First Federal Bank Of Kansas City
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Federal Bank Of Kansas City 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Bank Of Kansas City 6900 Executive Dr Lee's Summit, MO 64120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $281,980,000 |
| Average Mortgage Loan Application Amount | $237,200 |
| Highest Mortgage Loan Application Amount | $1,975,000 |
| Average Applicant Income | $98,800 |
| Highest Applicant Income | $1,359,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Federal Bank Of Kansas City. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Bank Of Kansas City's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Federal Bank Of Kansas City's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Bank Of Kansas City serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Bank Of Kansas City, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Bank Of Kansas City's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 151 | $ 45,935,000 | $ 304,000 | $ 127,000 |
| Clay County Missouri | 113 | $ 37,555,000 | $ 332,000 | $ 133,000 |
| Johnson County Kansas | 66 | $ 30,210,000 | $ 457,000 | $ 162,000 |
| Platte County Missouri | 50 | $ 22,150,000 | $ 443,000 | $ 179,000 |
| Wyandotte County Kansas | 43 | $ 7,985,000 | $ 185,000 | $ 66,000 |
| Cass County Missouri | 33 | $ 16,865,000 | $ 511,000 | $ 156,000 |
| Clark County Nevada | 11 | $ 4,705,000 | $ 427,000 | $ 129,000 |
| Jackson County Oregon | 9 | $ 4,195,000 | $ 466,000 | $ 128,000 |
| Maricopa County Arizona | 8 | $ 3,410,000 | $ 426,000 | $ 140,000 |
| Hillsborough County Florida | 6 | $ 2,130,000 | $ 355,000 | $ 177,000 |
| Madison County Alabama | 5 | $ 2,805,000 | $ 561,000 | $ 173,000 |
| Miami County Kansas | 5 | $ 1,925,000 | $ 385,000 | $ 137,000 |
| Mecklenburg County North Carolina | 5 | $ 1,565,000 | $ 313,000 | $ 80,000 |
| Duval County Florida | 4 | $ 2,500,000 | $ 625,000 | $ 120,000 |
| Sedgwick County Kansas | 4 | $ 1,550,000 | $ 387,000 | $ 92,000 |
| Johnson County Missouri | 4 | $ 1,480,000 | $ 370,000 | $ 135,000 |
| Rutherford County Tennessee | 4 | $ 1,290,000 | $ 322,000 | $ 108,000 |
| Bexar County Texas | 4 | $ 1,950,000 | $ 487,000 | $ 180,000 |
| Fort Bend County Texas | 4 | $ 1,540,000 | $ 385,000 | $ 157,000 |
| Brevard County Florida | 3 | $ 1,445,000 | $ 481,000 | $ 113,000 |
| Broward County Florida | 3 | $ 2,075,000 | $ 691,000 | $ 238,000 |
| Manatee County Florida | 3 | $ 935,000 | $ 311,000 | $ 172,000 |
| Cobb County Georgia | 3 | $ 1,255,000 | $ 418,000 | $ 220,000 |
| Leavenworth County Kansas | 3 | $ 595,000 | $ 198,000 | $ 107,000 |
| Montgomery County Kansas | 3 | $ 315,000 | $ 105,000 | $ 41,000 |
| Lafayette County Missouri | 3 | $ 785,000 | $ 261,000 | $ 74,000 |
| Berkeley County South Carolina | 3 | $ 1,405,000 | $ 468,000 | $ 176,000 |
| Greenville County South Carolina | 3 | $ 645,000 | $ 215,000 | $ 88,000 |
| Dallas County Texas | 3 | $ 965,000 | $ 321,000 | $ 138,000 |
| Denton County Texas | 3 | $ 1,515,000 | $ 505,000 | $ 199,000 |
| El Paso County Texas | 3 | $ 695,000 | $ 231,000 | $ 139,000 |
| Harris County Texas | 3 | $ 935,000 | $ 311,000 | $ 145,000 |
| Tarrant County Texas | 3 | $ 745,000 | $ 248,000 | $ 188,000 |
| Davis County Utah | 3 | $ 1,425,000 | $ 475,000 | $ 171,000 |
| Shelby County Alabama | 2 | $ 790,000 | $ 395,000 | $ 125,000 |
| Yavapai County Arizona | 2 | $ 1,400,000 | $ 700,000 | $ 293,000 |
| San Bernardino County California | 2 | $ 830,000 | $ 415,000 | $ 140,000 |
| Arapahoe County Colorado | 2 | $ 760,000 | $ 380,000 | $ 102,000 |
| Larimer County Colorado | 2 | $ 770,000 | $ 385,000 | $ 107,000 |
| Miami-Dade County Florida | 2 | $ 760,000 | $ 380,000 | $ 94,000 |
| Orange County Florida | 2 | $ 1,340,000 | $ 670,000 | $ 183,000 |
| Pasco County Florida | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Pinellas County Florida | 2 | $ 940,000 | $ 470,000 | $ 334,000 |
| Fayette County Georgia | 2 | $ 1,150,000 | $ 575,000 | $ 279,000 |
| Marion County Indiana | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Crawford County Kansas | 2 | $ 200,000 | $ 100,000 | $ 203,000 |
| Douglas County Kansas | 2 | $ 460,000 | $ 230,000 | $ 139,000 |
| Linn County Kansas | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Shawnee County Kansas | 2 | $ 150,000 | $ 75,000 | $ 120,000 |
| Middlesex County Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 102,000 |
| Boone County Missouri | 2 | $ 580,000 | $ 290,000 | $ 214,000 |
| Buchanan County Missouri | 2 | $ 820,000 | $ 410,000 | $ 94,000 |
| Camden County Missouri | 2 | $ 940,000 | $ 470,000 | $ 196,000 |
