First National Bank of Pa Mortgage Lending & HMDA Data, 2024

In 2024, First National Bank of Pa of Hermitage, PA reported 22,946 mortgage applications totaling $6.4 billion, up 6% from 2023. The average application was for $278,808, and applicants reported an average income of $189,360. 57% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Pittsburgh, PA (3,531), Baltimore-Columbia-Towson, MD (1,850) and Charlotte-Concord-Gastonia, NC-SC (1,366) (applications in parentheses).

Mortgage Company & Address First National Bank of Pa
1 Fnb Boulevard
Hermitage, PA 16148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 22,946
Total Mortgage Loan Application Amount $6,397,540,000
Average Mortgage Loan Application Amount $278,808
Highest Mortgage Loan Application Amount $23,005,000
Average Applicant Income $189,360
Highest Applicant Income $9,525,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Pa by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 1,762 $ 347,060,000 $ 196,969 $ 173,000
Mecklenburg, North Carolina 671 $ 315,045,000 $ 469,515 $ 269,000
Baltimore, Maryland 662 $ 155,360,000 $ 234,682 $ 189,000
Wake, North Carolina 642 $ 244,820,000 $ 381,339 $ 250,000
Cuyahoga, Ohio 637 $ 161,165,000 $ 253,006 $ 186,000
Westmoreland, Pennsylvania 607 $ 82,865,000 $ 136,515 $ 126,000
Cambria, Pennsylvania 476 $ 41,570,000 $ 87,331 $ 82,000
Somerset, Pennsylvania 415 $ 44,945,000 $ 108,301 $ 111,000
Brunswick, North Carolina 388 $ 142,110,000 $ 366,262 $ 186,000
Montgomery, Maryland 384 $ 182,810,000 $ 476,067 $ 283,000
Mercer, Pennsylvania 382 $ 42,860,000 $ 112,198 $ 122,000
Harford, Maryland 354 $ 89,670,000 $ 253,305 $ 171,000
Davidson, North Carolina 335 $ 85,465,000 $ 255,119 $ 127,000
Dauphin, Pennsylvania 333 $ 66,525,000 $ 199,774 $ 146,000
Berks, Pennsylvania 329 $ 43,205,000 $ 131,322 $ 100,000
Butler, Pennsylvania 298 $ 67,730,000 $ 227,281 $ 196,000
Anne Arundel, Maryland 293 $ 101,995,000 $ 348,105 $ 299,000
York, Pennsylvania 283 $ 56,515,000 $ 199,699 $ 148,000
Erie, Pennsylvania 269 $ 36,735,000 $ 136,561 $ 119,000
Cumberland, Pennsylvania 267 $ 74,715,000 $ 279,831 $ 199,000
Fairfax, Virginia 266 $ 166,190,000 $ 624,774 $ 329,000
Forsyth, North Carolina 259 $ 88,985,000 $ 343,571 $ 191,000
Blair, Pennsylvania 237 $ 25,085,000 $ 105,843 $ 128,000
Guilford, North Carolina 229 $ 69,995,000 $ 305,655 $ 205,000
Fayette, Pennsylvania 227 $ 20,115,000 $ 88,612 $ 107,000
Mahoning, Ohio 225 $ 31,045,000 $ 137,977 $ 124,000
Charleston, South Carolina 221 $ 134,865,000 $ 610,248 $ 362,000
Howard, Maryland 218 $ 108,550,000 $ 497,935 $ 309,000
New Hanover, North Carolina 214 $ 87,410,000 $ 408,457 $ 243,000
Centre, Pennsylvania 212 $ 31,440,000 $ 148,301 $ 123,000
Lawrence, Pennsylvania 209 $ 23,265,000 $ 111,315 $ 113,000
Summit, Ohio 204 $ 43,670,000 $ 214,068 $ 166,000
Lancaster, Pennsylvania 204 $ 45,040,000 $ 220,784 $ 165,000
Beaver, Pennsylvania 194 $ 26,850,000 $ 138,402 $ 139,000
Baltimore City, Maryland 193 $ 48,765,000 $ 252,668 $ 195,000
Trumbull, Ohio 188 $ 18,720,000 $ 99,574 $ 112,000
Loudoun, Virginia 182 $ 91,490,000 $ 502,692 $ 277,000
Union, North Carolina 173 $ 60,555,000 $ 350,028 $ 190,000
Lorain, Ohio 170 $ 46,720,000 $ 274,823 $ 172,000
Lake, Ohio 151 $ 24,885,000 $ 164,801 $ 136,000
Geauga, Ohio 149 $ 33,835,000 $ 227,080 $ 170,000
Washington, Pennsylvania 149 $ 31,775,000 $ 213,255 $ 183,000
Lebanon, Pennsylvania 142 $ 29,420,000 $ 207,183 $ 150,000
Prince George's, Maryland 140 $ 48,290,000 $ 344,928 $ 178,000
Iredell, North Carolina 137 $ 37,485,000 $ 273,613 $ 171,000
Durham, North Carolina 133 $ 44,085,000 $ 331,466 $ 237,000
Luzerne, Pennsylvania 126 $ 16,700,000 $ 132,539 $ 120,000
Lackawanna, Pennsylvania 124 $ 18,160,000 $ 146,451 $ 121,000
Greenville, South Carolina 124 $ 55,140,000 $ 444,677 $ 271,000
