Fidelity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Fidelity Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fidelity Bank 3 Corporate Blvd Ne Atlanta, GA 30329 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,952 |
| Total Mortgage Loan Application Amount | $2,436,756,000 |
| Average Mortgage Loan Application Amount | $249,666 |
| Highest Mortgage Loan Application Amount | $4,700,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $3,741,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Fidelity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fidelity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Fidelity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fidelity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fidelity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fidelity Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,141 | $ 341,552,000 | $ 299,000 | $ 151,000 |
| Cobb County Georgia | 810 | $ 191,358,000 | $ 236,000 | $ 113,000 |
| Gwinnett County Georgia | 766 | $ 153,107,000 | $ 199,000 | $ 92,000 |
| DeKalb County Georgia | 702 | $ 201,068,000 | $ 286,000 | $ 129,000 |
| Forsyth County Georgia | 469 | $ 117,531,000 | $ 250,000 | $ 107,000 |
| Cherokee County Georgia | 397 | $ 82,362,000 | $ 207,000 | $ 86,000 |
| Davidson County Tennessee | 301 | $ 68,442,000 | $ 227,000 | $ 109,000 |
| Fairfax County Virginia | 277 | $ 100,595,000 | $ 363,000 | $ 133,000 |
| Columbia County Georgia | 234 | $ 49,695,000 | $ 212,000 | $ 89,000 |
| St. Johns County Florida | 217 | $ 60,527,000 | $ 278,000 | $ 126,000 |
| Chatham County Georgia | 214 | $ 40,707,000 | $ 190,000 | $ 94,000 |
| Paulding County Georgia | 188 | $ 29,703,000 | $ 157,000 | $ 69,000 |
| Spotsylvania County Virginia | 185 | $ 45,299,000 | $ 244,000 | $ 99,000 |
| Prince William County Virginia | 169 | $ 52,438,000 | $ 310,000 | $ 103,000 |
| Jefferson County Alabama | 168 | $ 44,313,000 | $ 263,000 | $ 137,000 |
| Loudoun County Virginia | 147 | $ 46,043,000 | $ 313,000 | $ 116,000 |
| Duval County Florida | 143 | $ 31,162,000 | $ 217,000 | $ 137,000 |
| Richmond County Georgia | 131 | $ 17,544,000 | $ 133,000 | $ 68,000 |
| Williamson County Tennessee | 112 | $ 34,555,000 | $ 308,000 | $ 136,000 |
| Hall County Georgia | 101 | $ 22,625,000 | $ 224,000 | $ 93,000 |
| Stafford County Virginia | 100 | $ 29,826,000 | $ 298,000 | $ 104,000 |
| James City County Virginia | 96 | $ 26,864,000 | $ 279,000 | $ 109,000 |
| Shelby County Alabama | 83 | $ 17,217,000 | $ 207,000 | $ 93,000 |
| Clarke County Georgia | 75 | $ 14,057,000 | $ 187,000 | $ 118,000 |
| Newport News County Virginia | 75 | $ 12,644,000 | $ 168,000 | $ 73,000 |
| Barrow County Georgia | 73 | $ 12,136,000 | $ 166,000 | $ 74,000 |
| Oconee County Georgia | 66 | $ 18,489,000 | $ 280,000 | $ 130,000 |
| Anne Arundel County Maryland | 66 | $ 24,753,000 | $ 375,000 | $ 169,000 |
| Hampton County Virginia | 66 | $ 10,058,000 | $ 152,000 | $ 68,000 |
| Prince George's County Maryland | 56 | $ 12,833,000 | $ 229,000 | $ 77,000 |
| Montgomery County Maryland | 53 | $ 20,322,000 | $ 383,000 | $ 146,000 |
| Baltimore County Maryland | 50 | $ 13,419,000 | $ 268,000 | $ 116,000 |
| Walton County Georgia | 49 | $ 7,483,000 | $ 152,000 | $ 99,000 |
| Madison County Alabama | 48 | $ 11,191,000 | $ 233,000 | $ 101,000 |
| Arlington County Virginia | 48 | $ 17,661,000 | $ 367,000 | $ 138,000 |
