First Interstate Bank Mortgage Lending & HMDA Data, 2025

In 2025, First Interstate Bank of Billings, MT reported 4,082 mortgage applications totaling $885.3 million, down 4% from 2024. The average application was for $216,886, and applicants reported an average income of $170,878. 60% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Bend-Redmond, OR (229), Boise City, ID (198) and Missoula, MT (173) (applications in parentheses).

Mortgage Company & Address First Interstate Bank
Po Box 30918
Billings, MT 59101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,082
Total Mortgage Loan Application Amount $885,330,000
Average Mortgage Loan Application Amount $216,886
Highest Mortgage Loan Application Amount $34,205,000
Average Applicant Income $170,878
Highest Applicant Income $8,075,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Interstate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Interstate Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Deschutes, Oregon 206 $ 62,830,000 $ 305,000 $ 224,000
Missoula, Montana 172 $ 41,230,000 $ 239,709 $ 240,000
Flathead, Montana 127 $ 45,405,000 $ 357,519 $ 247,000
Yellowstone, Montana 126 $ 26,180,000 $ 207,777 $ 250,000
Jackson, Oregon 112 $ 12,140,000 $ 108,392 $ 151,000
Ada, Idaho 106 $ 22,030,000 $ 207,830 $ 209,000
Lawrence, South Dakota 106 $ 20,910,000 $ 197,264 $ 180,000
Gallatin, Montana 104 $ 26,930,000 $ 258,942 $ 195,000
Natrona, Wyoming 104 $ 14,620,000 $ 140,576 $ 129,000
Minnehaha, South Dakota 98 $ 23,870,000 $ 243,571 $ 119,000
Douglas, Nebraska 90 $ 44,750,000 $ 497,222 $ 119,000
Spokane, Washington 90 $ 18,060,000 $ 200,666 $ 160,000
Kootenai, Idaho 81 $ 61,335,000 $ 757,222 $ 221,000
Fremont, Wyoming 78 $ 16,810,000 $ 215,512 $ 132,000
Lewis and Clark, Montana 74 $ 13,470,000 $ 182,027 $ 138,000
Laramie, Wyoming 71 $ 12,655,000 $ 178,239 $ 124,000
Sheridan, Wyoming 67 $ 12,115,000 $ 180,820 $ 131,000
Canyon, Idaho 61 $ 9,015,000 $ 147,786 $ 129,000
Campbell, Wyoming 61 $ 9,885,000 $ 162,049 $ 153,000
Josephine, Oregon 55 $ 7,445,000 $ 135,363 $ 155,000
Lake, Montana 52 $ 12,800,000 $ 246,153 $ 185,000
Pennington, South Dakota 51 $ 7,835,000 $ 153,627 $ 172,000
Marshall, Iowa 47 $ 3,635,000 $ 77,340 $ 88,000
Park, Montana 46 $ 12,920,000 $ 280,869 $ 301,000
Polk, Iowa 44 $ 5,630,000 $ 127,954 $ 106,000
Codington, South Dakota 44 $ 6,420,000 $ 145,909 $ 146,000
Lancaster, Nebraska 40 $ 4,190,000 $ 104,750 $ 212,000
Webster, Iowa 39 $ 3,795,000 $ 97,307 $ 90,000
Cascade, Montana 39 $ 5,615,000 $ 143,974 $ 137,000
Sarpy, Nebraska 38 $ 6,240,000 $ 164,210 $ 114,000
Brown, South Dakota 38 $ 12,920,000 $ 340,000 $ 107,000
Meade, South Dakota 34 $ 7,800,000 $ 229,411 $ 114,000
Ravalli, Montana 33 $ 7,145,000 $ 216,515 $ 167,000
