First Federal Savings And Loan Association Of Lakewood
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Federal Savings And Loan Association Of Lakewood 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Federal Savings And Loan Association Of Lakewood 14806 Detroit Ave Lakewood, OH 44107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,013 |
| Total Mortgage Loan Application Amount | $829,089,000 |
| Average Mortgage Loan Application Amount | $543,000 |
| Highest Mortgage Loan Application Amount | $3,570,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $2,965,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Federal Savings And Loan Association Of Lakewood. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Federal Savings And Loan Association Of Lakewood's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Federal Savings And Loan Association Of Lakewood's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Federal Savings And Loan Association Of Lakewood serves its applicants.
Each category highlights the total number of mortgage applications processed by First Federal Savings And Loan Association Of Lakewood, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Federal Savings And Loan Association Of Lakewood's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 1,387 | $ 255,524,000 | $ 184,000 | $ 122,000 |
| Lorain County Ohio | 360 | $ 62,851,000 | $ 174,000 | $ 94,000 |
| Summit County Ohio | 253 | $ 52,245,000 | $ 206,000 | $ 108,000 |
| Franklin County Ohio | 221 | $ 54,061,000 | $ 244,000 | $ 104,000 |
| Lucas County Ohio | 207 | $ 42,196,000 | $ 203,000 | $ 112,000 |
| Medina County Ohio | 170 | $ 34,123,000 | $ 200,000 | $ 105,000 |
| Lake County Ohio | 166 | $ 32,342,000 | $ 194,000 | $ 96,000 |
| Delaware County Ohio | 128 | $ 49,528,000 | $ 386,000 | $ 177,000 |
| Stark County Ohio | 106 | $ 20,588,000 | $ 194,000 | $ 59,000 |
| Geauga County Ohio | 81 | $ 22,641,000 | $ 279,000 | $ 171,000 |
| Licking County Ohio | 76 | $ 22,237,000 | $ 292,000 | $ 121,000 |
| Wood County Ohio | 72 | $ 16,561,000 | $ 230,000 | $ 119,000 |
| Tuscarawas County Ohio | 56 | $ 7,544,000 | $ 134,000 | $ 69,000 |
| Hancock County Ohio | 51 | $ 7,718,000 | $ 151,000 | $ 89,000 |
| Hamilton County Ohio | 50 | $ 11,079,000 | $ 221,000 | $ 27,000 |
| Monroe County Michigan | 45 | $ 13,274,000 | $ 294,000 | $ 167,000 |
| Portage County Ohio | 42 | $ 8,879,000 | $ 211,000 | $ 182,000 |
| Trumbull County Ohio | 40 | $ 4,946,000 | $ 123,000 | $ 88,000 |
| Fairfield County Ohio | 35 | $ 10,253,000 | $ 292,000 | $ 106,000 |
| Union County Ohio | 35 | $ 11,270,000 | $ 322,000 | $ 140,000 |
| Mahoning County Ohio | 34 | $ 4,947,000 | $ 145,000 | $ 54,000 |
| Warren County Ohio | 33 | $ 7,493,000 | $ 227,000 | $ 4,000 |
| Erie County Ohio | 31 | $ 4,934,000 | $ 159,000 | $ 106,000 |
| Montgomery County Ohio | 28 | $ 5,276,000 | $ 188,000 | $ 9,000 |
| Ottawa County Ohio | 27 | $ 6,600,000 | $ 244,000 | $ 158,000 |
| Clermont County Ohio | 25 | $ 4,719,000 | $ 188,000 | $ 0 |
| Butler County Ohio | 22 | $ 4,035,000 | $ 183,000 | $ 13,000 |
| Fulton County Ohio | 15 | $ 3,450,000 | $ 230,000 | $ 101,000 |
| Carroll County Ohio | 11 | $ 2,066,000 | $ 187,000 | $ 61,000 |
| Wayne County Ohio | 10 | $ 1,519,000 | $ 151,000 | $ 90,000 |
| Madison County Ohio | 9 | $ 3,379,000 | $ 375,000 | $ 236,000 |
| Wayne County Michigan | 8 | $ 2,456,000 | $ 307,000 | $ 125,000 |
| Huron County Ohio | 8 | $ 959,000 | $ 119,000 | $ 92,000 |
| Columbiana County Ohio | 7 | $ 1,204,000 | $ 172,000 | $ 146,000 |
| Seneca County Ohio | 7 | $ 1,125,000 | $ 160,000 | $ 84,000 |
| Belmont County Ohio | 6 | $ 1,182,000 | $ 197,000 | $ 0 |
| Knox County Ohio | 6 | $ 1,180,000 | $ 196,000 | $ 70,000 |
| Pickaway County Ohio | 6 | $ 1,703,000 | $ 283,000 | $ 107,000 |
| Lee County Florida | 5 | $ 1,144,000 | $ 228,000 | $ 630,000 |
| Lenawee County Michigan | 5 | $ 1,052,000 | $ 210,000 | $ 95,000 |
