Fifth Third Bank, National Association Mortgage Lending & HMDA Data, 2025

In 2025, Fifth Third Bank, National Association of Cincinnati, OH reported 82,755 mortgage applications totaling $16.9 billion, up 29% from 2024. The average application was for $203,627, and applicants reported an average income of $138,991. 48% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Cincinnati, OH-KY-IN (8,203), Chicago-Naperville, IL (6,797) and Columbus, OH (4,181) (applications in parentheses).

Mortgage Company & Address Fifth Third Bank, National Association
38 Fountain Square Md1090k1
Cincinnati, OH 45263
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 82,755
Total Mortgage Loan Application Amount $16,851,175,000
Average Mortgage Loan Application Amount $203,627
Highest Mortgage Loan Application Amount $15,665,000
Average Applicant Income $138,991
Highest Applicant Income $9,224,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fifth Third Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fifth Third Bank, National Association by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Cincinnati, OH-KY-IN 8,203 $ 1,219,755,000 $ 148,696 $ 121,297
Outside any metro area 8,177 $ 1,234,025,000 $ 150,914 $ 109,317
Chicago-Naperville, IL 6,797 $ 1,626,225,000 $ 239,256 $ 168,000
Columbus, OH 4,181 $ 813,415,000 $ 194,550 $ 141,000
Cleveland, OH 3,984 $ 643,670,000 $ 161,563 $ 123,000
Indianapolis-Carmel-Anderson, IN 3,044 $ 506,040,000 $ 166,241 $ 131,000
Grand Rapids-Wyoming, MI 2,967 $ 491,225,000 $ 165,562 $ 120,000
Charlotte-Concord-Gastonia, NC-SC 2,404 $ 552,090,000 $ 229,654 $ 150,491
Louisville/Jefferson County, KY-IN 2,315 $ 342,005,000 $ 147,734 $ 118,740
Dayton-Springfield-Kettering, OH 2,274 $ 249,490,000 $ 109,714 $ 95,000
Warren-Troy-Farmington Hills, MI 2,061 $ 344,505,000 $ 167,154 $ 143,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,665 $ 396,755,000 $ 238,291 $ 155,000
Toledo, OH 1,654 $ 221,640,000 $ 134,002 $ 104,000
Orlando-Kissimmee-Sanford, FL 1,621 $ 395,555,000 $ 244,019 $ 149,000
Tampa, FL 1,218 $ 297,170,000 $ 243,981 $ 152,000
Atlanta-Sandy Springs-Roswell, GA 1,209 $ 370,755,000 $ 306,662 $ 182,000
Detroit-Dearborn-Livonia, MI 1,079 $ 129,435,000 $ 119,958 $ 112,000
Akron, OH 1,069 $ 160,125,000 $ 149,789 $ 121,000
Raleigh, NC 1,060 $ 325,540,000 $ 307,113 $ 170,000
Lake County-Porter County-Jasper County, IN 1,009 $ 126,965,000 $ 125,832 $ 105,000
Elgin, IL 944 $ 147,510,000 $ 156,260 $ 131,000
Cape Coral-Fort Myers, FL 892 $ 191,860,000 $ 215,089 $ 162,000
North Port-Sarasota-Bradenton, FL 886 $ 231,320,000 $ 261,083 $ 157,000
Lexington-Fayette, KY 862 $ 150,470,000 $ 174,559 $ 139,000
Lake County-Kenosha County, IL-WI 773 $ 197,785,000 $ 255,866 $ 182,000
St. Petersburg-Clearwater-Largo, FL 729 $ 161,515,000 $ 221,556 $ 160,000
Evansville, IN-KY 726 $ 82,850,000 $ 114,118 $ 98,000
Fort Wayne, IN 726 $ 119,550,000 $ 164,669 $ 117,000
Charleston-North Charleston, SC 705 $ 396,585,000 $ 562,531 $ 251,000
West Palm Beach-Boca Raton-Delray Beach, FL 649 $ 181,985,000 $ 280,408 $ 189,000
Naples-Immokalee-Marco Island, FL 609 $ 193,115,000 $ 317,101 $ 208,000
