First Nations Home Finance Corporation Mortgage Lending & HMDA Data, 2005

In 2005, First Nations Home Finance Corporation of San Diego, CA reported 309 mortgage applications totaling $36.6 million. The average application was for $118,605, and applicants reported an average income of $317. 94% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (79), Riverside-San Bernardino-Ontario, CA (57) and Las Vegas-Paradise, NV (40) (applications in parentheses).

Mortgage Company & Address First Nations Home Finance Corporation
7330 Engineer Road, Ste. #A
San Diego, CA 92111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2006  2005  
Total Number of Mortgage Applications 309
Total Mortgage Loan Application Amount $36,649,000
Average Mortgage Loan Application Amount $118,605
Highest Mortgage Loan Application Amount $313,000
Average Applicant Income $317
Highest Applicant Income $28,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Nations Home Finance Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Nations Home Finance Corporation by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 64 $ 8,711,000 $ 136,109 $ 0
Clark, Nevada 40 $ 4,145,000 $ 103,625 $ 4,000
Riverside, California 39 $ 4,625,000 $ 118,589 $ 0
Pima, Arizona 19 $ 1,679,000 $ 88,368 $ 0
San Bernardino, California 18 $ 1,904,000 $ 105,777 $ 0
Fresno, California 16 $ 1,375,000 $ 85,937 $ 0
Pinal, Arizona 15 $ 1,483,000 $ 98,866 $ 0
San Diego, California 15 $ 3,966,000 $ 264,400 $ 0
Los Angeles, California 14 $ 1,736,000 $ 124,000 $ 0
Tulare, California 14 $ 1,290,000 $ 92,142 $ 0
Kern, California 8 $ 606,000 $ 75,750 $ 0
Sacramento, California 7 $ 926,000 $ 132,285 $ 0
Mohave, Arizona 5 $ 392,000 $ 78,400 $ 0
Washoe, Nevada 5 $ 627,000 $ 125,400 $ 0
Yavapai, Arizona 4 $ 381,000 $ 95,250 $ 0
Solano, California 4 $ 466,000 $ 116,500 $ 6,000
Yolo, California 3 $ 354,000 $ 118,000 $ 0
Alameda, California 2 $ 178,000 $ 89,000 $ 0
Contra Costa, California 2 $ 161,000 $ 80,500 $ 0
Imperial, California 2 $ 191,000 $ 95,500 $ 0
Orange, California 2 $ 205,000 $ 102,500 $ 0
Stanislaus, California 2 $ 177,000 $ 88,500 $ 0
Madera, California 1 $ 125,000 $ 125,000 $ 0
Merced, California 1 $ 86,000 $ 86,000 $ 0
Santa Clara, California 1 $ 119,000 $ 119,000 $ 0
Lyon, Nevada 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for First Nations Home Finance Corporation in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 309 $36,649,000 $115,000 $313,000 $500 $28,000
Home Improvement 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 188 $23,888,000 $119,250 $313,000 $250 $26,000
Hispanic 91 $9,179,000 $101,666 $313,000 $0 $0
Black or African American 24 $2,958,000 $126,666 $313,000 $3,000 $28,000
Asian 5 $513,000 $102,500 $152,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $111,000 $111,000 $111,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 307 $36,462,000 $115,250 $313,000 $0 $0
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2 $187,000 $93,500 $97,000 $27,000 $28,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 289 $34,820,000 $116,500 $313,000 $500 $28,000
Application Approved But Not Accepted 20 $1,829,000 $91,000 $141,000 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Nations Home Finance Corporation's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Nations Home Finance Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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