Firefighters First Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Firefighters First Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefighters First Federal Credit Union 815 Colorado Blvd Pasadena, CA 90041 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 648 |
| Total Mortgage Loan Application Amount | $224,120,000 |
| Average Mortgage Loan Application Amount | $267,833 |
| Highest Mortgage Loan Application Amount | $1,605,000 |
| Average Applicant Income | $161,166 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Firefighters First Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefighters First Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Firefighters First Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefighters First Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefighters First Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefighters First Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 145 | $ 54,345,000 | $ 374,000 | $ 134,000 |
| San Bernardino County California | 48 | $ 15,190,000 | $ 316,000 | $ 144,000 |
| Riverside County California | 42 | $ 11,850,000 | $ 282,000 | $ 139,000 |
| Ventura County California | 39 | $ 15,325,000 | $ 392,000 | $ 167,000 |
| Orange County California | 28 | $ 13,240,000 | $ 472,000 | $ 147,000 |
| Maricopa County Arizona | 16 | $ 3,890,000 | $ 243,000 | $ 143,000 |
| Kern County California | 13 | $ 3,135,000 | $ 241,000 | $ 134,000 |
| Placer County California | 12 | $ 4,260,000 | $ 355,000 | $ 133,000 |
| Sacramento County California | 12 | $ 3,670,000 | $ 305,000 | $ 152,000 |
| El Dorado County California | 11 | $ 2,935,000 | $ 266,000 | $ 160,000 |
| San Diego County California | 11 | $ 5,175,000 | $ 470,000 | $ 206,000 |
| Ada County Idaho | 10 | $ 2,530,000 | $ 253,000 | $ 129,000 |
| San Joaquin County California | 9 | $ 3,645,000 | $ 405,000 | $ 179,000 |
| Alameda County California | 8 | $ 4,200,000 | $ 525,000 | $ 183,000 |
| Contra Costa County California | 7 | $ 2,785,000 | $ 397,000 | $ 144,000 |
| Mohave County Arizona | 6 | $ 1,700,000 | $ 283,000 | $ 197,000 |
| San Luis Obispo County California | 6 | $ 2,530,000 | $ 421,000 | $ 185,000 |
| Nevada County California | 5 | $ 1,705,000 | $ 341,000 | $ 137,000 |
| Solano County California | 5 | $ 1,905,000 | $ 381,000 | $ 192,000 |
| Clark County Nevada | 5 | $ 945,000 | $ 189,000 | $ 117,000 |
| Calaveras County California | 4 | $ 1,070,000 | $ 267,000 | $ 111,000 |
| Santa Barbara County California | 4 | $ 730,000 | $ 182,000 | $ 87,000 |
| Stanislaus County California | 4 | $ 610,000 | $ 152,000 | $ 137,000 |
| Kootenai County Idaho | 4 | $ 1,090,000 | $ 272,000 | $ 119,000 |
| Deschutes County Oregon | 4 | $ 1,750,000 | $ 437,000 | $ 265,000 |
| Yavapai County Arizona | 3 | $ 825,000 | $ 275,000 | $ 141,000 |
| Butte County California | 3 | $ 1,145,000 | $ 381,000 | $ 149,000 |
| Inyo County California | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Santa Cruz County California | 3 | $ 1,155,000 | $ 385,000 | $ 208,000 |
| Sonoma County California | 3 | $ 1,645,000 | $ 548,000 | $ 126,000 |
| Clallam County Washington | 3 | $ 1,005,000 | $ 335,000 | $ 194,000 |
| Navajo County Arizona | 2 | $ 340,000 | $ 170,000 | $ 127,000 |
| Yuma County Arizona | 2 | $ 180,000 | $ 90,000 | $ 123,000 |
| Fresno County California | 2 | $ 400,000 | $ 200,000 | $ 235,000 |
| Siskiyou County California | 2 | $ 550,000 | $ 275,000 | $ 132,000 |
| Hawaii County Hawaii | 2 | $ 740,000 | $ 370,000 | $ 136,000 |
| Maui County Hawaii | 2 | $ 820,000 | $ 410,000 | $ 219,000 |
| Gem County Idaho | 2 | $ 660,000 | $ 330,000 | $ 148,000 |
| Douglas County Nevada | 2 | $ 450,000 | $ 225,000 | $ 92,000 |
| Washoe County Nevada | 2 | $ 510,000 | $ 255,000 | $ 98,000 |
| Washington County Utah | 2 | $ 570,000 | $ 285,000 | $ 107,000 |
| Clark County Washington | 2 | $ 720,000 | $ 360,000 | $ 120,000 |
| Kitsap County Washington | 2 | $ 930,000 | $ 465,000 | $ 152,000 |
| Coconino County Arizona | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Pima County Arizona | 1 | $ 115,000 | $ 115,000 | $ 280,000 |