| Clinton County Missouri | 2 | $ 490,000 | $ 245,000 | $ 144,000 |
| St. Louis County Missouri | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Lancaster County Nebraska | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Middlesex County New Jersey | 2 | $ 860,000 | $ 430,000 | $ 118,000 |
| Suffolk County New York | 2 | $ 690,000 | $ 345,000 | $ 89,000 |
| Wake County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 94,000 |
| York County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 130,000 |
| Washington County Rhode Island | 2 | $ 470,000 | $ 235,000 | $ 148,000 |
| Hamilton County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 304,000 |
| Johnson County Texas | 2 | $ 820,000 | $ 410,000 | $ 118,000 |
| Chesapeake County Virginia | 2 | $ 760,000 | $ 380,000 | $ 137,000 |
| Pierce County Washington | 2 | $ 1,290,000 | $ 645,000 | $ 239,000 |
| Dane County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 235,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Anchorage County Alaska | 1 | $ 765,000 | $ 765,000 | $ 177,000 |
| Fairbanks North Star County Alaska | 1 | $ 425,000 | $ 425,000 | $ 110,000 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Pima County Arizona | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Lonoke County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Washington County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 393,000 |
| Los Angeles County California | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Mono County California | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Monterey County California | 1 | $ 735,000 | $ 735,000 | $ 204,000 |
| Orange County California | 1 | $ 415,000 | $ 415,000 | $ 174,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| San Diego County California | 1 | $ 475,000 | $ 475,000 | $ 61,000 |
| Santa Clara County California | 1 | $ 855,000 | $ 855,000 | $ 152,000 |
| Shasta County California | 1 | $ 715,000 | $ 715,000 | $ 93,000 |
| Adams County Colorado | 1 | $ 475,000 | $ 475,000 | $ 117,000 |
| Custer County Colorado | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Douglas County Colorado | 1 | $ 335,000 | $ 335,000 | $ 66,000 |
| Pueblo County Colorado | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Saguache County Colorado | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Teller County Colorado | 1 | $ 555,000 | $ 555,000 | $ 90,000 |
| Hartford County Connecticut | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| New London County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| New Castle County Delaware | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| District of Columbia County District Of Columbia | 1 | $ 425,000 | $ 425,000 | $ 215,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 22,000 |
| Lake County Florida | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Leon County Florida | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Nassau County Florida | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Okaloosa County Florida | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Polk County Florida | 1 | $ 365,000 | $ 365,000 | $ 74,000 |
| Sarasota County Florida | 1 | $ 635,000 | $ 635,000 | $ 186,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Appling County Georgia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Barrow County Georgia | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Forsyth County Georgia | 1 | $ 545,000 | $ 545,000 | $ 152,000 |
| Gwinnett County Georgia | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Lee County Georgia | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Newton County Georgia | 1 | $ 715,000 | $ 715,000 | $ 157,000 |
| Rockdale County Georgia | 1 | $ 595,000 | $ 595,000 | $ 293,000 |
| Wayne County Georgia | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Honolulu County Hawaii | 1 | $ 725,000 | $ 725,000 | $ 116,000 |
| Ada County Idaho | 1 | $ 525,000 | $ 525,000 | $ 98,000 |
| Bonneville County Idaho | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Kane County Illinois | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Johnson County Indiana | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Lake County Indiana | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Linn County Iowa | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Mills County Iowa | 1 | $ 465,000 | $ 465,000 | $ 143,000 |
| Butler County Kansas | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Franklin County Kansas | 1 | $ 535,000 | $ 535,000 | $ 145,000 |
