Finworth Mortgage, LLC, An Insbank Company Mortgage Lending & HMDA Data, 2018
In 2018, Finworth Mortgage, LLC, An Insbank Company of Nashville, TN reported 221 mortgage applications totaling $58.0 million, down 13% from 2017. The average application was for $262,511, and applicants reported an average income of $138,493. 78% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (142), Memphis, TN-MS-AR (7) and Chattanooga, TN-GA (5) (applications in parentheses).
| Mortgage Company & Address | Finworth Mortgage, LLC, An Insbank Company 2106 Crestmoor Road Nashville, TN 37215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 221 |
| Total Mortgage Loan Application Amount | $58,015,000 |
| Average Mortgage Loan Application Amount | $262,511 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $138,493 |
| Highest Applicant Income | $1,928,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finworth Mortgage, LLC, An Insbank Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson, Tennessee | 52 | $ 16,040,000 | $ 308,461 | $ 186,000 |
| Williamson, Tennessee | 29 | $ 13,635,000 | $ 470,172 | $ 243,000 |
| Wilson, Tennessee | 21 | $ 4,985,000 | $ 237,380 | $ 77,000 |
| Macon, Tennessee | 15 | $ 2,165,000 | $ 144,333 | $ 57,000 |
| Sumner, Tennessee | 12 | $ 2,660,000 | $ 221,666 | $ 97,000 |
| Franklin, Tennessee | 10 | $ 2,210,000 | $ 221,000 | $ 177,000 |
| Talladega, Alabama | 7 | $ 1,465,000 | $ 209,285 | $ 80,000 |
| Shelby, Tennessee | 7 | $ 1,065,000 | $ 152,142 | $ 50,000 |
| Coffee, Tennessee | 5 | $ 1,435,000 | $ 287,000 | $ 130,000 |
| Henderson, Tennessee | 5 | $ 645,000 | $ 129,000 | $ 52,000 |
| Bledsoe, Tennessee | 4 | $ 630,000 | $ 157,500 | $ 70,000 |
| Putnam, Tennessee | 4 | $ 640,000 | $ 160,000 | $ 47,000 |
| Rutherford, Tennessee | 4 | $ 1,590,000 | $ 397,500 | $ 122,000 |
| Clay, Tennessee | 3 | $ 415,000 | $ 138,333 | $ 54,000 |
| Dickson, Tennessee | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Jackson, Tennessee | 3 | $ 395,000 | $ 131,666 | $ 66,000 |
| Smith, Tennessee | 3 | $ 645,000 | $ 215,000 | $ 91,000 |
| DeKalb, Tennessee | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Hamilton, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 222,000 |
| Madison, Tennessee | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Marion, Tennessee | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Montgomery, Tennessee | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Robertson, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 113,000 |
| Autauga, Alabama | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Blount, Alabama | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Madison, Alabama | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Randolph, Alabama | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Shelby, Alabama | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Douglas, Colorado | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| Bay, Florida | 1 | $ 445,000 | $ 445,000 | $ 404,000 |
| Bibb, Georgia | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Glynn, Georgia | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Barren, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Cuyahoga, Ohio | 1 | $ 175,000 | $ 175,000 | $ 271,000 |
| Darke, Ohio | 1 | $ 265,000 | $ 265,000 | $ 550,000 |
| Hamilton, Ohio | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| Bedford, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| Cumberland, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Decatur, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Knox, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 169,000 |
| Rhea, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Sequatchie, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Sevier, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 452,000 |
| Trousdale, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Washington, Tennessee | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Finworth Mortgage, LLC, An Insbank Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 133 | $36,075,000 | $271,000 | $1,145,000 | $143,000 | $770,000 |
| Refinancing | 46 | $12,710,000 | $276,000 | $1,325,000 | $167,000 | $1,928,000 |
| Cash-out Refinancing | 42 | $9,230,000 | $219,000 | $455,000 | $93,000 | $308,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 179 | $45,735,000 | $255,000 | $1,325,000 | $142,000 | $1,928,000 |
| Not Provided | 22 | $7,140,000 | $324,000 | $885,000 | $136,000 | $513,000 |
| Asian | 14 | $3,890,000 | $277,000 | $1,145,000 | $110,000 | $532,000 |
| Black or African American | 3 | $345,000 | $115,000 | $135,000 | $64,000 | $81,000 |
| Hispanic | 2 | $540,000 | $270,000 | $345,000 | $69,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 187 | $51,725,000 | $276,000 | $1,325,000 | $151,000 | $1,928,000 |
| FHA-insured (Federal Housing Administration) | 29 | $5,285,000 | $182,000 | $345,000 | $66,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $315,000 | $105,000 | $165,000 | $43,000 | $54,000 |
| VA-guaranteed (Veterans Administration) | 2 | $690,000 | $345,000 | $595,000 | $94,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 173 | $46,745,000 | $270,000 | $1,325,000 | $150,000 | $1,928,000 |
| Application Withdrawn By Applicant | 23 | $6,785,000 | $295,000 | $985,000 | $126,000 | $637,000 |
| Application Denied By Financial Institution | 18 | $3,290,000 | $182,000 | $535,000 | $68,000 | $120,000 |
| File Closed For Incompleteness | 7 | $1,195,000 | $170,000 | $245,000 | $70,000 | $137,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 221 | $58,015,000 | $262,000 | $1,325,000 | $138,000 | $1,928,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finworth Mortgage, LLC, An Insbank Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finworth Mortgage, LLC, An Insbank Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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