Fm Home Loans LLC Mortgage Lending & HMDA Data, 2025

In 2025, Fm Home Loans LLC of Brooklyn, NY reported 2,748 mortgage applications totaling $1.9 billion, up 6% from 2024. The average application was for $688,970, and applicants reported an average income of $491,777. 67% of its applications resulted in an originated loan and 1% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,032), Lakewood-New Brunswick, NJ (565) and Nassau County-Suffolk County, NY (195) (applications in parentheses).

Mortgage Company & Address Fm Home Loans LLC
2329 Nostrand Ave, 3rd Floor
Brooklyn, NY 11210
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,748
Total Mortgage Loan Application Amount $1,893,290,000
Average Mortgage Loan Application Amount $688,970
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $491,777
Highest Applicant Income $9,829,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fm Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fm Home Loans LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
New York-Jersey City-White Plains, NY-NJ 1,032 $ 863,210,000 $ 836,443 $ 436,081
Lakewood-New Brunswick, NJ 565 $ 379,565,000 $ 671,796 $ 561,000
Nassau County-Suffolk County, NY 195 $ 182,755,000 $ 937,205 $ 520,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 115 $ 67,385,000 $ 585,956 $ 412,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 111 $ 59,145,000 $ 532,837 $ 226,000
New Orleans-Metairie, LA 72 $ 11,280,000 $ 156,666 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 68 $ 47,320,000 $ 695,882 $ 521,000
Outside any metro area 65 $ 25,785,000 $ 396,692 $ 795,094
Trenton, NJ 64 $ 13,860,000 $ 216,562 $ 28,000
Newark, NJ-PA 57 $ 26,035,000 $ 456,754 $ 172,000
Miami-Miami Beach-Kendall, FL 55 $ 47,215,000 $ 858,454 $ 1,355,000
McAllen-Edinburg-Mission, TX 35 $ 14,675,000 $ 419,285 $ 0
New Haven-Milford, CT 31 $ 15,435,000 $ 497,903 $ 185,000
Bridgeport-Stamford-Norwalk, CT 27 $ 20,065,000 $ 743,148 $ 251,000
Kingston, NY 21 $ 7,945,000 $ 378,333 $ 1,160,000
Philadelphia, PA 20 $ 10,210,000 $ 510,500 $ 155,000
Orlando-Kissimmee-Sanford, FL 18 $ 8,120,000 $ 451,111 $ 508,000
Houston-The Woodlands-Sugar Land, TX 17 $ 6,395,000 $ 376,176 $ 165,000
Hartford-West Hartford-East Hartford, CT 15 $ 6,465,000 $ 431,000 $ 661,000
Scranton--Wilkes-Barre--Hazleton, PA 14 $ 3,690,000 $ 263,571 $ 219,000
Baltimore-Columbia-Towson, MD 11 $ 5,755,000 $ 523,181 $ 177,000
Waterbury-Shelton, CT 11 $ 3,615,000 $ 328,636 $ 124,000
Camden, NJ 10 $ 3,540,000 $ 354,000 $ 259,000
Tucson, AZ 8 $ 3,380,000 $ 422,500 $ 175,000
Phoenix-Mesa-Scottsdale, AZ 7 $ 6,865,000 $ 980,714 $ 238,000
Arlington-Alexandria-Reston, VA-WV 6 $ 2,540,000 $ 423,333 $ 207,000
Cincinnati, OH-KY-IN 6 $ 1,910,000 $ 318,333 $ 148,000
Jacksonville, FL 6 $ 2,300,000 $ 383,333 $ 303,000
Los Angeles-Long Beach-Glendale, CA 6 $ 6,720,000 $ 1,120,000 $ 151,000
Montgomery County-Bucks County-Chester County, PA 6 $ 2,850,000 $ 475,000 $ 284,000
North Port-Sarasota-Bradenton, FL 5 $ 1,925,000 $ 385,000 $ 133,000
Atlanta-Sandy Springs-Roswell, GA 4 $ 2,210,000 $ 552,500 $ 129,000
Atlantic City-Hammonton, NJ 4 $ 3,340,000 $ 835,000 $ 126,000
Columbus, OH 4 $ 1,420,000 $ 355,000 $ 0
Dallas-Plano-Irving, TX 4 $ 1,820,000 $ 455,000 $ 664,000
Panama City, FL 4 $ 1,650,000 $ 412,500 $ 0
St. Petersburg-Clearwater-Largo, FL 4 $ 1,300,000 $ 325,000 $ 65,000
Cambridge-Newton-Framingham, MA 3 $ 3,055,000 $ 1,018,333 $ 277,000
Lancaster, PA 3 $ 985,000 $ 328,333 $ 133,000
Providence-Warwick, RI-MA 3 $ 1,775,000 $ 591,666 $ 245,000
Tampa, FL 3 $ 1,235,000 $ 411,666 $ 308,000
Barnstable Town, MA 2 $ 960,000 $ 480,000 $ 109,000
Cape Coral-Fort Myers, FL 2 $ 950,000 $ 475,000 $ 763,000
Fort Worth-Arlington, TX 2 $ 860,000 $ 430,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 2 $ 2,490,000 $ 1,245,000 $ 127,000
Rochester, NY 2 $ 340,000 $ 170,000 $ 0
Warren-Troy-Farmington Hills, MI 2 $ 550,000 $ 275,000 $ 116,000
York-Hanover, PA 2 $ 430,000 $ 215,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 1 $ 305,000 $ 305,000 $ 0
Boulder, CO 1 $ 845,000 $ 845,000 $ 529,000
Charleston-North Charleston, SC 1 $ 265,000 $ 265,000 $ 0
Charlotte-Concord-Gastonia, NC-SC 1 $ 385,000 $ 385,000 $ 148,000
Chicago-Naperville, IL 1 $ 475,000 $ 475,000 $ 129,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 495,000 $ 495,000 $ 541,000
Denver-Aurora-Lakewood, CO 1 $ 455,000 $ 455,000 $ 80,000
Glens Falls, NY 1 $ 385,000 $ 385,000 $ 755,000
Hammond, LA 1 $ 355,000 $ 355,000 $ 131,000
Medford, OR 1 $ 205,000 $ 205,000 $ 121,000
Naples-Immokalee-Marco Island, FL 1 $ 2,205,000 $ 2,205,000 $ 430,000
Palm Bay-Melbourne-Titusville, FL 1 $ 305,000 $ 305,000 $ 0
Pittsburgh, PA 1 $ 445,000 $ 445,000 $ 93,000
Punta Gorda, FL 1 $ 755,000 $ 755,000 $ 0
San Diego-Carlsbad, CA 1 $ 895,000 $ 895,000 $ 257,000
Slidell-Mandeville-Covington, LA 1 $ 245,000 $ 245,000 $ 0
Vineland-Bridgeton, NJ 1 $ 195,000 $ 195,000 $ 0
Washington, DC-MD 1 $ 495,000 $ 495,000 $ 100,000
Wilmington, DE-MD-NJ 1 $ 255,000 $ 255,000 $ 0

