First National Bank of Pa Mortgage Lending & HMDA Data, 2025

In 2025, First National Bank of Pa of Hermitage, PA reported 26,278 mortgage applications totaling $7.1 billion, up 15% from 2024. The average application was for $270,609, and applicants reported an average income of $184,345. 60% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Pittsburgh, PA (4,062), Charlotte-Concord-Gastonia, NC-SC (2,572) and Baltimore-Columbia-Towson, MD (2,013) (applications in parentheses).

Mortgage Company & Address First National Bank of Pa
1 Fnb Boulevard
Hermitage, PA 16148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 26,278
Total Mortgage Loan Application Amount $7,111,080,000
Average Mortgage Loan Application Amount $270,609
Highest Mortgage Loan Application Amount $31,405,000
Average Applicant Income $184,345
Highest Applicant Income $8,045,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Pa by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 2,049 $ 429,475,000 $ 209,602 $ 189,000
Mecklenburg, North Carolina 1,405 $ 458,695,000 $ 326,473 $ 198,000
Wake, North Carolina 798 $ 282,330,000 $ 353,796 $ 247,000
Cuyahoga, Ohio 782 $ 188,860,000 $ 241,508 $ 181,000
Baltimore, Maryland 687 $ 180,185,000 $ 262,278 $ 193,000
Westmoreland, Pennsylvania 665 $ 90,315,000 $ 135,812 $ 135,000
Cambria, Pennsylvania 485 $ 46,175,000 $ 95,206 $ 96,000
Mercer, Pennsylvania 446 $ 50,390,000 $ 112,982 $ 95,000
Brunswick, North Carolina 409 $ 157,475,000 $ 385,024 $ 197,000
Forsyth, North Carolina 405 $ 123,795,000 $ 305,666 $ 164,000
Davidson, North Carolina 397 $ 67,125,000 $ 169,080 $ 112,000
Guilford, North Carolina 386 $ 94,840,000 $ 245,699 $ 152,000
Montgomery, Maryland 383 $ 168,055,000 $ 438,785 $ 270,000
Somerset, Pennsylvania 368 $ 46,450,000 $ 126,222 $ 101,000
Harford, Maryland 356 $ 95,530,000 $ 268,342 $ 199,000
Butler, Pennsylvania 339 $ 89,415,000 $ 263,761 $ 208,000
Berks, Pennsylvania 322 $ 56,060,000 $ 174,099 $ 131,000
Anne Arundel, Maryland 320 $ 110,090,000 $ 344,031 $ 239,000
York, Pennsylvania 315 $ 64,835,000 $ 205,825 $ 138,000
Erie, Pennsylvania 297 $ 47,825,000 $ 161,026 $ 145,000
Dauphin, Pennsylvania 294 $ 67,310,000 $ 228,945 $ 175,000
Cumberland, Pennsylvania 286 $ 98,070,000 $ 342,902 $ 226,000
Lancaster, Pennsylvania 282 $ 63,610,000 $ 225,567 $ 165,000
Baltimore City, Maryland 278 $ 57,810,000 $ 207,949 $ 134,000
Union, North Carolina 264 $ 103,020,000 $ 390,227 $ 204,000
Blair, Pennsylvania 263 $ 26,045,000 $ 99,030 $ 104,000
Centre, Pennsylvania 262 $ 42,910,000 $ 163,778 $ 158,000
Fairfax, Virginia 256 $ 143,840,000 $ 561,875 $ 373,000
Beaver, Pennsylvania 251 $ 35,855,000 $ 142,848 $ 120,000
Lawrence, Pennsylvania 251 $ 31,385,000 $ 125,039 $ 104,000
Howard, Maryland 246 $ 107,970,000 $ 438,902 $ 245,000
Mahoning, Ohio 238 $ 33,310,000 $ 139,957 $ 117,000
Fayette, Pennsylvania 219 $ 18,635,000 $ 85,091 $ 96,000
Summit, Ohio 213 $ 44,075,000 $ 206,924 $ 160,000
Charleston, South Carolina 210 $ 120,190,000 $ 572,333 $ 285,000
Washington, Pennsylvania 205 $ 46,115,000 $ 224,951 $ 213,000
New Hanover, North Carolina 203 $ 76,405,000 $ 376,379 $ 239,000
Trumbull, Ohio 202 $ 26,020,000 $ 128,811 $ 119,000
Gaston, North Carolina 191 $ 51,365,000 $ 268,926 $ 124,000
Prince George's, Maryland 188 $ 68,940,000 $ 366,702 $ 206,000
Durham, North Carolina 179 $ 52,965,000 $ 295,893 $ 172,000
Lorain, Ohio 175 $ 53,635,000 $ 306,485 $ 189,000
District of Columbia, District Of Columbia 174 $ 94,460,000 $ 542,873 $ 292,000
Lackawanna, Pennsylvania 166 $ 28,230,000 $ 170,060 $ 124,000
Lebanon, Pennsylvania 163 $ 36,175,000 $ 221,932 $ 138,000
Loudoun, Virginia 159 $ 83,365,000 $ 524,308 $ 299,000
York, South Carolina 156 $ 47,890,000 $ 306,987 $ 149,000
Iredell, North Carolina 155 $ 41,385,000 $ 267,000 $ 157,000
