,000 $ 268,333 $ 86,000
Mercer, New Jersey 9 $ 1,405,000 $ 156,111 $ 83,000
Delaware, Pennsylvania 9 $ 1,375,000 $ 152,777 $ 50,000
Sacramento, California 8 $ 1,930,000 $ 241,250 $ 113,000
Collier, Florida 8 $ 2,820,000 $ 352,500 $ 85,000
St. Lucie, Florida 8 $ 1,320,000 $ 165,000 $ 68,000
St. Louis, Missouri 8 $ 1,080,000 $ 135,000 $ 77,000
Cuyahoga, Ohio 8 $ 1,100,000 $ 137,500 $ 70,000
Hamilton, Ohio 8 $ 1,070,000 $ 133,750 $ 134,000
Solano, California 7 $ 2,515,000 $ 359,285 $ 134,000
Fulton, Georgia 7 $ 1,245,000 $ 177,857 $ 95,000
Oakland, Michigan 7 $ 1,575,000 $ 225,000 $ 105,000
Bergen, New Jersey 7 $ 2,115,000 $ 302,142 $ 172,000
Passaic, New Jersey 7 $ 1,795,000 $ 256,428 $ 111,000
Multnomah, Oregon 7 $ 2,785,000 $ 397,857 $ 107,000
Allegheny, Pennsylvania 7 $ 1,295,000 $ 185,000 $ 117,000
Spotsylvania, Virginia 7 $ 1,605,000 $ 229,285 $ 81,000
Milwaukee, Wisconsin 7 $ 1,195,000 $ 170,714 $ 78,000
Jefferson, Alabama 6 $ 690,000 $ 115,000 $ 73,000
Lake, Florida 6 $ 1,260,000 $ 210,000 $ 85,000
Seminole, Florida 6 $ 1,190,000 $ 198,333 $ 18,000
Lake, Indiana 6 $ 890,000 $ 148,333 $ 47,000
Orleans, Louisiana 6 $ 1,050,000 $ 175,000 $ 50,000
Franklin, Ohio 6 $ 830,000 $ 138,333 $ 76,000
Montgomery, Ohio 6 $ 480,000 $ 80,000 $ 56,000
Lancaster, Pennsylvania 6 $ 1,460,000 $ 243,333 $ 477,000
Monroe, Pennsylvania 6 $ 950,000 $ 158,333 $ 95,000
Davidson, Tennessee 6 $ 810,000 $ 135,000 $ 71,000
Collin, Texas 6 $ 1,230,000 $ 205,000 $ 120,000
Pierce, Washington 6 $ 1,360,000 $ 226,666 $ 140,000
Pima, Arizona 5 $ 1,265,000 $ 253,000 $ 0
Madera, California 5 $ 1,095,000 $ 219,000 $ 57,000
Monterey, California 5 $ 1,665,000 $ 333,000 $ 82,000
Brevard, Florida 5 $ 1,835,000 $ 367,000 $ 97,000
Marion, Florida 5 $ 965,000 $ 193,000 $ 68,000
Monroe, Florida 5 $ 1,555,000 $ 311,000 $ 176,000
Anne Arundel, Maryland 5 $ 1,335,000 $ 267,000 $ 90,000
Baltimore City, Maryland 5 $ 515,000 $ 103,000 $ 145,000
Calvert, Maryland 5 $ 1,755,000 $ 351,000 $ 140,000
Hennepin, Minnesota 5 $ 1,445,000 $ 289,000 $ 71,000
Jackson, Missouri 5 $ 455,000 $ 91,000 $ 71,000
Tulsa, Oklahoma 5 $ 745,000 $ 149,000 $ 67,000
Northampton, Pennsylvania 5 $ 755,000 $ 151,000 $ 60,000
Richland, South Carolina 5 $ 905,000 $ 181,000 $ 76,000
Travis, Texas 5 $ 905,000 $ 181,000 $ 93,000
Chesapeake, Virginia 5 $ 1,305,000 $ 261,000 $ 136,000
Norfolk, Virginia 5 $ 2,475,000 $ 495,000 $ 74,000
Snohomish, Washington 5 $ 1,495,000 $ 299,000 $ 92,000
Kern, California 4 $ 750,000 $ 187,500 $ 61,000
Placer, California 4 $ 2,100,000 $ 525,000 $ 132,000
Stanislaus, California 4 $ 920,000 $ 230,000 $ 91,000
Tulare, California 4 $ 1,000,000 $ 250,000 $ 113,000
Sarasota, Florida 4 $ 770,000 $ 192,500 $ 46,000
Clayton, Georgia 4 $ 580,000 $ 145,000 $ 65,000
Douglas, Georgia 4 $ 780,000 $ 195,000 $ 86,000
Henry, Georgia 4 $ 860,000 $ 215,000 $ 74,000
Caroline, Maryland 4 $ 670,000 $ 167,500 $ 69,000
St. Clair, Michigan 4 $ 390,000 $ 97,500 $ 159,000
Nassau, New York 4 $ 1,560,000 $ 390,000 $ 0