| District of Columbia County District Of Columbia | 46 | $ 20,260,000 | $ 440,000 | $ 131,000 |
| Jackson County Georgia | 46 | $ 8,089,000 | $ 175,000 | $ 69,000 |
| Fauquier County Virginia | 44 | $ 13,309,000 | $ 302,000 | $ 107,000 |
| York County Virginia | 42 | $ 12,362,000 | $ 294,000 | $ 96,000 |
| Glynn County Georgia | 41 | $ 8,713,000 | $ 212,000 | $ 110,000 |
| Henry County Georgia | 40 | $ 7,289,000 | $ 182,000 | $ 83,000 |
| Douglas County Georgia | 38 | $ 5,428,000 | $ 142,000 | $ 68,000 |
| Fayette County Georgia | 38 | $ 10,247,000 | $ 269,000 | $ 126,000 |
| Houston County Georgia | 36 | $ 4,710,000 | $ 130,000 | $ 63,000 |
| Caroline County Virginia | 36 | $ 6,022,000 | $ 167,000 | $ 72,000 |
| Lee County Alabama | 35 | $ 7,501,000 | $ 214,000 | $ 102,000 |
| Aiken County South Carolina | 35 | $ 5,741,000 | $ 164,000 | $ 98,000 |
| Limestone County Alabama | 34 | $ 7,077,000 | $ 208,000 | $ 87,000 |
| Effingham County Georgia | 34 | $ 6,403,000 | $ 188,000 | $ 76,000 |
| Manassas County Virginia | 33 | $ 8,909,000 | $ 269,000 | $ 106,000 |
| Wake County North Carolina | 31 | $ 7,938,000 | $ 256,000 | $ 120,000 |
| Bryan County Georgia | 30 | $ 6,438,000 | $ 214,000 | $ 82,000 |
| Coweta County Georgia | 28 | $ 6,112,000 | $ 218,000 | $ 117,000 |
| Orange County Virginia | 27 | $ 5,178,000 | $ 191,000 | $ 97,000 |
| Baltimore City County Maryland | 26 | $ 5,716,000 | $ 219,000 | $ 165,000 |
| Hamilton County Tennessee | 26 | $ 4,649,000 | $ 178,000 | $ 102,000 |
| Fannin County Georgia | 24 | $ 5,105,000 | $ 212,000 | $ 220,000 |
| Howard County Maryland | 24 | $ 8,686,000 | $ 361,000 | $ 122,000 |
| Dawson County Georgia | 23 | $ 4,499,000 | $ 195,000 | $ 102,000 |
| Rockdale County Georgia | 21 | $ 7,050,000 | $ 335,000 | $ 66,000 |
| Wilson County Tennessee | 21 | $ 5,798,000 | $ 276,000 | $ 180,000 |
| Alexandria County Virginia | 21 | $ 6,549,000 | $ 311,000 | $ 121,000 |
| Fredericksburg County Virginia | 21 | $ 5,482,000 | $ 261,000 | $ 138,000 |
| King George County Virginia | 21 | $ 5,702,000 | $ 271,000 | $ 94,000 |
| Harford County Maryland | 20 | $ 4,909,000 | $ 245,000 | $ 90,000 |
| Carroll County Georgia | 19 | $ 3,060,000 | $ 161,000 | $ 65,000 |
| Clayton County Georgia | 19 | $ 1,997,000 | $ 105,000 | $ 71,000 |
| Charleston County South Carolina | 19 | $ 4,382,000 | $ 230,000 | $ 159,000 |
| Poquoson County Virginia | 19 | $ 4,778,000 | $ 251,000 | $ 101,000 |
| Nassau County Florida | 18 | $ 3,669,000 | $ 203,000 | $ 101,000 |
| Sumner County Tennessee | 18 | $ 3,747,000 | $ 208,000 | $ 74,000 |
| Pinellas County Florida | 17 | $ 4,519,000 | $ 265,000 | $ 152,000 |
| Bartow County Georgia | 17 | $ 3,027,000 | $ 178,000 | $ 110,000 |
| Carroll County Maryland | 17 | $ 4,021,000 | $ 236,000 | $ 109,000 |
| Montgomery County Alabama | 16 | $ 2,092,000 | $ 130,000 | $ 56,000 |
| Rutherford County Tennessee | 16 | $ 2,168,000 | $ 135,000 | $ 60,000 |
| Leon County Florida | 15 | $ 2,488,000 | $ 165,000 | $ 81,000 |
| Greene County Georgia | 14 | $ 5,478,000 | $ 391,000 | $ 274,000 |
| Gloucester County Virginia | 14 | $ 2,543,000 | $ 181,000 | $ 45,000 |
| Calhoun County Alabama | 13 | $ 1,962,000 | $ 150,000 | $ 113,000 |
| Elmore County Alabama | 13 | $ 2,824,000 | $ 217,000 | $ 154,000 |
| Orange County Florida | 13 | $ 3,083,000 | $ 237,000 | $ 85,000 |
| Bibb County Georgia | 13 | $ 1,931,000 | $ 148,000 | $ 63,000 |
