Firefighters First Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Firefighters First Federal Credit Union of Pasadena, CA reported 1,357 mortgage applications totaling $327.2 million, about the same as 2023. The average application was for $241,138, and applicants reported an average income of $184,379. 67% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (230), Los Angeles-Long Beach-Glendale, CA (202) and Phoenix-Mesa-Scottsdale, AZ (112) (applications in parentheses).
| Mortgage Company & Address | Firefighters First Federal Credit Union 815 Colorado Blvd Pasadena, CA 91105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,357 |
| Total Mortgage Loan Application Amount | $327,225,000 |
| Average Mortgage Loan Application Amount | $241,138 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $184,379 |
| Highest Applicant Income | $4,514,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firefighters First Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 202 | $ 52,830,000 | $ 261,534 | $ 179,000 |
| Riverside, California | 118 | $ 20,490,000 | $ 173,644 | $ 185,000 |
| San Bernardino, California | 112 | $ 24,110,000 | $ 215,267 | $ 216,000 |
| Maricopa, Arizona | 101 | $ 18,755,000 | $ 185,693 | $ 144,000 |
| Ventura, California | 83 | $ 19,875,000 | $ 239,457 | $ 193,000 |
| Orange, California | 65 | $ 22,165,000 | $ 341,000 | $ 206,000 |
| Placer, California | 48 | $ 11,740,000 | $ 244,583 | $ 214,000 |
| San Diego, California | 34 | $ 12,070,000 | $ 355,000 | $ 181,000 |
| Sacramento, California | 33 | $ 6,005,000 | $ 181,969 | $ 181,000 |
| Clark, Nevada | 33 | $ 7,465,000 | $ 226,212 | $ 185,000 |
| Kern, California | 30 | $ 6,900,000 | $ 230,000 | $ 217,000 |
| Mohave, Arizona | 22 | $ 3,990,000 | $ 181,363 | $ 139,000 |
| El Dorado, California | 20 | $ 4,390,000 | $ 219,500 | $ 210,000 |
| Stanislaus, California | 19 | $ 4,415,000 | $ 232,368 | $ 291,000 |
| Nevada, California | 18 | $ 5,500,000 | $ 305,555 | $ 151,000 |
| San Joaquin, California | 17 | $ 3,145,000 | $ 185,000 | $ 187,000 |
| Contra Costa, California | 13 | $ 4,545,000 | $ 349,615 | $ 210,000 |
| Washoe, Nevada | 12 | $ 2,730,000 | $ 227,500 | $ 174,000 |
| Pinal, Arizona | 11 | $ 2,205,000 | $ 200,454 | $ 135,000 |
| San Luis Obispo, California | 11 | $ 1,265,000 | $ 115,000 | $ 177,000 |
| Solano, California | 10 | $ 1,430,000 | $ 143,000 | $ 193,000 |
| Pima, Arizona | 9 | $ 875,000 | $ 97,222 | $ 130,000 |
| Alameda, California | 9 | $ 2,205,000 | $ 245,000 | $ 199,000 |
| Snohomish, Washington | 9 | $ 3,185,000 | $ 353,888 | $ 185,000 |
| Amador, California | 7 | $ 1,885,000 | $ 269,285 | $ 188,000 |
| Kootenai, Idaho | 7 | $ 1,235,000 | $ 176,428 | $ 139,000 |
| Douglas, Nevada | 7 | $ 3,425,000 | $ 489,285 | $ 176,000 |
| Grayson, Texas | 7 | $ 1,235,000 | $ 176,428 | $ 143,000 |
| Navajo, Arizona | 6 | $ 1,190,000 | $ 198,333 | $ 149,000 |
| Yavapai, Arizona | 6 | $ 1,650,000 | $ 275,000 | $ 140,000 |
| Butte, California | 6 | $ 740,000 | $ 123,333 | $ 169,000 |
| Santa Cruz, California | 6 | $ 830,000 | $ 138,333 | $ 194,000 |
| Tuolumne, California | 6 | $ 870,000 | $ 145,000 | $ 131,000 |
| Bexar, Texas | 6 | $ 1,070,000 | $ 178,333 | $ 142,000 |
| Cameron, Texas | 6 | $ 610,000 | $ 101,666 | $ 128,000 |
| Tarrant, Texas | 6 | $ 990,000 | $ 165,000 | $ 159,000 |
| Gila, Arizona | 5 | $ 695,000 | $ 139,000 | $ 101,000 |
| Santa Barbara, California | 5 | $ 1,015,000 | $ 203,000 | $ 174,000 |
| Santa Clara, California | 5 | $ 1,505,000 | $ 301,000 | $ 295,000 |
| Clackamas, Oregon | 5 | $ 1,115,000 | $ 223,000 | $ 129,000 |
| Sumner, Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 130,000 |
| Ada, Idaho | 4 | $ 1,170,000 | $ 292,500 | $ 181,000 |
| Dallas, Texas | 4 | $ 500,000 | $ 125,000 | $ 136,000 |
| Parker, Texas | 4 | $ 1,510,000 | $ 377,500 | $ 118,000 |
| Weber, Utah | 4 | $ 1,840,000 | $ 460,000 | $ 194,000 |
| Cochise, Arizona | 3 | $ 225,000 | $ 75,000 | $ 127,000 |
| Coconino, Arizona | 3 | $ 1,085,000 | $ 361,666 | $ 117,000 |
| Calaveras, California | 3 | $ 445,000 | $ 148,333 | $ 149,000 |
| Fresno, California | 3 | $ 275,000 | $ 91,666 | $ 113,000 |
| Mono, California | 3 | $ 305,000 | $ 101,666 | $ 198,000 |
| Monterey, California | 3 | $ 375,000 | $ 125,000 | $ 601,000 |
| Carson City, Nevada | 3 | $ 955,000 | $ 318,333 | $ 122,000 |
| Bernalillo, New Mexico | 3 | $ 235,000 | $ 78,333 | $ 137,000 |
