Fay Servicing LLC Mortgage Lending & HMDA Data, 2021
In 2021, Fay Servicing LLC of Tampa, FL reported 2,133 mortgage applications totaling $557.8 million, up 5% from 2020. The average application was for $261,521, and applicants reported an average income of $84,091. 42% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Fort Worth-Arlington, TX (83), Chicago-Naperville, IL (82) and Washington-Arlington-Alexandria, DC-VA-MD-WV (76) (applications in parentheses).
| Mortgage Company & Address | Fay Servicing LLC Tampa, FL 33609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,133 |
| Total Mortgage Loan Application Amount | $557,825,000 |
| Average Mortgage Loan Application Amount | $261,521 |
| Highest Mortgage Loan Application Amount | $7,815,000 |
| Average Applicant Income | $84,091 |
| Highest Applicant Income | $2,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fay Servicing LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 136 | $ 26,520,000 | $ 195,000 | $ 71,075 |
| Fort Worth-Arlington, TX | 83 | $ 19,385,000 | $ 233,554 | $ 71,000 |
| Chicago-Naperville, IL | 82 | $ 17,840,000 | $ 217,560 | $ 91,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 76 | $ 25,660,000 | $ 337,631 | $ 114,026 |
| Philadelphia, PA | 70 | $ 9,900,000 | $ 141,428 | $ 42,000 |
| Phoenix-Mesa-Scottsdale, AZ | 66 | $ 23,660,000 | $ 358,484 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 59 | $ 38,395,000 | $ 650,762 | $ 136,000 |
| Los Angeles-Long Beach-Glendale, CA | 57 | $ 28,555,000 | $ 500,964 | $ 102,000 |
| Atlanta-Sandy Springs-Roswell, GA | 52 | $ 10,530,000 | $ 202,500 | $ 77,000 |
| Newark, NJ-PA | 52 | $ 15,610,000 | $ 300,192 | $ 68,384 |
| Tampa-St. Petersburg-Clearwater, FL | 52 | $ 11,520,000 | $ 221,538 | $ 82,000 |
| New York-Newark, NY | 50 | $ 12,100,000 | $ 242,000 | $ 104,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 41 | $ 13,995,000 | $ 341,341 | $ 119,000 |
| Houston-The Woodlands-Sugar Land, TX | 39 | $ 7,065,000 | $ 181,153 | $ 78,000 |
| Riverside-San Bernardino-Ontario, CA | 37 | $ 12,385,000 | $ 334,729 | $ 98,000 |
| Miami-Miami Beach-Kendall, FL | 34 | $ 8,140,000 | $ 239,411 | $ 75,000 |
| Camden, NJ | 32 | $ 5,920,000 | $ 185,000 | $ 119,000 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 6,600,000 | $ 206,250 | $ 64,000 |
| San Diego-Carlsbad, CA | 29 | $ 18,545,000 | $ 639,482 | $ 115,000 |
| Baltimore-Columbia-Towson, MD | 27 | $ 6,255,000 | $ 231,666 | $ 104,000 |
| Memphis, TN-MS-AR | 27 | $ 3,485,000 | $ 129,074 | $ 55,666 |
| Oakland-Hayward-Berkeley, CA | 25 | $ 10,905,000 | $ 436,200 | $ 113,000 |
| Dallas-Plano-Irving, TX | 22 | $ 4,820,000 | $ 219,090 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 6,190,000 | $ 281,363 | $ 124,090 |
| Nassau County-Suffolk County, NY | 21 | $ 6,675,000 | $ 317,857 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 20 | $ 14,780,000 | $ 739,000 | $ 97,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 19 | $ 4,705,000 | $ 247,631 | $ 80,000 |
| Charlotte-Concord-Gastonia, NC-SC | 18 | $ 2,770,000 | $ 153,888 | $ 61,555 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 2,100,000 | $ 116,666 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 3,055,000 | $ 179,705 | $ 44,000 |
| Elgin, IL | 17 | $ 3,085,000 | $ 181,470 | $ 108,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 3,815,000 | $ 224,411 | $ 90,235 |
| Portland-Vancouver-Hillsboro, OR-WA | 17 | $ 6,435,000 | $ 378,529 | $ 113,470 |
| Warren-Troy-Farmington Hills, MI | 17 | $ 3,485,000 | $ 205,000 | $ 123,000 |
| St. Louis, MO-IL | 16 | $ 2,180,000 | $ 136,250 | $ 74,250 |
| Cincinnati, OH-KY-IN | 15 | $ 2,335,000 | $ 155,666 | $ 99,133 |
| Jacksonville, FL | 15 | $ 2,785,000 | $ 185,666 | $ 58,000 |
| Montgomery County-Bucks County-Chester County, PA | 15 | $ 2,435,000 | $ 162,333 | $ 106,000 |
| Pittsburgh, PA | 15 | $ 2,415,000 | $ 161,000 | $ 87,000 |
| Richmond, VA | 15 | $ 2,505,000 | $ 167,000 | $ 76,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 4,945,000 | $ 329,666 | $ 118,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 4,415,000 | $ 294,333 | $ 90,000 |
| Washington-Baltimore-Arlington, DC | 15 | $ 6,115,000 | $ 407,666 | $ 137,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 1,945,000 | $ 149,615 | $ 81,000 |
| Kansas City, MO-KS | 13 | $ 1,715,000 | $ 131,923 | $ 70,846 |
| Lakeland-Winter Haven, FL | 12 | $ 1,670,000 | $ 139,166 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 1,635,000 | $ 148,636 | $ 79,727 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 1,495,000 | $ 135,909 | $ 73,000 |
| Columbus, OH | 10 | $ 1,530,000 | $ 153,000 | $ 67,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 1,510,000 | $ 151,000 | $ 100,000 |