Johnson, Wyoming 32 $ 4,310,000 $ 134,687 $ 121,000
Teton, Wyoming 31 $ 11,915,000 $ 384,354 $ 323,000
Jasper, Iowa 30 $ 2,930,000 $ 97,666 $ 79,000
Fall River, South Dakota 30 $ 3,030,000 $ 101,000 $ 78,000
Pinal, Arizona 29 $ 4,305,000 $ 148,448 $ 176,000
Custer, Montana 28 $ 4,680,000 $ 167,142 $ 113,000
Madison, Montana 28 $ 10,200,000 $ 364,285 $ 256,000
Gem, Idaho 26 $ 3,500,000 $ 134,615 $ 107,000
Dawson, Nebraska 26 $ 3,180,000 $ 122,307 $ 86,000
Lincoln, South Dakota 26 $ 3,180,000 $ 122,307 $ 179,000
Albany, Wyoming 25 $ 6,795,000 $ 271,800 $ 219,000
Pottawattamie, Iowa 24 $ 2,960,000 $ 123,333 $ 145,000
Jefferson, Montana 23 $ 4,925,000 $ 214,130 $ 206,000
Dallas, Iowa 20 $ 3,380,000 $ 169,000 $ 130,000
Montgomery, Iowa 20 $ 2,180,000 $ 109,000 $ 105,000
Klamath, Oregon 20 $ 4,270,000 $ 213,500 $ 126,000
Story, Iowa 19 $ 1,525,000 $ 80,263 $ 103,000
Carbon, Montana 19 $ 4,305,000 $ 226,578 $ 153,000
Rosebud, Montana 19 $ 3,435,000 $ 180,789 $ 122,000
Marion, Oregon 18 $ 2,690,000 $ 149,444 $ 181,000
Grant, South Dakota 18 $ 6,010,000 $ 333,888 $ 118,000
Elmore, Idaho 17 $ 1,815,000 $ 106,764 $ 111,000
Crook, Oregon 17 $ 6,835,000 $ 402,058 $ 232,000
Douglas, Oregon 17 $ 1,375,000 $ 80,882 $ 111,000
Butte, South Dakota 17 $ 1,995,000 $ 117,352 $ 120,000
Lane, Oregon 16 $ 3,500,000 $ 218,750 $ 187,000
Maricopa, Arizona 15 $ 3,545,000 $ 236,333 $ 158,000
Boulder, Colorado 15 $ 3,355,000 $ 223,666 $ 203,000
Teton, Idaho 15 $ 5,345,000 $ 356,333 $ 210,000
Black Hawk, Iowa 14 $ 5,420,000 $ 387,142 $ 70,000
Des Moines, Iowa 14 $ 950,000 $ 67,857 $ 103,000
Stillwater, Montana 14 $ 3,010,000 $ 215,000 $ 148,000
Pacific, Washington 14 $ 1,650,000 $ 117,857 $ 89,000
Bonner, Idaho 13 $ 4,625,000 $ 355,769 $ 330,000
Lincoln, Montana 13 $ 2,265,000 $ 174,230 $ 85,000
Custer, South Dakota 13 $ 1,485,000 $ 114,230 $ 100,000
Lake, South Dakota 13 $ 3,115,000 $ 239,615 $ 113,000
Weld, Colorado 12 $ 2,360,000 $ 196,666 $ 161,000
Cass, Iowa 12 $ 770,000 $ 64,166 $ 89,000
Johnson, Iowa 12 $ 2,350,000 $ 195,833 $ 79,000
Lucas, Iowa 12 $ 950,000 $ 79,166 $ 68,000
Roberts, South Dakota 12 $ 1,580,000 $ 131,666 $ 123,000
Lincoln, Wyoming 12 $ 3,420,000 $ 285,000 $ 254,000
Payette, Idaho 11 $ 1,455,000 $ 132,272 $ 139,000
Glacier, Montana 11 $ 835,000 $ 75,909 $ 107,000
Adams, Nebraska 10 $ 1,600,000 $ 160,000 $ 114,000
Brule, South Dakota 10 $ 1,150,000 $ 115,000 $ 87,000
Potter, South Dakota 10 $ 770,000 $ 77,000 $ 156,000
Yankton, South Dakota 10 $ 2,100,000 $ 210,000 $ 76,000
Clarke, Iowa 9 $ 815,000 $ 90,555 $ 95,000
Henry, Iowa 9 $ 675,000 $ 75,000 $ 77,000
Ringgold, Iowa 9 $ 1,445,000 $ 160,555 $ 130,000
Valley, Nebraska 9 $ 465,000 $ 51,666 $ 113,000
Brookings, South Dakota 9 $ 1,505,000 $ 167,222 $ 148,000
