First Choice Loan Services Inc. Mortgage Lending & HMDA Data, 2019
In 2019, First Choice Loan Services Inc. of East Brunswick, NJ reported 13,301 mortgage applications totaling $4.3 billion. The average application was for $322,782, and applicants reported an average income of $126,273. 68% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (746), Dallas-Plano-Irving, TX (653) and Phoenix-Mesa-Scottsdale, AZ (618) (applications in parentheses).
| Mortgage Company & Address | First Choice Loan Services Inc. One Tower Center, Floor #18 East Brunswick, NJ 08816 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 |
| Total Number of Mortgage Applications | 13,301 |
| Total Mortgage Loan Application Amount | $4,293,330,000 |
| Average Mortgage Loan Application Amount | $322,782 |
| Highest Mortgage Loan Application Amount | $5,255,000 |
| Average Applicant Income | $126,273 |
| Highest Applicant Income | $5,002,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Choice Loan Services Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 590 | $ 289,740,000 | $ 491,084 | $ 142,000 |
| Maricopa, Arizona | 585 | $ 184,465,000 | $ 315,324 | $ 123,000 |
| Essex, Massachusetts | 394 | $ 152,640,000 | $ 387,411 | $ 134,000 |
| Middlesex, Massachusetts | 352 | $ 175,350,000 | $ 498,153 | $ 170,000 |
| Dallas, Texas | 286 | $ 85,280,000 | $ 298,181 | $ 129,000 |
| San Diego, California | 283 | $ 141,485,000 | $ 499,946 | $ 145,000 |
| Riverside, California | 258 | $ 76,010,000 | $ 294,612 | $ 105,000 |
| Contra Costa, California | 257 | $ 106,895,000 | $ 415,933 | $ 129,000 |
| Washoe, Nevada | 251 | $ 76,465,000 | $ 304,641 | $ 107,000 |
| Tarrant, Texas | 234 | $ 51,230,000 | $ 218,931 | $ 87,000 |
| Harris, Texas | 232 | $ 58,290,000 | $ 251,250 | $ 114,000 |
| Randall, Texas | 228 | $ 39,340,000 | $ 172,543 | $ 73,000 |
| Montgomery, Pennsylvania | 222 | $ 57,450,000 | $ 258,783 | $ 111,000 |
| Hartford, Connecticut | 220 | $ 49,210,000 | $ 223,681 | $ 101,000 |
| San Bernardino, California | 217 | $ 66,475,000 | $ 306,336 | $ 109,000 |
| Philadelphia, Pennsylvania | 212 | $ 56,600,000 | $ 266,981 | $ 112,000 |
| Orange, California | 202 | $ 105,190,000 | $ 520,742 | $ 226,000 |
| Clark, Nevada | 178 | $ 56,510,000 | $ 317,471 | $ 134,000 |
| Collin, Texas | 160 | $ 49,630,000 | $ 310,187 | $ 119,000 |
| Monmouth, New Jersey | 156 | $ 54,380,000 | $ 348,589 | $ 160,000 |
| Berks, Pennsylvania | 141 | $ 22,625,000 | $ 160,460 | $ 66,000 |
| King, Washington | 135 | $ 53,875,000 | $ 399,074 | $ 159,000 |
| Bucks, Pennsylvania | 134 | $ 36,430,000 | $ 271,865 | $ 105,000 |
| Denton, Texas | 132 | $ 41,110,000 | $ 311,439 | $ 116,000 |
| Lee, Alabama | 130 | $ 23,730,000 | $ 182,538 | $ 81,000 |
| Muscogee, Georgia | 129 | $ 15,165,000 | $ 117,558 | $ 49,000 |
| Alameda, California | 127 | $ 69,985,000 | $ 551,062 | $ 158,000 |
| Potter, Texas | 119 | $ 17,215,000 | $ 144,663 | $ 54,000 |
| Norfolk, Massachusetts | 117 | $ 64,075,000 | $ 547,649 | $ 207,000 |
| Middlesex, New Jersey | 117 | $ 39,185,000 | $ 334,914 | $ 156,000 |
| Mercer, New Jersey | 107 | $ 27,785,000 | $ 259,672 | $ 128,000 |
| Suffolk, Massachusetts | 102 | $ 55,090,000 | $ 540,098 | $ 208,000 |
| Worcester, Massachusetts | 95 | $ 29,440,000 | $ 309,894 | $ 131,000 |
| New London, Connecticut | 94 | $ 23,320,000 | $ 248,085 | $ 116,000 |
| Solano, California | 88 | $ 33,590,000 | $ 381,704 | $ 115,000 |
| Ector, Texas | 88 | $ 19,980,000 | $ 227,045 | $ 83,000 |
| Fort Bend, Texas | 82 | $ 23,140,000 | $ 282,195 | $ 102,000 |
| Sacramento, California | 79 | $ 27,385,000 | $ 346,645 | $ 121,000 |
| Snohomish, Washington | 69 | $ 28,755,000 | $ 416,739 | $ 132,000 |
| Salt Lake, Utah | 67 | $ 24,545,000 | $ 366,343 | $ 130,000 |
| Ocean, New Jersey | 66 | $ 17,330,000 | $ 262,575 | $ 122,000 |
| Coweta, Georgia | 65 | $ 15,175,000 | $ 233,461 | $ 89,000 |
| Santa Fe, New Mexico | 65 | $ 23,255,000 | $ 357,769 | $ 148,000 |
| Plymouth, Massachusetts | 61 | $ 24,035,000 | $ 394,016 | $ 138,000 |
| Travis, Texas | 59 | $ 20,565,000 | $ 348,559 | $ 148,000 |
| Pierce, Washington | 58 | $ 20,130,000 | $ 347,068 | $ 122,000 |
| San Joaquin, California | 56 | $ 20,640,000 | $ 368,571 | $ 123,000 |
| Williamson, Texas | 55 | $ 17,135,000 | $ 311,545 | $ 112,000 |
| Fulton, Georgia | 49 | $ 16,775,000 | $ 342,346 | $ 156,000 |
| Bay, Florida | 48 | $ 9,310,000 | $ 193,958 | $ 97,000 |
| Bristol, Massachusetts | 47 | $ 13,665,000 | $ 290,744 | $ 103,000 |
| Chester, Pennsylvania | 47 | $ 14,885,000 | $ 316,702 | $ 140,000 |
| Cook, Illinois | 46 | $ 15,580,000 | $ 338,695 | $ 167,000 |
