First Interstate Bank Mortgage Lending & HMDA Data, 2024

In 2024, First Interstate Bank of Billings, MT reported 4,267 mortgage applications totaling $796.6 million, down 14% from 2023. The average application was for $186,685, and applicants reported an average income of $155,144. 57% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Boise City, ID (188), Bend-Redmond, OR (178) and Missoula, MT (176) (applications in parentheses).

Mortgage Company & Address First Interstate Bank
Po Box 30918
Billings, MT 59101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,267
Total Mortgage Loan Application Amount $796,585,000
Average Mortgage Loan Application Amount $186,685
Highest Mortgage Loan Application Amount $9,005,000
Average Applicant Income $155,144
Highest Applicant Income $5,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Interstate Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Interstate Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Missoula, Montana 171 $ 38,145,000 $ 223,070 $ 171,000
Deschutes, Oregon 160 $ 52,680,000 $ 329,250 $ 234,000
Flathead, Montana 127 $ 35,125,000 $ 276,574 $ 223,000
Jackson, Oregon 126 $ 17,330,000 $ 137,539 $ 158,000
Yellowstone, Montana 124 $ 23,630,000 $ 190,564 $ 133,000
Gallatin, Montana 116 $ 30,140,000 $ 259,827 $ 190,000
Ada, Idaho 105 $ 19,255,000 $ 183,380 $ 195,000
Kootenai, Idaho 102 $ 23,850,000 $ 233,823 $ 184,000
Minnehaha, South Dakota 102 $ 11,550,000 $ 113,235 $ 106,000
Lawrence, South Dakota 100 $ 17,580,000 $ 175,800 $ 161,000
Spokane, Washington 95 $ 18,615,000 $ 195,947 $ 142,000
Natrona, Wyoming 84 $ 11,920,000 $ 141,904 $ 133,000
Douglas, Nebraska 81 $ 10,465,000 $ 129,197 $ 118,000
Fremont, Wyoming 69 $ 11,545,000 $ 167,318 $ 149,000
Pennington, South Dakota 68 $ 11,360,000 $ 167,058 $ 193,000
Lewis and Clark, Montana 66 $ 14,200,000 $ 215,151 $ 225,000
Park, Montana 64 $ 16,490,000 $ 257,656 $ 135,000
Sheridan, Wyoming 63 $ 9,285,000 $ 147,380 $ 97,000
Webster, Iowa 59 $ 3,935,000 $ 66,694 $ 70,000
Josephine, Oregon 56 $ 7,370,000 $ 131,607 $ 119,000
Laramie, Wyoming 56 $ 8,420,000 $ 150,357 $ 133,000
Lake, Montana 55 $ 11,685,000 $ 212,454 $ 150,000
Canyon, Idaho 50 $ 9,390,000 $ 187,800 $ 203,000
Cascade, Montana 49 $ 8,435,000 $ 172,142 $ 235,000
Ravalli, Montana 47 $ 10,375,000 $ 220,744 $ 174,000
Polk, Iowa 43 $ 6,495,000 $ 151,046 $ 124,000
Lancaster, Nebraska 41 $ 4,075,000 $ 99,390 $ 95,000
Brown, South Dakota 40 $ 7,770,000 $ 194,250 $ 167,000