Pima, Arizona 8 $ 1,960,000 $ 245,000 $ 233,000
Santa Cruz, Arizona 8 $ 940,000 $ 117,500 $ 280,000
Fremont, Iowa 8 $ 550,000 $ 68,750 $ 82,000
Poweshiek, Iowa 8 $ 1,070,000 $ 133,750 $ 76,000
Big Horn, Montana 8 $ 810,000 $ 101,250 $ 75,000
Buffalo, Nebraska 8 $ 1,520,000 $ 190,000 $ 191,000
Coos, Oregon 8 $ 860,000 $ 107,500 $ 144,000
Hutchinson, South Dakota 8 $ 1,110,000 $ 138,750 $ 104,000
Decatur, Iowa 7 $ 405,000 $ 57,857 $ 67,000
Page, Iowa 7 $ 465,000 $ 66,428 $ 119,000
Harrison, Missouri 7 $ 325,000 $ 46,428 $ 79,000
Custer, Nebraska 7 $ 665,000 $ 95,000 $ 105,000
Hall, Nebraska 7 $ 635,000 $ 90,714 $ 76,000
Saunders, Nebraska 7 $ 785,000 $ 112,142 $ 214,000
Lincoln, Oregon 7 $ 1,235,000 $ 176,428 $ 203,000
Wasco, Oregon 7 $ 2,275,000 $ 325,000 $ 156,000
Washington, Oregon 7 $ 5,785,000 $ 826,428 $ 451,000
Hamlin, South Dakota 7 $ 915,000 $ 130,714 $ 103,000
Turner, South Dakota 7 $ 1,555,000 $ 222,142 $ 99,000
El Paso, Colorado 6 $ 1,010,000 $ 168,333 $ 117,000
Fremont, Colorado 6 $ 620,000 $ 103,333 $ 108,000
Larimer, Colorado 6 $ 1,260,000 $ 210,000 $ 637,000
Linn, Iowa 6 $ 2,150,000 $ 358,333 $ 109,000
Wayne, Iowa 6 $ 740,000 $ 123,333 $ 72,000
Gentry, Missouri 6 $ 430,000 $ 71,666 $ 53,000
Granite, Montana 6 $ 2,990,000 $ 498,333 $ 168,000
Dodge, Nebraska 6 $ 430,000 $ 71,666 $ 64,000
Scotts Bluff, Nebraska 6 $ 470,000 $ 78,333 $ 59,000
Jefferson, Oregon 6 $ 1,600,000 $ 266,666 $ 121,000
Lyman, South Dakota 6 $ 790,000 $ 131,666 $ 133,000
Moody, South Dakota 6 $ 1,260,000 $ 210,000 $ 150,000
Grant, Washington 6 $ 1,100,000 $ 183,333 $ 93,000
Klickitat, Washington 6 $ 1,120,000 $ 186,666 $ 165,000
Crook, Wyoming 6 $ 1,090,000 $ 181,666 $ 124,000
Adams, Colorado 5 $ 335,000 $ 67,000 $ 97,000
Owyhee, Idaho 5 $ 855,000 $ 171,000 $ 197,000
Mills, Iowa 5 $ 395,000 $ 79,000 $ 201,000
Union, Iowa 5 $ 355,000 $ 71,000 $ 50,000
Johnson, Kansas 5 $ 665,000 $ 133,000 $ 809,000
Mercer, Missouri 5 $ 245,000 $ 49,000 $ 85,000
Teton, Montana 5 $ 1,395,000 $ 279,000 $ 161,000
Gage, Nebraska 5 $ 485,000 $ 97,000 $ 107,000
Lincoln, Nebraska 5 $ 855,000 $ 171,000 $ 135,000
Otoe, Nebraska 5 $ 355,000 $ 71,000 $ 94,000
Phelps, Nebraska 5 $ 645,000 $ 129,000 $ 122,000
Platte, Nebraska 5 $ 295,000 $ 59,000 $ 114,000
Hanson, South Dakota 5 $ 795,000 $ 159,000 $ 101,000
Walworth, South Dakota 5 $ 805,000 $ 161,000 $ 130,000
Park, Wyoming 5 $ 1,045,000 $ 209,000 $ 130,000
Adams, Iowa 4 $ 260,000 $ 65,000 $ 35,000
Jackson, Missouri 4 $ 190,000 $ 47,500 $ 99,000
Beaverhead, Montana 4 $ 610,000 $ 152,500 $ 168,000
Broadwater, Montana 4 $ 450,000 $ 112,500 $ 146,000
Musselshell, Montana 4 $ 410,000 $ 102,500 $ 100,000
Silver Bow, Montana 4 $ 940,000 $ 235,000 $ 74,000
Toole, Montana 4 $ 1,280,000 $ 320,000 $ 228,000