| Allen County Ohio | 5 | $ 1,306,000 | $ 261,000 | $ 92,000 |
| Ashland County Ohio | 5 | $ 703,000 | $ 140,000 | $ 81,000 |
| Ashtabula County Ohio | 5 | $ 1,115,000 | $ 223,000 | $ 200,000 |
| Hocking County Ohio | 5 | $ 1,852,000 | $ 370,000 | $ 200,000 |
| Marion County Ohio | 5 | $ 903,000 | $ 180,000 | $ 53,000 |
| Perry County Ohio | 5 | $ 1,372,000 | $ 274,000 | $ 170,000 |
| Sandusky County Ohio | 5 | $ 654,000 | $ 130,000 | $ 58,000 |
| Greene County Ohio | 4 | $ 783,000 | $ 195,000 | $ 91,000 |
| Marion County Indiana | 3 | $ 412,000 | $ 137,000 | $ 76,000 |
| Logan County Ohio | 3 | $ 813,000 | $ 271,000 | $ 149,000 |
| Miami County Ohio | 3 | $ 514,000 | $ 171,000 | $ 0 |
| Morrow County Ohio | 3 | $ 1,178,000 | $ 392,000 | $ 150,000 |
| Putnam County Ohio | 3 | $ 802,000 | $ 267,000 | $ 89,000 |
| Richland County Ohio | 3 | $ 475,000 | $ 158,000 | $ 49,000 |
| Wyandot County Ohio | 3 | $ 390,000 | $ 130,000 | $ 48,000 |
| Wood County West Virginia | 3 | $ 762,000 | $ 254,000 | $ 107,000 |
| Arapahoe County Colorado | 2 | $ 172,000 | $ 86,000 | $ 99,000 |
| Washtenaw County Michigan | 2 | $ 771,000 | $ 385,000 | $ 181,000 |
| Clark County Ohio | 2 | $ 250,000 | $ 125,000 | $ 128,000 |
| Guernsey County Ohio | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Monroe County Ohio | 2 | $ 484,000 | $ 242,000 | $ 0 |
| Muskingum County Ohio | 2 | $ 368,000 | $ 184,000 | $ 64,000 |
| Allegheny County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 115,000 |
| Fairfax County Virginia | 2 | $ 823,000 | $ 411,000 | $ 1,115,000 |
| Denver County Colorado | 1 | $ 187,000 | $ 187,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 71,000 | $ 71,000 | $ 77,000 |
| Collier County Florida | 1 | $ 513,000 | $ 513,000 | $ 1,737,000 |
| Hillsborough County Florida | 1 | $ 98,000 | $ 98,000 | $ 102,000 |
| Indian River County Florida | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Manatee County Florida | 1 | $ 194,000 | $ 194,000 | $ 80,000 |
| Miami-Dade County Florida | 1 | $ 752,000 | $ 752,000 | $ 161,000 |
| Orange County Florida | 1 | $ 252,000 | $ 252,000 | $ 189,000 |
| Osceola County Florida | 1 | $ 306,000 | $ 306,000 | $ 186,000 |
| Palm Beach County Florida | 1 | $ 415,000 | $ 415,000 | $ 224,000 |
| Pasco County Florida | 1 | $ 116,000 | $ 116,000 | $ 105,000 |
| Pinellas County Florida | 1 | $ 293,000 | $ 293,000 | $ 66,000 |
| Walton County Florida | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| DeKalb County Georgia | 1 | $ 158,000 | $ 158,000 | $ 115,000 |
| Forsyth County Georgia | 1 | $ 351,000 | $ 351,000 | $ 82,000 |
| Cook County Illinois | 1 | $ 366,000 | $ 366,000 | $ 111,000 |
| Lake County Illinois | 1 | $ 350,000 | $ 350,000 | $ 200,000 |
| Allen County Indiana | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Bartholomew County Indiana | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Hamilton County Indiana | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Campbell County Kentucky | 1 | $ 850,000 | $ 850,000 | $ 400,000 |
| Alcona County Michigan | 1 | $ 31,000 | $ 31,000 | $ 45,000 |
| Antrim County Michigan | 1 | $ 296,000 | $ 296,000 | $ 112,000 |
| Hillsdale County Michigan | 1 | $ 146,000 | $ 146,000 | $ 194,000 |
| Ottawa County Michigan | 1 | $ 238,000 | $ 238,000 | $ 88,000 |
| Presque Isle County Michigan | 1 | $ 146,000 | $ 146,000 | $ 96,000 |
| Cattaraugus County New York | 1 | $ 204,000 | $ 204,000 | $ 655,000 |
| Erie County New York | 1 | $ 292,000 | $ 292,000 | $ 135,000 |
| Warren County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 220,000 |
| Athens County Ohio | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Clinton County Ohio | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Defiance County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hardin County Ohio | 1 | $ 113,000 | $ 113,000 | $ 66,000 |
| Harrison County Ohio | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
