First Choice Loan Services Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
First Choice Loan Services Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Loan Services Inc. One Tower Center, Floor #18 East Brunswick, NJ 08816 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 |
| Total Number of Mortgage Applications | 2,545 |
| Total Mortgage Loan Application Amount | $935,265,000 |
| Average Mortgage Loan Application Amount | $322,000 |
| Highest Mortgage Loan Application Amount | $2,675,000 |
| Average Applicant Income | $164,800 |
| Highest Applicant Income | $2,431,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with First Choice Loan Services Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Loan Services Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down First Choice Loan Services Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Loan Services Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Loan Services Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Loan Services Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 131 | $ 59,215,000 | $ 452,000 | $ 155,000 |
| Maricopa County Arizona | 117 | $ 40,645,000 | $ 347,000 | $ 149,000 |
| Orange County California | 106 | $ 50,950,000 | $ 480,000 | $ 157,000 |
| San Diego County California | 74 | $ 39,510,000 | $ 533,000 | $ 167,000 |
| Washoe County Nevada | 61 | $ 19,335,000 | $ 316,000 | $ 126,000 |
| Clark County Nevada | 56 | $ 19,790,000 | $ 353,000 | $ 121,000 |
| King County Washington | 53 | $ 23,115,000 | $ 436,000 | $ 158,000 |
| San Bernardino County California | 45 | $ 14,525,000 | $ 322,000 | $ 123,000 |
| Dallas County Texas | 44 | $ 14,880,000 | $ 338,000 | $ 231,000 |
| Riverside County California | 39 | $ 14,895,000 | $ 381,000 | $ 131,000 |
| Harris County Texas | 32 | $ 7,930,000 | $ 247,000 | $ 115,000 |
| Montgomery County Pennsylvania | 28 | $ 10,370,000 | $ 370,000 | $ 167,000 |
| Muscogee County Georgia | 27 | $ 3,475,000 | $ 128,000 | $ 48,000 |
| Mercer County New Jersey | 27 | $ 7,685,000 | $ 284,000 | $ 142,000 |
| Loudoun County Virginia | 27 | $ 12,465,000 | $ 461,000 | $ 155,000 |
| Monmouth County New Jersey | 26 | $ 9,370,000 | $ 360,000 | $ 164,000 |
| Fairfax County Virginia | 26 | $ 11,400,000 | $ 438,000 | $ 168,000 |
| Middlesex County New Jersey | 25 | $ 8,275,000 | $ 331,000 | $ 134,000 |
| Alameda County California | 23 | $ 11,965,000 | $ 520,000 | $ 150,000 |
| Contra Costa County California | 23 | $ 12,865,000 | $ 559,000 | $ 171,000 |
| Salt Lake County Utah | 22 | $ 8,190,000 | $ 372,000 | $ 139,000 |
| Sacramento County California | 21 | $ 7,445,000 | $ 354,000 | $ 132,000 |
| Collin County Texas | 21 | $ 5,985,000 | $ 285,000 | $ 115,000 |
| Tarrant County Texas | 21 | $ 6,275,000 | $ 298,000 | $ 118,000 |
| Cook County Illinois | 20 | $ 7,990,000 | $ 399,000 | $ 197,000 |
| Berks County Pennsylvania | 20 | $ 2,910,000 | $ 145,000 | $ 68,000 |
| Snohomish County Washington | 20 | $ 8,510,000 | $ 425,000 | $ 146,000 |
| Hennepin County Minnesota | 19 | $ 7,515,000 | $ 395,000 | $ 212,000 |
| Denton County Texas | 19 | $ 6,595,000 | $ 347,000 | $ 154,000 |
| Santa Clara County California | 18 | $ 10,770,000 | $ 598,000 | $ 182,000 |
| New London County Connecticut | 18 | $ 4,410,000 | $ 245,000 | $ 116,000 |
| Lee County Alabama | 16 | $ 2,640,000 | $ 165,000 | $ 74,000 |
| Monterey County California | 16 | $ 7,230,000 | $ 451,000 | $ 124,000 |
| Fulton County Georgia | 16 | $ 5,990,000 | $ 374,000 | $ 187,000 |
| Middlesex County Massachusetts | 16 | $ 7,220,000 | $ 451,000 | $ 164,000 |
| Somerset County New Jersey | 16 | $ 6,660,000 | $ 416,000 | $ 269,000 |
| Fort Bend County Texas | 16 | $ 3,910,000 | $ 244,000 | $ 88,000 |
| Utah County Utah | 16 | $ 5,730,000 | $ 358,000 | $ 169,000 |
| Solano County California | 15 | $ 5,615,000 | $ 374,000 | $ 242,000 |
| Wake County North Carolina | 15 | $ 5,915,000 | $ 394,000 | $ 205,000 |
| Clackamas County Oregon | 15 | $ 6,975,000 | $ 465,000 | $ 176,000 |
| Washington County Oregon | 15 | $ 5,675,000 | $ 378,000 | $ 135,000 |