Rowan, North Carolina 155 $ 31,955,000 $ 206,161 $ 133,000
Cabarrus, North Carolina 151 $ 39,235,000 $ 259,834 $ 166,000
Lake, Ohio 151 $ 26,335,000 $ 174,403 $ 173,000
Rockingham, North Carolina 144 $ 18,610,000 $ 129,236 $ 87,000
Medina, Ohio 140 $ 32,070,000 $ 229,071 $ 165,000
Geauga, Ohio 138 $ 31,680,000 $ 229,565 $ 230,000
Greenville, South Carolina 137 $ 52,585,000 $ 383,832 $ 283,000
Crawford, Pennsylvania 130 $ 14,680,000 $ 112,923 $ 189,000
Wilkes, North Carolina 126 $ 18,320,000 $ 145,396 $ 101,000
Alamance, North Carolina 122 $ 36,760,000 $ 301,311 $ 129,000
Luzerne, Pennsylvania 118 $ 20,100,000 $ 170,338 $ 143,000
Orange, North Carolina 116 $ 62,720,000 $ 540,689 $ 313,000
Northumberland, Pennsylvania 111 $ 11,315,000 $ 101,936 $ 139,000
Mifflin, Pennsylvania 110 $ 9,270,000 $ 84,272 $ 114,000
Johnston, North Carolina 108 $ 20,630,000 $ 191,018 $ 138,000
Bedford, Pennsylvania 103 $ 9,915,000 $ 96,262 $ 91,000
Montgomery, Pennsylvania 99 $ 54,935,000 $ 554,898 $ 305,000
Horry, South Carolina 91 $ 39,865,000 $ 438,076 $ 250,000
Dare, North Carolina 89 $ 19,335,000 $ 217,247 $ 153,000
Chesterfield, Virginia 88 $ 30,650,000 $ 348,295 $ 188,000
Chester, Pennsylvania 87 $ 56,415,000 $ 648,448 $ 340,000
Armstrong, Pennsylvania 83 $ 8,785,000 $ 105,843 $ 98,000
Henrico, Virginia 82 $ 28,620,000 $ 349,024 $ 173,000
Pender, North Carolina 81 $ 26,875,000 $ 331,790 $ 207,000
Richmond City, Virginia 80 $ 31,400,000 $ 392,500 $ 198,000
Carroll, Maryland 79 $ 27,805,000 $ 351,962 $ 222,000
Snyder, Pennsylvania 78 $ 9,040,000 $ 115,897 $ 100,000
Surry, North Carolina 76 $ 14,600,000 $ 192,105 $ 123,000
Frederick, Maryland 75 $ 29,765,000 $ 396,866 $ 191,000
Philadelphia, Pennsylvania 75 $ 34,695,000 $ 462,600 $ 289,000
Craven, North Carolina 73 $ 11,605,000 $ 158,972 $ 133,000
Pitt, North Carolina 73 $ 13,975,000 $ 191,438 $ 125,000
Huntingdon, Pennsylvania 73 $ 7,575,000 $ 103,767 $ 93,000
Brooke, West Virginia 73 $ 5,325,000 $ 72,945 $ 87,000
Yadkin, North Carolina 71 $ 7,635,000 $ 107,535 $ 89,000
Lycoming, Pennsylvania 70 $ 9,680,000 $ 138,285 $ 196,000
Ashe, North Carolina 69 $ 11,955,000 $ 173,260 $ 106,000
Portage, Ohio 68 $ 18,760,000 $ 275,882 $ 177,000
Indiana, Pennsylvania 68 $ 7,620,000 $ 112,058 $ 94,000
Jefferson, Ohio 66 $ 6,980,000 $ 105,757 $ 100,000
Venango, Pennsylvania 65 $ 6,205,000 $ 95,461 $ 117,000
Prince William, Virginia 65 $ 24,855,000 $ 382,384 $ 192,000
Watauga, North Carolina 62 $ 24,200,000 $ 390,322 $ 295,000
Susquehanna, Pennsylvania 62 $ 7,480,000 $ 120,645 $ 95,000
Moore, North Carolina 61 $ 16,195,000 $ 265,491 $ 220,000
Chatham, North Carolina 60 $ 35,580,000 $ 593,000 $ 262,000
Franklin, North Carolina 60 $ 10,310,000 $ 171,833 $ 104,000
Stokes, North Carolina 59 $ 12,685,000 $ 215,000 $ 127,000
Franklin, Ohio 57 $ 26,095,000 $ 457,807 $ 252,000
Clinton, Pennsylvania 56 $ 7,580,000 $ 135,357 $ 107,000
Schuylkill, Pennsylvania 55 $ 6,585,000 $ 119,727 $ 92,000
Sussex, Delaware 54 $ 24,270,000 $ 449,444 $ 271,000
Union, Pennsylvania 54 $ 9,390,000 $ 173,888 $ 139,000
Carteret, North Carolina 51 $ 18,435,000 $ 361,470 $ 284,000
Granville, North Carolina 51 $ 12,005,000 $ 235,392 $ 133,000
Cecil, Maryland 50 $ 6,680,000 $ 133,600 $ 143,000
Randolph, North Carolina 50 $ 10,530,000 $ 210,600 $ 118,000
Queen Anne's, Maryland 47 $ 11,975,000 $ 254,787 $ 178,000
Beaufort, North Carolina 47 $ 7,025,000 $ 149,468 $ 115,000
Monroe, Pennsylvania 47 $ 9,995,000 $ 212,659 $ 146,000
Arlington, Virginia 47 $ 34,755,000 $ 739,468 $ 368,000
Delaware, Pennsylvania 46 $ 33,030,000 $ 718,043 $ 379,000
Bucks, Pennsylvania 45 $ 29,785,000 $ 661,888 $ 370,000
Lancaster, South Carolina 44 $ 17,370,000 $ 394,772 $ 218,000
Buncombe, North Carolina 43 $ 34,825,000 $ 809,883 $ 266,000
Greene, Pennsylvania 42 $ 4,460,000 $ 106,190 $ 91,000
