Fidelity Bank Mortgage Lending & HMDA Data, 2014

In 2014, Fidelity Bank of Wichita, KS reported 2,154 mortgage applications totaling $363.4 million, down 17% from 2013. The average application was for $168,687, and applicants reported an average income of $71,104. 68% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Wichita, KS (1,297), Oklahoma City, OK (148) and Lawrence, KS (50) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,154
Total Mortgage Loan Application Amount $363,353,000
Average Mortgage Loan Application Amount $168,687
Highest Mortgage Loan Application Amount $13,000,000
Average Applicant Income $71,104
Highest Applicant Income $3,245,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,107 $ 142,252,000 $ 128,502 $ 71,000
Butler, Kansas 127 $ 19,413,000 $ 152,858 $ 117,000
Oklahoma, Oklahoma 114 $ 42,103,000 $ 369,324 $ 74,000
Sumner, Kansas 53 $ 5,077,000 $ 95,792 $ 59,000
Douglas, Kansas 50 $ 7,457,000 $ 149,140 $ 73,000
Jefferson, Kansas 17 $ 2,082,000 $ 122,470 $ 68,000
Johnson, Kansas 14 $ 2,693,000 $ 192,357 $ 72,000
Cleveland, Oklahoma 14 $ 2,011,000 $ 143,642 $ 103,000
Cowley, Kansas 11 $ 1,414,000 $ 128,545 $ 65,000
Harris, Texas 11 $ 37,572,000 $ 3,415,636 $ 4,000
Canadian, Oklahoma 9 $ 1,216,000 $ 135,111 $ 90,000
Tulsa, Oklahoma 9 $ 19,328,000 $ 2,147,555 $ 90,000
Harvey, Kansas 8 $ 776,000 $ 97,000 $ 31,000
Reno, Kansas 8 $ 852,000 $ 106,500 $ 20,000
Jackson, Missouri 8 $ 7,034,000 $ 879,250 $ 0
Lee, Florida 7 $ 539,000 $ 77,000 $ 58,000
Rogers, Oklahoma 7 $ 790,000 $ 112,857 $ 116,000
Leavenworth, Kansas 6 $ 982,000 $ 163,666 $ 63,000
Creek, Oklahoma 6 $ 660,000 $ 110,000 $ 86,000
Collier, Florida 5 $ 585,000 $ 117,000 $ 72,000
Shawnee, Kansas 5 $ 505,000 $ 101,000 $ 58,000
Dallas, Texas 5 $ 6,238,000 $ 1,247,600 $ 0
Harrison, Texas 5 $ 173,000 $ 34,600 $ 44,000
Walker, Alabama 4 $ 352,000 $ 88,000 $ 65,000
Pasco, Florida 4 $ 232,000 $ 58,000 $ 51,000
Sarasota, Florida 4 $ 1,781,000 $ 445,250 $ 43,000
Polk, Iowa 4 $ 475,000 $ 118,750 $ 0
Wyandotte, Kansas 4 $ 416,000 $ 104,000 $ 41,000
Caddo, Louisiana 4 $ 316,000 $ 79,000 $ 39,000
Natchitoches, Louisiana 4 $ 291,000 $ 72,750 $ 67,000
Macomb, Michigan 4 $ 185,000 $ 46,250 $ 79,000
Hennepin, Minnesota 4 $ 161,000 $ 40,250 $ 127,000
Grady, Oklahoma 4 $ 439,000 $ 109,750 $ 177,000
Logan, Oklahoma 4 $ 417,000 $ 104,250 $ 88,000
Bexar, Texas 4 $ 356,000 $ 89,000 $ 72,000