Guilford, North Carolina 4 $ 580,000 $ 145,000 $ 52,000
Wake, North Carolina 4 $ 560,000 $ 140,000 $ 94,000
Luzerne, Pennsylvania 4 $ 2,640,000 $ 660,000 $ 0
Greenville, South Carolina 4 $ 600,000 $ 150,000 $ 40,000
Denton, Texas 4 $ 990,000 $ 247,500 $ 89,000
Fort Bend, Texas 4 $ 620,000 $ 155,000 $ 87,000
Galveston, Texas 4 $ 490,000 $ 122,500 $ 77,000
Johnson, Texas 4 $ 560,000 $ 140,000 $ 94,000
Petersburg, Virginia 4 $ 390,000 $ 97,500 $ 50,000
Stafford, Virginia 4 $ 960,000 $ 240,000 $ 123,000
Montgomery, Alabama 3 $ 415,000 $ 138,333 $ 26,000
Coconino, Arizona 3 $ 1,645,000 $ 548,333 $ 0
Yavapai, Arizona 3 $ 1,305,000 $ 435,000 $ 0
Weld, Colorado 3 $ 505,000 $ 168,333 $ 186,000
New Haven, Connecticut 3 $ 625,000 $ 208,333 $ 0
Bay, Florida 3 $ 405,000 $ 135,000 $ 55,000
Manatee, Florida 3 $ 845,000 $ 281,666 $ 39,000
Houston, Georgia 3 $ 435,000 $ 145,000 $ 119,000
Walton, Georgia 3 $ 1,185,000 $ 395,000 $ 51,000
Jefferson, Kentucky 3 $ 335,000 $ 111,666 $ 42,000
Ascension, Louisiana 3 $ 625,000 $ 208,333 $ 66,000
East Baton Rouge, Louisiana 3 $ 745,000 $ 248,333 $ 179,000
Cecil, Maryland 3 $ 865,000 $ 288,333 $ 167,000
Frederick, Maryland 3 $ 895,000 $ 298,333 $ 112,000
Hampden, Massachusetts 3 $ 285,000 $ 95,000 $ 0
Kent, Michigan 3 $ 355,000 $ 118,333 $ 58,000
Macomb, Michigan 3 $ 555,000 $ 185,000 $ 116,000
Monroe, Michigan 3 $ 455,000 $ 151,666 $ 106,000
Washtenaw, Michigan 3 $ 755,000 $ 251,666 $ 79,000
Itasca, Minnesota 3 $ 895,000 $ 298,333 $ 51,000
DeSoto, Mississippi 3 $ 795,000 $ 265,000 $ 117,000
St. Louis City, Missouri 3 $ 465,000 $ 155,000 $ 70,000
Atlantic, New Jersey 3 $ 465,000 $ 155,000 $ 275,000
Cape May, New Jersey 3 $ 685,000 $ 228,333 $ 86,000
Bernalillo, New Mexico 3 $ 545,000 $ 181,666 $ 91,000
Orange, New York 3 $ 765,000 $ 255,000 $ 0
Bucks, Pennsylvania 3 $ 575,000 $ 191,666 $ 97,000
Carbon, Pennsylvania 3 $ 365,000 $ 121,666 $ 109,000
Lackawanna, Pennsylvania 3 $ 205,000 $ 68,333 $ 64,000
Orangeburg, South Carolina 3 $ 265,000 $ 88,333 $ 72,000
Bexar, Texas 3 $ 285,000 $ 95,000 $ 19,000
Brazoria, Texas 3 $ 585,000 $ 195,000 $ 78,000
Guadalupe, Texas 3 $ 325,000 $ 108,333 $ 91,000
Nueces, Texas 3 $ 575,000 $ 191,666 $ 67,000
Smith, Texas 3 $ 505,000 $ 168,333 $ 42,000
Chesterfield, Virginia 3 $ 375,000 $ 125,000 $ 102,000
Frederick, Virginia 3 $ 725,000 $ 241,666 $ 22,000
Henrico, Virginia 3 $ 645,000 $ 215,000 $ 90,000
Richmond City, Virginia 3 $ 415,000 $ 138,333 $ 58,000
Kitsap, Washington 3 $ 765,000 $ 255,000 $ 102,000
Racine, Wisconsin 3 $ 525,000 $ 175,000 $ 75,000
Baldwin, Alabama 2 $ 360,000 $ 180,000 $ 38,000
Elmore, Alabama 2 $ 180,000 $ 90,000 $ 35,000
Shelby, Alabama 2 $ 230,000 $ 115,000 $ 202,000
Walker, Alabama 2 $ 490,000 $ 245,000 $ 38,000
Pinal, Arizona 2 $ 350,000 $ 175,000 $ 0
Lincoln, Arkansas 2 $ 150,000 $ 75,000 $ 66,000
Pulaski, Arkansas 2 $ 250,000 $ 125,000 $ 38,000
Washington, Arkansas 2 $ 130,000 $ 65,000 $ 28,000
San Luis Obispo, California 2 $ 690,000 $ 345,000 $ 38,000
