First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2014
In 2014, First Federal Bank of Kansas City of Kansas City, MO reported 2,171 mortgage applications totaling $509.4 million, about the same as 2013. The average application was for $234,623, and applicants reported an average income of $84,541. 49% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Kansas City, MO-KS (672), Nashville-Davidson--Murfreesboro--Franklin, TN (49) and Washington-Arlington-Alexandria, DC-VA-MD-WV (45) (applications in parentheses).
| Mortgage Company & Address | First Federal Bank of Kansas City 6900 Executive Dr Kansas City, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,171 |
| Total Mortgage Loan Application Amount | $509,367,000 |
| Average Mortgage Loan Application Amount | $234,623 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $84,541 |
| Highest Applicant Income | $1,128,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 672 | $ 125,073,000 | $ 186,120 | $ 89,732 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 49 | $ 15,543,000 | $ 317,204 | $ 8,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 45 | $ 18,966,000 | $ 421,466 | $ 97,555 |
| St. Louis, MO-IL | 39 | $ 11,798,000 | $ 302,512 | $ 136,000 |
| Atlanta-Sandy Springs-Roswell, GA | 37 | $ 12,145,000 | $ 328,243 | $ 107,000 |
| Houston-The Woodlands-Sugar Land, TX | 30 | $ 8,397,000 | $ 279,900 | $ 118,000 |
| Dallas-Plano-Irving, TX | 28 | $ 7,649,000 | $ 273,178 | $ 115,000 |
| Phoenix-Mesa-Scottsdale, AZ | 25 | $ 7,408,000 | $ 296,320 | $ 85,000 |
| Baltimore-Columbia-Towson, MD | 20 | $ 7,388,000 | $ 369,400 | $ 126,000 |
| New York-Jersey City-White Plains, NY-NJ | 20 | $ 7,137,000 | $ 356,850 | $ 95,900 |
| Denver-Aurora-Lakewood, CO | 17 | $ 4,863,000 | $ 286,058 | $ 85,000 |
| Jacksonville, FL | 17 | $ 4,845,000 | $ 285,000 | $ 117,000 |
| San Antonio-New Braunfels, TX | 17 | $ 4,604,000 | $ 270,823 | $ 93,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 6,074,000 | $ 357,294 | $ 89,000 |
| Charlotte-Concord-Gastonia, NC-SC | 14 | $ 3,897,000 | $ 278,357 | $ 80,357 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 4,821,000 | $ 344,357 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 4,903,000 | $ 350,214 | $ 96,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 13 | $ 4,165,000 | $ 320,384 | $ 100,384 |
| Austin-Round Rock, TX | 12 | $ 4,004,000 | $ 333,666 | $ 120,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 3,187,000 | $ 265,583 | $ 75,583 |
| Boston, MA | 11 | $ 3,490,000 | $ 317,272 | $ 111,000 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 5,250,000 | $ 477,272 | $ 130,000 |
| San Diego-Carlsbad, CA | 11 | $ 4,468,000 | $ 406,181 | $ 109,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 2,288,000 | $ 208,000 | $ 81,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 3,768,000 | $ 376,800 | $ 103,000 |
| Colorado Springs, CO | 10 | $ 3,232,000 | $ 323,200 | $ 84,000 |
| Columbia, MO | 10 | $ 2,451,000 | $ 245,100 | $ 92,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 2,973,000 | $ 297,300 | $ 80,000 |
| Riverside-San Bernardino-Ontario, CA | 10 | $ 3,388,000 | $ 338,800 | $ 95,000 |
| Anaheim-Santa Ana-Irvine, CA | 8 | $ 3,169,000 | $ 396,125 | $ 107,000 |
| Fort Worth-Arlington, TX | 8 | $ 2,561,000 | $ 320,125 | $ 112,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 2,464,000 | $ 308,000 | $ 88,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 2,902,000 | $ 362,750 | $ 60,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 3,148,000 | $ 393,500 | $ 138,000 |
| Las Vegas-Henderson-Paradise, NV | 7 | $ 1,723,000 | $ 246,142 | $ 62,000 |
| St. Joseph, MO-KS | 7 | $ 1,059,000 | $ 151,285 | $ 58,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,879,000 | $ 313,166 | $ 174,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,260,000 | $ 210,000 | $ 120,833 |