| Hartford County Connecticut | 14 | $ 4,120,000 | $ 294,000 | $ 206,000 |
| Worcester County Massachusetts | 14 | $ 4,490,000 | $ 320,000 | $ 154,000 |
| Douglas County Colorado | 13 | $ 4,535,000 | $ 348,000 | $ 100,000 |
| Jefferson County Colorado | 13 | $ 5,185,000 | $ 398,000 | $ 156,000 |
| Mecklenburg County North Carolina | 13 | $ 4,095,000 | $ 315,000 | $ 132,000 |
| Philadelphia County Pennsylvania | 13 | $ 3,135,000 | $ 241,000 | $ 102,000 |
| Coweta County Georgia | 12 | $ 2,790,000 | $ 232,000 | $ 71,000 |
| Montgomery County Maryland | 12 | $ 5,760,000 | $ 480,000 | $ 203,000 |
| Suffolk County Massachusetts | 12 | $ 6,610,000 | $ 550,000 | $ 177,000 |
| Oakland County Michigan | 12 | $ 4,380,000 | $ 365,000 | $ 173,000 |
| Lane County Oregon | 12 | $ 3,850,000 | $ 320,000 | $ 124,000 |
| Williamson County Texas | 12 | $ 4,650,000 | $ 387,000 | $ 150,000 |
| Clark County Washington | 12 | $ 4,340,000 | $ 361,000 | $ 163,000 |
| San Joaquin County California | 11 | $ 5,025,000 | $ 456,000 | $ 174,000 |
| Honolulu County Hawaii | 11 | $ 5,855,000 | $ 532,000 | $ 142,000 |
| Ada County Idaho | 11 | $ 3,735,000 | $ 339,000 | $ 114,000 |
| Essex County Massachusetts | 11 | $ 3,635,000 | $ 330,000 | $ 182,000 |
| Bucks County Pennsylvania | 11 | $ 3,485,000 | $ 316,000 | $ 118,000 |
| Russell County Alabama | 10 | $ 1,380,000 | $ 138,000 | $ 95,000 |
| Ventura County California | 10 | $ 4,860,000 | $ 486,000 | $ 150,000 |
| Dakota County Minnesota | 10 | $ 3,530,000 | $ 353,000 | $ 164,000 |
| Ocean County New Jersey | 10 | $ 3,520,000 | $ 352,000 | $ 195,000 |
| Chester County Pennsylvania | 10 | $ 3,990,000 | $ 399,000 | $ 199,000 |
| Williamson County Tennessee | 10 | $ 4,780,000 | $ 478,000 | $ 130,000 |
| Yolo County California | 9 | $ 3,355,000 | $ 372,000 | $ 205,000 |
| Volusia County Florida | 9 | $ 1,555,000 | $ 172,000 | $ 65,000 |
| DuPage County Illinois | 9 | $ 3,235,000 | $ 359,000 | $ 214,000 |
| Howard County Maryland | 9 | $ 3,745,000 | $ 416,000 | $ 194,000 |
| Douglas County Nevada | 9 | $ 3,435,000 | $ 381,000 | $ 118,000 |
| York County South Carolina | 9 | $ 3,375,000 | $ 375,000 | $ 102,000 |
| Anchorage County Alaska | 8 | $ 3,660,000 | $ 457,000 | $ 144,000 |
| Larimer County Colorado | 8 | $ 3,450,000 | $ 431,000 | $ 220,000 |
| Fairfield County Connecticut | 8 | $ 3,700,000 | $ 462,000 | $ 155,000 |
| Fayette County Georgia | 8 | $ 2,650,000 | $ 331,000 | $ 139,000 |
| Norfolk County Massachusetts | 8 | $ 3,130,000 | $ 391,000 | $ 159,000 |
| Morris County New Jersey | 8 | $ 3,200,000 | $ 400,000 | $ 134,000 |
| Multnomah County Oregon | 8 | $ 2,560,000 | $ 320,000 | $ 145,000 |
| Davidson County Tennessee | 8 | $ 2,800,000 | $ 350,000 | $ 104,000 |
| Travis County Texas | 8 | $ 2,610,000 | $ 326,000 | $ 204,000 |
| Davis County Utah | 8 | $ 3,770,000 | $ 471,000 | $ 154,000 |
| Kitsap County Washington | 8 | $ 2,910,000 | $ 363,000 | $ 155,000 |
| Pierce County Washington | 8 | $ 2,430,000 | $ 303,000 | $ 151,000 |
| Pinal County Arizona | 7 | $ 1,815,000 | $ 259,000 | $ 108,000 |
| Fresno County California | 7 | $ 2,545,000 | $ 363,000 | $ 150,000 |
| San Mateo County California | 7 | $ 3,995,000 | $ 570,000 | $ 319,000 |
| Sonoma County California | 7 | $ 3,725,000 | $ 532,000 | $ 167,000 |
| Denver County Colorado | 7 | $ 3,285,000 | $ 469,000 | $ 117,000 |
| DeKalb County Georgia | 7 | $ 2,665,000 | $ 380,000 | $ 242,000 |
| Baltimore County Maryland | 7 | $ 2,485,000 | $ 355,000 | $ 185,000 |
| Wayne County Michigan | 7 | $ 2,295,000 | $ 327,000 | $ 159,000 |
| Santa Fe County New Mexico | 7 | $ 2,415,000 | $ 345,000 | $ 174,000 |
| Montgomery County Texas | 7 | $ 1,785,000 | $ 255,000 | $ 124,000 |
| Thurston County Washington | 7 | $ 1,995,000 | $ 285,000 | $ 151,000 |
| Pima County Arizona | 6 | $ 1,760,000 | $ 293,000 | $ 176,000 |
| Placer County California | 6 | $ 2,500,000 | $ 416,000 | $ 134,000 |
| Boulder County Colorado | 6 | $ 2,470,000 | $ 411,000 | $ 145,000 |
| Cherokee County Georgia | 6 | $ 1,540,000 | $ 256,000 | $ 105,000 |