Lansing-East Lansing, MI 607 $ 77,395,000 $ 127,504 $ 109,000
Jacksonville, FL 563 $ 136,415,000 $ 242,300 $ 156,000
Terre Haute, IN 509 $ 49,235,000 $ 96,728 $ 83,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 487 $ 135,095,000 $ 277,402 $ 207,000
Muskegon, MI 485 $ 62,995,000 $ 129,886 $ 89,000
Marietta, GA 431 $ 114,915,000 $ 266,624 $ 205,000
Kalamazoo-Portage, MI 383 $ 54,105,000 $ 141,266 $ 129,000
Niles-Benton Harbor, MI 375 $ 50,435,000 $ 134,493 $ 107,000
Traverse City, MI 369 $ 72,025,000 $ 195,189 $ 145,000
Deltona-Daytona Beach-Ormond Beach, FL 359 $ 70,285,000 $ 195,779 $ 132,000
Greenville-Anderson-Mauldin, SC 357 $ 136,445,000 $ 382,198 $ 177,000
Huntington-Ashland, WV-KY-OH 344 $ 40,040,000 $ 116,395 $ 120,119
Miami-Miami Beach-Kendall, FL 317 $ 134,645,000 $ 424,747 $ 227,000
Monroe, MI 316 $ 35,290,000 $ 111,677 $ 106,000
Flint, MI 301 $ 33,035,000 $ 109,750 $ 94,000
Canton-Massillon, OH 285 $ 39,305,000 $ 137,912 $ 122,000
Knoxville, TN 235 $ 56,495,000 $ 240,404 $ 174,000
South Bend-Mishawaka, IN-MI 235 $ 25,505,000 $ 108,531 $ 97,825
Durham-Chapel Hill, NC 232 $ 73,140,000 $ 315,258 $ 177,000
Sandusky, OH 212 $ 35,230,000 $ 166,179 $ 130,000
Lakeland-Winter Haven, FL 211 $ 35,455,000 $ 168,033 $ 106,000
Springfield, OH 200 $ 21,320,000 $ 106,600 $ 85,000
Phoenix-Mesa-Scottsdale, AZ 190 $ 98,280,000 $ 517,263 $ 210,000
Battle Creek, MI 187 $ 24,965,000 $ 133,502 $ 106,000
Michigan City-La Porte, IN 184 $ 20,000,000 $ 108,695 $ 133,000
Punta Gorda, FL 181 $ 39,955,000 $ 220,745 $ 133,000
Jackson, MI 179 $ 22,255,000 $ 124,329 $ 95,000
Ann Arbor, MI 171 $ 35,185,000 $ 205,760 $ 159,000
Dallas-Plano-Irving, TX 169 $ 93,785,000 $ 554,940 $ 242,000
Palm Bay-Melbourne-Titusville, FL 162 $ 39,050,000 $ 241,049 $ 177,000
St. Louis, MO-IL 161 $ 50,555,000 $ 314,006 $ 211,130
Port St. Lucie, FL 157 $ 36,635,000 $ 233,343 $ 141,000
Bloomington, IN 151 $ 19,895,000 $ 131,754 $ 111,000
Wilmington, NC 141 $ 51,445,000 $ 364,858 $ 239,000
Lafayette-West Lafayette, IN 139 $ 20,655,000 $ 148,597 $ 126,000
Los Angeles-Long Beach-Glendale, CA 136 $ 101,450,000 $ 745,955 $ 250,000
Lima, OH 131 $ 18,035,000 $ 137,671 $ 87,000
Houston-The Woodlands-Sugar Land, TX 129 $ 58,555,000 $ 453,914 $ 221,000
Columbus, IN 123 $ 20,185,000 $ 164,105 $ 104,000
Ocala, FL 120 $ 20,220,000 $ 168,500 $ 103,000
Rockford, IL 119 $ 13,925,000 $ 117,016 $ 125,000
Riverside-San Bernardino-Ontario, CA 118 $ 66,270,000 $ 561,610 $ 240,000
Sacramento--Roseville--Arden-Arcade, CA 110 $ 57,350,000 $ 521,363 $ 198,000
Elkhart-Goshen, IN 104 $ 9,880,000 $ 95,000 $ 112,000
Owensboro, KY 102 $ 10,070,000 $ 98,725 $ 101,000
Charleston, WV 96 $ 13,900,000 $ 144,791 $ 129,000
Hickory-Lenoir-Morganton, NC 96 $ 25,520,000 $ 265,833 $ 163,000
Columbia, SC 95 $ 27,505,000 $ 289,526 $ 162,000
Asheville, NC 93 $ 26,085,000 $ 280,483 $ 159,000
Spartanburg, SC 91 $ 28,035,000 $ 308,076 $ 124,000
Augusta-Richmond County, GA-SC 89 $ 14,885,000 $ 167,247 $ 201,876
Baltimore-Columbia-Towson, MD 86 $ 40,730,000 $ 473,604 $ 165,000
Saginaw, MI 83 $ 20,145,000 $ 242,710 $ 125,000