| Newton County Georgia | 13 | $ 2,281,000 | $ 175,000 | $ 85,000 |
| Cecil County Maryland | 13 | $ 3,487,000 | $ 268,000 | $ 93,000 |
| Autauga County Alabama | 12 | $ 2,085,000 | $ 173,000 | $ 76,000 |
| Clay County Florida | 12 | $ 2,661,000 | $ 221,000 | $ 94,000 |
| Walton County Florida | 12 | $ 6,249,000 | $ 520,000 | $ 448,000 |
| Pickens County Georgia | 12 | $ 1,875,000 | $ 156,000 | $ 74,000 |
| Horry County South Carolina | 12 | $ 1,922,000 | $ 160,000 | $ 204,000 |
| Warren County Virginia | 12 | $ 2,408,000 | $ 200,000 | $ 93,000 |
| St. Clair County Alabama | 11 | $ 1,610,000 | $ 146,000 | $ 60,000 |
| Culpeper County Virginia | 11 | $ 3,096,000 | $ 281,000 | $ 89,000 |
| Suffolk County Virginia | 11 | $ 2,303,000 | $ 209,000 | $ 65,000 |
| Westmoreland County Virginia | 11 | $ 2,065,000 | $ 187,000 | $ 117,000 |
| Putnam County Georgia | 10 | $ 2,953,000 | $ 295,000 | $ 263,000 |
| Durham County North Carolina | 10 | $ 1,342,000 | $ 134,000 | $ 134,000 |
| Maury County Tennessee | 10 | $ 1,429,000 | $ 142,000 | $ 63,000 |
| Chesapeake County Virginia | 10 | $ 2,817,000 | $ 281,000 | $ 97,000 |
| Isle of Wight County Virginia | 10 | $ 2,495,000 | $ 249,000 | $ 80,000 |
| Louisa County Virginia | 10 | $ 2,551,000 | $ 255,000 | $ 108,000 |
| Baldwin County Alabama | 9 | $ 2,123,000 | $ 235,000 | $ 186,000 |
| Tallapoosa County Alabama | 9 | $ 2,122,000 | $ 235,000 | $ 106,000 |
| Brevard County Florida | 9 | $ 1,508,000 | $ 167,000 | $ 104,000 |
| Madison County Georgia | 9 | $ 1,524,000 | $ 169,000 | $ 85,000 |
| Sussex County Delaware | 8 | $ 1,961,000 | $ 245,000 | $ 132,000 |
| Seminole County Florida | 8 | $ 2,705,000 | $ 338,000 | $ 159,000 |
| Beaufort County South Carolina | 8 | $ 2,006,000 | $ 250,000 | $ 180,000 |
| Chesterfield County Virginia | 8 | $ 1,240,000 | $ 155,000 | $ 58,000 |
| Okaloosa County Florida | 7 | $ 1,719,000 | $ 245,000 | $ 157,000 |
| Volusia County Florida | 7 | $ 1,049,000 | $ 149,000 | $ 95,000 |
| Bulloch County Georgia | 7 | $ 934,000 | $ 133,000 | $ 77,000 |
| Lumpkin County Georgia | 7 | $ 1,369,000 | $ 195,000 | $ 73,000 |
| Morgan County Georgia | 7 | $ 1,553,000 | $ 221,000 | $ 84,000 |
| Jefferson County Kentucky | 7 | $ 1,765,000 | $ 252,000 | $ 116,000 |
| Mecklenburg County North Carolina | 7 | $ 2,246,000 | $ 320,000 | $ 195,000 |
| New Hanover County North Carolina | 7 | $ 976,000 | $ 139,000 | $ 109,000 |
| Manassas Park County Virginia | 7 | $ 1,411,000 | $ 201,000 | $ 101,000 |
| Williamsburg County Virginia | 7 | $ 1,514,000 | $ 216,000 | $ 138,000 |
| Tuscaloosa County Alabama | 6 | $ 963,000 | $ 160,000 | $ 101,000 |
| Floyd County Georgia | 6 | $ 655,000 | $ 109,000 | $ 112,000 |
| Gilmer County Georgia | 6 | $ 695,000 | $ 115,000 | $ 74,000 |
| Gordon County Georgia | 6 | $ 972,000 | $ 162,000 | $ 132,000 |
| Muscogee County Georgia | 6 | $ 1,312,000 | $ 218,000 | $ 133,000 |
| Union County Georgia | 6 | $ 1,644,000 | $ 274,000 | $ 318,000 |
| Frederick County Maryland | 6 | $ 1,007,000 | $ 167,000 | $ 80,000 |
| Fairfax City County Virginia | 6 | $ 1,520,000 | $ 253,000 | $ 73,000 |
| New Kent County Virginia | 6 | $ 1,409,000 | $ 234,000 | $ 114,000 |
| Chilton County Alabama | 5 | $ 678,000 | $ 135,000 | $ 89,000 |
| Collier County Florida | 5 | $ 1,825,000 | $ 365,000 | $ 297,000 |
| Escambia County Florida | 5 | $ 1,270,000 | $ 254,000 | $ 109,000 |