| Cobb County Georgia | 6 | $ 1,790,000 | $ 298,000 | $ 156,000 |
| Forsyth County Georgia | 6 | $ 2,090,000 | $ 348,000 | $ 135,000 |
| Kootenai County Idaho | 6 | $ 2,240,000 | $ 373,000 | $ 168,000 |
| Plymouth County Massachusetts | 6 | $ 3,040,000 | $ 506,000 | $ 197,000 |
| Hunterdon County New Jersey | 6 | $ 2,170,000 | $ 361,000 | $ 653,000 |
| Knox County Tennessee | 6 | $ 1,550,000 | $ 258,000 | $ 85,000 |
| Wilson County Tennessee | 6 | $ 1,340,000 | $ 223,000 | $ 70,000 |
| Kaufman County Texas | 6 | $ 1,410,000 | $ 235,000 | $ 118,000 |
| Liberty County Texas | 6 | $ 990,000 | $ 165,000 | $ 46,000 |
| Mobile County Alabama | 5 | $ 1,215,000 | $ 243,000 | $ 149,000 |
| Coconino County Arizona | 5 | $ 1,835,000 | $ 367,000 | $ 112,000 |
| Yavapai County Arizona | 5 | $ 1,315,000 | $ 263,000 | $ 140,000 |
| San Francisco County California | 5 | $ 3,285,000 | $ 657,000 | $ 176,000 |
| Adams County Colorado | 5 | $ 1,715,000 | $ 343,000 | $ 149,000 |
| Arapahoe County Colorado | 5 | $ 2,115,000 | $ 423,000 | $ 113,000 |
| Canyon County Idaho | 5 | $ 1,625,000 | $ 325,000 | $ 110,000 |
| Hamilton County Indiana | 5 | $ 2,205,000 | $ 441,000 | $ 174,000 |
| Macomb County Michigan | 5 | $ 1,685,000 | $ 337,000 | $ 141,000 |
| Washington County Minnesota | 5 | $ 1,835,000 | $ 367,000 | $ 165,000 |
| St. Charles County Missouri | 5 | $ 1,545,000 | $ 309,000 | $ 142,000 |
| Franklin County Ohio | 5 | $ 1,345,000 | $ 269,000 | $ 94,000 |
| Sumner County Tennessee | 5 | $ 1,365,000 | $ 273,000 | $ 71,000 |
| Bexar County Texas | 5 | $ 1,715,000 | $ 343,000 | $ 131,000 |
| Galveston County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 124,000 |
| Hays County Texas | 5 | $ 2,005,000 | $ 401,000 | $ 130,000 |
| Rockwall County Texas | 5 | $ 1,425,000 | $ 285,000 | $ 121,000 |
| Ward County Texas | 5 | $ 975,000 | $ 195,000 | $ 88,000 |
| Prince William County Virginia | 5 | $ 1,935,000 | $ 387,000 | $ 138,000 |
| Whatcom County Washington | 5 | $ 1,975,000 | $ 395,000 | $ 112,000 |
| Butte County California | 4 | $ 1,460,000 | $ 365,000 | $ 107,000 |
| El Dorado County California | 4 | $ 1,480,000 | $ 370,000 | $ 148,000 |
| Marin County California | 4 | $ 2,280,000 | $ 570,000 | $ 214,000 |
| Napa County California | 4 | $ 1,910,000 | $ 477,000 | $ 138,000 |
| New Castle County Delaware | 4 | $ 1,580,000 | $ 395,000 | $ 195,000 |
| Sussex County Delaware | 4 | $ 1,010,000 | $ 252,000 | $ 148,000 |
| Kane County Illinois | 4 | $ 1,280,000 | $ 320,000 | $ 159,000 |
| Will County Illinois | 4 | $ 1,370,000 | $ 342,000 | $ 183,000 |
| Orleans County Louisiana | 4 | $ 2,050,000 | $ 512,000 | $ 192,000 |
| Livingston County Michigan | 4 | $ 1,130,000 | $ 282,000 | $ 114,000 |
| Anoka County Minnesota | 4 | $ 1,330,000 | $ 332,000 | $ 132,000 |
| Platte County Missouri | 4 | $ 1,470,000 | $ 367,000 | $ 115,000 |
| Bergen County New Jersey | 4 | $ 1,520,000 | $ 380,000 | $ 136,000 |
| Sussex County New Jersey | 4 | $ 930,000 | $ 232,000 | $ 107,000 |
| Bernalillo County New Mexico | 4 | $ 1,660,000 | $ 415,000 | $ 206,000 |
| Durham County North Carolina | 4 | $ 1,420,000 | $ 355,000 | $ 189,000 |
| Deschutes County Oregon | 4 | $ 2,640,000 | $ 660,000 | $ 136,000 |
| Allegheny County Pennsylvania | 4 | $ 1,500,000 | $ 375,000 | $ 168,000 |
| Delaware County Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 109,000 |
| Shelby County Tennessee | 4 | $ 500,000 | $ 125,000 | $ 146,000 |
| Brazoria County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 143,000 |
| Ellis County Texas | 4 | $ 900,000 | $ 225,000 | $ 123,000 |
| Washington County Utah | 4 | $ 1,340,000 | $ 335,000 | $ 96,000 |
| Spokane County Washington | 4 | $ 1,560,000 | $ 390,000 | $ 236,000 |
| Navajo County Arizona | 3 | $ 405,000 | $ 135,000 | $ 51,000 |
| Kern County California | 3 | $ 1,235,000 | $ 411,000 | $ 219,000 |
| Santa Barbara County California | 3 | $ 1,225,000 | $ 408,000 | $ 166,000 |
| Santa Cruz County California | 3 | $ 1,715,000 | $ 571,000 | $ 161,000 |
| Stanislaus County California | 3 | $ 1,055,000 | $ 351,000 | $ 188,000 |
