First Federal Bank Mortgage Lending & HMDA Data, 2025
In 2025, First Federal Bank of Lake City, FL reported 7,998 mortgage applications totaling $3.1 billion, about the same as 2024. The average application was for $393,579, and applicants reported an average income of $166,871. 59% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Jacksonville, FL (527), Charlotte-Concord-Gastonia, NC-SC (468) and Atlanta-Sandy Springs-Roswell, GA (286) (applications in parentheses).
| Mortgage Company & Address | First Federal Bank 4705 US Hwy 90 W Lake City, FL 32055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,998 |
| Total Mortgage Loan Application Amount | $3,147,850,000 |
| Average Mortgage Loan Application Amount | $393,579 |
| Highest Mortgage Loan Application Amount | $2,755,000 |
| Average Applicant Income | $166,871 |
| Highest Applicant Income | $2,917,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Duval, Florida | 296 | $ 61,100,000 | $ 206,418 | $ 101,000 |
| York, South Carolina | 206 | $ 65,820,000 | $ 319,514 | $ 121,000 |
| Fulton, Georgia | 116 | $ 59,660,000 | $ 514,310 | $ 217,000 |
| Mecklenburg, North Carolina | 90 | $ 34,280,000 | $ 380,888 | $ 172,000 |
| Cook, Illinois | 89 | $ 37,985,000 | $ 426,797 | $ 195,000 |
| Marion, Florida | 86 | $ 19,390,000 | $ 225,465 | $ 122,000 |
| Cobb, Georgia | 85 | $ 35,325,000 | $ 415,588 | $ 190,000 |
| Columbia, Florida | 82 | $ 24,060,000 | $ 293,414 | $ 121,000 |
| Johnson, Kansas | 82 | $ 32,170,000 | $ 392,317 | $ 156,000 |
| Jackson, Missouri | 79 | $ 21,375,000 | $ 270,569 | $ 110,000 |
| DeKalb, Georgia | 77 | $ 40,555,000 | $ 526,688 | $ 231,000 |
| Clay, Florida | 71 | $ 19,185,000 | $ 270,211 | $ 115,000 |
| Suwannee, Florida | 71 | $ 15,185,000 | $ 213,873 | $ 100,000 |
| Harris, Texas | 64 | $ 24,900,000 | $ 389,062 | $ 198,000 |
| Nassau, Florida | 59 | $ 20,315,000 | $ 344,322 | $ 146,000 |
| Maricopa, Arizona | 58 | $ 26,780,000 | $ 461,724 | $ 192,000 |
| Clark, Nevada | 56 | $ 28,810,000 | $ 514,464 | $ 193,000 |
| Fairfax, Virginia | 54 | $ 34,780,000 | $ 644,074 | $ 241,000 |
| Baker, Florida | 52 | $ 14,020,000 | $ 269,615 | $ 122,000 |
| Lancaster, South Carolina | 51 | $ 13,995,000 | $ 274,411 | $ 88,000 |
| St. Johns, Florida | 49 | $ 19,275,000 | $ 393,367 | $ 178,000 |
| Wake, North Carolina | 46 | $ 20,390,000 | $ 443,260 | $ 182,000 |
| Wyandotte, Kansas | 44 | $ 8,250,000 | $ 187,500 | $ 68,000 |
| Middlesex, Massachusetts | 44 | $ 28,430,000 | $ 646,136 | $ 219,000 |
| King, Washington | 44 | $ 31,740,000 | $ 721,363 | $ 269,000 |
| Los Angeles, California | 43 | $ 33,525,000 | $ 779,651 | $ 269,000 |
| Middlesex, New Jersey | 42 | $ 24,060,000 | $ 572,857 | $ 250,000 |
| Hennepin, Minnesota | 41 | $ 15,515,000 | $ 378,414 | $ 180,000 |
| Olmsted, Minnesota | 41 | $ 12,545,000 | $ 305,975 | $ 141,000 |
| San Diego, California | 38 | $ 25,720,000 | $ 676,842 | $ 326,000 |
| Chester, South Carolina | 38 | $ 9,340,000 | $ 245,789 | $ 81,000 |
| Benton, Arkansas | 35 | $ 13,635,000 | $ 389,571 | $ 195,000 |
| Jackson, Florida | 35 | $ 7,285,000 | $ 208,142 | $ 90,000 |
| Alachua, Florida | 34 | $ 11,470,000 | $ 337,352 | $ 152,000 |
| Lake, Florida | 34 | $ 11,130,000 | $ 327,352 | $ 160,000 |
| Gaston, North Carolina | 33 | $ 10,165,000 | $ 308,030 | $ 116,000 |
| Forsyth, Georgia | 32 | $ 16,970,000 | $ 530,312 | $ 269,000 |
| Montgomery, Maryland | 32 | $ 20,610,000 | $ 644,062 | $ 229,000 |
| Denton, Texas | 32 | $ 18,410,000 | $ 575,312 | $ 219,000 |
| Clay, Missouri | 30 | $ 9,410,000 | $ 313,666 | $ 145,000 |
| Franklin, Ohio | 30 | $ 11,780,000 | $ 392,666 | $ 219,000 |
| Richland, South Carolina | 30 | $ 8,790,000 | $ 293,000 | $ 96,000 |
| El Paso, Colorado | 29 | $ 14,545,000 | $ 501,551 | $ 192,000 |
| Capitol Planning Region, Connecticut | 29 | $ 11,025,000 | $ 380,172 | $ 167,000 |
| Bay, Florida | 29 | $ 11,635,000 | $ 401,206 | $ 175,000 |
| Cherokee, Georgia | 29 | $ 11,425,000 | $ 393,965 | $ 240,000 |
| DuPage, Illinois | 29 | $ 11,775,000 | $ 406,034 | $ 168,000 |
| Hamilton, Indiana | 29 | $ 11,665,000 | $ 402,241 | $ 221,000 |
| Anne Arundel, Maryland | 29 | $ 14,465,000 | $ 498,793 | $ 208,000 |
| Broward, Florida | 28 | $ 14,520,000 | $ 518,571 | $ 219,000 |
| Orange, Florida | 28 | $ 13,140,000 | $ 469,285 | $ 159,000 |
| Gwinnett, Georgia | 28 | $ 10,390,000 | $ 371,071 | $ 174,000 |
| Bergen, New Jersey | 28 | $ 19,910,000 | $ 711,071 | $ 226,000 |
| Bernalillo, New Mexico | 28 | $ 9,930,000 | $ 354,642 | $ 161,000 |
| Hillsborough, Florida | 27 | $ 11,655,000 | $ 431,666 | $ 183,000 |
