Firefighters First Federal Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Firefighters First Federal Credit Union of Pasadena, CA reported 1,694 mortgage applications totaling $465.7 million, up 25% from 2024. The average application was for $274,911, and applicants reported an average income of $193,145. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (258), Los Angeles-Long Beach-Glendale, CA (212) and Sacramento--Roseville--Arden-Arcade, CA (131) (applications in parentheses).

Mortgage Company & Address Firefighters First Federal Credit Union
815 Colorado Blvd
Pasadena, CA 91105
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,694
Total Mortgage Loan Application Amount $465,700,000
Average Mortgage Loan Application Amount $274,911
Highest Mortgage Loan Application Amount $6,355,000
Average Applicant Income $193,145
Highest Applicant Income $4,108,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firefighters First Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firefighters First Federal Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 212 $ 66,750,000 $ 314,858 $ 196,000
Riverside, California 156 $ 40,320,000 $ 258,461 $ 197,000
Ventura, California 116 $ 37,240,000 $ 321,034 $ 220,000
Maricopa, Arizona 102 $ 19,870,000 $ 194,803 $ 153,000
San Bernardino, California 102 $ 28,310,000 $ 277,549 $ 247,000
Orange, California 97 $ 28,365,000 $ 292,422 $ 224,000
Placer, California 47 $ 12,575,000 $ 267,553 $ 248,000
Sacramento, California 47 $ 11,545,000 $ 245,638 $ 208,000
San Diego, California 43 $ 14,775,000 $ 343,604 $ 209,000
Kern, California 37 $ 7,215,000 $ 195,000 $ 175,000
Contra Costa, California 36 $ 11,370,000 $ 315,833 $ 215,000
Clark, Nevada 32 $ 6,050,000 $ 189,062 $ 153,000
El Dorado, California 29 $ 9,595,000 $ 330,862 $ 197,000
Mohave, Arizona 25 $ 6,265,000 $ 250,600 $ 229,000
Ada, Idaho 17 $ 10,115,000 $ 595,000 $ 134,000
San Joaquin, California 16 $ 2,560,000 $ 160,000 $ 187,000
Palm Beach, Florida 16 $ 3,350,000 $ 209,375 $ 153,000
San Luis Obispo, California 15 $ 5,885,000 $ 392,333 $ 198,000
Yavapai, Arizona 14 $ 3,660,000 $ 261,428 $ 134,000
Nevada, California 14 $ 1,710,000 $ 122,142 $ 225,000
Stanislaus, California 14 $ 2,740,000 $ 195,714 $ 232,000
Kootenai, Idaho 14 $ 6,300,000 $ 450,000 $ 249,000
Washoe, Nevada 14 $ 2,420,000 $ 172,857 $ 140,000
Pima, Arizona 13 $ 2,115,000 $ 162,692 $ 145,000
Alameda, California 13 $ 5,755,000 $ 442,692 $ 258,000
Pinal, Arizona 11 $ 1,125,000 $ 102,272 $ 132,000
Butte, California 11 $ 1,905,000 $ 173,181 $ 157,000
Pierce, Washington 11 $ 3,285,000 $ 298,636 $ 179,000
Snohomish, Washington 11 $ 3,255,000 $ 295,909 $ 189,000