District of Columbia, District Of Columbia 123 $ 71,395,000 $ 580,447 $ 311,000
Crawford, Pennsylvania 121 $ 15,795,000 $ 130,537 $ 115,000
Mifflin, Pennsylvania 119 $ 10,205,000 $ 85,756 $ 101,000
Richmond City, Virginia 116 $ 39,570,000 $ 341,120 $ 181,000
Craven, North Carolina 108 $ 19,090,000 $ 176,759 $ 158,000
Montgomery, Pennsylvania 108 $ 56,490,000 $ 523,055 $ 286,000
Indiana, Pennsylvania 105 $ 10,035,000 $ 95,571 $ 87,000
Dare, North Carolina 104 $ 35,760,000 $ 343,846 $ 226,000
Rockingham, North Carolina 103 $ 13,985,000 $ 135,776 $ 113,000
Huntingdon, Pennsylvania 103 $ 11,355,000 $ 110,242 $ 130,000
York, South Carolina 101 $ 35,385,000 $ 350,346 $ 197,000
Alamance, North Carolina 99 $ 28,615,000 $ 289,040 $ 158,000
Orange, North Carolina 95 $ 44,275,000 $ 466,052 $ 240,000
Wilkes, North Carolina 95 $ 13,245,000 $ 139,421 $ 99,000
Cabarrus, North Carolina 92 $ 30,370,000 $ 330,108 $ 183,000
Medina, Ohio 91 $ 19,925,000 $ 218,956 $ 152,000
Chesterfield, Virginia 90 $ 34,230,000 $ 380,333 $ 165,000
Northumberland, Pennsylvania 89 $ 8,935,000 $ 100,393 $ 109,000
Armstrong, Pennsylvania 85 $ 7,715,000 $ 90,764 $ 87,000
Chester, Pennsylvania 84 $ 52,040,000 $ 619,523 $ 296,000
Carroll, Maryland 81 $ 27,465,000 $ 339,074 $ 195,000
Henrico, Virginia 81 $ 30,405,000 $ 375,370 $ 180,000
Pitt, North Carolina 80 $ 11,820,000 $ 147,750 $ 133,000
Horry, South Carolina 80 $ 36,720,000 $ 459,000 $ 265,000
Bedford, Pennsylvania 79 $ 8,985,000 $ 113,734 $ 106,000
Johnston, North Carolina 78 $ 18,980,000 $ 243,333 $ 245,000
Clinton, Pennsylvania 77 $ 8,555,000 $ 111,103 $ 115,000
Frederick, Maryland 76 $ 32,690,000 $ 430,131 $ 217,000
Prince William, Virginia 75 $ 23,885,000 $ 318,466 $ 239,000
Moore, North Carolina 74 $ 16,870,000 $ 227,972 $ 180,000
Philadelphia, Pennsylvania 70 $ 26,970,000 $ 385,285 $ 263,000
Franklin, Ohio 69 $ 24,965,000 $ 361,811 $ 235,000
Granville, North Carolina 64 $ 13,510,000 $ 211,093 $ 132,000
Portage, Ohio 64 $ 14,650,000 $ 228,906 $ 193,000
Venango, Pennsylvania 62 $ 5,240,000 $ 84,516 $ 95,000
Monongalia, West Virginia 62 $ 20,200,000 $ 325,806 $ 181,000
Gaston, North Carolina 61 $ 20,585,000 $ 337,459 $ 146,000
Rowan, North Carolina 61 $ 17,165,000 $ 281,393 $ 178,000
Randolph, North Carolina 59 $ 11,105,000 $ 188,220 $ 114,000
Susquehanna, Pennsylvania 58 $ 8,450,000 $ 145,689 $ 111,000
Sussex, Delaware 56 $ 27,180,000 $ 485,357 $ 283,000
Lycoming, Pennsylvania 56 $ 6,340,000 $ 113,214 $ 116,000
Chatham, North Carolina 55 $ 26,705,000 $ 485,545 $ 206,000
Ashe, North Carolina 54 $ 9,560,000 $ 177,037 $ 128,000
Franklin, North Carolina 54 $ 10,640,000 $ 197,037 $ 123,000
Beaufort, North Carolina 52 $ 8,500,000 $ 163,461 $ 140,000
Pender, North Carolina 52 $ 15,090,000 $ 290,192 $ 154,000
Carteret, North Carolina 51 $ 20,745,000 $ 406,764 $ 251,000
Stokes, North Carolina 50 $ 15,690,000 $ 313,800 $ 126,000
Bucks, Pennsylvania 50 $ 36,970,000 $ 739,400 $ 396,000
Queen Anne's, Maryland 49 $ 10,095,000 $ 206,020 $ 194,000
Yadkin, North Carolina 49 $ 8,955,000 $ 182,755 $ 110,000
Clearfield, Pennsylvania 49 $ 5,715,000 $ 116,632 $ 77,000
Snyder, Pennsylvania 49 $ 5,355,000 $ 109,285 $ 99,000
Greene, Pennsylvania 47 $ 3,815,000 $ 81,170 $ 101,000
Brooke, West Virginia 47 $ 4,155,000 $ 88,404 $ 83,000
Berkeley, South Carolina 46 $ 27,850,000 $ 605,434 $ 245,000
Cecil, Maryland 45 $ 6,635,000 $ 147,444 $ 126,000
Surry, North Carolina 45 $ 10,635,000 $ 236,333 $ 130,000
Watauga, North Carolina 45 $ 19,525,000 $ 433,888 $ 204,000
Wyoming, Pennsylvania 44 $ 5,130,000 $ 116,590 $ 94,000
Delaware, Pennsylvania 43 $ 22,765,000 $ 529,418 $ 353,000
Buncombe, North Carolina 42 $ 18,410,000 $ 438,333 $ 191,000
Arlington, Virginia 42 $ 31,840,000 $ 758,095 $ 398,000
Virginia Beach, Virginia 42 $ 21,020,000 $ 500,476 $ 307,000
Juniata, Pennsylvania 41 $ 3,175,000 $ 77,439 $ 70,000