Chilton, Alabama 3 $ 154,000 $ 51,333 $ 65,000
White, Arkansas 3 $ 253,000 $ 84,333 $ 52,000
New London, Connecticut 3 $ 595,000 $ 198,333 $ 0
Hillsborough, Florida 3 $ 218,000 $ 72,666 $ 44,000
Seminole, Florida 3 $ 50,000 $ 16,666 $ 29,000
Miami, Kansas 3 $ 549,000 $ 183,000 $ 24,000
De Soto, Louisiana 3 $ 317,000 $ 105,666 $ 75,000
Ouachita, Louisiana 3 $ 270,000 $ 90,000 $ 124,000
Douglas, Nebraska 3 $ 410,000 $ 136,666 $ 0
Lea, New Mexico 3 $ 243,000 $ 81,000 $ 70,000
Bryan, Oklahoma 3 $ 164,000 $ 54,666 $ 205,000
Delaware, Oklahoma 3 $ 497,000 $ 165,666 $ 15,000
Pottawatomie, Oklahoma 3 $ 269,000 $ 89,666 $ 93,000
Tarrant, Texas 3 $ 6,335,000 $ 2,111,666 $ 80,000
Spotsylvania, Virginia 3 $ 543,000 $ 181,000 $ 14,000
Virginia Beach, Virginia 3 $ 621,000 $ 207,000 $ 0
Cullman, Alabama 2 $ 149,000 $ 74,500 $ 59,000
Randolph, Alabama 2 $ 119,000 $ 59,500 $ 62,000
Washington, Alabama 2 $ 73,000 $ 36,500 $ 32,000
Benton, Arkansas 2 $ 120,000 $ 60,000 $ 105,000
Cleburne, Arkansas 2 $ 116,000 $ 58,000 $ 64,000
Pulaski, Arkansas 2 $ 203,000 $ 101,500 $ 87,000
Arapahoe, Colorado 2 $ 3,000,000 $ 1,500,000 $ 0
Windham, Connecticut 2 $ 228,000 $ 114,000 $ 0
Citrus, Florida 2 $ 215,000 $ 107,500 $ 82,000
Escambia, Florida 2 $ 183,000 $ 91,500 $ 40,000
Hernando, Florida 2 $ 172,000 $ 86,000 $ 89,000
Levy, Florida 2 $ 143,000 $ 71,500 $ 41,000
Nassau, Florida 2 $ 159,000 $ 79,500 $ 68,000
Palm Beach, Florida 2 $ 1,793,000 $ 896,500 $ 0
Pinellas, Florida 2 $ 231,000 $ 115,500 $ 182,000
Rockdale, Georgia 2 $ 173,000 $ 86,500 $ 0
Dallas, Iowa 2 $ 243,000 $ 121,500 $ 0
Greenwood, Kansas 2 $ 113,000 $ 56,500 $ 32,000
Kingman, Kansas 2 $ 212,000 $ 106,000 $ 50,000
Marion, Kansas 2 $ 142,000 $ 71,000 $ 70,000
Osage, Kansas 2 $ 135,000 $ 67,500 $ 37,000
Ascension, Louisiana 2 $ 83,000 $ 41,500 $ 37,000
Calcasieu, Louisiana 2 $ 232,000 $ 116,000 $ 93,000
Jefferson Davis, Louisiana 2 $ 261,000 $ 130,500 $ 125,000
Winn, Louisiana 2 $ 277,000 $ 138,500 $ 88,000
Prince George's, Maryland 2 $ 571,000 $ 285,500 $ 0
Muskegon, Michigan 2 $ 76,000 $ 38,000 $ 90,000
Wayne, Michigan 2 $ 43,000 $ 21,500 $ 96,000
Anoka, Minnesota 2 $ 72,000 $ 36,000 $ 130,000
Wright, Minnesota 2 $ 56,000 $ 28,000 $ 106,000
Amite, Mississippi 2 $ 205,000 $ 102,500 $ 66,000
Benton, Mississippi 2 $ 144,000 $ 72,000 $ 76,000
Greene, Mississippi 2 $ 67,000 $ 33,500 $ 46,000