Sonoma, California 2 $ 930,000 $ 465,000 $ 88,000
Yolo, California 2 $ 370,000 $ 185,000 $ 68,000
Arapahoe, Colorado 2 $ 410,000 $ 205,000 $ 114,000
Denver, Colorado 2 $ 660,000 $ 330,000 $ 10,000
El Paso, Colorado 2 $ 360,000 $ 180,000 $ 104,000
Larimer, Colorado 2 $ 590,000 $ 295,000 $ 67,000
Fairfield, Connecticut 2 $ 960,000 $ 480,000 $ 0
Hartford, Connecticut 2 $ 360,000 $ 180,000 $ 0
Clay, Florida 2 $ 340,000 $ 170,000 $ 106,000
Hernando, Florida 2 $ 500,000 $ 250,000 $ 80,000
Osceola, Florida 2 $ 560,000 $ 280,000 $ 105,000
St. Johns, Florida 2 $ 710,000 $ 355,000 $ 45,000
Baldwin, Georgia 2 $ 190,000 $ 95,000 $ 72,000
Cobb, Georgia 2 $ 310,000 $ 155,000 $ 43,000
Fayette, Georgia 2 $ 450,000 $ 225,000 $ 152,000
Forsyth, Georgia 2 $ 610,000 $ 305,000 $ 117,000
Kendall, Illinois 2 $ 420,000 $ 210,000 $ 119,000
McHenry, Illinois 2 $ 400,000 $ 200,000 $ 80,000
Tazewell, Illinois 2 $ 210,000 $ 105,000 $ 49,000
Allen, Indiana 2 $ 270,000 $ 135,000 $ 32,000
Madison, Indiana 2 $ 190,000 $ 95,000 $ 42,000
Porter, Indiana 2 $ 340,000 $ 170,000 $ 20,000
Douglas, Kansas 2 $ 210,000 $ 105,000 $ 54,000
St. Tammany, Louisiana 2 $ 370,000 $ 185,000 $ 90,000
West Baton Rouge, Louisiana 2 $ 350,000 $ 175,000 $ 106,000
Charles, Maryland 2 $ 690,000 $ 345,000 $ 113,000
Harford, Maryland 2 $ 780,000 $ 390,000 $ 98,000
Howard, Maryland 2 $ 690,000 $ 345,000 $ 141,000
Wicomico, Maryland 2 $ 490,000 $ 245,000 $ 81,000
Calhoun, Michigan 2 $ 170,000 $ 85,000 $ 75,000
Genesee, Michigan 2 $ 170,000 $ 85,000 $ 81,000
Jackson, Michigan 2 $ 220,000 $ 110,000 $ 77,000
Livingston, Michigan 2 $ 420,000 $ 210,000 $ 109,000
Saginaw, Michigan 2 $ 310,000 $ 155,000 $ 95,000
Anoka, Minnesota 2 $ 510,000 $ 255,000 $ 64,000
Clearwater, Minnesota 2 $ 190,000 $ 95,000 $ 61,000
Dakota, Minnesota 2 $ 440,000 $ 220,000 $ 108,000
Sherburne, Minnesota 2 $ 340,000 $ 170,000 $ 90,000
Washington, Minnesota 2 $ 320,000 $ 160,000 $ 99,000
Lamar, Mississippi 2 $ 390,000 $ 195,000 $ 42,000
Camden, Missouri 2 $ 390,000 $ 195,000 $ 263,000
Cass, Missouri 2 $ 310,000 $ 155,000 $ 64,000
Douglas, Nevada 2 $ 470,000 $ 235,000 $ 81,000
Warren, New Jersey 2 $ 340,000 $ 170,000 $ 38,000
Dona Ana, New Mexico 2 $ 190,000 $ 95,000 $ 81,000
Ulster, New York 2 $ 290,000 $ 145,000 $ 0
Davie, North Carolina 2 $ 250,000 $ 125,000 $ 27,000
Durham, North Carolina 2 $ 400,000 $ 200,000 $ 72,000
Pitt, North Carolina 2 $ 270,000 $ 135,000 $ 82,000
Vance, North Carolina 2 $ 270,000 $ 135,000 $ 72,000
Butler, Ohio 2 $ 310,000 $ 155,000 $ 88,000
Clermont, Ohio 2 $ 320,000 $ 160,000 $ 61,000
Knox, Ohio 2 $ 150,000 $ 75,000 $ 24,000
Summit, Ohio 2 $ 270,000 $ 135,000 $ 107,000
Berks, Pennsylvania 2 $ 490,000 $ 245,000 $ 61,000
Chester, Pennsylvania 2 $ 500,000 $ 250,000 $ 147,000
Dauphin, Pennsylvania 2 $ 250,000 $ 125,000 $ 37,000
Fayette, Pennsylvania 2 $ 330,000 $ 165,000 $ 50,000
Franklin, Pennsylvania 2 $ 380,000 $ 190,000 $ 39,000
Westmoreland, Pennsylvania 2 $ 410,000 $ 205,000 $ 64,000