| Tulare County California | 3 | $ 1,325,000 | $ 441,000 | $ 116,000 |
| New Haven County Connecticut | 3 | $ 845,000 | $ 281,000 | $ 115,000 |
| Broward County Florida | 3 | $ 785,000 | $ 261,000 | $ 144,000 |
| Hillsborough County Florida | 3 | $ 985,000 | $ 328,000 | $ 162,000 |
| Palm Beach County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 188,000 |
| Sarasota County Florida | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
| Meriwether County Georgia | 3 | $ 295,000 | $ 98,000 | $ 31,000 |
| Troup County Georgia | 3 | $ 555,000 | $ 185,000 | $ 93,000 |
| Hawaii County Hawaii | 3 | $ 1,085,000 | $ 361,000 | $ 93,000 |
| Kauai County Hawaii | 3 | $ 1,395,000 | $ 465,000 | $ 181,000 |
| Bonner County Idaho | 3 | $ 1,185,000 | $ 395,000 | $ 239,000 |
| Lake County Illinois | 3 | $ 1,535,000 | $ 511,000 | $ 256,000 |
| McHenry County Illinois | 3 | $ 825,000 | $ 275,000 | $ 222,000 |
| St. Tammany County Louisiana | 3 | $ 1,055,000 | $ 351,000 | $ 135,000 |
| Anne Arundel County Maryland | 3 | $ 1,535,000 | $ 511,000 | $ 205,000 |
| Washtenaw County Michigan | 3 | $ 1,085,000 | $ 361,000 | $ 214,000 |
| Olmsted County Minnesota | 3 | $ 1,205,000 | $ 401,000 | $ 165,000 |
| Jackson County Missouri | 3 | $ 1,085,000 | $ 361,000 | $ 171,000 |
| Flathead County Montana | 3 | $ 1,295,000 | $ 431,000 | $ 174,000 |
| Douglas County Nebraska | 3 | $ 1,185,000 | $ 395,000 | $ 153,000 |
| Carson City County Nevada | 3 | $ 755,000 | $ 251,000 | $ 81,000 |
| Burlington County New Jersey | 3 | $ 1,005,000 | $ 335,000 | $ 167,000 |
| Warren County New Jersey | 3 | $ 995,000 | $ 331,000 | $ 136,000 |
| Guilford County North Carolina | 3 | $ 995,000 | $ 331,000 | $ 136,000 |
| Orange County North Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 171,000 |
| Marion County Oregon | 3 | $ 895,000 | $ 298,000 | $ 155,000 |
| Lehigh County Pennsylvania | 3 | $ 1,015,000 | $ 338,000 | $ 139,000 |
| Northampton County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 89,000 |
| Charleston County South Carolina | 3 | $ 885,000 | $ 295,000 | $ 279,000 |
| Hamilton County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 188,000 |
| Macon County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Johnson County Texas | 3 | $ 735,000 | $ 245,000 | $ 75,000 |
| Kendall County Texas | 3 | $ 1,465,000 | $ 488,000 | $ 180,000 |
| Yakima County Washington | 3 | $ 945,000 | $ 315,000 | $ 135,000 |
| Jefferson County Alabama | 2 | $ 1,060,000 | $ 530,000 | $ 181,000 |
| Madison County Alabama | 2 | $ 410,000 | $ 205,000 | $ 88,000 |
| Tallapoosa County Alabama | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Fairbanks North Star County Alaska | 2 | $ 510,000 | $ 255,000 | $ 127,000 |
| Calaveras County California | 2 | $ 730,000 | $ 365,000 | $ 114,000 |
| Kings County California | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Lake County California | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Merced County California | 2 | $ 480,000 | $ 240,000 | $ 108,000 |
| San Luis Obispo County California | 2 | $ 930,000 | $ 465,000 | $ 195,000 |
| Shasta County California | 2 | $ 700,000 | $ 350,000 | $ 89,000 |
| Weld County Colorado | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| District of Columbia County District Of Columbia | 2 | $ 940,000 | $ 470,000 | $ 169,000 |
| Bay County Florida | 2 | $ 530,000 | $ 265,000 | $ 160,000 |
| Duval County Florida | 2 | $ 450,000 | $ 225,000 | $ 130,000 |
| Flagler County Florida | 2 | $ 560,000 | $ 280,000 | $ 95,000 |
| Lee County Florida | 2 | $ 720,000 | $ 360,000 | $ 143,000 |
| Miami-Dade County Florida | 2 | $ 930,000 | $ 465,000 | $ 237,000 |
| Orange County Florida | 2 | $ 900,000 | $ 450,000 | $ 155,000 |
| Polk County Florida | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| St. Johns County Florida | 2 | $ 840,000 | $ 420,000 | $ 236,000 |
| Carroll County Georgia | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Chatham County Georgia | 2 | $ 520,000 | $ 260,000 | $ 112,000 |