| New Orleans-Metairie, LA | 10 | $ 1,650,000 | $ 165,000 | $ 55,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 5,710,000 | $ 571,000 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 6,350,000 | $ 635,000 | $ 171,000 |
| Savannah, GA | 10 | $ 1,430,000 | $ 143,000 | $ 73,000 |
| Stockton-Lodi, CA | 10 | $ 2,430,000 | $ 243,000 | $ 33,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 3,055,000 | $ 339,444 | $ 71,000 |
| Cleveland-Elyria, OH | 9 | $ 1,195,000 | $ 132,777 | $ 66,000 |
| Fresno, CA | 9 | $ 2,515,000 | $ 279,444 | $ 50,000 |
| Las Vegas-Henderson-Paradise, NV | 9 | $ 2,415,000 | $ 268,333 | $ 86,000 |
| Santa Maria-Santa Barbara, CA | 9 | $ 7,015,000 | $ 779,444 | $ 0 |
| Trenton, NJ | 9 | $ 1,405,000 | $ 156,111 | $ 83,000 |
| Baton Rouge, LA | 8 | $ 1,720,000 | $ 215,000 | $ 118,000 |
| Birmingham-Hoover, AL | 8 | $ 920,000 | $ 115,000 | $ 110,000 |
| Gary, IN | 8 | $ 1,230,000 | $ 153,750 | $ 40,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,390,000 | $ 173,750 | $ 78,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 2,820,000 | $ 352,500 | $ 85,000 |
| Port St. Lucie, FL | 8 | $ 1,320,000 | $ 165,000 | $ 68,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 3,020,000 | $ 377,500 | $ 59,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 1,615,000 | $ 230,714 | $ 43,000 |
| San Antonio-New Braunfels, TX | 7 | $ 675,000 | $ 96,428 | $ 52,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,515,000 | $ 359,285 | $ 134,000 |
| Austin-Round Rock, TX | 6 | $ 990,000 | $ 165,000 | $ 87,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 480,000 | $ 80,000 | $ 56,000 |
| East Stroudsburg, PA | 6 | $ 950,000 | $ 158,333 | $ 95,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 890,000 | $ 148,333 | $ 44,000 |
| Lancaster, PA | 6 | $ 1,460,000 | $ 243,333 | $ 477,000 |
| Tacoma-Lakewood, WA | 6 | $ 1,360,000 | $ 226,666 | $ 140,000 |
| Columbia, SC | 5 | $ 905,000 | $ 181,000 | $ 76,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 1,405,000 | $ 281,000 | $ 44,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 2,805,000 | $ 561,000 | $ 48,000 |
| Madera, CA | 5 | $ 1,095,000 | $ 219,000 | $ 57,000 |
| Montgomery, AL | 5 | $ 595,000 | $ 119,000 | $ 32,000 |
| Ocala, FL | 5 | $ 965,000 | $ 193,000 | $ 68,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,835,000 | $ 367,000 | $ 97,000 |
| Raleigh, NC | 5 | $ 675,000 | $ 135,000 | $ 92,000 |
| Salinas, CA | 5 | $ 1,665,000 | $ 333,000 | $ 82,000 |
| Tucson, AZ | 5 | $ 1,265,000 | $ 253,000 | $ 0 |
| Tulsa, OK | 5 | $ 745,000 | $ 149,000 | $ 67,000 |
| Albuquerque, NM | 4 | $ 630,000 | $ 157,500 | $ 84,000 |
| Bakersfield, CA | 4 | $ 750,000 | $ 187,500 | $ 61,000 |
| Greensboro-High Point, NC | 4 | $ 580,000 | $ 145,000 | $ 52,000 |
| Modesto, CA | 4 | $ 920,000 | $ 230,000 | $ 91,000 |
| Visalia-Porterville, CA | 4 | $ 1,000,000 | $ 250,000 | $ 113,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,000,000 | $ 250,000 | $ 145,000 |
| Winston-Salem, NC | 4 | $ 480,000 | $ 120,000 | $ 42,000 |
| Ann Arbor, MI | 3 | $ 755,000 | $ 251,666 | $ 79,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 465,000 | $ 155,000 | $ 275,000 |
| Bremerton-Silverdale, WA | 3 | $ 765,000 | $ 255,000 | $ 102,000 |
| Chattanooga, TN-GA | 3 | $ 315,000 | $ 105,000 | $ 80,000 |
| Corpus Christi, TX | 3 | $ 575,000 | $ 191,666 | $ 67,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 375,000 | $ 125,000 | $ 28,000 |
| Flagstaff, AZ | 3 | $ 1,645,000 | $ 548,333 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 355,000 | $ 118,333 | $ 58,000 |
| Greeley, CO | 3 | $ 505,000 | $ 168,333 | $ 186,000 |
| Harrisburg-Carlisle, PA | 3 | $ 385,000 | $ 128,333 | $ 30,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 445,000 | $ 148,333 | $ 37,000 |
| Madison, WI | 3 | $ 505,000 | $ 168,333 | $ 87,000 |
| Monroe, MI | 3 | $ 455,000 | $ 151,666 | $ 106,000 |
| New Haven-Milford, CT | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Ocean City, NJ | 3 | $ 685,000 | $ 228,333 | $ 86,000 |
| Panama City, FL | 3 | $ 405,000 | $ 135,000 | $ 55,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Racine, WI | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Springfield, MA | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Tyler, TX | 3 | $ 505,000 | $ 168,333 | $ 42,000 |
| Warner Robins, GA | 3 | $ 435,000 | $ 145,000 | $ 119,000 |
| Winchester, VA-WV | 3 | $ 725,000 | $ 241,666 | $ 22,000 |
| Akron, OH | 2 | $ 270,000 | $ 135,000 | $ 107,000 |
| Battle Creek, MI | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Bellingham, WA | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 380,000 | $ 190,000 | $ 39,000 |
| Charleston-North Charleston, SC | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Clarksville, TN-KY | 2 | $ 240,000 | $ 120,000 | $ 50,000 |