York, Pennsylvania 2 $ 590,000 $ 295,000 $ 87,000
Blount, Tennessee 2 $ 720,000 $ 360,000 $ 95,000
Hamilton, Tennessee 2 $ 230,000 $ 115,000 $ 50,000
Montgomery, Tennessee 2 $ 240,000 $ 120,000 $ 50,000
Sullivan, Tennessee 2 $ 160,000 $ 80,000 $ 22,000
Tipton, Tennessee 2 $ 240,000 $ 120,000 $ 40,000
Grayson, Texas 2 $ 240,000 $ 120,000 $ 44,000
Hidalgo, Texas 2 $ 170,000 $ 85,000 $ 75,000
Montgomery, Texas 2 $ 190,000 $ 95,000 $ 0
Arlington, Virginia 2 $ 1,580,000 $ 790,000 $ 100,000
Fairfax, Virginia 2 $ 800,000 $ 400,000 $ 127,000
Hampton, Virginia 2 $ 380,000 $ 190,000 $ 124,000
Loudoun, Virginia 2 $ 660,000 $ 330,000 $ 73,000
Newport News, Virginia 2 $ 340,000 $ 170,000 $ 110,000
Suffolk, Virginia 2 $ 350,000 $ 175,000 $ 76,000
Virginia Beach, Virginia 2 $ 710,000 $ 355,000 $ 238,000
York, Virginia 2 $ 330,000 $ 165,000 $ 99,000
Whatcom, Washington 2 $ 710,000 $ 355,000 $ 105,000
Columbia, Wisconsin 2 $ 250,000 $ 125,000 $ 85,000
Bullock, Alabama 1 $ 185,000 $ 185,000 $ 103,000
Calhoun, Alabama 1 $ 65,000 $ 65,000 $ 43,000
Cullman, Alabama 1 $ 85,000 $ 85,000 $ 45,000
Madison, Alabama 1 $ 65,000 $ 65,000 $ 103,000
Marshall, Alabama 1 $ 75,000 $ 75,000 $ 79,000
Mobile, Alabama 1 $ 105,000 $ 105,000 $ 41,000
Morgan, Alabama 1 $ 95,000 $ 95,000 $ 62,000
Talladega, Alabama 1 $ 125,000 $ 125,000 $ 85,000
Tuscaloosa, Alabama 1 $ 195,000 $ 195,000 $ 53,000
Cochise, Arizona 1 $ 205,000 $ 205,000 $ 0
Benton, Arkansas 1 $ 245,000 $ 245,000 $ 0
Crawford, Arkansas 1 $ 75,000 $ 75,000 $ 30,000
Lonoke, Arkansas 1 $ 195,000 $ 195,000 $ 37,000
Sebastian, Arkansas 1 $ 75,000 $ 75,000 $ 29,000
Calaveras, California 1 $ 125,000 $ 125,000 $ 30,000
El Dorado, California 1 $ 545,000 $ 545,000 $ 210,000
Imperial, California 1 $ 155,000 $ 155,000 $ 60,000
Inyo, California 1 $ 135,000 $ 135,000 $ 54,000
Marin, California 1 $ 295,000 $ 295,000 $ 72,000
Mendocino, California 1 $ 365,000 $ 365,000 $ 52,000
Merced, California 1 $ 345,000 $ 345,000 $ 67,000
San Benito, California 1 $ 345,000 $ 345,000 $ 86,000
San Francisco, California 1 $ 395,000 $ 395,000 $ 90,000
San Mateo, California 1 $ 705,000 $ 705,000 $ 200,000
Santa Cruz, California 1 $ 495,000 $ 495,000 $ 123,000
Shasta, California 1 $ 245,000 $ 245,000 $ 86,000
Sutter, California 1 $ 175,000 $ 175,000 $ 0
Eagle, Colorado 1 $ 375,000 $ 375,000 $ 71,000
Jefferson, Colorado 1 $ 335,000 $ 335,000 $ 0
Mesa, Colorado 1 $ 325,000 $ 325,000 $ 0
Summit, Colorado 1 $ 265,000 $ 265,000 $ 0
Windham, Connecticut 1 $ 315,000 $ 315,000 $ 0
Escambia, Florida 1 $ 55,000 $ 55,000 $ 42,000
Highlands, Florida 1 $ 135,000 $ 135,000 $ 83,000
Indian River, Florida 1 $ 125,000 $ 125,000 $ 79,000
Leon, Florida 1 $ 305,000 $ 305,000 $ 111,000
Nassau, Florida 1 $ 95,000 $ 95,000 $ 17,000
Putnam, Florida 1 $ 135,000 $ 135,000 $ 106,000
Sumter, Florida 1 $ 85,000 $ 85,000 $ 44,000
Suwannee, Florida 1 $ 125,000 $ 125,000 $ 40,000
Barrow, Georgia 1 $ 105,000 $ 105,000 $ 58,000
Bibb, Georgia 1 $ 225,000 $ 225,000 $ 55,000