| Harris County Georgia | 2 | $ 280,000 | $ 140,000 | $ 68,000 |
| Madison County Georgia | 2 | $ 640,000 | $ 320,000 | $ 36,000 |
| Maui County Hawaii | 2 | $ 990,000 | $ 495,000 | $ 114,000 |
| Johnson County Kansas | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Jefferson County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 158,000 |
| Jefferson County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 33,000 |
| Carroll County Maryland | 2 | $ 950,000 | $ 475,000 | $ 97,000 |
| Frederick County Maryland | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Hampden County Massachusetts | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Kent County Michigan | 2 | $ 680,000 | $ 340,000 | $ 258,000 |
| Ramsey County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 107,000 |
| Scott County Minnesota | 2 | $ 710,000 | $ 355,000 | $ 99,000 |
| Lyon County Nevada | 2 | $ 580,000 | $ 290,000 | $ 130,000 |
| Camden County New Jersey | 2 | $ 670,000 | $ 335,000 | $ 125,000 |
| Essex County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 172,000 |
| Gloucester County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 125,000 |
| Hudson County New Jersey | 2 | $ 980,000 | $ 490,000 | $ 192,000 |
| Passaic County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 131,000 |
| Union County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Cabarrus County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 153,000 |
| Cumberland County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Union County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 109,000 |
| Watauga County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 533,000 |
| Hamilton County Ohio | 2 | $ 750,000 | $ 375,000 | $ 126,000 |
| Jackson County Oregon | 2 | $ 710,000 | $ 355,000 | $ 168,000 |
| Lycoming County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Greenville County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 104,000 |
| Comal County Texas | 2 | $ 870,000 | $ 435,000 | $ 179,000 |
| Hidalgo County Texas | 2 | $ 410,000 | $ 205,000 | $ 97,000 |
| Midland County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 185,000 |
| Parker County Texas | 2 | $ 580,000 | $ 290,000 | $ 95,000 |
| Randall County Texas | 2 | $ 710,000 | $ 355,000 | $ 130,000 |
| Wise County Texas | 2 | $ 400,000 | $ 200,000 | $ 151,000 |
| Benton County Washington | 2 | $ 630,000 | $ 315,000 | $ 101,000 |
| Dane County Wisconsin | 2 | $ 870,000 | $ 435,000 | $ 191,000 |
| Waukesha County Wisconsin | 2 | $ 790,000 | $ 395,000 | $ 228,000 |
| Natrona County Wyoming | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| Blount County Alabama | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Chambers County Alabama | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Dallas County Alabama | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Elmore County Alabama | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Lawrence County Alabama | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Pike County Alabama | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| Randolph County Alabama | 1 | $ 125,000 | $ 125,000 | $ 247,000 |
| Shelby County Alabama | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Talladega County Alabama | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Sitka County Alaska | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Gila County Arizona | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Mohave County Arizona | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Baxter County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Humboldt County California | 1 | $ 675,000 | $ 675,000 | $ 149,000 |
| Madera County California | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Plumas County California | 1 | $ 745,000 | $ 745,000 | $ 403,000 |
| Siskiyou County California | 1 | $ 195,000 | $ 195,000 | $ 274,000 |
| Clear Creek County Colorado | 1 | $ 425,000 | $ 425,000 | $ 148,000 |
| Eagle County Colorado | 1 | $ 515,000 | $ 515,000 | $ 323,000 |