| Manhattan, KS | 6 | $ 1,276,000 | $ 212,666 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,584,000 | $ 264,000 | $ 94,000 |
| Portland-South Portland, ME | 6 | $ 1,426,000 | $ 237,666 | $ 78,000 |
| Providence-Warwick, RI-MA | 6 | $ 2,198,000 | $ 366,333 | $ 62,500 |
| Urban Honolulu, HI | 6 | $ 2,549,000 | $ 424,833 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,898,000 | $ 316,333 | $ 30,000 |
| Charleston-North Charleston, SC | 5 | $ 1,760,000 | $ 352,000 | $ 64,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,422,000 | $ 284,400 | $ 72,400 |
| Columbia, SC | 5 | $ 1,269,000 | $ 253,800 | $ 115,000 |
| Columbus, OH | 5 | $ 1,694,000 | $ 338,800 | $ 86,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 1,369,000 | $ 273,800 | $ 89,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,306,000 | $ 261,200 | $ 141,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 1,265,000 | $ 253,000 | $ 161,000 |
| Killeen-Temple, TX | 5 | $ 1,007,000 | $ 201,400 | $ 95,000 |
| Lawrence, KS | 5 | $ 1,137,000 | $ 227,400 | $ 170,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 1,317,000 | $ 263,400 | $ 57,600 |
| Memphis, TN-MS-AR | 5 | $ 1,056,000 | $ 211,200 | $ 61,800 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 2,186,000 | $ 437,200 | $ 136,000 |
| Nassau County-Suffolk County, NY | 5 | $ 1,320,000 | $ 264,000 | $ 107,000 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 2,467,000 | $ 493,400 | $ 125,000 |
| Ogden-Clearfield, UT | 5 | $ 1,174,000 | $ 234,800 | $ 111,000 |
| Oklahoma City, OK | 5 | $ 1,416,000 | $ 283,200 | $ 85,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 1,236,000 | $ 247,200 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,315,000 | $ 263,000 | $ 106,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,545,000 | $ 309,000 | $ 135,000 |
| Silver Spring-Frederick-Rockville, MD | 5 | $ 2,542,000 | $ 508,400 | $ 72,000 |
| Springfield, MO | 5 | $ 1,320,000 | $ 264,000 | $ 71,000 |
| Topeka, KS | 5 | $ 925,000 | $ 185,000 | $ 71,000 |
| Tucson, AZ | 5 | $ 1,019,000 | $ 203,800 | $ 76,000 |
| Tulsa, OK | 5 | $ 1,232,000 | $ 246,400 | $ 51,000 |
| Wilmington, NC | 5 | $ 1,821,000 | $ 364,200 | $ 131,000 |
| Albuquerque, NM | 4 | $ 1,115,000 | $ 278,750 | $ 18,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 973,000 | $ 243,250 | $ 100,750 |
| Cheyenne, WY | 4 | $ 690,000 | $ 172,500 | $ 84,000 |
| Flagstaff, AZ | 4 | $ 1,203,000 | $ 300,750 | $ 175,000 |
| Fort Collins, CO | 4 | $ 1,302,000 | $ 325,500 | $ 51,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 985,000 | $ 246,250 | $ 100,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 1,267,000 | $ 316,750 | $ 106,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 830,000 | $ 207,500 | $ 42,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 970,000 | $ 242,500 | $ 99,500 |
| Madison, WI | 4 | $ 868,000 | $ 217,000 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 986,000 | $ 246,500 | $ 54,000 |
| Raleigh, NC | 4 | $ 1,211,000 | $ 302,750 | $ 48,000 |
| Richmond, VA | 4 | $ 1,273,000 | $ 318,250 | $ 32,000 |
| Santa Rosa, CA | 4 | $ 1,857,000 | $ 464,250 | $ 82,000 |
| Savannah, GA | 4 | $ 1,107,000 | $ 276,750 | $ 52,000 |
| Shreveport-Bossier City, LA | 4 | $ 893,000 | $ 223,250 | $ 123,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,021,000 | $ 255,250 | $ 251,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 962,000 | $ 320,666 | $ 28,000 |
| Barnstable Town, MA | 3 | $ 977,000 | $ 325,666 | $ 93,000 |
| Bend-Redmond, OR | 3 | $ 1,003,000 | $ 334,333 | $ 63,000 |
| California-Lexington Park, MD | 3 | $ 784,000 | $ 261,333 | $ 50,000 |
| Camden, NJ | 3 | $ 632,000 | $ 210,666 | $ 95,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 911,000 | $ 303,666 | $ 79,000 |