Box Butte, Nebraska 4 $ 200,000 $ 50,000 $ 56,000
Cheyenne, Nebraska 4 $ 470,000 $ 117,500 $ 29,000
Keith, Nebraska 4 $ 110,000 $ 27,500 $ 88,000
Red Willow, Nebraska 4 $ 420,000 $ 105,000 $ 88,000
Hood River, Oregon 4 $ 2,300,000 $ 575,000 $ 244,000
Multnomah, Oregon 4 $ 1,630,000 $ 407,500 $ 271,000
Pend Oreille, Washington 4 $ 2,010,000 $ 502,500 $ 205,000
Sublette, Wyoming 4 $ 2,190,000 $ 547,500 $ 192,000
Yavapai, Arizona 3 $ 635,000 $ 211,666 $ 230,000
Blaine, Idaho 3 $ 1,415,000 $ 471,666 $ 339,000
Shoshone, Idaho 3 $ 235,000 $ 78,333 $ 92,000
Valley, Idaho 3 $ 855,000 $ 285,000 $ 277,000
Boone, Iowa 3 $ 835,000 $ 278,333 $ 452,000
Humboldt, Iowa 3 $ 435,000 $ 145,000 $ 107,000
Tama, Iowa 3 $ 195,000 $ 65,000 $ 73,000
Taylor, Iowa 3 $ 135,000 $ 45,000 $ 38,000
Leavenworth, Kansas 3 $ 595,000 $ 198,333 $ 267,000
Grundy, Missouri 3 $ 135,000 $ 45,000 $ 45,000
Powder River, Montana 3 $ 215,000 $ 71,666 $ 146,000
Treasure, Montana 3 $ 1,065,000 $ 355,000 $ 59,000
Cass, Nebraska 3 $ 135,000 $ 45,000 $ 78,000
Garfield, Nebraska 3 $ 145,000 $ 48,333 $ 62,000
Holt, Nebraska 3 $ 385,000 $ 128,333 $ 89,000
Johnson, Nebraska 3 $ 145,000 $ 48,333 $ 90,000
Richardson, Nebraska 3 $ 205,000 $ 68,333 $ 49,000
Washington, Nebraska 3 $ 1,155,000 $ 385,000 $ 132,000
Wayne, Nebraska 3 $ 185,000 $ 61,666 $ 96,000
Clackamas, Oregon 3 $ 1,615,000 $ 538,333 $ 266,000
Clay, South Dakota 3 $ 765,000 $ 255,000 $ 58,000
Day, South Dakota 3 $ 165,000 $ 55,000 $ 99,000
Deuel, South Dakota 3 $ 315,000 $ 105,000 $ 162,000
Spink, South Dakota 3 $ 145,000 $ 48,333 $ 54,000
Grays Harbor, Washington 3 $ 485,000 $ 161,666 $ 145,000
Stevens, Washington 3 $ 285,000 $ 95,000 $ 70,000
Carbon, Wyoming 3 $ 225,000 $ 75,000 $ 86,000
Goshen, Wyoming 3 $ 745,000 $ 248,333 $ 128,000
Hot Springs, Wyoming 3 $ 1,085,000 $ 361,666 $ 813,000
Denver, Colorado 2 $ 1,160,000 $ 580,000 $ 428,000
Jefferson, Colorado 2 $ 300,000 $ 150,000 $ 160,000
Benewah, Idaho 2 $ 210,000 $ 105,000 $ 180,000
Calhoun, Iowa 2 $ 350,000 $ 175,000 $ 809,000
Hamilton, Iowa 2 $ 210,000 $ 105,000 $ 113,000
Harrison, Iowa 2 $ 540,000 $ 270,000 $ 193,000
Warren, Iowa 2 $ 130,000 $ 65,000 $ 118,000
Nemaha, Kansas 2 $ 1,130,000 $ 565,000 $ 48,000
Wyandotte, Kansas 2 $ 260,000 $ 130,000 $ 113,000
Anoka, Minnesota 2 $ 960,000 $ 480,000 $ 0
Putnam, Missouri 2 $ 320,000 $ 160,000 $ 60,000
Deer Lodge, Montana 2 $ 280,000 $ 140,000 $ 96,000
Richland, Montana 2 $ 490,000 $ 245,000 $ 81,000
Sanders, Montana 2 $ 320,000 $ 160,000 $ 1,332,000
Wheatland, Montana 2 $ 1,220,000 $ 610,000 $ 460,000
Loup, Nebraska 2 $ 220,000 $ 110,000 $ 29,000
Nuckolls, Nebraska 2 $ 110,000 $ 55,000 $ 68,000
Thayer, Nebraska 2 $ 90,000 $ 45,000 $ 53,000
Wheeler, Nebraska 2 $ 50,000 $ 25,000 $ 80,000