| Hampden, Massachusetts | 46 | $ 8,680,000 | $ 188,695 | $ 69,000 |
| Hennepin, Minnesota | 45 | $ 15,795,000 | $ 351,000 | $ 141,000 |
| Fresno, California | 44 | $ 11,720,000 | $ 266,363 | $ 102,000 |
| Burlington, New Jersey | 44 | $ 11,280,000 | $ 256,363 | $ 129,000 |
| Bexar, Texas | 44 | $ 12,680,000 | $ 288,181 | $ 118,000 |
| Rockingham, New Hampshire | 43 | $ 14,195,000 | $ 330,116 | $ 152,000 |
| Delaware, Pennsylvania | 42 | $ 11,120,000 | $ 264,761 | $ 119,000 |
| Ventura, California | 40 | $ 18,330,000 | $ 458,250 | $ 130,000 |
| Ada, Idaho | 40 | $ 13,480,000 | $ 337,000 | $ 130,000 |
| Montgomery, Texas | 40 | $ 10,750,000 | $ 268,750 | $ 117,000 |
| Clark, Washington | 40 | $ 14,130,000 | $ 353,250 | $ 145,000 |
| Somerset, New Jersey | 38 | $ 13,810,000 | $ 363,421 | $ 138,000 |
| Fairfax, Virginia | 38 | $ 15,680,000 | $ 412,631 | $ 138,000 |
| Placer, California | 37 | $ 14,535,000 | $ 392,837 | $ 141,000 |
| Montgomery, Maryland | 37 | $ 16,195,000 | $ 437,702 | $ 169,000 |
| Wake, North Carolina | 36 | $ 12,070,000 | $ 335,277 | $ 162,000 |
| Loudoun, Virginia | 36 | $ 14,230,000 | $ 395,277 | $ 158,000 |
| Pima, Arizona | 35 | $ 7,825,000 | $ 223,571 | $ 97,000 |
| Monterey, California | 35 | $ 13,365,000 | $ 381,857 | $ 118,000 |
| New Haven, Connecticut | 35 | $ 8,585,000 | $ 245,285 | $ 122,000 |
| Russell, Alabama | 34 | $ 4,480,000 | $ 131,764 | $ 59,000 |
| Santa Clara, California | 34 | $ 15,470,000 | $ 455,000 | $ 161,000 |
| Kaufman, Texas | 34 | $ 7,630,000 | $ 224,411 | $ 78,000 |
| Pinal, Arizona | 33 | $ 9,205,000 | $ 278,939 | $ 92,000 |
| Oakland, Michigan | 33 | $ 9,115,000 | $ 276,212 | $ 130,000 |
| Mecklenburg, North Carolina | 33 | $ 8,965,000 | $ 271,666 | $ 109,000 |
| Northampton, Pennsylvania | 32 | $ 5,990,000 | $ 187,187 | $ 70,000 |
| Midland, Texas | 32 | $ 9,190,000 | $ 287,187 | $ 124,000 |
| Douglas, Colorado | 31 | $ 11,855,000 | $ 382,419 | $ 135,000 |
| Palm Beach, Florida | 30 | $ 12,600,000 | $ 420,000 | $ 227,000 |
| Madison, Alabama | 29 | $ 6,365,000 | $ 219,482 | $ 126,000 |
| Denver, Colorado | 29 | $ 11,515,000 | $ 397,068 | $ 124,000 |
| Stanislaus, California | 28 | $ 8,300,000 | $ 296,428 | $ 109,000 |
| Fairfield, Connecticut | 28 | $ 9,990,000 | $ 356,785 | $ 120,000 |
| Volusia, Florida | 28 | $ 6,010,000 | $ 214,642 | $ 83,000 |
| Cobb, Georgia | 28 | $ 8,940,000 | $ 319,285 | $ 159,000 |
| Hillsborough, New Hampshire | 28 | $ 9,250,000 | $ 330,357 | $ 117,000 |
| Adams, Colorado | 27 | $ 9,005,000 | $ 333,518 | $ 112,000 |
| El Paso, Colorado | 27 | $ 9,255,000 | $ 342,777 | $ 110,000 |
| Tolland, Connecticut | 26 | $ 5,600,000 | $ 215,384 | $ 113,000 |
| Forsyth, Georgia | 26 | $ 9,090,000 | $ 349,615 | $ 148,000 |
| Williamson, Tennessee | 26 | $ 10,070,000 | $ 387,307 | $ 131,000 |
| Utah, Utah | 26 | $ 8,750,000 | $ 336,538 | $ 142,000 |
| Anchorage, Alaska | 25 | $ 9,375,000 | $ 375,000 | $ 155,000 |
| Navajo, Arizona | 25 | $ 6,075,000 | $ 243,000 | $ 103,000 |
| Berkshire, Massachusetts | 25 | $ 4,765,000 | $ 190,600 | $ 148,000 |
| Clackamas, Oregon | 25 | $ 8,995,000 | $ 359,800 | $ 104,000 |
| Brazoria, Texas | 25 | $ 5,875,000 | $ 235,000 | $ 112,000 |
| El Dorado, California | 23 | $ 9,225,000 | $ 401,086 | $ 189,000 |
| Kern, California | 23 | $ 6,245,000 | $ 271,521 | $ 113,000 |
| Arapahoe, Colorado | 23 | $ 8,025,000 | $ 348,913 | $ 111,000 |
| Middlesex, Connecticut | 23 | $ 5,545,000 | $ 241,086 | $ 115,000 |
| Bernalillo, New Mexico | 23 | $ 6,465,000 | $ 281,086 | $ 121,000 |
| New Castle, Delaware | 22 | $ 6,750,000 | $ 306,818 | $ 162,000 |
| Gwinnett, Georgia | 22 | $ 6,310,000 | $ 286,818 | $ 105,000 |
| Barnstable, Massachusetts | 22 | $ 10,020,000 | $ 455,454 | $ 221,000 |
| Washington, Oregon | 22 | $ 8,170,000 | $ 371,363 | $ 130,000 |
| San Mateo, California | 21 | $ 12,255,000 | $ 583,571 | $ 188,000 |
| Liberty, Texas | 21 | $ 4,095,000 | $ 195,000 | $ 72,000 |
| Jefferson, Colorado | 20 | $ 7,060,000 | $ 353,000 | $ 133,000 |
| Orange, Florida | 20 | $ 6,960,000 | $ 348,000 | $ 146,000 |
| DuPage, Illinois | 20 | $ 7,330,000 | $ 366,500 | $ 165,000 |
| Bergen, New Jersey | 20 | $ 8,280,000 | $ 414,000 | $ 178,000 |
| Essex, New Jersey | 20 | $ 8,960,000 | $ 448,000 | $ 306,000 |
| Oneida, New York | 20 | $ 2,320,000 | $ 116,000 | $ 0 |
| Ellis, Texas | 20 | $ 4,950,000 | $ 247,500 | $ 91,000 |
| Yavapai, Arizona | 19 | $ 8,095,000 | $ 426,052 | $ 103,000 |
| Sonoma, California | 19 | $ 8,535,000 | $ 449,210 | $ 117,000 |
| Collier, Florida | 19 | $ 7,935,000 | $ 417,631 | $ 310,000 |