Virginia Beach, Virginia 42 $ 13,770,000 $ 327,857 $ 259,000
Harnett, North Carolina 41 $ 10,855,000 $ 264,756 $ 128,000
Lee, North Carolina 41 $ 13,105,000 $ 319,634 $ 160,000
Wyoming, Pennsylvania 41 $ 4,375,000 $ 106,707 $ 134,000
Berkeley, South Carolina 41 $ 21,405,000 $ 522,073 $ 244,000
Onslow, North Carolina 40 $ 9,570,000 $ 239,250 $ 164,000
Burlington, New Jersey 39 $ 11,225,000 $ 287,820 $ 262,000
Cumberland, North Carolina 38 $ 10,700,000 $ 281,578 $ 207,000
Clearfield, Pennsylvania 36 $ 4,080,000 $ 113,333 $ 128,000
Gloucester, New Jersey 34 $ 8,770,000 $ 257,941 $ 272,000
Camden, New Jersey 33 $ 10,705,000 $ 324,393 $ 383,000
Lincoln, North Carolina 33 $ 17,685,000 $ 535,909 $ 556,000
Lenoir, North Carolina 32 $ 6,200,000 $ 193,750 $ 166,000
Charles, Maryland 31 $ 11,535,000 $ 372,096 $ 168,000
Adams, Pennsylvania 31 $ 11,405,000 $ 367,903 $ 189,000
Juniata, Pennsylvania 31 $ 2,725,000 $ 87,903 $ 99,000
Spartanburg, South Carolina 31 $ 8,225,000 $ 265,322 $ 134,000
Dorchester, South Carolina 29 $ 11,565,000 $ 398,793 $ 220,000
Marion, Indiana 28 $ 5,880,000 $ 210,000 $ 100,000
Atlantic, New Jersey 28 $ 6,690,000 $ 238,928 $ 1,039,000
Wayne, North Carolina 28 $ 3,310,000 $ 118,214 $ 200,000
Alexandria, Virginia 28 $ 14,650,000 $ 523,214 $ 335,000
Richland, South Carolina 27 $ 21,675,000 $ 802,777 $ 262,000
Henderson, North Carolina 26 $ 39,040,000 $ 1,501,538 $ 677,000
Orange, Florida 25 $ 18,285,000 $ 731,400 $ 315,000
Person, North Carolina 25 $ 6,445,000 $ 257,800 $ 151,000
Alachua, Florida 24 $ 8,440,000 $ 351,666 $ 288,000
Catawba, North Carolina 24 $ 8,730,000 $ 363,750 $ 204,000
Sarasota, Florida 23 $ 13,415,000 $ 583,260 $ 313,000
Montgomery, Ohio 23 $ 8,255,000 $ 358,913 $ 136,000
Palm Beach, Florida 22 $ 18,550,000 $ 843,181 $ 414,000
Washington, Maryland 22 $ 4,860,000 $ 220,909 $ 145,000
Vance, North Carolina 22 $ 4,450,000 $ 202,272 $ 105,000
Stark, Ohio 22 $ 4,110,000 $ 186,818 $ 154,000
Stafford, Virginia 22 $ 4,080,000 $ 185,454 $ 185,000
Calvert, Maryland 21 $ 5,965,000 $ 284,047 $ 424,000
Warren, Ohio 21 $ 18,285,000 $ 870,714 $ 433,000
Beaufort, South Carolina 21 $ 11,845,000 $ 564,047 $ 348,000
Lexington, South Carolina 21 $ 6,575,000 $ 313,095 $ 266,000
New Castle, Delaware 20 $ 6,630,000 $ 331,500 $ 304,000
Worcester, Maryland 20 $ 5,770,000 $ 288,500 $ 391,000
Currituck, North Carolina 20 $ 3,990,000 $ 199,500 $ 162,000
Perquimans, North Carolina 20 $ 6,200,000 $ 310,000 $ 152,000
Ashtabula, Ohio 20 $ 2,770,000 $ 138,500 $ 94,000
Hamilton, Ohio 20 $ 12,100,000 $ 605,000 $ 517,000
Hanover, Virginia 20 $ 7,140,000 $ 357,000 $ 218,000
Ocean, New Jersey 19 $ 6,235,000 $ 328,157 $ 502,000
Davie, North Carolina 19 $ 7,655,000 $ 402,894 $ 242,000
Lucas, Ohio 19 $ 5,015,000 $ 263,947 $ 107,000
Northampton, Pennsylvania 19 $ 9,155,000 $ 481,842 $ 259,000
Perry, Pennsylvania 19 $ 5,985,000 $ 315,000 $ 191,000
Wayne, Pennsylvania 19 $ 3,215,000 $ 169,210 $ 108,000
Broward, Florida 18 $ 16,150,000 $ 897,222 $ 553,000
Greene, Ohio 18 $ 10,470,000 $ 581,666 $ 235,000
Anderson, South Carolina 18 $ 7,090,000 $ 393,888 $ 387,000
Cherokee, South Carolina 18 $ 2,530,000 $ 140,555 $ 75,000
Georgetown, South Carolina 18 $ 9,810,000 $ 545,000 $ 320,000
Chesapeake, Virginia 18 $ 4,780,000 $ 265,555 $ 147,000
Louisa, Virginia 18 $ 11,550,000 $ 641,666 $ 332,000
Hillsborough, Florida 17 $ 10,075,000 $ 592,647 $ 237,000
Miami-Dade, Florida 17 $ 16,695,000 $ 982,058 $ 387,000
Hamilton, Indiana 17 $ 4,455,000 $ 262,058 $ 57,000
Norfolk, Virginia 17 $ 3,895,000 $ 229,117 $ 143,000
Monongalia, West Virginia 17 $ 4,825,000 $ 283,823 $ 289,000
Lee, Florida 16 $ 11,590,000 $ 724,375 $ 377,000
Albany, New York 16 $ 5,390,000 $ 336,875 $ 0
Columbiana, Ohio 16 $ 2,670,000 $ 166,875 $ 108,000
Jefferson, Pennsylvania 16 $ 2,370,000 $ 148,125 $ 96,000