| Pasco, Florida | 27 | $ 11,615,000 | $ 430,185 | $ 157,000 |
| Rock Island, Illinois | 27 | $ 4,405,000 | $ 163,148 | $ 91,000 |
| Travis, Texas | 27 | $ 12,835,000 | $ 475,370 | $ 213,000 |
| Collin, Texas | 26 | $ 13,870,000 | $ 533,461 | $ 221,000 |
| District of Columbia, District Of Columbia | 25 | $ 16,025,000 | $ 641,000 | $ 256,000 |
| Worcester, Massachusetts | 25 | $ 10,215,000 | $ 408,600 | $ 157,000 |
| Monmouth, New Jersey | 25 | $ 14,915,000 | $ 596,600 | $ 234,000 |
| Beaufort, South Carolina | 25 | $ 13,995,000 | $ 559,800 | $ 248,000 |
| Snohomish, Washington | 25 | $ 16,335,000 | $ 653,400 | $ 217,000 |
| Palm Beach, Florida | 24 | $ 11,780,000 | $ 490,833 | $ 207,000 |
| Will, Illinois | 24 | $ 8,590,000 | $ 357,916 | $ 152,000 |
| Salt Lake, Utah | 24 | $ 13,920,000 | $ 580,000 | $ 206,000 |
| Prince William, Virginia | 24 | $ 13,110,000 | $ 546,250 | $ 176,000 |
| Pinellas, Florida | 23 | $ 9,825,000 | $ 427,173 | $ 159,000 |
| Oakland, Michigan | 23 | $ 7,355,000 | $ 319,782 | $ 201,000 |
| Scott, Iowa | 22 | $ 3,700,000 | $ 168,181 | $ 78,000 |
| St. Louis, Missouri | 22 | $ 9,370,000 | $ 425,909 | $ 198,000 |
| Bexar, Texas | 22 | $ 9,040,000 | $ 410,909 | $ 185,000 |
| Tarrant, Texas | 22 | $ 8,290,000 | $ 376,818 | $ 185,000 |
| Wood, Wisconsin | 22 | $ 3,410,000 | $ 155,000 | $ 71,000 |
| Madison, Alabama | 21 | $ 8,325,000 | $ 396,428 | $ 146,000 |
| Winnebago, Illinois | 21 | $ 3,905,000 | $ 185,952 | $ 96,000 |
| Prince George's, Maryland | 21 | $ 11,115,000 | $ 529,285 | $ 218,000 |
| St. Charles, Missouri | 21 | $ 8,365,000 | $ 398,333 | $ 152,000 |
| Allegheny, Pennsylvania | 21 | $ 6,085,000 | $ 289,761 | $ 147,000 |
| Marathon, Wisconsin | 21 | $ 4,765,000 | $ 226,904 | $ 89,000 |
| Denver, Colorado | 20 | $ 11,840,000 | $ 592,000 | $ 274,000 |
| Citrus, Florida | 20 | $ 6,650,000 | $ 332,500 | $ 135,000 |
| Lee, Florida | 20 | $ 6,640,000 | $ 332,000 | $ 140,000 |
| Seminole, Florida | 20 | $ 7,960,000 | $ 398,000 | $ 144,000 |
| Howard, Maryland | 20 | $ 11,900,000 | $ 595,000 | $ 238,000 |
| Montgomery, Pennsylvania | 20 | $ 10,490,000 | $ 524,500 | $ 204,000 |
| Charleston, South Carolina | 20 | $ 10,040,000 | $ 502,000 | $ 259,000 |
| Davidson, Tennessee | 20 | $ 9,390,000 | $ 469,500 | $ 229,000 |
| Pierce, Washington | 20 | $ 12,430,000 | $ 621,500 | $ 199,000 |
| San Bernardino, California | 19 | $ 11,925,000 | $ 627,631 | $ 194,000 |
| Glynn, Georgia | 19 | $ 5,225,000 | $ 275,000 | $ 148,000 |
| Lake, Illinois | 19 | $ 6,085,000 | $ 320,263 | $ 167,000 |
| Dakota, Minnesota | 19 | $ 8,005,000 | $ 421,315 | $ 185,000 |
| Riverside, California | 18 | $ 9,760,000 | $ 542,222 | $ 169,000 |
| Chatham, Georgia | 18 | $ 6,190,000 | $ 343,888 | $ 192,000 |
| Morris, New Jersey | 18 | $ 10,880,000 | $ 604,444 | $ 250,000 |
| Cuyahoga, Ohio | 18 | $ 6,290,000 | $ 349,444 | $ 184,000 |
| Chester, Pennsylvania | 18 | $ 10,250,000 | $ 569,444 | $ 214,000 |
| Shelby, Tennessee | 18 | $ 6,030,000 | $ 335,000 | $ 129,000 |
| Dallas, Texas | 18 | $ 7,200,000 | $ 400,000 | $ 187,000 |
| Baldwin, Alabama | 17 | $ 7,835,000 | $ 460,882 | $ 281,000 |
| Brevard, Florida | 17 | $ 6,405,000 | $ 376,764 | $ 159,000 |
| Miami-Dade, Florida | 17 | $ 8,865,000 | $ 521,470 | $ 197,000 |
| Columbia, Georgia | 17 | $ 6,335,000 | $ 372,647 | $ 218,000 |
| Ada, Idaho | 17 | $ 7,045,000 | $ 414,411 | $ 223,000 |
| Bonneville, Idaho | 17 | $ 7,555,000 | $ 444,411 | $ 207,000 |
| Ocean, New Jersey | 17 | $ 8,085,000 | $ 475,588 | $ 233,000 |
| Horry, South Carolina | 17 | $ 6,475,000 | $ 380,882 | $ 189,000 |
| Fort Bend, Texas | 17 | $ 7,515,000 | $ 442,058 | $ 187,000 |
| Loudoun, Virginia | 17 | $ 12,275,000 | $ 722,058 | $ 235,000 |
| Orange, California | 16 | $ 14,250,000 | $ 890,625 | $ 251,000 |
| New Castle, Delaware | 16 | $ 6,630,000 | $ 414,375 | $ 182,000 |
| Washington, Florida | 16 | $ 4,090,000 | $ 255,625 | $ 114,000 |
| Essex, Massachusetts | 16 | $ 11,100,000 | $ 693,750 | $ 243,000 |
| Hillsborough, New Hampshire | 16 | $ 7,420,000 | $ 463,750 | $ 171,000 |
| Greenville, South Carolina | 16 | $ 5,130,000 | $ 320,625 | $ 120,000 |
| Montgomery, Texas | 16 | $ 7,870,000 | $ 491,875 | $ 291,000 |
| Portage, Wisconsin | 16 | $ 3,590,000 | $ 224,375 | $ 102,000 |
| Polk, Florida | 15 | $ 4,335,000 | $ 289,000 | $ 154,000 |
| Marion, Indiana | 15 | $ 3,955,000 | $ 263,666 | $ 103,000 |
| Norfolk, Massachusetts | 15 | $ 8,525,000 | $ 568,333 | $ 217,000 |
| Essex, New Jersey | 15 | $ 9,085,000 | $ 605,666 | $ 272,000 |
| Cabarrus, North Carolina | 15 | $ 5,925,000 | $ 395,000 | $ 160,000 |
| Burleigh, North Dakota | 15 | $ 4,505,000 | $ 300,333 | $ 111,000 |