Schuylkill, Pennsylvania 41 $ 3,915,000 $ 95,487 $ 75,000
Jefferson, Ohio 39 $ 4,265,000 $ 109,358 $ 89,000
Harnett, North Carolina 38 $ 7,770,000 $ 204,473 $ 121,000
New Castle, Delaware 36 $ 14,510,000 $ 403,055 $ 290,000
Cumberland, North Carolina 36 $ 6,930,000 $ 192,500 $ 135,000
Currituck, North Carolina 36 $ 17,240,000 $ 478,888 $ 243,000
Onslow, North Carolina 36 $ 7,890,000 $ 219,166 $ 173,000
Catawba, North Carolina 35 $ 18,745,000 $ 535,571 $ 422,000
Perry, Pennsylvania 35 $ 8,365,000 $ 239,000 $ 128,000
Lancaster, South Carolina 35 $ 13,965,000 $ 399,000 $ 174,000
Spartanburg, South Carolina 33 $ 10,495,000 $ 318,030 $ 222,000
Fulton, Georgia 31 $ 25,305,000 $ 816,290 $ 376,000
Broward, Florida 30 $ 21,770,000 $ 725,666 $ 384,000
Ashtabula, Ohio 30 $ 4,830,000 $ 161,000 $ 90,000
Monroe, Pennsylvania 30 $ 7,270,000 $ 242,333 $ 236,000
Alexandria, Virginia 29 $ 14,235,000 $ 490,862 $ 317,000
Lee, North Carolina 27 $ 7,055,000 $ 261,296 $ 190,000
Lincoln, North Carolina 27 $ 7,735,000 $ 286,481 $ 191,000
Union, Pennsylvania 27 $ 5,075,000 $ 187,962 $ 172,000
Hanover, Virginia 27 $ 9,645,000 $ 357,222 $ 361,000
Marion, Indiana 26 $ 6,120,000 $ 235,384 $ 0
Alachua, Florida 25 $ 10,545,000 $ 421,800 $ 295,000
Miami-Dade, Florida 25 $ 23,245,000 $ 929,800 $ 369,000
Henderson, North Carolina 25 $ 10,635,000 $ 425,400 $ 365,000
Dorchester, South Carolina 25 $ 10,335,000 $ 413,400 $ 228,000
Hillsborough, Florida 24 $ 20,440,000 $ 851,666 $ 396,000
Worcester, Maryland 24 $ 7,520,000 $ 313,333 $ 274,000
Stark, Ohio 24 $ 9,210,000 $ 383,750 $ 309,000
Adams, Pennsylvania 23 $ 7,135,000 $ 310,217 $ 180,000
Duval, Florida 22 $ 13,530,000 $ 615,000 $ 345,000
Cobb, Georgia 22 $ 14,650,000 $ 665,909 $ 327,000
Calvert, Maryland 22 $ 6,370,000 $ 289,545 $ 180,000
Davie, North Carolina 22 $ 7,250,000 $ 329,545 $ 202,000
Beaufort, South Carolina 22 $ 13,890,000 $ 631,363 $ 387,000
Talbot, Maryland 21 $ 8,345,000 $ 397,380 $ 368,000
Person, North Carolina 21 $ 4,115,000 $ 195,952 $ 166,000
Wayne, North Carolina 21 $ 3,905,000 $ 185,952 $ 137,000
Kent, Delaware 20 $ 9,590,000 $ 479,500 $ 197,000
Pinellas, Florida 20 $ 14,780,000 $ 739,000 $ 362,000
Bergen, New Jersey 20 $ 15,800,000 $ 790,000 $ 373,000
Delaware, Ohio 20 $ 8,490,000 $ 424,500 $ 210,000
Montgomery, Ohio 20 $ 6,770,000 $ 338,500 $ 190,000
Lehigh, Pennsylvania 19 $ 9,065,000 $ 477,105 $ 284,000
Camden, New Jersey 18 $ 9,900,000 $ 550,000 $ 354,000
Stafford, Virginia 18 $ 3,720,000 $ 206,666 $ 214,000
Vance, North Carolina 17 $ 3,465,000 $ 203,823 $ 266,000
Hamilton, Ohio 17 $ 7,615,000 $ 447,941 $ 424,000
Louisa, Virginia 17 $ 6,655,000 $ 391,470 $ 430,000
Orange, Florida 16 $ 13,060,000 $ 816,250 $ 356,000
Gwinnett, Georgia 16 $ 10,740,000 $ 671,250 $ 335,000
Clarion, Pennsylvania 16 $ 2,190,000 $ 136,875 $ 116,000
Anderson, South Carolina 16 $ 4,310,000 $ 269,375 $ 358,000
Lee, Florida 15 $ 8,415,000 $ 561,000 $ 434,000
Hamilton, Indiana 15 $ 4,745,000 $ 316,333 $ 140,000
Charles, Maryland 15 $ 3,995,000 $ 266,333 $ 129,000
Washington, Maryland 15 $ 3,415,000 $ 227,666 $ 168,000
Haywood, North Carolina 15 $ 4,215,000 $ 281,000 $ 126,000
Warren, Ohio 15 $ 10,215,000 $ 681,000 $ 334,000
Davidson, Tennessee 15 $ 10,315,000 $ 687,666 $ 268,000
Palm Beach, Florida 14 $ 11,480,000 $ 820,000 $ 373,000
DeKalb, Georgia 14 $ 9,310,000 $ 665,000 $ 307,000
Perquimans, North Carolina 14 $ 2,970,000 $ 212,142 $ 149,000
Columbiana, Ohio 14 $ 2,160,000 $ 154,285 $ 143,000
Greene, Ohio 14 $ 5,490,000 $ 392,142 $ 173,000
Oconee, South Carolina 14 $ 6,800,000 $ 485,714 $ 409,000
Sarasota, Florida 13 $ 10,595,000 $ 815,000 $ 374,000
Atlantic, New Jersey 13 $ 4,035,000 $ 310,384 $ 102,000
Burlington, New Jersey 13 $ 4,985,000 $ 383,461 $ 317,000
Lenoir, North Carolina 13 $ 1,665,000 $ 128,076 $ 99,000
