Fidelity Lending Solutions Inc Mortgage Lending & HMDA Data, 2022

In 2022, Fidelity Lending Solutions Inc of Brea, CA reported 669 mortgage applications totaling $408.9 million. The average application was for $611,173, and applicants reported an average income of $123,195. 78% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (186), Riverside-San Bernardino-Ontario, CA (183) and Anaheim-Santa Ana-Irvine, CA (103) (applications in parentheses).

Mortgage Company & Address Fidelity Lending Solutions Inc
2650 E. Imperial Hwy. Suite 110
Brea, CA 92821
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2022  2018  
Total Number of Mortgage Applications 669
Total Mortgage Loan Application Amount $408,875,000
Average Mortgage Loan Application Amount $611,173
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $123,195
Highest Applicant Income $2,175,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Lending Solutions Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List

Mortgage Loan Application Detail Totals for Fidelity Lending Solutions Inc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 445 $269,245,000 $605,000 $3,005,000 $120,000 $2,175,000
Cash-out Refinancing 138 $90,530,000 $656,000 $4,005,000 $133,000 $1,680,000
Refinancing 86 $49,100,000 $570,000 $1,915,000 $124,000 $420,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 583 $354,835,000 $608,000 $4,005,000 $117,000 $1,995,000
White 60 $37,700,000 $628,000 $2,005,000 $174,000 $2,175,000
Hispanic 14 $7,510,000 $536,000 $1,275,000 $148,000 $334,000
Black or African American 3 $845,000 $281,000 $365,000 $68,000 $204,000
Not applicable 3 $4,665,000 $1,555,000 $3,005,000 $0 $0
Not Provided 3 $1,935,000 $645,000 $735,000 $129,000 $195,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 669 $408,875,000 $611,000 $4,005,000 $123,000 $2,175,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 520 $310,740,000 $597,000 $4,005,000 $108,000 $1,680,000
Application Approved But Not Accepted 95 $58,765,000 $618,000 $2,105,000 $145,000 $1,995,000
Application Withdrawn By Applicant 48 $33,930,000 $706,000 $2,175,000 $201,000 $2,175,000
Application Denied By Financial Institution 5 $3,435,000 $687,000 $965,000 $350,000 $732,000
File Closed For Incompleteness 1 $2,005,000 $2,005,000 $2,005,000 $304,000 $304,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 664 $405,440,000 $610,000 $4,005,000 $121,000 $2,175,000
Other 2 $1,850,000 $925,000 $965,000 $606,000 $732,000
Credit History 2 $1,300,000 $650,000 $665,000 $20,000 $20,000
Collateral 1 $285,000 $285,000 $285,000 $168,000 $168,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Lending Solutions Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Lending Solutions Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List