| Oklahoma, Oklahoma | 15 | $ 6,955,000 | $ 463,666 | $ 193,000 |
| Manatee, Florida | 14 | $ 6,180,000 | $ 441,428 | $ 138,000 |
| Volusia, Florida | 14 | $ 5,090,000 | $ 363,571 | $ 105,000 |
| Sedgwick, Kansas | 14 | $ 5,550,000 | $ 396,428 | $ 130,000 |
| Jefferson, Kentucky | 14 | $ 5,410,000 | $ 386,428 | $ 176,000 |
| Platte, Missouri | 14 | $ 5,040,000 | $ 360,000 | $ 165,000 |
| Mercer, New Jersey | 14 | $ 7,600,000 | $ 542,857 | $ 241,000 |
| Somerset, New Jersey | 14 | $ 7,470,000 | $ 533,571 | $ 216,000 |
| Durham, North Carolina | 14 | $ 5,990,000 | $ 427,857 | $ 229,000 |
| Alameda, California | 13 | $ 11,085,000 | $ 852,692 | $ 260,000 |
| Sacramento, California | 13 | $ 7,545,000 | $ 580,384 | $ 377,000 |
| Arapahoe, Colorado | 13 | $ 6,675,000 | $ 513,461 | $ 178,000 |
| Douglas, Colorado | 13 | $ 8,745,000 | $ 672,692 | $ 379,000 |
| Holmes, Florida | 13 | $ 2,485,000 | $ 191,153 | $ 82,000 |
| Hendricks, Indiana | 13 | $ 4,015,000 | $ 308,846 | $ 237,000 |
| Washoe, Nevada | 13 | $ 6,395,000 | $ 491,923 | $ 217,000 |
| Union, New Jersey | 13 | $ 9,115,000 | $ 701,153 | $ 250,000 |
| Forsyth, North Carolina | 13 | $ 3,885,000 | $ 298,846 | $ 130,000 |
| Lexington, South Carolina | 13 | $ 3,715,000 | $ 285,769 | $ 131,000 |
| Utah, Utah | 13 | $ 6,935,000 | $ 533,461 | $ 200,000 |
| Dane, Wisconsin | 13 | $ 6,025,000 | $ 463,461 | $ 152,000 |
| Pima, Arizona | 12 | $ 5,200,000 | $ 433,333 | $ 213,000 |
| Boulder, Colorado | 12 | $ 8,090,000 | $ 674,166 | $ 271,000 |
| Santa Rosa, Florida | 12 | $ 5,410,000 | $ 450,833 | $ 121,000 |
| McHenry, Illinois | 12 | $ 4,630,000 | $ 385,833 | $ 137,000 |
| Wayne, Michigan | 12 | $ 2,290,000 | $ 190,833 | $ 107,000 |
| Hudson, New Jersey | 12 | $ 6,270,000 | $ 522,500 | $ 206,000 |
| Otero, New Mexico | 12 | $ 4,210,000 | $ 350,833 | $ 165,000 |
| Sandoval, New Mexico | 12 | $ 5,440,000 | $ 453,333 | $ 203,000 |
| Brunswick, North Carolina | 12 | $ 4,600,000 | $ 383,333 | $ 187,000 |
| Cleveland, North Carolina | 12 | $ 3,090,000 | $ 257,500 | $ 100,000 |
| Guilford, North Carolina | 12 | $ 4,290,000 | $ 357,500 | $ 149,000 |
| Iredell, North Carolina | 12 | $ 5,770,000 | $ 480,833 | $ 159,000 |
| Hamilton, Ohio | 12 | $ 5,170,000 | $ 430,833 | $ 150,000 |
| Bucks, Pennsylvania | 12 | $ 5,590,000 | $ 465,833 | $ 212,000 |
| Philadelphia, Pennsylvania | 12 | $ 4,380,000 | $ 365,000 | $ 215,000 |
| Williamson, Tennessee | 12 | $ 9,230,000 | $ 769,166 | $ 181,000 |
| Arlington, Virginia | 12 | $ 7,400,000 | $ 616,666 | $ 288,000 |
| Chesterfield, Virginia | 12 | $ 3,940,000 | $ 328,333 | $ 121,000 |
| Milwaukee, Wisconsin | 12 | $ 3,660,000 | $ 305,000 | $ 168,000 |
| Waukesha, Wisconsin | 12 | $ 4,720,000 | $ 393,333 | $ 204,000 |
| Waupaca, Wisconsin | 12 | $ 3,370,000 | $ 280,833 | $ 123,000 |
| Bradford, Florida | 11 | $ 4,135,000 | $ 375,909 | $ 137,000 |
| Flagler, Florida | 11 | $ 4,095,000 | $ 372,272 | $ 149,000 |
| Okaloosa, Florida | 11 | $ 5,545,000 | $ 504,090 | $ 192,000 |
| Sumter, Florida | 11 | $ 3,305,000 | $ 300,454 | $ 125,000 |
| Hall, Georgia | 11 | $ 3,025,000 | $ 275,000 | $ 99,000 |
| Allen, Indiana | 11 | $ 3,555,000 | $ 323,181 | $ 125,000 |
| Johnson, Indiana | 11 | $ 3,975,000 | $ 361,363 | $ 136,000 |
| Boone, Kentucky | 11 | $ 3,535,000 | $ 321,363 | $ 150,000 |
| Frederick, Maryland | 11 | $ 5,585,000 | $ 507,727 | $ 230,000 |
| Anoka, Minnesota | 11 | $ 3,295,000 | $ 299,545 | $ 128,000 |
| Burlington, New Jersey | 11 | $ 3,945,000 | $ 358,636 | $ 136,000 |
| Union, North Carolina | 11 | $ 4,945,000 | $ 449,545 | $ 133,000 |
| Delaware, Ohio | 11 | $ 5,265,000 | $ 478,636 | $ 163,000 |
| Anderson, South Carolina | 11 | $ 3,055,000 | $ 277,727 | $ 124,000 |
| Berkeley, South Carolina | 11 | $ 3,975,000 | $ 361,363 | $ 116,000 |
| Williamson, Texas | 11 | $ 3,725,000 | $ 338,636 | $ 179,000 |
| Spokane, Washington | 11 | $ 4,315,000 | $ 392,272 | $ 205,000 |
| Houston, Alabama | 10 | $ 2,110,000 | $ 211,000 | $ 96,000 |
| Washington, Arkansas | 10 | $ 3,250,000 | $ 325,000 | $ 182,000 |
| Santa Clara, California | 10 | $ 7,410,000 | $ 741,000 | $ 259,000 |
| Leon, Florida | 10 | $ 2,210,000 | $ 221,000 | $ 145,000 |
| Osceola, Florida | 10 | $ 4,440,000 | $ 444,000 | $ 220,000 |
| Putnam, Florida | 10 | $ 1,710,000 | $ 171,000 | $ 77,000 |
| Walton, Florida | 10 | $ 4,070,000 | $ 407,000 | $ 189,000 |
| Mitchell, Georgia | 10 | $ 1,450,000 | $ 145,000 | $ 75,000 |
| Kane, Illinois | 10 | $ 3,480,000 | $ 348,000 | $ 141,000 |
| Tippecanoe, Indiana | 10 | $ 3,510,000 | $ 351,000 | $ 163,000 |