Solano, California 9 $ 1,555,000 $ 172,777 $ 203,000
Amador, California 8 $ 1,220,000 $ 152,500 $ 226,000
Santa Barbara, California 8 $ 2,030,000 $ 253,750 $ 196,000
Yolo, California 8 $ 2,650,000 $ 331,250 $ 175,000
Fresno, California 7 $ 1,115,000 $ 159,285 $ 160,000
Collin, Texas 7 $ 1,575,000 $ 225,000 $ 182,000
Dallas, Texas 7 $ 3,495,000 $ 499,285 $ 134,000
Denton, Texas 7 $ 1,765,000 $ 252,142 $ 169,000
King, Washington 7 $ 3,965,000 $ 566,428 $ 267,000
Navajo, Arizona 6 $ 1,250,000 $ 208,333 $ 113,000
Monterey, California 6 $ 950,000 $ 158,333 $ 199,000
Santa Cruz, California 6 $ 2,690,000 $ 448,333 $ 317,000
Santa Clara, California 5 $ 1,825,000 $ 365,000 $ 272,000
Shasta, California 5 $ 405,000 $ 81,000 $ 123,000
Tuolumne, California 5 $ 735,000 $ 147,000 $ 119,000
Broward, Florida 5 $ 1,215,000 $ 243,000 $ 129,000
Canyon, Idaho 5 $ 985,000 $ 197,000 $ 152,000
Napa, California 4 $ 1,250,000 $ 312,500 $ 198,000
Sonoma, California 4 $ 1,130,000 $ 282,500 $ 222,000
Tehama, California 4 $ 1,220,000 $ 305,000 $ 250,000
Honolulu, Hawaii 4 $ 2,570,000 $ 642,500 $ 136,000
Shelby, Tennessee 4 $ 380,000 $ 95,000 $ 106,000
Grayson, Texas 4 $ 720,000 $ 180,000 $ 110,000
Kaufman, Texas 4 $ 510,000 $ 127,500 $ 156,000
Tarrant, Texas 4 $ 470,000 $ 117,500 $ 162,000
Wasatch, Utah 4 $ 2,010,000 $ 502,500 $ 185,000
Whatcom, Washington 4 $ 1,270,000 $ 317,500 $ 185,000
Yuma, Arizona 3 $ 545,000 $ 181,666 $ 81,000
Calaveras, California 3 $ 915,000 $ 305,000 $ 191,000
Lake, California 3 $ 845,000 $ 281,666 $ 116,000
Madera, California 3 $ 575,000 $ 191,666 $ 191,000
San Francisco, California 3 $ 2,015,000 $ 671,666 $ 224,000
Siskiyou, California 3 $ 705,000 $ 235,000 $ 113,000
Douglas, Colorado 3 $ 395,000 $ 131,666 $ 227,000
El Paso, Colorado 3 $ 595,000 $ 198,333 $ 109,000
Larimer, Colorado 3 $ 795,000 $ 265,000 $ 203,000
Weld, Colorado 3 $ 515,000 $ 171,666 $ 138,000
Lake, Indiana 3 $ 755,000 $ 251,666 $ 0
Lyon, Nevada 3 $ 605,000 $ 201,666 $ 136,000
Nye, Nevada 3 $ 845,000 $ 281,666 $ 146,000
Sandoval, New Mexico 3 $ 385,000 $ 128,333 $ 55,000
Davidson, Tennessee 3 $ 985,000 $ 328,333 $ 142,000
Rutherford, Tennessee 3 $ 245,000 $ 81,666 $ 70,000
Sumner, Tennessee 3 $ 935,000 $ 311,666 $ 185,000
Williamson, Tennessee 3 $ 925,000 $ 308,333 $ 213,000
Wilson, Tennessee 3 $ 1,155,000 $ 385,000 $ 166,000
Smith, Texas 3 $ 305,000 $ 101,666 $ 103,000
Washington, Utah 3 $ 1,275,000 $ 425,000 $ 184,000
Clark, Washington 3 $ 385,000 $ 128,333 $ 157,000
Coconino, Arizona 2 $ 370,000 $ 185,000 $ 153,000
Gila, Arizona 2 $ 500,000 $ 250,000 $ 139,000
Humboldt, California 2 $ 490,000 $ 245,000 $ 113,000
Marin, California 2 $ 370,000 $ 185,000 $ 202,000
