First Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
First Community Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Community Bank 5455 Sunset Blvd Lexington, SC 29072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 594 |
| Total Mortgage Loan Application Amount | $208,320,000 |
| Average Mortgage Loan Application Amount | $271,600 |
| Highest Mortgage Loan Application Amount | $7,215,000 |
| Average Applicant Income | $195,400 |
| Highest Applicant Income | $4,784,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with First Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down First Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Community Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lexington County South Carolina | 140 | $ 41,240,000 | $ 294,000 | $ 164,000 |
| Richland County South Carolina | 71 | $ 23,285,000 | $ 327,000 | $ 180,000 |
| Greenville County South Carolina | 68 | $ 27,290,000 | $ 401,000 | $ 228,000 |
| Columbia County Georgia | 27 | $ 7,945,000 | $ 294,000 | $ 162,000 |
| Anderson County South Carolina | 26 | $ 16,930,000 | $ 651,000 | $ 120,000 |
| Newberry County South Carolina | 26 | $ 7,620,000 | $ 293,000 | $ 124,000 |
| Richmond County Georgia | 25 | $ 4,765,000 | $ 190,000 | $ 159,000 |
| Pickens County South Carolina | 25 | $ 10,015,000 | $ 400,000 | $ 340,000 |
| Spartanburg County South Carolina | 22 | $ 15,180,000 | $ 690,000 | $ 112,000 |
| York County South Carolina | 19 | $ 6,265,000 | $ 329,000 | $ 131,000 |
| Aiken County South Carolina | 17 | $ 4,245,000 | $ 249,000 | $ 106,000 |
| Kershaw County South Carolina | 15 | $ 3,395,000 | $ 226,000 | $ 105,000 |
| Laurens County South Carolina | 13 | $ 3,895,000 | $ 299,000 | $ 133,000 |
| Oconee County South Carolina | 10 | $ 3,020,000 | $ 302,000 | $ 156,000 |
| Chester County South Carolina | 6 | $ 1,790,000 | $ 298,000 | $ 95,000 |
| Fairfield County South Carolina | 6 | $ 3,360,000 | $ 560,000 | $ 197,000 |
| Berkeley County South Carolina | 5 | $ 1,495,000 | $ 299,000 | $ 74,000 |
| Calhoun County South Carolina | 5 | $ 745,000 | $ 149,000 | $ 75,000 |
| Greenwood County South Carolina | 5 | $ 1,665,000 | $ 333,000 | $ 138,000 |
| Orangeburg County South Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 79,000 |
| Cherokee County South Carolina | 4 | $ 940,000 | $ 235,000 | $ 81,000 |
| Lancaster County South Carolina | 4 | $ 850,000 | $ 212,000 | $ 93,000 |
| Sumter County South Carolina | 4 | $ 440,000 | $ 110,000 | $ 39,000 |
| Union County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 106,000 |
| Colleton County South Carolina | 3 | $ 1,415,000 | $ 471,000 | $ 375,000 |
| Chatham County Georgia | 2 | $ 7,070,000 | $ 3,535,000 | $ 160,000 |
| DeKalb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 100,000 |
| Lincoln County Georgia | 2 | $ 500,000 | $ 250,000 | $ 150,000 |
| McDuffie County Georgia | 2 | $ 200,000 | $ 100,000 | $ 135,000 |
| Guilford County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 149,000 |
| Mecklenburg County North Carolina | 2 | $ 1,180,000 | $ 590,000 | $ 296,000 |
| Rutherford County North Carolina | 2 | $ 1,020,000 | $ 510,000 | $ 169,000 |
| Beaufort County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Edgefield County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 62,000 |
| Georgetown County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 192,000 |
| Burke County Georgia | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Forsyth County Georgia | 1 | $ 425,000 | $ 425,000 | $ 148,000 |
| Fulton County Georgia | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| Gwinnett County Georgia | 1 | $ 265,000 | $ 265,000 | $ 378,000 |
| McIntosh County Georgia | 1 | $ 175,000 | $ 175,000 | $ 282,000 |
| Putnam County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Rabun County Georgia | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Wilkinson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Riley County Kansas | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Lincoln County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 91,000 |
| Abbeville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Charleston County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Clarendon County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Florence County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Horry County South Carolina | 1 | $ 595,000 | $ 595,000 | $ 248,000 |
| Lee County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| McCormick County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Saluda County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Sevier County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 259,000 |
| Hidalgo County Texas | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for First Community Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 502 | $184,870,000 | $368,000 | $7,215,000 | $159,000 | $1,626,000 |
| Cash-out Refinancing | 31 | $6,275,000 | $202,000 | $915,000 | $127,000 | $591,000 |
| Refinancing | 23 | $12,135,000 | $527,000 | $6,575,000 | $162,000 | $549,000 |
| Other Purpose | 20 | $3,260,000 | $163,000 | $1,055,000 | $386,000 | $4,784,000 |
| Home Improvement | 18 | $1,780,000 | $98,000 | $295,000 | $143,000 | $926,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 429 | $132,095,000 | $307,000 | $1,505,000 | $171,000 | $4,784,000 |
| Not applicable | 65 | $46,605,000 | $717,000 | $7,215,000 | $0 | $0 |
| Not Provided | 36 | $12,100,000 | $336,000 | $975,000 | $177,000 | $926,000 |
| Black or African American | 35 | $8,835,000 | $252,000 | $535,000 | $92,000 | $347,000 |
| Hispanic | 12 | $3,160,000 | $263,000 | $575,000 | $129,000 | $227,000 |
| Asian | 11 | $3,705,000 | $336,000 | $605,000 | $176,000 | $903,000 |
| American Indian or Alaskan Native | 5 | $1,685,000 | $337,000 | $485,000 | $195,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 497 | $186,255,000 | $374,000 | $7,215,000 | $186,000 | $4,784,000 |
| FHA-insured (Federal Housing Administration) | 77 | $17,165,000 | $222,000 | $575,000 | $78,000 | $192,000 |
| VA-guaranteed (Veterans Administration) | 13 | $3,625,000 | $278,000 | $635,000 | $87,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,275,000 | $182,000 | $245,000 | $66,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 454 | $171,390,000 | $377,000 | $7,215,000 | $170,000 | $1,626,000 |
| Application Withdrawn By Applicant | 66 | $18,740,000 | $283,000 | $1,145,000 | $209,000 | $4,784,000 |
| Application Denied By Financial Institution | 43 | $10,565,000 | $245,000 | $715,000 | $83,000 | $320,000 |
| File Closed For Incompleteness | 26 | $6,630,000 | $255,000 | $455,000 | $148,000 | $840,000 |
| Application Approved But Not Accepted | 5 | $995,000 | $199,000 | $495,000 | $79,000 | $107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 551 | $197,755,000 | $358,000 | $7,215,000 | $173,000 | $4,784,000 |
| Debt-To-Income Ratio | 13 | $4,005,000 | $308,000 | $465,000 | $86,000 | $189,000 |
| Collateral | 12 | $3,100,000 | $258,000 | $715,000 | $99,000 | $320,000 |
| Credit Application Incomplete | 6 | $1,240,000 | $206,000 | $325,000 | $63,000 | $92,000 |
| Credit History | 6 | $710,000 | $118,000 | $305,000 | $72,000 | $148,000 |
| Other | 2 | $510,000 | $255,000 | $285,000 | $99,000 | $109,000 |
| Unverifiable Information | 2 | $820,000 | $410,000 | $635,000 | $80,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $180,000 | $90,000 | $95,000 | $47,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Community Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.