First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2022
In 2022, First Federal Bank of Kansas City of Lenexa, KS reported 786 mortgage applications totaling $282.0 million. The average application was for $358,753, and applicants reported an average income of $135,375. 78% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (473), Las Vegas-Henderson-Paradise, NV (11) and Atlanta-Sandy Springs-Roswell, GA (10) (applications in parentheses).
| Mortgage Company & Address | First Federal Bank of Kansas City Lenexa, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $281,980,000 |
| Average Mortgage Loan Application Amount | $358,753 |
| Highest Mortgage Loan Application Amount | $1,975,000 |
| Average Applicant Income | $135,375 |
| Highest Applicant Income | $1,359,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 473 | $ 165,075,000 | $ 348,995 | $ 134,974 |
| Outside any metro area | 42 | $ 11,720,000 | $ 279,047 | $ 116,047 |
| Las Vegas-Henderson-Paradise, NV | 11 | $ 4,705,000 | $ 427,727 | $ 129,000 |
| Atlanta-Sandy Springs-Roswell, GA | 10 | $ 5,010,000 | $ 501,000 | $ 211,000 |
| Tampa-St. Petersburg-Clearwater, FL | 10 | $ 3,420,000 | $ 342,000 | $ 194,000 |
| Houston-The Woodlands-Sugar Land, TX | 9 | $ 3,355,000 | $ 372,777 | $ 166,000 |
| Medford, OR | 9 | $ 4,195,000 | $ 466,111 | $ 128,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 2,260,000 | $ 282,500 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 3,410,000 | $ 426,250 | $ 140,000 |
| Dallas-Plano-Irving, TX | 7 | $ 2,755,000 | $ 393,571 | $ 158,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 2,755,000 | $ 393,571 | $ 135,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,565,000 | $ 313,000 | $ 153,000 |
| Huntsville, AL | 5 | $ 2,805,000 | $ 561,000 | $ 173,000 |
| Jacksonville, FL | 5 | $ 2,875,000 | $ 575,000 | $ 109,000 |
| San Antonio-New Braunfels, TX | 5 | $ 2,175,000 | $ 435,000 | $ 168,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 1,805,000 | $ 361,000 | $ 153,000 |
| Wichita, KS | 5 | $ 1,825,000 | $ 365,000 | $ 88,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 1,570,000 | $ 392,500 | $ 97,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 1,570,000 | $ 392,500 | $ 175,000 |
| St. Louis, MO-IL | 4 | $ 960,000 | $ 240,000 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 1,460,000 | $ 365,000 | $ 163,000 |
| Charleston-North Charleston, SC | 3 | $ 1,405,000 | $ 468,333 | $ 176,000 |
| El Paso, TX | 3 | $ 695,000 | $ 231,666 | $ 139,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 2,075,000 | $ 691,666 | $ 238,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 645,000 | $ 215,000 | $ 88,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 615,000 | $ 205,000 | $ 72,000 |
| New York-Newark, NY | 3 | $ 1,515,000 | $ 505,000 | $ 145,000 |
| Ogden-Clearfield, UT | 3 | $ 1,425,000 | $ 475,000 | $ 171,000 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 1,625,000 | $ 541,666 | $ 162,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,445,000 | $ 481,666 | $ 113,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 935,000 | $ 311,666 | $ 105,000 |
| Springfield, MO | 3 | $ 455,000 | $ 151,666 | $ 54,000 |
| St. Joseph, MO-KS | 3 | $ 1,615,000 | $ 538,333 | $ 116,000 |
| Topeka, KS | 3 | $ 215,000 | $ 71,666 | $ 100,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 840,000 | $ 420,000 | $ 167,000 |
| Birmingham-Hoover, AL | 2 | $ 790,000 | $ 395,000 | $ 125,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 930,000 | $ 465,000 | $ 102,000 |
| Chattanooga, TN-GA | 2 | $ 550,000 | $ 275,000 | $ 304,000 |