Merced, California 2 $ 270,000 $ 135,000 $ 181,000
Mono, California 2 $ 320,000 $ 160,000 $ 184,000
Jefferson, Colorado 2 $ 1,240,000 $ 620,000 $ 167,000
Indian River, Florida 2 $ 190,000 $ 95,000 $ 93,000
Martin, Florida 2 $ 270,000 $ 135,000 $ 165,000
Seminole, Florida 2 $ 360,000 $ 180,000 $ 105,000
St. Lucie, Florida 2 $ 280,000 $ 140,000 $ 225,000
Hawaii, Hawaii 2 $ 820,000 $ 410,000 $ 153,000
Gem, Idaho 2 $ 280,000 $ 140,000 $ 104,000
Lemhi, Idaho 2 $ 580,000 $ 290,000 $ 132,000
Hinds, Mississippi 2 $ 130,000 $ 65,000 $ 0
St. Louis City, Missouri 2 $ 90,000 $ 45,000 $ 370,000
Flathead, Montana 2 $ 660,000 $ 330,000 $ 55,000
Lincoln, Montana 2 $ 810,000 $ 405,000 $ 141,000
Douglas, Nebraska 2 $ 480,000 $ 240,000 $ 0
Carson City, Nevada 2 $ 170,000 $ 85,000 $ 150,000
Douglas, Nevada 2 $ 270,000 $ 135,000 $ 209,000
Eddy, New Mexico 2 $ 210,000 $ 105,000 $ 176,000
San Juan, New Mexico 2 $ 330,000 $ 165,000 $ 85,000
Cuyahoga, Ohio 2 $ 180,000 $ 90,000 $ 0
Deschutes, Oregon 2 $ 750,000 $ 375,000 $ 164,000
Klamath, Oregon 2 $ 220,000 $ 110,000 $ 144,000
Lane, Oregon 2 $ 1,010,000 $ 505,000 $ 167,000
Knox, Tennessee 2 $ 850,000 $ 425,000 $ 191,000
Tipton, Tennessee 2 $ 900,000 $ 450,000 $ 173,000
Washington, Tennessee 2 $ 330,000 $ 165,000 $ 135,000
Brazoria, Texas 2 $ 250,000 $ 125,000 $ 159,000
El Paso, Texas 2 $ 270,000 $ 135,000 $ 131,000
McLennan, Texas 2 $ 70,000 $ 35,000 $ 189,000
Parker, Texas 2 $ 740,000 $ 370,000 $ 115,000
Wichita, Texas 2 $ 220,000 $ 110,000 $ 80,000
Davis, Utah 2 $ 240,000 $ 120,000 $ 235,000
Iron, Utah 2 $ 500,000 $ 250,000 $ 112,000
Salt Lake, Utah 2 $ 540,000 $ 270,000 $ 234,000
Utah, Utah 2 $ 760,000 $ 380,000 $ 203,000
Clallam, Washington 2 $ 540,000 $ 270,000 $ 219,000
Skagit, Washington 2 $ 610,000 $ 305,000 $ 170,000
Racine, Wisconsin 2 $ 220,000 $ 110,000 $ 0
Imperial, California 1 $ 145,000 $ 145,000 $ 114,000
Mendocino, California 1 $ 485,000 $ 485,000 $ 155,000
Plumas, California 1 $ 65,000 $ 65,000 $ 141,000
Trinity, California 1 $ 25,000 $ 25,000 $ 72,000
Tulare, California 1 $ 105,000 $ 105,000 $ 153,000
Adams, Colorado 1 $ 55,000 $ 55,000 $ 100,000
Garfield, Colorado 1 $ 375,000 $ 375,000 $ 238,000
La Plata, Colorado 1 $ 245,000 $ 245,000 $ 179,000
Mesa, Colorado 1 $ 25,000 $ 25,000 $ 116,000
Brevard, Florida 1 $ 335,000 $ 335,000 $ 393,000
Charlotte, Florida 1 $ 105,000 $ 105,000 $ 65,000
Collier, Florida 1 $ 105,000 $ 105,000 $ 178,000
Hernando, Florida 1 $ 105,000 $ 105,000 $ 35,000
Lake, Florida 1 $ 55,000 $ 55,000 $ 74,000
Miami-Dade, Florida 1 $ 625,000 $ 625,000 $ 165,000
Polk, Florida 1 $ 85,000 $ 85,000 $ 736,000
DeKalb, Georgia 1 $ 295,000 $ 295,000 $ 0