| Palm Beach County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 332,000 |
| Baldwin County Georgia | 5 | $ 684,000 | $ 136,000 | $ 129,000 |
| McDuffie County Georgia | 5 | $ 790,000 | $ 158,000 | $ 71,000 |
| Oglethorpe County Georgia | 5 | $ 584,000 | $ 116,000 | $ 55,000 |
| Peach County Georgia | 5 | $ 836,000 | $ 167,000 | $ 108,000 |
| White County Georgia | 5 | $ 995,000 | $ 199,000 | $ 68,000 |
| Calvert County Maryland | 5 | $ 1,425,000 | $ 285,000 | $ 96,000 |
| Worcester County Maryland | 5 | $ 1,766,000 | $ 353,000 | $ 275,000 |
| Orange County North Carolina | 5 | $ 1,112,000 | $ 222,000 | $ 133,000 |
| Edgefield County South Carolina | 5 | $ 1,188,000 | $ 237,000 | $ 101,000 |
| Greenville County South Carolina | 5 | $ 817,000 | $ 163,000 | $ 94,000 |
| Greenwood County South Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 113,000 |
| McCormick County South Carolina | 5 | $ 1,056,000 | $ 211,000 | $ 141,000 |
| Cheatham County Tennessee | 5 | $ 1,027,000 | $ 205,000 | $ 99,000 |
| Falls Church County Virginia | 5 | $ 1,749,000 | $ 349,000 | $ 133,000 |
| Frederick County Virginia | 5 | $ 1,026,000 | $ 205,000 | $ 124,000 |
| Norfolk County Virginia | 5 | $ 1,085,000 | $ 217,000 | $ 115,000 |
| Portsmouth County Virginia | 5 | $ 454,000 | $ 90,000 | $ 85,000 |
| Virginia Beach County Virginia | 5 | $ 980,000 | $ 196,000 | $ 116,000 |
| Dallas County Alabama | 4 | $ 358,000 | $ 89,000 | $ 52,000 |
| Etowah County Alabama | 4 | $ 754,000 | $ 188,000 | $ 264,000 |
| Morgan County Alabama | 4 | $ 579,000 | $ 144,000 | $ 92,000 |
| Talladega County Alabama | 4 | $ 660,000 | $ 165,000 | $ 62,000 |
| Bay County Florida | 4 | $ 982,000 | $ 245,000 | $ 477,000 |
| Lee County Florida | 4 | $ 525,000 | $ 131,000 | $ 52,000 |
| Jasper County Georgia | 4 | $ 857,000 | $ 214,000 | $ 95,000 |
| Liberty County Georgia | 4 | $ 521,000 | $ 130,000 | $ 104,000 |
| Lincoln County Georgia | 4 | $ 898,000 | $ 224,000 | $ 166,000 |
| Monroe County Georgia | 4 | $ 675,000 | $ 168,000 | $ 79,000 |
| Charles County Maryland | 4 | $ 1,123,000 | $ 280,000 | $ 88,000 |
| Talbot County Maryland | 4 | $ 1,009,000 | $ 252,000 | $ 155,000 |
| Buncombe County North Carolina | 4 | $ 1,019,000 | $ 254,000 | $ 97,000 |
| Henderson County North Carolina | 4 | $ 961,000 | $ 240,000 | $ 105,000 |
| Anderson County South Carolina | 4 | $ 783,000 | $ 195,000 | $ 101,000 |
| Richland County South Carolina | 4 | $ 698,000 | $ 174,000 | $ 58,000 |
| Dickson County Tennessee | 4 | $ 639,000 | $ 159,000 | $ 89,000 |
| Knox County Tennessee | 4 | $ 696,000 | $ 174,000 | $ 60,000 |
| Robertson County Tennessee | 4 | $ 691,000 | $ 172,000 | $ 86,000 |
| Henrico County Virginia | 4 | $ 623,000 | $ 155,000 | $ 39,000 |
| Winston County Alabama | 3 | $ 499,000 | $ 166,000 | $ 182,000 |
| Flagler County Florida | 3 | $ 593,000 | $ 197,000 | $ 220,000 |
| Hillsborough County Florida | 3 | $ 502,000 | $ 167,000 | $ 133,000 |
| Manatee County Florida | 3 | $ 489,000 | $ 163,000 | $ 130,000 |
| Santa Rosa County Florida | 3 | $ 631,000 | $ 210,000 | $ 151,000 |
| Brantley County Georgia | 3 | $ 210,000 | $ 70,000 | $ 75,000 |
| Dougherty County Georgia | 3 | $ 941,000 | $ 313,000 | $ 396,000 |
| Franklin County Georgia | 3 | $ 387,000 | $ 129,000 | $ 85,000 |
| Haralson County Georgia | 3 | $ 277,000 | $ 92,000 | $ 54,000 |
| McIntosh County Georgia | 3 | $ 356,000 | $ 118,000 | $ 68,000 |