Monmouth, New Jersey 15 $ 7,355,000 $ 490,333 $ 918,000
Martin, North Carolina 15 $ 1,745,000 $ 116,333 $ 77,000
Delaware, Ohio 15 $ 11,505,000 $ 767,000 $ 323,000
Lehigh, Pennsylvania 15 $ 5,695,000 $ 379,666 $ 182,000
Pinellas, Florida 14 $ 8,810,000 $ 629,285 $ 315,000
Caswell, North Carolina 14 $ 2,850,000 $ 203,571 $ 121,000
Robeson, North Carolina 13 $ 1,375,000 $ 105,769 $ 47,000
Pickens, South Carolina 13 $ 5,175,000 $ 398,076 $ 231,000
Rockingham, Virginia 13 $ 3,575,000 $ 275,000 $ 155,000
Kent, Delaware 12 $ 4,150,000 $ 345,833 $ 153,000
Marion, Florida 12 $ 3,030,000 $ 252,500 $ 292,000
Garrett, Maryland 12 $ 6,500,000 $ 541,666 $ 524,000
Broome, New York 12 $ 2,040,000 $ 170,000 $ 0
Caldwell, North Carolina 12 $ 9,490,000 $ 790,833 $ 344,000
Stanly, North Carolina 12 $ 4,050,000 $ 337,500 $ 137,000
Chester, South Carolina 12 $ 3,190,000 $ 265,833 $ 112,000
Duval, Florida 11 $ 7,345,000 $ 667,727 $ 393,000
St. Mary's, Maryland 11 $ 3,455,000 $ 314,090 $ 115,000
Saratoga, New York 11 $ 3,755,000 $ 341,363 $ 0
Nash, North Carolina 11 $ 3,105,000 $ 282,272 $ 304,000
Clarion, Pennsylvania 11 $ 1,995,000 $ 181,363 $ 139,000
Columbia, Pennsylvania 11 $ 2,765,000 $ 251,363 $ 111,000
Hancock, West Virginia 11 $ 815,000 $ 74,090 $ 160,000
Pasco, Florida 10 $ 5,410,000 $ 541,000 $ 252,000
St. Johns, Florida 10 $ 6,860,000 $ 686,000 $ 423,000
Fulton, Georgia 10 $ 4,310,000 $ 431,000 $ 285,000
Talbot, Maryland 10 $ 4,330,000 $ 433,000 $ 231,000
Cape May, New Jersey 10 $ 7,910,000 $ 791,000 $ 1,004,000
Nassau, New York 10 $ 6,130,000 $ 613,000 $ 513,000
Alexander, North Carolina 10 $ 1,560,000 $ 156,000 $ 111,000
Duplin, North Carolina 10 $ 2,800,000 $ 280,000 $ 108,000
Haywood, North Carolina 10 $ 2,470,000 $ 247,000 $ 222,000
Pamlico, North Carolina 10 $ 3,660,000 $ 366,000 $ 122,000
Ottawa, Ohio 10 $ 4,090,000 $ 409,000 $ 484,000
Montour, Pennsylvania 10 $ 2,810,000 $ 281,000 $ 313,000
Oconee, South Carolina 10 $ 5,100,000 $ 510,000 $ 308,000
Frederick, Virginia 10 $ 2,310,000 $ 231,000 $ 172,000
Roanoke, Virginia 10 $ 3,500,000 $ 350,000 $ 146,000
Collier, Florida 9 $ 6,505,000 $ 722,777 $ 433,000
Manatee, Florida 9 $ 5,685,000 $ 631,666 $ 277,000
Erie, New York 9 $ 4,205,000 $ 467,222 $ 369,000
Columbus, North Carolina 9 $ 2,275,000 $ 252,777 $ 119,000
Pasquotank, North Carolina 9 $ 2,145,000 $ 238,333 $ 163,000
Wayne, Ohio 9 $ 1,375,000 $ 152,777 $ 104,000
Warren, Pennsylvania 9 $ 865,000 $ 96,111 $ 103,000
Aiken, South Carolina 9 $ 3,905,000 $ 433,888 $ 349,000
Spotsylvania, Virginia 9 $ 2,465,000 $ 273,888 $ 204,000
Indian River, Florida 8 $ 3,170,000 $ 396,250 $ 400,000
Seminole, Florida 8 $ 5,910,000 $ 738,750 $ 369,000
Volusia, Florida 8 $ 2,500,000 $ 312,500 $ 320,000
Johnson, Indiana 8 $ 1,950,000 $ 243,750 $ 0
Rensselaer, New York 8 $ 1,830,000 $ 228,750 $ 0
Alleghany, North Carolina 8 $ 3,040,000 $ 380,000 $ 178,000
Burke, North Carolina 8 $ 3,530,000 $ 441,250 $ 159,000
Edgecombe, North Carolina 8 $ 650,000 $ 81,250 $ 138,000
Hyde, North Carolina 8 $ 1,190,000 $ 148,750 $ 183,000
Belmont, Ohio 8 $ 1,150,000 $ 143,750 $ 124,000
Erie, Ohio 8 $ 4,470,000 $ 558,750 $ 2,218,000
Huron, Ohio 8 $ 1,330,000 $ 166,250 $ 145,000
Licking, Ohio 8 $ 3,310,000 $ 413,750 $ 296,000
Franklin, Pennsylvania 8 $ 1,700,000 $ 212,500 $ 159,000
Bedford, Virginia 8 $ 3,500,000 $ 437,500 $ 527,000
James City, Virginia 8 $ 3,500,000 $ 437,500 $ 306,000
King William, Virginia 8 $ 2,120,000 $ 265,000 $ 0
Montgomery, Virginia 8 $ 2,700,000 $ 337,500 $ 97,000
Berkeley, West Virginia 8 $ 2,060,000 $ 257,500 $ 99,000
Cherokee, Georgia 7 $ 3,125,000 $ 446,428 $ 258,000
Kenton, Kentucky 7 $ 1,815,000 $ 259,285 $ 137,000
Bergen, New Jersey 7 $ 3,575,000 $ 510,714 $ 191,000
Essex, New Jersey 7 $ 4,845,000 $ 692,142 $ 406,000