| Columbia, MO | 2 | $ 580,000 | $ 290,000 | $ 214,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Fort Collins, CO | 2 | $ 770,000 | $ 385,000 | $ 107,000 |
| Killeen-Temple, TX | 2 | $ 1,300,000 | $ 650,000 | $ 225,000 |
| Lawrence, KS | 2 | $ 460,000 | $ 230,000 | $ 139,000 |
| Lincoln, NE | 2 | $ 450,000 | $ 225,000 | $ 129,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 900,000 | $ 450,000 | $ 234,000 |
| Madison, WI | 2 | $ 500,000 | $ 250,000 | $ 235,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 760,000 | $ 380,000 | $ 94,000 |
| Nassau County-Suffolk County, NY | 2 | $ 690,000 | $ 345,000 | $ 89,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 670,000 | $ 335,000 | $ 120,500 |
| Prescott Valley-Prescott, AZ | 2 | $ 1,400,000 | $ 700,000 | $ 293,000 |
| Providence-Warwick, RI-MA | 2 | $ 470,000 | $ 235,000 | $ 148,000 |
| Raleigh, NC | 2 | $ 590,000 | $ 295,000 | $ 94,000 |
| Tacoma-Lakewood, WA | 2 | $ 1,290,000 | $ 645,000 | $ 239,000 |
| Wilmington, DE-MD-NJ | 2 | $ 590,000 | $ 295,000 | $ 111,500 |
| York-Hanover, PA | 2 | $ 800,000 | $ 400,000 | $ 130,000 |
| Albany, GA | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Albuquerque, NM | 1 | $ 645,000 | $ 645,000 | $ 227,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 415,000 | $ 415,000 | $ 174,000 |
| Anchorage, AK | 1 | $ 765,000 | $ 765,000 | $ 177,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Austin-Round Rock, TX | 1 | $ 645,000 | $ 645,000 | $ 445,000 |
| Binghamton, NY | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Boise City, ID | 1 | $ 525,000 | $ 525,000 | $ 98,000 |
| Boston, MA | 1 | $ 395,000 | $ 395,000 | $ 199,000 |
| Camden, NJ | 1 | $ 505,000 | $ 505,000 | $ 210,000 |
| Cedar Rapids, IA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Cleveland-Elyria, OH | 1 | $ 505,000 | $ 505,000 | $ 185,000 |
| College Station-Bryan, TX | 1 | $ 165,000 | $ 165,000 | $ 176,000 |
| Colorado Springs, CO | 1 | $ 555,000 | $ 555,000 | $ 90,000 |
| Columbia, SC | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 245,000 | $ 245,000 | $ 165,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Elgin, IL | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Erie, PA | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Fairbanks, AK | 1 | $ 425,000 | $ 425,000 | $ 110,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 145,000 | $ 145,000 | $ 393,000 |
| Florence, SC | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Gary, IN | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Idaho Falls, ID | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Ithaca, NY | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Jackson, MS | 1 | $ 605,000 | $ 605,000 | $ 129,000 |
| Kennewick-Richland, WA | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Lakeland-Winter Haven, FL | 1 | $ 365,000 | $ 365,000 | $ 74,000 |
| Lawton, OK | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 555,000 | $ 555,000 | $ 129,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Missoula, MT | 1 | $ 1,295,000 | $ 1,295,000 | $ 180,000 |
| New Bern, NC | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Newark, NJ-PA | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Norwich-New London, CT | 1 | $ 285,000 | $ 285,000 | $ 154,000 |
| Olympia-Tumwater, WA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pittsburgh, PA | 1 | $ 385,000 | $ 385,000 | $ 151,000 |
| Pueblo, CO | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Punta Gorda, FL | 1 | $ 205,000 | $ 205,000 | $ 22,000 |
| Redding, CA | 1 | $ 715,000 | $ 715,000 | $ 93,000 |