Effingham, Georgia 1 $ 925,000 $ 925,000 $ 687,000
Bonner, Idaho 1 $ 765,000 $ 765,000 $ 332,000
Owyhee, Idaho 1 $ 35,000 $ 35,000 $ 79,000
Valley, Idaho 1 $ 205,000 $ 205,000 $ 141,000
Branch, Michigan 1 $ 265,000 $ 265,000 $ 0
Beaverhead, Montana 1 $ 395,000 $ 395,000 $ 203,000
Missoula, Montana 1 $ 375,000 $ 375,000 $ 140,000
Churchill, Nevada 1 $ 275,000 $ 275,000 $ 0
Bernalillo, New Mexico 1 $ 65,000 $ 65,000 $ 84,000
Catron, New Mexico 1 $ 25,000 $ 25,000 $ 82,000
Chaves, New Mexico 1 $ 355,000 $ 355,000 $ 137,000
Dona Ana, New Mexico 1 $ 235,000 $ 235,000 $ 54,000
Lea, New Mexico 1 $ 195,000 $ 195,000 $ 118,000
Cass, North Dakota 1 $ 205,000 $ 205,000 $ 0
Hamilton, Ohio 1 $ 115,000 $ 115,000 $ 382,000
Clackamas, Oregon 1 $ 205,000 $ 205,000 $ 145,000
Douglas, Oregon 1 $ 45,000 $ 45,000 $ 147,000
Jefferson, Oregon 1 $ 655,000 $ 655,000 $ 163,000
Josephine, Oregon 1 $ 375,000 $ 375,000 $ 147,000
Washington, Oregon 1 $ 215,000 $ 215,000 $ 181,000
Yamhill, Oregon 1 $ 85,000 $ 85,000 $ 262,000
Washington, Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Oconee, South Carolina 1 $ 265,000 $ 265,000 $ 0
Bedford, Tennessee 1 $ 485,000 $ 485,000 $ 160,000
Bradley, Tennessee 1 $ 175,000 $ 175,000 $ 153,000
Carter, Tennessee 1 $ 205,000 $ 205,000 $ 117,000
Coffee, Tennessee 1 $ 415,000 $ 415,000 $ 88,000
Cumberland, Tennessee 1 $ 205,000 $ 205,000 $ 81,000
Macon, Tennessee 1 $ 275,000 $ 275,000 $ 0
Robertson, Tennessee 1 $ 75,000 $ 75,000 $ 71,000
Sevier, Tennessee 1 $ 145,000 $ 145,000 $ 50,000
Bexar, Texas 1 $ 35,000 $ 35,000 $ 205,000
Bowie, Texas 1 $ 155,000 $ 155,000 $ 168,000
Cooke, Texas 1 $ 155,000 $ 155,000 $ 117,000
Ellis, Texas 1 $ 105,000 $ 105,000 $ 141,000
Fannin, Texas 1 $ 75,000 $ 75,000 $ 205,000
Hays, Texas 1 $ 135,000 $ 135,000 $ 0
Hidalgo, Texas 1 $ 135,000 $ 135,000 $ 67,000
Hood, Texas 1 $ 45,000 $ 45,000 $ 134,000
Johnson, Texas 1 $ 15,000 $ 15,000 $ 116,000
Lampasas, Texas 1 $ 35,000 $ 35,000 $ 191,000
Mills, Texas 1 $ 225,000 $ 225,000 $ 127,000
Montgomery, Texas 1 $ 75,000 $ 75,000 $ 157,000
Morris, Texas 1 $ 45,000 $ 45,000 $ 145,000
Travis, Texas 1 $ 265,000 $ 265,000 $ 208,000
Van Zandt, Texas 1 $ 495,000 $ 495,000 $ 185,000
Williamson, Texas 1 $ 85,000 $ 85,000 $ 89,000
Wise, Texas 1 $ 205,000 $ 205,000 $ 146,000
Summit, Utah 1 $ 55,000 $ 55,000 $ 224,000
Weber, Utah 1 $ 155,000 $ 155,000 $ 155,000
Chelan, Washington 1 $ 105,000 $ 105,000 $ 100,000
Cowlitz, Washington 1 $ 205,000 $ 205,000 $ 257,000
Douglas, Washington 1 $ 345,000 $ 345,000 $ 34,000
Kitsap, Washington 1 $ 45,000 $ 45,000 $ 284,000
Kittitas, Washington 1 $ 365,000 $ 365,000 $ 247,000
Klickitat, Washington 1 $ 245,000 $ 245,000 $ 158,000
