Fieldpoint Private Bank & Trust Mortgage Lending & HMDA Data, 2024

In 2024, Fieldpoint Private Bank & Trust of Greenwich, CT reported 24 mortgage applications totaling $60.8 million, down 27% from 2023. The average application was for $2,534,166, and applicants reported an average income of $1,320,916. 75% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Bridgeport-Stamford-Norwalk, CT (3), West Palm Beach-Boca Raton-Delray Beach, FL (3) and Marietta, GA (2) (applications in parentheses).

Mortgage Company & Address Fieldpoint Private Bank & Trust
100 Field Point Road
Greenwich, CT 06830
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  
Total Number of Mortgage Applications 24
Total Mortgage Loan Application Amount $60,820,000
Average Mortgage Loan Application Amount $2,534,166
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $1,320,916
Highest Applicant Income $4,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fieldpoint Private Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fieldpoint Private Bank & Trust by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 4 $ 10,430,000 $ 2,607,500 $ 1,447,666
Bridgeport-Stamford-Norwalk, CT 3 $ 10,645,000 $ 3,548,333 $ 1,957,000
West Palm Beach-Boca Raton-Delray Beach, FL 3 $ 15,455,000 $ 5,151,666 $ 2,345,000
Marietta, GA 2 $ 2,810,000 $ 1,405,000 $ 442,000
New York-Jersey City-White Plains, NY-NJ 2 $ 4,760,000 $ 2,380,000 $ 833,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 395,000 $ 395,000 $ 616,000
Atlanta-Sandy Springs-Roswell, GA 1 $ 305,000 $ 305,000 $ 435,000
Austin-Round Rock, TX 1 $ 125,000 $ 125,000 $ 3,727,000
Hartford-West Hartford-East Hartford, CT 1 $ 2,005,000 $ 2,005,000 $ 1,251,000
Jacksonville, FL 1 $ 285,000 $ 285,000 $ 240,000
Miami-Miami Beach-Kendall, FL 1 $ 2,205,000 $ 2,205,000 $ 1,001,000
Nassau County-Suffolk County, NY 1 $ 3,525,000 $ 3,525,000 $ 0
North Port-Sarasota-Bradenton, FL 1 $ 6,145,000 $ 6,145,000 $ 0
Phoenix-Mesa-Scottsdale, AZ 1 $ 125,000 $ 125,000 $ 61,000
Syracuse, NY 1 $ 1,605,000 $ 1,605,000 $ 630,000

Mortgage Loan Application Detail Totals for Fieldpoint Private Bank & Trust in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 12 $27,780,000 $2,315,000 $9,005,000 $1,365,000 $3,737,000
Home Purchase 7 $19,405,000 $2,772,000 $6,145,000 $1,476,000 $4,600,000
Refinancing 5 $13,635,000 $2,727,000 $5,135,000 $998,000 $1,800,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18 $38,950,000 $2,163,000 $6,145,000 $1,359,000 $4,600,000
Not Provided 4 $16,340,000 $4,085,000 $9,005,000 $1,165,000 $1,836,000
Not applicable 2 $5,530,000 $2,765,000 $3,525,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24 $60,820,000 $2,534,000 $9,005,000 $1,322,000 $4,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18 $34,720,000 $1,928,000 $6,145,000 $1,134,000 $3,737,000
Application Denied By Financial Institution 3 $10,555,000 $3,518,000 $4,645,000 $2,210,000 $4,600,000
Application Withdrawn By Applicant 1 $9,005,000 $9,005,000 $9,005,000 $1,836,000 $1,836,000
File Closed For Incompleteness 1 $1,405,000 $1,405,000 $1,405,000 $475,000 $475,000
Application Approved But Not Accepted 1 $5,135,000 $5,135,000 $5,135,000 $1,800,000 $1,800,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 24 $60,820,000 $2,534,000 $9,005,000 $1,322,000 $4,600,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fieldpoint Private Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fieldpoint Private Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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