Lincoln, South Dakota 40 $ 6,270,000 $ 156,750 $ 123,000
Meade, South Dakota 39 $ 5,295,000 $ 135,769 $ 128,000
Johnson, Wyoming 39 $ 6,245,000 $ 160,128 $ 133,000
Codington, South Dakota 38 $ 4,310,000 $ 113,421 $ 129,000
Campbell, Wyoming 38 $ 4,150,000 $ 109,210 $ 114,000
Teton, Wyoming 38 $ 15,000,000 $ 394,736 $ 357,000
Pinal, Arizona 36 $ 4,600,000 $ 127,777 $ 138,000
Sarpy, Nebraska 33 $ 3,175,000 $ 96,212 $ 114,000
Madison, Montana 32 $ 10,510,000 $ 328,437 $ 250,000
Marshall, Iowa 31 $ 2,745,000 $ 88,548 $ 95,000
Fall River, South Dakota 30 $ 4,030,000 $ 134,333 $ 132,000
Albany, Wyoming 30 $ 5,990,000 $ 199,666 $ 130,000
Boulder, Colorado 29 $ 6,385,000 $ 220,172 $ 217,000
Story, Iowa 28 $ 4,240,000 $ 151,428 $ 108,000
Custer, Montana 28 $ 3,470,000 $ 123,928 $ 134,000
Larimer, Colorado 27 $ 4,225,000 $ 156,481 $ 196,000
Pottawattamie, Iowa 27 $ 3,115,000 $ 115,370 $ 117,000
Dallas, Iowa 26 $ 3,210,000 $ 123,461 $ 147,000
Jasper, Iowa 26 $ 2,320,000 $ 89,230 $ 104,000
Des Moines, Iowa 24 $ 1,650,000 $ 68,750 $ 69,000
Butte, South Dakota 24 $ 3,270,000 $ 136,250 $ 109,000
Dawson, Nebraska 23 $ 2,745,000 $ 119,347 $ 68,000
Brookings, South Dakota 23 $ 7,365,000 $ 320,217 $ 113,000
Gem, Idaho 22 $ 4,320,000 $ 196,363 $ 138,000
Black Hawk, Iowa 21 $ 3,645,000 $ 173,571 $ 170,000
Maricopa, Arizona 20 $ 6,540,000 $ 327,000 $ 552,000
Stillwater, Montana 20 $ 3,380,000 $ 169,000 $ 87,000
Elmore, Idaho 19 $ 1,785,000 $ 93,947 $ 109,000
Potter, South Dakota 18 $ 1,000,000 $ 55,555 $ 83,000
Bonner, Idaho 17 $ 4,575,000 $ 269,117 $ 190,000
Carbon, Montana 17 $ 2,755,000 $ 162,058 $ 128,000
Jefferson, Montana 17 $ 4,195,000 $ 246,764 $ 193,000
Douglas, Oregon 16 $ 1,660,000 $ 103,750 $ 90,000
Custer, South Dakota 16 $ 3,880,000 $ 242,500 $ 231,000
Teton, Idaho 15 $ 4,135,000 $ 275,666 $ 157,000
Rosebud, Montana 15 $ 1,965,000 $ 131,000 $ 108,000
Lincoln, Nebraska 15 $ 1,635,000 $ 109,000 $ 104,000
Crook, Oregon 15 $ 5,215,000 $ 347,666 $ 203,000
Lake, South Dakota 14 $ 2,070,000 $ 147,857 $ 84,000
Pima, Arizona 13 $ 2,865,000 $ 220,384 $ 117,000
Big Horn, Montana 13 $ 2,655,000 $ 204,230 $ 88,000
Lincoln, Montana 13 $ 1,655,000 $ 127,307 $ 80,000
Adams, Nebraska 13 $ 1,725,000 $ 132,692 $ 130,000
Custer, Nebraska 13 $ 1,175,000 $ 90,384 $ 127,000
Dodge, Nebraska 13 $ 1,075,000 $ 82,692 $ 60,000
Warren, Iowa 12 $ 1,380,000 $ 115,000 $ 125,000
Coos, Oregon 12 $ 1,890,000 $ 157,500 $ 95,000
Grant, Washington 12 $ 3,270,000 $ 272,500 $ 190,000
Cass, Iowa 11 $ 485,000 $ 44,090 $ 71,000
