First Hawaiian Bank Mortgage Lending & HMDA Data, 2008
In 2008, First Hawaiian Bank of Honolulu, HI reported 3,831 mortgage applications totaling $1.6 billion, up 113% from 2007. The average application was for $417,790, and applicants reported an average income of $161,804. 66% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Honolulu, HI (2,454), Los Angeles-Long Beach-Glendale, CA (3) and Chicago-Naperville-Joliet, IL (1) (applications in parentheses).
| Mortgage Company & Address | First Hawaiian Bank 2339 Kamehameha Hwy Honolulu, HI 96819 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,831 |
| Total Mortgage Loan Application Amount | $1,600,556,000 |
| Average Mortgage Loan Application Amount | $417,790 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $161,804 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Hawaiian Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Honolulu, Hawaii | 2,454 | $ 1,014,137,000 | $ 413,258 | $ 145,000 |
| Hawaii, Hawaii | 633 | $ 204,595,000 | $ 323,214 | $ 169,000 |
| Maui, Hawaii | 504 | $ 263,494,000 | $ 522,805 | $ 228,000 |
| Kauai, Hawaii | 228 | $ 111,447,000 | $ 488,802 | $ 172,000 |
| Los Angeles, California | 3 | $ 2,327,000 | $ 775,666 | $ 340,000 |
| San Diego, California | 1 | $ 271,000 | $ 271,000 | $ 381,000 |
| San Francisco, California | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Santa Clara, California | 1 | $ 250,000 | $ 250,000 | $ 377,000 |
| Pitkin, Colorado | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Bonner, Idaho | 1 | $ 867,000 | $ 867,000 | $ 1,026,000 |
| Cook, Illinois | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Fairfax, Virginia | 1 | $ 1,128,000 | $ 1,128,000 | $ 345,000 |
Mortgage Loan Application Detail Totals for First Hawaiian Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,104 | $822,981,000 | $391,000 | $6,000,000 | $135,000 | $8,187,000 |
| Home Purchase | 1,372 | $645,887,000 | $470,000 | $4,950,000 | $207,000 | $9,999,000 |
| Home Improvement | 355 | $131,688,000 | $370,000 | $4,350,000 | $146,000 | $2,907,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,185 | $443,395,000 | $374,000 | $2,350,000 | $132,000 | $9,999,000 |
| White | 1,126 | $507,186,000 | $450,000 | $6,000,000 | $219,000 | $5,111,000 |
| Not Provided | 832 | $375,421,000 | $451,000 | $2,500,000 | $178,000 | $3,275,000 |
| Native Hawaiian or Other Pacific Islander | 332 | $109,568,000 | $330,000 | $2,940,000 | $116,000 | $6,975,000 |
| Not applicable | 248 | $119,805,000 | $483,000 | $4,950,000 | $56,000 | $8,187,000 |
| Hispanic | 73 | $30,013,000 | $411,000 | $1,685,000 | $147,000 | $1,475,000 |
| Black or African American | 19 | $7,895,000 | $415,000 | $1,645,000 | $97,000 | $352,000 |
| American Indian or Alaskan Native | 16 | $7,273,000 | $454,000 | $1,740,000 | $169,000 | $877,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,799 | $1,592,542,000 | $419,000 | $6,000,000 | $162,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 23 | $5,122,000 | $222,000 | $490,000 | $88,000 | $287,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,892,000 | $321,000 | $604,000 | $77,000 | $143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,518 | $1,008,349,000 | $400,000 | $4,950,000 | $159,000 | $9,999,000 |
| Application Denied By Financial Institution | 594 | $274,102,000 | $461,000 | $3,000,000 | $149,000 | $4,357,000 |
| Application Withdrawn By Applicant | 548 | $244,331,000 | $445,000 | $6,000,000 | $185,000 | $2,765,000 |
| Application Approved But Not Accepted | 113 | $44,517,000 | $393,000 | $1,688,000 | $156,000 | $1,557,000 |
| File Closed For Incompleteness | 56 | $28,867,000 | $515,000 | $2,500,000 | $199,000 | $1,770,000 |
| Preapproval Denied by Financial Institution | 2 | $390,000 | $195,000 | $300,000 | $64,000 | $84,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 210 | $106,428,000 | $506,000 | $3,000,000 | $112,000 | $1,200,000 |
| Other | 145 | $71,773,000 | $494,000 | $2,500,000 | $223,000 | $4,357,000 |
| Collateral | 103 | $47,732,000 | $463,000 | $3,000,000 | $180,000 | $2,433,000 |
| Credit History | 98 | $34,345,000 | $350,000 | $1,645,000 | $102,000 | $439,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $6,033,000 | $354,000 | $720,000 | $133,000 | $533,000 |
| Mortgage Insurance Denied | 8 | $2,330,000 | $291,000 | $473,000 | $81,000 | $134,000 |
| Unverifiable Information | 7 | $2,563,000 | $366,000 | $718,000 | $75,000 | $154,000 |
| Employment History | 6 | $2,478,000 | $413,000 | $652,000 | $142,000 | $296,000 |
| Credit Application Incomplete | 2 | $810,000 | $405,000 | $420,000 | $127,000 | $128,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Hawaiian Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Hawaiian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Hawaii, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About