Fieldpoint Private Bank & Trus Mortgage Lending & HMDA Data, 2009
In 2009, Fieldpoint Private Bank & Trus of Greenwich, CT reported 85 mortgage applications totaling $152.2 million. The average application was for $1,791,141, and applicants reported an average income of $1,291,788. 78% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (41), Bridgeport-Stamford-Norwalk, CT (31) and Nassau-Suffolk, NY (5) (applications in parentheses).
| Mortgage Company & Address | Fieldpoint Private Bank & Trus 100 Field Point Road Greenwich, CT 06830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 85 |
| Total Mortgage Loan Application Amount | $152,247,000 |
| Average Mortgage Loan Application Amount | $1,791,141 |
| Highest Mortgage Loan Application Amount | $4,600,000 |
| Average Applicant Income | $1,291,788 |
| Highest Applicant Income | $8,440,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fieldpoint Private Bank & Trus filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 41 | $ 75,267,000 | $ 1,835,780 | $ 1,553,000 |
| Bridgeport-Stamford-Norwalk, CT | 31 | $ 51,861,000 | $ 1,672,935 | $ 993,000 |
| Nassau-Suffolk, NY | 5 | $ 12,951,000 | $ 2,590,200 | $ 1,345,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 442,000 | $ 442,000 | $ 259,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 2,900,000 | $ 2,900,000 | $ 880,000 |
Mortgage Loan Application Detail Totals for Fieldpoint Private Bank & Trus in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 50 | $83,696,000 | $1,673,000 | $4,134,000 | $1,140,000 | $6,124,000 |
| Home Purchase | 34 | $67,151,000 | $1,975,000 | $4,600,000 | $1,553,000 | $8,440,000 |
| Home Improvement | 1 | $1,400,000 | $1,400,000 | $1,400,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 70 | $127,987,000 | $1,828,000 | $4,600,000 | $1,423,000 | $8,440,000 |
| Not applicable | 10 | $12,665,000 | $1,266,000 | $3,388,000 | $25,000 | $259,000 |
| Asian | 2 | $3,600,000 | $1,800,000 | $2,600,000 | $2,093,000 | $2,471,000 |
| Hispanic | 2 | $6,995,000 | $3,497,000 | $4,095,000 | $2,390,000 | $3,229,000 |
| Black or African American | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $930,000 | $930,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 85 | $152,247,000 | $1,791,000 | $4,600,000 | $1,292,000 | $8,440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 66 | $113,239,000 | $1,715,000 | $4,600,000 | $1,293,000 | $8,440,000 |
| Application Approved But Not Accepted | 12 | $26,973,000 | $2,247,000 | $4,410,000 | $1,624,000 | $6,124,000 |
| Application Denied By Financial Institution | 7 | $12,035,000 | $1,719,000 | $2,975,000 | $712,000 | $1,511,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 2 | $3,000,000 | $1,500,000 | $1,500,000 | $477,000 | $954,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $2,785,000 | $1,392,000 | $2,123,000 | $1,426,000 | $1,511,000 |
| Other | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $429,000 | $429,000 |
| Debt-To-Income Ratio | 1 | $2,975,000 | $2,975,000 | $2,975,000 | $0 | $0 |
| Employment History | 1 | $2,275,000 | $2,275,000 | $2,275,000 | $750,000 | $750,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fieldpoint Private Bank & Trus's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fieldpoint Private Bank & Trus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
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