Pend Oreille, Washington 1 $ 155,000 $ 155,000 $ 115,000
Thurston, Washington 1 $ 535,000 $ 535,000 $ 205,000
Sheboygan, Wisconsin 1 $ 435,000 $ 435,000 $ 305,000

Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 703 $165,555,000 $235,000 $6,355,000 $185,000 $899,000
Home Improvement 552 $99,750,000 $180,000 $1,255,000 $195,000 $857,000
Home Purchase 272 $136,620,000 $502,000 $1,815,000 $202,000 $1,352,000
Refinancing 134 $58,160,000 $434,000 $1,605,000 $214,000 $4,108,000
Other Purpose 33 $5,615,000 $170,000 $505,000 $178,000 $518,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 839 $217,895,000 $259,000 $1,225,000 $186,000 $857,000
Hispanic 352 $84,670,000 $240,000 $1,365,000 $185,000 $606,000
Not Provided 335 $98,835,000 $295,000 $1,815,000 $202,000 $1,352,000
Asian 50 $14,520,000 $290,000 $955,000 $289,000 $4,108,000
Not applicable 46 $25,200,000 $547,000 $6,355,000 $0 $0
Black or African American 44 $15,100,000 $343,000 $1,255,000 $201,000 $419,000
American Indian or Alaskan Native 18 $6,260,000 $347,000 $975,000 $246,000 $586,000
Native Hawaiian or Other Pacific Islander 10 $3,220,000 $322,000 $645,000 $160,000 $240,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,694 $465,700,000 $274,000 $6,355,000 $193,000 $4,108,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,143 $307,305,000 $268,000 $6,355,000 $199,000 $1,352,000
Application Withdrawn By Applicant 225 $68,245,000 $303,000 $1,315,000 $193,000 $4,108,000
Application Denied By Financial Institution 174 $48,700,000 $279,000 $1,365,000 $162,000 $564,000
File Closed For Incompleteness 128 $28,630,000 $223,000 $785,000 $189,000 $736,000
Preapproval Denied by Financial Institution 18 $10,590,000 $588,000 $1,055,000 $160,000 $363,000
Application Approved But Not Accepted 5 $2,075,000 $415,000 $895,000 $216,000 $386,000
Loan Purchased By The Institution 1 $155,000 $155,000 $155,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,502 $406,410,000 $270,000 $6,355,000 $197,000 $4,108,000
Debt-To-Income Ratio 120 $41,060,000 $342,000 $1,365,000 $143,000 $343,000
Other 32 $7,410,000 $231,000 $725,000 $206,000 $564,000
Credit History 19 $4,875,000 $256,000 $635,000 $175,000 $401,000
Collateral 16 $3,040,000 $190,000 $585,000 $205,000 $363,000
Unverifiable Information 2 $1,570,000 $785,000 $855,000 $203,000 $231,000
Insufficient Cash (Downpayment, Closing Cost) 2 $940,000 $470,000 $565,000 $150,000 $208,000
Credit Application Incomplete 1 $395,000 $395,000 $395,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firefighters First Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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