First Interstate Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Interstate Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Interstate Bank Po Box 30918 Billings, MT 59116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,041 |
| Total Mortgage Loan Application Amount | $1,590,905,000 |
| Average Mortgage Loan Application Amount | $148,666 |
| Highest Mortgage Loan Application Amount | $11,709,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $3,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Interstate Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Interstate Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Interstate Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Interstate Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Interstate Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Interstate Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Natrona County Wyoming | 953 | $ 171,924,000 | $ 180,000 | $ 96,000 |
| Laramie County Wyoming | 798 | $ 133,959,000 | $ 167,000 | $ 81,000 |
| Yellowstone County Montana | 767 | $ 142,135,000 | $ 185,000 | $ 86,000 |
| Missoula County Montana | 600 | $ 119,364,000 | $ 198,000 | $ 99,000 |
| Cascade County Montana | 543 | $ 53,343,000 | $ 98,000 | $ 70,000 |
| Gallatin County Montana | 536 | $ 105,099,000 | $ 196,000 | $ 91,000 |
| Sheridan County Wyoming | 472 | $ 87,865,000 | $ 186,000 | $ 95,000 |
| Campbell County Wyoming | 382 | $ 63,492,000 | $ 166,000 | $ 89,000 |
| Flathead County Montana | 380 | $ 74,125,000 | $ 195,000 | $ 117,000 |
| Fremont County Wyoming | 344 | $ 53,817,000 | $ 156,000 | $ 88,000 |
| Pennington County South Dakota | 327 | $ 55,473,000 | $ 169,000 | $ 102,000 |
| Teton County Wyoming | 315 | $ 110,204,000 | $ 349,000 | $ 167,000 |
| Lewis and Clark County Montana | 285 | $ 53,345,000 | $ 187,000 | $ 91,000 |
| Lawrence County South Dakota | 271 | $ 45,272,000 | $ 167,000 | $ 87,000 |
| Albany County Wyoming | 207 | $ 33,892,000 | $ 163,000 | $ 98,000 |
| Ravalli County Montana | 153 | $ 30,236,000 | $ 197,000 | $ 91,000 |
| Custer County Montana | 142 | $ 13,525,000 | $ 95,000 | $ 65,000 |
| Meade County South Dakota | 129 | $ 17,590,000 | $ 136,000 | $ 68,000 |
| Johnson County Wyoming | 128 | $ 22,961,000 | $ 179,000 | $ 91,000 |
| Park County Montana | 112 | $ 19,108,000 | $ 170,000 | $ 99,000 |
| Carbon County Montana | 108 | $ 22,508,000 | $ 208,000 | $ 138,000 |
| Rosebud County Montana | 93 | $ 6,416,000 | $ 68,000 | $ 62,000 |
| Lake County Montana | 79 | $ 17,217,000 | $ 217,000 | $ 170,000 |
| Butte County South Dakota | 61 | $ 7,419,000 | $ 121,000 | $ 94,000 |
| Big Horn County Montana | 59 | $ 4,584,000 | $ 77,000 | $ 62,000 |
| Lincoln County Montana | 58 | $ 9,663,000 | $ 166,000 | $ 90,000 |
| Fall River County South Dakota | 57 | $ 6,314,000 | $ 110,000 | $ 57,000 |
| Custer County South Dakota | 49 | $ 7,730,000 | $ 157,000 | $ 68,000 |
| Converse County Wyoming | 45 | $ 6,745,000 | $ 149,000 | $ 101,000 |
| Teton County Idaho | 42 | $ 7,180,000 | $ 170,000 | $ 97,000 |
| Lincoln County Wyoming | 40 | $ 6,606,000 | $ 165,000 | $ 97,000 |
| Jefferson County Montana | 39 | $ 7,327,000 | $ 187,000 | $ 90,000 |
| Silver Bow County Montana | 33 | $ 3,258,000 | $ 98,000 | $ 89,000 |
| Sublette County Wyoming | 24 | $ 5,942,000 | $ 247,000 | $ 87,000 |
| Stillwater County Montana | 21 | $ 4,166,000 | $ 198,000 | $ 93,000 |
| Crook County Wyoming | 19 | $ 2,975,000 | $ 156,000 | $ 84,000 |
| Weston County Wyoming | 18 | $ 2,484,000 | $ 138,000 | $ 71,000 |
| Richland County Montana | 16 | $ 2,877,000 | $ 179,000 | $ 149,000 |
| Hot Springs County Wyoming | 15 | $ 2,650,000 | $ 176,000 | $ 87,000 |
| Broadwater County Montana | 14 | $ 1,937,000 | $ 138,000 | $ 79,000 |
| Mineral County Montana | 14 | $ 1,790,000 | $ 127,000 | $ 74,000 |
| Teton County Montana | 13 | $ 1,785,000 | $ 137,000 | $ 76,000 |
| Larimer County Colorado | 12 | $ 2,213,000 | $ 184,000 | $ 92,000 |
| Carbon County Wyoming | 12 | $ 1,096,000 | $ 91,000 | $ 55,000 |
| Weld County Colorado | 10 | $ 1,867,000 | $ 186,000 | $ 66,000 |
| Denver County Colorado | 9 | $ 1,776,000 | $ 197,000 | $ 198,000 |