| Fayette, Kentucky | 10 | $ 2,900,000 | $ 290,000 | $ 130,000 |
| Plymouth, Massachusetts | 10 | $ 6,340,000 | $ 634,000 | $ 199,000 |
| Cass, Missouri | 10 | $ 4,040,000 | $ 404,000 | $ 165,000 |
| Rockingham, New Hampshire | 10 | $ 4,230,000 | $ 423,000 | $ 212,000 |
| Onslow, North Carolina | 10 | $ 4,410,000 | $ 441,000 | $ 240,000 |
| Clackamas, Oregon | 10 | $ 5,290,000 | $ 529,000 | $ 225,000 |
| Richmond City, Virginia | 10 | $ 4,090,000 | $ 409,000 | $ 169,000 |
| Spotsylvania, Virginia | 10 | $ 4,530,000 | $ 453,000 | $ 207,000 |
| Virginia Beach, Virginia | 10 | $ 5,310,000 | $ 531,000 | $ 219,000 |
| Jefferson, Alabama | 9 | $ 3,345,000 | $ 371,666 | $ 118,000 |
| Montgomery, Alabama | 9 | $ 2,385,000 | $ 265,000 | $ 93,000 |
| Pinal, Arizona | 9 | $ 3,695,000 | $ 410,555 | $ 128,000 |
| Pulaski, Arkansas | 9 | $ 3,895,000 | $ 432,777 | $ 176,000 |
| South Central Connecticut Planning Region, Connecticut | 9 | $ 3,325,000 | $ 369,444 | $ 246,000 |
| Sussex, Delaware | 9 | $ 4,065,000 | $ 451,666 | $ 155,000 |
| Hamilton, Florida | 9 | $ 2,425,000 | $ 269,444 | $ 97,000 |
| Houston, Georgia | 9 | $ 3,005,000 | $ 333,888 | $ 157,000 |
| Paulding, Georgia | 9 | $ 2,645,000 | $ 293,888 | $ 111,000 |
| Henry, Illinois | 9 | $ 1,335,000 | $ 148,333 | $ 78,000 |
| Des Moines, Iowa | 9 | $ 855,000 | $ 95,000 | $ 57,000 |
| Kenton, Kentucky | 9 | $ 2,525,000 | $ 280,555 | $ 98,000 |
| East Baton Rouge, Louisiana | 9 | $ 3,145,000 | $ 349,444 | $ 153,000 |
| Ramsey, Minnesota | 9 | $ 3,765,000 | $ 418,333 | $ 156,000 |
| Yellowstone, Montana | 9 | $ 3,445,000 | $ 382,777 | $ 146,000 |
| Canadian, Oklahoma | 9 | $ 2,935,000 | $ 326,111 | $ 120,000 |
| Multnomah, Oregon | 9 | $ 4,955,000 | $ 550,555 | $ 199,000 |
| Knox, Tennessee | 9 | $ 4,175,000 | $ 463,888 | $ 140,000 |
| Montgomery, Tennessee | 9 | $ 3,305,000 | $ 367,222 | $ 102,000 |
| Berkeley, West Virginia | 9 | $ 4,975,000 | $ 552,777 | $ 180,000 |
| Mobile, Alabama | 8 | $ 1,880,000 | $ 235,000 | $ 100,000 |
| Kern, California | 8 | $ 4,190,000 | $ 523,750 | $ 240,000 |
| Larimer, Colorado | 8 | $ 4,890,000 | $ 611,250 | $ 233,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 8 | $ 4,620,000 | $ 577,500 | $ 275,000 |
| Levy, Florida | 8 | $ 2,090,000 | $ 261,250 | $ 107,000 |
| St. Lucie, Florida | 8 | $ 2,700,000 | $ 337,500 | $ 123,000 |
| Union, Florida | 8 | $ 1,800,000 | $ 225,000 | $ 99,000 |
| Honolulu, Hawaii | 8 | $ 6,420,000 | $ 802,500 | $ 269,000 |
| St. Tammany, Louisiana | 8 | $ 2,980,000 | $ 372,500 | $ 150,000 |
| Baltimore, Maryland | 8 | $ 3,880,000 | $ 485,000 | $ 162,000 |
| Baltimore City, Maryland | 8 | $ 5,180,000 | $ 647,500 | $ 150,000 |
| Lafayette, Missouri | 8 | $ 2,650,000 | $ 331,250 | $ 119,000 |
| Dona Ana, New Mexico | 8 | $ 2,780,000 | $ 347,500 | $ 241,000 |
| Monroe, New York | 8 | $ 1,850,000 | $ 231,250 | $ 95,000 |
| Cleveland, Oklahoma | 8 | $ 2,220,000 | $ 277,500 | $ 127,000 |
| Tulsa, Oklahoma | 8 | $ 3,400,000 | $ 425,000 | $ 246,000 |
| Washington, Oregon | 8 | $ 3,890,000 | $ 486,250 | $ 212,000 |
| Butler, Pennsylvania | 8 | $ 1,990,000 | $ 248,750 | $ 138,000 |
| Cumberland, Pennsylvania | 8 | $ 2,970,000 | $ 371,250 | $ 170,000 |
| Providence, Rhode Island | 8 | $ 4,640,000 | $ 580,000 | $ 185,000 |
| Spartanburg, South Carolina | 8 | $ 2,470,000 | $ 308,750 | $ 113,000 |
| Henrico, Virginia | 8 | $ 3,660,000 | $ 457,500 | $ 174,000 |
| Jefferson, Wisconsin | 8 | $ 2,220,000 | $ 277,500 | $ 102,000 |
| Winnebago, Wisconsin | 8 | $ 1,830,000 | $ 228,750 | $ 87,000 |
| Autauga, Alabama | 7 | $ 2,375,000 | $ 339,285 | $ 117,000 |
| Lee, Alabama | 7 | $ 3,275,000 | $ 467,857 | $ 161,000 |
| Adams, Colorado | 7 | $ 3,305,000 | $ 472,142 | $ 125,000 |
| Weld, Colorado | 7 | $ 3,205,000 | $ 457,857 | $ 180,000 |
| Calhoun, Florida | 7 | $ 1,575,000 | $ 225,000 | $ 91,000 |
| Escambia, Florida | 7 | $ 2,375,000 | $ 339,285 | $ 101,000 |
| Camden, Georgia | 7 | $ 2,225,000 | $ 317,857 | $ 83,000 |
| Grady, Georgia | 7 | $ 1,255,000 | $ 179,285 | $ 93,000 |
| Henry, Georgia | 7 | $ 2,235,000 | $ 319,285 | $ 149,000 |
| Thomas, Georgia | 7 | $ 1,435,000 | $ 205,000 | $ 87,000 |
| Charles, Maryland | 7 | $ 2,935,000 | $ 419,285 | $ 102,000 |
| St. Mary's, Maryland | 7 | $ 2,865,000 | $ 409,285 | $ 137,000 |
| Bristol, Massachusetts | 7 | $ 4,085,000 | $ 583,571 | $ 192,000 |
| Hampshire, Massachusetts | 7 | $ 2,835,000 | $ 405,000 | $ 147,000 |
| Kent, Michigan | 7 | $ 2,295,000 | $ 327,857 | $ 118,000 |
| Carver, Minnesota | 7 | $ 2,165,000 | $ 309,285 | $ 150,000 |
| St. Louis City, Missouri | 7 | $ 2,635,000 | $ 376,428 | $ 208,000 |