| Towns County Georgia | 3 | $ 1,004,000 | $ 334,000 | $ 227,000 |
| Twiggs County Georgia | 3 | $ 263,000 | $ 87,000 | $ 95,000 |
| Cumberland County North Carolina | 3 | $ 526,000 | $ 175,000 | $ 91,000 |
| Union County North Carolina | 3 | $ 700,000 | $ 233,000 | $ 82,000 |
| York County Pennsylvania | 3 | $ 460,000 | $ 153,000 | $ 77,000 |
| Georgetown County South Carolina | 3 | $ 827,000 | $ 275,000 | $ 437,000 |
| Spartanburg County South Carolina | 3 | $ 370,000 | $ 123,000 | $ 69,000 |
| Essex County Virginia | 3 | $ 353,000 | $ 117,000 | $ 39,000 |
| Hanover County Virginia | 3 | $ 1,226,000 | $ 408,000 | $ 180,000 |
| Montgomery County Virginia | 3 | $ 656,000 | $ 218,000 | $ 81,000 |
| Rappahannock County Virginia | 3 | $ 641,000 | $ 213,000 | $ 118,000 |
| Richmond City County Virginia | 3 | $ 691,000 | $ 230,000 | $ 118,000 |
| Jefferson County West Virginia | 3 | $ 706,000 | $ 235,000 | $ 64,000 |
| Blount County Alabama | 2 | $ 392,000 | $ 196,000 | $ 76,000 |
| Marshall County Alabama | 2 | $ 359,000 | $ 179,000 | $ 137,000 |
| Mobile County Alabama | 2 | $ 927,000 | $ 463,000 | $ 157,000 |
| Walker County Alabama | 2 | $ 1,011,000 | $ 505,000 | $ 382,000 |
| Baker County Florida | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| Broward County Florida | 2 | $ 444,000 | $ 222,000 | $ 132,000 |
| Citrus County Florida | 2 | $ 282,000 | $ 141,000 | $ 71,000 |
| Lake County Florida | 2 | $ 348,000 | $ 174,000 | $ 99,000 |
| Marion County Florida | 2 | $ 404,000 | $ 202,000 | $ 50,000 |
| Pasco County Florida | 2 | $ 288,000 | $ 144,000 | $ 106,000 |
| Putnam County Florida | 2 | $ 339,000 | $ 169,000 | $ 73,000 |
| Sarasota County Florida | 2 | $ 330,000 | $ 165,000 | $ 175,000 |
| Bleckley County Georgia | 2 | $ 207,000 | $ 103,000 | $ 31,000 |
| Burke County Georgia | 2 | $ 258,000 | $ 129,000 | $ 53,000 |
| Crawford County Georgia | 2 | $ 324,000 | $ 162,000 | $ 84,000 |
| Harris County Georgia | 2 | $ 419,000 | $ 209,000 | $ 214,000 |
| Hart County Georgia | 2 | $ 472,000 | $ 236,000 | $ 131,000 |
| Laurens County Georgia | 2 | $ 232,000 | $ 116,000 | $ 53,000 |
| Lee County Georgia | 2 | $ 288,000 | $ 144,000 | $ 67,000 |
| Polk County Georgia | 2 | $ 429,000 | $ 214,000 | $ 83,000 |
| Spalding County Georgia | 2 | $ 228,000 | $ 114,000 | $ 37,000 |
| Whitfield County Georgia | 2 | $ 623,000 | $ 311,000 | $ 80,000 |
| Orleans County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Tangipahoa County Louisiana | 2 | $ 306,000 | $ 153,000 | $ 62,000 |
| Queen Anne's County Maryland | 2 | $ 617,000 | $ 308,000 | $ 135,000 |
| Wicomico County Maryland | 2 | $ 298,000 | $ 149,000 | $ 78,000 |
| Madison County Mississippi | 2 | $ 514,000 | $ 257,000 | $ 152,000 |
| Brunswick County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 151,000 |
| Cabarrus County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| Dare County North Carolina | 2 | $ 362,000 | $ 181,000 | $ 147,000 |
| Halifax County North Carolina | 2 | $ 638,000 | $ 319,000 | $ 96,000 |
| Johnston County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 69,000 |
| Macon County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 323,000 |
| Rockingham County North Carolina | 2 | $ 521,000 | $ 260,000 | $ 130,000 |
| Dorchester County South Carolina | 2 | $ 385,000 | $ 192,000 | $ 140,000 |
| Lexington County South Carolina | 2 | $ 224,000 | $ 112,000 | $ 35,000 |
