Fire Police City County Federa Mortgage Lending & HMDA Data, 2018

In 2018, Fire Police City County Federa of Fort Wayne, IN reported 186 mortgage applications totaling $18.8 million, down 19% from 2017. The average application was for $101,290, and applicants reported an average income of $62,698. 31% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Fort Wayne, IN (101) and Indianapolis-Carmel-Anderson, IN (3).

Mortgage Company & Address Fire Police City County Federa
3306 N. Clinton Street
Fort Wayne, IN 46805
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 186
Total Mortgage Loan Application Amount $18,840,000
Average Mortgage Loan Application Amount $101,290
Highest Mortgage Loan Application Amount $375,000
Average Applicant Income $62,698
Highest Applicant Income $194,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fire Police City County Federa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Fire Police City County Federa in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 116 $13,070,000 $112,000 $375,000 $62,000 $185,000
Refinancing 57 $4,895,000 $85,000 $335,000 $67,000 $194,000
Cash-out Refinancing 5 $455,000 $91,000 $145,000 $59,000 $102,000
Home Improvement 4 $110,000 $27,000 $35,000 $50,000 $97,000
Other Purpose 4 $310,000 $77,000 $245,000 $39,000 $58,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 135 $14,515,000 $107,000 $375,000 $68,000 $194,000
Black or African American 19 $1,805,000 $95,000 $205,000 $58,000 $181,000
Not Provided 14 $1,300,000 $92,000 $155,000 $34,000 $102,000
Asian 13 $765,000 $58,000 $145,000 $41,000 $68,000
Hispanic 2 $200,000 $100,000 $145,000 $44,000 $52,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $66,000 $66,000
Not applicable 1 $35,000 $35,000 $35,000 $71,000 $71,000
American Indian or Alaskan Native 1 $115,000 $115,000 $115,000 $58,000 $58,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 186 $18,840,000 $101,000 $375,000 $63,000 $194,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 64 $8,190,000 $127,000 $375,000 $62,000 $181,000
Loan Originated 58 $5,100,000 $87,000 $235,000 $74,000 $185,000
Application Denied By Financial Institution 42 $3,430,000 $81,000 $335,000 $49,000 $194,000
Application Withdrawn By Applicant 18 $1,810,000 $100,000 $285,000 $63,000 $157,000
Application Approved But Not Accepted 4 $310,000 $77,000 $205,000 $60,000 $97,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 144 $15,410,000 $107,000 $375,000 $67,000 $185,000
Credit History 16 $1,270,000 $79,000 $135,000 $41,000 $81,000
Debt-To-Income Ratio 14 $1,090,000 $77,000 $245,000 $36,000 $88,000
Collateral 8 $660,000 $82,000 $335,000 $77,000 $194,000
Employment History 3 $285,000 $95,000 $145,000 $49,000 $66,000
Credit Application Incomplete 1 $125,000 $125,000 $125,000 $112,000 $112,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fire Police City County Federa's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fire Police City County Federa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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