Bleckley, Georgia 1 $ 165,000 $ 165,000 $ 82,000
Bulloch, Georgia 1 $ 295,000 $ 295,000 $ 39,000
Butts, Georgia 1 $ 65,000 $ 65,000 $ 20,000
Camden, Georgia 1 $ 125,000 $ 125,000 $ 0
Cherokee, Georgia 1 $ 155,000 $ 155,000 $ 53,000
Effingham, Georgia 1 $ 295,000 $ 295,000 $ 96,000
Glynn, Georgia 1 $ 125,000 $ 125,000 $ 130,000
Lowndes, Georgia 1 $ 315,000 $ 315,000 $ 80,000
Morgan, Georgia 1 $ 195,000 $ 195,000 $ 42,000
Muscogee, Georgia 1 $ 95,000 $ 95,000 $ 62,000
Newton, Georgia 1 $ 215,000 $ 215,000 $ 53,000
Paulding, Georgia 1 $ 95,000 $ 95,000 $ 37,000
Richmond, Georgia 1 $ 65,000 $ 65,000 $ 41,000
Turner, Georgia 1 $ 505,000 $ 505,000 $ 0
White, Georgia 1 $ 295,000 $ 295,000 $ 139,000
Whitfield, Georgia 1 $ 185,000 $ 185,000 $ 73,000
Boone, Illinois 1 $ 85,000 $ 85,000 $ 72,000
Champaign, Illinois 1 $ 105,000 $ 105,000 $ 36,000
De Witt, Illinois 1 $ 195,000 $ 195,000 $ 0
DeKalb, Illinois 1 $ 345,000 $ 345,000 $ 224,000
Grundy, Illinois 1 $ 205,000 $ 205,000 $ 80,000
Kankakee, Illinois 1 $ 175,000 $ 175,000 $ 144,000
Lake, Illinois 1 $ 935,000 $ 935,000 $ 250,000
Madison, Illinois 1 $ 125,000 $ 125,000 $ 0
Menard, Illinois 1 $ 115,000 $ 115,000 $ 42,000
Monroe, Illinois 1 $ 115,000 $ 115,000 $ 125,000
Bartholomew, Indiana 1 $ 155,000 $ 155,000 $ 37,000
Clark, Indiana 1 $ 2,345,000 $ 2,345,000 $ 0
Elkhart, Indiana 1 $ 135,000 $ 135,000 $ 85,000
Grant, Indiana 1 $ 55,000 $ 55,000 $ 10,000
Henry, Indiana 1 $ 105,000 $ 105,000 $ 100,000
Jackson, Indiana 1 $ 35,000 $ 35,000 $ 0
Johnson, Indiana 1 $ 185,000 $ 185,000 $ 80,000
St. Joseph, Indiana 1 $ 95,000 $ 95,000 $ 26,000
Vigo, Indiana 1 $ 105,000 $ 105,000 $ 72,000
Polk, Iowa 1 $ 215,000 $ 215,000 $ 170,000
Coffey, Kansas 1 $ 105,000 $ 105,000 $ 48,000
Johnson, Kansas 1 $ 275,000 $ 275,000 $ 33,000
Leavenworth, Kansas 1 $ 155,000 $ 155,000 $ 78,000
Linn, Kansas 1 $ 135,000 $ 135,000 $ 62,000
Pottawatomie, Kansas 1 $ 315,000 $ 315,000 $ 51,000
Sedgwick, Kansas 1 $ 95,000 $ 95,000 $ 77,000
Wyandotte, Kansas 1 $ 55,000 $ 55,000 $ 57,000
Boone, Kentucky 1 $ 195,000 $ 195,000 $ 154,000
Fayette, Kentucky 1 $ 85,000 $ 85,000 $ 49,000
Garrard, Kentucky 1 $ 85,000 $ 85,000 $ 21,000
Grant, Kentucky 1 $ 125,000 $ 125,000 $ 73,000
Shelby, Kentucky 1 $ 125,000 $ 125,000 $ 68,000
Woodford, Kentucky 1 $ 145,000 $ 145,000 $ 90,000
Caddo, Louisiana 1 $ 175,000 $ 175,000 $ 129,000
Jefferson, Louisiana 1 $ 95,000 $ 95,000 $ 48,000
Lafayette, Louisiana 1 $ 105,000 $ 105,000 $ 51,000
Lafourche, Louisiana 1 $ 215,000 $ 215,000 $ 45,000
Rapides, Louisiana 1 $ 75,000 $ 75,000 $ 33,000
St. John the Baptist, Louisiana 1 $ 135,000 $ 135,000 $ 24,000
Carroll, Maryland 1 $ 335,000 $ 335,000 $ 91,000
Queen Anne's, Maryland 1 $ 315,000 $ 315,000 $ 83,000
Washington, Maryland 1 $ 355,000 $ 355,000 $ 44,000
Antrim, Michigan 1 $ 75,000 $ 75,000 $ 35,000
Berrien, Michigan 1 $ 95,000 $ 95,000 $ 138,000
Ingham, Michigan 1 $ 145,000 $ 145,000 $ 83,000
Lapeer, Michigan 1 $ 545,000 $ 545,000 $ 217,000