| Harris, Texas | 3 | $ 675,000 | $ 225,000 | $ 159,000 |
| Hidalgo, Texas | 3 | $ 185,000 | $ 61,666 | $ 114,000 |
| Kaufman, Texas | 3 | $ 615,000 | $ 205,000 | $ 135,000 |
| Van Zandt, Texas | 3 | $ 765,000 | $ 255,000 | $ 174,000 |
| Williamson, Texas | 3 | $ 325,000 | $ 108,333 | $ 206,000 |
| Washington, Utah | 3 | $ 685,000 | $ 228,333 | $ 119,000 |
| Island, Washington | 3 | $ 1,045,000 | $ 348,333 | $ 149,000 |
| King, Washington | 3 | $ 1,205,000 | $ 401,666 | $ 169,000 |
| Madera, California | 2 | $ 360,000 | $ 180,000 | $ 195,000 |
| San Benito, California | 2 | $ 1,680,000 | $ 840,000 | $ 258,000 |
| San Mateo, California | 2 | $ 1,190,000 | $ 595,000 | $ 222,000 |
| Sutter, California | 2 | $ 150,000 | $ 75,000 | $ 239,000 |
| Tulare, California | 2 | $ 140,000 | $ 70,000 | $ 118,000 |
| Yolo, California | 2 | $ 470,000 | $ 235,000 | $ 170,000 |
| El Paso, Colorado | 2 | $ 110,000 | $ 55,000 | $ 118,000 |
| Canyon, Idaho | 2 | $ 470,000 | $ 235,000 | $ 148,000 |
| St. Louis, Minnesota | 2 | $ 310,000 | $ 155,000 | $ 132,000 |
| Beaverhead, Montana | 2 | $ 210,000 | $ 105,000 | $ 309,000 |
| Flathead, Montana | 2 | $ 660,000 | $ 330,000 | $ 128,000 |
| Sandoval, New Mexico | 2 | $ 320,000 | $ 160,000 | $ 144,000 |
| Deschutes, Oregon | 2 | $ 560,000 | $ 280,000 | $ 204,000 |
| Marion, Oregon | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Collin, Texas | 2 | $ 520,000 | $ 260,000 | $ 150,000 |
| Ellis, Texas | 2 | $ 1,070,000 | $ 535,000 | $ 194,000 |
| Hays, Texas | 2 | $ 270,000 | $ 135,000 | $ 132,000 |
| Hunt, Texas | 2 | $ 210,000 | $ 105,000 | $ 107,000 |
| Montgomery, Texas | 2 | $ 510,000 | $ 255,000 | $ 211,000 |
| Red River, Texas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Travis, Texas | 2 | $ 690,000 | $ 345,000 | $ 154,000 |
| Cache, Utah | 2 | $ 1,160,000 | $ 580,000 | $ 55,000 |
| Kittitas, Washington | 2 | $ 550,000 | $ 275,000 | $ 138,000 |
| Pierce, Washington | 2 | $ 1,060,000 | $ 530,000 | $ 324,000 |
| Racine, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Yuma, Arizona | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Pulaski, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Imperial, California | 1 | $ 465,000 | $ 465,000 | $ 84,000 |
| Inyo, California | 1 | $ 75,000 | $ 75,000 | $ 189,000 |
| Napa, California | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Plumas, California | 1 | $ 95,000 | $ 95,000 | $ 161,000 |
| Shasta, California | 1 | $ 395,000 | $ 395,000 | $ 81,000 |
| Sierra, California | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Sonoma, California | 1 | $ 705,000 | $ 705,000 | $ 224,000 |
| Tehama, California | 1 | $ 215,000 | $ 215,000 | $ 332,000 |
| Yuba, California | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Arapahoe, Colorado | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| La Plata, Colorado | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| Larimer, Colorado | 1 | $ 765,000 | $ 765,000 | $ 189,000 |
| Mesa, Colorado | 1 | $ 495,000 | $ 495,000 | $ 192,000 |
| Pinellas, Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 615,000 | $ 615,000 | $ 311,000 |
| Blaine, Idaho | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Boise, Idaho | 1 | $ 105,000 | $ 105,000 | $ 227,000 |
| Bonneville, Idaho | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Jerome, Idaho | 1 | $ 105,000 | $ 105,000 | $ 203,000 |
| Johnson, Indiana | 1 | $ 165,000 | $ 165,000 | $ 222,000 |
| Taney, Missouri | 1 | $ 655,000 | $ 655,000 | $ 257,000 |
| Gallatin, Montana | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Lewis and Clark, Montana | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Ravalli, Montana | 1 | $ 765,000 | $ 765,000 | $ 323,000 |
| Lea, New Mexico | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| San Juan, New Mexico | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Santa Fe, New Mexico | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Cuyahoga, Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson, Oregon | 1 | $ 155,000 | $ 155,000 | $ 208,000 |
| Fayette, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Loudon, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Putnam, Tennessee | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Rhea, Tennessee | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Robertson, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Rutherford, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Shelby, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Tipton, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Williamson, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 655,000 | $ 655,000 | $ 295,000 |