Denver-Aurora-Lakewood, CO 77 $ 52,205,000 $ 677,987 $ 202,000
Hilton Head Island-Bluffton-Beaufort, SC 73 $ 30,315,000 $ 415,273 $ 210,000
Virginia Beach-Norfolk-Newport News, VA-NC 73 $ 30,585,000 $ 418,972 $ 161,671
Youngstown-Warren-Boardman, OH-PA 72 $ 9,250,000 $ 128,472 $ 99,000
San Diego-Carlsbad, CA 71 $ 45,175,000 $ 636,267 $ 220,000
Arlington-Alexandria-Reston, VA-WV 70 $ 41,560,000 $ 593,714 $ 245,414
New York-Jersey City-White Plains, NY-NJ 68 $ 44,940,000 $ 660,882 $ 313,617
San Antonio-New Braunfels, TX 67 $ 23,255,000 $ 347,089 $ 145,000
Washington, DC-MD 65 $ 37,465,000 $ 576,384 $ 198,076
Wildwood-The Villages, FL 64 $ 14,470,000 $ 226,093 $ 116,000
Austin-Round Rock, TX 62 $ 34,330,000 $ 553,709 $ 278,000
Greensboro-High Point, NC 62 $ 9,880,000 $ 159,354 $ 160,000
Winston-Salem, NC 62 $ 14,470,000 $ 233,387 $ 154,000
Anaheim-Santa Ana-Irvine, CA 61 $ 56,485,000 $ 925,983 $ 243,000
Crestview-Fort Walton Beach-Destin, FL 57 $ 33,195,000 $ 582,368 $ 400,000
Clarksville, TN-KY 55 $ 15,425,000 $ 280,454 $ 137,381
Las Vegas-Henderson-Paradise, NV 55 $ 33,135,000 $ 602,454 $ 206,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 55 $ 22,565,000 $ 410,272 $ 184,000
Gainesville, FL 54 $ 13,780,000 $ 255,185 $ 217,000
Lakewood-New Brunswick, NJ 54 $ 30,060,000 $ 556,666 $ 228,000
Minneapolis-St. Paul-Bloomington, MN-WI 54 $ 24,300,000 $ 450,000 $ 208,074
Fort Worth-Arlington, TX 53 $ 25,475,000 $ 480,660 $ 210,000
Savannah, GA 52 $ 20,830,000 $ 400,576 $ 196,000
Pensacola-Ferry Pass-Brent, FL 51 $ 14,645,000 $ 287,156 $ 166,000
Kansas City, MO-KS 48 $ 21,070,000 $ 438,958 $ 175,333
Chattanooga, TN-GA 46 $ 14,760,000 $ 320,869 $ 163,913
Memphis, TN-MS-AR 46 $ 9,920,000 $ 215,652 $ 160,130
Muncie, IN 46 $ 4,510,000 $ 98,043 $ 105,000
Richmond, VA 41 $ 17,125,000 $ 417,682 $ 158,000
Bay City, MI 40 $ 4,350,000 $ 108,750 $ 97,000
Newark, NJ-PA 40 $ 21,570,000 $ 539,250 $ 186,000
Midland, MI 39 $ 5,515,000 $ 141,410 $ 96,000
Pittsburgh, PA 39 $ 14,455,000 $ 370,641 $ 223,000
Salt Lake City, UT 39 $ 21,735,000 $ 557,307 $ 181,000
Kokomo, IN 38 $ 3,530,000 $ 92,894 $ 114,000
Homosassa Springs, FL 36 $ 7,320,000 $ 203,333 $ 91,000
Birmingham-Hoover, AL 35 $ 8,905,000 $ 254,428 $ 127,000
Colorado Springs, CO 35 $ 15,185,000 $ 433,857 $ 134,000
Gainesville, GA 35 $ 11,705,000 $ 334,428 $ 219,000
Cambridge-Newton-Framingham, MA 34 $ 20,150,000 $ 592,647 $ 215,000
Portland-Vancouver-Hillsboro, OR-WA 34 $ 18,320,000 $ 538,823 $ 188,176
Oakland-Hayward-Berkeley, CA 33 $ 24,325,000 $ 737,121 $ 266,000
Boise City, ID 32 $ 14,770,000 $ 461,562 $ 134,000
Peoria, IL 32 $ 5,100,000 $ 159,375 $ 155,000
Washington-Baltimore-Arlington, DC 32 $ 17,220,000 $ 538,125 $ 226,000
Bakersfield, CA 31 $ 13,135,000 $ 423,709 $ 159,000
Elizabethtown-Fort Knox, KY 30 $ 6,080,000 $ 202,666 $ 119,000
Montgomery County-Bucks County-Chester County, PA 29 $ 13,095,000 $ 451,551 $ 217,000
Provo-Orem, UT 29 $ 15,075,000 $ 519,827 $ 201,000
Kankakee, IL 27 $ 3,545,000 $ 131,296 $ 99,000
Ogden-Clearfield, UT 27 $ 13,185,000 $ 488,333 $ 164,000
Seattle-Bellevue-Everett, WA 27 $ 19,115,000 $ 707,962 $ 255,000