Jones, Mississippi 2 $ 175,000 $ 87,500 $ 66,000
Kemper, Mississippi 2 $ 55,000 $ 27,500 $ 75,000
Monroe, Mississippi 2 $ 165,000 $ 82,500 $ 70,000
Rankin, Mississippi 2 $ 138,000 $ 69,000 $ 59,000
Walthall, Mississippi 2 $ 260,000 $ 130,000 $ 67,000
Cass, Missouri 2 $ 423,000 $ 211,500 $ 31,000
Camden, New Jersey 2 $ 238,000 $ 119,000 $ 0
Iredell, North Carolina 2 $ 325,000 $ 162,500 $ 0
Moore, North Carolina 2 $ 46,000 $ 23,000 $ 46,000
Adair, Oklahoma 2 $ 43,000 $ 21,500 $ 43,000
Beckham, Oklahoma 2 $ 184,000 $ 92,000 $ 68,000
Choctaw, Oklahoma 2 $ 238,000 $ 119,000 $ 92,000
Hughes, Oklahoma 2 $ 171,000 $ 85,500 $ 51,000
Mayes, Oklahoma 2 $ 130,000 $ 65,000 $ 44,000
McClain, Oklahoma 2 $ 270,000 $ 135,000 $ 54,000
Muskogee, Oklahoma 2 $ 187,000 $ 93,500 $ 66,000
Okmulgee, Oklahoma 2 $ 129,000 $ 64,500 $ 66,000
Osage, Oklahoma 2 $ 200,000 $ 100,000 $ 62,000
Payne, Oklahoma 2 $ 158,000 $ 79,000 $ 141,000
Pittsburg, Oklahoma 2 $ 168,000 $ 84,000 $ 64,000
Pushmataha, Oklahoma 2 $ 125,000 $ 62,500 $ 79,000
Roger Mills, Oklahoma 2 $ 193,000 $ 96,500 $ 55,000
Woodward, Oklahoma 2 $ 206,000 $ 103,000 $ 58,000
Horry, South Carolina 2 $ 127,000 $ 63,500 $ 47,000
Brazoria, Texas 2 $ 79,000 $ 39,500 $ 196,000
Coryell, Texas 2 $ 173,000 $ 86,500 $ 34,000
Fayette, Texas 2 $ 129,000 $ 64,500 $ 130,000
Gaines, Texas 2 $ 200,000 $ 100,000 $ 146,000
Galveston, Texas 2 $ 1,841,000 $ 920,500 $ 40,000
Hardin, Texas 2 $ 70,000 $ 35,000 $ 107,000
Hopkins, Texas 2 $ 55,000 $ 27,500 $ 78,000
Leon, Texas 2 $ 190,000 $ 95,000 $ 80,000
Liberty, Texas 2 $ 98,000 $ 49,000 $ 136,000
Montgomery, Texas 2 $ 196,000 $ 98,000 $ 38,000
Parker, Texas 2 $ 105,000 $ 52,500 $ 48,000
Runnels, Texas 2 $ 166,000 $ 83,000 $ 154,000
Walker, Texas 2 $ 68,000 $ 34,000 $ 46,000
Salt Lake, Utah 2 $ 1,731,000 $ 865,500 $ 0
Hampton, Virginia 2 $ 323,000 $ 161,500 $ 0
Barbour, Alabama 1 $ 85,000 $ 85,000 $ 98,000
Bibb, Alabama 1 $ 134,000 $ 134,000 $ 60,000
Cleburne, Alabama 1 $ 75,000 $ 75,000 $ 50,000
Coffee, Alabama 1 $ 65,000 $ 65,000 $ 135,000
Conecuh, Alabama 1 $ 72,000 $ 72,000 $ 171,000
Covington, Alabama 1 $ 28,000 $ 28,000 $ 180,000
Escambia, Alabama 1 $ 17,000 $ 17,000 $ 70,000
Etowah, Alabama 1 $ 50,000 $ 50,000 $ 52,000
Jackson, Alabama 1 $ 28,000 $ 28,000 $ 72,000
Lauderdale, Alabama 1 $ 79,000 $ 79,000 $ 79,000
Mobile, Alabama 1 $ 26,000 $ 26,000 $ 56,000
Shelby, Alabama 1 $ 126,000 $ 126,000 $ 58,000