| York County South Carolina | 2 | $ 476,000 | $ 238,000 | $ 111,000 |
| Bradley County Tennessee | 2 | $ 452,000 | $ 226,000 | $ 92,000 |
| Hickman County Tennessee | 2 | $ 209,000 | $ 104,000 | $ 46,000 |
| Marshall County Tennessee | 2 | $ 336,000 | $ 168,000 | $ 64,000 |
| Shelby County Tennessee | 2 | $ 455,000 | $ 227,000 | $ 97,000 |
| Clarke County Virginia | 2 | $ 276,000 | $ 138,000 | $ 48,000 |
| King William County Virginia | 2 | $ 302,000 | $ 151,000 | $ 34,000 |
| Mathews County Virginia | 2 | $ 344,000 | $ 172,000 | $ 146,000 |
| Northumberland County Virginia | 2 | $ 531,000 | $ 265,000 | $ 75,000 |
| Roanoke City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Winchester County Virginia | 2 | $ 834,000 | $ 417,000 | $ 162,000 |
| Chambers County Alabama | 1 | $ 301,000 | $ 301,000 | $ 102,000 |
| Cherokee County Alabama | 1 | $ 128,000 | $ 128,000 | $ 28,000 |
| Clay County Alabama | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Cullman County Alabama | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Randolph County Alabama | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 269,000 |
| New Castle County Delaware | 1 | $ 258,000 | $ 258,000 | $ 120,000 |
| Charlotte County Florida | 1 | $ 312,000 | $ 312,000 | $ 207,000 |
| Gadsden County Florida | 1 | $ 138,000 | $ 138,000 | $ 31,000 |
| Gulf County Florida | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 526,000 |
| Indian River County Florida | 1 | $ 403,000 | $ 403,000 | $ 862,000 |
| Martin County Florida | 1 | $ 340,000 | $ 340,000 | $ 289,000 |
| Polk County Florida | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Sumter County Florida | 1 | $ 258,000 | $ 258,000 | $ 81,000 |
| Appling County Georgia | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| Bacon County Georgia | 1 | $ 250,000 | $ 250,000 | $ 225,000 |
| Butts County Georgia | 1 | $ 67,000 | $ 67,000 | $ 63,000 |
| Dodge County Georgia | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Elbert County Georgia | 1 | $ 417,000 | $ 417,000 | $ 109,000 |
| Habersham County Georgia | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| Hancock County Georgia | 1 | $ 71,000 | $ 71,000 | $ 154,000 |
| Lowndes County Georgia | 1 | $ 169,000 | $ 169,000 | $ 131,000 |
| Meriwether County Georgia | 1 | $ 204,000 | $ 204,000 | $ 104,000 |
| Murray County Georgia | 1 | $ 233,000 | $ 233,000 | $ 350,000 |
| Pulaski County Georgia | 1 | $ 78,000 | $ 78,000 | $ 25,000 |
| Rabun County Georgia | 1 | $ 845,000 | $ 845,000 | $ 374,000 |
| Stephens County Georgia | 1 | $ 30,000 | $ 30,000 | $ 7,000 |
| Tattnall County Georgia | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Troup County Georgia | 1 | $ 238,000 | $ 238,000 | $ 92,000 |
| Walker County Georgia | 1 | $ 338,000 | $ 338,000 | $ 118,000 |
| Wayne County Georgia | 1 | $ 122,000 | $ 122,000 | $ 101,000 |
| Henry County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Kenton County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Oldham County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 106,000 |
| Lafourche County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 554,000 |
| St. Tammany County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Caroline County Maryland | 1 | $ 333,000 | $ 333,000 | $ 198,000 |
| Kent County Maryland | 1 | $ 230,000 | $ 230,000 | $ 63,000 |