Boston, MA 26 $ 17,610,000 $ 677,307 $ 288,000
Fresno, CA 26 $ 12,500,000 $ 480,769 $ 170,000
Milwaukee-Waukesha-West Allis, WI 26 $ 11,330,000 $ 435,769 $ 249,000
Sebastian-Vero Beach, FL 25 $ 9,825,000 $ 393,000 $ 190,000
Burlington, NC 24 $ 3,940,000 $ 164,166 $ 123,000
Fayetteville, NC 24 $ 5,110,000 $ 212,916 $ 119,000
Panama City, FL 24 $ 7,820,000 $ 325,833 $ 221,000
Bowling Green, KY 23 $ 4,505,000 $ 195,869 $ 148,000
Columbus, GA-AL 23 $ 4,825,000 $ 209,782 $ 127,695
Stockton-Lodi, CA 23 $ 11,885,000 $ 516,739 $ 179,000
Athens-Clarke County, GA 22 $ 7,110,000 $ 323,181 $ 280,000
Tallahassee, FL 22 $ 6,670,000 $ 303,181 $ 242,000
Bloomington, IL 21 $ 5,165,000 $ 245,952 $ 149,000
Davenport-Moline-Rock Island, IA-IL 21 $ 3,675,000 $ 175,000 $ 155,000
Modesto, CA 21 $ 10,685,000 $ 508,809 $ 171,000
Nassau County-Suffolk County, NY 21 $ 14,205,000 $ 676,428 $ 303,000
Pinehurst-Southern Pines, NC 21 $ 8,385,000 $ 399,285 $ 195,000
Reno, NV 21 $ 12,395,000 $ 590,238 $ 217,000
San Jose-Sunnyvale-Santa Clara, CA 21 $ 15,675,000 $ 746,428 $ 318,000
Champaign-Urbana, IL 20 $ 4,390,000 $ 219,500 $ 146,000
Hanford-Corcoran, CA 20 $ 8,150,000 $ 407,500 $ 119,000
Hartford-West Hartford-East Hartford, CT 20 $ 8,460,000 $ 423,000 $ 176,000
Mansfield, OH 20 $ 2,260,000 $ 113,000 $ 172,000
Oxnard-Thousand Oaks-Ventura, CA 20 $ 13,140,000 $ 657,000 $ 263,000
Prescott Valley-Prescott, AZ 20 $ 11,330,000 $ 566,500 $ 218,000
Camden, NJ 19 $ 5,465,000 $ 287,631 $ 117,000
Jacksonville, NC 19 $ 3,265,000 $ 171,842 $ 115,000
Johnson City, TN 19 $ 9,115,000 $ 479,736 $ 258,000
Bridgeport-Stamford-Norwalk, CT 18 $ 14,050,000 $ 780,555 $ 228,000
Omaha-Council Bluffs, NE-IA 18 $ 8,610,000 $ 478,333 $ 219,111
San Francisco-Redwood City-South San Francisco, CA 18 $ 10,940,000 $ 607,777 $ 225,000
Tacoma-Lakewood, WA 18 $ 8,610,000 $ 478,333 $ 161,000
Vallejo-Fairfield, CA 18 $ 8,800,000 $ 488,888 $ 234,000
Visalia-Porterville, CA 18 $ 7,710,000 $ 428,333 $ 151,000
Huntsville, AL 17 $ 4,395,000 $ 258,529 $ 125,000
Morristown, TN 17 $ 3,545,000 $ 208,529 $ 121,000
Tucson, AZ 17 $ 7,765,000 $ 456,764 $ 191,000
Buffalo-Cheektowaga-Niagara Falls, NY 16 $ 3,930,000 $ 245,625 $ 108,000
El Paso, TX 16 $ 4,410,000 $ 275,625 $ 128,000
Hagerstown-Martinsburg, MD-WV 16 $ 3,910,000 $ 244,375 $ 116,062
Sumter, SC 16 $ 2,370,000 $ 148,125 $ 92,000
Lexington Park, MD 15 $ 7,175,000 $ 478,333 $ 167,000
Rochester, NY 15 $ 3,875,000 $ 258,333 $ 121,000
Springfield, MO 15 $ 4,735,000 $ 315,666 $ 149,000
Bremerton-Silverdale, WA 14 $ 6,560,000 $ 468,571 $ 139,000
Fort Collins, CO 14 $ 6,340,000 $ 452,857 $ 140,000
Harrisburg-Carlisle, PA 14 $ 3,320,000 $ 237,142 $ 115,000
Killeen-Temple, TX 14 $ 3,770,000 $ 269,285 $ 180,000
Providence-Warwick, RI-MA 14 $ 5,530,000 $ 395,000 $ 143,571
Santa Rosa, CA 14 $ 8,750,000 $ 625,000 $ 224,000
Boulder, CO 13 $ 8,265,000 $ 635,769 $ 239,000
Paducah, KY-IL 13 $ 1,845,000 $ 141,923 $ 115,461
Portland-South Portland, ME 13 $ 5,205,000 $ 400,384 $ 236,000
Rocky Mount, NC 13 $ 2,325,000 $ 178,846 $ 78,000
St. George, UT 13 $ 7,035,000 $ 541,153 $ 186,000