Morton, North Dakota 2 $ 540,000 $ 270,000 $ 100,000
Lake, Oregon 2 $ 150,000 $ 75,000 $ 83,000
Malheur, Oregon 2 $ 270,000 $ 135,000 $ 180,000
Sherman, Oregon 2 $ 180,000 $ 90,000 $ 182,000
Tillamook, Oregon 2 $ 480,000 $ 240,000 $ 129,000
Yamhill, Oregon 2 $ 110,000 $ 55,000 $ 73,000
Bon Homme, South Dakota 2 $ 510,000 $ 255,000 $ 143,000
Campbell, South Dakota 2 $ 360,000 $ 180,000 $ 401,000
Clark, South Dakota 2 $ 190,000 $ 95,000 $ 65,000
Davison, South Dakota 2 $ 290,000 $ 145,000 $ 28,000
Gregory, South Dakota 2 $ 180,000 $ 90,000 $ 122,000
Haakon, South Dakota 2 $ 630,000 $ 315,000 $ 133,000
McCook, South Dakota 2 $ 280,000 $ 140,000 $ 114,000
Whatcom, Washington 2 $ 1,230,000 $ 615,000 $ 1,583,000
Big Horn, Wyoming 2 $ 630,000 $ 315,000 $ 122,000
Converse, Wyoming 2 $ 310,000 $ 155,000 $ 275,000
La Paz, Arizona 1 $ 105,000 $ 105,000 $ 79,000
Siskiyou, California 1 $ 25,000 $ 25,000 $ 28,000
Lake, Colorado 1 $ 375,000 $ 375,000 $ 230,000
Morgan, Colorado 1 $ 125,000 $ 125,000 $ 44,000
Oconee, Georgia 1 $ 565,000 $ 565,000 $ 1,477,000
Bonneville, Idaho 1 $ 25,000 $ 25,000 $ 112,000
Boundary, Idaho 1 $ 365,000 $ 365,000 $ 544,000
Clearwater, Idaho 1 $ 495,000 $ 495,000 $ 129,000
Fremont, Idaho 1 $ 125,000 $ 125,000 $ 120,000
Madison, Idaho 1 $ 205,000 $ 205,000 $ 233,000
Cook, Illinois 1 $ 2,905,000 $ 2,905,000 $ 0
Adair, Iowa 1 $ 85,000 $ 85,000 $ 109,000
Cedar, Iowa 1 $ 95,000 $ 95,000 $ 32,000
Cerro Gordo, Iowa 1 $ 955,000 $ 955,000 $ 0
Delaware, Iowa 1 $ 105,000 $ 105,000 $ 52,000
Fayette, Iowa 1 $ 145,000 $ 145,000 $ 50,000
Greene, Iowa 1 $ 65,000 $ 65,000 $ 27,000
Grundy, Iowa 1 $ 65,000 $ 65,000 $ 0
Guthrie, Iowa 1 $ 105,000 $ 105,000 $ 249,000
Lyon, Iowa 1 $ 25,000 $ 25,000 $ 45,000
Madison, Iowa 1 $ 265,000 $ 265,000 $ 105,000
Mahaska, Iowa 1 $ 105,000 $ 105,000 $ 69,000
Monona, Iowa 1 $ 355,000 $ 355,000 $ 109,000
Plymouth, Iowa 1 $ 155,000 $ 155,000 $ 97,000
Shelby, Iowa 1 $ 55,000 $ 55,000 $ 36,000
Washington, Iowa 1 $ 165,000 $ 165,000 $ 85,000
Woodbury, Iowa 1 $ 165,000 $ 165,000 $ 45,000
Marshall, Kansas 1 $ 205,000 $ 205,000 $ 219,000
Big Stone, Minnesota 1 $ 245,000 $ 245,000 $ 103,000
Clay, Minnesota 1 $ 145,000 $ 145,000 $ 54,000
Dakota, Minnesota 1 $ 305,000 $ 305,000 $ 121,000
Fillmore, Minnesota 1 $ 335,000 $ 335,000 $ 155,000
Goodhue, Minnesota 1 $ 35,000 $ 35,000 $ 135,000
Hennepin, Minnesota 1 $ 325,000 $ 325,000 $ 136,000
Kandiyohi, Minnesota 1 $ 65,000 $ 65,000 $ 232,000
Lyon, Minnesota 1 $ 215,000 $ 215,000 $ 80,000
Murray, Minnesota 1 $ 425,000 $ 425,000 $ 254,000
Olmsted, Minnesota 1 $ 235,000 $ 235,000 $ 0
Rock, Minnesota 1 $ 55,000 $ 55,000 $ 119,000
Washington, Minnesota 1 $ 245,000 $ 245,000 $ 0
Cass, Missouri 1 $ 395,000 $ 395,000 $ 94,000