Middlesex, New Jersey 7 $ 3,275,000 $ 467,857 $ 235,000
Salem, New Jersey 7 $ 1,585,000 $ 226,428 $ 136,000
Chautauqua, New York 7 $ 1,635,000 $ 233,571 $ 205,000
Orange, New York 7 $ 3,075,000 $ 439,285 $ 277,000
Avery, North Carolina 7 $ 2,175,000 $ 310,714 $ 235,000
Cleveland, North Carolina 7 $ 2,005,000 $ 286,428 $ 265,000
Hoke, North Carolina 7 $ 1,155,000 $ 165,000 $ 101,000
McDowell, North Carolina 7 $ 4,485,000 $ 640,714 $ 345,000
Sampson, North Carolina 7 $ 1,645,000 $ 235,000 $ 182,000
Butler, Ohio 7 $ 3,285,000 $ 469,285 $ 326,000
Albemarle, Virginia 7 $ 2,295,000 $ 327,857 $ 418,000
Charlottesville, Virginia 7 $ 2,165,000 $ 309,285 $ 274,000
Goochland, Virginia 7 $ 3,075,000 $ 439,285 $ 169,000
Newport News, Virginia 7 $ 1,765,000 $ 252,142 $ 124,000
Shenandoah, Virginia 7 $ 3,155,000 $ 450,714 $ 450,000
Suffolk, Virginia 7 $ 1,625,000 $ 232,142 $ 90,000
Glynn, Georgia 6 $ 2,080,000 $ 346,666 $ 336,000
Hancock, Indiana 6 $ 1,050,000 $ 175,000 $ 0
Greene, New York 6 $ 2,290,000 $ 381,666 $ 389,000
Monroe, New York 6 $ 920,000 $ 153,333 $ 0
Anson, North Carolina 6 $ 1,340,000 $ 223,333 $ 94,000
Union, Ohio 6 $ 4,300,000 $ 716,666 $ 264,000
Bradford, Pennsylvania 6 $ 1,240,000 $ 206,666 $ 212,000
Carbon, Pennsylvania 6 $ 700,000 $ 116,666 $ 77,000
Davidson, Tennessee 6 $ 3,510,000 $ 585,000 $ 552,000
Henry, Virginia 6 $ 1,030,000 $ 171,666 $ 142,000
Roanoke City, Virginia 6 $ 3,000,000 $ 500,000 $ 304,000
Jefferson, West Virginia 6 $ 1,500,000 $ 250,000 $ 231,000
Charlotte, Florida 5 $ 1,405,000 $ 281,000 $ 194,000
Madison, Indiana 5 $ 855,000 $ 171,000 $ 0
Montgomery, North Carolina 5 $ 4,155,000 $ 831,000 $ 576,000
Clermont, Ohio 5 $ 1,185,000 $ 237,000 $ 190,000
Sullivan, Pennsylvania 5 $ 845,000 $ 169,000 $ 460,000
Essex, Virginia 5 $ 1,155,000 $ 231,000 $ 72,000
Fauquier, Virginia 5 $ 3,035,000 $ 607,000 $ 216,000
New Kent, Virginia 5 $ 2,415,000 $ 483,000 $ 310,000
Portsmouth, Virginia 5 $ 775,000 $ 155,000 $ 92,000
Prince George, Virginia 5 $ 1,025,000 $ 205,000 $ 88,000
Cabell, West Virginia 5 $ 1,605,000 $ 321,000 $ 189,000
Ohio, West Virginia 5 $ 325,000 $ 65,000 $ 70,000
Brevard, Florida 4 $ 2,070,000 $ 517,500 $ 486,000
Leon, Florida 4 $ 3,090,000 $ 772,500 $ 437,000
Cobb, Georgia 4 $ 1,450,000 $ 362,500 $ 0
Gwinnett, Georgia 4 $ 1,450,000 $ 362,500 $ 255,000
Delaware, Indiana 4 $ 740,000 $ 185,000 $ 0
Kosciusko, Indiana 4 $ 790,000 $ 197,500 $ 0
Jefferson, Kentucky 4 $ 820,000 $ 205,000 $ 112,000
Caroline, Maryland 4 $ 1,130,000 $ 282,500 $ 120,000
Delaware, New York 4 $ 820,000 $ 205,000 $ 114,000
Dutchess, New York 4 $ 1,540,000 $ 385,000 $ 113,000
Oneida, New York 4 $ 1,000,000 $ 250,000 $ 0
Onondaga, New York 4 $ 1,540,000 $ 385,000 $ 382,000
Schenectady, New York 4 $ 1,200,000 $ 300,000 $ 0
Suffolk, New York 4 $ 2,840,000 $ 710,000 $ 107,000
Ulster, New York 4 $ 1,430,000 $ 357,500 $ 0
Warren, New York 4 $ 1,000,000 $ 250,000 $ 0
Jackson, North Carolina 4 $ 2,720,000 $ 680,000 $ 760,000
Rutherford, North Carolina 4 $ 1,760,000 $ 440,000 $ 302,000
Transylvania, North Carolina 4 $ 3,710,000 $ 927,500 $ 369,000
Warren, North Carolina 4 $ 1,000,000 $ 250,000 $ 959,000
Fairfield, Ohio 4 $ 1,220,000 $ 305,000 $ 87,000
Madison, Ohio 4 $ 840,000 $ 210,000 $ 109,000
Sandusky, Ohio 4 $ 720,000 $ 180,000 $ 0
Wood, Ohio 4 $ 1,960,000 $ 490,000 $ 438,000
Elk, Pennsylvania 4 $ 690,000 $ 172,500 $ 97,000
Pike, Pennsylvania 4 $ 930,000 $ 232,500 $ 154,000
Tioga, Pennsylvania 4 $ 930,000 $ 232,500 $ 214,000
Rutherford, Tennessee 4 $ 2,080,000 $ 520,000 $ 221,000
Shelby, Tennessee 4 $ 1,150,000 $ 287,500 $ 138,000
Accomack, Virginia 4 $ 1,050,000 $ 262,500 $ 295,000
Fairfax City, Virginia 4 $ 2,610,000 $ 652,500 $ 328,000
Franklin, Virginia 4 $ 2,080,000 $ 520,000 $ 737,000
Hampton, Virginia 4 $ 1,090,000 $ 272,500 $ 185,000