Brunswick, GA 12 $ 2,110,000 $ 175,833 $ 103,000
Springfield, IL 12 $ 1,530,000 $ 127,500 $ 80,000
Daphne-Fairhope-Foley, AL 11 $ 2,855,000 $ 259,545 $ 122,000
Greenville, NC 11 $ 2,765,000 $ 251,363 $ 202,000
Hinesville, GA 11 $ 2,725,000 $ 247,727 $ 105,000
Lake Havasu City-Kingman, AZ 11 $ 7,085,000 $ 644,090 $ 118,000
Macon-Bibb County, GA 11 $ 1,795,000 $ 163,181 $ 169,000
Warner Robins, GA 11 $ 2,485,000 $ 225,909 $ 106,000
Wilmington, DE-MD-NJ 11 $ 5,265,000 $ 478,636 $ 170,272
Worcester, MA-CT 11 $ 4,845,000 $ 440,454 $ 188,000
Cape Girardeau, MO-IL 10 $ 2,230,000 $ 223,000 $ 101,200
Fayetteville-Springdale-Rogers, AR-MO 10 $ 4,270,000 $ 427,000 $ 203,000
Goldsboro, NC 10 $ 1,590,000 $ 159,000 $ 63,000
Kingsport-Bristol-Bristol, TN-VA 10 $ 2,760,000 $ 276,000 $ 118,000
Olympia-Tumwater, WA 10 $ 5,050,000 $ 505,000 $ 129,000
Sebring, FL 10 $ 2,210,000 $ 221,000 $ 137,000
Albuquerque, NM 9 $ 3,115,000 $ 346,111 $ 174,000
Decatur, IL 9 $ 775,000 $ 86,111 $ 125,000
Greeley, CO 9 $ 4,365,000 $ 485,000 $ 193,000
Philadelphia, PA 9 $ 3,825,000 $ 425,000 $ 216,000
Santa Maria-Santa Barbara, CA 9 $ 4,405,000 $ 489,444 $ 176,000
Spokane-Spokane Valley, WA 9 $ 4,565,000 $ 507,222 $ 167,000
Springfield, MA 9 $ 2,235,000 $ 248,333 $ 95,000
Syracuse, NY 9 $ 1,705,000 $ 189,444 $ 122,000
Trenton, NJ 9 $ 5,925,000 $ 658,333 $ 279,000
Bend-Redmond, OR 8 $ 5,550,000 $ 693,750 $ 237,000
Cleveland, TN 8 $ 2,830,000 $ 353,750 $ 153,000
Florence, SC 8 $ 1,040,000 $ 130,000 $ 107,000
Joplin, MO 8 $ 1,420,000 $ 177,500 $ 83,875
Kenosha, WI 8 $ 2,310,000 $ 288,750 $ 134,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 8 $ 3,470,000 $ 433,750 $ 190,000
Lancaster, PA 8 $ 2,120,000 $ 265,000 $ 149,000
Little Rock-North Little Rock-Conway, AR 8 $ 2,170,000 $ 271,250 $ 115,000
Mobile, AL 8 $ 1,000,000 $ 125,000 $ 164,000
New Haven-Milford, CT 8 $ 3,940,000 $ 492,500 $ 191,000
Tulsa, OK 8 $ 2,130,000 $ 266,250 $ 126,000
Valdosta, GA 8 $ 1,640,000 $ 205,000 $ 128,000
Waco, TX 8 $ 4,090,000 $ 511,250 $ 235,000
Albany-Schenectady-Troy, NY 7 $ 1,305,000 $ 186,428 $ 97,000
Barnstable Town, MA 7 $ 12,965,000 $ 1,852,142 $ 551,000
Columbia, MO 7 $ 2,995,000 $ 427,857 $ 271,000
Dalton, GA 7 $ 945,000 $ 135,000 $ 90,000
Green Bay, WI 7 $ 2,405,000 $ 343,571 $ 123,000
Gulfport-Biloxi-Pascagoula, MS 7 $ 1,265,000 $ 180,714 $ 96,000
McAllen-Edinburg-Mission, TX 7 $ 2,245,000 $ 320,714 $ 209,000
Oklahoma City, OK 7 $ 2,695,000 $ 385,000 $ 717,000
Rome, GA 7 $ 1,315,000 $ 187,857 $ 117,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 7 $ 3,835,000 $ 547,857 $ 312,000
Wheeling, WV-OH 7 $ 915,000 $ 130,714 $ 79,571
York-Hanover, PA 7 $ 2,005,000 $ 286,428 $ 125,000
Atlantic City-Hammonton, NJ 6 $ 3,100,000 $ 516,666 $ 395,000
Bellingham, WA 6 $ 3,170,000 $ 528,333 $ 213,000
Coeur D'Alene, ID 6 $ 2,590,000 $ 431,666 $ 212,000
Des Moines-West Des Moines, IA 6 $ 2,710,000 $ 451,666 $ 129,000
Duluth, MN-WI 6 $ 1,690,000 $ 281,666 $ 168,666
Jefferson City, MO 6 $ 2,600,000 $ 433,333 $ 129,000
Manchester-Nashua, NH 6 $ 3,120,000 $ 520,000 $ 189,000
Midland, TX 6 $ 1,670,000 $ 278,333 $ 135,000