Clarke, Iowa 11 $ 845,000 $ 76,818 $ 82,000
Fremont, Iowa 11 $ 1,035,000 $ 94,090 $ 128,000
Lucas, Iowa 11 $ 1,675,000 $ 152,272 $ 64,000
Mills, Iowa 11 $ 1,095,000 $ 99,545 $ 136,000
Buffalo, Nebraska 11 $ 1,545,000 $ 140,454 $ 83,000
Gage, Nebraska 11 $ 905,000 $ 82,272 $ 83,000
Hall, Nebraska 11 $ 1,425,000 $ 129,545 $ 123,000
Grant, South Dakota 11 $ 1,405,000 $ 127,727 $ 116,000
Hutchinson, South Dakota 11 $ 1,205,000 $ 109,545 $ 86,000
Grays Harbor, Washington 11 $ 1,545,000 $ 140,454 $ 105,000
Montgomery, Iowa 10 $ 700,000 $ 70,000 $ 69,000
Taylor, Iowa 10 $ 1,120,000 $ 112,000 $ 79,000
Glacier, Montana 10 $ 1,090,000 $ 109,000 $ 119,000
Silver Bow, Montana 10 $ 1,570,000 $ 157,000 $ 118,000
Holt, Nebraska 10 $ 390,000 $ 39,000 $ 63,000
Richardson, Nebraska 10 $ 660,000 $ 66,000 $ 63,000
Saunders, Nebraska 10 $ 1,390,000 $ 139,000 $ 217,000
Scotts Bluff, Nebraska 10 $ 800,000 $ 80,000 $ 101,000
Valley, Nebraska 10 $ 750,000 $ 75,000 $ 70,000
Weld, Colorado 9 $ 2,735,000 $ 303,888 $ 195,000
Klamath, Oregon 9 $ 1,525,000 $ 169,444 $ 114,000
Lane, Oregon 9 $ 1,725,000 $ 191,666 $ 157,000
King, Washington 9 $ 5,255,000 $ 583,888 $ 469,000
Lincoln, Wyoming 9 $ 3,485,000 $ 387,222 $ 266,000
Mercer, Missouri 8 $ 370,000 $ 46,250 $ 66,000
Davison, South Dakota 8 $ 1,070,000 $ 133,750 $ 78,000
Walworth, South Dakota 8 $ 710,000 $ 88,750 $ 77,000
Payette, Idaho 7 $ 895,000 $ 127,857 $ 103,000
Decatur, Iowa 7 $ 585,000 $ 83,571 $ 70,000
Worth, Missouri 7 $ 345,000 $ 49,285 $ 75,000
Red Willow, Nebraska 7 $ 455,000 $ 65,000 $ 60,000
Marion, Oregon 7 $ 1,685,000 $ 240,714 $ 184,000
Roberts, South Dakota 7 $ 565,000 $ 80,714 $ 188,000
Turner, South Dakota 7 $ 685,000 $ 97,857 $ 86,000
Yankton, South Dakota 7 $ 1,165,000 $ 166,428 $ 70,000
Crook, Wyoming 7 $ 1,865,000 $ 266,428 $ 137,000
Adams, Colorado 6 $ 1,080,000 $ 180,000 $ 332,000
El Paso, Colorado 6 $ 1,200,000 $ 200,000 $ 113,000
Owyhee, Idaho 6 $ 1,270,000 $ 211,666 $ 195,000
Ringgold, Iowa 6 $ 410,000 $ 68,333 $ 85,000
Gentry, Missouri 6 $ 420,000 $ 70,000 $ 64,000
Putnam, Missouri 6 $ 310,000 $ 51,666 $ 89,000
Box Butte, Nebraska 6 $ 410,000 $ 68,333 $ 48,000
Cass, Nebraska 6 $ 790,000 $ 131,666 $ 113,000
Otoe, Nebraska 6 $ 400,000 $ 66,666 $ 77,000
Phelps, Nebraska 6 $ 650,000 $ 108,333 $ 79,000
Lincoln, Oregon 6 $ 1,620,000 $ 270,000 $ 189,000
Spink, South Dakota 6 $ 500,000 $ 83,333 $ 85,000
Fremont, Colorado 5 $ 525,000 $ 105,000 $ 125,000
Boise, Idaho 5 $ 645,000 $ 129,000 $ 139,000