| Douglas, Nebraska | 7 | $ 2,995,000 | $ 427,857 | $ 184,000 |
| Gloucester, New Jersey | 7 | $ 2,625,000 | $ 375,000 | $ 167,000 |
| Carteret, North Carolina | 7 | $ 3,105,000 | $ 443,571 | $ 418,000 |
| Moore, North Carolina | 7 | $ 3,105,000 | $ 443,571 | $ 106,000 |
| McLean, North Dakota | 7 | $ 1,375,000 | $ 196,428 | $ 87,000 |
| Medina, Ohio | 7 | $ 2,045,000 | $ 292,142 | $ 146,000 |
| Summit, Ohio | 7 | $ 1,595,000 | $ 227,857 | $ 112,000 |
| Lane, Oregon | 7 | $ 2,935,000 | $ 419,285 | $ 137,000 |
| Aiken, South Carolina | 7 | $ 1,995,000 | $ 285,000 | $ 133,000 |
| Dorchester, South Carolina | 7 | $ 2,565,000 | $ 366,428 | $ 170,000 |
| Hamilton, Tennessee | 7 | $ 2,955,000 | $ 422,142 | $ 146,000 |
| El Paso, Texas | 7 | $ 2,225,000 | $ 317,857 | $ 139,000 |
| Parker, Texas | 7 | $ 2,905,000 | $ 415,000 | $ 233,000 |
| Thurston, Washington | 7 | $ 3,625,000 | $ 517,857 | $ 140,000 |
| Brown, Wisconsin | 7 | $ 1,825,000 | $ 260,714 | $ 112,000 |
| Outagamie, Wisconsin | 7 | $ 1,995,000 | $ 285,000 | $ 105,000 |
| Limestone, Alabama | 6 | $ 2,120,000 | $ 353,333 | $ 93,000 |
| Shelby, Alabama | 6 | $ 3,020,000 | $ 503,333 | $ 161,000 |
| Yavapai, Arizona | 6 | $ 1,940,000 | $ 323,333 | $ 280,000 |
| Contra Costa, California | 6 | $ 4,130,000 | $ 688,333 | $ 219,000 |
| Naugatuck Valley Planning Region, Connecticut | 6 | $ 1,960,000 | $ 326,666 | $ 146,000 |
| Southeastern Connecticut Planning Region, Connecticut | 6 | $ 1,860,000 | $ 310,000 | $ 155,000 |
| Collier, Florida | 6 | $ 2,220,000 | $ 370,000 | $ 178,000 |
| Gilchrist, Florida | 6 | $ 2,070,000 | $ 345,000 | $ 196,000 |
| Indian River, Florida | 6 | $ 2,540,000 | $ 423,333 | $ 123,000 |
| Clayton, Georgia | 6 | $ 1,500,000 | $ 250,000 | $ 104,000 |
| Clinton, Iowa | 6 | $ 1,070,000 | $ 178,333 | $ 71,000 |
| York, Maine | 6 | $ 2,550,000 | $ 425,000 | $ 119,000 |
| Calvert, Maryland | 6 | $ 3,600,000 | $ 600,000 | $ 184,000 |
| Carroll, Maryland | 6 | $ 2,570,000 | $ 428,333 | $ 274,000 |
| Hampden, Massachusetts | 6 | $ 2,220,000 | $ 370,000 | $ 144,000 |
| Suffolk, Massachusetts | 6 | $ 3,780,000 | $ 630,000 | $ 186,000 |
| Genesee, Michigan | 6 | $ 1,770,000 | $ 295,000 | $ 137,000 |
| Ottawa, Michigan | 6 | $ 1,840,000 | $ 306,666 | $ 101,000 |
| Boone, Missouri | 6 | $ 3,170,000 | $ 528,333 | $ 223,000 |
| Lancaster, Nebraska | 6 | $ 1,940,000 | $ 323,333 | $ 150,000 |
| Sarpy, Nebraska | 6 | $ 2,400,000 | $ 400,000 | $ 170,000 |
| Camden, New Jersey | 6 | $ 2,500,000 | $ 416,666 | $ 168,000 |
| Hunterdon, New Jersey | 6 | $ 2,950,000 | $ 491,666 | $ 243,000 |
| Passaic, New Jersey | 6 | $ 3,050,000 | $ 508,333 | $ 164,000 |
| Westchester, New York | 6 | $ 3,580,000 | $ 596,666 | $ 220,000 |
| Buncombe, North Carolina | 6 | $ 1,990,000 | $ 331,666 | $ 164,000 |
| Davidson, North Carolina | 6 | $ 1,510,000 | $ 251,666 | $ 72,000 |
| Johnston, North Carolina | 6 | $ 2,270,000 | $ 378,333 | $ 104,000 |
| New Hanover, North Carolina | 6 | $ 3,200,000 | $ 533,333 | $ 203,000 |
| Rowan, North Carolina | 6 | $ 2,040,000 | $ 340,000 | $ 123,000 |
| Montgomery, Ohio | 6 | $ 1,550,000 | $ 258,333 | $ 183,000 |
| Mercer, Pennsylvania | 6 | $ 1,310,000 | $ 218,333 | $ 88,000 |
| Putnam, Tennessee | 6 | $ 1,820,000 | $ 303,333 | $ 94,000 |
| Hays, Texas | 6 | $ 3,260,000 | $ 543,333 | $ 378,000 |
| Chesapeake, Virginia | 6 | $ 2,830,000 | $ 471,666 | $ 180,000 |
| Clark, Washington | 6 | $ 3,200,000 | $ 533,333 | $ 243,000 |
| Whatcom, Washington | 6 | $ 2,660,000 | $ 443,333 | $ 218,000 |
| Oneida, Wisconsin | 6 | $ 1,560,000 | $ 260,000 | $ 88,000 |
| Ozaukee, Wisconsin | 6 | $ 2,670,000 | $ 445,000 | $ 188,000 |
| Price, Wisconsin | 6 | $ 970,000 | $ 161,666 | $ 79,000 |
| Elmore, Alabama | 5 | $ 2,025,000 | $ 405,000 | $ 172,000 |
| San Francisco, California | 5 | $ 5,065,000 | $ 1,013,000 | $ 227,000 |
| San Joaquin, California | 5 | $ 2,415,000 | $ 483,000 | $ 168,000 |
| San Mateo, California | 5 | $ 4,585,000 | $ 917,000 | $ 471,000 |
| Shasta, California | 5 | $ 2,545,000 | $ 509,000 | $ 204,000 |
| La Plata, Colorado | 5 | $ 3,885,000 | $ 777,000 | $ 316,000 |
| Dixie, Florida | 5 | $ 1,245,000 | $ 249,000 | $ 69,000 |
| Hernando, Florida | 5 | $ 1,865,000 | $ 373,000 | $ 87,000 |
| Martin, Florida | 5 | $ 1,275,000 | $ 255,000 | $ 111,000 |
| Bartow, Georgia | 5 | $ 1,705,000 | $ 341,000 | $ 162,000 |
| Bibb, Georgia | 5 | $ 1,405,000 | $ 281,000 | $ 145,000 |
| Jackson, Georgia | 5 | $ 1,905,000 | $ 381,000 | $ 107,000 |
| Pickens, Georgia | 5 | $ 2,695,000 | $ 539,000 | $ 180,000 |
| Canyon, Idaho | 5 | $ 1,775,000 | $ 355,000 | $ 112,000 |
