First Private Bank of Texas Mortgage Lending & HMDA Data, 2013
In 2013, First Private Bank of Texas of Dallas, TX reported 174 mortgage applications totaling $95.6 million, up 18% from 2012. The average application was for $549,413, and applicants reported an average income of $298,011. 47% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Dallas-Plano-Irving, TX (145), Fort Worth-Arlington, TX (10) and Austin-Round Rock-San Marcos, TX (2) (applications in parentheses).
| Mortgage Company & Address | First Private Bank of Texas 8201 Preston Road, Suite 200 Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 174 |
| Total Mortgage Loan Application Amount | $95,598,000 |
| Average Mortgage Loan Application Amount | $549,413 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $298,011 |
| Highest Applicant Income | $3,593,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Private Bank of Texas filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for First Private Bank of Texas in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 157 | $87,036,000 | $554,000 | $4,500,000 | $299,000 | $3,593,000 |
| Home Improvement | 9 | $2,156,000 | $239,000 | $723,000 | $239,000 | $1,184,000 |
| Refinancing | 8 | $6,406,000 | $800,000 | $2,113,000 | $345,000 | $847,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 89 | $74,210,000 | $833,000 | $4,500,000 | $522,000 | $3,593,000 |
| Black or African American | 42 | $3,059,000 | $72,000 | $700,000 | $56,000 | $972,000 |
| Hispanic | 23 | $1,578,000 | $68,000 | $445,000 | $35,000 | $168,000 |
| Not applicable | 14 | $11,589,000 | $827,000 | $3,868,000 | $0 | $0 |
| Asian | 6 | $5,162,000 | $860,000 | $3,480,000 | $371,000 | $1,350,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 174 | $95,598,000 | $549,000 | $4,500,000 | $298,000 | $3,593,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 81 | $65,266,000 | $805,000 | $4,500,000 | $490,000 | $3,158,000 |
| Loan Purchased By The Institution | 67 | $3,429,000 | $51,000 | $70,000 | $29,000 | $42,000 |
| Application Approved But Not Accepted | 14 | $16,947,000 | $1,210,000 | $2,250,000 | $647,000 | $3,593,000 |
| Application Withdrawn By Applicant | 10 | $9,148,000 | $914,000 | $2,200,000 | $70,000 | $700,000 |
| Application Denied By Financial Institution | 2 | $808,000 | $404,000 | $600,000 | $207,000 | $353,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $808,000 | $404,000 | $600,000 | $207,000 | $353,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Private Bank of Texas's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Private Bank of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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