| Colorado Springs, CO | 2 | $ 360,000 | $ 180,000 | $ 104,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 360,000 | $ 180,000 | $ 38,000 |
| Durham-Chapel Hill, NC | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Fayetteville, NC | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Flint, MI | 2 | $ 170,000 | $ 85,000 | $ 81,000 |
| Florence, SC | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Fort Collins, CO | 2 | $ 590,000 | $ 295,000 | $ 67,000 |
| Fort Smith, AR-OK | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Fort Wayne, IN | 2 | $ 270,000 | $ 135,000 | $ 32,000 |
| Greenville, NC | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Hattiesburg, MS | 2 | $ 390,000 | $ 195,000 | $ 42,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 390,000 | $ 195,000 | $ 120,000 |
| Jackson, MI | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 160,000 | $ 80,000 | $ 22,000 |
| Kingston, NY | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Knoxville, TN | 2 | $ 720,000 | $ 360,000 | $ 95,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 1,050,000 | $ 525,000 | $ 165,000 |
| Lansing-East Lansing, MI | 2 | $ 270,000 | $ 135,000 | $ 89,000 |
| Las Cruces, NM | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Lawrence, KS | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Lexington-Fayette, KY | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Longview, TX | 2 | $ 420,000 | $ 210,000 | $ 151,000 |
| Lynchburg, VA | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Peoria, IL | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Pine Bluff, AR | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Reading, PA | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Saginaw, MI | 2 | $ 310,000 | $ 155,000 | $ 95,000 |
| Salisbury, MD-DE | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,100,000 | $ 550,000 | $ 145,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 690,000 | $ 345,000 | $ 38,000 |
| Santa Rosa, CA | 2 | $ 930,000 | $ 465,000 | $ 88,000 |
| Sherman-Denison, TX | 2 | $ 240,000 | $ 120,000 | $ 44,000 |
| York-Hanover, PA | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Alexandria, LA | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Amarillo, TX | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Beaumont-Port Arthur, TX | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Binghamton, NY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Brunswick, GA | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Champaign-Urbana, IL | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Charleston, WV | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Columbus, IN | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Dalton, GA | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Decatur, AL | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Des Moines-West Des Moines, IA | 1 | $ 215,000 | $ 215,000 | $ 170,000 |
| Duluth, MN-WI | 1 | $ 285,000 | $ 285,000 | $ 0 |
| El Centro, CA | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| El Paso, TX | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Elkhart-Goshen, IN | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Grand Junction, CO | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 355,000 | $ 355,000 | $ 44,000 |
| Houma-Thibodaux, LA | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Huntsville, AL | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Jackson, MS | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Jackson, TN | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Jacksonville, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Janesville-Beloit, WI | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Johnstown, PA | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Kankakee, IL | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Kennewick-Richland, WA | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Killeen-Temple, TX | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Lafayette, LA | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Laredo, TX | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Lebanon, PA | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Macon-Bibb County, GA | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Manhattan, KS | 1 | $ 315,000 | $ 315,000 | $ 51,000 |
| Mankato-North Mankato, MN | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Medford, OR | 1 | $ 175,000 | $ 175,000 | $ 23,000 |
| Merced, CA | 1 | $ 345,000 | $ 345,000 | $ 67,000 |
| Mobile, AL | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Muskegon, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| New Bern, NC | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Niles-Benton Harbor, MI | 1 | $ 95,000 | $ 95,000 | $ 138,000 |
