First Bank & Trust East Texas Mortgage Lending & HMDA Data, 2017
In 2017, First Bank & Trust East Texas of Diboll, TX reported 696 mortgage applications totaling $80.2 million, down 14% from 2016. The average application was for $115,294, and applicants reported an average income of $102,089. 78% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (72), Tyler, TX (38) and Beaumont-Port Arthur, TX (28) (applications in parentheses).
| Mortgage Company & Address | First Bank & Trust East Texas 104 N Temple Blvd Diboll, TX 75941 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 696 |
| Total Mortgage Loan Application Amount | $80,245,000 |
| Average Mortgage Loan Application Amount | $115,294 |
| Highest Mortgage Loan Application Amount | $1,868,000 |
| Average Applicant Income | $102,089 |
| Highest Applicant Income | $1,499,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Bank & Trust East Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Angelina, Texas | 146 | $ 14,278,000 | $ 97,794 | $ 87,000 |
| Sabine, Texas | 100 | $ 9,371,000 | $ 93,710 | $ 104,000 |
| Jasper, Texas | 80 | $ 9,405,000 | $ 117,562 | $ 106,000 |
| Nacogdoches, Texas | 58 | $ 7,575,000 | $ 130,603 | $ 97,000 |
| Anderson, Texas | 52 | $ 3,518,000 | $ 67,653 | $ 70,000 |
| Smith, Texas | 38 | $ 10,368,000 | $ 272,842 | $ 140,000 |
| Liberty, Texas | 32 | $ 2,174,000 | $ 67,937 | $ 124,000 |
| Montgomery, Texas | 28 | $ 4,141,000 | $ 147,892 | $ 117,000 |
| San Augustine, Texas | 25 | $ 1,260,000 | $ 50,400 | $ 79,000 |
| Shelby, Texas | 20 | $ 2,038,000 | $ 101,900 | $ 73,000 |
| Newton, Texas | 18 | $ 2,125,000 | $ 118,055 | $ 115,000 |
| San Jacinto, Texas | 17 | $ 1,592,000 | $ 93,647 | $ 106,000 |
| Harris, Texas | 8 | $ 1,807,000 | $ 225,875 | $ 192,000 |
| Gregg, Texas | 7 | $ 712,000 | $ 101,714 | $ 129,000 |
| Polk, Texas | 7 | $ 593,000 | $ 84,714 | $ 109,000 |
| Tyler, Texas | 7 | $ 776,000 | $ 110,857 | $ 108,000 |
| Cherokee, Texas | 5 | $ 500,000 | $ 100,000 | $ 70,000 |
| Hardin, Texas | 5 | $ 716,000 | $ 143,200 | $ 142,000 |
| Harrison, Texas | 5 | $ 591,000 | $ 118,200 | $ 87,000 |
| Galveston, Texas | 4 | $ 1,423,000 | $ 355,750 | $ 156,000 |
| Trinity, Texas | 4 | $ 127,000 | $ 31,750 | $ 84,000 |
| Leon, Texas | 3 | $ 240,000 | $ 80,000 | $ 90,000 |
| Orange, Texas | 3 | $ 144,000 | $ 48,000 | $ 94,000 |
| Travis, Texas | 3 | $ 1,047,000 | $ 349,000 | $ 75,000 |
| Upshur, Texas | 3 | $ 59,000 | $ 19,666 | $ 39,000 |
| Freestone, Texas | 2 | $ 303,000 | $ 151,500 | $ 96,000 |
| Henderson, Texas | 2 | $ 230,000 | $ 115,000 | $ 353,000 |
| Houston, Texas | 2 | $ 361,000 | $ 180,500 | $ 12,000 |
| Jefferson, Texas | 2 | $ 297,000 | $ 148,500 | $ 97,000 |
| Panola, Texas | 2 | $ 174,000 | $ 87,000 | $ 76,000 |
| Wood, Texas | 2 | $ 254,000 | $ 127,000 | $ 139,000 |
| Terrebonne, Louisiana | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Burleson, Texas | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Fayette, Texas | 1 | $ 1,389,000 | $ 1,389,000 | $ 1,211,000 |
| Robertson, Texas | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Rusk, Texas | 1 | $ 207,000 | $ 207,000 | $ 66,000 |
| Van Zandt, Texas | 1 | $ 91,000 | $ 91,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for First Bank & Trust East Texas in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 451 | $66,611,000 | $147,000 | $1,868,000 | $111,000 | $1,306,000 |
| Home Improvement | 182 | $6,762,000 | $37,000 | $400,000 | $79,000 | $581,000 |
| Refinancing | 63 | $6,872,000 | $109,000 | $404,000 | $105,000 | $1,499,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 512 | $58,930,000 | $115,000 | $1,389,000 | $116,000 | $1,499,000 |
| Hispanic | 88 | $5,350,000 | $60,000 | $565,000 | $57,000 | $300,000 |
| Not applicable | 35 | $8,943,000 | $255,000 | $1,868,000 | $0 | $0 |
| Black or African American | 33 | $2,139,000 | $64,000 | $268,000 | $68,000 | $191,000 |
| Asian | 13 | $2,764,000 | $212,000 | $800,000 | $173,000 | $781,000 |
| Not Provided | 12 | $1,789,000 | $149,000 | $484,000 | $152,000 | $391,000 |
| American Indian or Alaskan Native | 3 | $330,000 | $110,000 | $250,000 | $86,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 696 | $80,245,000 | $115,000 | $1,868,000 | $102,000 | $1,499,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 541 | $65,282,000 | $120,000 | $1,868,000 | $107,000 | $1,499,000 |
| Application Denied By Financial Institution | 80 | $6,528,000 | $81,000 | $404,000 | $61,000 | $279,000 |
| Application Approved But Not Accepted | 64 | $7,630,000 | $119,000 | $484,000 | $114,000 | $624,000 |
| Application Withdrawn By Applicant | 11 | $805,000 | $73,000 | $213,000 | $86,000 | $319,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 48 | $3,046,000 | $63,000 | $404,000 | $60,000 | $279,000 |
| Debt-To-Income Ratio | 28 | $3,134,000 | $111,000 | $378,000 | $56,000 | $232,000 |
| Collateral | 3 | $151,000 | $50,000 | $115,000 | $103,000 | $207,000 |
| Mortgage Insurance Denied | 1 | $197,000 | $197,000 | $197,000 | $74,000 | $74,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust East Texas's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust East Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About