| Clarksville, TN-KY | 3 | $ 634,000 | $ 211,333 | $ 59,333 |
| Cleveland-Elyria, OH | 3 | $ 849,000 | $ 283,000 | $ 70,000 |
| Columbus, GA-AL | 3 | $ 755,000 | $ 251,666 | $ 61,000 |
| Dover, DE | 3 | $ 648,000 | $ 216,000 | $ 113,000 |
| Eugene, OR | 3 | $ 916,000 | $ 305,333 | $ 82,000 |
| Gary, IN | 3 | $ 719,000 | $ 239,666 | $ 36,000 |
| Manchester-Nashua, NH | 3 | $ 670,000 | $ 223,333 | $ 52,000 |
| Newark, NJ-PA | 3 | $ 1,113,000 | $ 371,000 | $ 85,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 878,000 | $ 292,666 | $ 143,000 |
| Prescott, AZ | 3 | $ 960,000 | $ 320,000 | $ 148,000 |
| Reno, NV | 3 | $ 1,009,000 | $ 336,333 | $ 65,000 |
| Salt Lake City, UT | 3 | $ 985,000 | $ 328,333 | $ 93,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,138,000 | $ 379,333 | $ 90,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 827,000 | $ 275,666 | $ 112,000 |
| Sioux City, IA-NE-SD | 3 | $ 1,010,000 | $ 336,666 | $ 30,000 |
| Spokane-Spokane Valley, WA | 3 | $ 586,000 | $ 195,333 | $ 33,000 |
| Syracuse, NY | 3 | $ 515,000 | $ 171,666 | $ 21,000 |
| Wichita, KS | 3 | $ 1,084,000 | $ 361,333 | $ 148,000 |
| Wilmington, DE-MD-NJ | 3 | $ 708,000 | $ 236,000 | $ 12,000 |
| Worcester, MA-CT | 3 | $ 711,000 | $ 237,000 | $ 47,000 |
| Albany, OR | 2 | $ 599,000 | $ 299,500 | $ 82,000 |
| Beaumont-Port Arthur, TX | 2 | $ 591,000 | $ 295,500 | $ 157,000 |
| Beckley, WV | 2 | $ 977,000 | $ 488,500 | $ 163,000 |
| Billings, MT | 2 | $ 468,000 | $ 234,000 | $ 26,000 |
| Boise City, ID | 2 | $ 628,000 | $ 314,000 | $ 124,000 |
| Boulder, CO | 2 | $ 839,000 | $ 419,500 | $ 130,000 |
| Bremerton-Silverdale, WA | 2 | $ 761,000 | $ 380,500 | $ 60,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 825,000 | $ 412,500 | $ 138,000 |
| Casper, WY | 2 | $ 1,068,000 | $ 534,000 | $ 169,000 |
| Cedar Rapids, IA | 2 | $ 547,000 | $ 273,500 | $ 57,000 |
| Charleston, WV | 2 | $ 256,000 | $ 128,000 | $ 53,000 |
| Chicago-Naperville-Arlington Heights, IL | 2 | $ 371,000 | $ 185,500 | $ 48,000 |
| College Station-Bryan, TX | 2 | $ 653,000 | $ 326,500 | $ 289,000 |
| Des Moines-West Des Moines, IA | 2 | $ 378,000 | $ 189,000 | $ 51,000 |
| Duluth, MN-WI | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Durham-Chapel Hill, NC | 2 | $ 610,000 | $ 305,000 | $ 53,000 |
| Dutchess County-Putnam County, NY | 2 | $ 601,000 | $ 300,500 | $ 151,000 |
| Glens Falls, NY | 2 | $ 587,000 | $ 293,500 | $ 73,000 |
| Great Falls, MT | 2 | $ 510,000 | $ 255,000 | $ 66,000 |
| Greeley, CO | 2 | $ 661,000 | $ 330,500 | $ 84,000 |
| Green Bay, WI | 2 | $ 695,000 | $ 347,500 | $ 150,000 |
| Greensboro-High Point, NC | 2 | $ 392,000 | $ 196,000 | $ 60,000 |
| Harrisburg-Carlisle, PA | 2 | $ 881,000 | $ 440,500 | $ 0 |
| Hinesville, GA | 2 | $ 322,000 | $ 161,000 | $ 23,000 |
| Jacksonville, NC | 2 | $ 484,000 | $ 242,000 | $ 99,000 |
| Joplin, MO | 2 | $ 436,000 | $ 218,000 | $ 87,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 718,000 | $ 359,000 | $ 157,000 |
| Knoxville, TN | 2 | $ 704,000 | $ 352,000 | $ 92,000 |
| Lawton, OK | 2 | $ 552,000 | $ 276,000 | $ 134,000 |
| Midland, TX | 2 | $ 719,000 | $ 359,500 | $ 90,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 610,000 | $ 305,000 | $ 115,000 |
| Modesto, CA | 2 | $ 560,000 | $ 280,000 | $ 84,000 |
| Monroe, MI | 2 | $ 428,000 | $ 214,000 | $ 82,000 |
| New Haven-Milford, CT | 2 | $ 769,000 | $ 384,500 | $ 122,000 |
| Peoria, IL | 2 | $ 429,000 | $ 214,500 | $ 137,000 |
| Pittsburgh, PA | 2 | $ 566,000 | $ 283,000 | $ 126,000 |
| Rochester, NY | 2 | $ 488,000 | $ 244,000 | $ 52,000 |
| Salisbury, MD-DE | 2 | $ 578,000 | $ 289,000 | $ 201,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 1,030,000 | $ 515,000 | $ 320,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 420,000 | $ 210,000 | $ 78,500 |