San Rafael, CA 6 $ 6,720,000 $ 1,120,000 $ 259,000
Santa Cruz-Watsonville, CA 6 $ 3,220,000 $ 536,666 $ 237,000
Sierra Vista-Douglas, AZ 6 $ 2,250,000 $ 375,000 $ 173,000
Wichita, KS 6 $ 2,440,000 $ 406,666 $ 252,000
Albany, GA 5 $ 295,000 $ 59,000 $ 117,000
Anniston-Oxford-Jacksonville, AL 5 $ 775,000 $ 155,000 $ 96,000
Appleton, WI 5 $ 1,515,000 $ 303,000 $ 117,000
Chico, CA 5 $ 1,685,000 $ 337,000 $ 113,000
Dover, DE 5 $ 1,455,000 $ 291,000 $ 113,000
El Centro, CA 5 $ 1,975,000 $ 395,000 $ 107,000
Everett, WA 5 $ 3,185,000 $ 637,000 $ 199,000
Janesville-Beloit, WI 5 $ 1,795,000 $ 359,000 $ 146,000
Kennewick-Richland, WA 5 $ 1,995,000 $ 399,000 $ 111,000
Lincoln, NE 5 $ 2,555,000 $ 511,000 $ 223,000
Lynchburg, VA 5 $ 1,165,000 $ 233,000 $ 105,000
Madison, WI 5 $ 1,165,000 $ 233,000 $ 163,000
Merced, CA 5 $ 2,225,000 $ 445,000 $ 126,000
Morgantown, WV 5 $ 2,405,000 $ 481,000 $ 245,000
New Orleans-Metairie, LA 5 $ 1,405,000 $ 281,000 $ 211,000
Scranton--Wilkes-Barre--Hazleton, PA 5 $ 855,000 $ 171,000 $ 122,000
Topeka, KS 5 $ 1,055,000 $ 211,000 $ 128,000
Waterbury-Shelton, CT 5 $ 985,000 $ 197,000 $ 63,000
Weirton-Steubenville, WV-OH 5 $ 505,000 $ 101,000 $ 90,000
Allentown-Bethlehem-Easton, PA-NJ 4 $ 1,400,000 $ 350,000 $ 240,000
Altoona, PA 4 $ 470,000 $ 117,500 $ 86,000
Auburn-Opelika, AL 4 $ 950,000 $ 237,500 $ 500,000
Beaumont-Port Arthur, TX 4 $ 1,550,000 $ 387,500 $ 129,000
Cedar Rapids, IA 4 $ 850,000 $ 212,500 $ 86,000
Charlottesville, VA 4 $ 1,910,000 $ 477,500 $ 216,000
Jackson, MS 4 $ 1,420,000 $ 355,000 $ 113,000
Lawrence, KS 4 $ 1,160,000 $ 290,000 $ 142,000
Napa, CA 4 $ 2,830,000 $ 707,500 $ 210,000
Oshkosh-Neenah, WI 4 $ 1,690,000 $ 422,500 $ 355,000
Pueblo, CO 4 $ 830,000 $ 207,500 $ 89,000
Roanoke, VA 4 $ 1,120,000 $ 280,000 $ 454,000
Salinas, CA 4 $ 2,210,000 $ 552,500 $ 178,000
Santa Fe, NM 4 $ 3,380,000 $ 845,000 $ 106,000
Shreveport-Bossier City, LA 4 $ 1,000,000 $ 250,000 $ 83,000
Slidell-Mandeville-Covington, LA 4 $ 710,000 $ 177,500 $ 56,000
Tyler, TX 4 $ 1,180,000 $ 295,000 $ 135,000
Wichita Falls, TX 4 $ 470,000 $ 117,500 $ 70,000
Winchester, VA-WV 4 $ 1,450,000 $ 362,500 $ 181,000
Yuba City, CA 4 $ 1,880,000 $ 470,000 $ 154,000
Yuma, AZ 4 $ 1,160,000 $ 290,000 $ 174,000
Abilene, TX 3 $ 365,000 $ 121,666 $ 54,000
Baton Rouge, LA 3 $ 675,000 $ 225,000 $ 123,000
Beckley, WV 3 $ 155,000 $ 51,666 $ 198,000
Bozeman, MT 3 $ 1,075,000 $ 358,333 $ 112,000
Brownsville-Harlingen, TX 3 $ 495,000 $ 165,000 $ 122,000
Chambersburg-Waynesboro, PA 3 $ 865,000 $ 288,333 $ 189,000
College Station-Bryan, TX 3 $ 1,195,000 $ 398,333 $ 194,000
Corpus Christi, TX 3 $ 485,000 $ 161,666 $ 109,000
Decatur, AL 3 $ 415,000 $ 138,333 $ 165,000
Elmira, NY 3 $ 535,000 $ 178,333 $ 81,000
Eugene, OR 3 $ 1,275,000 $ 425,000 $ 135,000
Fond Du Lac, WI 3 $ 595,000 $ 198,333 $ 169,000
Grand Junction, CO 3 $ 1,385,000 $ 461,666 $ 172,000
Jackson, TN 3 $ 375,000 $ 125,000 $ 226,000
Lawton, OK 3 $ 455,000 $ 151,666 $ 67,000
Longview, WA 3 $ 1,255,000 $ 418,333 $ 128,000
Lubbock, TX 3 $ 815,000 $ 271,666 $ 144,000
Montgomery, AL 3 $ 955,000 $ 318,333 $ 99,000
