Fidelity Deposit & Discount Bank Mortgage Lending & HMDA Data, 2025
In 2025, Fidelity Deposit & Discount Bank of Scranton, PA reported 983 mortgage applications totaling $203.4 million, up 2% from 2024. The average application was for $206,902, and applicants reported an average income of $165,303. 78% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Scranton--Wilkes-Barre--Hazleton, PA (644), Allentown-Bethlehem-Easton, PA-NJ (222) and Montgomery County-Bucks County-Chester County, PA (10) (applications in parentheses).
| Mortgage Company & Address | Fidelity Deposit & Discount Bank 101 N Blakely St Scranton, PA 18512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 983 |
| Total Mortgage Loan Application Amount | $203,385,000 |
| Average Mortgage Loan Application Amount | $206,902 |
| Highest Mortgage Loan Application Amount | $2,975,000 |
| Average Applicant Income | $165,303 |
| Highest Applicant Income | $1,621,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Deposit & Discount Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lackawanna, Pennsylvania | 424 | $ 71,530,000 | $ 168,702 | $ 149,000 |
| Luzerne, Pennsylvania | 200 | $ 34,660,000 | $ 173,300 | $ 160,000 |
| Northampton, Pennsylvania | 175 | $ 33,295,000 | $ 190,257 | $ 141,000 |
| Monroe, Pennsylvania | 42 | $ 19,630,000 | $ 467,380 | $ 293,000 |
| Lehigh, Pennsylvania | 33 | $ 13,155,000 | $ 398,636 | $ 226,000 |
| Wyoming, Pennsylvania | 20 | $ 4,940,000 | $ 247,000 | $ 145,000 |
| Wayne, Pennsylvania | 18 | $ 4,050,000 | $ 225,000 | $ 137,000 |
| Carbon, Pennsylvania | 12 | $ 2,290,000 | $ 190,833 | $ 215,000 |
| Pike, Pennsylvania | 10 | $ 1,390,000 | $ 139,000 | $ 131,000 |
| Susquehanna, Pennsylvania | 7 | $ 725,000 | $ 103,571 | $ 136,000 |
| Montgomery, Pennsylvania | 6 | $ 3,130,000 | $ 521,666 | $ 220,000 |
| Cape May, New Jersey | 3 | $ 3,095,000 | $ 1,031,666 | $ 1,130,000 |
| Bucks, Pennsylvania | 3 | $ 755,000 | $ 251,666 | $ 110,000 |
| St. Lucie, Florida | 2 | $ 1,580,000 | $ 790,000 | $ 298,000 |
| Warren, New Jersey | 2 | $ 430,000 | $ 215,000 | $ 132,000 |
| Lee, Alabama | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Maricopa, Arizona | 1 | $ 415,000 | $ 415,000 | $ 163,000 |
| Douglas, Colorado | 1 | $ 435,000 | $ 435,000 | $ 229,000 |
| Eagle, Colorado | 1 | $ 775,000 | $ 775,000 | $ 261,000 |
| Charlotte, Florida | 1 | $ 365,000 | $ 365,000 | $ 15,000 |
| Lee, Florida | 1 | $ 405,000 | $ 405,000 | $ 595,000 |
| Osceola, Florida | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Pinellas, Florida | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Worcester, Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Burlington, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Camden, New Jersey | 1 | $ 595,000 | $ 595,000 | $ 450,000 |
| Middlesex, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Morris, New Jersey | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Broome, New York | 1 | $ 595,000 | $ 595,000 | $ 218,000 |
| Otsego, New York | 1 | $ 125,000 | $ 125,000 | $ 150,000 |
| Dare, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 282,000 |
| Franklin, North Carolina | 1 | $ 785,000 | $ 785,000 | $ 290,000 |
| Berks, Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Chester, Pennsylvania | 1 | $ 855,000 | $ 855,000 | $ 324,000 |
| Columbia, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dauphin, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Lancaster, Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 235,000 |
| Lebanon, Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Montour, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Philadelphia, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 433,000 |
| Schuylkill, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 129,000 |
Mortgage Loan Application Detail Totals for Fidelity Deposit & Discount Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 404 | $138,610,000 | $343,000 | $2,975,000 | $207,000 | $1,621,000 |
| Home Improvement | 334 | $27,310,000 | $81,000 | $505,000 | $133,000 | $1,127,000 |
| Cash-out Refinancing | 153 | $25,965,000 | $169,000 | $885,000 | $141,000 | $786,000 |
| Other Purpose | 90 | $11,200,000 | $124,000 | $1,305,000 | $140,000 | $552,000 |
| Refinancing | 2 | $300,000 | $150,000 | $205,000 | $135,000 | $160,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 769 | $143,715,000 | $186,000 | $2,205,000 | $160,000 | $1,621,000 |
| Not Provided | 92 | $35,090,000 | $381,000 | $2,975,000 | $222,000 | $1,053,000 |
| Hispanic | 62 | $9,260,000 | $149,000 | $1,105,000 | $112,000 | $670,000 |
| Asian | 26 | $9,290,000 | $357,000 | $1,295,000 | $234,000 | $688,000 |
| Not applicable | 23 | $5,255,000 | $228,000 | $785,000 | $0 | $0 |
| Black or African American | 7 | $405,000 | $57,000 | $105,000 | $116,000 | $191,000 |
| American Indian or Alaskan Native | 4 | $370,000 | $92,000 | $205,000 | $38,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 983 | $203,385,000 | $206,000 | $2,975,000 | $164,000 | $1,621,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 764 | $168,230,000 | $220,000 | $2,975,000 | $175,000 | $1,621,000 |
| Application Denied By Financial Institution | 91 | $10,545,000 | $115,000 | $595,000 | $95,000 | $420,000 |
| Application Withdrawn By Applicant | 62 | $10,120,000 | $163,000 | $1,045,000 | $147,000 | $852,000 |
| Application Approved But Not Accepted | 52 | $12,990,000 | $249,000 | $1,355,000 | $179,000 | $660,000 |
| File Closed For Incompleteness | 14 | $1,500,000 | $107,000 | $275,000 | $103,000 | $284,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 892 | $192,840,000 | $216,000 | $2,975,000 | $172,000 | $1,621,000 |
| Debt-To-Income Ratio | 54 | $6,860,000 | $127,000 | $595,000 | $76,000 | $307,000 |
| Credit History | 24 | $2,030,000 | $84,000 | $155,000 | $133,000 | $420,000 |
| Collateral | 9 | $935,000 | $103,000 | $205,000 | $96,000 | $145,000 |
| Other | 1 | $205,000 | $205,000 | $205,000 | $291,000 | $291,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $58,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Deposit & Discount Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fidelity Deposit & Discount Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About