| Springfield, MA | 2 | $ 914,000 | $ 457,000 | $ 0 |
| Texarkana, TX-AR | 2 | $ 456,000 | $ 228,000 | $ 59,000 |
| Watertown-Fort Drum, NY | 2 | $ 523,000 | $ 261,500 | $ 25,000 |
| Yuma, AZ | 2 | $ 385,000 | $ 192,500 | $ 116,000 |
| Alexandria, LA | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Anchorage, AK | 1 | $ 290,000 | $ 290,000 | $ 89,000 |
| Asheville, NC | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Birmingham-Hoover, AL | 1 | $ 228,000 | $ 228,000 | $ 100,000 |
| Bowling Green, KY | 1 | $ 613,000 | $ 613,000 | $ 349,000 |
| Brownsville-Harlingen, TX | 1 | $ 333,000 | $ 333,000 | $ 238,000 |
| Brunswick, GA | 1 | $ 384,000 | $ 384,000 | $ 195,000 |
| Cape Girardeau, MO-IL | 1 | $ 266,000 | $ 266,000 | $ 65,000 |
| Corpus Christi, TX | 1 | $ 365,000 | $ 365,000 | $ 140,000 |
| Cumberland, MD-WV | 1 | $ 272,000 | $ 272,000 | $ 38,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 752,000 | $ 752,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Eau Claire, WI | 1 | $ 98,000 | $ 98,000 | $ 101,000 |
| El Paso, TX | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Fayetteville, NC | 1 | $ 344,000 | $ 344,000 | $ 50,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 270,000 | $ 270,000 | $ 167,000 |
| Flint, MI | 1 | $ 269,000 | $ 269,000 | $ 110,000 |
| Fort Smith, AR-OK | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Gainesville, GA | 1 | $ 288,000 | $ 288,000 | $ 104,000 |
| Grand Junction, CO | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 212,000 | $ 212,000 | $ 149,000 |
| Greenville, NC | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 157,000 | $ 157,000 | $ 129,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
| Hammond, LA | 1 | $ 247,000 | $ 247,000 | $ 94,000 |
| Huntsville, AL | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 227,000 | $ 227,000 | $ 68,000 |
| Jackson, MS | 1 | $ 210,000 | $ 210,000 | $ 151,000 |
| Johnson City, TN | 1 | $ 254,000 | $ 254,000 | $ 150,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Kalamazoo-Portage, MI | 1 | $ 163,000 | $ 163,000 | $ 87,000 |
| Kennewick-Richland, WA | 1 | $ 237,000 | $ 237,000 | $ 106,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| Lafayette, LA | 1 | $ 304,000 | $ 304,000 | $ 141,000 |
| Lake Charles, LA | 1 | $ 340,000 | $ 340,000 | $ 82,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 172,000 | $ 172,000 | $ 27,000 |
| Lakeland-Winter Haven, FL | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Lancaster, PA | 1 | $ 254,000 | $ 254,000 | $ 110,000 |
| Lansing-East Lansing, MI | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Lima, OH | 1 | $ 447,000 | $ 447,000 | $ 500,000 |
| Longview, TX | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Lubbock, TX | 1 | $ 172,000 | $ 172,000 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 417,000 | $ 417,000 | $ 384,000 |
| Medford, OR | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 444,000 | $ 444,000 | $ 460,000 |
| New Orleans-Metairie, LA | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Norwich-New London, CT | 1 | $ 309,000 | $ 309,000 | $ 119,000 |
| Ocala, FL | 1 | $ 198,000 | $ 198,000 | $ 44,000 |
| Ocean City, NJ | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Olympia-Tumwater, WA | 1 | $ 260,000 | $ 260,000 | $ 68,000 |
| Oshkosh-Neenah, WI | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Philadelphia, PA | 1 | $ 416,000 | $ 416,000 | $ 314,000 |
| Port St. Lucie, FL | 1 | $ 153,000 | $ 153,000 | $ 70,000 |
| Provo-Orem, UT | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Pueblo, CO | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 210,000 | $ 210,000 | $ 91,000 |
| Racine, WI | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Rochester, MN | 1 | $ 243,000 | $ 243,000 | $ 74,000 |
| Salem, OR | 1 | $ 132,000 | $ 132,000 | $ 83,000 |