| Routt County Colorado | 1 | $ 815,000 | $ 815,000 | $ 197,000 |
| Litchfield County Connecticut | 1 | $ 465,000 | $ 465,000 | $ 562,000 |
| Middlesex County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Kent County Delaware | 1 | $ 425,000 | $ 425,000 | $ 700,000 |
| Baker County Florida | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| Brevard County Florida | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Collier County Florida | 1 | $ 375,000 | $ 375,000 | $ 144,000 |
| Escambia County Florida | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Manatee County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Monroe County Florida | 1 | $ 325,000 | $ 325,000 | $ 367,000 |
| Nassau County Florida | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Osceola County Florida | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Pinellas County Florida | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Clayton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 240,000 |
| Dawson County Georgia | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Gwinnett County Georgia | 1 | $ 485,000 | $ 485,000 | $ 163,000 |
| Jackson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Lowndes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Marion County Georgia | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Rockdale County Georgia | 1 | $ 215,000 | $ 215,000 | $ 43,000 |
| Walton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Bannock County Idaho | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Blaine County Idaho | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Kendall County Illinois | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Boone County Indiana | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| Lake County Indiana | 1 | $ 95,000 | $ 95,000 | $ 187,000 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| St. Joseph County Indiana | 1 | $ 145,000 | $ 145,000 | $ 193,000 |
| Campbell County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
| Oldham County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Avoyelles County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| East Baton Rouge County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Lafourche County Louisiana | 1 | $ 515,000 | $ 515,000 | $ 343,000 |
| Tangipahoa County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| York County Maine | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Calvert County Maryland | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Charles County Maryland | 1 | $ 425,000 | $ 425,000 | $ 215,000 |
| Harford County Maryland | 1 | $ 495,000 | $ 495,000 | $ 170,000 |
| Queen Anne's County Maryland | 1 | $ 595,000 | $ 595,000 | $ 156,000 |
| Talbot County Maryland | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Bristol County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 135,000 |
| Nantucket County Massachusetts | 1 | $ 685,000 | $ 685,000 | $ 295,000 |
| Grand Traverse County Michigan | 1 | $ 325,000 | $ 325,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 275,000 | $ 275,000 | $ 231,000 |
| St. Joseph County Michigan | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 126,000 |
| Le Sueur County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| St. Louis County Missouri | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| St. Louis City County Missouri | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Gallatin County Montana | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Lewis and Clark County Montana | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Missoula County Montana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Ravalli County Montana | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Yellowstone County Montana | 1 | $ 215,000 | $ 215,000 | $ 162,000 |
| Belknap County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Hillsborough County New Hampshire | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| Strafford County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 196,000 |
