Ffc Mortgage Corp. Mortgage Lending & HMDA Data, 2020
In 2020, Ffc Mortgage Corp. of Rochester, NY reported 194 mortgage applications totaling $60.4 million. The average application was for $311,443, and applicants reported an average income of $133,634. 95% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Dallas-Plano-Irving, TX (70), Anaheim-Santa Ana-Irvine, CA (42) and Los Angeles-Long Beach-Glendale, CA (33) (applications in parentheses).
| Mortgage Company & Address | Ffc Mortgage Corp. 155 Corporate Woods #320 Rochester, NY 14625 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 |
| Total Number of Mortgage Applications | 194 |
| Total Mortgage Loan Application Amount | $60,420,000 |
| Average Mortgage Loan Application Amount | $311,443 |
| Highest Mortgage Loan Application Amount | $2,055,000 |
| Average Applicant Income | $133,634 |
| Highest Applicant Income | $516,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ffc Mortgage Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 70 | $ 16,010,000 | $ 228,714 | $ 93,000 |
| Anaheim-Santa Ana-Irvine, CA | 42 | $ 17,860,000 | $ 425,238 | $ 211,000 |
| Los Angeles-Long Beach-Glendale, CA | 33 | $ 12,175,000 | $ 368,939 | $ 145,000 |
| Riverside-San Bernardino-Ontario, CA | 16 | $ 4,410,000 | $ 275,625 | $ 110,000 |
| Outside any metro area | 13 | $ 3,015,000 | $ 231,923 | $ 119,461 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,280,000 | $ 320,000 | $ 182,000 |
| Fort Worth-Arlington, TX | 3 | $ 835,000 | $ 278,333 | $ 105,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Port St. Lucie, FL | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| San Diego-Carlsbad, CA | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 355,000 | $ 355,000 | $ 292,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Vallejo-Fairfield, CA | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Ffc Mortgage Corp. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 102 | $33,840,000 | $331,000 | $2,055,000 | $154,000 | $516,000 |
| Home Purchase | 60 | $15,130,000 | $252,000 | $765,000 | $99,000 | $356,000 |
| Cash-out Refinancing | 31 | $11,205,000 | $361,000 | $765,000 | $136,000 | $286,000 |
| Home Improvement | 1 | $245,000 | $245,000 | $245,000 | $61,000 | $61,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 103 | $34,575,000 | $335,000 | $2,055,000 | $152,000 | $516,000 |
| Black or African American | 30 | $6,800,000 | $226,000 | $455,000 | $77,000 | $140,000 |
| Hispanic | 22 | $6,750,000 | $306,000 | $515,000 | $111,000 | $222,000 |
| Not Provided | 21 | $6,285,000 | $299,000 | $745,000 | $128,000 | $249,000 |
| Asian | 17 | $5,875,000 | $345,000 | $635,000 | $160,000 | $280,000 |
| American Indian or Alaskan Native | 1 | $135,000 | $135,000 | $135,000 | $92,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 168 | $54,470,000 | $324,000 | $2,055,000 | $143,000 | $516,000 |
| FHA-insured (Federal Housing Administration) | 25 | $5,715,000 | $228,000 | $425,000 | $74,000 | $164,000 |
| VA-guaranteed (Veterans Administration) | 1 | $235,000 | $235,000 | $235,000 | $107,000 | $107,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 185 | $57,995,000 | $313,000 | $2,055,000 | $134,000 | $516,000 |
| Application Withdrawn By Applicant | 9 | $2,425,000 | $269,000 | $455,000 | $117,000 | $189,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 194 | $60,420,000 | $311,000 | $2,055,000 | $133,000 | $516,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ffc Mortgage Corp.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ffc Mortgage Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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