Muskegon, Michigan 1 $ 85,000 $ 85,000 $ 0
Newaygo, Michigan 1 $ 125,000 $ 125,000 $ 94,000
Shiawassee, Michigan 1 $ 125,000 $ 125,000 $ 95,000
Blue Earth, Minnesota 1 $ 95,000 $ 95,000 $ 89,000
Carver, Minnesota 1 $ 385,000 $ 385,000 $ 185,000
Crow Wing, Minnesota 1 $ 315,000 $ 315,000 $ 143,000
Otter Tail, Minnesota 1 $ 95,000 $ 95,000 $ 104,000
Ramsey, Minnesota 1 $ 125,000 $ 125,000 $ 48,000
Scott, Minnesota 1 $ 95,000 $ 95,000 $ 76,000
St. Louis, Minnesota 1 $ 285,000 $ 285,000 $ 0
Bolivar, Mississippi 1 $ 65,000 $ 65,000 $ 84,000
Harrison, Mississippi 1 $ 115,000 $ 115,000 $ 0
Neshoba, Mississippi 1 $ 55,000 $ 55,000 $ 58,000
Rankin, Mississippi 1 $ 135,000 $ 135,000 $ 70,000
Clay, Missouri 1 $ 195,000 $ 195,000 $ 43,000
Dunklin, Missouri 1 $ 125,000 $ 125,000 $ 34,000
Franklin, Missouri 1 $ 145,000 $ 145,000 $ 52,000
Jefferson, Missouri 1 $ 105,000 $ 105,000 $ 33,000
Johnson, Missouri 1 $ 115,000 $ 115,000 $ 95,000
Lafayette, Missouri 1 $ 135,000 $ 135,000 $ 160,000
Pulaski, Missouri 1 $ 165,000 $ 165,000 $ 52,000
Scott, Missouri 1 $ 85,000 $ 85,000 $ 83,000
St. Charles, Missouri 1 $ 145,000 $ 145,000 $ 57,000
Adams, Nebraska 1 $ 125,000 $ 125,000 $ 106,000
Keith, Nebraska 1 $ 65,000 $ 65,000 $ 44,000
Sarpy, Nebraska 1 $ 135,000 $ 135,000 $ 101,000
Hunterdon, New Jersey 1 $ 185,000 $ 185,000 $ 50,000
Salem, New Jersey 1 $ 135,000 $ 135,000 $ 79,000
Somerset, New Jersey 1 $ 305,000 $ 305,000 $ 0
Sussex, New Jersey 1 $ 205,000 $ 205,000 $ 0
Sandoval, New Mexico 1 $ 85,000 $ 85,000 $ 63,000
Broome, New York 1 $ 105,000 $ 105,000 $ 0
Schenectady, New York 1 $ 375,000 $ 375,000 $ 0
Sullivan, New York 1 $ 285,000 $ 285,000 $ 0
Alexander, North Carolina 1 $ 335,000 $ 335,000 $ 120,000
Cabarrus, North Carolina 1 $ 85,000 $ 85,000 $ 45,000
Catawba, North Carolina 1 $ 55,000 $ 55,000 $ 0
Craven, North Carolina 1 $ 105,000 $ 105,000 $ 41,000
Cumberland, North Carolina 1 $ 115,000 $ 115,000 $ 83,000
Currituck, North Carolina 1 $ 85,000 $ 85,000 $ 42,000
Dare, North Carolina 1 $ 435,000 $ 435,000 $ 82,000
Davidson, North Carolina 1 $ 105,000 $ 105,000 $ 74,000
Forsyth, North Carolina 1 $ 125,000 $ 125,000 $ 39,000
Gaston, North Carolina 1 $ 295,000 $ 295,000 $ 74,000
Harnett, North Carolina 1 $ 125,000 $ 125,000 $ 62,000
Iredell, North Carolina 1 $ 85,000 $ 85,000 $ 73,000
Johnston, North Carolina 1 $ 115,000 $ 115,000 $ 85,000
Lenoir, North Carolina 1 $ 85,000 $ 85,000 $ 28,000
Lincoln, North Carolina 1 $ 105,000 $ 105,000 $ 81,000
Montgomery, North Carolina 1 $ 85,000 $ 85,000 $ 51,000
New Hanover, North Carolina 1 $ 135,000 $ 135,000 $ 0
Onslow, North Carolina 1 $ 85,000 $ 85,000 $ 0
Rutherford, North Carolina 1 $ 65,000 $ 65,000 $ 78,000
Watauga, North Carolina 1 $ 95,000 $ 95,000 $ 49,000
Auglaize, Ohio 1 $ 285,000 $ 285,000 $ 68,000
Carroll, Ohio 1 $ 85,000 $ 85,000 $ 75,000
Champaign, Ohio 1 $ 285,000 $ 285,000 $ 78,000
Clark, Ohio 1 $ 85,000 $ 85,000 $ 61,000
Hocking, Ohio 1 $ 215,000 $ 215,000 $ 44,000
Jefferson, Ohio 1 $ 125,000 $ 125,000 $ 100,000