Lancaster, Virginia 4 $ 1,420,000 $ 355,000 $ 106,000
Manassas, Virginia 4 $ 1,200,000 $ 300,000 $ 191,000
Northumberland, Virginia 4 $ 410,000 $ 102,500 $ 123,000
Pittsylvania, Virginia 4 $ 570,000 $ 142,500 $ 150,000
Staunton, Virginia 4 $ 980,000 $ 245,000 $ 72,000
Williamsburg, Virginia 4 $ 700,000 $ 175,000 $ 0
Winchester, Virginia 4 $ 1,670,000 $ 417,500 $ 279,000
Wood, West Virginia 4 $ 620,000 $ 155,000 $ 530,000
Citrus, Florida 3 $ 1,125,000 $ 375,000 $ 296,000
Escambia, Florida 3 $ 1,035,000 $ 345,000 $ 229,000
Lake, Florida 3 $ 3,085,000 $ 1,028,333 $ 933,000
Nassau, Florida 3 $ 1,335,000 $ 445,000 $ 575,000
Osceola, Florida 3 $ 1,575,000 $ 525,000 $ 229,000
Putnam, Florida 3 $ 1,165,000 $ 388,333 $ 288,000
Sumter, Florida 3 $ 635,000 $ 211,666 $ 0
DeKalb, Georgia 3 $ 1,625,000 $ 541,666 $ 521,000
Jackson, Georgia 3 $ 1,745,000 $ 581,666 $ 0
White, Georgia 3 $ 595,000 $ 198,333 $ 0
Hendricks, Indiana 3 $ 305,000 $ 101,666 $ 0
Howard, Indiana 3 $ 735,000 $ 245,000 $ 70,000
Morgan, Indiana 3 $ 545,000 $ 181,666 $ 0
Boone, Kentucky 3 $ 765,000 $ 255,000 $ 75,000
Madison, Kentucky 3 $ 895,000 $ 298,333 $ 0
Kent, Maryland 3 $ 345,000 $ 115,000 $ 116,000
Cumberland, New Jersey 3 $ 705,000 $ 235,000 $ 0
Warren, New Jersey 3 $ 755,000 $ 251,666 $ 73,000
Columbia, New York 3 $ 1,425,000 $ 475,000 $ 0
Tioga, New York 3 $ 745,000 $ 248,333 $ 316,000
Jones, North Carolina 3 $ 485,000 $ 161,666 $ 144,000
Madison, North Carolina 3 $ 725,000 $ 241,666 $ 475,000
Tyrrell, North Carolina 3 $ 675,000 $ 225,000 $ 141,000
Washington, North Carolina 3 $ 135,000 $ 45,000 $ 79,000
Wilson, North Carolina 3 $ 1,345,000 $ 448,333 $ 67,000
Allen, Ohio 3 $ 315,000 $ 105,000 $ 191,000
Carroll, Ohio 3 $ 735,000 $ 245,000 $ 113,000
Clark, Ohio 3 $ 465,000 $ 155,000 $ 0
Guernsey, Ohio 3 $ 575,000 $ 191,666 $ 56,000
Harrison, Ohio 3 $ 145,000 $ 48,333 $ 114,000
Henry, Ohio 3 $ 385,000 $ 128,333 $ 67,000
Scioto, Ohio 3 $ 455,000 $ 151,666 $ 0
Shelby, Ohio 3 $ 565,000 $ 188,333 $ 51,000
Forest, Pennsylvania 3 $ 575,000 $ 191,666 $ 266,000
McKean, Pennsylvania 3 $ 1,295,000 $ 431,666 $ 248,000
Chesterfield, South Carolina 3 $ 505,000 $ 168,333 $ 224,000
Florence, South Carolina 3 $ 985,000 $ 328,333 $ 335,000
Laurens, South Carolina 3 $ 475,000 $ 158,333 $ 133,000
Blount, Tennessee 3 $ 1,625,000 $ 541,666 $ 2,702,000
Lewis, Tennessee 3 $ 725,000 $ 241,666 $ 0
Sullivan, Tennessee 3 $ 495,000 $ 165,000 $ 0
Brunswick, Virginia 3 $ 3,845,000 $ 1,281,666 $ 756,000
Campbell, Virginia 3 $ 695,000 $ 231,666 $ 191,000
Carroll, Virginia 3 $ 735,000 $ 245,000 $ 95,000
Manassas Park, Virginia 3 $ 635,000 $ 211,666 $ 116,000
Mecklenburg, Virginia 3 $ 485,000 $ 161,666 $ 549,000
Powhatan, Virginia 3 $ 745,000 $ 248,333 $ 125,000
Prince Edward, Virginia 3 $ 775,000 $ 258,333 $ 155,000
Richmond, Virginia 3 $ 435,000 $ 145,000 $ 0
Warren, Virginia 3 $ 855,000 $ 285,000 $ 393,000
Westmoreland, Virginia 3 $ 745,000 $ 248,333 $ 0
York, Virginia 3 $ 1,095,000 $ 365,000 $ 219,000
Morgan, West Virginia 3 $ 465,000 $ 155,000 $ 191,000
Clay, Florida 2 $ 740,000 $ 370,000 $ 187,000
Columbia, Florida 2 $ 570,000 $ 285,000 $ 0
Gilchrist, Florida 2 $ 580,000 $ 290,000 $ 232,000
Martin, Florida 2 $ 1,820,000 $ 910,000 $ 462,000
Polk, Florida 2 $ 1,480,000 $ 740,000 $ 458,000
Santa Rosa, Florida 2 $ 1,760,000 $ 880,000 $ 355,000
Camden, Georgia 2 $ 420,000 $ 210,000 $ 88,000
Carroll, Georgia 2 $ 380,000 $ 190,000 $ 160,000
Coweta, Georgia 2 $ 1,010,000 $ 505,000 $ 0
Douglas, Georgia 2 $ 1,240,000 $ 620,000 $ 256,000
Fannin, Georgia 2 $ 1,180,000 $ 590,000 $ 0
Fayette, Georgia 2 $ 430,000 $ 215,000 $ 61,000
Lowndes, Georgia 2 $ 700,000 $ 350,000 $ 352,000
Paulding, Georgia 2 $ 690,000 $ 345,000 $ 0
Boone, Indiana 2 $ 480,000 $ 240,000 $ 0
Lake, Indiana 2 $ 380,000 $ 190,000 $ 0
Shelby, Indiana 2 $ 280,000 $ 140,000 $ 0