Rockingham County-Strafford County, NH 3 $ 1,135,000 $ 378,333 $ 194,000
Salem, OR 3 $ 2,105,000 $ 701,666 $ 214,000
Urban Honolulu, HI 3 $ 2,345,000 $ 781,666 $ 342,000
Vineland-Bridgeton, NJ 3 $ 755,000 $ 251,666 $ 71,000
Albany, OR 2 $ 490,000 $ 245,000 $ 249,000
Bangor, ME 2 $ 250,000 $ 125,000 $ 71,000
Billings, MT 2 $ 350,000 $ 175,000 $ 78,000
Binghamton, NY 2 $ 240,000 $ 120,000 $ 126,000
Cheyenne, WY 2 $ 1,080,000 $ 540,000 $ 209,000
Flagstaff, AZ 2 $ 1,550,000 $ 775,000 $ 419,000
Gadsden, AL 2 $ 280,000 $ 140,000 $ 88,000
Gettysburg, PA 2 $ 200,000 $ 100,000 $ 127,000
Great Falls, MT 2 $ 540,000 $ 270,000 $ 99,000
Hot Springs, AR 2 $ 560,000 $ 280,000 $ 114,000
Idaho Falls, ID 2 $ 1,630,000 $ 815,000 $ 32,000
Iowa City, IA 2 $ 640,000 $ 320,000 $ 109,000
Lafayette, LA 2 $ 1,020,000 $ 510,000 $ 166,000
Lewiston-Auburn, ME 2 $ 370,000 $ 185,000 $ 64,000
Logan, UT-ID 2 $ 560,000 $ 280,000 $ 108,000
Longview, TX 2 $ 360,000 $ 180,000 $ 83,000
Missoula, MT 2 $ 1,040,000 $ 520,000 $ 136,000
Parkersburg-Vienna, WV 2 $ 320,000 $ 160,000 $ 98,000
Redding, CA 2 $ 1,010,000 $ 505,000 $ 109,000
Rochester, MN 2 $ 340,000 $ 170,000 $ 60,000
Salisbury, MD-DE 2 $ 410,000 $ 205,000 $ 59,000
St. Cloud, MN 2 $ 530,000 $ 265,000 $ 143,000
State College, PA 2 $ 530,000 $ 265,000 $ 318,000
Staunton-Waynesboro, VA 2 $ 630,000 $ 315,000 $ 113,000
Texarkana, TX-AR 2 $ 680,000 $ 340,000 $ 138,000
Amarillo, TX 1 $ 305,000 $ 305,000 $ 121,000
Amherst Town-Northampton, MA 1 $ 375,000 $ 375,000 $ 144,000
Anchorage, AK 1 $ 385,000 $ 385,000 $ 100,000
Bismarck, ND 1 $ 535,000 $ 535,000 $ 231,000
Blacksburg-Christiansburg-Radford, VA 1 $ 135,000 $ 135,000 $ 30,000
Burlington-South Burlington, VT 1 $ 595,000 $ 595,000 $ 223,000
Erie, PA 1 $ 85,000 $ 85,000 $ 135,000
Farmington, NM 1 $ 285,000 $ 285,000 $ 122,000
Florence-Muscle Shoals, AL 1 $ 175,000 $ 175,000 $ 90,000
Glens Falls, NY 1 $ 185,000 $ 185,000 $ 76,000
Grand Island, NE 1 $ 545,000 $ 545,000 $ 700,000
Grants Pass, OR 1 $ 425,000 $ 425,000 $ 174,000
Hattiesburg, MS 1 $ 345,000 $ 345,000 $ 176,000
Helena, MT 1 $ 585,000 $ 585,000 $ 279,000
Houma-Thibodaux, LA 1 $ 265,000 $ 265,000 $ 110,000
Johnstown, PA 1 $ 205,000 $ 205,000 $ 84,000
Laredo, TX 1 $ 435,000 $ 435,000 $ 205,000
Medford, OR 1 $ 435,000 $ 435,000 $ 140,000
Mount Vernon-Anacortes, WA 1 $ 565,000 $ 565,000 $ 158,000
Norwich-New London, CT 1 $ 185,000 $ 185,000 $ 195,000
Odessa, TX 1 $ 65,000 $ 65,000 $ 70,000
Pittsfield, MA 1 $ 205,000 $ 205,000 $ 81,000
Racine, WI 1 $ 615,000 $ 615,000 $ 265,000
Rapid City, SD 1 $ 435,000 $ 435,000 $ 123,000
Reading, PA 1 $ 195,000 $ 195,000 $ 106,000
Sheboygan, WI 1 $ 215,000 $ 215,000 $ 120,000
St. Joseph, MO-KS 1 $ 145,000 $ 145,000 $ 101,000
Tuscaloosa, AL 1 $ 155,000 $ 155,000 $ 270,000
Utica-Rome, NY 1 $ 55,000 $ 55,000 $ 0
Victoria, TX 1 $ 315,000 $ 315,000 $ 156,000
Waterloo-Cedar Falls, IA 1 $ 95,000 $ 95,000 $ 59,000
Wenatchee, WA 1 $ 525,000 $ 525,000 $ 440,000
Yakima, WA 1 $ 435,000 $ 435,000 $ 108,000

Mortgage Loan Application Detail Totals for Fifth Third Bank, National Association in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 22,598 $2,355,710,000 $104,000 $3,005,000 $125,000 $6,813,000