Valley, Idaho 5 $ 985,000 $ 197,000 $ 122,000
Adams, Iowa 5 $ 315,000 $ 63,000 $ 80,000
Johnson, Iowa 5 $ 1,025,000 $ 205,000 $ 1,250,000
Wayne, Iowa 5 $ 395,000 $ 79,000 $ 74,000
Woodbury, Iowa 5 $ 12,275,000 $ 2,455,000 $ 69,000
Johnson, Kansas 5 $ 2,455,000 $ 491,000 $ 348,000
Harrison, Missouri 5 $ 135,000 $ 27,000 $ 53,000
Mineral, Montana 5 $ 615,000 $ 123,000 $ 91,000
Jefferson, Nebraska 5 $ 265,000 $ 53,000 $ 92,000
Washington, Nebraska 5 $ 835,000 $ 167,000 $ 232,000
Curry, Oregon 5 $ 955,000 $ 191,000 $ 327,000
McCook, South Dakota 5 $ 585,000 $ 117,000 $ 89,000
Benton, Washington 5 $ 1,655,000 $ 331,000 $ 213,000
Pacific, Washington 5 $ 805,000 $ 161,000 $ 123,000
Blaine, Idaho 4 $ 620,000 $ 155,000 $ 217,000
Calhoun, Iowa 4 $ 440,000 $ 110,000 $ 68,000
Hamilton, Iowa 4 $ 210,000 $ 52,500 $ 88,000
Marion, Iowa 4 $ 720,000 $ 180,000 $ 104,000
Page, Iowa 4 $ 150,000 $ 37,500 $ 70,000
Jackson, Missouri 4 $ 1,760,000 $ 440,000 $ 94,000
Broadwater, Montana 4 $ 820,000 $ 205,000 $ 157,000
Deer Lodge, Montana 4 $ 680,000 $ 170,000 $ 190,000
Granite, Montana 4 $ 3,030,000 $ 757,500 $ 297,000
Cheyenne, Nebraska 4 $ 400,000 $ 100,000 $ 124,000
Saline, Nebraska 4 $ 220,000 $ 55,000 $ 99,000
Clatsop, Oregon 4 $ 220,000 $ 55,000 $ 98,000
Hood River, Oregon 4 $ 1,110,000 $ 277,500 $ 250,000
Multnomah, Oregon 4 $ 5,740,000 $ 1,435,000 $ 201,000
Polk, Oregon 4 $ 630,000 $ 157,500 $ 161,000
Wasco, Oregon 4 $ 1,110,000 $ 277,500 $ 86,000
Washington, Oregon 4 $ 370,000 $ 92,500 $ 179,000
Brule, South Dakota 4 $ 280,000 $ 70,000 $ 69,000
Day, South Dakota 4 $ 380,000 $ 95,000 $ 73,000
Hamlin, South Dakota 4 $ 380,000 $ 95,000 $ 115,000
Kingsbury, South Dakota 4 $ 1,110,000 $ 277,500 $ 101,000
Moody, South Dakota 4 $ 280,000 $ 70,000 $ 90,000
Snohomish, Washington 4 $ 1,230,000 $ 307,500 $ 186,000
Sweetwater, Wyoming 4 $ 1,160,000 $ 290,000 $ 195,000
Gila, Arizona 3 $ 235,000 $ 78,333 $ 141,000
Arapahoe, Colorado 3 $ 1,125,000 $ 375,000 $ 307,000
Denver, Colorado 3 $ 315,000 $ 105,000 $ 144,000
Shoshone, Idaho 3 $ 425,000 $ 141,666 $ 115,000
Grundy, Iowa 3 $ 265,000 $ 88,333 $ 85,000
Guthrie, Iowa 3 $ 1,505,000 $ 501,666 $ 677,000
Poweshiek, Iowa 3 $ 585,000 $ 195,000 $ 123,000
Lyon, Minnesota 3 $ 345,000 $ 115,000 $ 68,000
Musselshell, Montana 3 $ 285,000 $ 95,000 $ 93,000
Garfield, Nebraska 3 $ 295,000 $ 98,333 $ 94,000
Madison, Nebraska 3 $ 195,000 $ 65,000 $ 66,000
Nuckolls, Nebraska 3 $ 205,000 $ 68,333 $ 58,000
Platte, Nebraska 3 $ 215,000 $ 71,666 $ 150,000