Tippecanoe, Indiana 2 $ 440,000 $ 220,000 $ 0
Fayette, Kentucky 2 $ 540,000 $ 270,000 $ 0
Allegany, Maryland 2 $ 150,000 $ 75,000 $ 96,000
Dorchester, Maryland 2 $ 170,000 $ 85,000 $ 119,000
Wicomico, Maryland 2 $ 640,000 $ 320,000 $ 0
Hudson, New Jersey 2 $ 1,390,000 $ 695,000 $ 302,000
Morris, New Jersey 2 $ 770,000 $ 385,000 $ 701,000
Sussex, New Jersey 2 $ 670,000 $ 335,000 $ 0
Niagara, New York 2 $ 780,000 $ 390,000 $ 372,000
Ontario, New York 2 $ 420,000 $ 210,000 $ 0
Westchester, New York 2 $ 770,000 $ 385,000 $ 0
Bladen, North Carolina 2 $ 940,000 $ 470,000 $ 96,000
Chowan, North Carolina 2 $ 400,000 $ 200,000 $ 134,000
Northampton, North Carolina 2 $ 1,540,000 $ 770,000 $ 379,000
Scotland, North Carolina 2 $ 430,000 $ 215,000 $ 93,000
Clinton, Ohio 2 $ 750,000 $ 375,000 $ 102,000
Defiance, Ohio 2 $ 450,000 $ 225,000 $ 94,000
Fulton, Ohio 2 $ 300,000 $ 150,000 $ 52,000
Hancock, Ohio 2 $ 390,000 $ 195,000 $ 0
Knox, Ohio 2 $ 500,000 $ 250,000 $ 104,000
Tuscarawas, Ohio 2 $ 370,000 $ 185,000 $ 48,000
Fulton, Pennsylvania 2 $ 310,000 $ 155,000 $ 119,000
Kershaw, South Carolina 2 $ 410,000 $ 205,000 $ 167,000
Sumter, South Carolina 2 $ 880,000 $ 440,000 $ 337,000
Hamilton, Tennessee 2 $ 920,000 $ 460,000 $ 158,000
Loudon, Tennessee 2 $ 1,190,000 $ 595,000 $ 214,000
Montgomery, Tennessee 2 $ 420,000 $ 210,000 $ 0
Washington, Tennessee 2 $ 620,000 $ 310,000 $ 0
Amelia, Virginia 2 $ 1,130,000 $ 565,000 $ 156,000
Botetourt, Virginia 2 $ 310,000 $ 155,000 $ 0
Buckingham, Virginia 2 $ 290,000 $ 145,000 $ 0
Caroline, Virginia 2 $ 460,000 $ 230,000 $ 88,000
Danville, Virginia 2 $ 1,490,000 $ 745,000 $ 300,000
Falls Church, Virginia 2 $ 3,490,000 $ 1,745,000 $ 884,000
Fluvanna, Virginia 2 $ 770,000 $ 385,000 $ 0
Greene, Virginia 2 $ 290,000 $ 145,000 $ 126,000
King and Queen, Virginia 2 $ 630,000 $ 315,000 $ 98,000
King George, Virginia 2 $ 870,000 $ 435,000 $ 225,000
Lynchburg, Virginia 2 $ 630,000 $ 315,000 $ 155,000
Nelson, Virginia 2 $ 860,000 $ 430,000 $ 433,000
Northampton, Virginia 2 $ 1,060,000 $ 530,000 $ 321,000
Petersburg, Virginia 2 $ 350,000 $ 175,000 $ 47,000
Waynesboro, Virginia 2 $ 420,000 $ 210,000 $ 0
Greenbrier, West Virginia 2 $ 790,000 $ 395,000 $ 200,000
Kanawha, West Virginia 2 $ 410,000 $ 205,000 $ 141,000
Mercer, West Virginia 2 $ 470,000 $ 235,000 $ 346,000
Monroe, West Virginia 2 $ 250,000 $ 125,000 $ 1,210,000
Bay, Florida 1 $ 575,000 $ 575,000 $ 363,000
Bradford, Florida 1 $ 315,000 $ 315,000 $ 75,000
Monroe, Florida 1 $ 1,005,000 $ 1,005,000 $ 1,943,000
Okeechobee, Florida 1 $ 145,000 $ 145,000 $ 0
St. Lucie, Florida 1 $ 805,000 $ 805,000 $ 414,000
Union, Florida 1 $ 305,000 $ 305,000 $ 125,000
Walton, Florida 1 $ 315,000 $ 315,000 $ 134,000
Bacon, Georgia 1 $ 235,000 $ 235,000 $ 0
Barrow, Georgia 1 $ 85,000 $ 85,000 $ 0
Bartow, Georgia 1 $ 275,000 $ 275,000 $ 0
Bibb, Georgia 1 $ 135,000 $ 135,000 $ 0
Brantley, Georgia 1 $ 315,000 $ 315,000 $ 0
Clarke, Georgia 1 $ 275,000 $ 275,000 $ 0
Columbia, Georgia 1 $ 695,000 $ 695,000 $ 381,000
Dooly, Georgia 1 $ 185,000 $ 185,000 $ 0
Floyd, Georgia 1 $ 245,000 $ 245,000 $ 0
Forsyth, Georgia 1 $ 375,000 $ 375,000 $ 0
Franklin, Georgia 1 $ 525,000 $ 525,000 $ 0
Gordon, Georgia 1 $ 175,000 $ 175,000 $ 0
Grady, Georgia 1 $ 215,000 $ 215,000 $ 0
Haralson, Georgia 1 $ 295,000 $ 295,000 $ 0
Harris, Georgia 1 $ 175,000 $ 175,000 $ 0
Henry, Georgia 1 $ 205,000 $ 205,000 $ 0
Jones, Georgia 1 $ 85,000 $ 85,000 $ 0
Laurens, Georgia 1 $ 235,000 $ 235,000 $ 0
McIntosh, Georgia 1 $ 155,000 $ 155,000 $ 81,000
Muscogee, Georgia 1 $ 205,000 $ 205,000 $ 0
Newton, Georgia 1 $ 295,000 $ 295,000 $ 0
Oconee, Georgia 1 $ 515,000 $ 515,000 $ 0
Pickens, Georgia 1 $ 405,000 $ 405,000 $ 0
Pike, Georgia 1 $ 125,000 $ 125,000 $ 92,000
Putnam, Georgia 1 $ 185,000 $ 185,000 $ 0
Troup, Georgia 1 $ 535,000 $ 535,000 $ 0