Sumter, Alabama 1 $ 139,000 $ 139,000 $ 106,000
Coconino, Arizona 1 $ 145,000 $ 145,000 $ 60,000
Arkansas, Arkansas 1 $ 33,000 $ 33,000 $ 188,000
Columbia, Arkansas 1 $ 181,000 $ 181,000 $ 83,000
Conway, Arkansas 1 $ 96,000 $ 96,000 $ 48,000
Independence, Arkansas 1 $ 45,000 $ 45,000 $ 52,000
Phillips, Arkansas 1 $ 71,000 $ 71,000 $ 71,000
Pike, Arkansas 1 $ 56,000 $ 56,000 $ 37,000
Pope, Arkansas 1 $ 82,000 $ 82,000 $ 46,000
Sevier, Arkansas 1 $ 91,000 $ 91,000 $ 100,000
Stone, Arkansas 1 $ 25,000 $ 25,000 $ 26,000
Union, Arkansas 1 $ 60,000 $ 60,000 $ 100,000
Woodruff, Arkansas 1 $ 34,000 $ 34,000 $ 21,000
Yell, Arkansas 1 $ 107,000 $ 107,000 $ 60,000
Adams, Colorado 1 $ 57,000 $ 57,000 $ 38,000
Logan, Colorado 1 $ 52,000 $ 52,000 $ 130,000
Weld, Colorado 1 $ 35,000 $ 35,000 $ 180,000
Sussex, Delaware 1 $ 167,000 $ 167,000 $ 0
District of Columbia, District Of Columbia 1 $ 187,000 $ 187,000 $ 0
Bay, Florida 1 $ 52,000 $ 52,000 $ 83,000
Broward, Florida 1 $ 282,000 $ 282,000 $ 0
Charlotte, Florida 1 $ 88,000 $ 88,000 $ 31,000
Clay, Florida 1 $ 97,000 $ 97,000 $ 86,000
Dixie, Florida 1 $ 76,000 $ 76,000 $ 54,000
Glades, Florida 1 $ 32,000 $ 32,000 $ 52,000
Leon, Florida 1 $ 156,000 $ 156,000 $ 0
Miami-Dade, Florida 1 $ 43,000 $ 43,000 $ 40,000
St. Johns, Florida 1 $ 70,000 $ 70,000 $ 120,000
Suwannee, Florida 1 $ 37,000 $ 37,000 $ 42,000
Taylor, Florida 1 $ 63,000 $ 63,000 $ 28,000
Wakulla, Florida 1 $ 34,000 $ 34,000 $ 58,000
Appling, Georgia 1 $ 93,000 $ 93,000 $ 30,000
Atkinson, Georgia 1 $ 43,000 $ 43,000 $ 19,000
Bleckley, Georgia 1 $ 86,000 $ 86,000 $ 111,000
Burke, Georgia 1 $ 109,000 $ 109,000 $ 63,000
Carroll, Georgia 1 $ 139,000 $ 139,000 $ 0
Cherokee, Georgia 1 $ 63,000 $ 63,000 $ 47,000
Clay, Georgia 1 $ 33,000 $ 33,000 $ 46,000
Coffee, Georgia 1 $ 85,000 $ 85,000 $ 60,000
Coweta, Georgia 1 $ 91,000 $ 91,000 $ 69,000
DeKalb, Georgia 1 $ 138,000 $ 138,000 $ 0
Effingham, Georgia 1 $ 45,000 $ 45,000 $ 74,000
Emanuel, Georgia 1 $ 89,000 $ 89,000 $ 40,000
Henry, Georgia 1 $ 139,000 $ 139,000 $ 0
Lowndes, Georgia 1 $ 76,000 $ 76,000 $ 56,000
Newton, Georgia 1 $ 105,000 $ 105,000 $ 0
Tift, Georgia 1 $ 108,000 $ 108,000 $ 42,000
Cook, Illinois 1 $ 170,000 $ 170,000 $ 0
Rock Island, Illinois 1 $ 53,000 $ 53,000 $ 0
Winnebago, Illinois 1 $ 51,000 $ 51,000 $ 0
Pottawattamie, Iowa 1 $ 137,000 $ 137,000 $ 0
Warren, Iowa 1 $ 145,000 $ 145,000 $ 0