Thayer, Nebraska 3 $ 225,000 $ 75,000 $ 74,000
Cass, North Dakota 3 $ 465,000 $ 155,000 $ 335,000
Jefferson, Oregon 3 $ 1,465,000 $ 488,333 $ 219,000
Hanson, South Dakota 3 $ 195,000 $ 65,000 $ 102,000
Perkins, South Dakota 3 $ 235,000 $ 78,333 $ 68,000
Union, South Dakota 3 $ 255,000 $ 85,000 $ 89,000
Adams, Washington 3 $ 925,000 $ 308,333 $ 113,000
Douglas, Washington 3 $ 1,455,000 $ 485,000 $ 776,000
Klickitat, Washington 3 $ 495,000 $ 165,000 $ 183,000
Okanogan, Washington 3 $ 255,000 $ 85,000 $ 189,000
Whitman, Washington 3 $ 1,425,000 $ 475,000 $ 110,000
Sublette, Wyoming 3 $ 1,815,000 $ 605,000 $ 254,000
Weston, Wyoming 3 $ 355,000 $ 118,333 $ 43,000
Mohave, Arizona 2 $ 1,230,000 $ 615,000 $ 380,000
Broomfield, Colorado 2 $ 970,000 $ 485,000 $ 186,000
Jefferson, Colorado 2 $ 2,010,000 $ 1,005,000 $ 259,000
Park, Colorado 2 $ 660,000 $ 330,000 $ 383,000
Bonneville, Idaho 2 $ 1,160,000 $ 580,000 $ 123,000
Cassia, Idaho 2 $ 1,230,000 $ 615,000 $ 138,000
Boone, Iowa 2 $ 120,000 $ 60,000 $ 54,000
Hardin, Iowa 2 $ 210,000 $ 105,000 $ 819,000
Humboldt, Iowa 2 $ 100,000 $ 50,000 $ 49,000
Jones, Iowa 2 $ 60,000 $ 30,000 $ 53,000
Lyon, Iowa 2 $ 430,000 $ 215,000 $ 126,000
Madison, Iowa 2 $ 210,000 $ 105,000 $ 66,000
Mahaska, Iowa 2 $ 280,000 $ 140,000 $ 144,000
Tama, Iowa 2 $ 230,000 $ 115,000 $ 58,000
Union, Iowa 2 $ 100,000 $ 50,000 $ 70,000
Rock, Minnesota 2 $ 340,000 $ 170,000 $ 61,000
Cass, Missouri 2 $ 490,000 $ 245,000 $ 108,000
Daviess, Missouri 2 $ 290,000 $ 145,000 $ 81,000
Platte, Missouri 2 $ 340,000 $ 170,000 $ 128,000
Beaverhead, Montana 2 $ 580,000 $ 290,000 $ 139,000
Fergus, Montana 2 $ 360,000 $ 180,000 $ 103,000
Powell, Montana 2 $ 800,000 $ 400,000 $ 106,000
Sanders, Montana 2 $ 160,000 $ 80,000 $ 116,000
Toole, Montana 2 $ 50,000 $ 25,000 $ 101,000
Kearney, Nebraska 2 $ 60,000 $ 30,000 $ 12,000
Keith, Nebraska 2 $ 170,000 $ 85,000 $ 226,000
Seward, Nebraska 2 $ 400,000 $ 200,000 $ 105,000
Wayne, Nebraska 2 $ 520,000 $ 260,000 $ 54,000
Wheeler, Nebraska 2 $ 80,000 $ 40,000 $ 39,000
McKenzie, North Dakota 2 $ 640,000 $ 320,000 $ 49,000
Stutsman, North Dakota 2 $ 30,000 $ 15,000 $ 89,000
Baker, Oregon 2 $ 180,000 $ 90,000 $ 143,000
Clackamas, Oregon 2 $ 450,000 $ 225,000 $ 71,000
Linn, Oregon 2 $ 180,000 $ 90,000 $ 85,000
Clark, South Dakota 2 $ 70,000 $ 35,000 $ 103,000
Edmunds, South Dakota 2 $ 200,000 $ 100,000 $ 118,000
Hughes, South Dakota 2 $ 90,000 $ 45,000 $ 156,000
Clark, Washington 2 $ 180,000 $ 90,000 $ 251,000