| Oklahoma City, OK | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Olympia-Tumwater, WA | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Oshkosh-Neenah, WI | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Redding, CA | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Rockford, IL | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Salem, OR | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| San Rafael, CA | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 495,000 | $ 495,000 | $ 123,000 |
| Sebastian-Vero Beach, FL | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Sebring, FL | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Shreveport-Bossier City, LA | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 205,000 | $ 205,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Spartanburg, SC | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Springfield, IL | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Springfield, OH | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| State College, PA | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Sumter, SC | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Tallahassee, FL | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Terre Haute, IN | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Texarkana, TX-AR | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| The Villages, FL | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Tuscaloosa, AL | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Valdosta, GA | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Wichita Falls, TX | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Wichita, KS | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Wilmington, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Yakima, WA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 235,000 | $ 235,000 | $ 20,000 |
| Yuba City, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fay Servicing LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,032 | $277,410,000 | $268,000 | $7,815,000 | $78,000 | $394,000 |
| Refinancing | 889 | $221,015,000 | $248,000 | $2,695,000 | $95,000 | $2,400,000 |
| Home Purchase | 212 | $59,400,000 | $280,000 | $1,545,000 | $68,000 | $250,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 662 | $202,460,000 | $305,000 | $7,815,000 | $0 | $0 |
| White | 617 | $142,175,000 | $230,000 | $1,545,000 | $92,000 | $2,400,000 |
| Not Provided | 316 | $79,990,000 | $253,000 | $1,255,000 | $78,000 | $400,000 |
| Black or African American | 294 | $64,320,000 | $218,000 | $1,165,000 | $84,000 | $395,000 |
| Hispanic | 173 | $45,225,000 | $261,000 | $4,095,000 | $82,000 | $293,000 |
| Asian | 54 | $18,750,000 | $347,000 | $895,000 | $127,000 | $572,000 |
| American Indian or Alaskan Native | 10 | $2,990,000 | $299,000 | $835,000 | $77,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,520,000 | $253,000 | $385,000 | $76,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,741 | $479,775,000 | $275,000 | $7,815,000 | $93,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 392 | $78,050,000 | $199,000 | $565,000 | $71,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 892 | $256,000,000 | $286,000 | $7,815,000 | $88,000 | $1,199,000 |
| Application Denied By Financial Institution | 405 | $102,905,000 | $254,000 | $4,095,000 | $79,000 | $2,400,000 |
| Application Withdrawn By Applicant | 351 | $88,985,000 | $253,000 | $1,405,000 | $91,000 | $420,000 |
| Application Approved But Not Accepted | 259 | $54,335,000 | $209,000 | $1,235,000 | $79,000 | $345,000 |
| File Closed For Incompleteness | 226 | $55,600,000 | $246,000 | $1,255,000 | $97,000 | $572,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,728 | $454,920,000 | $263,000 | $7,815,000 | $90,000 | $1,199,000 |
| Debt-To-Income Ratio | 175 | $44,915,000 | $256,000 | $1,165,000 | $55,000 | $395,000 |
| Credit History | 120 | $26,170,000 | $218,000 | $935,000 | $106,000 | $2,400,000 |
| Collateral | 69 | $22,355,000 | $323,000 | $4,095,000 | $93,000 | $292,000 |
| Other | 16 | $3,860,000 | $241,000 | $705,000 | $97,000 | $200,000 |
| Unverifiable Information | 14 | $3,300,000 | $235,000 | $675,000 | $76,000 | $191,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,220,000 | $203,000 | $335,000 | $75,000 | $83,000 |
| Employment History | 5 | $1,085,000 | $217,000 | $375,000 | $82,000 | $118,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fay Servicing LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fay Servicing LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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