| Fayette, Georgia | 19 | $ 5,585,000 | $ 293,947 | $ 99,000 |
| Harris, Georgia | 19 | $ 3,915,000 | $ 206,052 | $ 83,000 |
| Jefferson, Louisiana | 19 | $ 3,695,000 | $ 194,473 | $ 109,000 |
| Lyon, Nevada | 19 | $ 4,245,000 | $ 223,421 | $ 58,000 |
| Franklin, Ohio | 19 | $ 4,385,000 | $ 230,789 | $ 120,000 |
| Davidson, Tennessee | 19 | $ 5,835,000 | $ 307,105 | $ 127,000 |
| Thurston, Washington | 19 | $ 5,945,000 | $ 312,894 | $ 149,000 |
| Miami-Dade, Florida | 18 | $ 6,780,000 | $ 376,666 | $ 162,000 |
| Troup, Georgia | 18 | $ 1,970,000 | $ 109,444 | $ 76,000 |
| Schuylkill, Pennsylvania | 18 | $ 2,620,000 | $ 145,555 | $ 69,000 |
| Galveston, Texas | 18 | $ 4,380,000 | $ 243,333 | $ 95,000 |
| Whatcom, Washington | 18 | $ 5,960,000 | $ 331,111 | $ 108,000 |
| Honolulu, Hawaii | 17 | $ 7,535,000 | $ 443,235 | $ 125,000 |
| Hamilton, Indiana | 17 | $ 5,465,000 | $ 321,470 | $ 139,000 |
| Hudson, New Jersey | 17 | $ 7,035,000 | $ 413,823 | $ 131,000 |
| Lancaster, Pennsylvania | 17 | $ 3,815,000 | $ 224,411 | $ 107,000 |
| El Paso, Texas | 17 | $ 4,685,000 | $ 275,588 | $ 80,000 |
| Moore, Texas | 17 | $ 2,265,000 | $ 133,235 | $ 58,000 |
| Ward, Texas | 17 | $ 3,745,000 | $ 220,294 | $ 125,000 |
| Hillsborough, Florida | 16 | $ 5,570,000 | $ 348,125 | $ 133,000 |
| Baltimore, Maryland | 16 | $ 4,220,000 | $ 263,750 | $ 115,000 |
| Howard, Maryland | 16 | $ 5,760,000 | $ 360,000 | $ 141,000 |
| Marion, Oregon | 16 | $ 4,810,000 | $ 300,625 | $ 115,000 |
| Comal, Texas | 16 | $ 4,480,000 | $ 280,000 | $ 104,000 |
| Prince William, Virginia | 16 | $ 5,260,000 | $ 328,750 | $ 153,000 |
| Tulare, California | 15 | $ 4,255,000 | $ 283,666 | $ 197,000 |
| Tuolumne, California | 15 | $ 3,285,000 | $ 219,000 | $ 69,000 |
| Broward, Florida | 15 | $ 4,865,000 | $ 324,333 | $ 134,000 |
| Lee, Florida | 15 | $ 4,465,000 | $ 297,666 | $ 155,000 |
| Macomb, Michigan | 15 | $ 4,455,000 | $ 297,000 | $ 124,000 |
| Morris, New Jersey | 15 | $ 5,465,000 | $ 364,333 | $ 185,000 |
| Multnomah, Oregon | 15 | $ 4,895,000 | $ 326,333 | $ 130,000 |
| Johnson, Texas | 15 | $ 3,795,000 | $ 253,000 | $ 92,000 |
| Davis, Utah | 15 | $ 5,085,000 | $ 339,000 | $ 120,000 |
| Kitsap, Washington | 15 | $ 5,075,000 | $ 338,333 | $ 120,000 |
| Weld, Colorado | 14 | $ 4,080,000 | $ 291,428 | $ 123,000 |
| Union, New Jersey | 14 | $ 4,930,000 | $ 352,142 | $ 153,000 |
| York, South Carolina | 14 | $ 4,580,000 | $ 327,142 | $ 132,000 |
| Hamilton, Tennessee | 14 | $ 4,510,000 | $ 322,142 | $ 132,000 |
| Parker, Texas | 14 | $ 3,590,000 | $ 256,428 | $ 93,000 |
| Litchfield, Connecticut | 13 | $ 2,815,000 | $ 216,538 | $ 84,000 |
| District of Columbia, District Of Columbia | 13 | $ 5,805,000 | $ 446,538 | $ 144,000 |
| Kootenai, Idaho | 13 | $ 3,675,000 | $ 282,692 | $ 113,000 |
| Lake, Illinois | 13 | $ 4,295,000 | $ 330,384 | $ 227,000 |
| St. Tammany, Louisiana | 13 | $ 3,045,000 | $ 234,230 | $ 91,000 |
| Prince George's, Maryland | 13 | $ 4,815,000 | $ 370,384 | $ 123,000 |
| Washtenaw, Michigan | 13 | $ 3,625,000 | $ 278,846 | $ 108,000 |
| Gloucester, New Jersey | 13 | $ 3,005,000 | $ 231,153 | $ 111,000 |
| Jackson, Oregon | 13 | $ 4,115,000 | $ 316,538 | $ 121,000 |
| Allegheny, Pennsylvania | 13 | $ 3,585,000 | $ 275,769 | $ 135,000 |
| Lubbock, Texas | 13 | $ 2,815,000 | $ 216,538 | $ 81,000 |
| Windham, Connecticut | 12 | $ 2,220,000 | $ 185,000 | $ 91,000 |
| Henry, Georgia | 12 | $ 2,620,000 | $ 218,333 | $ 70,000 |
| Dakota, Minnesota | 12 | $ 3,910,000 | $ 325,833 | $ 144,000 |
| Cape May, New Jersey | 12 | $ 4,120,000 | $ 343,333 | $ 317,000 |
| Albany, New York | 12 | $ 2,790,000 | $ 232,500 | $ 0 |
| Wilson, Tennessee | 12 | $ 3,090,000 | $ 257,500 | $ 103,000 |
| Pecos, Texas | 12 | $ 2,470,000 | $ 205,833 | $ 83,000 |
| Spokane, Washington | 12 | $ 2,890,000 | $ 240,833 | $ 89,000 |
| Yolo, California | 11 | $ 4,485,000 | $ 407,727 | $ 118,000 |
| Brevard, Florida | 11 | $ 2,805,000 | $ 255,000 | $ 128,000 |
| Sarasota, Florida | 11 | $ 3,115,000 | $ 283,181 | $ 214,000 |
| DeKalb, Georgia | 11 | $ 4,085,000 | $ 371,363 | $ 202,000 |
| Johnson, Kansas | 11 | $ 3,655,000 | $ 332,272 | $ 135,000 |
| Orleans, Louisiana | 11 | $ 2,245,000 | $ 204,090 | $ 134,000 |
| York, Maine | 11 | $ 4,225,000 | $ 384,090 | $ 192,000 |
| Jackson, Missouri | 11 | $ 2,725,000 | $ 247,727 | $ 136,000 |
| Camden, New Jersey | 11 | $ 2,535,000 | $ 230,454 | $ 119,000 |
| Rockwall, Texas | 11 | $ 4,145,000 | $ 376,818 | $ 124,000 |
| Henrico, Virginia | 11 | $ 4,055,000 | $ 368,636 | $ 140,000 |
| Benton, Washington | 11 | $ 3,695,000 | $ 335,909 | $ 105,000 |