Clay, Missouri 1 $ 105,000 $ 105,000 $ 0
Nodaway, Missouri 1 $ 45,000 $ 45,000 $ 32,000
Phelps, Missouri 1 $ 125,000 $ 125,000 $ 32,000
Taney, Missouri 1 $ 85,000 $ 85,000 $ 76,000
Worth, Missouri 1 $ 85,000 $ 85,000 $ 151,000
Chouteau, Montana 1 $ 75,000 $ 75,000 $ 89,000
Fallon, Montana 1 $ 565,000 $ 565,000 $ 311,000
Fergus, Montana 1 $ 295,000 $ 295,000 $ 94,000
Mineral, Montana 1 $ 125,000 $ 125,000 $ 104,000
Phillips, Montana 1 $ 225,000 $ 225,000 $ 67,000
Prairie, Montana 1 $ 145,000 $ 145,000 $ 223,000
Boyd, Nebraska 1 $ 115,000 $ 115,000 $ 86,000
Cedar, Nebraska 1 $ 205,000 $ 205,000 $ 102,000
Colfax, Nebraska 1 $ 115,000 $ 115,000 $ 171,000
Furnas, Nebraska 1 $ 15,000 $ 15,000 $ 72,000
Greeley, Nebraska 1 $ 125,000 $ 125,000 $ 321,000
Hamilton, Nebraska 1 $ 225,000 $ 225,000 $ 95,000
Hooker, Nebraska 1 $ 5,000 $ 5,000 $ 132,000
Jefferson, Nebraska 1 $ 35,000 $ 35,000 $ 71,000
Kearney, Nebraska 1 $ 15,000 $ 15,000 $ 19,000
Kimball, Nebraska 1 $ 25,000 $ 25,000 $ 17,000
Knox, Nebraska 1 $ 305,000 $ 305,000 $ 0
Madison, Nebraska 1 $ 145,000 $ 145,000 $ 101,000
Nemaha, Nebraska 1 $ 15,000 $ 15,000 $ 0
Polk, Nebraska 1 $ 25,000 $ 25,000 $ 0
Saline, Nebraska 1 $ 85,000 $ 85,000 $ 27,000
Seward, Nebraska 1 $ 195,000 $ 195,000 $ 96,000
Webster, Nebraska 1 $ 55,000 $ 55,000 $ 140,000
York, Nebraska 1 $ 225,000 $ 225,000 $ 62,000
Clark, Nevada 1 $ 55,000 $ 55,000 $ 91,000
Burleigh, North Dakota 1 $ 215,000 $ 215,000 $ 0
Cass, North Dakota 1 $ 145,000 $ 145,000 $ 184,000
Dickey, North Dakota 1 $ 105,000 $ 105,000 $ 90,000
Oliver, North Dakota 1 $ 425,000 $ 425,000 $ 100,000
Stutsman, North Dakota 1 $ 285,000 $ 285,000 $ 137,000
Curry, Oregon 1 $ 105,000 $ 105,000 $ 75,000
Linn, Oregon 1 $ 245,000 $ 245,000 $ 96,000
Polk, Oregon 1 $ 65,000 $ 65,000 $ 109,000
Union, Oregon 1 $ 105,000 $ 105,000 $ 150,000
Charles Mix, South Dakota 1 $ 55,000 $ 55,000 $ 186,000
Corson, South Dakota 1 $ 405,000 $ 405,000 $ 84,000
Edmunds, South Dakota 1 $ 365,000 $ 365,000 $ 0
Hyde, South Dakota 1 $ 65,000 $ 65,000 $ 68,000
Kingsbury, South Dakota 1 $ 515,000 $ 515,000 $ 276,000
Union, South Dakota 1 $ 295,000 $ 295,000 $ 109,000
Travis, Texas 1 $ 245,000 $ 245,000 $ 432,000
Salt Lake, Utah 1 $ 855,000 $ 855,000 $ 1,683,000
Wasatch, Utah 1 $ 1,775,000 $ 1,775,000 $ 8,075,000
Benton, Washington 1 $ 155,000 $ 155,000 $ 239,000
Chelan, Washington 1 $ 105,000 $ 105,000 $ 67,000
King, Washington 1 $ 205,000 $ 205,000 $ 406,000
Lincoln, Washington 1 $ 885,000 $ 885,000 $ 277,000
Okanogan, Washington 1 $ 775,000 $ 775,000 $ 266,000
Pierce, Washington 1 $ 105,000 $ 105,000 $ 112,000
Whitman, Washington 1 $ 485,000 $ 485,000 $ 119,000
Yakima, Washington 1 $ 45,000 $ 45,000 $ 115,000
Washakie, Wyoming 1 $ 575,000 $ 575,000 $ 0