Lake, Ohio 1 $ 95,000 $ 95,000 $ 36,000
Lawrence, Ohio 1 $ 125,000 $ 125,000 $ 104,000
Licking, Ohio 1 $ 65,000 $ 65,000 $ 0
Madison, Ohio 1 $ 255,000 $ 255,000 $ 98,000
Mahoning, Ohio 1 $ 235,000 $ 235,000 $ 20,000
Stark, Ohio 1 $ 65,000 $ 65,000 $ 41,000
Union, Ohio 1 $ 165,000 $ 165,000 $ 33,000
Warren, Ohio 1 $ 315,000 $ 315,000 $ 118,000
Atoka, Oklahoma 1 $ 145,000 $ 145,000 $ 89,000
Oklahoma, Oklahoma 1 $ 85,000 $ 85,000 $ 65,000
Douglas, Oregon 1 $ 665,000 $ 665,000 $ 0
Jackson, Oregon 1 $ 175,000 $ 175,000 $ 23,000
Marion, Oregon 1 $ 175,000 $ 175,000 $ 48,000
Armstrong, Pennsylvania 1 $ 85,000 $ 85,000 $ 117,000
Beaver, Pennsylvania 1 $ 65,000 $ 65,000 $ 77,000
Butler, Pennsylvania 1 $ 105,000 $ 105,000 $ 43,000
Cambria, Pennsylvania 1 $ 315,000 $ 315,000 $ 129,000
Centre, Pennsylvania 1 $ 305,000 $ 305,000 $ 95,000
Clinton, Pennsylvania 1 $ 95,000 $ 95,000 $ 122,000
Crawford, Pennsylvania 1 $ 105,000 $ 105,000 $ 26,000
Lebanon, Pennsylvania 1 $ 175,000 $ 175,000 $ 80,000
Lehigh, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Perry, Pennsylvania 1 $ 135,000 $ 135,000 $ 18,000
Pike, Pennsylvania 1 $ 245,000 $ 245,000 $ 88,000
Snyder, Pennsylvania 1 $ 195,000 $ 195,000 $ 79,000
Warren, Pennsylvania 1 $ 75,000 $ 75,000 $ 58,000
Washington, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Wyoming, Pennsylvania 1 $ 175,000 $ 175,000 $ 45,000
Anderson, South Carolina 1 $ 225,000 $ 225,000 $ 70,000
Charleston, South Carolina 1 $ 165,000 $ 165,000 $ 46,000
Chester, South Carolina 1 $ 75,000 $ 75,000 $ 37,000
Darlington, South Carolina 1 $ 155,000 $ 155,000 $ 54,000
Dorchester, South Carolina 1 $ 235,000 $ 235,000 $ 70,000
Florence, South Carolina 1 $ 135,000 $ 135,000 $ 90,000
Oconee, South Carolina 1 $ 55,000 $ 55,000 $ 53,000
Pickens, South Carolina 1 $ 65,000 $ 65,000 $ 36,000
Spartanburg, South Carolina 1 $ 185,000 $ 185,000 $ 38,000
Sumter, South Carolina 1 $ 75,000 $ 75,000 $ 31,000
Potter, South Dakota 1 $ 125,000 $ 125,000 $ 168,000
Benton, Tennessee 1 $ 165,000 $ 165,000 $ 85,000
Cheatham, Tennessee 1 $ 135,000 $ 135,000 $ 94,000
Dickson, Tennessee 1 $ 175,000 $ 175,000 $ 77,000
Fayette, Tennessee 1 $ 115,000 $ 115,000 $ 79,000
Greene, Tennessee 1 $ 145,000 $ 145,000 $ 13,000
Hardeman, Tennessee 1 $ 215,000 $ 215,000 $ 134,000
Houston, Tennessee 1 $ 145,000 $ 145,000 $ 98,000
Madison, Tennessee 1 $ 165,000 $ 165,000 $ 110,000
Marshall, Tennessee 1 $ 85,000 $ 85,000 $ 15,000
Rutherford, Tennessee 1 $ 145,000 $ 145,000 $ 80,000
Sequatchie, Tennessee 1 $ 85,000 $ 85,000 $ 141,000
Sumner, Tennessee 1 $ 145,000 $ 145,000 $ 38,000
Wilson, Tennessee 1 $ 85,000 $ 85,000 $ 89,000
Atascosa, Texas 1 $ 65,000 $ 65,000 $ 37,000
Bell, Texas 1 $ 95,000 $ 95,000 $ 65,000
Bowie, Texas 1 $ 65,000 $ 65,000 $ 133,000
Cameron, Texas 1 $ 145,000 $ 145,000 $ 61,000
Chambers, Texas 1 $ 315,000 $ 315,000 $ 182,000
El Paso, Texas 1 $ 85,000 $ 85,000 $ 40,000
Ellis, Texas 1 $ 115,000 $ 115,000 $ 27,000
Gillespie, Texas 1 $ 205,000 $ 205,000 $ 118,000