| San Luis Obispo, California | 10 | $ 4,020,000 | $ 402,000 | $ 147,000 |
| Santa Barbara, California | 10 | $ 3,300,000 | $ 330,000 | $ 119,000 |
| Seminole, Florida | 10 | $ 3,200,000 | $ 320,000 | $ 154,000 |
| Hawaii, Hawaii | 10 | $ 3,780,000 | $ 378,000 | $ 153,000 |
| Wayne, Michigan | 10 | $ 2,290,000 | $ 229,000 | $ 124,000 |
| Scott, Minnesota | 10 | $ 3,080,000 | $ 308,000 | $ 124,000 |
| Douglas, Nevada | 10 | $ 3,080,000 | $ 308,000 | $ 109,000 |
| Hunterdon, New Jersey | 10 | $ 2,880,000 | $ 288,000 | $ 104,000 |
| Union, North Carolina | 10 | $ 3,970,000 | $ 397,000 | $ 168,000 |
| Cuyahoga, Ohio | 10 | $ 2,970,000 | $ 297,000 | $ 174,000 |
| Deschutes, Oregon | 10 | $ 3,070,000 | $ 307,000 | $ 120,000 |
| Lane, Oregon | 10 | $ 3,170,000 | $ 317,000 | $ 149,000 |
| Lehigh, Pennsylvania | 10 | $ 2,150,000 | $ 215,000 | $ 70,000 |
| Sumner, Tennessee | 10 | $ 2,190,000 | $ 219,000 | $ 54,000 |
| Hunt, Texas | 10 | $ 2,080,000 | $ 208,000 | $ 82,000 |
| Stafford, Virginia | 10 | $ 3,750,000 | $ 375,000 | $ 141,000 |
| Waukesha, Wisconsin | 10 | $ 3,380,000 | $ 338,000 | $ 130,000 |
| Coconino, Arizona | 9 | $ 2,795,000 | $ 310,555 | $ 127,000 |
| Lake, California | 9 | $ 1,755,000 | $ 195,000 | $ 96,000 |
| Napa, California | 9 | $ 4,305,000 | $ 478,333 | $ 161,000 |
| Boulder, Colorado | 9 | $ 3,755,000 | $ 417,222 | $ 151,000 |
| Larimer, Colorado | 9 | $ 3,185,000 | $ 353,888 | $ 184,000 |
| Will, Illinois | 9 | $ 2,435,000 | $ 270,555 | $ 132,000 |
| Carver, Minnesota | 9 | $ 2,935,000 | $ 326,111 | $ 103,000 |
| St. Charles, Missouri | 9 | $ 2,935,000 | $ 326,111 | $ 119,000 |
| St. Louis, Missouri | 9 | $ 2,185,000 | $ 242,777 | $ 157,000 |
| Missoula, Montana | 9 | $ 4,065,000 | $ 451,666 | $ 178,000 |
| Douglas, Nebraska | 9 | $ 2,915,000 | $ 323,888 | $ 131,000 |
| Carson City, Nevada | 9 | $ 2,665,000 | $ 296,111 | $ 71,000 |
| Portage, Ohio | 9 | $ 1,305,000 | $ 145,000 | $ 51,000 |
| Monroe, Pennsylvania | 9 | $ 1,595,000 | $ 177,222 | $ 122,000 |
| Kent, Rhode Island | 9 | $ 2,995,000 | $ 332,777 | $ 213,000 |
| Providence, Rhode Island | 9 | $ 2,065,000 | $ 229,444 | $ 115,000 |
| Horry, South Carolina | 9 | $ 1,765,000 | $ 196,111 | $ 113,000 |
| Grayson, Texas | 9 | $ 2,435,000 | $ 270,555 | $ 121,000 |
| San Francisco, California | 8 | $ 4,470,000 | $ 558,750 | $ 241,000 |
| Santa Cruz, California | 8 | $ 3,860,000 | $ 482,500 | $ 115,000 |
| Pinellas, Florida | 8 | $ 1,750,000 | $ 218,750 | $ 134,000 |
| St. Johns, Florida | 8 | $ 2,010,000 | $ 251,250 | $ 139,000 |
| Cherokee, Georgia | 8 | $ 1,990,000 | $ 248,750 | $ 119,000 |
| Kauai, Hawaii | 8 | $ 3,750,000 | $ 468,750 | $ 170,000 |
| Maui, Hawaii | 8 | $ 3,750,000 | $ 468,750 | $ 139,000 |
| Hampshire, Massachusetts | 8 | $ 2,190,000 | $ 273,750 | $ 120,000 |
| Rensselaer, New York | 8 | $ 1,040,000 | $ 130,000 | $ 0 |
| Tulsa, Oklahoma | 8 | $ 2,160,000 | $ 270,000 | $ 149,000 |
| Charleston, South Carolina | 8 | $ 2,660,000 | $ 332,500 | $ 131,000 |
| Rutherford, Tennessee | 8 | $ 2,090,000 | $ 261,250 | $ 101,000 |
| Wise, Texas | 8 | $ 2,270,000 | $ 283,750 | $ 120,000 |
| Washington, Utah | 8 | $ 2,400,000 | $ 300,000 | $ 132,000 |
| Tallapoosa, Alabama | 7 | $ 1,305,000 | $ 186,428 | $ 118,000 |
| Mohave, Arizona | 7 | $ 1,845,000 | $ 263,571 | $ 133,000 |
| Sussex, Delaware | 7 | $ 1,755,000 | $ 250,714 | $ 146,000 |
| Lake, Florida | 7 | $ 1,725,000 | $ 246,428 | $ 126,000 |
| Leon, Florida | 7 | $ 1,525,000 | $ 217,857 | $ 124,000 |
| Marion, Indiana | 7 | $ 1,025,000 | $ 146,428 | $ 132,000 |
| Ramsey, Minnesota | 7 | $ 2,475,000 | $ 353,571 | $ 164,000 |
| Gallatin, Montana | 7 | $ 1,565,000 | $ 223,571 | $ 138,000 |
| Passaic, New Jersey | 7 | $ 2,095,000 | $ 299,285 | $ 137,000 |
| Onondaga, New York | 7 | $ 855,000 | $ 122,142 | $ 0 |
| Suffolk, New York | 7 | $ 2,375,000 | $ 339,285 | $ 0 |
| Newport, Rhode Island | 7 | $ 1,765,000 | $ 252,142 | $ 299,000 |
| Greenville, South Carolina | 7 | $ 2,355,000 | $ 336,428 | $ 129,000 |
| Hays, Texas | 7 | $ 2,515,000 | $ 359,285 | $ 161,000 |
| Nueces, Texas | 7 | $ 1,615,000 | $ 230,714 | $ 109,000 |
| Island, Washington | 7 | $ 2,615,000 | $ 373,571 | $ 126,000 |
| Baldwin, Alabama | 6 | $ 1,790,000 | $ 298,333 | $ 159,000 |
| Mobile, Alabama | 6 | $ 1,660,000 | $ 276,666 | $ 135,000 |
| Butte, California | 6 | $ 2,760,000 | $ 460,000 | $ 177,000 |
| Merced, California | 6 | $ 1,550,000 | $ 258,333 | $ 100,000 |
| Nevada, California | 6 | $ 2,110,000 | $ 351,666 | $ 119,000 |
| Shasta, California | 6 | $ 2,120,000 | $ 353,333 | $ 177,000 |
| Duval, Florida | 6 | $ 1,610,000 | $ 268,333 | $ 132,000 |