| Powell County Montana | 9 | $ 1,867,000 | $ 207,000 | $ 220,000 |
| Madison County Montana | 8 | $ 1,504,000 | $ 188,000 | $ 161,000 |
| Valley County Montana | 8 | $ 904,000 | $ 113,000 | $ 129,000 |
| Park County Wyoming | 8 | $ 1,289,000 | $ 161,000 | $ 114,000 |
| Maricopa County Arizona | 7 | $ 1,611,000 | $ 230,000 | $ 197,000 |
| Jackson County Colorado | 7 | $ 909,000 | $ 129,000 | $ 74,000 |
| Beaverhead County Montana | 7 | $ 598,000 | $ 85,000 | $ 108,000 |
| Dawson County Montana | 6 | $ 856,000 | $ 142,000 | $ 67,000 |
| Glacier County Montana | 6 | $ 405,000 | $ 67,000 | $ 103,000 |
| Granite County Montana | 6 | $ 531,000 | $ 88,000 | $ 76,000 |
| Hill County Montana | 6 | $ 664,000 | $ 110,000 | $ 54,000 |
| Williams County North Dakota | 6 | $ 653,000 | $ 108,000 | $ 132,000 |
| Goshen County Wyoming | 6 | $ 648,000 | $ 108,000 | $ 60,000 |
| Chouteau County Montana | 5 | $ 765,000 | $ 153,000 | $ 68,000 |
| Phillips County Montana | 5 | $ 3,063,000 | $ 612,000 | $ 59,000 |
| Minnehaha County South Dakota | 5 | $ 729,000 | $ 145,000 | $ 64,000 |
| Big Horn County Wyoming | 5 | $ 781,000 | $ 156,000 | $ 67,000 |
| Deer Lodge County Montana | 4 | $ 509,000 | $ 127,000 | $ 117,000 |
| Judith Basin County Montana | 4 | $ 570,000 | $ 142,000 | $ 76,000 |
| Pondera County Montana | 4 | $ 511,000 | $ 127,000 | $ 67,000 |
| Sanders County Montana | 4 | $ 770,000 | $ 192,000 | $ 94,000 |
| Sweetwater County Wyoming | 4 | $ 816,000 | $ 204,000 | $ 147,000 |
| Uinta County Wyoming | 4 | $ 477,000 | $ 119,000 | $ 59,000 |
| Arapahoe County Colorado | 3 | $ 541,000 | $ 180,000 | $ 255,000 |
| Boulder County Colorado | 3 | $ 779,000 | $ 259,000 | $ 159,000 |
| El Paso County Colorado | 3 | $ 774,000 | $ 258,000 | $ 140,000 |
| Routt County Colorado | 3 | $ 1,445,000 | $ 481,000 | $ 285,000 |
| Ada County Idaho | 3 | $ 578,000 | $ 192,000 | $ 115,000 |
| Garfield County Montana | 3 | $ 196,000 | $ 65,000 | $ 163,000 |
| Powder River County Montana | 3 | $ 460,000 | $ 153,000 | $ 62,000 |
| Toole County Montana | 3 | $ 583,000 | $ 194,000 | $ 192,000 |
| Washakie County Wyoming | 3 | $ 316,000 | $ 105,000 | $ 45,000 |
| Adams County Colorado | 2 | $ 365,000 | $ 182,000 | $ 107,000 |
| Douglas County Colorado | 2 | $ 567,000 | $ 283,000 | $ 111,000 |
| Jefferson County Colorado | 2 | $ 421,000 | $ 210,000 | $ 70,000 |
| Kootenai County Idaho | 2 | $ 511,000 | $ 255,000 | $ 317,000 |
| Blaine County Montana | 2 | $ 316,000 | $ 158,000 | $ 60,000 |
| Fallon County Montana | 2 | $ 268,000 | $ 134,000 | $ 91,000 |
| Fergus County Montana | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| Golden Valley County Montana | 2 | $ 84,000 | $ 42,000 | $ 45,000 |
| Meagher County Montana | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Musselshell County Montana | 2 | $ 261,000 | $ 130,000 | $ 78,000 |
| Prairie County Montana | 2 | $ 69,000 | $ 34,000 | $ 54,000 |
| Sweet Grass County Montana | 2 | $ 240,000 | $ 120,000 | $ 94,000 |
| Wheatland County Montana | 2 | $ 174,000 | $ 87,000 | $ 49,000 |
| Stark County North Dakota | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Haakon County South Dakota | 2 | $ 224,000 | $ 112,000 | $ 76,000 |
| Hughes County South Dakota | 2 | $ 362,000 | $ 181,000 | $ 39,000 |
| Stanley County South Dakota | 2 | $ 401,000 | $ 200,000 | $ 112,000 |
| Platte County Wyoming | 2 | $ 188,000 | $ 94,000 | $ 25,000 |
| Pima County Arizona | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Pinal County Arizona | 1 | $ 139,000 | $ 139,000 | $ 275,000 |
| Riverside County California | 1 | $ 377,000 | $ 377,000 | $ 858,000 |
| Clear Creek County Colorado | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Eagle County Colorado | 1 | $ 237,000 | $ 237,000 | $ 238,000 |
| Fremont County Colorado | 1 | $ 57,000 | $ 57,000 | $ 69,000 |
| Moffat County Colorado | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Bonneville County Idaho | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Fremont County Idaho | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Lemhi County Idaho | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
| Madison County Idaho | 1 | $ 347,000 | $ 347,000 | $ 53,000 |