| Cape May County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Sandoval County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Taos County New Mexico | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Brunswick County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Currituck County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 208,000 |
| Franklin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Johnston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Montgomery County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 143,000 |
| Polk County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Butler County Ohio | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Clermont County Ohio | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Cuyahoga County Ohio | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Lucas County Ohio | 1 | $ 495,000 | $ 495,000 | $ 292,000 |
| Medina County Ohio | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Miami County Ohio | 1 | $ 315,000 | $ 315,000 | $ 247,000 |
| Warren County Ohio | 1 | $ 355,000 | $ 355,000 | $ 164,000 |
| McCurtain County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Oklahoma County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 160,000 |
| Tulsa County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Klamath County Oregon | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Lincoln County Oregon | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Linn County Oregon | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Butler County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 218,000 |
| Lebanon County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Pike County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Washington County Rhode Island | 1 | $ 445,000 | $ 445,000 | $ 96,000 |
| Anderson County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 190,000 |
| Greenwood County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Richland County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 243,000 |
| Fayette County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| Maury County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Robertson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Smith County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Bell County Texas | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Cherokee County Texas | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| El Paso County Texas | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Guadalupe County Texas | 1 | $ 195,000 | $ 195,000 | $ 328,000 |
| Hall County Texas | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Henderson County Texas | 1 | $ 275,000 | $ 275,000 | $ 250,000 |
| Kerr County Texas | 1 | $ 475,000 | $ 475,000 | $ 489,000 |
| Lamar County Texas | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Llano County Texas | 1 | $ 285,000 | $ 285,000 | $ 62,000 |
| Lubbock County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McLennan County Texas | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Pecos County Texas | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Reeves County Texas | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Titus County Texas | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Webb County Texas | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Beaver County Utah | 1 | $ 325,000 | $ 325,000 | $ 159,000 |
| San Juan County Utah | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Summit County Utah | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Tooele County Utah | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Weber County Utah | 1 | $ 325,000 | $ 325,000 | $ 309,000 |
| Windsor County Vermont | 1 | $ 375,000 | $ 375,000 | $ 356,000 |
| Albemarle County Virginia | 1 | $ 305,000 | $ 305,000 | $ 122,000 |
| Alexandria County Virginia | 1 | $ 435,000 | $ 435,000 | $ 101,000 |
| Charlottesville County Virginia | 1 | $ 475,000 | $ 475,000 | $ 176,000 |