| Madison, Illinois | 5 | $ 1,655,000 | $ 331,000 | $ 121,000 |
| Lake, Indiana | 5 | $ 1,565,000 | $ 313,000 | $ 193,000 |
| Monroe, Indiana | 5 | $ 2,465,000 | $ 493,000 | $ 155,000 |
| Bossier, Louisiana | 5 | $ 1,705,000 | $ 341,000 | $ 102,000 |
| Macomb, Michigan | 5 | $ 1,815,000 | $ 363,000 | $ 168,000 |
| Dodge, Minnesota | 5 | $ 1,845,000 | $ 369,000 | $ 188,000 |
| Washington, Minnesota | 5 | $ 2,325,000 | $ 465,000 | $ 148,000 |
| Wright, Minnesota | 5 | $ 1,465,000 | $ 293,000 | $ 146,000 |
| Christian, Missouri | 5 | $ 2,575,000 | $ 515,000 | $ 158,000 |
| Greene, Missouri | 5 | $ 1,485,000 | $ 297,000 | $ 92,000 |
| Merrimack, New Hampshire | 5 | $ 1,915,000 | $ 383,000 | $ 163,000 |
| Santa Fe, New Mexico | 5 | $ 2,375,000 | $ 475,000 | $ 161,000 |
| Alamance, North Carolina | 5 | $ 2,025,000 | $ 405,000 | $ 205,000 |
| Burke, North Carolina | 5 | $ 1,295,000 | $ 259,000 | $ 135,000 |
| Catawba, North Carolina | 5 | $ 1,695,000 | $ 339,000 | $ 129,000 |
| Mountrail, North Dakota | 5 | $ 1,805,000 | $ 361,000 | $ 262,000 |
| Butler, Ohio | 5 | $ 1,915,000 | $ 383,000 | $ 117,000 |
| Clermont, Ohio | 5 | $ 1,945,000 | $ 389,000 | $ 150,000 |
| Greene, Ohio | 5 | $ 2,165,000 | $ 433,000 | $ 232,000 |
| Warren, Ohio | 5 | $ 1,945,000 | $ 389,000 | $ 141,000 |
| Comanche, Oklahoma | 5 | $ 1,735,000 | $ 347,000 | $ 147,000 |
| Jackson, Oregon | 5 | $ 1,745,000 | $ 349,000 | $ 141,000 |
| Delaware, Pennsylvania | 5 | $ 1,715,000 | $ 343,000 | $ 137,000 |
| Westmoreland, Pennsylvania | 5 | $ 1,265,000 | $ 253,000 | $ 102,000 |
| York, Pennsylvania | 5 | $ 1,775,000 | $ 355,000 | $ 171,000 |
| Washington, Rhode Island | 5 | $ 3,525,000 | $ 705,000 | $ 293,000 |
| Fairfield, South Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 71,000 |
| Kershaw, South Carolina | 5 | $ 1,535,000 | $ 307,000 | $ 123,000 |
| Oconee, South Carolina | 5 | $ 1,765,000 | $ 353,000 | $ 185,000 |
| Pickens, South Carolina | 5 | $ 1,365,000 | $ 273,000 | $ 155,000 |
| Bradley, Tennessee | 5 | $ 1,865,000 | $ 373,000 | $ 138,000 |
| Comal, Texas | 5 | $ 2,565,000 | $ 513,000 | $ 155,000 |
| Lubbock, Texas | 5 | $ 1,965,000 | $ 393,000 | $ 155,000 |
| Cache, Utah | 5 | $ 2,895,000 | $ 579,000 | $ 144,000 |
| Davis, Utah | 5 | $ 3,945,000 | $ 789,000 | $ 147,000 |
| Weber, Utah | 5 | $ 2,315,000 | $ 463,000 | $ 159,000 |
| James City, Virginia | 5 | $ 2,565,000 | $ 513,000 | $ 222,000 |
| Stafford, Virginia | 5 | $ 3,575,000 | $ 715,000 | $ 313,000 |
| Island, Washington | 5 | $ 2,315,000 | $ 463,000 | $ 141,000 |
| Lewis, Washington | 5 | $ 1,975,000 | $ 395,000 | $ 146,000 |
| Eau Claire, Wisconsin | 5 | $ 1,455,000 | $ 291,000 | $ 95,000 |
| Monroe, Wisconsin | 5 | $ 1,685,000 | $ 337,000 | $ 133,000 |
| Rusk, Wisconsin | 5 | $ 685,000 | $ 137,000 | $ 61,000 |
| Sauk, Wisconsin | 5 | $ 1,995,000 | $ 399,000 | $ 202,000 |
| Washington, Wisconsin | 5 | $ 1,545,000 | $ 309,000 | $ 120,000 |
| Coffee, Alabama | 4 | $ 1,180,000 | $ 295,000 | $ 88,000 |
| Cullman, Alabama | 4 | $ 1,270,000 | $ 317,500 | $ 139,000 |
| Russell, Alabama | 4 | $ 1,420,000 | $ 355,000 | $ 109,000 |
| Saline, Arkansas | 4 | $ 780,000 | $ 195,000 | $ 130,000 |
| Merced, California | 4 | $ 1,220,000 | $ 305,000 | $ 202,000 |
| Placer, California | 4 | $ 2,590,000 | $ 647,500 | $ 504,000 |
| San Luis Obispo, California | 4 | $ 2,640,000 | $ 660,000 | $ 116,000 |
| Ventura, California | 4 | $ 3,320,000 | $ 830,000 | $ 260,000 |
| Jefferson, Colorado | 4 | $ 2,360,000 | $ 590,000 | $ 296,000 |
| Western Connecticut Planning Region, Connecticut | 4 | $ 2,040,000 | $ 510,000 | $ 220,000 |
| Charlotte, Florida | 4 | $ 910,000 | $ 227,500 | $ 93,000 |
| Franklin, Florida | 4 | $ 910,000 | $ 227,500 | $ 142,000 |
| Sarasota, Florida | 4 | $ 1,800,000 | $ 450,000 | $ 163,000 |
| Clarke, Georgia | 4 | $ 2,570,000 | $ 642,500 | $ 488,000 |
| Gilmer, Georgia | 4 | $ 1,290,000 | $ 322,500 | $ 183,000 |
| Boone, Indiana | 4 | $ 2,030,000 | $ 507,500 | $ 371,000 |
| Floyd, Indiana | 4 | $ 1,470,000 | $ 367,500 | $ 238,000 |
| Howard, Indiana | 4 | $ 1,090,000 | $ 272,500 | $ 101,000 |
| St. Joseph, Indiana | 4 | $ 760,000 | $ 190,000 | $ 110,000 |
| Polk, Iowa | 4 | $ 1,870,000 | $ 467,500 | $ 386,000 |
| Leavenworth, Kansas | 4 | $ 1,870,000 | $ 467,500 | $ 162,000 |
| Bullitt, Kentucky | 4 | $ 870,000 | $ 217,500 | $ 87,000 |
| Hardin, Kentucky | 4 | $ 1,200,000 | $ 300,000 | $ 89,000 |
| Jefferson, Louisiana | 4 | $ 970,000 | $ 242,500 | $ 104,000 |
| Lafayette, Louisiana | 4 | $ 910,000 | $ 227,500 | $ 107,000 |
| Orleans, Louisiana | 4 | $ 2,180,000 | $ 545,000 | $ 193,000 |
| Cumberland, Maine | 4 | $ 3,170,000 | $ 792,500 | $ 281,000 |