Gregg, Texas 1 $ 145,000 $ 145,000 $ 0
Harrison, Texas 1 $ 275,000 $ 275,000 $ 151,000
Jefferson, Texas 1 $ 95,000 $ 95,000 $ 180,000
Kaufman, Texas 1 $ 205,000 $ 205,000 $ 0
Kleberg, Texas 1 $ 95,000 $ 95,000 $ 90,000
Liberty, Texas 1 $ 75,000 $ 75,000 $ 0
Potter, Texas 1 $ 155,000 $ 155,000 $ 34,000
Scurry, Texas 1 $ 85,000 $ 85,000 $ 57,000
Webb, Texas 1 $ 85,000 $ 85,000 $ 48,000
Wichita, Texas 1 $ 55,000 $ 55,000 $ 23,000
Williamson, Texas 1 $ 85,000 $ 85,000 $ 56,000
Alexandria, Virginia 1 $ 405,000 $ 405,000 $ 147,000
Amelia, Virginia 1 $ 205,000 $ 205,000 $ 101,000
Appomattox, Virginia 1 $ 105,000 $ 105,000 $ 24,000
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Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,032 $277,410,000 $268,000 $7,815,000 $78,000 $394,000
Refinancing 889 $221,015,000 $248,000 $2,695,000 $95,000 $2,400,000
Home Purchase 212 $59,400,000 $280,000 $1,545,000 $68,000 $250,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 662 $202,460,000 $305,000 $7,815,000 $0 $0
White 617 $142,175,000 $230,000 $1,545,000 $92,000 $2,400,000
Not Provided 316 $79,990,000 $253,000 $1,255,000 $78,000 $400,000
Black or African American 294 $64,320,000 $218,000 $1,165,000 $84,000 $395,000
Hispanic 173 $45,225,000 $261,000 $4,095,000 $82,000 $293,000
Asian 54 $18,750,000 $347,000 $895,000 $127,000 $572,000
American Indian or Alaskan Native 10 $2,990,000 $299,000 $835,000 $77,000 $141,000
Native Hawaiian or Other Pacific Islander 6 $1,520,000 $253,000 $385,000 $76,000 $126,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,741 $479,775,000 $275,000 $7,815,000 $93,000 $2,400,000
FHA-insured (Federal Housing Administration) 392 $78,050,000 $199,000 $565,000 $71,000 $420,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 892 $256,000,000 $286,000 $7,815,000 $88,000 $1,199,000
Application Denied By Financial Institution 405 $102,905,000 $254,000 $4,095,000 $79,000 $2,400,000
Application Withdrawn By Applicant 351 $88,985,000 $253,000 $1,405,000 $91,000 $420,000
Application Approved But Not Accepted 259 $54,335,000 $209,000 $1,235,000 $79,000 $345,000
File Closed For Incompleteness 226 $55,600,000 $246,000 $1,255,000 $97,000 $572,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,728 $454,920,000 $263,000 $7,815,000 $90,000 $1,199,000
Debt-To-Income Ratio 175 $44,915,000 $256,000 $1,165,000 $55,000 $395,000
Credit History 120 $26,170,000 $218,000 $935,000 $106,000 $2,400,000
Collateral 69 $22,355,000 $323,000 $4,095,000 $93,000 $292,000
Other 16 $3,860,000 $241,000 $705,000 $97,000 $200,000
Unverifiable Information 14 $3,300,000 $235,000 $675,000 $76,000 $191,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,220,000 $203,000 $335,000 $75,000 $83,000
Employment History 5 $1,085,000 $217,000 $375,000 $82,000 $118,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fay Servicing LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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