Sampson, North Carolina 13 $ 2,655,000 $ 204,230 $ 100,000
Franklin, Pennsylvania 13 $ 3,795,000 $ 291,923 $ 235,000
Montour, Pennsylvania 13 $ 4,195,000 $ 322,692 $ 279,000
Knox, Tennessee 13 $ 6,525,000 $ 501,923 $ 252,000
Chesapeake, Virginia 13 $ 3,545,000 $ 272,692 $ 156,000
Newport News, Virginia 13 $ 3,725,000 $ 286,538 $ 167,000
Cape May, New Jersey 12 $ 7,790,000 $ 649,166 $ 631,000
Monmouth, New Jersey 12 $ 7,250,000 $ 604,166 $ 379,000
Ocean, New Jersey 12 $ 6,730,000 $ 560,833 $ 397,000
Caldwell, North Carolina 12 $ 4,100,000 $ 341,666 $ 276,000
Wayne, Pennsylvania 12 $ 2,620,000 $ 218,333 $ 197,000
Georgetown, South Carolina 12 $ 7,980,000 $ 665,000 $ 457,000
Manatee, Florida 11 $ 6,545,000 $ 595,000 $ 419,000
Allegany, Maryland 11 $ 1,495,000 $ 135,909 $ 155,000
St. Mary's, Maryland 11 $ 4,575,000 $ 415,909 $ 97,000
Hyde, North Carolina 11 $ 2,845,000 $ 258,636 $ 217,000
Lucas, Ohio 11 $ 1,875,000 $ 170,454 $ 205,000
Ottawa, Ohio 11 $ 4,925,000 $ 447,727 $ 386,000
Richland, South Carolina 11 $ 8,075,000 $ 734,090 $ 517,000
Powhatan, Virginia 11 $ 4,545,000 $ 413,181 $ 143,000
Spotsylvania, Virginia 11 $ 4,935,000 $ 448,636 $ 194,000
Seminole, Florida 10 $ 6,840,000 $ 684,000 $ 273,000
Montgomery, North Carolina 10 $ 3,670,000 $ 367,000 $ 311,000
Erie, Ohio 10 $ 3,250,000 $ 325,000 $ 229,000
Jefferson, Pennsylvania 10 $ 1,580,000 $ 158,000 $ 87,000
Cherokee, South Carolina 10 $ 740,000 $ 74,000 $ 51,000
Pickens, South Carolina 10 $ 6,760,000 $ 676,000 $ 349,000
Shelby, Tennessee 10 $ 4,470,000 $ 447,000 $ 349,000
Norfolk, Virginia 10 $ 3,190,000 $ 319,000 $ 157,000
Indian River, Florida 9 $ 4,605,000 $ 511,666 $ 782,000
St. Johns, Florida 9 $ 7,055,000 $ 783,888 $ 336,000
Volusia, Florida 9 $ 2,305,000 $ 256,111 $ 172,000
Garrett, Maryland 9 $ 2,985,000 $ 331,666 $ 292,000
Gloucester, New Jersey 9 $ 3,695,000 $ 410,555 $ 327,000
Alexander, North Carolina 9 $ 1,375,000 $ 152,777 $ 113,000
Avery, North Carolina 9 $ 2,965,000 $ 329,444 $ 251,000
Stanly, North Carolina 9 $ 1,285,000 $ 142,777 $ 138,000
Butler, Ohio 9 $ 2,065,000 $ 229,444 $ 155,000
Fairfield, Ohio 9 $ 2,545,000 $ 282,777 $ 49,000
Carbon, Pennsylvania 9 $ 2,155,000 $ 239,444 $ 129,000
Aiken, South Carolina 9 $ 3,775,000 $ 419,444 $ 202,000
Accomack, Virginia 9 $ 1,965,000 $ 218,333 $ 185,000
Caroline, Virginia 9 $ 2,115,000 $ 235,000 $ 110,000
Franklin, Virginia 9 $ 4,635,000 $ 515,000 $ 334,000
Roanoke City, Virginia 9 $ 4,245,000 $ 471,666 $ 352,000
Preston, West Virginia 9 $ 2,765,000 $ 307,222 $ 167,000
Brevard, Florida 8 $ 1,860,000 $ 232,500 $ 150,000
Pasco, Florida 8 $ 4,710,000 $ 588,750 $ 298,000
Cherokee, Georgia 8 $ 5,520,000 $ 690,000 $ 350,000
Morris, New Jersey 8 $ 5,640,000 $ 705,000 $ 448,000
Jones, North Carolina 8 $ 900,000 $ 112,500 $ 92,000
Pasquotank, North Carolina 8 $ 1,410,000 $ 176,250 $ 65,000
Logan, Ohio 8 $ 1,540,000 $ 192,500 $ 54,000
Wayne, Ohio 8 $ 940,000 $ 117,500 $ 140,000
Lexington, South Carolina 8 $ 4,030,000 $ 503,750 $ 408,000
Hamilton, Tennessee 8 $ 4,290,000 $ 536,250 $ 237,000
Frederick, Virginia 8 $ 3,200,000 $ 400,000 $ 182,000
Marion, West Virginia 8 $ 3,140,000 $ 392,500 $ 178,000
Columbia, Georgia 7 $ 3,505,000 $ 500,714 $ 314,000
Wicomico, Maryland 7 $ 2,415,000 $ 345,000 $ 192,000
Middlesex, New Jersey 7 $ 5,275,000 $ 753,571 $ 418,000
Caswell, North Carolina 7 $ 1,595,000 $ 227,857 $ 90,000
Cleveland, North Carolina 7 $ 3,675,000 $ 525,000 $ 168,000
Hoke, North Carolina 7 $ 735,000 $ 105,000 $ 202,000
Martin, North Carolina 7 $ 535,000 $ 76,428 $ 92,000
Nash, North Carolina 7 $ 1,665,000 $ 237,857 $ 105,000
Warren, North Carolina 7 $ 1,545,000 $ 220,714 $ 192,000
Licking, Ohio 7 $ 1,675,000 $ 239,285 $ 216,000
Bradford, Pennsylvania 7 $ 635,000 $ 90,714 $ 88,000
Northampton, Pennsylvania 7 $ 2,115,000 $ 302,142 $ 1,023,000
Williamson, Tennessee 7 $ 6,965,000 $ 995,000 $ 310,000