| St. Mary's County Maryland | 1 | $ 393,000 | $ 393,000 | $ 220,000 |
| Washington County Maryland | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Hinds County Mississippi | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Erie County New York | 1 | $ 122,000 | $ 122,000 | $ 397,000 |
| Alamance County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 65,000 |
| Alleghany County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Anson County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Carteret County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 205,000 |
| Chatham County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 112,000 |
| Clay County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 104,000 |
| Columbus County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Currituck County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 200,000 |
| Davidson County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 86,000 |
| Franklin County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Gaston County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Graham County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 143,000 |
| Granville County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Guilford County North Carolina | 1 | $ 328,000 | $ 328,000 | $ 107,000 |
| Haywood County North Carolina | 1 | $ 274,000 | $ 274,000 | $ 310,000 |
| Pitt County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Randolph County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 218,000 |
| Rowan County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Wilkes County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 247,000 |
| Adams County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 88,000 |
| Berkeley County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 56,000 |
| Colleton County South Carolina | 1 | $ 347,000 | $ 347,000 | $ 183,000 |
| Kershaw County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 130,000 |
| Oconee County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Sumter County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Blount County Tennessee | 1 | $ 299,000 | $ 299,000 | $ 125,000 |
| Coffee County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Cumberland County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Franklin County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
| Giles County Tennessee | 1 | $ 242,000 | $ 242,000 | $ 109,000 |
| Greene County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 275,000 |
| Lincoln County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Loudon County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Marion County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 99,000 |
| Montgomery County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Polk County Tennessee | 1 | $ 319,000 | $ 319,000 | $ 168,000 |
| Warren County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 63,000 |
| Washington County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Dallas County Texas | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Accomack County Virginia | 1 | $ 177,000 | $ 177,000 | $ 247,000 |
| Albemarle County Virginia | 1 | $ 733,000 | $ 733,000 | $ 199,000 |
| Botetourt County Virginia | 1 | $ 194,000 | $ 194,000 | $ 40,000 |
| Charles City County Virginia | 1 | $ 214,000 | $ 214,000 | $ 55,000 |
