Fidelity Bank & Trust Mortgage Lending & HMDA Data, 2012
In 2012, Fidelity Bank & Trust of Dubuque, IA reported 816 mortgage applications totaling $144.6 million, up 43% from 2011. The average application was for $177,219, and applicants reported an average income of $99,779. 92% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dubuque, IA (307), Cedar Rapids, IA (113) and Waterloo-Cedar Falls, IA (8) (applications in parentheses).
| Mortgage Company & Address | Fidelity Bank & Trust 4250 Asbury Road Dubuque, IA 52002 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 816 |
| Total Mortgage Loan Application Amount | $144,611,000 |
| Average Mortgage Loan Application Amount | $177,219 |
| Highest Mortgage Loan Application Amount | $6,466,000 |
| Average Applicant Income | $99,779 |
| Highest Applicant Income | $2,685,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque, Iowa | 307 | $ 61,284,000 | $ 199,622 | $ 85,000 |
| Jones, Iowa | 107 | $ 13,056,000 | $ 122,018 | $ 139,000 |
| Fayette, Iowa | 76 | $ 6,843,000 | $ 90,039 | $ 95,000 |
| Clayton, Iowa | 66 | $ 9,665,000 | $ 146,439 | $ 107,000 |
| Allamakee, Iowa | 58 | $ 6,691,000 | $ 115,362 | $ 93,000 |
| Jackson, Iowa | 48 | $ 5,803,000 | $ 120,895 | $ 113,000 |
| Delaware, Iowa | 47 | $ 8,431,000 | $ 179,382 | $ 121,000 |
| Winneshiek, Iowa | 41 | $ 7,826,000 | $ 190,878 | $ 66,000 |
| Buchanan, Iowa | 17 | $ 1,502,000 | $ 88,352 | $ 94,000 |
| Grant, Wisconsin | 14 | $ 8,353,000 | $ 596,642 | $ 51,000 |
| Linn, Iowa | 6 | $ 1,018,000 | $ 169,666 | $ 94,000 |
| Clinton, Iowa | 5 | $ 403,000 | $ 80,600 | $ 34,000 |
| Black Hawk, Iowa | 4 | $ 452,000 | $ 113,000 | $ 115,000 |
| Bremer, Iowa | 3 | $ 331,000 | $ 110,333 | $ 0 |
| Johnson, Iowa | 3 | $ 507,000 | $ 169,000 | $ 406,000 |
| Chickasaw, Iowa | 2 | $ 199,000 | $ 99,500 | $ 78,000 |
| Howard, Iowa | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| Jo Daviess, Illinois | 1 | $ 250,000 | $ 250,000 | $ 266,000 |
| Dallas, Iowa | 1 | $ 147,000 | $ 147,000 | $ 100,000 |
| Grundy, Iowa | 1 | $ 6,466,000 | $ 6,466,000 | $ 0 |
| Polk, Iowa | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Houston, Minnesota | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Olmsted, Minnesota | 1 | $ 14,000 | $ 14,000 | $ 659,000 |
| Dunn, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 654,000 |
| Iowa, Wisconsin | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Jefferson, Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 121,000 |
| Lafayette, Wisconsin | 1 | $ 1,003,000 | $ 1,003,000 | $ 0 |
Mortgage Loan Application Detail Totals for Fidelity Bank & Trust in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 609 | $104,906,000 | $172,000 | $3,500,000 | $107,000 | $2,685,000 |
| Home Purchase | 132 | $32,765,000 | $248,000 | $6,466,000 | $76,000 | $1,073,000 |
| Home Improvement | 75 | $6,940,000 | $92,000 | $1,804,000 | $83,000 | $934,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 736 | $113,196,000 | $153,000 | $6,466,000 | $109,000 | $2,685,000 |
| Not applicable | 68 | $29,996,000 | $441,000 | $3,500,000 | $0 | $0 |
| Not Provided | 12 | $1,419,000 | $118,000 | $296,000 | $74,000 | $213,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 807 | $142,939,000 | $177,000 | $6,466,000 | $94,000 | $2,685,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,672,000 | $185,000 | $695,000 | $580,000 | $903,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 747 | $123,193,000 | $164,000 | $3,223,000 | $105,000 | $2,685,000 |
| Application Denied By Financial Institution | 46 | $8,941,000 | $194,000 | $3,500,000 | $49,000 | $178,000 |
| Application Approved But Not Accepted | 14 | $5,180,000 | $370,000 | $1,920,000 | $51,000 | $153,000 |
| Application Withdrawn By Applicant | 8 | $7,154,000 | $894,000 | $6,466,000 | $45,000 | $99,000 |
| File Closed For Incompleteness | 1 | $143,000 | $143,000 | $143,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank & Trust's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About