Mortgage Loan Application Detail Totals for Fm Home Loans LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,596 $1,082,780,000 $678,000 $4,005,000 $417,000 $9,829,000
Refinancing 1,150 $809,090,000 $703,000 $5,005,000 $596,000 $9,020,000
Home Improvement 2 $1,420,000 $710,000 $975,000 $236,000 $244,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,259 $1,601,905,000 $709,000 $5,005,000 $505,000 $9,829,000
Not Provided 251 $143,315,000 $570,000 $2,915,000 $387,000 $2,229,000
Hispanic 97 $50,255,000 $518,000 $1,965,000 $237,000 $1,874,000
Black or African American 76 $53,380,000 $702,000 $2,405,000 $214,000 $3,408,000
Asian 62 $40,820,000 $658,000 $1,935,000 $183,000 $650,000
American Indian or Alaskan Native 2 $3,130,000 $1,565,000 $2,215,000 $717,000 $1,251,000
Native Hawaiian or Other Pacific Islander 1 $485,000 $485,000 $485,000 $155,000 $155,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,684 $1,853,390,000 $690,000 $5,005,000 $481,000 $9,829,000
FHA-insured (Federal Housing Administration) 62 $38,870,000 $626,000 $1,565,000 $172,000 $446,000
VA-guaranteed (Veterans Administration) 2 $1,030,000 $515,000 $555,000 $171,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,846 $1,253,940,000 $679,000 $4,005,000 $484,000 $9,020,000
Application Withdrawn By Applicant 586 $409,760,000 $699,000 $5,005,000 $404,000 $9,829,000
Application Approved But Not Accepted 280 $204,940,000 $731,000 $3,005,000 $568,000 $6,865,000
Application Denied By Financial Institution 35 $24,165,000 $690,000 $1,605,000 $180,000 $976,000
File Closed For Incompleteness 1 $485,000 $485,000 $485,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,713 $1,869,125,000 $688,000 $5,005,000 $475,000 $9,829,000
Debt-To-Income Ratio 21 $15,515,000 $738,000 $1,575,000 $175,000 $976,000
Credit History 6 $3,480,000 $580,000 $955,000 $97,000 $169,000
Collateral 5 $2,715,000 $543,000 $1,085,000 $237,000 $344,000
Other 3 $2,455,000 $818,000 $1,605,000 $228,000 $542,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fm Home Loans LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fm Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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