| Flagler, Florida | 6 | $ 1,770,000 | $ 295,000 | $ 103,000 |
| Chatham, Georgia | 6 | $ 2,200,000 | $ 366,666 | $ 163,000 |
| Kane, Illinois | 6 | $ 1,680,000 | $ 280,000 | $ 173,000 |
| Baltimore City, Maryland | 6 | $ 1,520,000 | $ 253,333 | $ 151,000 |
| Livingston, Michigan | 6 | $ 1,870,000 | $ 311,666 | $ 127,000 |
| Washington, Minnesota | 6 | $ 2,070,000 | $ 345,000 | $ 134,000 |
| Sussex, New Jersey | 6 | $ 1,600,000 | $ 266,666 | $ 131,000 |
| Nassau, New York | 6 | $ 2,400,000 | $ 400,000 | $ 0 |
| Saratoga, New York | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Pender, North Carolina | 6 | $ 2,310,000 | $ 385,000 | $ 224,000 |
| Oklahoma, Oklahoma | 6 | $ 1,660,000 | $ 276,666 | $ 184,000 |
| Washington, Rhode Island | 6 | $ 1,980,000 | $ 330,000 | $ 133,000 |
| Shelby, Tennessee | 6 | $ 1,310,000 | $ 218,333 | $ 149,000 |
| Crane, Texas | 6 | $ 780,000 | $ 130,000 | $ 60,000 |
| Guadalupe, Texas | 6 | $ 1,710,000 | $ 285,000 | $ 87,000 |
| Martin, Texas | 6 | $ 1,410,000 | $ 235,000 | $ 92,000 |
| Winkler, Texas | 6 | $ 2,080,000 | $ 346,666 | $ 59,000 |
| Virginia Beach, Virginia | 6 | $ 2,840,000 | $ 473,333 | $ 248,000 |
| Skagit, Washington | 6 | $ 2,160,000 | $ 360,000 | $ 109,000 |
| Montgomery, Alabama | 5 | $ 815,000 | $ 163,000 | $ 71,000 |
| Juneau, Alaska | 5 | $ 1,835,000 | $ 367,000 | $ 148,000 |
| Kings, California | 5 | $ 1,905,000 | $ 381,000 | $ 232,000 |
| Madera, California | 5 | $ 1,475,000 | $ 295,000 | $ 114,000 |
| Pasco, Florida | 5 | $ 975,000 | $ 195,000 | $ 64,000 |
| Walton, Florida | 5 | $ 1,615,000 | $ 323,000 | $ 192,000 |
| Clayton, Georgia | 5 | $ 475,000 | $ 95,000 | $ 41,000 |
| Dawson, Georgia | 5 | $ 925,000 | $ 185,000 | $ 77,000 |
| Lumpkin, Georgia | 5 | $ 915,000 | $ 183,000 | $ 57,000 |
| Canyon, Idaho | 5 | $ 1,305,000 | $ 261,000 | $ 75,000 |
| Porter, Indiana | 5 | $ 1,055,000 | $ 211,000 | $ 85,000 |
| Sedgwick, Kansas | 5 | $ 1,385,000 | $ 277,000 | $ 67,000 |
| East Baton Rouge, Louisiana | 5 | $ 1,335,000 | $ 267,000 | $ 107,000 |
| Tangipahoa, Louisiana | 5 | $ 855,000 | $ 171,000 | $ 144,000 |
| Anne Arundel, Maryland | 5 | $ 1,765,000 | $ 353,000 | $ 99,000 |
| Harford, Maryland | 5 | $ 1,995,000 | $ 399,000 | $ 152,000 |
| Worcester, Maryland | 5 | $ 1,155,000 | $ 231,000 | $ 144,000 |
| Storey, Nevada | 5 | $ 1,725,000 | $ 345,000 | $ 97,000 |
| Grafton, New Hampshire | 5 | $ 1,235,000 | $ 247,000 | $ 171,000 |
| Atlantic, New Jersey | 5 | $ 1,185,000 | $ 237,000 | $ 79,000 |
| Durham, North Carolina | 5 | $ 1,505,000 | $ 301,000 | $ 113,000 |
| Guilford, North Carolina | 5 | $ 1,495,000 | $ 299,000 | $ 116,000 |
| Iredell, North Carolina | 5 | $ 1,775,000 | $ 355,000 | $ 106,000 |
| Johnston, North Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 56,000 |
| Montgomery, Ohio | 5 | $ 795,000 | $ 159,000 | $ 162,000 |
| York, Pennsylvania | 5 | $ 1,015,000 | $ 203,000 | $ 91,000 |
| Robertson, Tennessee | 5 | $ 925,000 | $ 185,000 | $ 53,000 |
| Andrews, Texas | 5 | $ 975,000 | $ 195,000 | $ 77,000 |
| Smith, Texas | 5 | $ 1,325,000 | $ 265,000 | $ 81,000 |
| Van Zandt, Texas | 5 | $ 1,195,000 | $ 239,000 | $ 125,000 |
| Waller, Texas | 5 | $ 1,405,000 | $ 281,000 | $ 109,000 |
| Kittitas, Washington | 5 | $ 1,415,000 | $ 283,000 | $ 145,000 |
| Yakima, Washington | 5 | $ 1,425,000 | $ 285,000 | $ 109,000 |
| Chambers, Alabama | 4 | $ 450,000 | $ 112,500 | $ 60,000 |
| Elmore, Alabama | 4 | $ 490,000 | $ 122,500 | $ 108,000 |
| Imperial, California | 4 | $ 850,000 | $ 212,500 | $ 112,000 |
| Marin, California | 4 | $ 1,820,000 | $ 455,000 | $ 234,000 |
| Yuba, California | 4 | $ 940,000 | $ 235,000 | $ 138,000 |
| Broomfield, Colorado | 4 | $ 1,440,000 | $ 360,000 | $ 132,000 |
| Eagle, Colorado | 4 | $ 1,290,000 | $ 322,500 | $ 204,000 |
| Manatee, Florida | 4 | $ 1,180,000 | $ 295,000 | $ 148,000 |
| Martin, Florida | 4 | $ 850,000 | $ 212,500 | $ 119,000 |
| Santa Rosa, Florida | 4 | $ 920,000 | $ 230,000 | $ 112,000 |
| Carroll, Georgia | 4 | $ 660,000 | $ 165,000 | $ 45,000 |
| Douglas, Georgia | 4 | $ 630,000 | $ 157,500 | $ 109,000 |
| Meriwether, Georgia | 4 | $ 340,000 | $ 85,000 | $ 54,000 |
| Spalding, Georgia | 4 | $ 620,000 | $ 155,000 | $ 71,000 |
| Bonner, Idaho | 4 | $ 1,250,000 | $ 312,500 | $ 101,000 |
| McHenry, Illinois | 4 | $ 1,150,000 | $ 287,500 | $ 100,000 |
| St. Charles, Louisiana | 4 | $ 1,050,000 | $ 262,500 | $ 82,000 |
| Charles, Maryland | 4 | $ 1,640,000 | $ 410,000 | $ 156,000 |
| Berrien, Michigan | 4 | $ 1,310,000 | $ 327,500 | $ 221,000 |
| Kent, Michigan | 4 | $ 1,120,000 | $ 280,000 | $ 279,000 |