| Lyon County Kansas | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Osage County Kansas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Bullitt County Kentucky | 1 | $ 435,000 | $ 435,000 | $ 219,000 |
| Hardin County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Oldham County Kentucky | 1 | $ 465,000 | $ 465,000 | $ 250,000 |
| Pulaski County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Rowan County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Bossier County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Anne Arundel County Maryland | 1 | $ 435,000 | $ 435,000 | $ 205,000 |
| Cecil County Maryland | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Howard County Maryland | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Norfolk County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 199,000 |
| Worcester County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 223,000 |
| Lafayette County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Madison County Mississippi | 1 | $ 605,000 | $ 605,000 | $ 129,000 |
| Pearl River County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Andrew County Missouri | 1 | $ 795,000 | $ 795,000 | $ 159,000 |
| Caldwell County Missouri | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Chariton County Missouri | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Christian County Missouri | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Gasconade County Missouri | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Greene County Missouri | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Henry County Missouri | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Lincoln County Missouri | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Phelps County Missouri | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Polk County Missouri | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Ray County Missouri | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Taney County Missouri | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Missoula County Montana | 1 | $ 1,295,000 | $ 1,295,000 | $ 180,000 |
| Park County Montana | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Platte County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Richardson County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Strafford County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Atlantic County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Burlington County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 210,000 |
| Hunterdon County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Ocean County New Jersey | 1 | $ 655,000 | $ 655,000 | $ 200,000 |
| Bernalillo County New Mexico | 1 | $ 645,000 | $ 645,000 | $ 227,000 |
| Broome County New York | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Steuben County New York | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Tompkins County New York | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Cabarrus County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Pamlico County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Pender County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Polk County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 228,000 |
| Rowan County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Union County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Athens County Ohio | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Greene County Ohio | 1 | $ 195,000 | $ 195,000 | $ 115,000 |
| Lorain County Ohio | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| Lucas County Ohio | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Mahoning County Ohio | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Montgomery County Ohio | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Comanche County Oklahoma | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Delaware County Oklahoma | 1 | $ 535,000 | $ 535,000 | $ 143,000 |
| Marion County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 151,000 |
| Crawford County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Erie County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Franklin County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Beaufort County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Florence County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Coffee County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 275,000 |
| Dickson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Johnson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Monroe County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Williamson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 119,000 |