| Pinal County Arizona | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| Mariposa County California | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Mendocino County California | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Merced County California | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Mono County California | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Monterey County California | 1 | $ 255,000 | $ 255,000 | $ 242,000 |
| Plumas County California | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Shasta County California | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Sierra County California | 1 | $ 295,000 | $ 295,000 | $ 196,000 |
| Sutter County California | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Tulare County California | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Mesa County Colorado | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Kauai County Hawaii | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Canyon County Idaho | 1 | $ 135,000 | $ 135,000 | $ 152,000 |
| Carson City County Nevada | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Jackson County Oregon | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Polk County Oregon | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Washington County Oregon | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Yamhill County Oregon | 1 | $ 45,000 | $ 45,000 | $ 147,000 |
| Parker County Texas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Cache County Utah | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Utah County Utah | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Island County Washington | 1 | $ 485,000 | $ 485,000 | $ 169,000 |
| King County Washington | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
| Stevens County Washington | 1 | $ 235,000 | $ 235,000 | $ 204,000 |
Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 369 | $127,845,000 | $346,000 | $1,605,000 | $145,000 | $780,000 |
| Home Purchase | 157 | $54,925,000 | $349,000 | $1,305,000 | $139,000 | $600,000 |
| Refinancing | 107 | $39,225,000 | $366,000 | $1,355,000 | $149,000 | $471,000 |
| Other Purpose | 9 | $725,000 | $80,000 | $205,000 | $140,000 | $302,000 |
| Not Applicable | 3 | $655,000 | $218,000 | $325,000 | $227,000 | $263,000 |
| Home Improvement | 3 | $745,000 | $248,000 | $395,000 | $167,000 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 297 | $100,415,000 | $338,000 | $1,605,000 | $141,000 | $780,000 |
| Not Provided | 232 | $79,350,000 | $342,000 | $1,355,000 | $147,000 | $471,000 |
| Hispanic | 70 | $24,700,000 | $352,000 | $675,000 | $136,000 | $335,000 |
| Black or African American | 23 | $10,765,000 | $468,000 | $1,305,000 | $187,000 | $426,000 |
| Not applicable | 11 | $3,035,000 | $275,000 | $415,000 | $159,000 | $175,000 |
| Asian | 9 | $4,215,000 | $468,000 | $995,000 | $151,000 | $265,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $845,000 | $281,000 | $385,000 | $156,000 | $218,000 |
| American Indian or Alaskan Native | 1 | $165,000 | $165,000 | $165,000 | $59,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 648 | $224,120,000 | $345,000 | $1,605,000 | $145,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 524 | $181,400,000 | $346,000 | $1,355,000 | $147,000 | $780,000 |
| Application Withdrawn By Applicant | 80 | $26,210,000 | $327,000 | $865,000 | $130,000 | $344,000 |
| Application Denied By Financial Institution | 29 | $11,215,000 | $386,000 | $1,605,000 | $137,000 | $280,000 |
| File Closed For Incompleteness | 13 | $4,295,000 | $330,000 | $655,000 | $171,000 | $334,000 |
| Preapproval Approved but not Accepted | 2 | $1,000,000 | $500,000 | $645,000 | $114,000 | $144,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 619 | $212,905,000 | $343,000 | $1,355,000 | $145,000 | $780,000 |
| Collateral | 13 | $3,995,000 | $307,000 | $775,000 | $150,000 | $280,000 |
| Debt-To-Income Ratio | 6 | $3,970,000 | $661,000 | $1,605,000 | $132,000 | $166,000 |
| Other | 6 | $1,750,000 | $291,000 | $465,000 | $126,000 | $205,000 |
| Mortgage Insurance Denied | 2 | $920,000 | $460,000 | $655,000 | $137,000 | $189,000 |
| Credit History | 1 | $525,000 | $525,000 | $525,000 | $162,000 | $162,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $12,000 | $12,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefighters First Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.