| Henry County Ohio | 1 | $ 82,000 | $ 82,000 | $ 30,000 |
| Jefferson County Ohio | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Meigs County Ohio | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Mercer County Ohio | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Paulding County Ohio | 1 | $ 58,000 | $ 58,000 | $ 134,000 |
| Shelby County Ohio | 1 | $ 404,000 | $ 404,000 | $ 118,000 |
| Northampton County Pennsylvania | 1 | $ 319,000 | $ 319,000 | $ 213,000 |
| Horry County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 133,000 |
| Lexington County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 114,000 |
| Johnson County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 121,000 |
| Frederick County Virginia | 1 | $ 312,000 | $ 312,000 | $ 106,000 |
| Marion County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Pleasants County West Virginia | 1 | $ 296,000 | $ 296,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for First Federal Savings And Loan Association Of Lakewood in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,230 | $674,354,000 | $208,000 | $1,350,000 | $107,000 | $2,093,000 |
| Refinancing | 778 | $148,580,000 | $190,000 | $2,588,000 | $133,000 | $2,965,000 |
| Home Improvement | 5 | $6,155,000 | $1,231,000 | $3,570,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,040 | $604,647,000 | $198,000 | $1,650,000 | $122,000 | $2,965,000 |
| Not applicable | 401 | $95,977,000 | $239,000 | $3,570,000 | $0 | $0 |
| Not Provided | 310 | $76,574,000 | $247,000 | $2,588,000 | $151,000 | $862,000 |
| Asian | 123 | $29,405,000 | $239,000 | $1,440,000 | $137,000 | $939,000 |
| Black or African American | 72 | $11,293,000 | $156,000 | $486,000 | $81,000 | $269,000 |
| Hispanic | 61 | $10,144,000 | $166,000 | $520,000 | $96,000 | $1,089,000 |
| American Indian or Alaskan Native | 4 | $700,000 | $175,000 | $207,000 | $98,000 | $137,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $349,000 | $174,000 | $262,000 | $102,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,649 | $777,330,000 | $213,000 | $3,570,000 | $116,000 | $2,965,000 |
| FHA-insured (Federal Housing Administration) | 279 | $37,721,000 | $135,000 | $301,000 | $65,000 | $353,000 |
| VA-guaranteed (Veterans Administration) | 64 | $11,738,000 | $183,000 | $403,000 | $75,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,300,000 | $109,000 | $175,000 | $43,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,938 | $606,490,000 | $206,000 | $3,570,000 | $125,000 | $2,965,000 |
| Loan Purchased By The Institution | 381 | $82,248,000 | $215,000 | $872,000 | $0 | $0 |
| Application Withdrawn By Applicant | 286 | $54,902,000 | $191,000 | $1,000,000 | $113,000 | $720,000 |
| Application Approved But Not Accepted | 181 | $37,072,000 | $204,000 | $702,000 | $130,000 | $1,737,000 |
| Application Denied By Financial Institution | 125 | $21,281,000 | $170,000 | $710,000 | $88,000 | $353,000 |
| File Closed For Incompleteness | 102 | $27,096,000 | $265,000 | $1,350,000 | $148,000 | $642,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 51 | $10,388,000 | $203,000 | $710,000 | $108,000 | $341,000 |
| Credit History | 25 | $2,452,000 | $98,000 | $280,000 | $76,000 | $353,000 |
| Debt-To-Income Ratio | 25 | $4,506,000 | $180,000 | $615,000 | $65,000 | $209,000 |
| Other | 13 | $2,342,000 | $180,000 | $390,000 | $95,000 | $255,000 |
| Employment History | 8 | $960,000 | $120,000 | $183,000 | $48,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $476,000 | $238,000 | $282,000 | $95,000 | $133,000 |
| Unverifiable Information | 1 | $157,000 | $157,000 | $157,000 | $77,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Savings And Loan Association Of Lakewood's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Federal Savings And Loan Association Of Lakewood's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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