| Culpeper County Virginia | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Falls Church County Virginia | 1 | $ 625,000 | $ 625,000 | $ 130,000 |
| Hanover County Virginia | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Newport News County Virginia | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Norfolk County Virginia | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Portsmouth County Virginia | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| York County Virginia | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Skagit County Washington | 1 | $ 595,000 | $ 595,000 | $ 203,000 |
| Eau Claire County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 217,000 |
| Kenosha County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 184,000 |
| Milwaukee County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Polk County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 666,000 |
| Hot Springs County Wyoming | 1 | $ 305,000 | $ 305,000 | $ 222,000 |
Mortgage Loan Application Detail Totals for First Choice Loan Services Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,292 | $512,740,000 | $396,000 | $1,755,000 | $164,000 | $2,280,000 |
| Home Purchase | 776 | $246,440,000 | $317,000 | $2,675,000 | $124,000 | $2,401,000 |
| Cash-out Refinancing | 445 | $168,555,000 | $378,000 | $1,755,000 | $147,000 | $1,709,000 |
| Other Purpose | 27 | $6,055,000 | $224,000 | $685,000 | $253,000 | $2,431,000 |
| Home Improvement | 5 | $1,475,000 | $295,000 | $515,000 | $136,000 | $198,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,282 | $470,910,000 | $367,000 | $2,675,000 | $150,000 | $2,431,000 |
| Not Provided | 663 | $257,255,000 | $388,000 | $1,755,000 | $162,000 | $2,401,000 |
| Asian | 234 | $96,170,000 | $410,000 | $975,000 | $161,000 | $700,000 |
| Hispanic | 214 | $65,670,000 | $306,000 | $795,000 | $110,000 | $407,000 |
| Black or African American | 118 | $30,500,000 | $258,000 | $1,105,000 | $92,000 | $475,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,825,000 | $365,000 | $455,000 | $145,000 | $215,000 |
| American Indian or Alaskan Native | 4 | $1,000,000 | $250,000 | $365,000 | $114,000 | $187,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,200 | $836,700,000 | $380,000 | $2,675,000 | $158,000 | $2,431,000 |
| FHA-insured (Federal Housing Administration) | 193 | $42,755,000 | $221,000 | $675,000 | $76,000 | $456,000 |
| VA-guaranteed (Veterans Administration) | 144 | $54,370,000 | $377,000 | $855,000 | $107,000 | $330,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,440,000 | $180,000 | $285,000 | $66,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,684 | $604,120,000 | $358,000 | $1,205,000 | $146,000 | $2,401,000 |
| Application Withdrawn By Applicant | 502 | $195,280,000 | $389,000 | $2,675,000 | $159,000 | $2,431,000 |
| Application Approved But Not Accepted | 208 | $74,220,000 | $356,000 | $1,275,000 | $144,000 | $695,000 |
| Application Denied By Financial Institution | 88 | $36,360,000 | $413,000 | $2,005,000 | $136,000 | $1,250,000 |
| File Closed For Incompleteness | 62 | $25,230,000 | $406,000 | $1,305,000 | $188,000 | $1,188,000 |
| Preapproval Denied by Financial Institution | 1 | $55,000 | $55,000 | $55,000 | $11,000 | $11,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,456 | $898,850,000 | $365,000 | $2,675,000 | $150,000 | $2,431,000 |
| Other | 43 | $20,155,000 | $468,000 | $2,005,000 | $175,000 | $1,250,000 |
| Debt-To-Income Ratio | 26 | $10,530,000 | $405,000 | $1,285,000 | $101,000 | $252,000 |
| Collateral | 10 | $3,300,000 | $330,000 | $555,000 | $112,000 | $182,000 |
| Credit History | 6 | $1,190,000 | $198,000 | $425,000 | $59,000 | $114,000 |
| Employment History | 2 | $460,000 | $230,000 | $305,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 1 | $205,000 | $205,000 | $205,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $575,000 | $575,000 | $575,000 | $159,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Loan Services Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Loan Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.