Home Purchase 21,044 $8,144,120,000 $387,000 $12,005,000 $175,000 $9,224,000
Refinancing 18,664 $3,453,920,000 $185,000 $15,665,000 $136,000 $7,038,000
Other Purpose 15,976 $1,861,900,000 $116,000 $12,105,000 $124,000 $8,000,000
Cash-out Refinancing 4,296 $1,020,300,000 $237,000 $7,495,000 $108,000 $3,766,000
Not Applicable 177 $15,225,000 $86,000 $415,000 $65,000 $173,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57,478 $10,318,340,000 $179,000 $12,105,000 $137,000 $9,224,000
Not applicable 7,359 $3,022,525,000 $410,000 $15,665,000 $153,000 $2,018,000
Black or African American 6,004 $744,790,000 $124,000 $3,005,000 $104,000 $5,500,000
Hispanic 5,635 $950,075,000 $168,000 $3,005,000 $123,000 $8,000,000
Asian 3,515 $1,073,385,000 $305,000 $5,005,000 $193,000 $3,031,000
Not Provided 2,317 $675,155,000 $291,000 $5,405,000 $187,000 $4,167,000
American Indian or Alaskan Native 353 $52,475,000 $148,000 $2,885,000 $130,000 $7,989,000
Native Hawaiian or Other Pacific Islander 94 $14,430,000 $153,000 $1,025,000 $124,000 $791,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 76,950 $15,148,610,000 $196,000 $15,665,000 $142,000 $9,224,000
FHA-insured (Federal Housing Administration) 3,270 $803,300,000 $245,000 $945,000 $89,000 $711,000
VA-guaranteed (Veterans Administration) 2,455 $883,925,000 $360,000 $1,265,000 $120,000 $1,635,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 80 $15,340,000 $191,000 $395,000 $69,000 $138,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 39,534 $7,992,820,000 $202,000 $15,665,000 $146,000 $9,224,000
Application Denied By Financial Institution 21,201 $2,803,835,000 $132,000 $5,515,000 $110,000 $8,000,000
Application Withdrawn By Applicant 9,025 $2,201,725,000 $243,000 $12,005,000 $157,000 $4,283,000
Loan Purchased By The Institution 7,329 $2,905,505,000 $396,000 $1,285,000 $153,000 $2,018,000
File Closed For Incompleteness 4,114 $735,730,000 $178,000 $5,005,000 $163,000 $5,000,000
Application Approved But Not Accepted 1,552 $211,560,000 $136,000 $1,995,000 $132,000 $3,650,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 61,554 $14,047,340,000 $228,000 $15,665,000 $149,000 $9,224,000
Credit History 9,282 $812,260,000 $87,000 $5,005,000 $104,000 $8,000,000
Debt-To-Income Ratio 4,943 $842,005,000 $170,000 $5,515,000 $66,000 $926,000
Collateral 2,289 $344,475,000 $150,000 $4,005,000 $138,000 $1,866,000
Other 2,284 $367,500,000 $160,000 $3,005,000 $166,000 $5,500,000
Credit Application Incomplete 1,458 $302,330,000 $207,000 $5,275,000 $149,000 $2,400,000
Unverifiable Information 662 $92,020,000 $139,000 $1,005,000 $138,000 $1,800,000
Employment History 250 $35,020,000 $140,000 $755,000 $132,000 $1,350,000
Insufficient Cash (Downpayment, Closing Cost) 33 $8,225,000 $249,000 $1,255,000 $98,000 $695,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fifth Third Bank, National Association's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fifth Third Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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