Albemarle, Virginia 7 $ 2,885,000 $ 412,142 $ 516,000
Fauquier, Virginia 7 $ 3,675,000 $ 525,000 $ 215,000
Hopewell, Virginia 7 $ 1,275,000 $ 182,142 $ 81,000
James City, Virginia 7 $ 3,775,000 $ 539,285 $ 258,000
Harrison, West Virginia 7 $ 1,695,000 $ 242,142 $ 153,000
Kanawha, West Virginia 7 $ 1,655,000 $ 236,428 $ 160,000
Collier, Florida 6 $ 6,310,000 $ 1,051,666 $ 898,000
Escambia, Florida 6 $ 5,070,000 $ 845,000 $ 426,000
Leon, Florida 6 $ 2,680,000 $ 446,666 $ 399,000
Okaloosa, Florida 6 $ 3,320,000 $ 553,333 $ 233,000
Chatham, Georgia 6 $ 3,880,000 $ 646,666 $ 483,000
Henry, Georgia 6 $ 3,490,000 $ 581,666 $ 368,000
Caroline, Maryland 6 $ 1,540,000 $ 256,666 $ 230,000
Union, New Jersey 6 $ 5,410,000 $ 901,666 $ 441,000
Greene, North Carolina 6 $ 1,560,000 $ 260,000 $ 202,000
Clermont, Ohio 6 $ 1,930,000 $ 321,666 $ 287,000
Knox, Ohio 6 $ 1,080,000 $ 180,000 $ 60,000
Union, Ohio 6 $ 3,460,000 $ 576,666 $ 202,000
Columbia, Pennsylvania 6 $ 1,380,000 $ 230,000 $ 285,000
Warren, Pennsylvania 6 $ 470,000 $ 78,333 $ 70,000
Goochland, Virginia 6 $ 2,110,000 $ 351,666 $ 213,000
New Kent, Virginia 6 $ 1,620,000 $ 270,000 $ 120,000
Suffolk, Virginia 6 $ 2,650,000 $ 441,666 $ 157,000
Ohio, West Virginia 6 $ 400,000 $ 66,666 $ 129,000
Flagler, Florida 5 $ 3,385,000 $ 677,000 $ 317,000
Marion, Florida 5 $ 1,925,000 $ 385,000 $ 284,000
Hall, Georgia 5 $ 2,185,000 $ 437,000 $ 284,000
Oconee, Georgia 5 $ 2,675,000 $ 535,000 $ 339,000
Dorchester, Maryland 5 $ 1,305,000 $ 261,000 $ 136,000
Essex, New Jersey 5 $ 2,995,000 $ 599,000 $ 456,000
Hudson, New Jersey 5 $ 3,255,000 $ 651,000 $ 380,000
Mercer, New Jersey 5 $ 4,965,000 $ 993,000 $ 352,000
Passaic, New Jersey 5 $ 2,505,000 $ 501,000 $ 270,000
Sussex, New Jersey 5 $ 1,455,000 $ 291,000 $ 0
Suffolk, New York 5 $ 4,685,000 $ 937,000 $ 334,000
Westchester, New York 5 $ 4,625,000 $ 925,000 $ 386,000
Alleghany, North Carolina 5 $ 1,305,000 $ 261,000 $ 98,000
Burke, North Carolina 5 $ 2,575,000 $ 515,000 $ 151,000
Columbus, North Carolina 5 $ 1,745,000 $ 349,000 $ 109,000
Madison, North Carolina 5 $ 2,555,000 $ 511,000 $ 119,000
Pamlico, North Carolina 5 $ 1,325,000 $ 265,000 $ 150,000
Rutherford, North Carolina 5 $ 2,385,000 $ 477,000 $ 341,000
Washington, North Carolina 5 $ 405,000 $ 81,000 $ 73,000
Belmont, Ohio 5 $ 595,000 $ 119,000 $ 121,000
Henry, Ohio 5 $ 835,000 $ 167,000 $ 47,000
Tioga, Pennsylvania 5 $ 805,000 $ 161,000 $ 112,000
Bedford, Virginia 5 $ 1,615,000 $ 323,000 $ 276,000
Cumberland, Virginia 5 $ 1,115,000 $ 223,000 $ 64,000
King William, Virginia 5 $ 1,055,000 $ 211,000 $ 48,000
Portsmouth, Virginia 5 $ 1,385,000 $ 277,000 $ 68,000
Roanoke, Virginia 5 $ 1,455,000 $ 291,000 $ 293,000
Jefferson, West Virginia 5 $ 1,845,000 $ 369,000 $ 313,000
Charlotte, Florida 4 $ 1,260,000 $ 315,000 $ 348,000
Highlands, Florida 4 $ 440,000 $ 110,000 $ 0
Polk, Florida 4 $ 1,470,000 $ 367,500 $ 208,000
Coweta, Georgia 4 $ 1,740,000 $ 435,000 $ 0
Fayette, Georgia 4 $ 2,180,000 $ 545,000 $ 434,000
Walton, Georgia 4 $ 1,750,000 $ 437,500 $ 243,000
Johnson, Indiana 4 $ 980,000 $ 245,000 $ 86,000
Dutchess, New York 4 $ 2,800,000 $ 700,000 $ 460,000
Erie, New York 4 $ 1,970,000 $ 492,500 $ 310,000
Nassau, New York 4 $ 4,690,000 $ 1,172,500 $ 439,000
Anson, North Carolina 4 $ 590,000 $ 147,500 $ 97,000
Bladen, North Carolina 4 $ 1,120,000 $ 280,000 $ 69,000
Duplin, North Carolina 4 $ 580,000 $ 145,000 $ 44,000
Tyrrell, North Carolina 4 $ 350,000 $ 87,500 $ 96,000
Clark, Ohio 4 $ 570,000 $ 142,500 $ 151,000
Clinton, Ohio 4 $ 3,080,000 $ 770,000 $ 242,000
Richland, Ohio 4 $ 1,090,000 $ 272,500 $ 116,000
Tuscarawas, Ohio 4 $ 770,000 $ 192,500 $ 91,000
Elk, Pennsylvania 4 $ 770,000 $ 192,500 $ 268,000
McKean, Pennsylvania 4 $ 340,000 $ 85,000 $ 85,000
Chester, South Carolina 4 $ 620,000 $ 155,000 $ 42,000
