The First National Bank of Gra Mortgage Lending & HMDA Data, 2015
In 2015, The First National Bank of Gra of Granbury, TX reported 549 mortgage applications totaling $66.3 million. The average application was for $120,686, and applicants reported an average income of $92,065. 72% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Fort Worth-Arlington, TX (485), Dallas-Plano-Irving, TX (6) and San Antonio-New Braunfels, TX (4) (applications in parentheses).
| Mortgage Company & Address | The First National Bank of Gra 101 E Bridge St Granbury, TX 76048 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2003 |
| Total Number of Mortgage Applications | 549 |
| Total Mortgage Loan Application Amount | $66,257,000 |
| Average Mortgage Loan Application Amount | $120,686 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $92,065 |
| Highest Applicant Income | $2,236,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The First National Bank of Gra filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for The First National Bank of Gra in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 246 | $37,673,000 | $153,000 | $1,000,000 | $109,000 | $2,236,000 |
| Refinancing | 156 | $26,508,000 | $169,000 | $694,000 | $105,000 | $546,000 |
| Home Improvement | 147 | $2,076,000 | $14,000 | $265,000 | $50,000 | $280,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 477 | $60,138,000 | $126,000 | $1,000,000 | $100,000 | $2,236,000 |
| Hispanic | 47 | $2,442,000 | $51,000 | $320,000 | $52,000 | $703,000 |
| Not applicable | 14 | $2,596,000 | $185,000 | $764,000 | $0 | $0 |
| Not Provided | 8 | $656,000 | $82,000 | $160,000 | $28,000 | $96,000 |
| American Indian or Alaskan Native | 2 | $408,000 | $204,000 | $308,000 | $122,000 | $131,000 |
| Black or African American | 1 | $17,000 | $17,000 | $17,000 | $47,000 | $47,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 531 | $63,956,000 | $120,000 | $1,000,000 | $94,000 | $2,236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,301,000 | $127,000 | $241,000 | $57,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 395 | $42,900,000 | $108,000 | $764,000 | $88,000 | $1,152,000 |
| Application Approved But Not Accepted | 72 | $11,445,000 | $158,000 | $694,000 | $98,000 | $363,000 |
| Application Denied By Financial Institution | 51 | $6,167,000 | $120,000 | $1,000,000 | $112,000 | $2,236,000 |
| Application Withdrawn By Applicant | 23 | $4,217,000 | $183,000 | $477,000 | $106,000 | $344,000 |
| Preapproval Denied by Financial Institution | 5 | $866,000 | $173,000 | $321,000 | $113,000 | $312,000 |
| File Closed For Incompleteness | 2 | $472,000 | $236,000 | $417,000 | $151,000 | $152,000 |
| Preapproval Approved but not Accepted | 1 | $190,000 | $190,000 | $190,000 | $75,000 | $75,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $3,561,000 | $98,000 | $366,000 | $134,000 | $2,236,000 |
| Debt-To-Income Ratio | 8 | $423,000 | $52,000 | $98,000 | $29,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,418,000 | $283,000 | $945,000 | $71,000 | $200,000 |
| Other | 3 | $442,000 | $147,000 | $242,000 | $77,000 | $120,000 |
| Unverifiable Information | 2 | $1,125,000 | $562,000 | $1,000,000 | $292,000 | $352,000 |
| Collateral | 2 | $64,000 | $32,000 | $54,000 | $19,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The First National Bank of Gra's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The First National Bank of Gra's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About