| Anoka, Minnesota | 4 | $ 1,140,000 | $ 285,000 | $ 146,000 |
| Platte, Missouri | 4 | $ 890,000 | $ 222,500 | $ 98,000 |
| Pershing, Nevada | 4 | $ 480,000 | $ 120,000 | $ 111,000 |
| Belknap, New Hampshire | 4 | $ 1,700,000 | $ 425,000 | $ 277,000 |
| Carroll, New Hampshire | 4 | $ 1,200,000 | $ 300,000 | $ 258,000 |
| Warren, New Jersey | 4 | $ 1,130,000 | $ 282,500 | $ 81,000 |
| Dona Ana, New Mexico | 4 | $ 900,000 | $ 225,000 | $ 107,000 |
| Forsyth, North Carolina | 4 | $ 1,100,000 | $ 275,000 | $ 170,000 |
| Haywood, North Carolina | 4 | $ 1,010,000 | $ 252,500 | $ 198,000 |
| Orange, North Carolina | 4 | $ 1,110,000 | $ 277,500 | $ 111,000 |
| Hamilton, Ohio | 4 | $ 1,320,000 | $ 330,000 | $ 119,000 |
| Comanche, Oklahoma | 4 | $ 410,000 | $ 102,500 | $ 48,000 |
| Beaufort, South Carolina | 4 | $ 1,130,000 | $ 282,500 | $ 127,000 |
| Lancaster, South Carolina | 4 | $ 1,400,000 | $ 350,000 | $ 89,000 |
| Coffee, Tennessee | 4 | $ 980,000 | $ 245,000 | $ 63,000 |
| Knox, Tennessee | 4 | $ 930,000 | $ 232,500 | $ 59,000 |
| Angelina, Texas | 4 | $ 920,000 | $ 230,000 | $ 123,000 |
| Bandera, Texas | 4 | $ 1,580,000 | $ 395,000 | $ 123,000 |
| Bell, Texas | 4 | $ 920,000 | $ 230,000 | $ 83,000 |
| Burnet, Texas | 4 | $ 1,810,000 | $ 452,500 | $ 249,000 |
| Henderson, Texas | 4 | $ 780,000 | $ 195,000 | $ 78,000 |
| Hidalgo, Texas | 4 | $ 1,120,000 | $ 280,000 | $ 73,000 |
| Hill, Texas | 4 | $ 480,000 | $ 120,000 | $ 345,000 |
| Hood, Texas | 4 | $ 990,000 | $ 247,500 | $ 102,000 |
| Hutchinson, Texas | 4 | $ 360,000 | $ 90,000 | $ 60,000 |
| McLennan, Texas | 4 | $ 770,000 | $ 192,500 | $ 92,000 |
| Polk, Texas | 4 | $ 630,000 | $ 157,500 | $ 75,000 |
| San Jacinto, Texas | 4 | $ 610,000 | $ 152,500 | $ 65,000 |
| Sherman, Texas | 4 | $ 680,000 | $ 170,000 | $ 93,000 |
| Chittenden, Vermont | 4 | $ 1,020,000 | $ 255,000 | $ 116,000 |
| Albemarle, Virginia | 4 | $ 1,470,000 | $ 367,500 | $ 210,000 |
| Fairfax City, Virginia | 4 | $ 1,720,000 | $ 430,000 | $ 144,000 |
| Frederick, Virginia | 4 | $ 1,220,000 | $ 305,000 | $ 106,000 |
| Richmond City, Virginia | 4 | $ 1,280,000 | $ 320,000 | $ 119,000 |
| Lewis, Washington | 4 | $ 1,400,000 | $ 350,000 | $ 93,000 |
| Pacific, Washington | 4 | $ 1,160,000 | $ 290,000 | $ 151,000 |
| Coffee, Alabama | 3 | $ 485,000 | $ 161,666 | $ 50,000 |
| Jefferson, Alabama | 3 | $ 915,000 | $ 305,000 | $ 107,000 |
| Shelby, Alabama | 3 | $ 1,145,000 | $ 381,666 | $ 136,000 |
| Apache, Arizona | 3 | $ 585,000 | $ 195,000 | $ 143,000 |
| Gila, Arizona | 3 | $ 775,000 | $ 258,333 | $ 111,000 |
| Yuma, Arizona | 3 | $ 455,000 | $ 151,666 | $ 96,000 |
| Plumas, California | 3 | $ 865,000 | $ 288,333 | $ 165,000 |
| San Benito, California | 3 | $ 1,435,000 | $ 478,333 | $ 149,000 |
| Routt, Colorado | 3 | $ 1,105,000 | $ 368,333 | $ 138,000 |
| Charlotte, Florida | 3 | $ 545,000 | $ 181,666 | $ 118,000 |
| Escambia, Florida | 3 | $ 495,000 | $ 165,000 | $ 81,000 |
| Jackson, Florida | 3 | $ 495,000 | $ 165,000 | $ 35,000 |
| St. Lucie, Florida | 3 | $ 835,000 | $ 278,333 | $ 69,000 |
| Sumter, Florida | 3 | $ 835,000 | $ 278,333 | $ 243,000 |
| Paulding, Georgia | 3 | $ 785,000 | $ 261,666 | $ 72,000 |
| Latah, Idaho | 3 | $ 885,000 | $ 295,000 | $ 199,000 |
| Butler, Kansas | 3 | $ 1,035,000 | $ 345,000 | $ 162,000 |
| Jefferson, Kentucky | 3 | $ 745,000 | $ 248,333 | $ 122,000 |
| Oldham, Kentucky | 3 | $ 955,000 | $ 318,333 | $ 135,000 |
| Lafourche, Louisiana | 3 | $ 1,195,000 | $ 398,333 | $ 216,000 |
| Frederick, Maryland | 3 | $ 865,000 | $ 288,333 | $ 118,000 |
| Allegan, Michigan | 3 | $ 785,000 | $ 261,666 | $ 155,000 |
| Grand Traverse, Michigan | 3 | $ 925,000 | $ 308,333 | $ 90,000 |
| Lapeer, Michigan | 3 | $ 465,000 | $ 155,000 | $ 139,000 |
| Flathead, Montana | 3 | $ 965,000 | $ 321,666 | $ 133,000 |
| Sarpy, Nebraska | 3 | $ 875,000 | $ 291,666 | $ 166,000 |
| Sandoval, New Mexico | 3 | $ 575,000 | $ 191,666 | $ 99,000 |
| Madison, New York | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Oswego, New York | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Schenectady, New York | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Brunswick, North Carolina | 3 | $ 785,000 | $ 261,666 | $ 114,000 |
| Cabarrus, North Carolina | 3 | $ 745,000 | $ 248,333 | $ 127,000 |
| Gaston, North Carolina | 3 | $ 485,000 | $ 161,666 | $ 91,000 |
| Henderson, North Carolina | 3 | $ 715,000 | $ 238,333 | $ 95,000 |
| Macon, North Carolina | 3 | $ 1,265,000 | $ 421,666 | $ 228,000 |
| Delaware, Ohio | 3 | $ 955,000 | $ 318,333 | $ 133,000 |
| Warren, Ohio | 3 | $ 905,000 | $ 301,666 | $ 119,000 |