| Barnstable, Massachusetts | 4 | $ 1,850,000 | $ 462,500 | $ 229,000 |
| Allegan, Michigan | 4 | $ 1,580,000 | $ 395,000 | $ 105,000 |
| Eaton, Michigan | 4 | $ 1,260,000 | $ 315,000 | $ 112,000 |
| Ingham, Michigan | 4 | $ 1,710,000 | $ 427,500 | $ 144,000 |
| Mecosta, Michigan | 4 | $ 1,610,000 | $ 402,500 | $ 151,000 |
| Fillmore, Minnesota | 4 | $ 960,000 | $ 240,000 | $ 140,000 |
| St. Louis, Minnesota | 4 | $ 1,110,000 | $ 277,500 | $ 139,000 |
| Harrison, Mississippi | 4 | $ 1,460,000 | $ 365,000 | $ 173,000 |
| Lee, Mississippi | 4 | $ 970,000 | $ 242,500 | $ 84,000 |
| Taney, Missouri | 4 | $ 1,680,000 | $ 420,000 | $ 292,000 |
| Belknap, New Hampshire | 4 | $ 1,440,000 | $ 360,000 | $ 160,000 |
| Grafton, New Hampshire | 4 | $ 1,610,000 | $ 402,500 | $ 155,000 |
| Kings, New York | 4 | $ 1,670,000 | $ 417,500 | $ 166,000 |
| Anson, North Carolina | 4 | $ 830,000 | $ 207,500 | $ 74,000 |
| Caldwell, North Carolina | 4 | $ 680,000 | $ 170,000 | $ 92,000 |
| Henderson, North Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 269,000 |
| Stanly, North Carolina | 4 | $ 990,000 | $ 247,500 | $ 108,000 |
| Geauga, Ohio | 4 | $ 1,560,000 | $ 390,000 | $ 169,000 |
| Lake, Ohio | 4 | $ 1,350,000 | $ 337,500 | $ 226,000 |
| Scioto, Ohio | 4 | $ 1,260,000 | $ 315,000 | $ 173,000 |
| Seneca, Ohio | 4 | $ 390,000 | $ 97,500 | $ 75,000 |
| Stark, Ohio | 4 | $ 1,530,000 | $ 382,500 | $ 181,000 |
| Coos, Oregon | 4 | $ 1,490,000 | $ 372,500 | $ 98,000 |
| Deschutes, Oregon | 4 | $ 2,310,000 | $ 577,500 | $ 283,000 |
| Berks, Pennsylvania | 4 | $ 1,740,000 | $ 435,000 | $ 177,000 |
| Lancaster, Pennsylvania | 4 | $ 1,570,000 | $ 392,500 | $ 151,000 |
| Lehigh, Pennsylvania | 4 | $ 1,350,000 | $ 337,500 | $ 129,000 |
| Venango, Pennsylvania | 4 | $ 400,000 | $ 100,000 | $ 58,000 |
| Fayette, Tennessee | 4 | $ 1,680,000 | $ 420,000 | $ 142,000 |
| Rutherford, Tennessee | 4 | $ 1,940,000 | $ 485,000 | $ 130,000 |
| Sullivan, Tennessee | 4 | $ 1,840,000 | $ 460,000 | $ 238,000 |
| Wilson, Tennessee | 4 | $ 2,520,000 | $ 630,000 | $ 201,000 |
| Brazoria, Texas | 4 | $ 1,570,000 | $ 392,500 | $ 214,000 |
| Cooke, Texas | 4 | $ 1,790,000 | $ 447,500 | $ 205,000 |
| Galveston, Texas | 4 | $ 1,190,000 | $ 297,500 | $ 138,000 |
| McLennan, Texas | 4 | $ 1,180,000 | $ 295,000 | $ 161,000 |
| Orange, Texas | 4 | $ 1,620,000 | $ 405,000 | $ 146,000 |
| Washington, Utah | 4 | $ 1,940,000 | $ 485,000 | $ 120,000 |
| Alexandria, Virginia | 4 | $ 2,090,000 | $ 522,500 | $ 230,000 |
| Gloucester, Virginia | 4 | $ 1,820,000 | $ 455,000 | $ 126,000 |
| Hampton, Virginia | 4 | $ 1,250,000 | $ 312,500 | $ 86,000 |
| New Kent, Virginia | 4 | $ 1,660,000 | $ 415,000 | $ 139,000 |
| Newport News, Virginia | 4 | $ 1,210,000 | $ 302,500 | $ 110,000 |
| Kitsap, Washington | 4 | $ 2,620,000 | $ 655,000 | $ 321,000 |
| Columbia, Wisconsin | 4 | $ 1,080,000 | $ 270,000 | $ 94,000 |
| DeKalb, Alabama | 3 | $ 865,000 | $ 288,333 | $ 116,000 |
| Geneva, Alabama | 3 | $ 405,000 | $ 135,000 | $ 83,000 |
| St. Clair, Alabama | 3 | $ 925,000 | $ 308,333 | $ 161,000 |
| Anchorage, Alaska | 3 | $ 1,065,000 | $ 355,000 | $ 133,000 |
| Coconino, Arizona | 3 | $ 1,875,000 | $ 625,000 | $ 513,000 |
| Yuma, Arizona | 3 | $ 1,285,000 | $ 428,333 | $ 251,000 |
| Solano, California | 3 | $ 2,075,000 | $ 691,666 | $ 219,000 |
| Fremont, Colorado | 3 | $ 1,235,000 | $ 411,666 | $ 111,000 |
| Grand, Colorado | 3 | $ 1,675,000 | $ 558,333 | $ 389,000 |
| Greater Bridgeport Planning Region, Connecticut | 3 | $ 1,955,000 | $ 651,666 | $ 293,000 |
| Kent, Delaware | 3 | $ 805,000 | $ 268,333 | $ 109,000 |
| Jefferson, Florida | 3 | $ 925,000 | $ 308,333 | $ 153,000 |
| Lafayette, Florida | 3 | $ 765,000 | $ 255,000 | $ 132,000 |
| Madison, Florida | 3 | $ 635,000 | $ 211,666 | $ 84,000 |
| Taylor, Florida | 3 | $ 535,000 | $ 178,333 | $ 92,000 |
| Bryan, Georgia | 3 | $ 1,755,000 | $ 585,000 | $ 186,000 |
| Dawson, Georgia | 3 | $ 895,000 | $ 298,333 | $ 121,000 |
| Floyd, Georgia | 3 | $ 865,000 | $ 288,333 | $ 82,000 |
| Gordon, Georgia | 3 | $ 765,000 | $ 255,000 | $ 170,000 |
| Habersham, Georgia | 3 | $ 755,000 | $ 251,666 | $ 81,000 |
| Hart, Georgia | 3 | $ 1,095,000 | $ 365,000 | $ 224,000 |
| Lamar, Georgia | 3 | $ 635,000 | $ 211,666 | $ 63,000 |
| Lowndes, Georgia | 3 | $ 415,000 | $ 138,333 | $ 57,000 |
| Monroe, Georgia | 3 | $ 915,000 | $ 305,000 | $ 98,000 |
| Muscogee, Georgia | 3 | $ 715,000 | $ 238,333 | $ 90,000 |
| Putnam, Georgia | 3 | $ 1,695,000 | $ 565,000 | $ 245,000 |
| Hawaii, Hawaii | 3 | $ 1,485,000 | $ 495,000 | $ 164,000 |
