Keller Mortgage, LLC Mortgage Lending & HMDA Data, 2009
In 2009, Keller Mortgage, LLC of Austin, TX reported 882 mortgage applications totaling $195.7 million, up 264% from 2008. The average application was for $221,827, and applicants reported an average income of $89,947. 84% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Columbus, OH (403), Minneapolis-St. Paul-Bloomington, MN-WI (73) and Cleveland-Elyria-Mentor, OH (46) (applications in parentheses).
| Mortgage Company & Address | Keller Mortgage, LLC Austin, TX 78746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 882 |
| Total Mortgage Loan Application Amount | $195,652,000 |
| Average Mortgage Loan Application Amount | $221,827 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $89,947 |
| Highest Applicant Income | $650,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keller Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 403 | $ 95,375,000 | $ 236,662 | $ 96,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 73 | $ 14,363,000 | $ 196,753 | $ 63,000 |
| Cleveland-Elyria-Mentor, OH | 46 | $ 10,554,000 | $ 229,434 | $ 114,000 |
| Canton-Massillon, OH | 41 | $ 4,763,000 | $ 116,170 | $ 41,000 |
| Cincinnati-Middletown, OH-KY-IN | 38 | $ 9,114,000 | $ 239,842 | $ 103,000 |
| Akron, OH | 35 | $ 6,884,000 | $ 196,685 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 20 | $ 4,834,000 | $ 241,700 | $ 84,000 |
| Dallas-Plano-Irving, TX | 19 | $ 4,721,000 | $ 248,473 | $ 81,000 |
| Houston-Sugar Land-Baytown, TX | 19 | $ 4,315,000 | $ 227,105 | $ 89,000 |
| Austin-Round Rock, TX | 11 | $ 2,582,000 | $ 234,727 | $ 106,000 |
| Dayton, OH | 11 | $ 1,931,000 | $ 175,545 | $ 47,000 |
| Indianapolis-Carmel, IN | 10 | $ 2,180,000 | $ 218,000 | $ 80,000 |
| San Antonio, TX | 9 | $ 1,975,000 | $ 219,444 | $ 31,000 |
| Toledo, OH | 9 | $ 2,281,000 | $ 253,444 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 2,370,000 | $ 296,250 | $ 51,000 |
| Bradenton-Sarasota-Venice, FL | 7 | $ 1,408,000 | $ 201,142 | $ 101,000 |
| Fort Worth-Arlington, TX | 7 | $ 1,426,000 | $ 203,714 | $ 112,000 |
| St. Louis, MO-IL | 5 | $ 966,000 | $ 193,200 | $ 97,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 965,000 | $ 241,250 | $ 120,000 |
| Jacksonville, FL | 4 | $ 797,000 | $ 199,250 | $ 134,000 |
| Kansas City, MO-KS | 4 | $ 848,000 | $ 212,000 | $ 35,000 |
| Memphis, TN-MS-AR | 4 | $ 1,108,000 | $ 277,000 | $ 83,000 |
| Louisville-Jefferson County, KY-IN | 3 | $ 647,000 | $ 215,666 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 403,000 | $ 134,333 | $ 169,000 |
| Orlando-Kissimmee, FL | 3 | $ 576,000 | $ 192,000 | $ 48,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 675,000 | $ 337,500 | $ 283,000 |
| Chattanooga, TN-GA | 2 | $ 685,000 | $ 342,500 | $ 90,000 |
| Mankato-North Mankato, MN | 2 | $ 239,000 | $ 119,500 | $ 20,000 |
| Naples-Marco Island, FL | 2 | $ 616,000 | $ 308,000 | $ 287,000 |
| Niles-Benton Harbor, MI | 2 | $ 594,000 | $ 297,000 | $ 239,000 |
| Sandusky, OH | 2 | $ 704,000 | $ 352,000 | $ 191,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 205,000 | $ 102,500 | $ 33,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 608,000 | $ 304,000 | $ 108,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 417,000 | $ 208,500 | $ 67,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Bloomington, IN | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Boulder, CO | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Columbia, SC | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Denver-Aurora-Broomfield, CO | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
| Detroit-Livonia-Dearborn, MI | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Evansville, IN-KY | 1 | $ 324,000 | $ 324,000 | $ 54,000 |
| Fort Wayne, IN | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Greenville-Mauldin-Easley, SC | 1 | $ 1,000,000 | $ 1,000,000 | $ 457,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 83,000 | $ 83,000 | $ 64,000 |
| Knoxville, TN | 1 | $ 311,000 | $ 311,000 | $ 79,000 |
| Lafayette, IN | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Lakeland-Winter Haven, FL | 1 | $ 242,000 | $ 242,000 | $ 105,000 |
| Lexington-Fayette, KY | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Mansfield, OH | 1 | $ 196,000 | $ 196,000 | $ 107,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 72,000 | $ 72,000 | $ 71,000 |
| Midland, TX | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1 | $ 90,000 | $ 90,000 | $ 300,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Springfield, OH | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Terre Haute, IN | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| Wheeling, WV-OH | 1 | $ 48,000 | $ 48,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Keller Mortgage, LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 686 | $164,205,000 | $239,000 | $1,000,000 | $97,000 | $650,000 |
| Home Purchase | 184 | $28,898,000 | $157,000 | $417,000 | $63,000 | $383,000 |
| Home Improvement | 12 | $2,549,000 | $212,000 | $417,000 | $100,000 | $202,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 761 | $170,203,000 | $223,000 | $1,000,000 | $91,000 | $650,000 |
| Not Provided | 38 | $8,133,000 | $214,000 | $479,000 | $83,000 | $258,000 |
| Asian | 34 | $9,021,000 | $265,000 | $523,000 | $135,000 | $634,000 |
| Black or African American | 30 | $4,768,000 | $158,000 | $378,000 | $31,000 | $127,000 |
| Hispanic | 15 | $2,637,000 | $175,000 | $336,000 | $50,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $890,000 | $222,000 | $360,000 | $70,000 | $94,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 561 | $139,806,000 | $249,000 | $1,000,000 | $122,000 | $650,000 |
| FHA-insured (Federal Housing Administration) | 321 | $55,846,000 | $173,000 | $360,000 | $33,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 745 | $165,971,000 | $222,000 | $790,000 | $92,000 | $650,000 |
| Application Denied By Financial Institution | 73 | $15,277,000 | $209,000 | $459,000 | $83,000 | $383,000 |
| Application Withdrawn By Applicant | 29 | $7,307,000 | $251,000 | $1,000,000 | $94,000 | $457,000 |
| File Closed For Incompleteness | 24 | $4,368,000 | $182,000 | $417,000 | $53,000 | $240,000 |
| Application Approved But Not Accepted | 10 | $2,578,000 | $257,000 | $407,000 | $59,000 | $243,000 |
| Preapproval Denied by Financial Institution | 1 | $151,000 | $151,000 | $151,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 33 | $7,564,000 | $229,000 | $459,000 | $99,000 | $383,000 |
| Other | 26 | $4,939,000 | $189,000 | $417,000 | $73,000 | $285,000 |
| Debt-To-Income Ratio | 12 | $2,476,000 | $206,000 | $417,000 | $72,000 | $268,000 |
| Employment History | 1 | $176,000 | $176,000 | $176,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Credit History | 1 | $198,000 | $198,000 | $198,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keller Mortgage, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keller Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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