Lincoln, Washington 2 $ 130,000 $ 65,000 $ 116,000
Pend Oreille, Washington 2 $ 590,000 $ 295,000 $ 273,000
Stevens, Washington 2 $ 180,000 $ 90,000 $ 63,000
Thurston, Washington 2 $ 860,000 $ 430,000 $ 315,000
Converse, Wyoming 2 $ 270,000 $ 135,000 $ 51,000
Platte, Wyoming 2 $ 410,000 $ 205,000 $ 194,000
Cochise, Arizona 1 $ 175,000 $ 175,000 $ 34,000
Coconino, Arizona 1 $ 205,000 $ 205,000 $ 75,000
Graham, Arizona 1 $ 205,000 $ 205,000 $ 115,000
Santa Cruz, Arizona 1 $ 115,000 $ 115,000 $ 117,000
Yavapai, Arizona 1 $ 565,000 $ 565,000 $ 1,666,000
Orange, California 1 $ 885,000 $ 885,000 $ 247,000
Siskiyou, California 1 $ 255,000 $ 255,000 $ 583,000
Custer, Colorado 1 $ 105,000 $ 105,000 $ 99,000
Rio Grande, Colorado 1 $ 435,000 $ 435,000 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 125,000 $ 125,000 $ 444,000
Collier, Florida 1 $ 215,000 $ 215,000 $ 104,000
Adams, Idaho 1 $ 195,000 $ 195,000 $ 171,000
Benewah, Idaho 1 $ 635,000 $ 635,000 $ 111,000
Franklin, Idaho 1 $ 35,000 $ 35,000 $ 90,000
Fremont, Idaho 1 $ 105,000 $ 105,000 $ 161,000
Idaho, Idaho 1 $ 45,000 $ 45,000 $ 69,000
Jerome, Idaho 1 $ 525,000 $ 525,000 $ 0
Minidoka, Idaho 1 $ 245,000 $ 245,000 $ 633,000
Adair, Iowa 1 $ 45,000 $ 45,000 $ 54,000
Appanoose, Iowa 1 $ 85,000 $ 85,000 $ 30,000
Audubon, Iowa 1 $ 35,000 $ 35,000 $ 78,000
Cerro Gordo, Iowa 1 $ 105,000 $ 105,000 $ 325,000
Crawford, Iowa 1 $ 65,000 $ 65,000 $ 36,000
Delaware, Iowa 1 $ 135,000 $ 135,000 $ 177,000
Dickinson, Iowa 1 $ 175,000 $ 175,000 $ 101,000
Harrison, Iowa 1 $ 25,000 $ 25,000 $ 120,000
Henry, Iowa 1 $ 235,000 $ 235,000 $ 72,000
Jefferson, Iowa 1 $ 215,000 $ 215,000 $ 109,000
Linn, Iowa 1 $ 605,000 $ 605,000 $ 191,000
Scott, Iowa 1 $ 2,005,000 $ 2,005,000 $ 0
Van Buren, Iowa 1 $ 115,000 $ 115,000 $ 64,000
Wapello, Iowa 1 $ 255,000 $ 255,000 $ 110,000
Washington, Iowa 1 $ 155,000 $ 155,000 $ 63,000
Rawlins, Kansas 1 $ 45,000 $ 45,000 $ 0
Wyandotte, Kansas 1 $ 125,000 $ 125,000 $ 0
Lafayette, Louisiana 1 $ 225,000 $ 225,000 $ 0
Clay, Minnesota 1 $ 4,015,000 $ 4,015,000 $ 0
Crow Wing, Minnesota 1 $ 155,000 $ 155,000 $ 768,000
Lac qui Parle, Minnesota 1 $ 365,000 $ 365,000 $ 142,000
Renville, Minnesota 1 $ 445,000 $ 445,000 $ 234,000
Camden, Missouri 1 $ 295,000 $ 295,000 $ 406,000
Clay, Missouri 1 $ 165,000 $ 165,000 $ 0
Grundy, Missouri 1 $ 25,000 $ 25,000 $ 72,000
Nodaway, Missouri 1 $ 55,000 $ 55,000 $ 60,000
Fallon, Montana 1 $ 285,000 $ 285,000 $ 84,000
Meagher, Montana 1 $ 205,000 $ 205,000 $ 73,000
