First Bank & Trust East Texas Mortgage Lending & HMDA Data, 2012
In 2012, First Bank & Trust East Texas of Diboll, TX reported 753 mortgage applications totaling $73.6 million, up 21% from 2011. The average application was for $97,751, and applicants reported an average income of $106,326. 91% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (83), Tyler, TX (39) and Longview, TX (32) (applications in parentheses).
| Mortgage Company & Address | First Bank & Trust East Texas 104 N Temple Blvd Diboll, TX 75941 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 753 |
| Total Mortgage Loan Application Amount | $73,607,000 |
| Average Mortgage Loan Application Amount | $97,751 |
| Highest Mortgage Loan Application Amount | $506,000 |
| Average Applicant Income | $106,326 |
| Highest Applicant Income | $1,783,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Bank & Trust East Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Angelina, Texas | 187 | $ 17,562,000 | $ 93,914 | $ 100,000 |
| Nacogdoches, Texas | 110 | $ 11,353,000 | $ 103,209 | $ 99,000 |
| Sabine, Texas | 88 | $ 6,229,000 | $ 70,784 | $ 79,000 |
| Jasper, Texas | 65 | $ 5,813,000 | $ 89,430 | $ 90,000 |
| Anderson, Texas | 58 | $ 6,130,000 | $ 105,689 | $ 174,000 |
| Liberty, Texas | 44 | $ 2,396,000 | $ 54,454 | $ 102,000 |
| Smith, Texas | 39 | $ 5,906,000 | $ 151,435 | $ 68,000 |
| Gregg, Texas | 25 | $ 4,593,000 | $ 183,720 | $ 165,000 |
| Montgomery, Texas | 21 | $ 1,876,000 | $ 89,333 | $ 142,000 |
| San Augustine, Texas | 19 | $ 1,075,000 | $ 56,578 | $ 88,000 |
| Shelby, Texas | 13 | $ 1,369,000 | $ 105,307 | $ 136,000 |
| Newton, Texas | 11 | $ 827,000 | $ 75,181 | $ 84,000 |
| Harrison, Texas | 9 | $ 1,320,000 | $ 146,666 | $ 91,000 |
| Galveston, Texas | 7 | $ 1,316,000 | $ 188,000 | $ 265,000 |
| San Jacinto, Texas | 7 | $ 476,000 | $ 68,000 | $ 52,000 |
| Tyler, Texas | 6 | $ 768,000 | $ 128,000 | $ 149,000 |
| Trinity, Texas | 5 | $ 272,000 | $ 54,400 | $ 94,000 |
| Upshur, Texas | 5 | $ 531,000 | $ 106,200 | $ 79,000 |
| Cherokee, Texas | 3 | $ 220,000 | $ 73,333 | $ 67,000 |
| Harris, Texas | 3 | $ 233,000 | $ 77,666 | $ 59,000 |
| Houston, Texas | 3 | $ 154,000 | $ 51,333 | $ 76,000 |
| Polk, Texas | 3 | $ 269,000 | $ 89,666 | $ 88,000 |
| Brazos, Texas | 2 | $ 326,000 | $ 163,000 | $ 120,000 |
| Hardin, Texas | 2 | $ 116,000 | $ 58,000 | $ 47,000 |
| Henderson, Texas | 2 | $ 173,000 | $ 86,500 | $ 88,000 |
| Jefferson, Texas | 2 | $ 164,000 | $ 82,000 | $ 183,000 |
| Leon, Texas | 2 | $ 145,000 | $ 72,500 | $ 164,000 |
| Rusk, Texas | 2 | $ 585,000 | $ 292,500 | $ 196,000 |
| Van Zandt, Texas | 2 | $ 122,000 | $ 61,000 | $ 389,000 |
| Bexar, Texas | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Dallas, Texas | 1 | $ 300,000 | $ 300,000 | $ 226,000 |
| Gillespie, Texas | 1 | $ 174,000 | $ 174,000 | $ 160,000 |
| Panola, Texas | 1 | $ 95,000 | $ 95,000 | $ 211,000 |
| Tarrant, Texas | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Walker, Texas | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Waller, Texas | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Williamson, Texas | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for First Bank & Trust East Texas in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 374 | $41,005,000 | $109,000 | $455,000 | $100,000 | $915,000 |
| Home Improvement | 197 | $6,587,000 | $33,000 | $506,000 | $90,000 | $768,000 |
| Refinancing | 182 | $26,015,000 | $142,000 | $500,000 | $137,000 | $1,783,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 612 | $64,401,000 | $105,000 | $500,000 | $120,000 | $1,783,000 |
| Hispanic | 71 | $2,847,000 | $40,000 | $248,000 | $48,000 | $268,000 |
| Black or African American | 30 | $1,487,000 | $49,000 | $296,000 | $66,000 | $252,000 |
| Not applicable | 28 | $3,867,000 | $138,000 | $506,000 | $0 | $0 |
| Asian | 9 | $724,000 | $80,000 | $188,000 | $97,000 | $134,000 |
| American Indian or Alaskan Native | 2 | $170,000 | $85,000 | $110,000 | $34,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $111,000 | $111,000 | $111,000 | $140,000 | $140,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 753 | $73,607,000 | $97,000 | $506,000 | $106,000 | $1,783,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 687 | $69,270,000 | $100,000 | $506,000 | $110,000 | $1,783,000 |
| Application Denied By Financial Institution | 50 | $2,945,000 | $58,000 | $200,000 | $49,000 | $192,000 |
| Application Withdrawn By Applicant | 12 | $1,035,000 | $86,000 | $315,000 | $147,000 | $348,000 |
| Application Approved But Not Accepted | 4 | $357,000 | $89,000 | $243,000 | $76,000 | $157,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust East Texas's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust East Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About