| Richmond, VA | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| Roanoke, VA | 1 | $ 605,000 | $ 605,000 | $ 121,000 |
| Rockingham County-Strafford County, NH | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Salem, OR | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Salinas, CA | 1 | $ 735,000 | $ 735,000 | $ 204,000 |
| Salt Lake City, UT | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| San Diego-Carlsbad, CA | 1 | $ 475,000 | $ 475,000 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 855,000 | $ 855,000 | $ 152,000 |
| Shreveport-Bossier City, LA | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Staunton-Waynesboro, VA | 1 | $ 1,245,000 | $ 1,245,000 | $ 260,000 |
| Tallahassee, FL | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Toledo, OH | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Tucson, AZ | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Urban Honolulu, HI | 1 | $ 725,000 | $ 725,000 | $ 116,000 |
| Wilmington, NC | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Worcester, MA-CT | 1 | $ 365,000 | $ 365,000 | $ 223,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 535 | $213,695,000 | $399,000 | $1,975,000 | $146,000 | $1,359,000 |
| Cash-out Refinancing | 150 | $46,300,000 | $308,000 | $855,000 | $123,000 | $649,000 |
| Refinancing | 90 | $20,130,000 | $223,000 | $735,000 | $100,000 | $299,000 |
| Other Purpose | 9 | $1,725,000 | $191,000 | $395,000 | $85,000 | $301,000 |
| Home Improvement | 2 | $130,000 | $65,000 | $105,000 | $40,000 | $50,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 551 | $217,025,000 | $393,000 | $1,975,000 | $150,000 | $1,359,000 |
| Hispanic | 108 | $24,370,000 | $225,000 | $915,000 | $75,000 | $296,000 |
| Not Provided | 59 | $19,975,000 | $338,000 | $1,155,000 | $146,000 | $639,000 |
| Black or African American | 42 | $11,370,000 | $270,000 | $605,000 | $100,000 | $275,000 |
| Asian | 10 | $3,630,000 | $363,000 | $645,000 | $117,000 | $162,000 |
| American Indian or Alaskan Native | 6 | $1,840,000 | $306,000 | $595,000 | $119,000 | $293,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $840,000 | $420,000 | $725,000 | $104,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 637 | $225,465,000 | $353,000 | $1,975,000 | $139,000 | $1,359,000 |
| VA-guaranteed (Veterans Administration) | 119 | $50,455,000 | $423,000 | $1,295,000 | $134,000 | $344,000 |
| FHA-insured (Federal Housing Administration) | 30 | $6,060,000 | $202,000 | $425,000 | $71,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 610 | $226,920,000 | $372,000 | $1,975,000 | $141,000 | $1,359,000 |
| Application Withdrawn By Applicant | 117 | $37,005,000 | $316,000 | $1,565,000 | $127,000 | $1,268,000 |
| Application Denied By Financial Institution | 46 | $11,610,000 | $252,000 | $755,000 | $77,000 | $219,000 |
| Application Approved But Not Accepted | 8 | $4,000,000 | $500,000 | $1,255,000 | $162,000 | $458,000 |
| File Closed For Incompleteness | 5 | $2,445,000 | $489,000 | $765,000 | $216,000 | $550,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 740 | $270,370,000 | $365,000 | $1,975,000 | $139,000 | $1,359,000 |
| Credit History | 17 | $2,795,000 | $164,000 | $435,000 | $69,000 | $175,000 |
| Debt-To-Income Ratio | 17 | $5,455,000 | $320,000 | $755,000 | $68,000 | $179,000 |
| Collateral | 7 | $2,155,000 | $307,000 | $555,000 | $124,000 | $219,000 |
| Other | 3 | $735,000 | $245,000 | $395,000 | $57,000 | $62,000 |
| Unverifiable Information | 1 | $385,000 | $385,000 | $385,000 | $125,000 | $125,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About