| Santa Fe, NM | 1 | $ 578,000 | $ 578,000 | $ 97,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 644,000 | $ 644,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 408,000 | $ 408,000 | $ 114,000 |
| Sebastian-Vero Beach, FL | 1 | $ 358,000 | $ 358,000 | $ 118,000 |
| Sheboygan, WI | 1 | $ 332,000 | $ 332,000 | $ 160,000 |
| Staunton-Waynesboro, VA | 1 | $ 350,000 | $ 350,000 | $ 70,000 |
| Stockton-Lodi, CA | 1 | $ 269,000 | $ 269,000 | $ 55,000 |
| Terre Haute, IN | 1 | $ 1,000 | $ 1,000 | $ 0 |
| The Villages, FL | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Toledo, OH | 1 | $ 256,000 | $ 256,000 | $ 94,000 |
| Vallejo-Fairfield, CA | 1 | $ 433,000 | $ 433,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 177,000 | $ 177,000 | $ 50,000 |
| Winchester, VA-WV | 1 | $ 278,000 | $ 278,000 | $ 95,000 |
| York-Hanover, PA | 1 | $ 210,000 | $ 210,000 | $ 173,000 |
Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,135 | $225,448,000 | $198,000 | $1,600,000 | $83,000 | $1,128,000 |
| Refinancing | 989 | $283,340,000 | $286,000 | $800,000 | $88,000 | $960,000 |
| Home Improvement | 47 | $579,000 | $12,000 | $148,000 | $49,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,461 | $350,839,000 | $240,000 | $754,000 | $86,000 | $756,000 |
| Not Provided | 451 | $102,886,000 | $228,000 | $1,600,000 | $88,000 | $1,128,000 |
| Black or African American | 134 | $24,757,000 | $184,000 | $551,000 | $57,000 | $350,000 |
| Hispanic | 64 | $14,500,000 | $226,000 | $574,000 | $81,000 | $678,000 |
| Asian | 40 | $11,339,000 | $283,000 | $725,000 | $105,000 | $455,000 |
| American Indian or Alaskan Native | 10 | $2,468,000 | $246,000 | $585,000 | $108,000 | $222,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,701,000 | $243,000 | $549,000 | $95,000 | $179,000 |
| Not applicable | 4 | $877,000 | $219,000 | $262,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 986 | $230,700,000 | $233,000 | $1,600,000 | $105,000 | $1,128,000 |
| VA-guaranteed (Veterans Administration) | 821 | $246,437,000 | $300,000 | $754,000 | $80,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 344 | $30,537,000 | $88,000 | $430,000 | $38,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $1,693,000 | $84,000 | $182,000 | $73,000 | $678,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,067 | $279,643,000 | $262,000 | $838,000 | $99,000 | $500,000 |
| Application Withdrawn By Applicant | 427 | $113,578,000 | $265,000 | $800,000 | $92,000 | $756,000 |
| Application Denied By Financial Institution | 314 | $66,389,000 | $211,000 | $705,000 | $74,000 | $960,000 |
| Preapproval Denied by Financial Institution | 257 | $16,806,000 | $65,000 | $517,000 | $32,000 | $678,000 |
| Loan Purchased By The Institution | 48 | $15,457,000 | $322,000 | $752,000 | $6,000 | $99,000 |
| File Closed For Incompleteness | 35 | $9,665,000 | $276,000 | $754,000 | $116,000 | $552,000 |
| Application Approved But Not Accepted | 22 | $7,772,000 | $353,000 | $1,600,000 | $132,000 | $1,128,000 |
| Preapproval Approved but not Accepted | 1 | $57,000 | $57,000 | $57,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 356 | $31,834,000 | $89,000 | $589,000 | $43,000 | $960,000 |
| Debt-To-Income Ratio | 118 | $30,212,000 | $256,000 | $705,000 | $64,000 | $195,000 |
| Collateral | 56 | $14,284,000 | $255,000 | $644,000 | $100,000 | $309,000 |
| Other | 22 | $3,309,000 | $150,000 | $578,000 | $87,000 | $374,000 |
| Employment History | 13 | $2,236,000 | $172,000 | $459,000 | $49,000 | $143,000 |
| Unverifiable Information | 4 | $834,000 | $208,000 | $315,000 | $47,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $486,000 | $243,000 | $320,000 | $106,000 | $139,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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