Florence, South Carolina 4 $ 1,180,000 $ 295,000 $ 262,000
Greenwood, South Carolina 4 $ 2,150,000 $ 537,500 $ 300,000
Laurens, South Carolina 4 $ 840,000 $ 210,000 $ 80,000
Brunswick, Virginia 4 $ 2,670,000 $ 667,500 $ 841,000
Nelson, Virginia 4 $ 1,390,000 $ 347,500 $ 297,000
Rockingham, Virginia 4 $ 770,000 $ 192,500 $ 0
Berkeley, West Virginia 4 $ 740,000 $ 185,000 $ 260,000
Hancock, West Virginia 4 $ 190,000 $ 47,500 $ 61,000
Mercer, West Virginia 4 $ 790,000 $ 197,500 $ 195,000
Putnam, West Virginia 4 $ 1,520,000 $ 380,000 $ 199,000
Taylor, West Virginia 4 $ 730,000 $ 182,500 $ 85,000
Citrus, Florida 3 $ 1,365,000 $ 455,000 $ 255,000
Monroe, Florida 3 $ 4,025,000 $ 1,341,666 $ 1,283,000
Nassau, Florida 3 $ 2,415,000 $ 805,000 $ 496,000
Sumter, Florida 3 $ 545,000 $ 181,666 $ 54,000
Bartow, Georgia 3 $ 935,000 $ 311,666 $ 235,000
Bibb, Georgia 3 $ 1,545,000 $ 515,000 $ 550,000
Clarke, Georgia 3 $ 515,000 $ 171,666 $ 0
Glynn, Georgia 3 $ 1,045,000 $ 348,333 $ 389,000
Paulding, Georgia 3 $ 1,185,000 $ 395,000 $ 0
Richmond, Georgia 3 $ 735,000 $ 245,000 $ 181,000
Boone, Indiana 3 $ 1,055,000 $ 351,666 $ 0
Hancock, Indiana 3 $ 575,000 $ 191,666 $ 0
Hendricks, Indiana 3 $ 855,000 $ 285,000 $ 0
Lake, Indiana 3 $ 805,000 $ 268,333 $ 0
Somerset, New Jersey 3 $ 1,015,000 $ 338,333 $ 267,000
Broome, New York 3 $ 2,195,000 $ 731,666 $ 346,000
Onondaga, New York 3 $ 1,225,000 $ 408,333 $ 186,000
Queens, New York 3 $ 2,585,000 $ 861,666 $ 335,000
Halifax, North Carolina 3 $ 1,495,000 $ 498,333 $ 80,000
Jackson, North Carolina 3 $ 1,885,000 $ 628,333 $ 294,000
Robeson, North Carolina 3 $ 805,000 $ 268,333 $ 154,000
Transylvania, North Carolina 3 $ 1,225,000 $ 408,333 $ 301,000
Wilson, North Carolina 3 $ 685,000 $ 228,333 $ 135,000
Ashland, Ohio 3 $ 685,000 $ 228,333 $ 172,000
Carroll, Ohio 3 $ 645,000 $ 215,000 $ 123,000
Champaign, Ohio 3 $ 445,000 $ 148,333 $ 36,000
Madison, Ohio 3 $ 545,000 $ 181,666 $ 117,000
Ross, Ohio 3 $ 555,000 $ 185,000 $ 57,000
Seneca, Ohio 3 $ 545,000 $ 181,666 $ 188,000
Wood, Ohio 3 $ 725,000 $ 241,666 $ 249,000
Forest, Pennsylvania 3 $ 245,000 $ 81,666 $ 101,000
Pike, Pennsylvania 3 $ 365,000 $ 121,666 $ 118,000
Madison, Tennessee 3 $ 1,255,000 $ 418,333 $ 590,000
Montgomery, Tennessee 3 $ 1,745,000 $ 581,666 $ 364,000
Dinwiddie, Virginia 3 $ 935,000 $ 311,666 $ 185,000
Fairfax City, Virginia 3 $ 1,195,000 $ 398,333 $ 138,000
Falls Church, Virginia 3 $ 2,305,000 $ 768,333 $ 378,000
Greene, Virginia 3 $ 1,365,000 $ 455,000 $ 0
Halifax, Virginia 3 $ 555,000 $ 185,000 $ 188,000
Lancaster, Virginia 3 $ 1,305,000 $ 435,000 $ 245,000
Lynchburg, Virginia 3 $ 635,000 $ 211,666 $ 62,000
Manassas, Virginia 3 $ 1,105,000 $ 368,333 $ 158,000
Middlesex, Virginia 3 $ 955,000 $ 318,333 $ 122,000
Pulaski, Virginia 3 $ 1,045,000 $ 348,333 $ 150,000
Staunton, Virginia 3 $ 775,000 $ 258,333 $ 267,000
Warren, Virginia 3 $ 1,265,000 $ 421,666 $ 383,000
Winchester, Virginia 3 $ 845,000 $ 281,666 $ 123,000
York, Virginia 3 $ 2,685,000 $ 895,000 $ 364,000
Cabell, West Virginia 3 $ 1,435,000 $ 478,333 $ 352,000
Tucker, West Virginia 3 $ 1,225,000 $ 408,333 $ 316,000
Wood, West Virginia 3 $ 455,000 $ 151,666 $ 75,000
Bay, Florida 2 $ 920,000 $ 460,000 $ 159,000
Gulf, Florida 2 $ 1,340,000 $ 670,000 $ 420,000
Lake, Florida 2 $ 1,110,000 $ 555,000 $ 360,000
Levy, Florida 2 $ 250,000 $ 125,000 $ 0
Santa Rosa, Florida 2 $ 580,000 $ 290,000 $ 297,000
St. Lucie, Florida 2 $ 1,210,000 $ 605,000 $ 216,000
Camden, Georgia 2 $ 480,000 $ 240,000 $ 0
Carroll, Georgia 2 $ 970,000 $ 485,000 $ 215,000
Forsyth, Georgia 2 $ 990,000 $ 495,000 $ 0
Gordon, Georgia 2 $ 880,000 $ 440,000 $ 366,000
Harris, Georgia 2 $ 920,000 $ 460,000 $ 423,000
Lowndes, Georgia 2 $ 930,000 $ 465,000 $ 317,000
Muscogee, Georgia 2 $ 190,000 $ 95,000 $ 0
Troup, Georgia 2 $ 1,220,000 $ 610,000 $ 516,000