Edwards, Kansas 1 $ 81,000 $ 81,000 $ 35,000
Jackson, Kansas 1 $ 10,000 $ 10,000 $ 34,000
McPherson, Kansas 1 $ 152,000 $ 152,000 $ 171,000
Meade, Kansas 1 $ 144,000 $ 144,000 $ 46,000
Montgomery, Kansas 1 $ 70,000 $ 70,000 $ 81,000
Pratt, Kansas 1 $ 51,000 $ 51,000 $ 84,000
Saline, Kansas 1 $ 10,000 $ 10,000 $ 95,000
Stevens, Kansas 1 $ 103,000 $ 103,000 $ 362,000
Acadia, Louisiana 1 $ 48,000 $ 48,000 $ 61,000
Assumption, Louisiana 1 $ 55,000 $ 55,000 $ 27,000
Claiborne, Louisiana 1 $ 104,000 $ 104,000 $ 46,000
East Baton Rouge, Louisiana 1 $ 60,000 $ 60,000 $ 65,000
Evangeline, Louisiana 1 $ 36,000 $ 36,000 $ 36,000
Grant, Louisiana 1 $ 41,000 $ 41,000 $ 18,000
Jackson, Louisiana 1 $ 55,000 $ 55,000 $ 66,000
Lafourche, Louisiana 1 $ 103,000 $ 103,000 $ 51,000
Madison, Louisiana 1 $ 32,000 $ 32,000 $ 45,000
St. Helena, Louisiana 1 $ 86,000 $ 86,000 $ 45,000
St. Martin, Louisiana 1 $ 38,000 $ 38,000 $ 48,000
St. Mary, Louisiana 1 $ 48,000 $ 48,000 $ 55,000
Tangipahoa, Louisiana 1 $ 27,000 $ 27,000 $ 20,000
Terrebonne, Louisiana 1 $ 161,000 $ 161,000 $ 164,000
Webster, Louisiana 1 $ 83,000 $ 83,000 $ 92,000
Charles, Maryland 1 $ 184,000 $ 184,000 $ 0
Clinton, Michigan 1 $ 25,000 $ 25,000 $ 141,000
Genesee, Michigan 1 $ 7,000 $ 7,000 $ 65,000
Oakland, Michigan 1 $ 35,000 $ 35,000 $ 35,000
Shiawassee, Michigan 1 $ 54,000 $ 54,000 $ 0
Carver, Minnesota 1 $ 27,000 $ 27,000 $ 92,000
Dakota, Minnesota 1 $ 20,000 $ 20,000 $ 68,000
McLeod, Minnesota 1 $ 25,000 $ 25,000 $ 89,000
Mille Lacs, Minnesota 1 $ 43,000 $ 43,000 $ 75,000
Scott, Minnesota 1 $ 43,000 $ 43,000 $ 114,000
Washington, Minnesota 1 $ 9,000 $ 9,000 $ 61,000
Adams, Mississippi 1 $ 67,000 $ 67,000 $ 36,000
Bolivar, Mississippi 1 $ 72,000 $ 72,000 $ 32,000
Clay, Mississippi 1 $ 47,000 $ 47,000 $ 29,000
Covington, Mississippi 1 $ 88,000 $ 88,000 $ 180,000
Forrest, Mississippi 1 $ 74,000 $ 74,000 $ 42,000
Harrison, Mississippi 1 $ 46,000 $ 46,000 $ 58,000
Jasper, Mississippi 1 $ 97,000 $ 97,000 $ 78,000
Lowndes, Mississippi 1 $ 37,000 $ 37,000 $ 33,000
Newton, Mississippi 1 $ 158,000 $ 158,000 $ 99,000
Panola, Mississippi 1 $ 92,000 $ 92,000 $ 78,000
Pike, Mississippi 1 $ 90,000 $ 90,000 $ 56,000
Scott, Mississippi 1 $ 90,000 $ 90,000 $ 68,000
Wilkinson, Mississippi 1 $ 51,000 $ 51,000 $ 29,000
Barry, Missouri 1 $ 143,000 $ 143,000 $ 42,000
Clay, Missouri 1 $ 100,000 $ 100,000 $ 36,000