| Oneida County Idaho | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Washtenaw County Michigan | 1 | $ 124,000 | $ 124,000 | $ 450,000 |
| Roosevelt County Montana | 1 | $ 300,000 | $ 300,000 | $ 85,000 |
| Lancaster County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Otoe County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 135,000 |
| Scotts Bluff County Nebraska | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Pierce County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Klamath County Oregon | 1 | $ 250,000 | $ 250,000 | $ 175,000 |
| Lane County Oregon | 1 | $ 172,000 | $ 172,000 | $ 32,000 |
| Marion County Oregon | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Brown County South Dakota | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Clark County South Dakota | 1 | $ 236,000 | $ 236,000 | $ 63,000 |
| Codington County South Dakota | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| Davison County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Hamlin County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 60,000 |
| Hand County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 244,000 |
| Jackson County South Dakota | 1 | $ 2,000 | $ 2,000 | $ 16,000 |
| Lincoln County South Dakota | 1 | $ 392,000 | $ 392,000 | $ 1,378,000 |
| McCook County South Dakota | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| Mellette County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Perkins County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Shannon County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Bexar County Texas | 1 | $ 150,000 | $ 150,000 | $ 112,000 |
| Fort Bend County Texas | 1 | $ 140,000 | $ 140,000 | $ 185,000 |
| Sanpete County Utah | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Weber County Utah | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Crawford County Wisconsin | 1 | $ 2,000 | $ 2,000 | $ 22,000 |
| Niobrara County Wyoming | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for First Interstate Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,329 | $813,291,000 | $187,000 | $5,138,000 | $91,000 | $1,800,000 |
| Refinancing | 3,728 | $708,859,000 | $190,000 | $11,709,000 | $104,000 | $3,120,000 |
| Home Improvement | 984 | $68,755,000 | $69,000 | $822,000 | $74,000 | $1,172,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,139 | $1,415,986,000 | $173,000 | $6,948,000 | $96,000 | $3,120,000 |
| Not Provided | 373 | $66,683,000 | $178,000 | $740,000 | $104,000 | $1,457,000 |
| Hispanic | 190 | $29,046,000 | $152,000 | $463,000 | $87,000 | $769,000 |
| Not applicable | 161 | $57,224,000 | $355,000 | $11,709,000 | $0 | $151,000 |
| American Indian or Alaskan Native | 108 | $10,188,000 | $94,000 | $417,000 | $57,000 | $188,000 |
| Asian | 38 | $6,331,000 | $166,000 | $501,000 | $128,000 | $1,849,000 |
| Black or African American | 27 | $4,862,000 | $180,000 | $395,000 | $83,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $585,000 | $117,000 | $163,000 | $41,000 | $51,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,384 | $1,293,021,000 | $175,000 | $11,709,000 | $101,000 | $3,120,000 |
| FHA-insured (Federal Housing Administration) | 680 | $111,693,000 | $164,000 | $339,000 | $64,000 | $1,849,000 |
| VA-guaranteed (Veterans Administration) | 494 | $103,684,000 | $209,000 | $787,000 | $71,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 483 | $82,507,000 | $170,000 | $354,000 | $51,000 | $260,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,928 | $1,214,126,000 | $175,000 | $11,709,000 | $95,000 | $3,120,000 |
| Application Withdrawn By Applicant | 1,147 | $219,764,000 | $191,000 | $2,300,000 | $102,000 | $1,800,000 |
| Application Denied By Financial Institution | 866 | $139,318,000 | $160,000 | $1,182,000 | $80,000 | $2,400,000 |
| File Closed For Incompleteness | 48 | $9,026,000 | $188,000 | $417,000 | $92,000 | $567,000 |
| Application Approved But Not Accepted | 44 | $7,046,000 | $160,000 | $1,200,000 | $111,000 | $963,000 |
| Loan Purchased By The Institution | 8 | $1,625,000 | $203,000 | $366,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Interstate Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.