| Burnet, Texas | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Comal, Texas | 1 | $ 125,000 | $ 125,000 | $ 168,000 |
| Cooke, Texas | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Denton, Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| El Paso, Texas | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Erath, Texas | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Fort Bend, Texas | 1 | $ 85,000 | $ 85,000 | $ 287,000 |
| Henderson, Texas | 1 | $ 255,000 | $ 255,000 | $ 166,000 |
| McLennan, Texas | 1 | $ 35,000 | $ 35,000 | $ 250,000 |
| Montague, Texas | 1 | $ 495,000 | $ 495,000 | $ 408,000 |
| Wise, Texas | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Iron, Utah | 1 | $ 155,000 | $ 155,000 | $ 219,000 |
| Morgan, Utah | 1 | $ 475,000 | $ 475,000 | $ 242,000 |
| Utah, Utah | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Wasatch, Utah | 1 | $ 605,000 | $ 605,000 | $ 140,000 |
| Benton, Washington | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Clark, Washington | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Jefferson, Washington | 1 | $ 285,000 | $ 285,000 | $ 205,000 |
| Kitsap, Washington | 1 | $ 205,000 | $ 205,000 | $ 258,000 |
| Skagit, Washington | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Spokane, Washington | 1 | $ 355,000 | $ 355,000 | $ 196,000 |
Mortgage Loan Application Detail Totals for Firefighters First Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 592 | $116,590,000 | $196,000 | $3,205,000 | $172,000 | $1,882,000 |
| Home Improvement | 460 | $79,990,000 | $173,000 | $2,005,000 | $187,000 | $1,420,000 |
| Home Purchase | 209 | $102,795,000 | $491,000 | $2,065,000 | $193,000 | $1,600,000 |
| Refinancing | 67 | $24,165,000 | $360,000 | $1,255,000 | $172,000 | $1,428,000 |
| Other Purpose | 29 | $3,685,000 | $127,000 | $505,000 | $362,000 | $4,514,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 631 | $149,285,000 | $236,000 | $1,865,000 | $195,000 | $4,514,000 |
| Hispanic | 305 | $68,555,000 | $224,000 | $1,225,000 | $174,000 | $1,992,000 |
| Not Provided | 298 | $78,980,000 | $265,000 | $3,205,000 | $171,000 | $1,600,000 |
| Black or African American | 60 | $13,620,000 | $227,000 | $1,125,000 | $177,000 | $368,000 |
| Asian | 27 | $5,935,000 | $219,000 | $565,000 | $194,000 | $424,000 |
| Not applicable | 21 | $7,435,000 | $354,000 | $1,255,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $2,865,000 | $220,000 | $645,000 | $204,000 | $632,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $550,000 | $275,000 | $345,000 | $140,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,357 | $327,225,000 | $241,000 | $3,205,000 | $184,000 | $4,514,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 909 | $211,995,000 | $233,000 | $3,205,000 | $186,000 | $1,600,000 |
| Application Withdrawn By Applicant | 176 | $49,090,000 | $278,000 | $2,005,000 | $222,000 | $4,514,000 |
| Application Denied By Financial Institution | 160 | $37,730,000 | $235,000 | $1,545,000 | $130,000 | $454,000 |
| File Closed For Incompleteness | 94 | $16,520,000 | $175,000 | $735,000 | $189,000 | $1,420,000 |
| Preapproval Denied by Financial Institution | 16 | $10,870,000 | $679,000 | $1,355,000 | $150,000 | $346,000 |
| Application Approved But Not Accepted | 2 | $1,020,000 | $510,000 | $915,000 | $196,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,181 | $278,625,000 | $235,000 | $3,205,000 | $192,000 | $4,514,000 |
| Debt-To-Income Ratio | 108 | $32,550,000 | $301,000 | $1,355,000 | $125,000 | $318,000 |
| Other | 36 | $8,520,000 | $236,000 | $1,545,000 | $154,000 | $454,000 |
| Credit History | 18 | $5,410,000 | $300,000 | $1,255,000 | $104,000 | $346,000 |
| Collateral | 12 | $1,550,000 | $129,000 | $495,000 | $160,000 | $408,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $209,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $515,000 | $515,000 | $515,000 | $130,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefighters First Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefighters First Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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