St. Charles, Missouri 1 $ 162,000 $ 162,000 $ 0
Sarpy, Nebraska 1 $ 108,000 $ 108,000 $ 0
Douglas, Nevada 1 $ 58,000 $ 58,000 $ 62,000
Warren, New Jersey 1 $ 265,000 $ 265,000 $ 0
Chaves, New Mexico 1 $ 57,000 $ 57,000 $ 80,000
Eddy, New Mexico 1 $ 82,000 $ 82,000 $ 82,000
Cabarrus, North Carolina 1 $ 24,000 $ 24,000 $ 46,000
Guilford, North Carolina 1 $ 184,000 $ 184,000 $ 0
Halifax, North Carolina 1 $ 71,000 $ 71,000 $ 52,000
Harnett, North Carolina 1 $ 56,000 $ 56,000 $ 90,000
Mecklenburg, North Carolina 1 $ 56,000 $ 56,000 $ 0
Richmond, North Carolina 1 $ 48,000 $ 48,000 $ 31,000
Robeson, North Carolina 1 $ 111,000 $ 111,000 $ 57,000
Rowan, North Carolina 1 $ 90,000 $ 90,000 $ 31,000
Scotland, North Carolina 1 $ 74,000 $ 74,000 $ 33,000
Union, North Carolina 1 $ 81,000 $ 81,000 $ 49,000
Wilson, North Carolina 1 $ 55,000 $ 55,000 $ 55,000
Caddo, Oklahoma 1 $ 92,000 $ 92,000 $ 47,000
Carter, Oklahoma 1 $ 41,000 $ 41,000 $ 27,000
Cotton, Oklahoma 1 $ 37,000 $ 37,000 $ 35,000
Dewey, Oklahoma 1 $ 107,000 $ 107,000 $ 161,000
Jefferson, Oklahoma 1 $ 37,000 $ 37,000 $ 58,000
Le Flore, Oklahoma 1 $ 33,000 $ 33,000 $ 21,000
Lincoln, Oklahoma 1 $ 72,000 $ 72,000 $ 84,000
Major, Oklahoma 1 $ 156,000 $ 156,000 $ 80,000
McCurtain, Oklahoma 1 $ 272,000 $ 272,000 $ 344,000
McIntosh, Oklahoma 1 $ 24,000 $ 24,000 $ 46,000
Stephens, Oklahoma 1 $ 136,000 $ 136,000 $ 93,000
Wagoner, Oklahoma 1 $ 25,000 $ 25,000 $ 30,000
Washington, Oklahoma 1 $ 37,000 $ 37,000 $ 29,000
Woods, Oklahoma 1 $ 147,000 $ 147,000 $ 75,000
Allegheny, Pennsylvania 1 $ 37,000 $ 37,000 $ 0
Dauphin, Pennsylvania 1 $ 62,000 $ 62,000 $ 0
Aiken, South Carolina 1 $ 79,000 $ 79,000 $ 51,000
Dorchester, South Carolina 1 $ 35,000 $ 35,000 $ 19,000
Lancaster, South Carolina 1 $ 80,000 $ 80,000 $ 31,000
Lexington, South Carolina 1 $ 103,000 $ 103,000 $ 54,000
Marlboro, South Carolina 1 $ 80,000 $ 80,000 $ 37,000
Pickens, South Carolina 1 $ 72,000 $ 72,000 $ 40,000
Saluda, South Carolina 1 $ 78,000 $ 78,000 $ 181,000
Spartanburg, South Carolina 1 $ 33,000 $ 33,000 $ 95,000
Williamsburg, South Carolina 1 $ 69,000 $ 69,000 $ 43,000
Cumberland, Tennessee 1 $ 13,000 $ 13,000 $ 48,000
Davidson, Tennessee 1 $ 91,000 $ 91,000 $ 0
DeKalb, Tennessee 1 $ 72,000 $ 72,000 $ 40,000
Hamilton, Tennessee 1 $ 35,000 $ 35,000 $ 70,000
Overton, Tennessee 1 $ 68,000 $ 68,000 $ 55,000
Polk, Tennessee 1 $ 32,000 $ 32,000 $ 46,000