| Linn, Oregon | 3 | $ 805,000 | $ 268,333 | $ 110,000 |
| Butler, Pennsylvania | 3 | $ 655,000 | $ 218,333 | $ 158,000 |
| Dauphin, Pennsylvania | 3 | $ 575,000 | $ 191,666 | $ 104,000 |
| Lebanon, Pennsylvania | 3 | $ 485,000 | $ 161,666 | $ 78,000 |
| Luzerne, Pennsylvania | 3 | $ 295,000 | $ 98,333 | $ 23,000 |
| Wayne, Pennsylvania | 3 | $ 325,000 | $ 108,333 | $ 193,000 |
| Maury, Tennessee | 3 | $ 1,045,000 | $ 348,333 | $ 46,000 |
| Montgomery, Tennessee | 3 | $ 415,000 | $ 138,333 | $ 120,000 |
| Armstrong, Texas | 3 | $ 415,000 | $ 138,333 | $ 96,000 |
| Atascosa, Texas | 3 | $ 805,000 | $ 268,333 | $ 87,000 |
| Brazos, Texas | 3 | $ 1,745,000 | $ 581,666 | $ 261,000 |
| Brown, Texas | 3 | $ 625,000 | $ 208,333 | $ 68,000 |
| Coryell, Texas | 3 | $ 495,000 | $ 165,000 | $ 49,000 |
| Hardin, Texas | 3 | $ 725,000 | $ 241,666 | $ 108,000 |
| Medina, Texas | 3 | $ 855,000 | $ 285,000 | $ 70,000 |
| Nacogdoches, Texas | 3 | $ 385,000 | $ 128,333 | $ 130,000 |
| Summit, Utah | 3 | $ 925,000 | $ 308,333 | $ 128,000 |
| Tooele, Utah | 3 | $ 985,000 | $ 328,333 | $ 94,000 |
| Weber, Utah | 3 | $ 815,000 | $ 271,666 | $ 122,000 |
| Chesapeake, Virginia | 3 | $ 785,000 | $ 261,666 | $ 125,000 |
| Chesterfield, Virginia | 3 | $ 1,095,000 | $ 365,000 | $ 134,000 |
| Spotsylvania, Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 157,000 |
| York, Virginia | 3 | $ 1,155,000 | $ 385,000 | $ 144,000 |
| Clallam, Washington | 3 | $ 825,000 | $ 275,000 | $ 78,000 |
| Dane, Wisconsin | 3 | $ 1,015,000 | $ 338,333 | $ 130,000 |
| Milwaukee, Wisconsin | 3 | $ 875,000 | $ 291,666 | $ 98,000 |
| Calhoun, Alabama | 2 | $ 630,000 | $ 315,000 | $ 65,000 |
| Covington, Alabama | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Limestone, Alabama | 2 | $ 710,000 | $ 355,000 | $ 82,000 |
| Marshall, Alabama | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Fairbanks North Star, Alaska | 2 | $ 540,000 | $ 270,000 | $ 47,000 |
| Cochise, Arizona | 2 | $ 480,000 | $ 240,000 | $ 24,000 |
| Garland, Arkansas | 2 | $ 540,000 | $ 270,000 | $ 238,000 |
| Calaveras, California | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Colusa, California | 2 | $ 720,000 | $ 360,000 | $ 235,000 |
| Inyo, California | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Mariposa, California | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Mendocino, California | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Montrose, Colorado | 2 | $ 790,000 | $ 395,000 | $ 149,000 |
| Summit, Colorado | 2 | $ 1,430,000 | $ 715,000 | $ 244,000 |
| Franklin, Florida | 2 | $ 900,000 | $ 450,000 | $ 433,000 |
| Okaloosa, Florida | 2 | $ 640,000 | $ 320,000 | $ 120,000 |
| Osceola, Florida | 2 | $ 480,000 | $ 240,000 | $ 59,000 |
| Washington, Florida | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Bartow, Georgia | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Clarke, Georgia | 2 | $ 340,000 | $ 170,000 | $ 117,000 |
| Gilmer, Georgia | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Hall, Georgia | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Madison, Georgia | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Richmond, Georgia | 2 | $ 490,000 | $ 245,000 | $ 135,000 |
| Talbot, Georgia | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| White, Georgia | 2 | $ 510,000 | $ 255,000 | $ 98,000 |
| Bannock, Idaho | 2 | $ 450,000 | $ 225,000 | $ 109,000 |
| Bonneville, Idaho | 2 | $ 610,000 | $ 305,000 | $ 84,000 |
| Cassia, Idaho | 2 | $ 560,000 | $ 280,000 | $ 240,000 |
| Nez Perce, Idaho | 2 | $ 520,000 | $ 260,000 | $ 127,000 |
| Valley, Idaho | 2 | $ 560,000 | $ 280,000 | $ 118,000 |
| St. Clair, Illinois | 2 | $ 450,000 | $ 225,000 | $ 145,000 |
| Clark, Indiana | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Dearborn, Indiana | 2 | $ 760,000 | $ 380,000 | $ 147,000 |
| Floyd, Indiana | 2 | $ 520,000 | $ 260,000 | $ 154,000 |
| Hendricks, Indiana | 2 | $ 680,000 | $ 340,000 | $ 188,000 |
| Johnson, Indiana | 2 | $ 480,000 | $ 240,000 | $ 115,000 |
| Lake, Indiana | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Tippecanoe, Indiana | 2 | $ 750,000 | $ 375,000 | $ 234,000 |
| Polk, Iowa | 2 | $ 940,000 | $ 470,000 | $ 160,000 |
| Kenton, Kentucky | 2 | $ 460,000 | $ 230,000 | $ 97,000 |
| Caddo, Louisiana | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Calcasieu, Louisiana | 2 | $ 480,000 | $ 240,000 | $ 157,000 |
| Lafayette, Louisiana | 2 | $ 640,000 | $ 320,000 | $ 127,000 |
| St. John the Baptist, Louisiana | 2 | $ 430,000 | $ 215,000 | $ 99,000 |
| Oxford, Maine | 2 | $ 510,000 | $ 255,000 | $ 240,000 |