| Dinwiddie County Virginia | 1 | $ 163,000 | $ 163,000 | $ 74,000 |
| Franklin County Virginia | 1 | $ 417,000 | $ 417,000 | $ 202,000 |
| Goochland County Virginia | 1 | $ 129,000 | $ 129,000 | $ 40,000 |
| Greene County Virginia | 1 | $ 233,000 | $ 233,000 | $ 68,000 |
| Lancaster County Virginia | 1 | $ 242,000 | $ 242,000 | $ 128,000 |
| Lynchburg County Virginia | 1 | $ 314,000 | $ 314,000 | $ 108,000 |
| Middlesex County Virginia | 1 | $ 259,000 | $ 259,000 | $ 113,000 |
| Page County Virginia | 1 | $ 108,000 | $ 108,000 | $ 180,000 |
| Shenandoah County Virginia | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Fidelity Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,915 | $1,893,148,000 | $239,000 | $2,040,000 | $108,000 | $1,625,000 |
| Refinancing | 1,947 | $521,688,000 | $267,000 | $1,808,000 | $136,000 | $3,741,000 |
| Home Improvement | 90 | $21,920,000 | $243,000 | $4,700,000 | $104,000 | $380,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,942 | $1,444,654,000 | $243,000 | $1,808,000 | $117,000 | $3,741,000 |
| Not Provided | 2,243 | $586,252,000 | $261,000 | $1,244,000 | $120,000 | $1,500,000 |
| Black or African American | 764 | $158,194,000 | $207,000 | $1,300,000 | $81,000 | $663,000 |
| Asian | 553 | $143,303,000 | $259,000 | $1,725,000 | $113,000 | $933,000 |
| Hispanic | 394 | $88,346,000 | $224,000 | $2,040,000 | $85,000 | $1,511,000 |
| American Indian or Alaskan Native | 19 | $4,661,000 | $245,000 | $511,000 | $114,000 | $372,000 |
| Not applicable | 19 | $7,213,000 | $379,000 | $4,700,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,133,000 | $229,000 | $444,000 | $107,000 | $415,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,400 | $1,892,523,000 | $255,000 | $4,700,000 | $127,000 | $3,741,000 |
| FHA-insured (Federal Housing Administration) | 1,466 | $271,486,000 | $185,000 | $815,000 | $64,000 | $412,000 |
| VA-guaranteed (Veterans Administration) | 918 | $245,400,000 | $267,000 | $925,000 | $89,000 | $667,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 168 | $27,347,000 | $162,000 | $323,000 | $52,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,753 | $1,905,512,000 | $245,000 | $4,700,000 | $114,000 | $3,741,000 |
| Application Withdrawn By Applicant | 1,158 | $282,310,000 | $243,000 | $1,808,000 | $113,000 | $879,000 |
| Application Denied By Financial Institution | 952 | $229,610,000 | $241,000 | $1,300,000 | $108,000 | $1,500,000 |
| Application Approved But Not Accepted | 46 | $10,833,000 | $235,000 | $1,000,000 | $128,000 | $829,000 |
| Loan Purchased By The Institution | 43 | $8,491,000 | $197,000 | $417,000 | $158,000 | $665,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 281 | $72,473,000 | $257,000 | $1,280,000 | $117,000 | $1,080,000 |
| Collateral | 209 | $47,704,000 | $228,000 | $1,300,000 | $128,000 | $1,500,000 |
| Debt-To-Income Ratio | 147 | $36,165,000 | $246,000 | $955,000 | $61,000 | $339,000 |
| Credit History | 107 | $24,427,000 | $228,000 | $955,000 | $89,000 | $415,000 |
| Other | 93 | $21,912,000 | $235,000 | $715,000 | $132,000 | $925,000 |
| Credit Application Incomplete | 47 | $12,862,000 | $273,000 | $1,160,000 | $138,000 | $1,058,000 |
| Employment History | 32 | $7,279,000 | $227,000 | $775,000 | $68,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $5,382,000 | $224,000 | $806,000 | $92,000 | $341,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.