| Bell County Texas | 1 | $ 845,000 | $ 845,000 | $ 350,000 |
| Brazoria County Texas | 1 | $ 375,000 | $ 375,000 | $ 134,000 |
| Brazos County Texas | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Comal County Texas | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Lampasas County Texas | 1 | $ 455,000 | $ 455,000 | $ 100,000 |
| Montgomery County Texas | 1 | $ 505,000 | $ 505,000 | $ 296,000 |
| Rockwall County Texas | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Travis County Texas | 1 | $ 645,000 | $ 645,000 | $ 445,000 |
| Salt Lake County Utah | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Sevier County Utah | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Augusta County Virginia | 1 | $ 1,245,000 | $ 1,245,000 | $ 260,000 |
| Chesterfield County Virginia | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Franklin County Virginia | 1 | $ 605,000 | $ 605,000 | $ 121,000 |
| Giles County Virginia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| James City County Virginia | 1 | $ 455,000 | $ 455,000 | $ 171,000 |
| Lunenburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Northumberland County Virginia | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Prince William County Virginia | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Stafford County Virginia | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 209,000 |
| Warren County Virginia | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| Benton County Washington | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Thurston County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 415,000 | $ 415,000 | $ 163,000 |
| Washington County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Albany County Wyoming | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for First Federal Bank Of Kansas City in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 535 | $213,695,000 | $399,000 | $1,975,000 | $146,000 | $1,359,000 |
| Cash-out Refinancing | 150 | $46,300,000 | $308,000 | $855,000 | $123,000 | $649,000 |
| Refinancing | 90 | $20,130,000 | $223,000 | $735,000 | $100,000 | $299,000 |
| Other Purpose | 9 | $1,725,000 | $191,000 | $395,000 | $85,000 | $301,000 |
| Home Improvement | 2 | $130,000 | $65,000 | $105,000 | $40,000 | $50,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 551 | $217,025,000 | $393,000 | $1,975,000 | $150,000 | $1,359,000 |
| Hispanic | 108 | $24,370,000 | $225,000 | $915,000 | $75,000 | $296,000 |
| Not Provided | 59 | $19,975,000 | $338,000 | $1,155,000 | $146,000 | $639,000 |
| Black or African American | 42 | $11,370,000 | $270,000 | $605,000 | $100,000 | $275,000 |
| Asian | 10 | $3,630,000 | $363,000 | $645,000 | $117,000 | $162,000 |
| American Indian or Alaskan Native | 6 | $1,840,000 | $306,000 | $595,000 | $119,000 | $293,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $840,000 | $420,000 | $725,000 | $104,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 637 | $225,465,000 | $353,000 | $1,975,000 | $139,000 | $1,359,000 |
| VA-guaranteed (Veterans Administration) | 119 | $50,455,000 | $423,000 | $1,295,000 | $134,000 | $344,000 |
| FHA-insured (Federal Housing Administration) | 30 | $6,060,000 | $202,000 | $425,000 | $71,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 610 | $226,920,000 | $372,000 | $1,975,000 | $141,000 | $1,359,000 |
| Application Withdrawn By Applicant | 117 | $37,005,000 | $316,000 | $1,565,000 | $127,000 | $1,268,000 |
| Application Denied By Financial Institution | 46 | $11,610,000 | $252,000 | $755,000 | $77,000 | $219,000 |
| Application Approved But Not Accepted | 8 | $4,000,000 | $500,000 | $1,255,000 | $162,000 | $458,000 |
| File Closed For Incompleteness | 5 | $2,445,000 | $489,000 | $765,000 | $216,000 | $550,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 740 | $270,370,000 | $365,000 | $1,975,000 | $139,000 | $1,359,000 |
| Credit History | 17 | $2,795,000 | $164,000 | $435,000 | $69,000 | $175,000 |
| Debt-To-Income Ratio | 17 | $5,455,000 | $320,000 | $755,000 | $68,000 | $179,000 |
| Collateral | 7 | $2,155,000 | $307,000 | $555,000 | $124,000 | $219,000 |
| Other | 3 | $735,000 | $245,000 | $395,000 | $57,000 | $62,000 |
| Unverifiable Information | 1 | $385,000 | $385,000 | $385,000 | $125,000 | $125,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank Of Kansas City's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank Of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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