| Maui, Hawaii | 3 | $ 1,515,000 | $ 505,000 | $ 308,000 |
| Bannock, Idaho | 3 | $ 855,000 | $ 285,000 | $ 80,000 |
| Kendall, Illinois | 3 | $ 1,095,000 | $ 365,000 | $ 110,000 |
| McLean, Illinois | 3 | $ 685,000 | $ 228,333 | $ 114,000 |
| Ogle, Illinois | 3 | $ 565,000 | $ 188,333 | $ 98,000 |
| Sangamon, Illinois | 3 | $ 265,000 | $ 88,333 | $ 108,000 |
| St. Clair, Illinois | 3 | $ 845,000 | $ 281,666 | $ 113,000 |
| Whiteside, Illinois | 3 | $ 245,000 | $ 81,666 | $ 82,000 |
| Jennings, Indiana | 3 | $ 645,000 | $ 215,000 | $ 89,000 |
| Morgan, Indiana | 3 | $ 575,000 | $ 191,666 | $ 90,000 |
| Geary, Kansas | 3 | $ 855,000 | $ 285,000 | $ 137,000 |
| Clark, Kentucky | 3 | $ 1,125,000 | $ 375,000 | $ 154,000 |
| Scott, Kentucky | 3 | $ 1,305,000 | $ 435,000 | $ 111,000 |
| Shelby, Kentucky | 3 | $ 1,335,000 | $ 445,000 | $ 190,000 |
| Ascension, Louisiana | 3 | $ 1,085,000 | $ 361,666 | $ 102,000 |
| Androscoggin, Maine | 3 | $ 1,775,000 | $ 591,666 | $ 216,000 |
| Harford, Maryland | 3 | $ 2,025,000 | $ 675,000 | $ 211,000 |
| Kalamazoo, Michigan | 3 | $ 1,155,000 | $ 385,000 | $ 176,000 |
| Houston, Minnesota | 3 | $ 955,000 | $ 318,333 | $ 145,000 |
| Itasca, Minnesota | 3 | $ 1,485,000 | $ 495,000 | $ 309,000 |
| Scott, Minnesota | 3 | $ 1,125,000 | $ 375,000 | $ 123,000 |
| DeSoto, Mississippi | 3 | $ 1,265,000 | $ 421,666 | $ 185,000 |
Mortgage Loan Application Detail Totals for First Federal Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,218 | $2,428,340,000 | $390,000 | $2,755,000 | $166,000 | $2,917,000 |
| Refinancing | 1,053 | $491,055,000 | $466,000 | $1,925,000 | $199,000 | $1,481,000 |
| Cash-out Refinancing | 610 | $203,950,000 | $334,000 | $1,755,000 | $129,000 | $1,250,000 |
| Other Purpose | 76 | $16,910,000 | $222,000 | $805,000 | $119,000 | $365,000 |
| Home Improvement | 41 | $7,595,000 | $185,000 | $485,000 | $126,000 | $661,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,940 | $1,889,110,000 | $382,000 | $1,875,000 | $161,000 | $2,917,000 |
| Not Provided | 1,155 | $511,315,000 | $442,000 | $1,925,000 | $190,000 | $2,382,000 |
| Asian | 667 | $333,305,000 | $499,000 | $1,665,000 | $221,000 | $1,000,000 |
| Hispanic | 636 | $217,120,000 | $341,000 | $1,515,000 | $137,000 | $1,112,000 |
| Black or African American | 504 | $162,250,000 | $321,000 | $1,335,000 | $115,000 | $716,000 |
| American Indian or Alaskan Native | 58 | $19,750,000 | $340,000 | $985,000 | $128,000 | $532,000 |
| Not applicable | 30 | $11,650,000 | $388,000 | $2,755,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,350,000 | $418,000 | $625,000 | $375,000 | $1,250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,267 | $2,064,285,000 | $391,000 | $2,755,000 | $183,000 | $2,917,000 |
| VA-guaranteed (Veterans Administration) | 1,669 | $789,555,000 | $473,000 | $1,925,000 | $150,000 | $1,245,000 |
| FHA-insured (Federal Housing Administration) | 1,034 | $288,540,000 | $279,000 | $1,035,000 | $99,000 | $889,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $5,470,000 | $195,000 | $355,000 | $75,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,691 | $1,803,925,000 | $384,000 | $2,755,000 | $159,000 | $1,390,000 |
| Application Withdrawn By Applicant | 2,536 | $1,077,830,000 | $425,000 | $1,805,000 | $186,000 | $2,917,000 |
| Application Denied By Financial Institution | 735 | $253,985,000 | $345,000 | $1,685,000 | $139,000 | $2,382,000 |
| Application Approved But Not Accepted | 24 | $9,940,000 | $414,000 | $765,000 | $167,000 | $265,000 |
| Loan Purchased By The Institution | 9 | $1,345,000 | $149,000 | $185,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $825,000 | $275,000 | $385,000 | $75,000 | $102,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,263 | $2,893,865,000 | $398,000 | $2,755,000 | $169,000 | $2,917,000 |
| Credit Application Incomplete | 226 | $97,460,000 | $431,000 | $1,405,000 | $196,000 | $2,382,000 |
| Debt-To-Income Ratio | 190 | $65,730,000 | $345,000 | $1,515,000 | $99,000 | $691,000 |
| Credit History | 133 | $36,835,000 | $276,000 | $1,235,000 | $126,000 | $1,250,000 |
| Collateral | 88 | $22,190,000 | $252,000 | $935,000 | $125,000 | $516,000 |
| Other | 42 | $11,400,000 | $271,000 | $985,000 | $105,000 | $275,000 |
| Unverifiable Information | 29 | $12,995,000 | $448,000 | $1,685,000 | $156,000 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,585,000 | $305,000 | $675,000 | $99,000 | $202,000 |
| Employment History | 12 | $2,790,000 | $232,000 | $355,000 | $96,000 | $305,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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