| Penobscot, Maine | 2 | $ 500,000 | $ 250,000 | $ 208,000 |
| Carroll, Maryland | 2 | $ 850,000 | $ 425,000 | $ 117,000 |
| St. Mary's, Maryland | 2 | $ 670,000 | $ 335,000 | $ 114,000 |
| Dukes, Massachusetts | 2 | $ 940,000 | $ 470,000 | $ 220,000 |
| Barry, Michigan | 2 | $ 390,000 | $ 195,000 | $ 46,000 |
| Ottawa, Michigan | 2 | $ 630,000 | $ 315,000 | $ 98,000 |
| St. Clair, Michigan | 2 | $ 730,000 | $ 365,000 | $ 185,000 |
| Crow Wing, Minnesota | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| St. Louis, Minnesota | 2 | $ 390,000 | $ 195,000 | $ 198,000 |
| Stearns, Minnesota | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Wright, Minnesota | 2 | $ 610,000 | $ 305,000 | $ 179,000 |
| Harrison, Mississippi | 2 | $ 1,260,000 | $ 630,000 | $ 189,000 |
| Clay, Missouri | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Lewis and Clark, Montana | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Ravalli, Montana | 2 | $ 700,000 | $ 350,000 | $ 108,000 |
| Stillwater, Montana | 2 | $ 970,000 | $ 485,000 | $ 95,000 |
| Elko, Nevada | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Merrimack, New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for First Choice Loan Services Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,515 | $2,213,740,000 | $294,000 | $3,805,000 | $118,000 | $5,002,000 |
| Refinancing | 4,217 | $1,560,165,000 | $369,000 | $5,255,000 | $139,000 | $2,983,000 |
| Cash-out Refinancing | 1,398 | $469,580,000 | $335,000 | $3,405,000 | $132,000 | $1,255,000 |
| Other Purpose | 87 | $23,835,000 | $273,000 | $755,000 | $139,000 | $588,000 |
| Home Improvement | 84 | $26,010,000 | $309,000 | $805,000 | $119,000 | $399,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,057 | $2,319,270,000 | $328,000 | $5,255,000 | $132,000 | $5,002,000 |
| Not Provided | 2,310 | $809,940,000 | $350,000 | $3,805,000 | $140,000 | $4,000,000 |
| Hispanic | 1,786 | $471,070,000 | $263,000 | $4,485,000 | $89,000 | $3,631,000 |
| Asian | 1,119 | $435,495,000 | $389,000 | $2,265,000 | $145,000 | $1,325,000 |
| Black or African American | 697 | $171,765,000 | $246,000 | $1,395,000 | $84,000 | $526,000 |
| Not applicable | 234 | $51,990,000 | $222,000 | $885,000 | $0 | $0 |
| American Indian or Alaskan Native | 26 | $7,850,000 | $301,000 | $525,000 | $104,000 | $349,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $6,125,000 | $360,000 | $715,000 | $130,000 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,908 | $3,388,555,000 | $342,000 | $5,255,000 | $143,000 | $5,002,000 |
| FHA-insured (Federal Housing Administration) | 2,323 | $551,045,000 | $237,000 | $1,505,000 | $73,000 | $298,000 |
| VA-guaranteed (Veterans Administration) | 995 | $341,185,000 | $342,000 | $1,435,000 | $85,000 | $443,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $12,545,000 | $167,000 | $355,000 | $56,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,082 | $2,856,990,000 | $314,000 | $2,505,000 | $126,000 | $5,002,000 |
| Application Withdrawn By Applicant | 2,611 | $923,250,000 | $353,000 | $5,255,000 | $126,000 | $3,072,000 |
| Application Approved But Not Accepted | 792 | $263,630,000 | $332,000 | $2,265,000 | $127,000 | $1,151,000 |
| File Closed For Incompleteness | 322 | $114,840,000 | $356,000 | $3,005,000 | $152,000 | $3,631,000 |
| Application Denied By Financial Institution | 249 | $80,565,000 | $323,000 | $1,385,000 | $100,000 | $1,122,000 |
| Loan Purchased By The Institution | 234 | $51,990,000 | $222,000 | $885,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 11 | $2,065,000 | $187,000 | $325,000 | $43,000 | $105,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,041 | $4,210,700,000 | $322,000 | $5,255,000 | $127,000 | $5,002,000 |
| Debt-To-Income Ratio | 106 | $34,770,000 | $328,000 | $1,205,000 | $73,000 | $272,000 |
| Other | 46 | $14,970,000 | $325,000 | $1,145,000 | $125,000 | $835,000 |
| Credit History | 40 | $11,940,000 | $298,000 | $1,225,000 | $119,000 | $1,122,000 |
| Collateral | 32 | $10,150,000 | $317,000 | $1,385,000 | $117,000 | $320,000 |
| Employment History | 16 | $4,180,000 | $261,000 | $385,000 | $81,000 | $280,000 |
| Unverifiable Information | 10 | $4,540,000 | $454,000 | $825,000 | $105,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,800,000 | $225,000 | $535,000 | $94,000 | $220,000 |
| Credit Application Incomplete | 2 | $280,000 | $140,000 | $275,000 | $145,000 | $200,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Loan Services Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Loan Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About