Putnam, Tennessee 1 $ 127,000 $ 127,000 $ 0
Rhea, Tennessee 1 $ 92,000 $ 92,000 $ 36,000
Roane, Tennessee 1 $ 96,000 $ 96,000 $ 75,000
Shelby, Tennessee 1 $ 54,000 $ 54,000 $ 0
Warren, Tennessee 1 $ 15,000 $ 15,000 $ 45,000
Bastrop, Texas 1 $ 21,000 $ 21,000 $ 157,000
Bell, Texas 1 $ 77,000 $ 77,000 $ 65,000
Cass, Texas 1 $ 25,000 $ 25,000 $ 95,000
DeWitt, Texas 1 $ 91,000 $ 91,000 $ 78,000
Ector, Texas 1 $ 50,000 $ 50,000 $ 33,000
El Paso, Texas 1 $ 37,000 $ 37,000 $ 60,000
Ellis, Texas 1 $ 20,000 $ 20,000 $ 43,000
Fannin, Texas 1 $ 120,000 $ 120,000 $ 64,000
Fisher, Texas 1 $ 50,000 $ 50,000 $ 56,000
Gregg, Texas 1 $ 87,000 $ 87,000 $ 94,000
Guadalupe, Texas 1 $ 41,000 $ 41,000 $ 36,000
Jefferson, Texas 1 $ 99,000 $ 99,000 $ 117,000
Johnson, Texas 1 $ 66,000 $ 66,000 $ 52,000
Lee, Texas 1 $ 227,000 $ 227,000 $ 0
Madison, Texas 1 $ 27,000 $ 27,000 $ 144,000
Matagorda, Texas 1 $ 15,000 $ 15,000 $ 34,000
Midland, Texas 1 $ 83,000 $ 83,000 $ 48,000
Morris, Texas 1 $ 103,000 $ 103,000 $ 151,000
Oldham, Texas 1 $ 114,000 $ 114,000 $ 72,000
Orange, Texas 1 $ 44,000 $ 44,000 $ 30,000
Panola, Texas 1 $ 76,000 $ 76,000 $ 61,000
Polk, Texas 1 $ 184,000 $ 184,000 $ 208,000
Smith, Texas 1 $ 41,000 $ 41,000 $ 39,000
Tom Green, Texas 1 $ 142,000 $ 142,000 $ 60,000
Travis, Texas 1 $ 45,000 $ 45,000 $ 47,000
Waller, Texas 1 $ 118,000 $ 118,000 $ 120,000
Washington, Texas 1 $ 52,000 $ 52,000 $ 93,000
Williamson, Texas 1 $ 89,000 $ 89,000 $ 0
Wood, Texas 1 $ 55,000 $ 55,000 $ 50,000
Weber, Utah 1 $ 99,000 $ 99,000 $ 41,000
Augusta, Virginia 1 $ 131,000 $ 131,000 $ 0
Chesterfield, Virginia 1 $ 259,000 $ 259,000 $ 0
Henrico, Virginia 1 $ 214,000 $ 214,000 $ 0
Isle of Wight, Virginia 1 $ 209,000 $ 209,000 $ 0
Loudoun, Virginia 1 $ 269,000 $ 269,000 $ 0
Mathews, Virginia 1 $ 66,000 $ 66,000 $ 0
Newport News, Virginia 1 $ 147,000 $ 147,000 $ 0
Northumberland, Virginia 1 $ 224,000 $ 224,000 $ 0
Orange, Virginia 1 $ 226,000 $ 226,000 $ 0
Richmond, Virginia 1 $ 98,000 $ 98,000 $ 0
Shenandoah, Virginia 1 $ 130,000 $ 130,000 $ 0
Warren, Virginia 1 $ 82,000 $ 82,000 $ 0
Williamsburg, Virginia 1 $ 120,000 $ 120,000 $ 0
York, Virginia 1 $ 312,000 $ 312,000 $ 0
Washburn, Wisconsin 1 $ 16,000 $ 16,000 $ 35,000

Mortgage Loan Application Detail Totals for Fidelity Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,777 $288,148,000 $162,000 $13,000,000 $72,000 $3,245,000
