First Equity Mortgage Bankers Inc. Mortgage Lending & HMDA Data, 2025
In 2025, First Equity Mortgage Bankers Inc. of Miami, FL reported 1,852 mortgage applications totaling $545.6 million, up 103% from 2024. The average application was for $294,578, and applicants reported an average income of $150,250. 63% of its applications resulted in an originated loan and 15% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (1,187), Miami-Miami Beach-Kendall, FL (134) and Ponce, PR (120) (applications in parentheses).
| Mortgage Company & Address | First Equity Mortgage Bankers Inc. 9300 S Dadeland Blvd Ste 500 Miami, FL 33156 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,852 |
| Total Mortgage Loan Application Amount | $545,560,000 |
| Average Mortgage Loan Application Amount | $294,578 |
| Highest Mortgage Loan Application Amount | $9,805,000 |
| Average Applicant Income | $150,250 |
| Highest Applicant Income | $6,738,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Equity Mortgage Bankers Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Juan-Carolina-Caguas, PR | 1,187 | $ 271,495,000 | $ 228,723 | $ 107,000 |
| Miami-Miami Beach-Kendall, FL | 134 | $ 96,490,000 | $ 720,074 | $ 451,000 |
| Ponce, PR | 120 | $ 15,020,000 | $ 125,166 | $ 87,000 |
| Aguadilla-Isabela, PR | 55 | $ 13,995,000 | $ 254,454 | $ 107,000 |
| Outside any metro area | 53 | $ 13,585,000 | $ 256,320 | $ 100,905 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 48 | $ 22,040,000 | $ 459,166 | $ 191,000 |
| Mayagnez, PR | 45 | $ 7,565,000 | $ 168,111 | $ 91,000 |
| Tampa, FL | 45 | $ 22,025,000 | $ 489,444 | $ 321,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 37 | $ 40,885,000 | $ 1,105,000 | $ 615,000 |
| Arecibo, PR | 36 | $ 4,950,000 | $ 137,500 | $ 55,000 |
| Guayama, PR | 25 | $ 2,425,000 | $ 97,000 | $ 53,000 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 8,555,000 | $ 503,235 | $ 229,000 |
| Port St. Lucie, FL | 7 | $ 3,045,000 | $ 435,000 | $ 217,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,710,000 | $ 285,000 | $ 116,000 |
| Jacksonville, FL | 6 | $ 4,580,000 | $ 763,333 | $ 286,000 |
| St. Petersburg-Clearwater-Largo, FL | 5 | $ 2,735,000 | $ 547,000 | $ 181,000 |
| Sebastian-Vero Beach, FL | 4 | $ 3,620,000 | $ 905,000 | $ 413,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 3,765,000 | $ 1,255,000 | $ 93,000 |
| Lakeland-Winter Haven, FL | 3 | $ 815,000 | $ 271,666 | $ 79,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 1,935,000 | $ 645,000 | $ 314,000 |
| Ocala, FL | 3 | $ 895,000 | $ 298,333 | $ 779,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 495,000 | $ 165,000 | $ 134,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,300,000 | $ 650,000 | $ 357,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 730,000 | $ 365,000 | $ 265,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 385,000 | $ 385,000 | $ 499,000 |
| Gainesville, FL | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Tallahassee, FL | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for First Equity Mortgage Bankers Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,629 | $424,385,000 | $260,000 | $3,505,000 | $131,000 | $6,738,000 |
| Cash-out Refinancing | 201 | $78,665,000 | $391,000 | $6,055,000 | $252,000 | $6,009,000 |
| Refinancing | 22 | $42,510,000 | $1,932,000 | $9,805,000 | $646,000 | $4,427,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,629 | $349,945,000 | $214,000 | $4,405,000 | $105,000 | $4,108,000 |
| White | 174 | $155,310,000 | $892,000 | $7,435,000 | $474,000 | $6,009,000 |
| Black or African American | 22 | $12,010,000 | $545,000 | $2,005,000 | $262,000 | $1,247,000 |
| Asian | 17 | $23,595,000 | $1,387,000 | $9,805,000 | $638,000 | $4,427,000 |
| Not Provided | 7 | $3,885,000 | $555,000 | $1,185,000 | $1,210,000 | $6,738,000 |
| American Indian or Alaskan Native | 2 | $520,000 | $260,000 | $305,000 | $238,000 | $332,000 |
| Not applicable | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 847 | $152,435,000 | $179,000 | $705,000 | $66,000 | $704,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 779 | $344,435,000 | $442,000 | $9,805,000 | $264,000 | $6,738,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 113 | $17,445,000 | $154,000 | $435,000 | $57,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 113 | $31,245,000 | $276,000 | $515,000 | $97,000 | $316,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,160 | $326,080,000 | $281,000 | $3,725,000 | $147,000 | $6,738,000 |
| Application Withdrawn By Applicant | 398 | $157,170,000 | $394,000 | $7,435,000 | $207,000 | $6,009,000 |
| Application Denied By Financial Institution | 283 | $60,505,000 | $213,000 | $9,805,000 | $86,000 | $4,427,000 |
| File Closed For Incompleteness | 11 | $1,805,000 | $164,000 | $375,000 | $65,000 | $139,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,569 | $485,055,000 | $309,000 | $7,435,000 | $162,000 | $6,738,000 |
| Collateral | 110 | $16,590,000 | $150,000 | $505,000 | $64,000 | $270,000 |
| Debt-To-Income Ratio | 85 | $29,195,000 | $343,000 | $9,805,000 | $120,000 | $4,427,000 |
| Other | 27 | $5,065,000 | $187,000 | $625,000 | $99,000 | $359,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $3,150,000 | $143,000 | $515,000 | $65,000 | $364,000 |
| Unverifiable Information | 14 | $2,880,000 | $205,000 | $455,000 | $106,000 | $397,000 |
| Credit History | 12 | $1,530,000 | $127,000 | $155,000 | $59,000 | $139,000 |
| Credit Application Incomplete | 7 | $815,000 | $116,000 | $195,000 | $78,000 | $190,000 |
| Employment History | 5 | $1,075,000 | $215,000 | $535,000 | $47,000 | $185,000 |
| Mortgage Insurance Denied | 1 | $205,000 | $205,000 | $205,000 | $91,000 | $91,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Equity Mortgage Bankers Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Equity Mortgage Bankers Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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