Kosciusko, Indiana 2 $ 300,000 $ 150,000 $ 0
LaPorte, Indiana 2 $ 250,000 $ 125,000 $ 0
Tippecanoe, Indiana 2 $ 550,000 $ 275,000 $ 0
Kenton, Kentucky 2 $ 520,000 $ 260,000 $ 0
Cumberland, New Jersey 2 $ 500,000 $ 250,000 $ 83,000
Hunterdon, New Jersey 2 $ 1,930,000 $ 965,000 $ 333,000
Albany, New York 2 $ 1,600,000 $ 800,000 $ 299,000
Chautauqua, New York 2 $ 530,000 $ 265,000 $ 379,000
Jefferson, New York 2 $ 650,000 $ 325,000 $ 592,000
Saratoga, New York 2 $ 1,150,000 $ 575,000 $ 741,000
Steuben, New York 2 $ 1,090,000 $ 545,000 $ 382,000
Camden, North Carolina 2 $ 360,000 $ 180,000 $ 222,000
Edgecombe, North Carolina 2 $ 210,000 $ 105,000 $ 0
McDowell, North Carolina 2 $ 860,000 $ 430,000 $ 246,000
Northampton, North Carolina 2 $ 370,000 $ 185,000 $ 101,000
Richmond, North Carolina 2 $ 390,000 $ 195,000 $ 104,000
Swain, North Carolina 2 $ 610,000 $ 305,000 $ 154,000
Coshocton, Ohio 2 $ 170,000 $ 85,000 $ 112,000
Fulton, Ohio 2 $ 300,000 $ 150,000 $ 0
Hocking, Ohio 2 $ 1,190,000 $ 595,000 $ 345,000
Huron, Ohio 2 $ 350,000 $ 175,000 $ 72,000
Lawrence, Ohio 2 $ 620,000 $ 310,000 $ 226,000
Miami, Ohio 2 $ 840,000 $ 420,000 $ 202,000
Morrow, Ohio 2 $ 530,000 $ 265,000 $ 64,000
Muskingum, Ohio 2 $ 230,000 $ 115,000 $ 64,000
Wyandot, Ohio 2 $ 270,000 $ 135,000 $ 0
Chesterfield, South Carolina 2 $ 300,000 $ 150,000 $ 41,000
Fairfield, South Carolina 2 $ 1,380,000 $ 690,000 $ 292,000
Newberry, South Carolina 2 $ 620,000 $ 310,000 $ 167,000
Blount, Tennessee 2 $ 1,240,000 $ 620,000 $ 195,000
Johnson, Tennessee 2 $ 320,000 $ 160,000 $ 116,000
Wilson, Tennessee 2 $ 1,760,000 $ 880,000 $ 299,000
Augusta, Virginia 2 $ 840,000 $ 420,000 $ 281,000
Botetourt, Virginia 2 $ 740,000 $ 370,000 $ 240,000
Campbell, Virginia 2 $ 350,000 $ 175,000 $ 82,000
Charles City, Virginia 2 $ 340,000 $ 170,000 $ 46,000
Essex, Virginia 2 $ 550,000 $ 275,000 $ 84,000
Fluvanna, Virginia 2 $ 840,000 $ 420,000 $ 211,000
Fredericksburg, Virginia 2 $ 970,000 $ 485,000 $ 384,000
Henry, Virginia 2 $ 830,000 $ 415,000 $ 270,000
Manassas Park, Virginia 2 $ 500,000 $ 250,000 $ 107,000
Mecklenburg, Virginia 2 $ 900,000 $ 450,000 $ 399,000
Montgomery, Virginia 2 $ 530,000 $ 265,000 $ 500,000
Northumberland, Virginia 2 $ 260,000 $ 130,000 $ 206,000
Orange, Virginia 2 $ 980,000 $ 490,000 $ 378,000
Page, Virginia 2 $ 590,000 $ 295,000 $ 0
Williamsburg, Virginia 2 $ 450,000 $ 225,000 $ 113,000
Greenbrier, West Virginia 2 $ 640,000 $ 320,000 $ 193,000
Jackson, West Virginia 2 $ 520,000 $ 260,000 $ 107,000
Wayne, West Virginia 2 $ 370,000 $ 185,000 $ 0
Jefferson, Colorado 1 $ 75,000 $ 75,000 $ 139,000
Baker, Florida 1 $ 445,000 $ 445,000 $ 128,000
Clay, Florida 1 $ 225,000 $ 225,000 $ 0
Columbia, Florida 1 $ 155,000 $ 155,000 $ 0
Gilchrist, Florida 1 $ 105,000 $ 105,000 $ 0
Hernando, Florida 1 $ 285,000 $ 285,000 $ 255,000
Jackson, Florida 1 $ 535,000 $ 535,000 $ 215,000
Martin, Florida 1 $ 355,000 $ 355,000 $ 0
Osceola, Florida 1 $ 365,000 $ 365,000 $ 416,000
Washington, Florida 1 $ 465,000 $ 465,000 $ 200,000
Baldwin, Georgia 1 $ 725,000 $ 725,000 $ 261,000
Banks, Georgia 1 $ 515,000 $ 515,000 $ 0
Barrow, Georgia 1 $ 185,000 $ 185,000 $ 0
Brantley, Georgia 1 $ 185,000 $ 185,000 $ 0
Clayton, Georgia 1 $ 95,000 $ 95,000 $ 0
Effingham, Georgia 1 $ 325,000 $ 325,000 $ 0
Floyd, Georgia 1 $ 275,000 $ 275,000 $ 0
Gilmer, Georgia 1 $ 315,000 $ 315,000 $ 0
Houston, Georgia 1 $ 765,000 $ 765,000 $ 263,000
Jackson, Georgia 1 $ 345,000 $ 345,000 $ 0
Jones, Georgia 1 $ 195,000 $ 195,000 $ 0
Lamar, Georgia 1 $ 135,000 $ 135,000 $ 459,000
McIntosh, Georgia 1 $ 195,000 $ 195,000 $ 0
Pickens, Georgia 1 $ 315,000 $ 315,000 $ 0
Pike, Georgia 1 $ 245,000 $ 245,000 $ 0
Putnam, Georgia 1 $ 205,000 $ 205,000 $ 0
Union, Georgia 1 $ 275,000 $ 275,000 $ 115,000
Whitfield, Georgia 1 $ 185,000 $ 185,000 $ 0
Wilkes, Georgia 1 $ 125,000 $ 125,000 $ 0