Pondera, Montana 1 $ 55,000 $ 55,000 $ 240,000
Roosevelt, Montana 1 $ 25,000 $ 25,000 $ 542,000
Sweet Grass, Montana 1 $ 505,000 $ 505,000 $ 208,000
Valley, Montana 1 $ 205,000 $ 205,000 $ 108,000
Clay, Nebraska 1 $ 55,000 $ 55,000 $ 24,000
Cuming, Nebraska 1 $ 185,000 $ 185,000 $ 67,000
Fillmore, Nebraska 1 $ 15,000 $ 15,000 $ 43,000
Franklin, Nebraska 1 $ 155,000 $ 155,000 $ 97,000
Grant, Nebraska 1 $ 35,000 $ 35,000 $ 114,000
Greeley, Nebraska 1 $ 125,000 $ 125,000 $ 43,000
Hamilton, Nebraska 1 $ 155,000 $ 155,000 $ 29,000
Harlan, Nebraska 1 $ 105,000 $ 105,000 $ 86,000
Hitchcock, Nebraska 1 $ 15,000 $ 15,000 $ 73,000
Knox, Nebraska 1 $ 305,000 $ 305,000 $ 268,000
Loup, Nebraska 1 $ 205,000 $ 205,000 $ 150,000
Merrick, Nebraska 1 $ 75,000 $ 75,000 $ 116,000
Stanton, Nebraska 1 $ 165,000 $ 165,000 $ 66,000
York, Nebraska 1 $ 65,000 $ 65,000 $ 110,000
Bowman, North Dakota 1 $ 295,000 $ 295,000 $ 123,000
Dickey, North Dakota 1 $ 45,000 $ 45,000 $ 79,000
Grand Forks, North Dakota 1 $ 165,000 $ 165,000 $ 0
Benton, Oregon 1 $ 65,000 $ 65,000 $ 198,000
Wheeler, Oregon 1 $ 85,000 $ 85,000 $ 118,000
Yamhill, Oregon 1 $ 45,000 $ 45,000 $ 215,000
Aurora, South Dakota 1 $ 395,000 $ 395,000 $ 151,000
Bon Homme, South Dakota 1 $ 95,000 $ 95,000 $ 58,000
Clay, South Dakota 1 $ 55,000 $ 55,000 $ 190,000
Deuel, South Dakota 1 $ 95,000 $ 95,000 $ 86,000
Dewey, South Dakota 1 $ 105,000 $ 105,000 $ 17,000
Lyman, South Dakota 1 $ 155,000 $ 155,000 $ 48,000
Oglala Lakota, South Dakota 1 $ 135,000 $ 135,000 $ 66,000
Ferry, Washington 1 $ 755,000 $ 755,000 $ 290,000
Franklin, Washington 1 $ 305,000 $ 305,000 $ 83,000
Kittitas, Washington 1 $ 1,175,000 $ 1,175,000 $ 500,000
Lewis, Washington 1 $ 55,000 $ 55,000 $ 84,000
Mason, Washington 1 $ 105,000 $ 105,000 $ 70,000
Pierce, Washington 1 $ 195,000 $ 195,000 $ 90,000
Wahkiakum, Washington 1 $ 255,000 $ 255,000 $ 244,000
St. Croix, Wisconsin 1 $ 265,000 $ 265,000 $ 0
Carbon, Wyoming 1 $ 85,000 $ 85,000 $ 115,000
Goshen, Wyoming 1 $ 205,000 $ 205,000 $ 381,000
Park, Wyoming 1 $ 55,000 $ 55,000 $ 312,000
Washakie, Wyoming 1 $ 85,000 $ 85,000 $ 30,000

Mortgage Loan Application Detail Totals for First Interstate Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,529 $160,725,000 $105,000 $755,000 $143,000 $3,359,000
Home Purchase 1,107 $391,865,000 $353,000 $9,005,000 $185,000 $5,400,000
Refinancing 908 $153,970,000 $169,000 $5,245,000 $153,000 $1,971,000
Other Purpose 589 $62,115,000 $105,000 $655,000 $143,000 $3,811,000