Walton, Georgia 1 $ 455,000 $ 455,000 $ 0
Allen, Indiana 1 $ 335,000 $ 335,000 $ 0
Bartholomew, Indiana 1 $ 535,000 $ 535,000 $ 0
Clark, Indiana 1 $ 305,000 $ 305,000 $ 0
Dearborn, Indiana 1 $ 205,000 $ 205,000 $ 82,000
LaPorte, Indiana 1 $ 155,000 $ 155,000 $ 0
Ripley, Indiana 1 $ 285,000 $ 285,000 $ 0
Union, Indiana 1 $ 185,000 $ 185,000 $ 0
Vanderburgh, Indiana 1 $ 235,000 $ 235,000 $ 0
Warrick, Indiana 1 $ 275,000 $ 275,000 $ 0
Bullitt, Kentucky 1 $ 195,000 $ 195,000 $ 0
Clark, Kentucky 1 $ 195,000 $ 195,000 $ 0
Franklin, Kentucky 1 $ 385,000 $ 385,000 $ 0
Grant, Kentucky 1 $ 105,000 $ 105,000 $ 0
Greenup, Kentucky 1 $ 85,000 $ 85,000 $ 0
Jessamine, Kentucky 1 $ 695,000 $ 695,000 $ 500,000
Lewis, Kentucky 1 $ 165,000 $ 165,000 $ 0
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Mortgage Loan Application Detail Totals for First National Bank of Pa in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,464 $4,326,710,000 $413,000 $31,405,000 $205,000 $7,309,000
Home Improvement 6,824 $930,180,000 $136,000 $2,375,000 $160,000 $6,266,000
Refinancing 5,966 $1,348,730,000 $226,000 $3,005,000 $176,000 $6,266,000
Other Purpose 2,694 $406,090,000 $150,000 $2,465,000 $181,000 $8,045,000
Cash-out Refinancing 330 $99,370,000 $301,000 $3,305,000 $211,000 $1,828,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,042 $4,322,720,000 $253,000 $3,305,000 $184,000 $8,045,000
Not applicable 2,742 $821,010,000 $299,000 $31,405,000 $57,000 $57,000
Black or African American 1,955 $440,525,000 $225,000 $2,725,000 $133,000 $6,500,000
Not Provided 1,808 $605,480,000 $334,000 $3,005,000 $208,000 $3,342,000
Asian 1,401 $599,585,000 $427,000 $2,575,000 $258,000 $3,840,000
Hispanic 1,234 $293,760,000 $238,000 $1,965,000 $128,000 $1,080,000
American Indian or Alaskan Native 69 $19,815,000 $287,000 $945,000 $157,000 $480,000
Native Hawaiian or Other Pacific Islander 24 $7,420,000 $309,000 $855,000 $262,000 $1,500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,986 $7,016,610,000 $270,000 $31,405,000 $184,000 $8,045,000
FHA-insured (Federal Housing Administration) 155 $43,175,000 $278,000 $855,000 $109,000 $382,000
VA-guaranteed (Veterans Administration) 104 $44,910,000 $431,000 $1,295,000 $163,000 $516,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $6,385,000 $193,000 $355,000 $77,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,800 $4,744,900,000 $300,000 $31,405,000 $200,000 $6,266,000
Application Denied By Financial Institution 5,756 $1,103,990,000 $191,000 $3,305,000 $128,000 $7,309,000
Loan Purchased By The Institution 2,145 $564,725,000 $263,000 $1,195,000 $124,000 $401,000
Application Withdrawn By Applicant 1,262 $436,020,000 $345,000 $2,725,000 $209,000 $4,335,000
File Closed For Incompleteness 1,203 $243,585,000 $202,000 $2,285,000 $200,000 $8,045,000
Application Approved But Not Accepted 112 $17,860,000 $159,000 $905,000 $156,000 $1,617,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20,522 $6,007,090,000 $292,000 $31,405,000 $200,000 $8,045,000
Credit History 2,644 $339,910,000 $128,000 $1,505,000 $116,000 $4,915,000
Debt-To-Income Ratio 1,338 $299,270,000 $223,000 $2,435,000 $85,000 $644,000
Collateral 1,115 $237,985,000 $213,000 $3,005,000 $172,000 $6,500,000
Other 491 $158,955,000 $323,000 $3,305,000 $169,000 $3,840,000
Employment History 66 $22,080,000 $334,000 $2,005,000 $128,000 $889,000
Credit Application Incomplete 44 $15,420,000 $350,000 $2,665,000 $408,000 $7,309,000
Unverifiable Information 40 $15,870,000 $396,000 $2,005,000 $218,000 $2,121,000
Insufficient Cash (Downpayment, Closing Cost) 18 $14,500,000 $805,000 $1,975,000 $388,000 $3,246,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Pa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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