First Private Bank & Trust Mortgage Lending & HMDA Data, 2009
In 2009, First Private Bank & Trust of Encino, CA reported 160 mortgage applications totaling $243.6 million, up 452% from 2008. The average application was for $1,522,787, and applicants reported an average income of $361,875. 28% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (131), Oxnard-Thousand Oaks-Ventura, CA (13) and Santa Barbara-Santa Maria-Goleta, CA (7) (applications in parentheses).
| Mortgage Company & Address | First Private Bank & Trust 16000 Ventura Blvd. Encino, CA 91436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2005 2004 |
| Total Number of Mortgage Applications | 160 |
| Total Mortgage Loan Application Amount | $243,646,000 |
| Average Mortgage Loan Application Amount | $1,522,787 |
| Highest Mortgage Loan Application Amount | $67,200,000 |
| Average Applicant Income | $361,875 |
| Highest Applicant Income | $3,253,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Private Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 131 | $ 211,958,000 | $ 1,618,000 | $ 369,000 |
| Ventura, California | 13 | $ 8,872,000 | $ 682,461 | $ 91,000 |
| Santa Barbara, California | 7 | $ 9,258,000 | $ 1,322,571 | $ 326,000 |
| Orange, California | 3 | $ 6,915,000 | $ 2,305,000 | $ 1,108,000 |
| San Diego, California | 3 | $ 4,078,000 | $ 1,359,333 | $ 476,000 |
| Inyo, California | 1 | $ 200,000 | $ 200,000 | $ 782,000 |
| Monterey, California | 1 | $ 1,500,000 | $ 1,500,000 | $ 224,000 |
| Riverside, California | 1 | $ 865,000 | $ 865,000 | $ 317,000 |
Mortgage Loan Application Detail Totals for First Private Bank & Trust in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 117 | $122,820,000 | $1,049,000 | $6,250,000 | $335,000 | $3,253,000 |
| Home Purchase | 43 | $120,826,000 | $2,809,000 | $67,200,000 | $435,000 | $1,554,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 75 | $171,277,000 | $2,283,000 | $67,200,000 | $596,000 | $3,253,000 |
| Not applicable | 68 | $39,632,000 | $582,000 | $1,208,000 | $0 | $0 |
| Not Provided | 13 | $19,524,000 | $1,501,000 | $5,000,000 | $632,000 | $1,800,000 |
| Black or African American | 2 | $5,728,000 | $2,864,000 | $3,290,000 | $916,000 | $969,000 |
| American Indian or Alaskan Native | 1 | $6,250,000 | $6,250,000 | $6,250,000 | $2,400,000 | $2,400,000 |
| Asian | 1 | $1,235,000 | $1,235,000 | $1,235,000 | $770,000 | $770,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 160 | $243,646,000 | $1,522,000 | $67,200,000 | $362,000 | $3,253,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 68 | $39,632,000 | $582,000 | $1,208,000 | $0 | $0 |
| Loan Originated | 44 | $132,001,000 | $3,000,000 | $67,200,000 | $736,000 | $3,253,000 |
| Application Denied By Financial Institution | 26 | $44,606,000 | $1,715,000 | $6,250,000 | $586,000 | $2,400,000 |
| Application Withdrawn By Applicant | 14 | $15,685,000 | $1,120,000 | $2,438,000 | $486,000 | $1,388,000 |
| Application Approved But Not Accepted | 8 | $11,722,000 | $1,465,000 | $2,100,000 | $432,000 | $648,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 12 | $22,703,000 | $1,891,000 | $6,250,000 | $735,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $11,701,000 | $1,671,000 | $5,000,000 | $495,000 | $1,800,000 |
| Collateral | 3 | $4,672,000 | $1,557,000 | $2,345,000 | $537,000 | $876,000 |
| Debt-To-Income Ratio | 2 | $3,240,000 | $1,620,000 | $1,940,000 | $370,000 | $445,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Private Bank & Trust's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Private Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About