Cash-out Refinancing 134 $27,910,000 $208,000 $765,000 $115,000 $2,358,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,484 $573,650,000 $164,000 $3,005,000 $152,000 $5,400,000
Not Provided 268 $77,270,000 $288,000 $2,005,000 $214,000 $3,359,000
Hispanic 196 $25,050,000 $127,000 $605,000 $114,000 $1,896,000
Not applicable 175 $93,235,000 $532,000 $9,005,000 $0 $0
American Indian or Alaskan Native 61 $6,595,000 $108,000 $405,000 $112,000 $542,000
Asian 57 $18,415,000 $323,000 $2,445,000 $229,000 $2,000,000
Black or African American 23 $2,005,000 $87,000 $365,000 $85,000 $196,000
Native Hawaiian or Other Pacific Islander 3 $365,000 $121,000 $185,000 $119,000 $163,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,130 $765,980,000 $185,000 $9,005,000 $157,000 $5,400,000
FHA-insured (Federal Housing Administration) 107 $22,395,000 $209,000 $1,205,000 $69,000 $508,000
VA-guaranteed (Veterans Administration) 19 $6,615,000 $348,000 $665,000 $114,000 $553,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,595,000 $145,000 $285,000 $62,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,414 $438,810,000 $181,000 $9,005,000 $168,000 $3,359,000
Application Denied By Financial Institution 1,175 $184,495,000 $157,000 $1,305,000 $112,000 $3,811,000
Application Withdrawn By Applicant 519 $140,265,000 $270,000 $2,445,000 $174,000 $5,400,000
File Closed For Incompleteness 95 $22,645,000 $238,000 $1,845,000 $207,000 $2,358,000
Application Approved But Not Accepted 63 $9,565,000 $151,000 $755,000 $186,000 $2,105,000
Loan Purchased By The Institution 1 $805,000 $805,000 $805,000 $189,000 $189,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,092 $612,090,000 $197,000 $9,005,000 $171,000 $5,400,000
Debt-To-Income Ratio 572 $107,530,000 $187,000 $1,205,000 $85,000 $727,000
Credit History 295 $26,135,000 $88,000 $455,000 $94,000 $1,496,000
Collateral 240 $36,580,000 $152,000 $1,105,000 $182,000 $3,811,000
Other 30 $7,610,000 $253,000 $1,305,000 $262,000 $3,480,000
Insufficient Cash (Downpayment, Closing Cost) 23 $4,655,000 $202,000 $655,000 $150,000 $1,006,000
Employment History 8 $990,000 $123,000 $205,000 $29,000 $114,000
Unverifiable Information 6 $970,000 $161,000 $265,000 $151,000 $360,000
Credit Application Incomplete 1 $25,000 $25,000 $25,000 $73,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Interstate Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Interstate Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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