Refinancing 306 $71,913,000 $235,000 $12,100,000 $65,000 $987,000
Home Improvement 71 $3,292,000 $46,000 $1,600,000 $75,000 $238,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,624 $198,438,000 $122,000 $956,000 $82,000 $3,245,000
Not applicable 224 $138,039,000 $616,000 $13,000,000 $0 $0
Hispanic 108 $9,859,000 $91,000 $327,000 $58,000 $243,000
Black or African American 69 $6,009,000 $87,000 $223,000 $51,000 $163,000
Not Provided 63 $2,625,000 $41,000 $900,000 $90,000 $395,000
Asian 42 $6,344,000 $151,000 $417,000 $77,000 $267,000
American Indian or Alaskan Native 21 $1,735,000 $82,000 $161,000 $70,000 $140,000
Native Hawaiian or Other Pacific Islander 3 $304,000 $101,000 $143,000 $74,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,368 $267,701,000 $195,000 $13,000,000 $84,000 $3,245,000
FHA-insured (Federal Housing Administration) 565 $63,666,000 $112,000 $413,000 $46,000 $401,000
VA-guaranteed (Veterans Administration) 133 $21,060,000 $158,000 $417,000 $60,000 $253,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 88 $10,926,000 $124,000 $269,000 $40,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,467 $250,180,000 $170,000 $12,100,000 $78,000 $3,245,000
Application Approved But Not Accepted 208 $13,913,000 $66,000 $385,000 $72,000 $377,000
Application Denied By Financial Institution 205 $31,198,000 $152,000 $4,000,000 $70,000 $295,000
Loan Purchased By The Institution 136 $20,866,000 $153,000 $2,895,000 $0 $0
Application Withdrawn By Applicant 128 $46,147,000 $360,000 $13,000,000 $66,000 $234,000
File Closed For Incompleteness 9 $921,000 $102,000 $208,000 $60,000 $242,000
Preapproval Denied by Financial Institution 1 $128,000 $128,000 $128,000 $36,000 $36,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 100 $7,660,000 $76,000 $184,000 $79,000 $295,000
Debt-To-Income Ratio 63 $4,859,000 $77,000 $213,000 $56,000 $167,000
Other 17 $16,403,000 $964,000 $4,000,000 $54,000 $242,000
Employment History 14 $1,443,000 $103,000 $177,000 $69,000 $243,000
Collateral 8 $645,000 $80,000 $161,000 $96,000 $240,000
Mortgage Insurance Denied 2 $128,000 $64,000 $108,000 $120,000 $163,000
Unverifiable Information 1 $138,000 $138,000 $138,000 $59,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 1 $50,000 $50,000 $50,000 $31,000 $31,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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