Delaware, Indiana 1 $ 75,000 $ 75,000 $ 0
Elkhart, Indiana 1 $ 95,000 $ 95,000 $ 0
Henry, Indiana 1 $ 235,000 $ 235,000 $ 0
Howard, Indiana 1 $ 55,000 $ 55,000 $ 0
Madison, Indiana 1 $ 165,000 $ 165,000 $ 0
Monroe, Indiana 1 $ 335,000 $ 335,000 $ 0
Morgan, Indiana 1 $ 165,000 $ 165,000 $ 0
Putnam, Indiana 1 $ 75,000 $ 75,000 $ 0
Randolph, Indiana 1 $ 135,000 $ 135,000 $ 0
Shelby, Indiana 1 $ 235,000 $ 235,000 $ 0
Tipton, Indiana 1 $ 65,000 $ 65,000 $ 0
Union, Indiana 1 $ 405,000 $ 405,000 $ 0
Vanderburgh, Indiana 1 $ 235,000 $ 235,000 $ 82,000
Vigo, Indiana 1 $ 65,000 $ 65,000 $ 0
Boone, Kentucky 1 $ 345,000 $ 345,000 $ 0
Christian, Kentucky 1 $ 95,000 $ 95,000 $ 0
Jefferson, Kentucky 1 $ 275,000 $ 275,000 $ 0
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Mortgage Loan Application Detail Totals for First National Bank of Pa in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 9,047 $4,222,745,000 $466,000 $23,005,000 $231,000 $9,525,000
Home Improvement 6,430 $794,240,000 $123,000 $1,605,000 $153,000 $5,343,000
Refinancing 4,589 $936,795,000 $204,000 $2,245,000 $172,000 $5,757,000
Other Purpose 2,638 $375,750,000 $142,000 $3,005,000 $169,000 $5,200,000
Cash-out Refinancing 242 $68,010,000 $281,000 $1,505,000 $150,000 $913,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,056 $3,854,710,000 $256,000 $4,205,000 $181,000 $9,525,000
Not applicable 2,492 $753,470,000 $302,000 $23,005,000 $115,000 $115,000
Not Provided 1,998 $619,850,000 $310,000 $3,835,000 $211,000 $5,144,000
Asian 1,412 $645,150,000 $456,000 $2,145,000 $248,000 $2,554,000
Black or African American 1,020 $255,750,000 $250,000 $1,665,000 $150,000 $2,860,000
Hispanic 884 $245,360,000 $277,000 $1,825,000 $151,000 $3,254,000
American Indian or Alaskan Native 60 $17,830,000 $297,000 $1,275,000 $185,000 $2,166,000
Native Hawaiian or Other Pacific Islander 24 $5,420,000 $225,000 $605,000 $170,000 $566,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,615 $6,299,465,000 $278,000 $23,005,000 $187,000 $9,525,000
FHA-insured (Federal Housing Administration) 199 $52,345,000 $263,000 $995,000 $98,000 $390,000
VA-guaranteed (Veterans Administration) 102 $41,240,000 $404,000 $1,235,000 $138,000 $427,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $4,490,000 $149,000 $275,000 $60,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,057 $4,155,125,000 $318,000 $23,005,000 $210,000 $9,525,000
Application Denied By Financial Institution 5,741 $1,040,735,000 $181,000 $3,205,000 $120,000 $3,310,000
Loan Purchased By The Institution 1,959 $574,115,000 $293,000 $765,000 $145,000 $450,000
Application Withdrawn By Applicant 1,063 $397,355,000 $373,000 $2,605,000 $225,000 $4,614,000
File Closed For Incompleteness 1,014 $204,230,000 $201,000 $2,245,000 $210,000 $5,757,000
Application Approved But Not Accepted 112 $25,980,000 $231,000 $1,725,000 $210,000 $2,714,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,205 $5,356,805,000 $311,000 $23,005,000 $211,000 $9,525,000
Credit History 2,724 $315,670,000 $115,000 $1,505,000 $105,000 $3,285,000
Debt-To-Income Ratio 1,272 $268,070,000 $210,000 $1,805,000 $80,000 $688,000
Collateral 1,201 $245,665,000 $204,000 $2,315,000 $169,000 $3,310,000
Other 429 $170,345,000 $397,000 $3,205,000 $189,000 $1,489,000
Employment History 52 $17,200,000 $330,000 $2,005,000 $167,000 $1,440,000
Unverifiable Information 25 $7,955,000 $318,000 $935,000 $177,000 $883,000
Credit Application Incomplete 21 $4,465,000 $212,000 $645,000 $163,000 $1,632,000
Insufficient Cash (Downpayment, Closing Cost) 16 $11,200,000 $700,000 $2,005,000 $221,000 $675,000
Mortgage Insurance Denied 1 $165,000 $165,000 $165,000 $322,000 $322,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Pa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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