Mortgage Loan Application Detail Totals for First Interstate Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,543 $176,475,000 $114,000 $2,905,000 $153,000 $3,792,000
Home Purchase 982 $451,250,000 $459,000 $34,205,000 $223,000 $8,075,000
Refinancing 839 $159,965,000 $190,000 $2,665,000 $172,000 $2,000,000
Other Purpose 605 $72,745,000 $120,000 $3,505,000 $143,000 $1,226,000
Cash-out Refinancing 113 $24,895,000 $220,000 $825,000 $103,000 $768,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,298 $575,590,000 $174,000 $3,505,000 $164,000 $5,880,000
Not Provided 316 $107,570,000 $340,000 $3,495,000 $250,000 $8,075,000
Hispanic 179 $24,405,000 $136,000 $2,405,000 $126,000 $960,000
Not applicable 165 $156,085,000 $945,000 $34,205,000 $0 $0
Asian 51 $11,715,000 $229,000 $1,005,000 $149,000 $515,000
American Indian or Alaskan Native 49 $7,105,000 $145,000 $505,000 $202,000 $2,520,000
Black or African American 21 $2,685,000 $127,000 $405,000 $181,000 $854,000
Native Hawaiian or Other Pacific Islander 3 $175,000 $58,000 $125,000 $101,000 $144,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,961 $857,365,000 $216,000 $34,205,000 $172,000 $8,075,000
FHA-insured (Federal Housing Administration) 91 $20,605,000 $226,000 $465,000 $74,000 $151,000
VA-guaranteed (Veterans Administration) 20 $5,580,000 $279,000 $525,000 $112,000 $254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,780,000 $178,000 $275,000 $74,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,443 $480,545,000 $196,000 $34,205,000 $178,000 $2,735,000
Application Denied By Financial Institution 1,036 $210,240,000 $202,000 $21,135,000 $117,000 $1,704,000
Application Withdrawn By Applicant 452 $156,640,000 $346,000 $3,505,000 $247,000 $8,075,000
File Closed For Incompleteness 108 $31,790,000 $294,000 $1,285,000 $175,000 $960,000
Application Approved But Not Accepted 43 $6,115,000 $142,000 $755,000 $157,000 $702,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,046 $675,090,000 $221,000 $34,205,000 $187,000 $8,075,000
Debt-To-Income Ratio 574 $109,860,000 $191,000 $2,405,000 $85,000 $420,000
Credit History 223 $23,925,000 $107,000 $675,000 $118,000 $1,704,000
Collateral 202 $33,580,000 $166,000 $2,405,000 $204,000 $1,111,000
Other 16 $39,850,000 $2,490,000 $21,135,000 $192,000 $550,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,655,000 $150,000 $405,000 $89,000 $321,000
Unverifiable Information 7 $845,000 $120,000 $205,000 $140,000 $300,000
Employment History 2 $200,000 $100,000 $135,000 $40,000 $81,000
Credit Application Incomplete 1 $325,000 $325,000 $325,000 $390,000 $390,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Interstate Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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